Satori, so glad that the immediate fires are put out. Sending all sorts of
that your kids get there needed medical treatments.
Things are tough around here right now. I'm holding it together by reminding myself on a moment-to-moment basis that our tax return is supposed to be here by the 21st. We are getting $6250 federal and $1000 state, so that it fantastic- far and away the best tax return we've ever had. We hit the trifecta by having a baby, making energy improvements to our house, and it being a stimulus year.
On the downside, we hit the other trifecta, too.
We knew this was going to be a short check.
I've been having massive issues with my credit union. They hold our checking account, as well as the note on our van. They lost the November van payment. So even though we made the payment, more than in full, and on time, I've been dealing with them losing it, hitting us with fees and reporting it to the credit agencies.
Apparently, they posted the payment back into our checking account in December. Normally, I watch our bank account like a hawk- but December! Come on! We weren't traveling or buying presents or cooking huge meals or anything.
So now, out of this paycheck, which was short anyway, they took "their" $100 back. I'm just fuming.
Then the old van died. So now, I have a $300 car lined up (it only has 32,500 miles on it- an old lady car) and we are going to have $80 left for two weeks after we buy the car and make our house payment. We've been mostly eating off the stockpile for the past two months anyway, so it's going to be super lean around here. We get $47 in food stamps on the tenth, thank God, otherwise we'd never be able swing this.
And, for the first time ever, we are making our minimum house payment. We are trying to pay off our mortgage by 2014, and have paid more than the minimum since our very first payment. I am so bummed by this, it feels like failure.
I know, I know... at least we found a cheap car. At least we can make our house payment. We have a great tax return coming that will pay off our van and a bunch of other stuff. But in the meantime, this is going to suck.
Things are tough around here right now. I'm holding it together by reminding myself on a moment-to-moment basis that our tax return is supposed to be here by the 21st. We are getting $6250 federal and $1000 state, so that it fantastic- far and away the best tax return we've ever had. We hit the trifecta by having a baby, making energy improvements to our house, and it being a stimulus year.
On the downside, we hit the other trifecta, too.
We knew this was going to be a short check.
I've been having massive issues with my credit union. They hold our checking account, as well as the note on our van. They lost the November van payment. So even though we made the payment, more than in full, and on time, I've been dealing with them losing it, hitting us with fees and reporting it to the credit agencies.
Apparently, they posted the payment back into our checking account in December. Normally, I watch our bank account like a hawk- but December! Come on! We weren't traveling or buying presents or cooking huge meals or anything.
So now, out of this paycheck, which was short anyway, they took "their" $100 back. I'm just fuming.
Then the old van died. So now, I have a $300 car lined up (it only has 32,500 miles on it- an old lady car) and we are going to have $80 left for two weeks after we buy the car and make our house payment. We've been mostly eating off the stockpile for the past two months anyway, so it's going to be super lean around here. We get $47 in food stamps on the tenth, thank God, otherwise we'd never be able swing this.
And, for the first time ever, we are making our minimum house payment. We are trying to pay off our mortgage by 2014, and have paid more than the minimum since our very first payment. I am so bummed by this, it feels like failure.
I know, I know... at least we found a cheap car. At least we can make our house payment. We have a great tax return coming that will pay off our van and a bunch of other stuff. But in the meantime, this is going to suck.