I got into a minor fender bender in the parking lot of a grocery store. I was backing up so slowly I still had my break on. Needless to say, I still put a dent in her little truck. The back side rear well has a dent. She doesn't really want to go through insurance so we agreed to get a quote first and if it's reasonable I would just pay the body shop directly. The problem is is that my husband and I have just spent a better part of our savings on various things. I don't really want to shell out $1500 when my deductible is only $500.
Does anyone know how this accident will affect the price of my monthly car insurance? I haven't had an accident in almost 15 years.