~~September No-Spend Thread~~ We're in the HOME STRETCH....you can do it Mamas! - Page 3 - Mothering Forums
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#61 of 413 Old 09-01-2010, 10:15 PM
 
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Alright, here we go.

1. 8.87 for ice cream.

Oops. But we have 100/month for eating out, etc, so as long as we can stay within that... And actually I was feeling lazy about packing a lunch for the playground, then I hopped on this thread for a few minutes and got motivated, which saved me 10$ at Chipotle.

Tomorrow I am getting the side mirror on the car fixed. My parents gave us 200$ to get it fixed, but it is only going to cost 60. I kind of want to keep the extra but I think I feel too guilty.... Especially since my mom is buying my outfit for my sister's wedding too. I am *very* glad to have such generous parents!

I am also going to grocery shop for our Labor Day camping trip tomorrow. My mom and I divided the grocery list so we are each buying half the stuff.

Suzan, mama to DS 9-18-07 and #2 EDD 3/4/10 GIRL!.
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#62 of 413 Old 09-01-2010, 10:51 PM
 
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How does this work? Does it count as a no-spend day if we only make budgeted purchases, or is that literal? Because today we spent £2.50 on bus fare to the park.

Also, do you track your partner's purchases, too?
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#63 of 413 Old 09-01-2010, 11:23 PM
 
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I thought you guys could commiserate... Next week $1900 on new tires for the minivan. Plus it has to be serviced. Ugh. We unknowingly bought a Odyssey with the PAX tire system. Turns out the tires suck and cost an arm and a leg to replace them.

This means I'll be paying $2800 on the cc and putting $500 in savings, as opposed to $3000 and $1000.

Right now we don't have a car which means no going out and spending money I don't have right now. I can't drive the van until we get new tires put on it. Still waiting on the part we need to fix DH's car. It has a donut on it but I am going to drive it into town tomorrow to get groceries. Then we are stuck at home. We should get lots done!

Mom to 4! Welcomed Aila Wren on Friday, February 25th!
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#64 of 413 Old 09-01-2010, 11:33 PM
 
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Originally Posted by SoulCakes View Post
How does this work? Does it count as a no-spend day if we only make budgeted purchases, or is that literal? Because today we spent £2.50 on bus fare to the park.

Also, do you track your partner's purchases, too?
I'm new to this thread but I think you make it work how you feel comfortable. Everyone has their own goals and ways of tracking spending. I am only worrying about the goals I have set for myself which do not include some major planned purchases this month. I am tracking the allowance that DH is getting since that is a new system for both of us and it is in cash so easy to keep track.

Not off to a terrific start but my mom is still in town until tomorrow morning so I blame her. Tomorrow will feel like the true start of the month for me although I will need the car for the second day in a row to get her to the airport.

Spent $5.58 at the grocery store to pick up a couple of things on sale before the flyer ends.

Missed out on my exercise too.

Meals Out: 0/2
Ice Cream 0/1
Car Days 1/8
No-Spend 0/15
Budget $5.58/$400
Exercise 0/30

M :, wife to P :, Proud new mama to N
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#65 of 413 Old 09-01-2010, 11:50 PM
 
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Ok, had to turn the a/c on. It is HOT here. We are literally lying in puddles of sweat up in my bedroom. I bumped my a/c usage up to 5 days allowance this month. I think we can do it if this heat wave breaks in the next day or two.


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Goals:
1/20 no spend days
0/10 stay home days
0/30 Cans of stockpile food eaten
create and start using an envelope system
1/30 not use the dryer (actually haven't used it at all in over a month already
0/25 not use the a/c (my apartment is obscenely hot upstairs)

Formerly single Mama to the zaniest boy on the block, born on my birthday on 3/28/07. Soon to be Mama to a new little and can't wait to bfinfant.gif and femalesling.GIF and familybed1.gif again! 
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#66 of 413 Old 09-01-2010, 11:57 PM
 
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Quote:
Originally Posted by SoulCakes View Post
How does this work? Does it count as a no-spend day if we only make budgeted purchases, or is that literal? Because today we spent £2.50 on bus fare to the park.

Also, do you track your partner's purchases, too?
I agree with trumpcard--you make it work however you need it to. I don't track DH's spending. That would make both of us insane! And I monitor and record my planned spending (when I've participated in the past, that is), but I don't consider it "falling off the wagon," so to speak.

Melissa, a homeschooling, caffix.gif-guzzling, SAHM of two: reading.gif (11) and joy.gif(8)
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#67 of 413 Old 09-02-2010, 12:42 AM
 
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Hi

What a great idea, & very timely for me. I hope I can keep it up!

Today worked out to be no-spend for me. On the other hand, I didn't do much. Walked a mile instead of driving it.... didn't bring any money with me, and so, could not make any purchases.

1. NO spend Woo Hoo great start
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Needing to live on as little as possible for now, whatever it takes to do that. At the very least, I hope to be cutting down on waste. Or at least blind waste, lol.
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#68 of 413 Old 09-02-2010, 12:48 AM
 
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Ugh I found out that the $237 water bill (it was actually for 4 months, the bills got messed up since I opted for online bills only and well, forgot) I thought I had paid last month doesn't actually get paid from the checking account until this month, stupid mycheckfree.com, this always happens with them it is so hard to use their system.

So that combined with the $240 car registration means I really, really, really need to stay on budget. Luckily hubby is super-motivated to not spend any money until we get our cushion back. No-spending is a lot easier with everyone on board.

How does everyone count their automatic payments for stuff like loans and insurance, does it still count as a no spend day even if those things get taken out?

1: No spend day!
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Julia, mama to Bumpa 2008, and The Mole 2011

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#69 of 413 Old 09-02-2010, 01:03 AM
 
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31. $2 admission, $1.50 ice cream, $1.50 coffee, $4.75 meat on a stick, $3 bus fare, $22 ride wrist band

Didn't do too bad at the fair. Brought our own food so did well there. However I bought my son the wristband for unlimited rides and he ended up only wanting to go on a couple. So lost money there, but how was I to know? I bought the band last week at a discount and last year he wanted to go on several rides so I figured this year he would go on more, but he did not.

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2. Fair again...Dad is taking us so hopefully not much $$ spent! We'll bring our own food again and just get a treat
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                                       DS 7 ~ DS 3

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#70 of 413 Old 09-02-2010, 01:54 AM
 
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Okay, here we go! I'm not including bills here, just discretionary spending.

1 Groceries: $144.56
Target: $55.03 for dog and cat food, freezer bags and milk
2 0
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Goals:
0/5 days of no driving
0/2 dinners out
0/4 lunches out

SAHM to twin kindergarteners

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#71 of 413 Old 09-02-2010, 08:33 AM
 
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How does everyone count their automatic payments for stuff like loans and insurance, does it still count as a no spend day even if those things get taken out?
When we get paid Friday, I will sit down and determine what all comes out of this check. I will do a calculation with all of those numbers and write out the necessary checks to cover those things. I will count the automatic payments then since I am mentally deducting those numbers from my account.

1: $27 - I bombed on the first day out. We ended up out longer than we thought and ate out. Still, $27 isn't an awful price for dinner for all of us. We ate at a local place.

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On another note, I was looking at the place where we'd like to move yesterday, and it made me re-energized to work on paying off debt and getting prepped for the move, so I'm excited about that.

It's us: DH , DS ; DD ; and me . Also there's the . And the 3 . I . Oh, and .
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#72 of 413 Old 09-02-2010, 09:38 AM
 
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1. Spent the day with my sisters and only spent money that I had set aside in August for the day ($20.00). I also had enough left over from the $20.00 to cover supper with DH.
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Key:
No Spend Day:
No Unplanned Debit Card Use:
Budgeted Spending:

Tracking:
No Spend Day: 0/10
Dining Out: 1/10
Groceries: $0/$290.00

babyf.gifborn 25 September 2010
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#73 of 413 Old 09-02-2010, 10:37 AM
 
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1: $2.67 for a book. I paid with the change from my purse Tried to buy another book but couldn't find it anywhere! Took a car load of stuff to my friends garage sale. Yay for getting junk out of the house!

2: Deep cleaned the small bathroom. Yuck. Going through some fall clothes for consignment.

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#74 of 413 Old 09-02-2010, 11:39 AM
 
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Originally Posted by goldingoddess View Post
How does everyone count their automatic payments for stuff like loans and insurance, does it still count as a no spend day even if those things get taken out?
I generally don't count that stuff since bills are things I have no choice to pay or not.

                                       DS 7 ~ DS 3

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#75 of 413 Old 09-02-2010, 03:36 PM - Thread Starter
 
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Quote:
Originally Posted by SoulCakes View Post
How does this work? Does it count as a no-spend day if we only make budgeted purchases, or is that literal? Because today we spent £2.50 on bus fare to the park.

Also, do you track your partner's purchases, too?
This thread has no rules. Everyone tracks things differently -- you choose how you want to record things. You can track your partner, you can not track your partner. All up to you.

I only track what I consider ~unnecessary~ purchases. Bus fare to a park I wouldn't count.

 

 

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#76 of 413 Old 09-02-2010, 03:40 PM - Thread Starter
 
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I allowed myself 10 spendy days and it looks like I'm going to use them all up right off the bat.

We're going to the fair tonight and I would like to say that I won't buy anything, but I'm already fantasizing about deep-fried fair food corn dogs fried dough with chocolate sauce, ice cream.....mmmmm....

My diet and my budget are put on hold tonight. haha!


01.. $4.99 Danish for party, SOS
02.. I don't know the exact total, but money will be spent.
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My goals:

0/20 No Spend Days
0/10 Let the Car Rest Days
1/20 Stay Out of the Stores SOS (this includes on-line shopping)

 

 

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#77 of 413 Old 09-02-2010, 04:30 PM
 
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September
1 -
2 -


My Goals:

2/20 No Spend Days
Track Unnecessary spending $0
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#78 of 413 Old 09-02-2010, 05:29 PM
 
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I think I'm going to track all of my spending, frivolous or not, just to get a real handle on how much I'm actually spending. I know I still have to get DD's backpack, scarf, and ballet outfit for her school uniform, as well as a few other things, I'm sure. It helps to see it all in writing.

September

1: £2.50 for the bus
2: £82/400 for groceries

And, guys? I've actually been so much happier with the house now that I've told myself not to buy anything new. Before I would look around and think, "Ok, we need to put a little table in that corner and get a new lamp for the living room," but now I just feel fine with things the way they are. I think I'm just framing these things as a "want" now instead of a "need".
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#79 of 413 Old 09-02-2010, 08:24 PM
 
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WooHoo! A new month!

1) (rent $450)
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Goals:
= no spend day
= budgeted spending
= not budgeted/unnecessary spending

$0/ $560 groceries and household
$0/ $120 unnecessary spending

0 / 20 meals cooked at home

Jenn: WOHM to a big girl (7/03), a medium girl (8/07), and a little girl (12/10)
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#80 of 413 Old 09-02-2010, 08:24 PM
 
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KEY:

= No spend
= Necessary/budgeted spending
= Unnecessary/-non-budgeted spending

0/1 meals out
0/15 no spend days


1: DH spent $150 on a rim for his car so we can fix the flat tire
2: groceries
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Mom to 4! Welcomed Aila Wren on Friday, February 25th!
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#81 of 413 Old 09-02-2010, 08:47 PM
 
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31. $86.47 groceries, $27.48 gas
1. $19.80 groceries, 29.53 gas
2. (swagbucks only, but I got quite a few today, so I'm counting it as "work") and finally, !

September Budget & Goals:
$106.27/$300 food (food budget dropped from $350 upon a revision of the food budget)
0 eating out days!
$0/$60 miscellaneous expenses ($30 haircuts; Ladybug needs onesies and pajama sleepers for winter, I need fall shoes; DH's dry cleaning - need to keep reminding myself so that I don't think of the $60 as fun money...)
$57.01/$300 gas
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#82 of 413 Old 09-02-2010, 10:00 PM
 
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= No spend
= Necessary/budgeted spending
= Unnecessary/-non-budgeted spending

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#83 of 413 Old 09-02-2010, 10:06 PM
 
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Rented a movie for DS so I could bring him with me to my therapy appointment. At least he was quiet and occupied for the entire hour, which was great. Unplanned spending, not so much, but it wasn't all that much. I also think I will have a job by the end of the day tomorrow! Woo Hoo!


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Goals:
1/20 no spend days
0/10 stay home days
1/30 Cans of stockpile food eaten
create and start using an envelope system
2/30 not use the dryer (actually haven't used it at all in over a month already
0/25 not use the a/c (my apartment is obscenely hot upstairs)

Formerly single Mama to the zaniest boy on the block, born on my birthday on 3/28/07. Soon to be Mama to a new little and can't wait to bfinfant.gif and femalesling.GIF and familybed1.gif again! 
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#84 of 413 Old 09-02-2010, 10:43 PM
 
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31. $2 admission, $1.50 ice cream, $1.50 coffee, $4.75 meat on a stick, $3 bus fare, $22 ride wrist band

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2. $2 donation to museum, my dad bought all treats at the fair!
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                                       DS 7 ~ DS 3

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#85 of 413 Old 09-02-2010, 10:46 PM
 
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1: $27 - I bombed on the first day out. We ended up out longer than we thought and ate out. Still, $27 isn't an awful price for dinner for all of us. We ate at a local place.

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Key:
- No Spend
- Planned Spend
- Unplanned Spend
- Worked on a Goal

1/10 No Spend Days

It's us: DH , DS ; DD ; and me . Also there's the . And the 3 . I . Oh, and .
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#86 of 413 Old 09-02-2010, 10:49 PM
 
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1: $7 Bartell's (like Walgreens) for parent's anniversary card and snacks, $18 PTA, $55 DD1 lunch account (should last many months, as she only buys lunch 1x per week)
2: No Spend Hurray!
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1/20 No-spend days
0/$600 groceries
0/10 Exercise days
0/4 Grocery shop 1 day/week only. No extra trips to stores.
0/0 No clothing purchases for me or kids
0/$500 in savings
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#87 of 413 Old 09-02-2010, 11:04 PM
 
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Groceries $60.84

Meals Out: 0/2
Ice Cream 0/1
Car Days 2/8
No-Spend 0/15
Budget $66.42/$400
Exercise 1/30

This doesn't look like a good start but I am feeling pretty good. I had the car again today since I had to get my mom to the airport and so I did some major meal planning and made a trip to the grocery store. My hope is that I can feed us until next Friday with what I purchased (plus items from my pantry and deep freeze) and not need to spend any more on groceries or use the car until then. I'm new to long term meal planning so I am hoping I didn't forget anything but just having a menu planned for an entire week is a good accomplishment for me. Plus I did buy a few items on sale to stock up and I have a $5 mail in rebate that I can send in. Not too bad. I also got in a mini workout. Not as much as I would have like but it was pouring rain for most of the day.

M :, wife to P :, Proud new mama to N
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#88 of 413 Old 09-02-2010, 11:12 PM
 
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1. 8.87 for ice cream. Spent 40$ on tubs and such for the house (40/50). Still within budget but I will have to be careful the rest of the month.
2. 60$ for new car mirror. My friend did it so I saved about 100$ over what the dealer would have charged. 50$ for groceries. (50/400). I was feeling tempted to go out for dinner then our neighbor invited us over, woohoo!

Treat-free grocery shopping: 1/2
Within budget for groceries, kids, and household.

Suzan, mama to DS 9-18-07 and #2 EDD 3/4/10 GIRL!.
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#89 of 413 Old 09-02-2010, 11:27 PM
 
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1: $280 Costco
2: $65 Groceries, $30 raincoat for DD

$375/500

I suck at this.
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#90 of 413 Old 09-02-2010, 11:35 PM
 
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= No spend day.
= budgeted spend
= made my own dang coffee and didn't buy it at Dunkin
= unbudgeted spend
= all meals homecooked

September:
1.) Didn't spend a dime of my own today! Got a tattoo, but it was a present from my mom. And, and, And I got $9.00 back on bras that I returned.
2.) Gas, rent. And my a/c blew so, even though it was 96 degrees, I saved money. S.O.S


Goals:
0/$200 grocery
1/25 meals cooked at home/bagged lunches
0/5 dine-out days
1/15 S.O.S - stay out of store.

Jenn treehugger.gifmama to Monkeylearning.gifSquishyenergy.gif& Riverangel1.gif(8wks)Wife to Mikejog.gif See you at the rainbow1284.gif Bridge, Abigael cat.gifand McKenna dog2.gifgd.gifnamaste.giffamilybed2.gifbellyhair.gifcaffix.gifcrochetsmilie.gifom.gifknit.gifcomputergeek2.gif

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