April No-Spend Challenge ~ We're in the home stretch... - Page 7 - Mothering Forums

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Old 04-08-2010, 12:50 AM
 
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Ok, I spent $8 at Goodwill today, but I am going to not beat myself up over it too much because I GOT RID OF 170 ITEMS OF CLOTHING AND BOOKS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! WAHOO!!!!!!!!!!!!!!!!!!!!!!!!!!! Whoever came up with the idea to count what you are cleaning out is a genius. I was trying like heck to get to 50, then to 100, then 150, then 175, then when I got to 170, I realized I was going to be late for work if I kept going. My goal was 100 things out of my house this month, and I went WAY over. It wasn't 170 tiny things either. About 150 was pieces of clothing for me that either didn't fit, was way outdated, or I just didn't like and was hanging onto. I also got rid of a large garbage bag of DS's clothes that were too small. It felt so liberating to just drop it all off! Then I went in and checked out the kid's clothing rack.

1.
2.Allowance day $3.21 for a pail and shovel for DS and $4.99 meds for me.
3. $3.21 Easter treats for church egg hunt.
4. $10 totally frivilously spent on books that were not needed in the least. Grrrr...., plus $1.75 on the paper to get coupons. Over allowance by $2.94 for this week so far.
5. $6.03 spent on fast food. (not nuggets for DS though!)
6. ,
7. $8 at Goodwill $2 on clothespins so I can hang up all of my laundry on nice days and save the dryer! 170!!!!
8.
9. Allowance day
10.
11.
12.
13.
14.
15.

Goals for the Month of April
1. No unplanned spending above my weekly $20 allowance $36.97/$80
2. No eating out that isn't already planned for: 6/30
4. 100 items decluttered: 170/100
5. Car left at home/take the bus/bike/stay home 0/5

- No Spend
- Planned Spend for allowance
- Unplanned Spend
- All meals eaten at home
- Decluttered stuff out of the house
- Car not driven

Formerly single Mama to the zaniest boy on the block, born on my birthday on 3/28/07. Soon to be Mama to a new little and can't wait to bfinfant.gif and femalesling.GIF and familybed1.gif again! 
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Old 04-08-2010, 10:28 AM
 
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My key:
No Spend
No Driving
Budgeted Spending/Necessities/Thought Over Purchase
Unnecessary Spending
: Exercise Day

April 1st- :
April 2nd- so not thrilled I spent money today, but dd did truly need some clothes, got great deals and stayed within a reasonable amount
April 3rd- was a bit of and
April 4th-
April 5th-8th- ON VACATION, x3
April 9th-

Vicki- Homeschooling Mama to 4 girls
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Old 04-08-2010, 10:49 AM
 
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Key:
no spend/ budgeted spending
unnecessary/ unbudgeted spending
hung laundry to dry

Goals for April
no spend days 7/20
eating out 1/3
hung laundry to dry 3/10


1.
2. ordered our homeschool curriculum for next year. I'm putting this here preemptively to encourage me to NOT SPEND when I go out later
3. $50 bread, eggs for dying, and the last of the Easter baskets things at WalMart
4.
5.
6. ordered the last of the things I need for DS1's dinosaur party, was able to stay under budget AND found an online coupon code to save on shipping, also ordered our sunblock/ bug spray for the year~ unprepared for how DS1's soccer practice being at 5:30pm would affect us and got McD's for dinner.
7.

Jenn<>< crunchy conservative mama to 6 fencing.gif reading.gif notes2.gif fly-by-nursing2.gif

knit.gifand sewmachine.gif my way through my stash.

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Old 04-08-2010, 10:59 AM
 
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Quote:
Originally Posted by Mirta View Post
That has happened to me so many times... what was really sad was several times when I was planning on starting the no spending challenge and I was plotting all the things I would buy BEFORE it started and the list would grow and GROW because I kept coming up with more things I suddenly wanted/needed... I didn't do that this time... I am SOOOO glad!!
I do the same type of thing. That is why is best for me to do this challenge every month.
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Old 04-08-2010, 11:08 AM - Thread Starter
 
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Sick at home, skip to my lou.


01.. sos
02.. sos
03.. --- $14 snacks out with my daughter, Latte from starbucks
04.. sos
05.. sos
06.. sos $10.55 McDonald's
07.. sos
08.. sos
09..
10..
11..
12..
13..
14..
15..

Goals for April

1. 7/30 Stay Out of Stores (sos)
2. 6/20 No Spend Days

 

 

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Old 04-08-2010, 11:11 AM
 
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1 $20 lunch with my sister ~ this was planned however not necessary
2
3
4
5
6
7


5/20 No Spend Days
Frivolous Spending: $20
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Old 04-08-2010, 01:46 PM
 
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Key:
- no spend day
- made a credit card payment
- allowed meal out/take out
- meal out/take out outside of planned $ and # of meals
- earned money/gift card from completing a survey

1st-
2nd- , -$8320 towards credit cards
3rd- -$13.10 Wendy's, spent $55 on birthday gifts
4th-
5th- -$5 gift card to CVS from surveys -$25 mexican takeout
6th-
7th-

Totals for the month:
5/17 no spend days
$8320/$8800 credit card payments
2/6 meals out/take out
$38.10/$100 money spent on meals out/take out
$5/$10 money/gift cards earned from surveys

Proud wife to my man and mommy to my pumpkin . We are dedicated to loving life and getting out of debt in 2010. - ask about our journey
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Old 04-08-2010, 02:42 PM
 
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This has been a *great* month so far. We started doing a bit of blow money each week for each of us and that has made all of the difference. Now if I grab us a quick snack while we're out I don't feel like it's ruined my whole week because I spent money that wasn't budgeted. It's not a lot of money but having a little bit of flex money means that we can budget for those things (since they will happen either way) and I keep going and don't give up (because after all if I've already "messed up" one day then what does two matter?)

Goals for the Month of April
1. No unplanned spending: 7/30
2. No eating out that isn't already planned for: 6/28
3. Bring in extra money from my business: 0%
4. 450 items decluttered: 22/450
5. 13 days with exercise in them: 4/13

Key:
- No Spend or only planned spending
- Unplanned Spend
- All meals eaten at home or shared with friends/family but didn't cost us anything
- Planned eating out
- Ate outside of the house (unplanned)
- Decluttered stuff out of the house
- Exercise

Apr 1: x 12
Apr 2: x 5
Apr 3:
Apr 4:
Apr 5:
Apr 6: x 5
Apr 7:
Apr 8:

Alison
Mama to Toad (08/06), Frog (01/09)... and new baby Newt born on his due date, Sep. 8, 2010
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Old 04-08-2010, 06:41 PM
 
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We have had company in town for 3 weeks now- my Mom for 10 days, a 4 day or so break, and my Dad and Step-Mom for over a week, I'm ready to have our "routine" back. Today was some planned spending, some a little unnecessary. I did need a new purse, but I bought 2 because they were on sale, and I liked both. I am not going to stress about it, because I lost 30 lbs and I am saying that is my "treat".

My key:
No Spend
No Driving
Budgeted Spending/Necessities/Thought Over Purchase
Unnecessary Spending
: Exercise Day

April 1st- :
April 2nd- so not thrilled I spent money today, but dd did truly need some clothes, got great deals and stayed within a reasonable amount
April 3rd- was a bit of and
April 4th-
April 5th-7th- ON VACATION, x3
April 8th-

Vicki- Homeschooling Mama to 4 girls
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Old 04-08-2010, 08:38 PM
 
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Key:
no spend/ budgeted spending
unnecessary/ unbudgeted spending
hung laundry to dry

Goals for April
no spend days 8/20
eating out 1/3
hung laundry to dry 3/10


1.
2. ordered our homeschool curriculum for next year. I'm putting this here preemptively to encourage me to NOT SPEND when I go out later
3. $50 bread, eggs for dying, and the last of the Easter baskets things at WalMart
4.
5.
6. ordered the last of the things I need for DS1's dinosaur party, was able to stay under budget AND found an online coupon code to save on shipping, also ordered our sunblock/ bug spray for the year~ unprepared for how DS1's soccer practice being at 5:30pm would affect us and got McD's for dinner.
7.
8. ordered our math curriculum for next year, excited to get started planning next year's schooling

Jenn<>< crunchy conservative mama to 6 fencing.gif reading.gif notes2.gif fly-by-nursing2.gif

knit.gifand sewmachine.gif my way through my stash.

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Old 04-08-2010, 09:01 PM
 
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04/01
04/02
04/03
04/04
04/05
04/06
04/07
04/08

$0 Frivolously spent
8/20 No-spend days
8/30 Not buying clothes for my kids days
6/10 Loads of laundry hung out to dry
$91.06/$500.00 Groceries

Jenny, proud maker of red things
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Old 04-08-2010, 09:03 PM
 
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Quote:
Originally Posted by Pumpkin_Pie View Post
Ok, I spent $8 at Goodwill today, but I am going to not beat myself up over it too much because I GOT RID OF 170 ITEMS OF CLOTHING AND BOOKS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! WAHOO!!!!!!!!!!!!!!!!!!!!!!!!!!! Whoever came up with the idea to count what you are cleaning out is a genius. I was trying like heck to get to 50, then to 100, then 150, then 175, then when I got to 170, I realized I was going to be late for work if I kept going. My goal was 100 things out of my house this month, and I went WAY over. It wasn't 170 tiny things either. About 150 was pieces of clothing for me that either didn't fit, was way outdated, or I just didn't like and was hanging onto. I also got rid of a large garbage bag of DS's clothes that were too small. It felt so liberating to just drop it all off! Then I went in and checked out the kid's clothing rack.
That is fantastic! 170 items in one day is very impressive!

Jenny, proud maker of red things
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Old 04-09-2010, 01:05 AM
 
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Key:
- no spend day
- made a credit card payment
- allowed meal out/take out
- meal out/take out outside of planned $ and # of meals
- earned money/gift card from completing a survey

1st-
2nd- , -$8320 towards credit cards
3rd- -$13.10 Wendy's, spent $55 on birthday gifts
4th-
5th- -$5 gift card to CVS from surveys -$25 mexican takeout
6th-
7th-
8th- -$25 on pizza, spent $1.99 on a show from itunes

Totals for the month:
5/17 no spend days
$8320/$8800 credit card payments
3/6 meals out/take out
$63.10/$100 money spent on meals out/take out
$5/$10 money/gift cards earned from surveys

Proud wife to my man and mommy to my pumpkin . We are dedicated to loving life and getting out of debt in 2010. - ask about our journey
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Old 04-09-2010, 02:38 AM
 
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My key:
no spend day=
unnecessary spending=
no driving=
eat at home=
Used cloth diapers= (gotta clean out the diaper closet first)

Goals:
1. Only go shopping/errands 0/8
2. Stretch out FS money=$0/$514
3. no eating out for lunches this month 0/0
4. major clean (and keep clean) 1 room per week, getting ready for baby's arrival 0/4

Tues 6th-appt & shopping at walmart
goals=
1. 3/8
2. 239.71/$514
3.
4. nope

Wed 7th-
goals=
1. 3/8
2. $239.71/$514
3.
4. YUP, cleaned out the diaper closet so I started using cloth diapers again.

Thur 8th-
goals=
1. 3/8
2. $239.71/$514
3.
4. nope

Wife to DH(10/02) Mom to DD1('03), angel1.gif('04), DS1('05), DD2('07), DS2('08), DD3('10) angel1.gif(08/11), angel1.gif (09/11). We follow Jesus, praying.gif, quiverful, homeschool.gif,cd.gif ,winner.jpg,familybed1.gif,femalesling.GIF, and we are a food allergic family.

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Old 04-09-2010, 09:00 AM
 
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Missed quite a few months, jumping in late, + haven't read all of April yet, but happy to be back here.

1. I am Kim, currently working 32 fairly flexible hours @ a small nonprofit, DH works (3) 12-hr ER shifts over the weekend (making it possible to homeschool our kiddos + avoid childcare expenses) - our fabulous monkeys are 6 + 3. DH will also be back in school this fall, making our schedules super-tight. Laying the groundwork for eventual self-employment.

2. On a positive note - just paid off our Subaru this morning, meaning NO MORE CAR PAYMENTS (truck was already paid off)! On a "needs work" note - after paying off $237K in debt over the past 2 years (including sale of a former house), this still leaves $564K in current debt (2 houses, grad school loans, lead remediation project, unanticipated house rewiring, DH career-change undergrad loans...).

In the short-term, want to keep the budget in the black + continue paying down debt.

In the mid-term, plan to be self-employed (while keeping budget in black + debt declining).

In the long-term, will be self-employed + debt free.

3. Getting there...(this month):
* eliminate unnecessary spending
* keep food budget under $500 (will be a challenge - we usually budget $600 + blow right through it)
* sell at least (3) things on ebay/craigslist
* continue decluttering
* create workable family routine (lack of routine/pre-planning = costly takeout)
* keep running (happier me = less spending)

Good luck to all of you ladies; hope April meets all of your financial hopes!

Kim
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Old 04-09-2010, 12:14 PM
 
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1 $20 lunch with my sister ~ this was planned however not necessary
2
3
4
5
6
7
8 $20 skirts


5/20 No Spend Days
Frivolous Spending: $40
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Old 04-09-2010, 12:25 PM
 
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1:
2:
3: (lunch out: a whopping $45!)
4:
5: ($33 on "stuff"- caulking, door stops, helmet for DS)
6:
7:
8:

Un-budgetted spending: $78

I'm streamlining and exnaying differentiating between no-spend and budgetted spending days. If it's part of the plan I'm going to keep it as .

Laurie, wife to guitar.gifDH (Aug/04), mom tobikenew.gifDS1 (Nov/05) and bfinfant.gifDS2 (June/12).

 

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Old 04-09-2010, 01:50 PM
 
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[QUOTE=dachshundqueen;15267386]No spend day
Kept Meal Plan
Budgeted spend
Hang laundry to dry
Walked
FAIL

04/01 2 laps
04/02
04/03 2 laps Costco, bread outlet, and Kroger runs today - $115.07. DH bought stuff for the car we're trying to sell to make the A/C run. I bought a $1.50 hot dog/coke combo at Costco as I nearly passed out in line to pay - that would've really sucked big time. I'm off to go for a walk and walk off the 3 Cokes I've had today (2 were for the blood sugar crash).
04/04 Too much pollen to hang clothes outside, working on plan B. I'm sick so no walking. Took kid to urgent Care $60.00, popsicles (to bribe kids to take medicine), claritin D children's generic, children's tylenol.
04/05 Pollen count insane, no laundry hanging, no exercise (sick as a dog)
04/06: Annabelle to urgent care $60
04/07: , ate out for breakfast as up all night with sick kids and sick myself$13, $40 for pedi visit for nebulizer treatment for William, $60 for urgent care for me, $150 for ER for me, dinner out with DH as middle of night when discharged $10, prescriptions $100+, lost money as DH had to take 1/2 day off to take us all to doctor's appointments as too sick to drive
04/08:
04/09:

Wife, and mother to a small fairy, a demolition expert, a special new someone this fall and a small dachshund.
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Old 04-09-2010, 04:01 PM - Thread Starter
 
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The Weekend is here.

I capitalize ~Weekend~ because this is a very dangerous two days for my budget.

I'm planning hiking and a trip to the gym -- both free -- and I'm banishing all thoughts of Keen sandals from my mind.

I'm going to be STRONG this weekend.


01.. sos
02.. sos
03.. --- $14 snacks out with my daughter, Latte from starbucks
04.. sos
05.. sos
06.. sos $10.55 McDonald's
07.. sos
08.. sos
09.. sos
10..
11..
12..
13..
14..
15..

Goals for April

1. 8/30 Stay Out of Stores (sos)
2. 7/20 No Spend Days

 

 

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Old 04-09-2010, 07:15 PM
 
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We have had company in town for 3 weeks now- my Mom for 10 days, a 4 day or so break, and my Dad and Step-Mom for over a week, I'm ready to have our "routine" back. Today was some planned spending, some a little unnecessary. I did need a new purse, but I bought 2 because they were on sale, and I liked both. I am not going to stress about it, because I lost 30 lbs and I am saying that is my "treat".

My key:
No Spend
No Driving
Budgeted Spending/Necessities/Thought Over Purchase
Unnecessary Spending
: Exercise Day

April 1st- :
April 2nd- so not thrilled I spent money today, but dd did truly need some clothes, got great deals and stayed within a reasonable amount
April 3rd- was a bit of and
April 4th-
April 5th-7th- ON VACATION, x3
April 8th-
April 9th- $270 Vet bill for sick dog otherwise

Vicki- Homeschooling Mama to 4 girls
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Old 04-09-2010, 11:03 PM
 
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no spend day =
no drive day =
budgeted spending =
unbudgeted spending =

1=missing ingredients for dinner caused a grocery run
2=
3=
4=
5=
6= fell sick again and bought lunch and dinner instead of cooking
7= snack for church meeting
8= took the car into the shop for what I thought would be a simple leaky hose but it turned out to be a major issue
9= ended up having to spend the night in the city while they figured out if they could get my car fixed quickly or not, had a free place to stay but had to buy food

I ended up with a loaner car for the week while they wait for a part to fix my car

mother, wife, lover of life.
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Old 04-09-2010, 11:34 PM
 
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Key:
- No Spend
- Planned Spend
- Savings (couponing)
- Unplanned Spend
- All meals eaten at home or shared with friends/family but didn't cost us anything
- Ate outside of the house (unplanned)
-Exercise Day
-No Driving
- Used cloth diapers
- hang clothes on line
- Decluttered stuff out of the house
- took Iron supplement & Vitamins
- DS sleeping in his room

1
2
3
4
5
6
7
8
9

while we ended up buying our dinner out last night, because I was sooo obsessed with trying to finish as much of my kid clothing project (will explain in a moment) as possible before Bible Study, and then we had an unexpected visitor, I ran out of time to cook.. But I finished with the clothes today & that felt great...

As for the clothes, Tues our friends who we had passed on DS's baby clothes to came by and dropped off 3 kitchen garbage bags FULL of baby clothes that their son had outgrown!! (only sizes newborn to a couple 12 months, most the smaller sizes!) (much of it not from us, but they wanted us to pass them on..), Weds DS and I went down to visit other friends and pick up more hand me downs for my son and for the others we pass them on to, three totes worth! So yesterday I spent the day cleaning all the clothes in the totes (since they had been in storage for a few years) and organizing clothes by size.

Today I finished organizing the clothes, and labeling them, bagging the ones going to other people and putting the ones for my son away... and delivering two LARGE bags of clothes to my friend who just gave birth 17 days again.. felt good to bless her and to get the items out of my house so quickly!! praying my friend that dropped off the 3 bags of clothes comes by soon to pick up the new bag of clothes I have for them.. (they don't live locally, or I'd drop it by..)

You are all doing great!!! Keep up the good work!!

Kym
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Old 04-10-2010, 12:18 AM
 
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Goals for the Month of April
1. No unplanned spending: 8/30
2. No eating out that isn't already planned for: 7/28
3. Bring in extra money from my business: 0%
4. 450 items decluttered: 22/450
5. 13 days with exercise in them: 4/13

Key:
- No Spend or only planned spending
- Unplanned Spend
- All meals eaten at home or shared with friends/family but didn't cost us anything
- Planned eating out
- Ate outside of the house (unplanned)
- Decluttered stuff out of the house
- Exercise

Apr 1: x 12
Apr 2: x 5
Apr 3:
Apr 4:
Apr 5:
Apr 6: x 5
Apr 7:
Apr 8:
Apr 9:

Alison
Mama to Toad (08/06), Frog (01/09)... and new baby Newt born on his due date, Sep. 8, 2010
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Old 04-10-2010, 12:38 AM
 
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04/01
04/02
04/03
04/04
04/05
04/06
04/07
04/08
04/09

$0 Frivolously spent
9/20 No-spend days
9/30 Not buying clothes for my kids days
$24.50/$100 Son's birthday (this is for everything, including gifts & food. I can do this!)
6/10 Loads of laundry hung out to dry
$105.56/$500.00 Groceries

Jenny, proud maker of red things
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Old 04-10-2010, 01:09 AM
 
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My key:
no spend day=
unnecessary spending=
no driving=
eat at home=
Used cloth diapers= (gotta clean out the diaper closet first)

Goals:
1. Only go shopping/errands 0/8
2. Stretch out FS money=$0/$514
3. no eating out for lunches this month 0/0
4. major clean (and keep clean) 1 room per week, getting ready for baby's arrival 0/4

Tues 6th-appt & shopping at walmart
goals=
1. 3/8
2. 239.71/$514
3.
4. nope

Wed 7th-
goals=
1. 3/8
2. $239.71/$514
3.
4. YUP, cleaned out the diaper closet so I started using cloth diapers again.

Thur 8th-
goals=
1. 3/8
2. $239.71/$514
3.
4. nope

Fri 9th-
goals=
1. 3/8
2. $239.71/$514
3.
4. major nesting mode-cleaned/straightened master bedroom and bathroom, livingroom, laundry-room, and hallway.

Wife to DH(10/02) Mom to DD1('03), angel1.gif('04), DS1('05), DD2('07), DS2('08), DD3('10) angel1.gif(08/11), angel1.gif (09/11). We follow Jesus, praying.gif, quiverful, homeschool.gif,cd.gif ,winner.jpg,familybed1.gif,femalesling.GIF, and we are a food allergic family.

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Old 04-10-2010, 08:49 AM - Thread Starter
 
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Quote:
I did need a new purse, but I bought 2 because they were on sale, and I liked both. I am not going to stress about it, because I lost 30 lbs and I am saying that is my "treat".
Wow!! 30 lbs!! Way to go Vicki!

 

 

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Old 04-10-2010, 06:48 PM
 
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1- Bought Candy
2-
3- Ate out
4-
5-
6-
7-
8-
9-
10- Ate out

aknit.gif trekkie.gif mama to DS reading.gif and DD energy.gif autismribbon.gif  

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Old 04-10-2010, 09:25 PM
 
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Thank you!!!
Quote:
Originally Posted by Crunchy*VT*Mom View Post
Wow!! 30 lbs!! Way to go Vicki!

Vicki- Homeschooling Mama to 4 girls
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Old 04-10-2010, 09:28 PM
 
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My key:
No Spend
No Driving
Budgeted Spending/Necessities/Thought Over Purchase
Unnecessary Spending
: Exercise Day

April 1st- :
April 2nd- so not thrilled I spent money today, but dd did truly need some clothes, got great deals and stayed within a reasonable amount
April 3rd- was a bit of and
April 4th-
April 5th-7th- ON VACATION, x3
April 8th-
April 9th- $270 Vet bill for sick dog otherwise
April 10th- Ate Dinner Out

Vicki- Homeschooling Mama to 4 girls
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Old 04-10-2010, 10:13 PM
 
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1:
2:
3: (lunch out: a whopping $45!)
4:
5: ($33 on "stuff"- caulking, door stops, helmet for DS)
6:
7:
8:
9:
10:

Un-budgetted spending: $78

One area I need to improve on is NOT spending the leftovers if I go under a budgetted expense. It's so rare to get a treat that it usually gets turned into a snack or small something (~$3/wk). It's a far cry from old habits though, so I'm not stressing about it too much. I don't budget money just for me, so maybe me scrounging the leftovers isn't that bad......or maybe I need to drop the martyr attitude and put the leftovers to work...

Laurie, wife to guitar.gifDH (Aug/04), mom tobikenew.gifDS1 (Nov/05) and bfinfant.gifDS2 (June/12).

 

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