To be honest, we're drowning right now. DH works full time at a good job, I hold several PT jobs and run two small businesses that contribute a little bit to the household budget, but due to crappy health insurance, we paid forty percent of our take-home salary last year to health care expenses and we're on track this year to do it again. DH's company only offers a high deductible plan with a lot of copays and they just don't cover much of what we need. Losing nearly half our income to medical bills just isn't sustainable.
So DH is looking for a new job with better health insurance and I'm polishing up my resume and applying for a higher-paying job. I'll probably be shutting down my own businesses, as least for now. How I handle my workload is complicated by the recurrence of mystery syndrome X, which, among other things, causes muscle inflammation and makes it difficult for me to walk and use my arms and hands. Switching to a more sedentary job will help.
We're homeschooling, so this will involve some juggling, but we're keeping our fingers crossed that the cards will line up for us. We already live very frugally, with a small mortgage (lower than most rents in this area), gardens, no cable service, the cheapest phone service, etc.