Advice? Anyone BTDT? Sympathy? - Mothering Forums

Forum Jump: 
 
Thread Tools
#1 of 6 Old 02-27-2010, 09:06 PM - Thread Starter
 
Purple*Lotus's Avatar
 
Join Date: Nov 2007
Location: Fluffyville
Posts: 5,572
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Ugh. Okay, here is my financial tale of woe

When I lived with my STBX the phone/internet was in my name. When I left him, I called them and they told me that I could give them permission to transfer the account in his name and take my name off. I did that and he called them the next day, gave them his SS# and I got a refund check in the mail because I had paid it up to date. I called twice to confirm that my name was no longer associated with the account.

Well I got a bill for one month's service- it was actually from a collection's company. I was ticked because I didn't owe a bill, but I paid it right away to avoid having credit issues, then called the phone company.

I was transferred to a total of 12 people. They said I could not have gotten a bill because my name wasn't on the account.

I got another bill. For the same month's service that I had paid the collections company for. STBX had a cleared check as proof that he had paid that bill as well. So basically they collected that one month's bill from him first, then they got it from me.

He has also proved up all of his cancelled checks for every month since I moved out. So he has proof that he has indeed paid them all.

My Mom called them pretending to me me *unethical, yes, but I have to work and I had missed so much being on the phone with them* and they assured her it would never happen again, etc. Oh and she was transferred to 17 people.

Most of the people refuse to help us because- get this- MY NAME IS NOT ON THE ACCOUNT

Well I got a collection's notice in the mail AGAIN today for that SAME freaking month's service.

I swear, if my credit gets dinged for this, my head will

I just honestly do not know what to do at this point. I really don't. I am at a loss.

ribbonpurple.gif  "And the day came when the risk to remain tight in a bud was more than the risk it took to blossom." Anais Nin
   
Purple*Lotus is offline  
Sponsored Links
Advertisement
 
#2 of 6 Old 02-27-2010, 10:45 PM
 
Minxie's Avatar
 
Join Date: Apr 2008
Location: Cape Cod, MA
Posts: 542
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Send them a letter, certified mail, asking them to validate the debt within thirty days. This means they have to provide you some proof that this is your debt. If they cannot do so, they have to stop contacting you and will have to remove it from your credit report.
Minxie is offline  
#3 of 6 Old 02-28-2010, 10:20 AM
 
EarthyMamaofDaisy's Avatar
 
Join Date: Aug 2006
Location: in the woods of NH
Posts: 590
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I would contact the Better Business Bureau. At this point I think you have done all you can with calling them on your own. I'm sorry you are going through this

treehugger.gif mama to flower.gif and stillheart.gif and baby.gif

femalesling.GIF  bfinfant.gif  familybed1.gif

EarthyMamaofDaisy is offline  
#4 of 6 Old 02-28-2010, 12:40 PM
 
velochic's Avatar
 
Join Date: May 2002
Location: Dreaming of the Bavarian Alps
Posts: 8,198
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
File with the BBB, send a letter to your state's Attorney General, then sue them in small claims court. I would ask for the amount back that you paid X 3 and include the collections agency in the lawsuit. This is a ridiculous way to conduct business and you deserve to get this settled.
velochic is offline  
#5 of 6 Old 02-28-2010, 09:04 PM
 
gurumama's Avatar
 
Join Date: Oct 2002
Posts: 1,777
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Is this for Verizon? There are two collection company scams going on right now, one from Solomon PC and the other from Allied State. They create fake "past due" accounts with Verizon and then send collection letters.

We got one from each and I sent a "validate the debt" letter. Never got a response -- SCAM.

Send a "validate the debt" letter (Google the term to see examples) certified mail, return receipt, and don't accept phone calls from them or pay anything unless they send valid proof of the debt.
gurumama is offline  
#6 of 6 Old 02-28-2010, 09:10 PM - Thread Starter
 
Purple*Lotus's Avatar
 
Join Date: Nov 2007
Location: Fluffyville
Posts: 5,572
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
That is not the name of the collections company. But thank you all, I am going to try to validation letter!

ribbonpurple.gif  "And the day came when the risk to remain tight in a bud was more than the risk it took to blossom." Anais Nin
   
Purple*Lotus is offline  
Reply

User Tag List

Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page


Forum Jump: 

Posting Rules  
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off