need frugal ideas blogs? books?? - Mothering Forums

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#1 of 10 Old 05-27-2010, 02:45 PM - Thread Starter
 
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We just bought a house and got a great interest rate. We are excited, but a bit daunted by the size of the mortgage. Being that we got a good rate, we are going to want to put as much towards the principle as possible in the first 5 years. We can put something like 16k a year in a lump sum without penalty (don't see that happening)

What I'm looking for is tops and tricks to keep our costs down so we can put our spare pennies into the mortgage.

I need a good idea of how to make a budget. We haven't really had to because we have had a decent amount of disposable income and well um have been a bit lazy. No excuse cause I'm sure we have wasted money in the past.

once we have the house, I'm planning to:

- cloth diaper - already have them just can't use them with current set up

- line dry (need to get one)

- planning on cutting eating out to once a month

- next year, I'll grow a veggie garden (not sure how cost effective this will be)

- the new house has apple and pear trees though I'm not sure what their yield will be, if it is good I will want to preserve them. We are not pear fans, but maybe we could trade some for a fruit we do enjoy?

- I also need to be more mindful of what we have in our pantry and actually use what we have. I suppose that would be under meal planning.

- I read on a blog last night about having a weekly retreat where the mom goes and plans the week every sat morning, meals etc I think that I'd like to try and incorporate that.

- the new house has gas heat, but it also has a fire place in the basement would spending the $ on a high efficiency stove be worth it in cost savings? We would use that room (along with the kitchen) probably the most.

DH was transfered to a school that is quite a bit closer, so there will be savings in gas.

I can't think of anything else right now... any blogs books whatever would be awesome to help me work through this.

Sandra SAHM to Kayleigh and welcoming Emily January 2010
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#2 of 10 Old 05-27-2010, 02:52 PM
 
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I love:
http://bargainbriana.com/

http://babycheapskate.com/

http://moneysavingmom.com/

http://www.organicgrocerydeals.com/forums/

http://www.afullcup.com/

A, jammin.gif mama to a boy (2005) and a girl (2009)
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#3 of 10 Old 05-27-2010, 10:31 PM
 
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I like http://www.ultimatemoneyblog.com http://www.sensetosave.com and http://www.thesimpledollar.com

They are all frugal blogs. Ultimate Money Blog talks about gardening, saving money and living green; Sense to Save has a baby and cloth diapers in an apartment, and The Simple Dollar gives good frugal tips for families!

J, mom to my baby girl born January 22, 2012!  babygirl.gif

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#4 of 10 Old 05-28-2010, 12:39 AM - Thread Starter
 
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very cool! Thanks

Sandra SAHM to Kayleigh and welcoming Emily January 2010
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#5 of 10 Old 05-29-2010, 02:29 PM
 
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Check the library for the complete volumes of the tightwad gazette.
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#6 of 10 Old 05-29-2010, 05:10 PM
 
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I second The Complete Tightwad Gazette by Amy Dacyczyn! I also like America's Cheapest Family get's you Right on the Money by Steve and Annette Economides(yes that's their real last name!).

~~Kelly, WAHM to one son(4/26/04) and one
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#7 of 10 Old 05-29-2010, 07:39 PM
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Quote:
Originally Posted by MommaRNCCRN View Post
I second The Complete Tightwad Gazette by Amy Dacyczyn! .

I was just going to mention this one. It was published a while ago, but the information is solid.

Amy

Mom to three very active girls Anna (14), Kayla (11), Maya (8). 
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#8 of 10 Old 05-31-2010, 02:20 PM
 
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This blog ended when Gourmet Magazine closed down, but I love the entries and the author's writing style.

http://www.gourmet.com/search/query?...me%20frugality

Frugal, food growing mama to my four loves

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#9 of 10 Old 06-01-2010, 11:21 PM
 
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For our family, I've seen over and over again that the best way to save money is to make up a budget and stick to it.

Here are some budgeting forms:

http://www.daveramsey.com/tools/budg.../budget-forms/

Midwife (CPM, LDM) and homeschooling mama to:
13yo ds   10yo dd  8yo ds and 6yo ds and 1yo ds  
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#10 of 10 Old 06-02-2010, 10:30 PM
 
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Another book that I highly recommend is Your Money or Your Life. I have found that to be one of the best books I have ever read!

J, mom to my baby girl born January 22, 2012!  babygirl.gif

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