~August No-Spend Challenge~ We are tracking our spending and trying to save money! Come join us -- newcomers welcome - Page 3 - Mothering Forums

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Old 08-03-2009, 07:42 AM
 
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WARNING -- I'm going to be all over this thread and all over this forum this month. You are going to be wishing I wasn't around so much.

I'm trying to really re-think my buying habits this month.

My DH just got a nice raise (which is a blessing and a miracle in this economy and I'm very appreciative of that) and we are already well on our way to spendy spend spending that money...I've been pricing furniture, we bought a pool, we bought summer passes to things that we don't normally buy, I've enrolled the girls in extracurricular activities for the fall that we can't usually afford...STOP!!! What is going on?!?

I need to be saving that money, not spending it as fast as I can get my little hands on it.

I need to turn my head away from what my neighbors are buying and instead focus on what will bring me lasting security and peace.

That is hard for me to do -- so I'm re-reading the Tightwad Gazette (she's inspirational to me) and Dave Ramsey and Not Buying It: My Year Without Shopping -- and trying to turn my attention again towards saving money instead of spending.

 

 

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Old 08-03-2009, 10:44 AM
 
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We only have one car and my husband works nights till 11:30am. So I don't have car to run to stores like I did before when I would drop him off at his old job and I feel guilty shopping when he is home. So you think that would stop my spending... welcome to my online shopping addiction. If ever there was anything created by the devil it is online shopping. You save so much that you end up spending more...ugh. Well my addiction is cloth diapers right now. I buy what I need, what I like and somethings that will probably never see my babies bottom! Help

Budgeted Spending:
Frivolous Spending: - the devil made me do it
No Spend:

8/1:: $20 at yard sale(DD winter coat and tights, 2 jeans and shorts for DH, 2 birthday gifts, dog crate, 2 glass dishes with lids for freezer) $13 Lunch, $22 friend came home from Iraq we all went out to eat. Days not usually like that... glad I found this post now I have to be responsible=)
8/2:: $14 cloth diapers; $4.75 filtered water
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Old 08-03-2009, 03:56 PM
 
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Hi everyone, I'm glad to be on this thread this month! We're in the middle of a huge landscaping project that we are paying with in cash as we go. Hopefully we're near the end of the big expenditures for that, but something always comes up. Also, we are paying for DS's Montessori tuition up-front for the year. That check was painful to write, but now it's time to build back up our EF, pay off my car, then start on the mortage.

VTMom, I'm re-reading the Tightwad Gazette, too!

No spend
Budgeted spending:
Blew it:

8/1 (groceries)
8/2
8/3

Kelly, wife to my wonderful DH , and mom to DS1 born 1/20/2008 and DS2 born 7/14/2010 by VBAC.
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Old 08-03-2009, 05:00 PM
 
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01.. $1 Beanie Baby Toy at a yard sale
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Goals:
2/20 No Spend Days
$102/$600 Grocery Budget

 

 

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Old 08-03-2009, 08:24 PM
 
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08/01: $5 Dunkin' Donuts, $2 snowshoes for dd @ a yard sale.
08/02:
08/03:
08/04:

3/20 No-spend days
$7/$100 Frivolous spending
0/6 Diapers made from my stash of fabrics

Jenny, proud maker of red things
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Old 08-03-2009, 09:29 PM
 
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Aug 1 $9 on coffees before we realised that it was August, our no-spend month
Aug 2 :
Aug 3 Toilet blocked - we had to buy a plunger and cleaning supplies
Aug 4
Aug 5
Aug 6
Aug 7

1/31 No spend
0/31 Budgetted spend
2/31 Frivolous spending
1/31 : No car
0/31 : Expenses tracked in Quicken

Still haven't gotten Quicken up and running. Hopefully today if the kids nap at the same time. I had plenty of time to do it yesterday but wasted it surfing MDC :

Mothering my 4yo DS and 1yo DD
I knit : I sew : I read : I craft : and I very occasionally and irregularly blog
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Old 08-03-2009, 10:27 PM
 
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My key:
No-spend day:
Planned spending (bills, gas for car, etc):
Unplanned spending:

So far: 2 1

1. $16 drive in movie and snacks.
2.
3. $1.35 coffee, $8.46 Christmas gift
4.
5.
6.
7.

Formerly single Mama to the zaniest boy on the block, born on my birthday on 3/28/07. Soon to be Mama to a new little and can't wait to bfinfant.gif and femalesling.GIF and familybed1.gif again! 
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Old 08-03-2009, 11:45 PM
 
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Aug1 --
Aug 2 -- new toilet 168.00
Aug 3 -- 18.59 lunch with mom
Aug 4


Goals:

Pay off credit card 0/2000
Groceries 126.90/600.00
No sloppy spending!

Frugal, food growing mama to my four loves

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Old 08-04-2009, 01:17 AM
 
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Quote:
Originally Posted by Crunchy*VT*Mom View Post
Hmmmm...could those $35 ribeye steaks from Costco sitting in the freezer right now be part of it? Bought TWICE this month. That's $70 right there.

Hmm....It is back to tuna fish for this family.

I need to go find that $2 meal thread and read through it again for inspiration.

Wow, I hear ya on this one! Why do we do these things....?
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Old 08-04-2009, 01:33 AM
 
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I'll post my intro tomorrow, gotta get my feet up, 38 weeks pregnant.

August 1st-3rd: clothes, shoes for kids, $74, food groceries $63, makeup $27 (only buy this twice a year)
4th: $29 baby gift for brother
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Old 08-04-2009, 10:22 AM
 
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:: budgetted spend
:: no spend day!
::: overspent, or non budgetted spend
::: no driving day


8/1::
8/2:::
8/3:::
8/4::
8/5::
8/6::
8/7::
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8/27::
8/28::
8/29::
8/30::
8/31::

me, dd1, dd2, ds, and #4 due March 1. dbf has 2 of his own, so it will be an adventure!

i like making things. 

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Old 08-04-2009, 11:09 AM
 
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I'd love to join. My name is Gretchen and I have a 2.5 year old and a baby due in late September. My husband and I are expecting to close on a house at the end of this month and so we're coming up on a couple of challenging months, both financially as well as emotionally. We have about $4k in credit card debt (though some of it was spent on an upgraded professional digital camera that dh will use for a few photography jobs coming up).

I'm pretty frugal but we spend a lot of money on food and occasionally on dates. DH really loves to go to the thrift store and buy "new" clothes--we're trying to break him of this habit because he really ends up spending a lot (more than $200 one month, on totally unnecessary thrift store purchases).

We need to save in preparation for the couple of months that I will not be working after the baby comes. Our bills will also be higher at the same time, because our new mortgage/household expenses will be higher than our living expenses are now. After that, we need to pay off this credit card debt because 2 of the three credit cards have a really high interest rate and it is just A WASTE of money.

Long term goal is of course to be debt free aside from our mortgage, and to have a budget that includes savings (for our kids, for us, for our family).

No money spent: :
Necessary/planned spending: : (groceries, rent, bills, etc.)
Unnecessary spending: (such as eating out or a thrift store splurge)
Exercise:

1. :
2. : (groceries, $40 doula bag stuff that I should have planned ahead for or found around the house)
3. :
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hijab.gif Muslim convert attachment mama to 2, stepmama to 3 more. Married to a Warrior Spirit. 

"We can do no great things, only small things with great love." ~Mother Teresa of Calcutta

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Old 08-04-2009, 03:10 PM
 
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Hi!

I joined a few threads last year that really really saved us and the next few months we're really going to need to hang on to our dollars so I'm comin' back.

I'm XM, mama to one ds, 15 months and TTC#2. DH just got a new job, and we're moving from NJ to Alaska! I'm oscillating between overjoyed and utterly terrified, with some guilt and sadness thrown in for good measure. It's hard to take DS away from a huge loving family and -6- great-grandparents. But, we kind of hate NJ, love Alaska, and really just want to give it a shot.. soo.. A cross country+ move is taxing on the budget so this month we're going to:
a.) not eat out.
b.) use up all the food in the pantry cindy's porch style
c.) hold off buying everything possible until we get to AK
, which is Sept 15ish for DH, Oct. 25ish for me & ds

1:
2:
2:

Oh yeah, and I'm not buying any pregnancy tests or OPK's, AT ALL! Every time I'm about to click that nice little "buy" button on Amazon, I'm going to come here and post and I'm hoping you will kindly talk me out of it.

XM,: mama to ds (5/08), dd (9/10) and ds (6/12) ! whale.gif :C.H.S & M.

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Old 08-04-2009, 07:00 PM
 
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Aug1 --
Aug 2 -- new toilet 168.00
Aug 3 -- 18.59 lunch with mom
Aug 4 --


Goals:

Pay off credit card 0/2000
Groceries 126.90/600.00
No sloppy spending!

Frugal, food growing mama to my four loves

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Old 08-04-2009, 07:29 PM
 
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1 - GARAGE SALE: $50 dresser, $3 cards, twine, toy; $39 Pet food
2 - $2 entertainment, $38 pet store
3 - No spend (Sent out cds with prepaid paypal postage)
4 - No spend (If I can avoid the gas station tonight)

Bridget. Momma to DD (4), expecting DS - 9/09, wife to SAHD. Gardener, coffee addict, urban dweller.
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Old 08-04-2009, 07:37 PM
 
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Ugh. We are not having a good month so far. Bad things keep happening that require spending money.

Aug 1 $9 on coffees before we realised that it was August, our no-spend month
Aug 2 :
Aug 3 Toilet blocked - we had to buy a plunger and cleaning supplies
Aug 4 : DH sprained his ankle - he had to buy bandages and voltaren
Aug 5
Aug 6
Aug 7

1/31 No spend
0/31 Budgetted spending
3/31 Frivolous / unplanned spending
2/31 : No car
0/31 : Expenses tracked in Quicken

Mothering my 4yo DS and 1yo DD
I knit : I sew : I read : I craft : and I very occasionally and irregularly blog
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Old 08-04-2009, 10:19 PM
 
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budgeted Spending:
Frivolous Spending: - the devil made me do it
No Spend::

8/1:: $20 at yard sale(DD winter coat and tights, 2 jeans and shorts for DH, 2 birthday gifts, dog crate, 2 glass dishes with lids for freezer) $13 Lunch, $22 friend came home from Iraq we all went out to eat. Days not usually like that... glad I found this post now I have to be responsible=)
8/2:: $14 cloth diapers; $4.75 filtered water
8/3:
8/4 found blueberries at a great price bought 48 pt. $48.00
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Old 08-04-2009, 10:40 PM
 
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Ok, so I am not exactly off to the best start here.... Grrrr.....

My key:
No-spend day:
Planned spending (bills, gas for car, etc):
Unplanned spending:
Total frivolous spending $29.56

So far: 3 1

1. $16 drive in movie and snacks.
2.
3. $1.35 coffee, $8.46 Christmas gift
4. $3.75 new pj's for DS on clearance at Old Navy
5.
6.
7.

Formerly single Mama to the zaniest boy on the block, born on my birthday on 3/28/07. Soon to be Mama to a new little and can't wait to bfinfant.gif and femalesling.GIF and familybed1.gif again! 
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Old 08-04-2009, 11:46 PM
 
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Hey again! This time I starting at the beginning of the month!!!

I'm Jessica, WOHM of 2. DP & I are both employed, but we've got a bunch of debt. Just working on eliminating it. The kids are starting Pre-K/daycare next month (change in my work sched) and we're going to have that added expense. We're also trying to bounce back a bit from a family emergency with DP's family that involved us spending/lending a lot of money out for various reasons.

We are going to be FIRM with our $20/week incidental budget. This will be harder for DP than for me, but I'll try to encourage him. We'll see how it goes. I've already taken a lot of steps to cut our energy costs & we've changed auto insurance to cut cost. Now it's just a matter of our daily spending....

8/1 $11 birthday gift for friend
8/2
8/3 $9 lunch at McD's :
8/4 $5 lunch at work because I forgot mine :

---Jessica---Livin' my life from A Peace.gif(1/05 ) to Z  jammin.gif(4/08 ).....and z babyf.gif(3/11)

 

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Old 08-05-2009, 12:55 AM
 
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Last few days have been fairly good; need to add up food $ spent and track closely this month! Tomorrow is a nutty, busy, long day, so need to figure out what I am going to eat at the office and what DH + kiddos will be eating to avoid impulse eating out.

Kim :

Aug. 1: $79 at Goodwill (2 dresses, 2 shirts for DH, + about 15 exceptionally cool floor puzzles/wooden toys/board games/art stuff for kiddos)
Aug. 2:
Aug. 3:
Aug. 4:

= no spend/spending w/in budget
Goal: 3/27
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Old 08-05-2009, 01:28 AM
 
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Since it's only the 4th, I'd like to jump in while I can still remember my expenses over the last few days.

I'm L, full time college student, no kids yet, hoping to start a family in a few years. I'm going to have about $50k in loans to pay off when I graduate in 2 years. I'm going to be taking 5 classes this upcoming semester, and work about 20 hours/week. Right now I'm working at an internship that will end in mid-September. Most months my expenses are more than my income. I'll be trying to get my expenses down as close to my income level as possible. I love the idea of the spending keys, here's mine:

: no money spent

: planned expenses or necessities, stayed on track (e.g. paid rent but didn't buy coffee)

: frivolous spending

1:
2: $40 on groceries, had some family in town and spent $13 on unnecessary purchases when I went shopping with them
3: was unprepared for a workday that I knew was going to be busy, and ended up having dinner out: $12 on 2 rolls of sushi and a drink.
4:
5,6,7: I'm interning on a huge project right now that will be a month long art installation. We just starting rolling out the installation this week, and I've been pulling looooong days, leaving me no time to cook. So I've eaten out Wed, Thu, and Fri.:
8: Back on track. Picked up the CSA share (money already spent back in June), and we just got a dvd in the mail today which we'll watch tonight, so no money spent today.

Good luck to everyone out there!
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Old 08-05-2009, 03:23 AM
 
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I'm trying to buckle down this month and truly only purchase what I need to.


Spent according to budget
Blew the budget
: Nothing spent! No driving! Nada nada nada!

I can't remember the first two days of August, so I'll start with Monday the 3rd.
3: Bought a few things at the grocery store. Made a basically-free dinner (trout DH caught, mashed potatoes w/ ingredients I already had)
4: : Didn't go anywhere, didn't spend money, made a yummy dinner out of things I already had at home (including adding herbs to a really yucky spaghetti sauce I had in the fridge.

Planning on going to the grocery store tomorrow to pick up a couple of things. If I stick to my budget then I'll take DS and DD to our (germy but fun) McDonald's playland. It's been 100 degrees here every day lately (with the hot Colorado sun. Ouch!) so it'll be nice for him to play in a cool building instead of in the scorching sun. I'll try to only drive one other day this week (but just 1 driving day would be AMAZING!!!).
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Old 08-05-2009, 11:26 AM
 
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So, I'm finally going to break down a get a Vitamix. I've wanted one for 10 years, I think it's time. I have TONS of food in the house and managed to plan a months + worth of dinners. If I can do it, and keep my grocery budget to $100 (still need milk, bread, cheese), it's all mine, BABY!!
Oh!! And I hope to have a garage sale next weekend!!


My Key-
No Spend
Necessary/Planned Spending
Unnecessary Spending

8/1- $50 on fundraiser for World Breastfeeding Week
8/2- $70 on dinner for dh's 30th birthday
8/3- $45 on groceries
8/4-
8/5-

Goal
No spend 1/14/30 days
Groceries/Household $0/$100
Vitamix Money

Danielle, bf'ing, cd'ing, bw'ing, ap'ing, SAHM to DD Avery (12-1-04) blahblah.gif DS Linus (10-31-07)bouncy.gif and DD Nilah (9-17-11) babygirl.gif

always and forever remembering angel1.gif (6-9-10)

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Old 08-05-2009, 01:47 PM
 
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Ahh welcome to August!

So far it has not been a fun month - mostly courtsey of some lovely plumbing issues for the past 3 days. I think right there we have sank the ship for the month.

08/01: :
08/02: Groceries $324 (ala costco)
08/03:
08/04: $412.57 for plumber to tear all roots in our main water drain
08/05:


Goals:
No Spending: :
Dining out: 0/2 :
Splurges: 0/3 :
On budget: 0/25
Emergencies: (new one Thanks plumbing!)

Overall Montly goal - Have $100 extra bucks to set aside for Savings/CC or etc.

treehugger.gifAnd you who seek to know Me, know that the seeking and yearning will avail you not, unless you know the Mystery: for if that which you seek, you find not within yourself, you will never find it without.treehugger.gif

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Old 08-05-2009, 04:59 PM
 
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Aug 1 (Sat) No spend; at SIL all day; mom bought us Domino's
Aug 2 (Sun) cant remember :
Aug 3 (Mon) didnt leave house or spend $
Aug 4 (Tues) 30.00 at McDonalds for royalty girls; 144.00 for soccer fees (Angelo and Abby)
Aug 5 (Wed) 250.00??? school supplies; curriculum 650.00 but : to have proper supplies. Sure adds up when you have so many kids : 4.50 food at park carnival
Aug 6 (thurs) Didn't spend money myself, but had dh and my mom get stuff for me. All eating out :


We have a very busy and expensive weekend coming up. Abigail is a Jr Ambassador for our city and she gives up her crown Sun So we will see how we do. We are also going out of town for a week and need school supplies.


GOALS:
Have lawyer paid 4000.00 (have alot saved)
school supplies (haven't gotten new school stuff in almost 2 years)
on budget!!!
get dh on board :

Mama to 9 so far:Mother of Joey (20), Dominick (13), Abigail (11), Angelo (8), Mylee (6), Delainey (3), Colton (2) and Baby 8 and Baby 9 coming sometime in July 2013.   If evolution were true, mothers would have three arms!

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Old 08-05-2009, 05:40 PM
 
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01.. $1 toy at a yard sale
02..
03..
04.. $13 pizza
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Goals:
3/20 No Spend Days
$102/$600 Grocery Budget

 

 

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Old 08-05-2009, 05:50 PM
 
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Quote:
Originally Posted by scrapadoozer View Post
0/6 Diapers made from my stash of fabrics
Jenny -- Go make a diaper.

Quote:
Originally Posted by Amanda Williams View Post
38 weeks pregnant
Woohoo! We're on baby watch again! Great to see you back Amanda. Rachael had her baby last month. Do you know if you are having a boy or a girl?

Quote:
Originally Posted by highlandmum View Post
::: no driving day
Highland Mum you are inspiring me. I took my "let the car rest" goal off of my list of goals because I never seemed to make it...I drove every single day last month. But I really should be making an effort to get that back up there.

Welcome Gretchen! New House and a New Baby...that are some exciting changes in your life.

Quote:
Originally Posted by xekomaya View Post
Oh yeah, and I'm not buying any pregnancy tests or OPK's, AT ALL! Every time I'm about to click that nice little "buy" button on Amazon, I'm going to come here and post and I'm hoping you will kindly talk me out of it.
XM -- Put down the stick. Great to have you back! That is exciting news about your AK move!!! :

Quote:
Originally Posted by Peppermint Poppies View Post
Aug 3 Toilet blocked - we had to buy a plunger and cleaning supplies
What is up with the plumbing in this thread this month?! First Ruth, now you.

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Originally Posted by rob'shappywife View Post
found blueberries at a great price bought 48 pt. $48.00
Wow! That is a GREAT price. I would have bought all of those too! Blueberries freeze beautifully.

 

 

Crunchy*VT*Mom is offline  
Old 08-05-2009, 05:52 PM
 
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Ahhh...I feel like I got my money's worth out of our community pool passes this year.

This morning my six year old announced that she is tired of going to the pool every. single. day.

That's life with a frugalista Mama, honey. Put that bathing suit on....we're using that pass.

 

 

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Old 08-05-2009, 07:57 PM
 
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Any one know of a good price for a good quality laser printer? I need something that can do color and black and white as well as both sides at one time.

Also....prices for binding books? Like spiral bound machine thingys.

Mama to 9 so far:Mother of Joey (20), Dominick (13), Abigail (11), Angelo (8), Mylee (6), Delainey (3), Colton (2) and Baby 8 and Baby 9 coming sometime in July 2013.   If evolution were true, mothers would have three arms!

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Old 08-05-2009, 09:19 PM
 
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My key:
No-spend day:
Planned spending (bills, gas for car, etc):
Unplanned spending:
Total frivolous spending $29.56

So far: 3 2

1. $16 drive in movie and snacks.
2.
3. $1.35 coffee, $8.46 Christmas gift
4. $3.75 new pj's for DS on clearance at Old Navy
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Formerly single Mama to the zaniest boy on the block, born on my birthday on 3/28/07. Soon to be Mama to a new little and can't wait to bfinfant.gif and femalesling.GIF and familybed1.gif again! 
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