~August No-Spend Challenge~ We are tracking our spending and trying to save money! Come join us -- newcomers welcome - Page 9 - Mothering Forums
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#241 of 344 Old 08-19-2009, 02:32 PM
 
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i'm hoping this is it for today!

anticipated spending
cheese making supplies 75.00 grocery
solstice shopping 100.00 spending money
fan for freezer 115.00 ???



472.10/600 food
79.08/80 sundry
49.77/60 spending money
100/100 to savings :

13/20 no spend
6/11 budgeted spend
0/0 non-budgeted spend

1- 11.68 nail clippers lip balm, 297.10 groceries trader joe's, costco, wf (don't forget 11.99 tp is sundry)
2-
3-
4-
5-
6-
7-
8-
9-
10-
11-
12- 4.95 shipping
13-
14- 48.66 charlie's soap
15- 4.75 ice cream
16-
17- 5.22 reusable sandwich bags
18-
19- azure standard 175.00, 6.75 ca baby, 39.60 snack taxi


july 105.65 20
june 76.70 17
may 181.46 18
april 358.07 19
march 517.18 17

eh. who needs a signature?
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#242 of 344 Old 08-19-2009, 04:19 PM
 
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Quote:
Originally Posted by Crunchy*VT*Mom View Post
Ran to Walmart this morning and spent almost $50 -- but this is the kicker... I went to update this and I'm not even sure what I bought there...some pool stuff, baby onesies, batteries...stuff that is so inconsequential I've forgotten it TWO HOURS LATER.

Isn't it amazing how fast $50 will slip through your fingers? If I didn't have this thread to remind me of my spending, I never would have noticed it.

And $50 is a big chunk of change for our family. Wow. Sobering.

I really want to be more mindful of my spending, and this is an example of how I still have work to do to reach that place.
This is soooo me!! Or was, I'm trying to do better. It's way too easy for me to let money just slip through like that. And then like you said, forget all about it a short time later!! :
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#243 of 344 Old 08-19-2009, 04:22 PM
 
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a. Who you are - Aileen, wife to hubby, part time stepmom to 11 year old girl and 16 year old boy.

b. Where you are going (your financial goals) - long term: be debt free by this time next year (medical bills, one cc and one car payment), continue building up savings/retirement cushion. short term: work on reducing grocery budget and unnecessary spends.

c. How you plan to get there - get an online budget tracker such as Quicken because what I'm doing now is NOT doing the trick.

8/15 Okay, it's the middle of the month and I'm going to change my necessary spend icon as well as the description of it. I keep confusing myself with the eyeroll . It makes me think of an unnecessary spend. And I like how some pp's have described it as a budgeted spend. That's more clear to me.

Legend:
Budgeted spend
: Unnecessary spend
No spend

August
1. : um, got off on the wrong foot, bought a starbucks frappacino. gas, grocery store (getting better at trying to eliminate frivolous spending here), petsmart (fish to replace some we lost).
2.
3.
4.
5.
6. took a day off work to go to water park with daughter and grandbabies but my power went out and i didn't want to leave kitty alone in the 100 degree heat! a/c came back on before it got too unbearable but timing wasn't right anymore so i just went to dd's house and visited with her there. didn't spend any money!
7.
8. necessary spends - grocery store, gas, walgreen's (bought some chocolate. isn't this a necessary spend, though? ) goodwill (crossword puzzles for dh i consider necessary cuz at least he'll do them while watching tv; also a couple of little juice glasses which are hard to find anymore), wine store (we buy the boxes which are cheaper), best buy (wireless printer for the laptop).
9.
10.
11. : i KNEW i shouldn't have gone out to lunch with my coworker. she went to bath & body works (i knew this before hand) and of course i HAD to buy something there. grrr. and then bought lunch at chickfila when i had brought a perfectly good lunch of leftovers.
12. :: okay, both necessary and unnecessary cuz i guess i could look at it both ways. tomorrow is a coworker's baby shower for her preemie who is still in the hospital. i gave $20 toward a gift for the baby and volunteered to bring the drinks for the shower which i spent about $8 on for two canisters of kroger brand powdered sweet tea.
13. had a great time at the baby shower today!!! momma was so happy and said preemie is doing well!! coming home soon!
14. our every other friday evening going out to eat date. also bought our weekly wine box and fish supplies.
15. gas, walgreen's, kroger - special double coupon day combined with all their specials and i saved almost $50 dollars! : this is the best i've done in months and months!! didn't even go to whole foods like i usually do. i love that store and it's only 10 minutes from me so it's a temptation!
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
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#244 of 344 Old 08-19-2009, 04:33 PM
 
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My key...
No Spend Day :
Necessities/Low Spend Day
Over budget- frivolous spending :

August 6th-
August 7th-
August 8th- School supplies over tax free weekend $120
August 9th- :
August 10th- Sam's $96, Homeschool Used Curriculum Sale $35
August 11th- Farmer's Market $50, CVS $2.41, Gas $27
August 12th- $6.00 Lunch: $25 for Pizza for dinner:, book for daughter for science on eBay $15
13th-Grocery Store- Weekly Trip $114, Birthday gift for dd's friend 2 books for my dd's, coffee, yummy smelling candle (this is a necessity right) $40, Gas (yes I just got it a few days ago, but did not fill up) $30 but I am : that everything costs so much
14th- $24 Haircut & tip for dd, $20 school books
15th- No Spend Day (for me)- It was our Anniversary and we went out to dinner and the movies, but that was planned and budgeted for. 16th-
16th- $30 last of our curriculum, bought a new TV but that is covered by our insurance (house was hit by lightening) and we spent about $100 out of pocket
17th- $18 Back to School Breakfast @ Chick Fil A, $50 Walmart for grocery "staples", a few back to school treats
18th- Back to "homeschool" Beach Bash FREE $3.00 at Sonic for Drinks
19th- $62 Big Lots Necessities, planned spending $18 Goodwill a little more than I should have spent but it is stuff I will use $30 Haircuts for me and DD :$18 for Lunch out
20th-
21st-
22nd-
23rd-
24th-
25th-
26th-
27th-
28th-
29th-
30th-
31st-

Vicki- Homeschooling Mama to 4 girls
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#245 of 344 Old 08-19-2009, 04:37 PM
 
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August 15 : :
August 16 $15.50 eating out-$12carpet cleaner- $45 groceries- planned
August 17: :
August 18 $5 Farmers Market-planned- returned garbage disposal - got $181 gc
August 19: :
August 20:
August 21
August 22
August 23
August 24
August 25
August 26
August 27
August 28
August 29
August 30
August 31

Happily Married to my : 11 yrs- Mama to wild-eyed monkey boy 7-04, fiery little girl 4-07, and the happy smiley baby that sleeps 11-09!
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#246 of 344 Old 08-20-2009, 01:37 PM
 
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Ooooh...:: I do NOT like to come on here and report that we are eating crap food.

And ~~remind me of this~~ Everysingletime I go out and spend money on a "professional" haircut for the girls I am amazed at what a horrible job some haircutters do on childrens' hair. Seriously??? You just made my child look like a goofus and you are going to charge me $17 for that???

My daughter has the shortest, choppiest bangs in town. I could have done that well myself with my hair trimming scissors at home. For free.

Remind me not to make that same spending mistake again.

01.. $1 toy at yard sale
02..
03..
04.. $13 pizza
05..
06..
07..
08..
09.. $33 road race registration
10..
11..
12..
13..
14..
15.. $75 potting soil, plants, flower pots
16.. $25 state park camping fee
17.. $4.47 more potting soil
18.. $48 household stuff at Walmart
19.. $11.58 McDonald's
20.. $33 Dumb and Dumber haircut
21..
22..
23..
24..
25..
26..
27..
28..
29..
30..
31..

Goals:
10/20 No Spend Days
$367/$600 Grocery Budget

 

 

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#247 of 344 Old 08-20-2009, 01:46 PM
 
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Help!

I really really want to buy the tightwad gazette. I hear so much about it and the complete edition is on amazon w/free shipping. But, its totally 15$ and I would buy something else to make it 25$ for free shipping... and I can't imagine it's going to save me $25 in the next couple months if I don't have any discipline with no-spending. So, should I buy it?

I might be able to have DH buy it in person somewhere, or even with a coupon so I guess I could do that. Libraries are not an option for me.


1:
2:
3:
4:
5:$2.49 D&D
6:
7:
8:
9:
10:
11:
12:
13:
14:
15:
16:
17: $.75 candy
18 Starting Over!!!
19
20


Good -
Bad -

XM,: mama to ds (5/08), dd (9/10) and ds (6/12) ! whale.gif :C.H.S & M.

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#248 of 344 Old 08-20-2009, 01:53 PM
 
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August 15 : :
August 16 $15.50 eating out-$12carpet cleaner- $45 groceries- planned
August 17: :
August 18 $5 Farmers Market-planned- returned garbage disposal - got $181 gc
August 19: :
August 20:::
August 21
August 22
August 23
August 24
August 25
August 26
August 27
August 28
August 29
August 30
August 31

Lots of blissfully boring days around here!! Got another bite on an item for sale- still waiting to actually sale things though!

Also- I have a couple of building items we bought forever ago and I long since lost the receipt- 2 of those from Lowes- well I called yesterday and I can return them for a gift card- combining that w/ my $180 gc I got from HD Tuesday we should be able to finish our last unfinished room and a couple of other jobs without ANY out of pocket expenses and maybe this can get done before the new baby comes However, Lowes is not in our town- I am thinking when I go yardsaling Saturday for winter clothes I will go over that way and get it done and over with- that would be a HUGE load off my mind!

Hoping to get a few more items posted this weekend for sale- not sure that it is doing me any good, but at least we will try!

Happily Married to my : 11 yrs- Mama to wild-eyed monkey boy 7-04, fiery little girl 4-07, and the happy smiley baby that sleeps 11-09!
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#249 of 344 Old 08-20-2009, 02:10 PM
 
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08/01: $5 Dunkin' Donuts, $2 snowshoes for dd @ a yard sale.
08/02:
08/03:
08/04:
08/05:
08/06:
08/07:
08/08: $2 vintage linen @ a yard sale
08/09:
08/10:
08/11:
08/12:
08/13: $2.24 shipping, $15 stress pizza
08/14:
08/15:
08/16:
08/17: $30 McDonalds
08/18: $13 Burger King
08/19:
08/20:

15/20 No-spend days
$69.24/$100 Frivolous spending
3/6 Diapers made from my stash of fabrics

Jenny, proud maker of red things
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#250 of 344 Old 08-20-2009, 02:24 PM
 
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a. Who you are - Aileen, wife to hubby, part time stepmom to 11 year old girl and 16 year old boy.

b. Where you are going (your financial goals) - long term: be debt free by this time next year (medical bills, one cc and one car payment), continue building up savings/retirement cushion. short term: work on reducing grocery budget and unnecessary spends.

c. How you plan to get there - get an online budget tracker such as Quicken because what I'm doing now is NOT doing the trick.

8/15 Okay, it's the middle of the month and I'm going to change my necessary spend icon as well as the description of it. I keep confusing myself with the eyeroll . It makes me think of an unnecessary spend. And I like how some pp's have described it as a budgeted spend. That's more clear to me.

Legend:
Budgeted spend
: Unnecessary spend
No spend

August
1. : um, got off on the wrong foot, bought a starbucks frappacino. gas, grocery store (getting better at trying to eliminate frivolous spending here), petsmart (fish to replace some we lost).
2.
3.
4.
5.
6. took a day off work to go to water park with daughter and grandbabies but my power went out and i didn't want to leave kitty alone in the 100 degree heat! a/c came back on before it got too unbearable but timing wasn't right anymore so i just went to dd's house and visited with her there. didn't spend any money!
7.
8. necessary spends - grocery store, gas, walgreen's (bought some chocolate. isn't this a necessary spend, though? ) goodwill (crossword puzzles for dh i consider necessary cuz at least he'll do them while watching tv; also a couple of little juice glasses which are hard to find anymore), wine store (we buy the boxes which are cheaper), best buy (wireless printer for the laptop).
9.
10.
11. : i KNEW i shouldn't have gone out to lunch with my coworker. she went to bath & body works (i knew this before hand) and of course i HAD to buy something there. grrr. and then bought lunch at chickfila when i had brought a perfectly good lunch of leftovers.
12. :: okay, both necessary and unnecessary cuz i guess i could look at it both ways. tomorrow is a coworker's baby shower for her preemie who is still in the hospital. i gave $20 toward a gift for the baby and volunteered to bring the drinks for the shower which i spent about $8 on for two canisters of kroger brand powdered sweet tea.
13. had a great time at the baby shower today!!! momma was so happy and said preemie is doing well!! coming home soon!
14. our every other friday evening going out to eat date. also bought our weekly wine box and fish supplies.
15. gas, walgreen's, kroger - special double coupon day combined with all their specials and i saved almost $50 dollars! : this is the best i've done in months and months!! didn't even go to whole foods like i usually do. i love that store and it's only 10 minutes from me so it's a temptation!
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.

VTmom: dumb and dumber haircut

Been trying to rethink some grocery items. One of the few things I let myself buy anymore from Whole Foods is the 6 oz plain yogurt containers. I usually eat 4-5 a week. I know the larger containers are cheaper but once I open them they won't last. There are some weeks where I might eat only a couple and I don't want to feel like I have to consume it all from the large container before it goes bad. Hm, maybe it will last longer than I think, after all its cultured. My sour cream and buttermilk last way longer than the expiration date after they're opened. I think I'll try a little experiment!!
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#251 of 344 Old 08-20-2009, 03:13 PM
 
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Pfffffttttt...huge day of spending here. My poor boy slammed his finger in the door cutting off the tip. It was hugely painful and frightening, but he is all stitched up and will heal fine. He is settled on the couch with a popsicle and a movie.

The $ damage:

$50 hospital co-pay
$50 special tasty treats and food, motrin
$26 to rent a carpet cleaner (there was a lot of blood)



Aug1 --
Aug 2 -- 178.08 new toilet
Aug 3 -- 18.59 lunch with mom
Aug 4 --
Aug 5 -- 119.78 blueberries bushes for the garden
Aug 6 --
Aug 7 --
Aug 8 --
Aug 9 --
Aug 10 -- $9 pool fee
Aug 11 --
Aug 12 -- $11 water park
Aug 13 --
Aug 14 --
Aug 15 -- $2.50 toll
Aug 16 -- $7.00 reusable swim diaper
Aug 17 --
Aug 18 --
Aug 19 --
Aug 20 -- $50 copay, $50 extra treats and meds, $26 carpet cleaner


Goals:

Pay off credit card -- 2000/2000
Groceries -- 403.30/600.00
Extra big expenses this month -- 178.08 (toilet), 119.78 (garden)
No sloppy spending!

Frugal, food growing mama to my four loves

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#252 of 344 Old 08-20-2009, 05:06 PM
 
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My key...
No Spend Day :
Necessities/Low Spend Day
Over budget- frivolous spending :

August 6th-
August 7th-
August 8th- School supplies over tax free weekend $120
August 9th- :
August 10th- Sam's $96, Homeschool Used Curriculum Sale $35
August 11th- Farmer's Market $50, CVS $2.41, Gas $27
August 12th- $6.00 Lunch: $25 for Pizza for dinner:, book for daughter for science on eBay $15
13th-Grocery Store- Weekly Trip $114, Birthday gift for dd's friend 2 books for my dd's, coffee, yummy smelling candle (this is a necessity right) $40, Gas (yes I just got it a few days ago, but did not fill up) $30 but I am : that everything costs so much
14th- $24 Haircut & tip for dd, $20 school books
15th- No Spend Day (for me)- It was our Anniversary and we went out to dinner and the movies, but that was planned and budgeted for. 16th-
16th- $30 last of our curriculum, bought a new TV but that is covered by our insurance (house was hit by lightening) and we spent about $100 out of pocket
17th- $18 Back to School Breakfast @ Chick Fil A, $50 Walmart for grocery "staples", a few back to school treats
18th- : Back to "homeschool" Beach Bash FREE $3.00 at Sonic for Drinks
19th- $62 Big Lots Necessities, planned spending $18 Goodwill a little more than I should have spent but it is stuff I will use $30 Haircuts for me and DD :$18 for Lunch out
20th-: $20 Lunch- DD has basketball camp this week, and we had been doing sooo good not eating lunch out, UNTIL this week of camp 2 days in a row, and I may as well admit, probably tomorrow too. $3.00 Books
21st-
22nd-
23rd-
24th-
25th-
26th-
27th-
28th-
29th-
30th-
31st-

Vicki- Homeschooling Mama to 4 girls
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#253 of 344 Old 08-20-2009, 05:34 PM
 
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Prudence- I'm sorry about your dd's hair! You really should get a good children's haircut for that price. I took dd to some random place in the mall for her 1st cut. I guess I'm lucky she didn't end up looking like Jim Carrey or Jeff Daniels.

Jenny, proud maker of red things
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#254 of 344 Old 08-20-2009, 11:43 PM
 
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8/1 $11 birthday gift for friend
8/2
8/3 $9 lunch at McD's :
8/4 $5 lunch at work because I forgot mine :
8/5
8/6
8/7 $5 Dinner at work
8/8
8/9
8/10
8/11
8/12 $6 McD's for a hamburger, iced coffee & treats for kids
8/13
8/14
8/15 $15 Night out with some friends. Not too bad considering this is dinner, drinks & after dinner chocolates.
8/16
8/17 $6 dinner at work. I wasn't together enough today to pack food :
8/18
8/19
8/20

---Jessica---Livin' my life from A Peace.gif(1/05 ) to Z  jammin.gif(4/08 ).....and z babyf.gif(3/11)

 

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#255 of 344 Old 08-21-2009, 07:20 AM
 
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Much as I know $500 should be a workable monthly grocery/dining out budget for our family, it is consistently not happening. Instead, going to aim for $600 the next few months, then try to slowly wean ourselves down to $500. At this point, want to be realistic with the budget...

Kim :

Aug. 1: $79 at Goodwill (2 dresses, 2 shirts for DH, + about 15 exceptionally cool floor puzzles/wooden toys/board games/art stuff for kiddos)
Aug. 2:
Aug. 3:
Aug. 4:
Aug. 5:
Aug. 6:
Aug. 7:
Aug. 8:
Aug. 9:
Aug. 10:
Aug. 11:
Aug. 12:
Aug. 13:
Aug. 14:
Aug. 15:
Aug. 16:
Aug. 17:
Aug. 18:
Aug. 19:
Aug. 20:

: 19/27 (no spend/spending w/in budget)
Groceries/Dining Out: $565.62/$600
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#256 of 344 Old 08-21-2009, 03:19 PM
 
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a. Who you are - Aileen, wife to hubby, part time stepmom to 11 year old girl and 16 year old boy.

b. Where you are going (your financial goals) - long term: be debt free by this time next year (medical bills, one cc and one car payment), continue building up savings/retirement cushion. short term: work on reducing grocery budget and unnecessary spends.

c. How you plan to get there - get an online budget tracker such as Quicken because what I'm doing now is NOT doing the trick.

8/15 Okay, it's the middle of the month and I'm going to change my necessary spend icon as well as the description of it. I keep confusing myself with the eyeroll . It makes me think of an unnecessary spend. And I like how some pp's have described it as a budgeted spend. That's more clear to me.

Legend:
Budgeted spend
: Unnecessary spend
No spend

August
1. : um, got off on the wrong foot, bought a starbucks frappacino. gas, grocery store (getting better at trying to eliminate frivolous spending here), petsmart (fish to replace some we lost).
2.
3.
4.
5.
6. took a day off work to go to water park with daughter and grandbabies but my power went out and i didn't want to leave kitty alone in the 100 degree heat! a/c came back on before it got too unbearable but timing wasn't right anymore so i just went to dd's house and visited with her there. didn't spend any money!
7.
8. necessary spends - grocery store, gas, walgreen's (bought some chocolate. isn't this a necessary spend, though? ) goodwill (crossword puzzles for dh i consider necessary cuz at least he'll do them while watching tv; also a couple of little juice glasses which are hard to find anymore), wine store (we buy the boxes which are cheaper), best buy (wireless printer for the laptop).
9.
10.
11. : i KNEW i shouldn't have gone out to lunch with my coworker. she went to bath & body works (i knew this before hand) and of course i HAD to buy something there. grrr. and then bought lunch at chickfila when i had brought a perfectly good lunch of leftovers.
12. :: okay, both necessary and unnecessary cuz i guess i could look at it both ways. tomorrow is a coworker's baby shower for her preemie who is still in the hospital. i gave $20 toward a gift for the baby and volunteered to bring the drinks for the shower which i spent about $8 on for two canisters of kroger brand powdered sweet tea.
13. had a great time at the baby shower today!!! momma was so happy and said preemie is doing well!! coming home soon!
14. our every other friday evening going out to eat date. also bought our weekly wine box and fish supplies.
15. gas, walgreen's, kroger - special double coupon day combined with all their specials and i saved almost $50 dollars! : this is the best i've done in months and months!! didn't even go to whole foods like i usually do. i love that store and it's only 10 minutes from me so it's a temptation!
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.

oh, ruthiegirl, so sorry! glad he'll heal up well!
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#257 of 344 Old 08-21-2009, 04:23 PM
 
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Sticking to the budget today. Got paid, did the bills, etc...we should be good till the end of the month even with all of the extra spending this month. Dh got a couple of reimbursements back that we have been waiting on and it was a great month to have some extra cash flowing.




Aug1 --
Aug 2 -- 178.08 new toilet
Aug 3 -- 18.59 lunch with mom
Aug 4 --
Aug 5 -- 119.78 blueberries bushes for the garden
Aug 6 --
Aug 7 --
Aug 8 --
Aug 9 --
Aug 10 -- $9 pool fee
Aug 11 --
Aug 12 -- $11 water park
Aug 13 --
Aug 14 --
Aug 15 -- $2.50 toll
Aug 16 -- $7.00 reusable swim diaper
Aug 17 --
Aug 18 --
Aug 19 --
Aug 20 -- $50 copay, $50 extra treats and meds, $26 carpet cleaner
Aug 21 --
Aug 22 -
Aug 23
Aug 24
Aug 25
Aug 26
Aug 27
Aug 28
Aug 29
Aug 30
Aug 31



Goals:

Pay off credit card -- 2000/2000
Groceries -- 403.30/600.00
Extra big expenses this month -- 178.08 (toilet), 119.78 (garden), 126.00 (medical)
No sloppy spending!

Frugal, food growing mama to my four loves

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#258 of 344 Old 08-21-2009, 07:20 PM
 
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August 15 : :
August 16 $15.50 eating out-$12carpet cleaner- $45 groceries- planned
August 17: :
August 18 $5 Farmers Market-planned- returned garbage disposal - got $181 gc
August 19: :
August 20:::
August 21::
August 22
August 23
August 24
August 25
August 26
August 27
August 28
August 29
August 30
August 31

Thought about going in today, but decided against it. Will be going yardsaling tomorrow for winter clothes. Will be taking $40 or $50 with- I need to figure out still what is reasonable and affordable.

Happily Married to my : 11 yrs- Mama to wild-eyed monkey boy 7-04, fiery little girl 4-07, and the happy smiley baby that sleeps 11-09!
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#259 of 344 Old 08-21-2009, 07:21 PM
 
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Ruthie- your poor baby- that sounds terrible!

And CrunchyVTMom- I was totally cracking up at the haircut comments- although I am sure it wasn't funny on your end!

Happily Married to my : 11 yrs- Mama to wild-eyed monkey boy 7-04, fiery little girl 4-07, and the happy smiley baby that sleeps 11-09!
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#260 of 344 Old 08-22-2009, 01:29 AM
 
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I'll post my intro tomorrow, gotta get my feet up, 38 weeks pregnant.

August 1st-3rd: clothes, shoes for kids, $44, food groceries $63, makeup $27 (only buy this twice a year)
4th: $29 baby gift for brother
5th+6th: $66 food groceries, $15 fast food, $12 clothes, $6 kids, $30 baby
$26 Christmas gift for parents
$18 food groceries
10th: $10 kids, doll sling for DD
13th: $42 diapers, $76 co-op, $30 food groceries, hubby
14th-16th: fast food: $18, groceries $63, kids $65, paper diapers $20, clothes $27, household $20, clothes $60, baby $10, food groceries $15, kids $5
17th-21st: Chuck-E-Cheese $24, Walmart: Need to tally receipt, $112, Trader Joes $29, Books, $82, dipes $50, food $20, face wash $11, blankets $12



Totals:
Wal-mart $111
Food Groceries: $380
Clothes, Shoes: $133
Makeup/beauty : $38
Fast Food: $57
Kids/Homeschool: $168
Baby/Cloth/paper Diapers/blankets: $164
Gifts: $55
Tithe: $100
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#261 of 344 Old 08-22-2009, 07:19 AM
 
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Good day yesterday. We went to the library and the pool and there wasn't any way to spend money at those places.

01.. $1 toy at yard sale
02..
03..
04.. $13 pizza
05..
06..
07..
08..
09.. $33 road race registration
10..
11..
12..
13..
14..
15.. $75 potting soil, plants, flower pots
16.. $25 state park camping fee
17.. $4.47 more potting soil
18.. $48 household stuff at Walmart
19.. $11.58 McDonald's
20.. $33 Dumb and Dumber haircut
21..
22..
23..
24..
25..
26..
27..
28..
29..
30..
31..

Goals:
11/20 No Spend Days
$431/$600 Grocery Budget

 

 

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#262 of 344 Old 08-22-2009, 07:29 AM
 
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Quote:
Originally Posted by xekomaya View Post
I really really want to buy the tightwad gazette. I hear so much about it and the complete edition is on amazon w/free shipping. So, should I buy it?
I NEVER buy books -- ever -- and I bought TG because for me that book is a trigger. Whenever I feel spendy I flip it open and read a few of Amy's articles and that motivates me to try a little harder. BUT having said that, I'm never going to encourage you to spend money Could you buy it used on half.com, read it, then resell it? Also -- look on Amazon at the HARDBACK copy of that book. Surprisingly I found the Hardback copy (which is not as popular) for less than the paperback copy.

Quote:
Originally Posted by Ruthiegirl View Post
My poor boy slammed his finger in the door cutting off the tip.
Oh Ruth!!!! Your poor little boy!! I hope he is healing quickly.

Quote:
Originally Posted by FeelingBlessed View Post
Much as I know $500 should be a workable monthly grocery/dining out budget for our family, it is consistently not happening. Instead, going to aim for $600 the next few months, then try to slowly wean ourselves down to $500. At this point, want to be realistic with the budget...
Kim -- Same thing here. $500 used to be our standard grocery budget and for over a year we came in under that -- but in the past six months we haven't made that even one time. EVERY month it has been in the $600 to $700 range. I'm wondering if I've just gotten sloppy with my shopping or if the price of food has gone up.

I did like you and set our budget at $600 this month -- and I'm finding it hard to make that even. I haven't updated my grocery tally on our thread, but I will after this weekend. I think we are nudging the $600 mark and there is still a week left in the month. Hmmm...

 

 

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#263 of 344 Old 08-22-2009, 10:41 AM
 
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08/01: $5 Dunkin' Donuts, $2 snowshoes for dd @ a yard sale.
08/02:
08/03:
08/04:
08/05:
08/06:
08/07:
08/08: $2 vintage linen @ a yard sale
08/09:
08/10:
08/11:
08/12:
08/13: $2.24 shipping, $15 stress pizza
08/14:
08/15:
08/16:
08/17: $30 McDonalds
08/18: $13 Burger King
08/19:
08/20:
08/21:

16/20 No-spend days
$69.24/$100 Frivolous spending
3/6 Diapers made from my stash of fabrics

Jenny, proud maker of red things
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#264 of 344 Old 08-22-2009, 12:25 PM
 
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Ruthie!! i'm so sorry for your little guy, that sounds awful


anticipated spending
cheese making supplies 75.00 grocery
solstice shopping 100.00 spending money
fan for freezer 115.00 ???

472.10/600 food
79.08/80 sundry
49.77/60 spending money
100/100 to savings :

16/20 no spend
6/11 budgeted spend
0/0 non-budgeted spend

1- 11.68 nail clippers lip balm, 297.10 groceries trader joe's, costco, wf (don't forget 11.99 tp is sundry)
2-
3-
4-
5-
6-
7-
8-
9-
10-
11-
12- 4.95 shipping
13-
14- 48.66 charlie's soap
15- 4.75 ice cream
16-
17- 5.22 reusable sandwich bags
18-
19- azure standard 175.00, 6.75 ca baby, 39.60 snack taxi
20-
21-
22-

july 105.65 20
june 76.70 17
may 181.46 18
april 358.07 19
march 517.18 17

eh. who needs a signature?
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#265 of 344 Old 08-22-2009, 01:11 PM
 
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Thanks for kind well wishes. My son is healing beautifully. He had a wound check this morning and the finger looks amazingly good -- good pink color and the stitches were well placed so the scarring will be minimal. So, all in all, a really good day.

And I am constantly grateful to have health care for the family. If only everyone could say the same.


Aug1 --
Aug 2 -- 178.08 new toilet
Aug 3 -- 18.59 lunch with mom
Aug 4 --
Aug 5 -- 119.78 blueberries bushes for the garden
Aug 6 --
Aug 7 --
Aug 8 --
Aug 9 --
Aug 10 -- $9 pool fee
Aug 11 --
Aug 12 -- $11 water park
Aug 13 --
Aug 14 --
Aug 15 -- $2.50 toll
Aug 16 -- $7.00 reusable swim diaper
Aug 17 --
Aug 18 --
Aug 19 --
Aug 20 -- $50 copay, $50 extra treats and meds, $26 carpet cleaner
Aug 21 --
Aug 22 --
Aug 23
Aug 24
Aug 25
Aug 26
Aug 27
Aug 28
Aug 29
Aug 30
Aug 31



Goals:

Pay off credit card -- 2000/2000
Groceries -- 484.56/600.00
Extra big expenses this month -- 178.08 (toilet), 119.78 (garden), 126.00 (medical)
No sloppy spending!

Frugal, food growing mama to my four loves

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#266 of 344 Old 08-22-2009, 08:06 PM
 
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August 1st-3rd: clothes, shoes for kids, $44, food groceries $63, makeup $27 (only buy this twice a year)
4th: $29 baby gift for brother
5th+6th: $66 food groceries, $15 fast food, $12 clothes, $6 kids, $30 baby
$26 Christmas gift for parents
$18 food groceries
10th: $10 kids, doll sling for DD
13th: $42 diapers, $95 co-op, $30 food groceries, hubby
14th-16th: fast food: $18, groceries $63, kids $65, paper diapers $20, clothes $27, household $20, clothes $60, baby $10, food groceries $15, kids $5
17th-21st: Chuck-E-Cheese $24, Walmart: Need to tally receipt, $112 ($50 clothes), Trader Joes $29, Books, $82, dipes $50, food $20, face wash $11, blankets $12
22nd: $13 milk, $18 probiotics for dd, Costco-$20 gifts, $20 b-day prep, $13 underwear, $125 food , $27 dry cleaning, $6 fast food,
26th: 32.50 covers

Totals:
Household/Walmart: $57
Food Groceries: $560
Clothes, Shoes: $196
Makeup/beauty : $38
Fast Food: $63
Kids/Homeschool: $168
Baby/Cloth/paper Diapers/blankets: $196.5
Gifts: $75
Tithe: $250
C's b-day party $20
$27 dry cleaning
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#267 of 344 Old 08-22-2009, 11:49 PM
 
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Experiencing a bit of an internal debate about MIL's 70th b-day party tomorrow. Her actual b-day was last month, + DH brought the kiddos down + took her out to breakfast. We are responsible for 1/3 cost of food for her party; everything is being ordered, + not only do I not know how much that will be, I do not even know how extensive the guest list is (SIL did the inviting, + it sounds as if most relatives/friends are in the mix).

At this point, the only gift-to-be-opened-at-the-party I have gotten for tomorrow is a puzzle (she enjoys doing puzzles w/ the other ladies in her apartment building). DH's take is he already brought her out to breakfast on her b-day, + that was her gift. I am feeling torn, as it feels there is an expectation to mark this b-day w/ some sort of significant gift (beyond the breakfast/party).

Though our budget is much healthier than most of DH's family, even the party expense will surpass anticipated expenditures for summer gift giving. DH's parents have a very tiny apartment, and dietary restrictions, so essentially the only readily welcomed gifts are cash equivalents (i.e. Target g/c, gas g/c, CVS g/c, etc.) - i.e. hard to profer something sentimental/meaningful in place of $.

Hmmmm...

Kim :

Aug. 1: $79 at Goodwill (2 dresses, 2 shirts for DH, + about 15 exceptionally cool floor puzzles/wooden toys/board games/art stuff for kiddos)
Aug. 2:
Aug. 3:
Aug. 4:
Aug. 5:
Aug. 6:
Aug. 7:
Aug. 8:
Aug. 9:
Aug. 10:
Aug. 11:
Aug. 12:
Aug. 13:
Aug. 14:
Aug. 15:
Aug. 16:
Aug. 17:
Aug. 18:
Aug. 19:
Aug. 20:
Aug. 21:
Aug. 22:

: 21/27 (no spend/spending w/in budget)
Groceries/Dining Out: $565.62/$600
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#268 of 344 Old 08-23-2009, 12:08 AM
 
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You guys are doing great! I'm going to just lurk and then try and join in for September I guess since we're so late in the month. I am AWED when I see how little some of you are spending!

This month blew our budget to smithereens- my dad died. I flew to CA to be with him for his last few days- $800 plane ticket since it was last minute. At least $100 on food and crap I forgot to pack once I got there. $350 for my portion of the cremation. $50 my portion of the flowers for nurses and his sister. Its on the credit card now but will have to come out of our dwindling savings. This month DH cracked a tooth ($690 for our portion after insurance), his tire blew out on his car and his battery died ($210). It is a lot to absorb at one time financially (and emotionally). But all that stuff aside, it is the little nickel and dime expenditures I make that really add up and make me want to kick my own arse- coffee here, fast-food there, fun new grocery items.

I've so got to join you!

Book lovin librarian nerd mama to Caleb 6/06 and Aiden 4/09: and 1 angel 11/07. "No one cries alone in my presence."
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#269 of 344 Old 08-23-2009, 09:52 AM
 
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My key...
No Spend Day :
Necessities/Low Spend Day
Over budget- frivolous spending :

August 6th-
August 7th-
August 8th- School supplies over tax free weekend $120
August 9th- :
August 10th- Sam's $96, Homeschool Used Curriculum Sale $35
August 11th- Farmer's Market $50, CVS $2.41, Gas $27
August 12th- $6.00 Lunch: $25 for Pizza for dinner:, book for daughter for science on eBay $15
13th-Grocery Store- Weekly Trip $114, Birthday gift for dd's friend 2 books for my dd's, coffee, yummy smelling candle (this is a necessity right) $40, Gas (yes I just got it a few days ago, but did not fill up) $30 but I am : that everything costs so much
14th- $24 Haircut & tip for dd, $20 school books
15th- No Spend Day (for me)- It was our Anniversary and we went out to dinner and the movies, but that was planned and budgeted for. 16th-
16th- $30 last of our curriculum, bought a new TV but that is covered by our insurance (house was hit by lightening) and we spent about $100 out of pocket
17th- $18 Back to School Breakfast @ Chick Fil A, $50 Walmart for grocery "staples", a few back to school treats
18th- : Back to "homeschool" Beach Bash FREE $3.00 at Sonic for Drinks
19th- $62 Big Lots Necessities, planned spending $18 Goodwill a little more than I should have spent but it is stuff I will use $30 Haircuts for me and DD :$18 for Lunch out
20th-: $20 Lunch- DD has basketball camp this week, and we had been doing sooo good not eating lunch out, UNTIL this week of camp 2 days in a row, and I may as well admit, probably tomorrow too. $3.00 Books
21st-: $100 Groceries, $30 on household stuff, $4.00 Starbucks, $13 teacher planners
22nd-: No Spend
23rd-
24th-
25th-
26th-
27th-
28th-
29th-
30th-
31st-

Vicki- Homeschooling Mama to 4 girls
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#270 of 344 Old 08-23-2009, 11:47 AM
 
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Aug1 --
Aug 2 -- 178.08 new toilet
Aug 3 -- 18.59 lunch with mom
Aug 4 --
Aug 5 -- 119.78 blueberries bushes for the garden
Aug 6 --
Aug 7 --
Aug 8 --
Aug 9 --
Aug 10 -- $9 pool fee
Aug 11 --
Aug 12 -- $11 water park
Aug 13 --
Aug 14 --
Aug 15 -- $2.50 toll
Aug 16 -- $7.00 reusable swim diaper
Aug 17 --
Aug 18 --
Aug 19 --
Aug 20 -- $50 copay, $50 extra treats and meds, $26 carpet cleaner
Aug 21 --
Aug 22 --
Aug 23
Aug 24
Aug 25
Aug 26
Aug 27
Aug 28
Aug 29
Aug 30
Aug 31



Goals:

Pay off credit card -- 2000/2000
Groceries -- 542.23/600.00
Extra big expenses this month -- 178.08 (toilet), 119.78 (garden), 126.00 (medical)
No sloppy spending!

Frugal, food growing mama to my four loves

Ruthiegirl is offline  
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