January 2011 No-Spend Challenge - Let's start the New Year off right! - Page 5 - Mothering Forums

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#121 of 194 Old 01-09-2011, 04:17 PM
 
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We bought groceries today and will have to buy a few more (store didn't have everything I needed). Bought soda this morning for a friend's lunch party.

 

Plan for next week:

 

1/10 - necessary groceries

1/11 - baby wipes (this is going to be a temptation - I have to buy wipes at toys r us, so my commitment is to not buy anything else!)

1/12 - no spend

1/13 - no spend

1/14 - no spend

1/15 - no spend

1/16 - no spend

 

we'll see how it goes...


"But if I knew everything, there would be no wonder, for what I believe in is far more than what I know." ~ Madeleine L'Engle
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#122 of 194 Old 01-09-2011, 05:48 PM
 
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1/1 thumb.gif budgeted spend - long johns and socks for kids

1/2 orngbiggrin.gif no spend

1/3 thumb.gif big budgeted spend day - groceries, supplements, carwash (which I hate to pay for but was desperately needed), b'day gift for my mom. Sold some books at used book store.

1/4 orngbiggrin.gif no spend!

1/5 thumb.gif budgeted spend - some household supplies (soap, dog food for pet food drive at DD1's school (we don't have a dog!), b'day gift for DD2's preschool friend, art supplies for school project, 2 grocery items, Starbucks gift card

1/6 orngbiggrin.gif no spend

1/7 thumb.gif batteries, photo printing for school project

1/8 orngbiggrin.gif no spend

1/9 thumb.gif small amount of groceries and sweet orange essential oil for scenting my homemade laundry soap and cleaning spray

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#123 of 194 Old 01-09-2011, 05:57 PM
 
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Quote:
Originally Posted by annethcz View Post

 

Jan 1: thumb.gif No spend

Jan 2: smile.gif Budgeted spend

Jan 3: thumb.gif No spend

Jan 4: smile.gif Budgeted spen

Jan 5: thumb.gif No spend

Jan 6: smile.gif Budgeted spend

Jan 7: thumb.gif No spend

Jan 8: thumb.gif No spend

Jan 9: thumb.gif No spend

 

 




New signature, same old me: Ann- mama of 2 boys and 2 girls, partnered to a fabulous man.
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#124 of 194 Old 01-10-2011, 06:18 AM
 
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Key:

thumb.gif  no spend/ budgeted spending

irked.gif  unnecessary/ unbudgeted spending

hang.gif  hung laundry to dry

 

 

January Goals

no spend/ budgeted days  6/20

eating out  1/0

loads of laundry hung to dry  4/8

 

1.  thumb.gif  At the IL's out-of-state so no laundry done.

2.  thumb.gif

3.  thumb.gif  hang.gif

4.  thumb.gif hang.gif

5.  thumb.gif hang.gif

6.  thumb.gif hang.gif

7.  irked.gif  DH stopped at the store and picked up some ice cream and cookies.


8.  irked.gif got pizza delivery for dinner

9.  irked.gif dinner at my parents'.  Had to pick up salad and a b-day cake for DD2.  Getting back on the bandwagon Monday.


Jenn<>< crunchy conservative mama to 6 fencing.gif reading.gif notes2.gif fly-by-nursing2.gif

knit.gifand sewmachine.gif my way through my stash.

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#125 of 194 Old 01-10-2011, 09:45 AM
 
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Oh, I'm behind already!  Let's see if I can catch up:

 

1/1: no spend

1/2: ordered some essential baby stuff online (budgeted)

1/3: hectic day for DH and I.  First day back at work for me and LO was not taking bottle, so we went to see the lactation consultant ($30), bought some new bottles to try ($15) and fast food for dinner ($18).  Food and bottles were within budget, consultation was over budget.

1/4: groceries (budgeted)

1/5: no spend

1/6: groceries (huge fruit/veggie sale at supermarket)

1/7: no spend

1/8: bought used cloth diapers for LO (not budgeted) and met best friend for coffee/snacks (not budgeted)

1/9: no spend

1/10: no spend

 

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#126 of 194 Old 01-10-2011, 09:47 AM
 
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Quote:
Originally Posted by nwmomof2 View Post

 

1/1 thumb.gif budgeted spend - long johns and socks for kids

1/2 orngbiggrin.gif no spend

1/3 thumb.gif big budgeted spend day - groceries, supplements, carwash (which I hate to pay for but was desperately needed), b'day gift for my mom. Sold some books at used book store.

1/4 orngbiggrin.gif no spend!

1/5 thumb.gif budgeted spend - some household supplies (soap, dog food for pet food drive at DD1's school (we don't have a dog!), b'day gift for DD2's preschool friend, art supplies for school project, 2 grocery items, Starbucks gift card

1/6 orngbiggrin.gif no spend

1/7 thumb.gif batteries, photo printing for school project

1/8 orngbiggrin.gif no spend

1/9 thumb.gif small amount of groceries and sweet orange essential oil for scenting my homemade laundry soap and cleaning spray


Way to go on the homemade laundry soap and cleaning spray!

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#127 of 194 Old 01-10-2011, 10:50 AM
 
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Jan 1 orngbiggrin.gif
Jan 2 orngbiggrin.gif
Jan 3 smile.gif Made: $20 tips Spent: $30 gas*
Jan 4 orngbiggrin.gif Made: $28 tips and found $20 Spent: $20 gas
Jan 5 smile.gif Spent: $20 gas
Jan 6 bag.gif Spent: $30 drink and gas Gifted: DVD player and coffee
Jan 7 smile.gif Spent: $30 gas Gifted: coffee
Jan 8 smile.gif Made: $122 tips Spent: $95 babysitter and gas
Jan 9 smile.gif Spent: $1.25 diapers Gifted: said diapers
Jan 10 orngbiggrin.gif Gifted:coffee

Key: orngbiggrin.gif No spend smile.gif Budgeted spend bag.gif Unnecessary spend
Will include allotted groceries when spent and money saved; not including paychecks or bills
*DH delivers pizza and mail; hence, the outrageous gas expenditure

* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *
Plus DH & DD1(8) & DS(6) & DD2(5) & DD3(2)
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#128 of 194 Old 01-10-2011, 11:09 AM
 
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Quote:
Originally Posted by three&me View Post

 

thumb.gif = No-spend day

smile.gif   = Budgeted spending

orngbiggrin.gif   = Under budget!

greensad.gif   = Unbudgeted/Unnecessary spending

 

1/05: thumb.gif (actually made money with a price adjustment & a return! this will pay for a bookcase we were planning to buy)

1/06: thumb.gif

1/07: greensad.gif $47 - couldn't resist a Gap sale. in my defence, DS DOES need it, I just didn't plan when I'd buy it.

1/08: thumb.gif

1/09: smile.gifgreensad.gif budgeted groceries, did most of them. problem was shopping with DH who found stuff he wanted to get. :( used the visa.

1/10: thumb.gif - got some bills in the mail today, one is $40 less than I budgeted, the other I owe nothing when I budgeted $250. set my account to pay the bill automatically later this month.

 

Progress:

Paid to credit cards: $248/$2300

Groceries $173/$295

Savings  $100/$250


Meg
SAH, homeschooling mum to G (05/06), R (03/08), DK (04/09) + S (04/11)!!
Expecting #5, K, mid-November 2014! Team Green!
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#129 of 194 Old 01-10-2011, 12:38 PM
 
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I got behind for a few days...!

 

My key:

 

love.gif  No spend

thumb.gif  Spending within budget

irked.gif  Over budget, but necessary

bag.gif  Not necessary, not budgeted

 

1/01  love.gif (well, I bought Starbucks with a gift card I got for Christmas...)

1/02  thumb.gif  Ate dinner out at work with DH, DS, and in-laws

1/03  thumb.gif  Grocery shopping

1/04  thumb.gif $20 for baby clothes

1/05  thumb.gif Going out to dinner ($20) and a movie, irked.gif  bought materials for food storage shelves in basement ($70 out of savings)

1/06  thumb.gif  $30 in groceries

1/07  thumb.gif  coffee at work, carryout lunch from Applebees $10

1/08  love.gif

1/09  thumb.gif coffee at work

1/10  thumb.gif Chinese for dinner at work $??

 

Goals:

Work lunches  $19/$60

Groceries $152.58/$500

Savings  $330/$600 


Married to my loving hubby, proud mama to Ethan thumbsuck.gif (9/09) and Rowyn (7/12)slinggirl.gif  and aspiring homesteader chicken3.gif

Missing my twins, Owen and Sophia, born too soon, July 2011 angel2.gifangel3.gif

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#130 of 194 Old 01-10-2011, 01:47 PM
 
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Jan 1: no spend

 

Jan 2: hairbrush, fast food

 

Jan 3: holy bills, Batman: mortgage, personal trainer, insurance and a buy-one-get-one massage coupon for DH

 

Jan 4: Target household stuff and junky groceries, DS' new medicine (no generic available! lovely!), fast food

 

Jan 5: real groceries at TJ's and WF, oils for this facial cleansing method I'd heard so much about

 

Jan 6: DH repurchased Angry Birds (WTF???) and went to Jack in the Box. 

Jan 7: check I wrote in NOVEMBER to the preschool book fair was finally cashed, gas at Costco midnight Jack in the Box run hide.gif

 

Jan 8: copay for DD's prescription, candy after DS' b-ball game, still more DH at Jack in the Box! Good grief!

 

Jan 9: no spend! 'bout time!

 

Jan 10: snowed in! no spend!

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#131 of 194 Old 01-10-2011, 02:14 PM
 
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1/1 thumb.gif budgeted spend - long johns and socks for kids

1/2 orngbiggrin.gif no spend

1/3 thumb.gif big budgeted spend day - groceries, supplements, carwash (which I hate to pay for but was desperately needed), b'day gift for my mom. Sold some books at used book store.

1/4 orngbiggrin.gif no spend!

1/5 thumb.gif budgeted spend - some household supplies (soap, dog food for pet food drive at DD1's school (we don't have a dog!), b'day gift for DD2's preschool friend, art supplies for school project, 2 grocery items, Starbucks gift card

1/6 orngbiggrin.gif no spend

1/7 thumb.gif batteries, photo printing for school project

1/8 orngbiggrin.gif no spend

1/9 thumb.gif small amount of groceries and sweet orange essential oil for scenting my homemade laundry soap and cleaning spray

1/10 thumb.gif budgeted spend: Walgreens for DD2's allergy meds, bag of chips, small toy for DD2, who just had some allergy testing done today. Going for a NS tomorrow.

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#132 of 194 Old 01-10-2011, 02:58 PM
 
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Its always best to buy what you need and not what you want. Thats one of the ways to control your spending.


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#133 of 194 Old 01-10-2011, 07:28 PM
 
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Key:

thumb.gif  no spend/ budgeted spending

irked.gif  unnecessary/ unbudgeted spending

hang.gif  hung laundry to dry

 

 

January Goals

no spend/ budgeted days  7/20

eating out  1/0

loads of laundry hung to dry  5/8

 

1.  thumb.gif  At the IL's out-of-state so no laundry done.

2.  thumb.gif

3.  thumb.gif  hang.gif

4.  thumb.gif hang.gif

5.  thumb.gif hang.gif

6.  thumb.gif hang.gif

7.  irked.gif  DH stopped at the store and picked up some ice cream and cookies.


8.  irked.gif got pizza delivery for dinner

9.  irked.gif dinner at my parents'.  Had to pick up salad and a b-day cake for DD2.  Getting back on the bandwagon Monday.

10.  thumb.gif hang.gif


Jenn<>< crunchy conservative mama to 6 fencing.gif reading.gif notes2.gif fly-by-nursing2.gif

knit.gifand sewmachine.gif my way through my stash.

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#134 of 194 Old 01-11-2011, 08:14 AM
 
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Mattemma sahm to 2.Dh is a driver with a modest income. Will try not to use my credit card(just paid it off!) and spend only $100 cash weekly on food and supplies.Will record all bills and daily spending.Will put aside $25-50 weekly into savings.The more we stay home the more NO SPEND DAYs I will have,unless ofcourse I am paying bills online! I already know we will be home this weekend,and all bills are paid for the moment.Best wishes to all!

 

1-1 NO SPEND DAYthumbsup.gif

1-2 NO SPEND DAYthumbsup.gif

1-3 NO SPEND DAYthumbsup.gif

1-4 Tire repair(nail) $18, Food $100, Pizza $6, Savings $20, Mega lotto $3

1-5 Cell $110, Garbage $45, Dog license $30, School Pizza $12, Credit Card $100

1-6 Marcs $7, Gas $23

1-7 Aldis $90, Walmart $55, House $600, Car $330,Student Loan $140

1-8 NO SPEND DAY thumbsup.gif

1-9 NO SPEND DAYthumbsup.gif

1-10 Food $9, Meds $55, Feed store $70, Big Lots $10

1-11 DD Lunch $2, Deals $4, Gas $21,Marcs $40

1-12 NO SPEND DAY thumbsup.gif

1-13 Kefir grains $20, Aldi $40, Pizza $5

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#135 of 194 Old 01-11-2011, 08:49 AM
 
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Jan 1: thumb.gif No spend

Jan 2: smile.gif Budgeted spend

Jan 3: thumb.gif No spend

Jan 4: smile.gif Budgeted spen

Jan 5: thumb.gif No spend

Jan 6: smile.gif Budgeted spend

Jan 7: thumb.gif No spend

Jan 8: thumb.gif No spend

Jan 9: thumb.gif No spend

Jan 10: smile.gif Budgeted spend

 

 


 



New signature, same old me: Ann- mama of 2 boys and 2 girls, partnered to a fabulous man.
I'm an unintentional weasel feeder and I suck at proofreading.
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#136 of 194 Old 01-11-2011, 02:54 PM
 
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Jan 1 orngbiggrin.gif
Jan 2 orngbiggrin.gif
Jan 3 smile.gif Made: $20 tips Spent: $30 gas*
Jan 4 orngbiggrin.gif Made: $28 tips and found $20 Spent: $20 gas
Jan 5 smile.gif Spent: $20 gas
Jan 6 bag.gif Spent: $30 drink and gas Gifted: DVD player and coffee
Jan 7 smile.gif Spent: $30 gas Gifted: coffee
Jan 8 smile.gif Made: $122 tips Spent: $95 babysitter and gas
Jan 9 smile.gif Spent: $1.25 diapers Gifted: said diapers
Jan 10 orngbiggrin.gif Made: Gifted:coffee
Jan 11 smile.gif Spent: $25 gas, Groceries

I'm super-bummed. Our washing machine broke today. It's a front-loader and has been nothing but problems since we bought it slightly used off craigslist. We're going to buy the most-likely broken part, which is $60, but might have to eat that if it doesn't work, suck it up and buy an inexpensive washer. It's not in the budget, so we may have to wait awhile or buy a really cheap one ($150, used).

Key: orngbiggrin.gif No spend smile.gif Budgeted spend bag.gif Unnecessary spend
*DH delivers pizza and mail; hence, the outrageous gas expenditure


* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *
Plus DH & DD1(8) & DS(6) & DD2(5) & DD3(2)
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#137 of 194 Old 01-11-2011, 03:25 PM
 
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Deep breath.  Hi everyone!  I really need to be here.  

 

a. Who you are: 33, WAHM with 2 girls (9 and almost 5) and DSS (12, here half the time), DH-36, paramedic, works 24-48 hours at a time, so I'm pretty much a single mom half the time.  We've been married almost 10 years.  No longer have credit card debt or credit cards, but we do have a mortgage and car payment plus regular utility/insurance bills.  DH is also facing a custody battle (long story, but his ex decided to sue him out of the blue for full custody and child support, after 11 years of doing 50/50 and neither party paying child support), and he has a court date next month.  It is likely that he will be ordered to start paying child support, and his lawyer's fee is $15,000.  We still owe her $10,000 of that.

b. Where you are going (your financial goals): #1 is to pay our bills on time, and to do that, we need to cut way back on our grocery bill, DH HAS TO stop spending so much money on fast food while at work,  and we need to eliminate "extras".  #2 is to build up an emergency fund/set aside money for child support if that happens. I guess #3 after we accomplish both of those things is to pay down our car loan as fast as we can.   
 

c. How you plan to get there: Working to control the grocery spending and reduce WASTING produce and meat because something came up or I didn't feel like cooking so it went bad, cooking more instead of relying on frozen Amy's meals and whatnot, planning meals.  Trying to budget and save for regular expenses instead of living paycheck to paycheck.  

 

***Edited to add that today was a no spend day for me!  I resisted a huge urge to go grocery shopping since we are out of milk and stuff.  Not sure about DH since he is on shift...I'm sure he had to get a few groceries for his meals, but it shouldn't have been too much.    

 

 

 

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#138 of 194 Old 01-11-2011, 04:13 PM
 
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Key:

thumb.gif  no spend/ budgeted spending

irked.gif  unnecessary/ unbudgeted spending

hang.gif  hung laundry to dry

 

 

January Goals

no spend/ budgeted days  8/20

eating out  1/0

loads of laundry hung to dry  6/8

 

1.  thumb.gif  At the IL's out-of-state so no laundry done.

2.  thumb.gif

3.  thumb.gif  hang.gif

4.  thumb.gif hang.gif

5.  thumb.gif hang.gif

6.  thumb.gif hang.gif

7.  irked.gif  DH stopped at the store and picked up some ice cream and cookies.


8.  irked.gif got pizza delivery for dinner

9.  irked.gif dinner at my parents'.  Had to pick up salad and a b-day cake for DD2.  Getting back on the bandwagon Monday.

10.  thumb.gif hang.gif

11.  thumb.gif hang.gif


Jenn<>< crunchy conservative mama to 6 fencing.gif reading.gif notes2.gif fly-by-nursing2.gif

knit.gifand sewmachine.gif my way through my stash.

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#139 of 194 Old 01-11-2011, 10:34 PM
 
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Quote:
Originally Posted by major_mama11 View Post

1/1- NS

2 NS

3 NS

4- groceries $112

5- NS

6

7

8

9

10 $51 gasoline, $6 kid cups, $54 groceries

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

29

30

31

 

Goals

 

Groceries- 166/500

Gasoline- 51/140

Kid spending- 6/20

homeschool- 0/20

car payment -0/500

 

Gift cards to use this month- reminding myself that I can shop a little without breaking the budget!

kohls- $29

Joann- $40

Old Navy $39




“War is peace.
Freedom is slavery.
Ignorance is strength.”
― George Orwell, 1984
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#140 of 194 Old 01-12-2011, 08:36 AM
 
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My key:

winky.gif   budgeted spending
thumb.gif true no-spend day      

greensad.gif   over budget
irked.gif   unexpected spending 

 

January

1 thumb.gif

2 thumb.gif

3 thumb.gif

4 thumb.gif

5 thumb.gif

6 thumb.gif

7 thumb.gif

8 winky.gif  greensad.gif gas, Walgreens, Kroger. Spent on otc meds at Walgreens for my allergies which I knew I needed to but dh was with me at the grocery store. He’s not always but when he is he likes to throw a few extra things in the cart. If I say something he acts like I’m depriving him. He’s not real bad but I don’t want to spend any extra if we don’t have to. I already buy him his regular snacks that he likes so I get frustrated when he throws in extra.

9. thumb.gif

10. thumb.gif

11.  thumb.gif

 

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#141 of 194 Old 01-12-2011, 07:07 PM
 
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Key:

thumb.gif  no spend/ budgeted spending

irked.gif  unnecessary/ unbudgeted spending

hang.gif  hung laundry to dry

 

 

January Goals

no spend/ budgeted days  9/20

eating out  1/0

loads of laundry hung to dry  6/8

 

1.  thumb.gif  At the IL's out-of-state so no laundry done.

2.  thumb.gif

3.  thumb.gif  hang.gif

4.  thumb.gif hang.gif

5.  thumb.gif hang.gif

6.  thumb.gif hang.gif

7.  irked.gif  DH stopped at the store and picked up some ice cream and cookies.


8.  irked.gif got pizza delivery for dinner

9.  irked.gif dinner at my parents'.  Had to pick up salad and a b-day cake for DD2.  Getting back on the bandwagon Monday.

10.  thumb.gif hang.gif

11.  thumb.gif hang.gif

12.  thumb.gif


Jenn<>< crunchy conservative mama to 6 fencing.gif reading.gif notes2.gif fly-by-nursing2.gif

knit.gifand sewmachine.gif my way through my stash.

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#142 of 194 Old 01-13-2011, 06:52 AM
 
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Quote:
Originally Posted by three&me View Post

 

thumb.gif = No-spend day

smile.gif   = Budgeted spending

orngbiggrin.gif   = Under budget!

greensad.gif   = Unbudgeted/Unnecessary spending

 

1/05: thumb.gif (actually made money with a price adjustment & a return! this will pay for a bookcase we were planning to buy)

1/06: thumb.gif

1/07: greensad.gif $47 - couldn't resist a Gap sale. in my defence, DS DOES need it, I just didn't plan when I'd buy it.

1/08: thumb.gif

1/09: smile.gifgreensad.gif budgeted groceries, did most of them. problem was shopping with DH who found stuff he wanted to get. :( used the visa.

1/10: thumb.gif - got some bills in the mail today, one is $40 less than I budgeted, the other I owe nothing when I budgeted $250. set my account to pay the bill automatically later this month.

1/11: thumb.gif

1/12: thumb.gif - figured out a way to cut back on milk so we don't go through $33/week worth (organic) JUST for the kids & DH's coffee. 

1/13: thumb.gif - seriously considering buying a crib now instead of closer to when we'll need it. Bleh.

 

 

Progress:

Paid to credit cards: $248/$2300

Groceries $173/$295

Savings  $100/$250


 


Meg
SAH, homeschooling mum to G (05/06), R (03/08), DK (04/09) + S (04/11)!!
Expecting #5, K, mid-November 2014! Team Green!
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#143 of 194 Old 01-14-2011, 06:25 AM
 
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01/11  No spend for me (DH spent $13 on food for 2 days of work)

01/12 groceries $114, produce $19

01/13 had to pick up dish detergent and a few other grocery items $24

01/14 gas $35...only got 1/2 a tank because it's so expensive right now

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#144 of 194 Old 01-14-2011, 08:16 AM
 
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Join Date: Jul 2004
Location: searching for my sanity
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Key:

thumb.gif  no spend/ budgeted spending

irked.gif  unnecessary/ unbudgeted spending

hang.gif  hung laundry to dry

 

 

January Goals

no spend/ budgeted days  10/20

eating out  1/0

loads of laundry hung to dry  7/8

 

1.  thumb.gif  At the IL's out-of-state so no laundry done.

2.  thumb.gif

3.  thumb.gif  hang.gif

4.  thumb.gif hang.gif

5.  thumb.gif hang.gif

6.  thumb.gif hang.gif

7.  irked.gif  DH stopped at the store and picked up some ice cream and cookies.


8.  irked.gif got pizza delivery for dinner

9.  irked.gif dinner at my parents'.  Had to pick up salad and a b-day cake for DD2.  Getting back on the bandwagon Monday.

10.  thumb.gif hang.gif

11.  thumb.gif hang.gif

12.  thumb.gif

13.  thumb.gif hang.gif


Jenn<>< crunchy conservative mama to 6 fencing.gif reading.gif notes2.gif fly-by-nursing2.gif

knit.gifand sewmachine.gif my way through my stash.

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#145 of 194 Old 01-14-2011, 08:26 AM
 
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Mattemma sahm to 2.Dh is a driver with a modest income. Will try not to use my credit card(just paid it off!) and spend only $100 cash weekly on food and supplies.Will record all bills and daily spending.Will put aside $25-50 weekly into savings.The more we stay home the more NO SPEND DAYs I will have,unless ofcourse I am paying bills online! I already know we will be home this weekend,and all bills are paid for the moment.Best wishes to all!

 

1-1 NO SPEND DAYthumbsup.gif

1-2 NO SPEND DAYthumbsup.gif

1-3 NO SPEND DAYthumbsup.gif

1-4 Tire repair(nail) $18, Food $100, Pizza $6, Savings $20, Mega lotto $3

1-5 Cell $110, Garbage $45, Dog license $30, School Pizza $12, Credit Card $100

1-6 Marcs $7, Gas $23

1-7 Aldis $90, Walmart $55, House $600, Car $330,Student Loan $140

1-8 NO SPEND DAY thumbsup.gif

1-9 NO SPEND DAYthumbsup.gif

1-10 Food $9, Meds $55, Feed store $70, Big Lots $10

1-11 DD Lunch $2, Deals $4, Gas $21,Marcs $40

1-12 NO SPEND DAY thumbsup.gif

1-13 Kefir grains $20, Aldi $40, Pizza $5

1-14 Memory Foam Mattress $240, Marcs $65,Water Bill $24,Cable $56

1-15 NO SPEND DAY thumbsup.gif

1-16 NO SPEND DAY thumbsup.gif

1-17 NO SPEND DAY thumbsup.gif

1-18 Car Insurance $390
1-19 Big Lots food $41

1-20 NO SPEND DAY thumbsup.gif

1-21 Gas bill $180

1-22 NO SPEND DAYthumbsup.gif

1-23 NO SPEND DAYthumbsup.gif

1-24 New Furnace $1,800, Phone $40, Student loan $140, Food $80, Gas $25

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#146 of 194 Old 01-14-2011, 09:25 AM
 
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Location: North Carolina
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I would love to join again even though I am about 14 days late LOL. I am Emi wahm/wohm/sahm if that makes sense LOL I work a job outside of home,a job online, and I stay at home during the day with my girls. My husband Griff works outside the home a 40 hr week and goes to school part time. I have 2 girls Averi and Rian. We are trying to stick to a budget to pay down our debt!

 

Key:

 

thumbsup.gif- budgeted spending

eyesroll.gif-unbudgeted spending

thumb.gif- no spend

 

1/13-thumbsup.gif 85.00 to pay a debt,140 lights,78 car insurance,100 gift to parents,30.00 gas

1/14- thumbsup.gif 30.00 cell,10.68 checks


E wife to G,  and mama to R hearts.gif, A autismribbon.gif, and E femalesling.GIF 
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#147 of 194 Old 01-14-2011, 11:36 AM
 
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Join Date: Dec 2010
Location: Maine
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Jan 1 orngbiggrin.gif
Jan 2 orngbiggrin.gif
Jan 3 smile.gif
Jan 4 orngbiggrin.gif
Jan 5 smile.gif
Jan 6 bag.gif $10 martini (mom's night out)
Jan 7 smile.gif
Jan 8 smile.gif
Jan 9 smile.gif
Jan 10 orngbiggrin.gif
Jan 11 bag.gif $15 wine
Jan 12 orngbiggrin.gif
Jan 13 bag.gif $26 at the laundromat (due to our broken washer) and $7 on beer. On the bright side, DH and I enjoyed a great evening together. smile.gif
Jan 14 orngbiggrin.gif

Key: orngbiggrin.gif No spend smile.gif Budgeted spend bag.gif Unnecessary spend


* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *
Plus DH & DD1(8) & DS(6) & DD2(5) & DD3(2)
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#148 of 194 Old 01-14-2011, 12:26 PM
 
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Join Date: Dec 2008
Location: Northern Indiana
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My key:

 

love.gif  No spend

thumb.gif  Spending within budget

irked.gif  Over budget, but necessary

bag.gif  Not necessary, not budgeted

 

1/01  love.gif (well, I bought Starbucks with a gift card I got for Christmas...)

1/02  thumb.gif  Ate dinner out at work with DH, DS, and in-laws

1/03  thumb.gif  Grocery shopping

1/04  thumb.gif $20 for baby clothes

1/05  thumb.gif Going out to dinner ($20) and a movie, irked.gif  bought materials for food storage shelves in basement ($70 out of savings)

1/06  thumb.gif  $30 in groceries

1/07  thumb.gif  coffee at work, carryout lunch from Applebees $10

1/08  love.gif

1/09  thumb.gif coffee at work

1/10  thumb.gif Chinese for dinner at work $22 for me and DH, only $11 towards my work lunches

1/11  thumb.gif Mancinos for dinner at work

1/12   love.gif

1/13  thumb.gif grocery shopping, ~$76, can't find reciept!.  Also, it's payday!  $400 into savings!  joy.gif

 

Goals:

Work lunches  $36.94/$60

Groceries $228.58/$500

Savings  $730/$600 


Married to my loving hubby, proud mama to Ethan thumbsuck.gif (9/09) and Rowyn (7/12)slinggirl.gif  and aspiring homesteader chicken3.gif

Missing my twins, Owen and Sophia, born too soon, July 2011 angel2.gifangel3.gif

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#149 of 194 Old 01-15-2011, 07:45 AM
 
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Join Date: Dec 2008
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Unless I've made a serious clerical error (which is always a possibility...), we're doing an AWESOME job saving this month.  We have plenty left in checking to cover our expenses til the next paycheck, and we've saved... $1000 this month!!  joy.gifjoy.gif joy.gif

 

 

love.gif  No spend

thumb.gif  Spending within budget

irked.gif  Over budget, but necessary

bag.gif  Not necessary, not budgeted

 

1/01  love.gif (well, I bought Starbucks with a gift card I got for Christmas...)

1/02  thumb.gif  Ate dinner out at work with DH, DS, and in-laws

1/03  thumb.gif  Grocery shopping

1/04  thumb.gif $20 for baby clothes

1/05  thumb.gif Going out to dinner ($20) and a movie, irked.gif  bought materials for food storage shelves in basement ($70 out of savings)

1/06  thumb.gif  $30 in groceries

1/07  thumb.gif  coffee at work, carryout lunch from Applebees $10

1/08  love.gif

1/09  thumb.gif coffee at work

1/10  thumb.gif Chinese for dinner at work $22 for me and DH, only $11 towards my work lunches

1/11  thumb.gif Mancinos for dinner at work

1/12   love.gif

1/13   love.gif

1/14  thumb.gif grocery shopping, ~$76, can't find reciept!.  Also, it's payday!  $400 into savings!  joy.gif

1/15  love.gif projected

 

 

Goals:

Work lunches  $36.94/$60

Groceries $228.58/$500

Savings  $1045/$600 


Married to my loving hubby, proud mama to Ethan thumbsuck.gif (9/09) and Rowyn (7/12)slinggirl.gif  and aspiring homesteader chicken3.gif

Missing my twins, Owen and Sophia, born too soon, July 2011 angel2.gifangel3.gif

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#150 of 194 Old 01-15-2011, 10:15 AM
 
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Join Date: Mar 2004
Location: on the beautiful prairie of MN
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So on Thursday I spent $11 on clothing.  $3 of it was totally unneeded- I bought a Tshirt for myself.  I also bought DS1 a new pair of pants.  He isn't in desperate need of new pants, but he's outgrown his pants AGAIN, he does his own laundry, and 3 pairs of jeans just isn't going to cut it.  So it was a splurge, but not a totally unreasonable splurge.  I also went over our alcohol budget to buy some wine.  No excuse other than I really wanted it.

 

On the plus side, I had budgeted money for DH to go out to eat with his sister and dad this month (they go out every year for a memorial dinner on MIL's birthday).  But FIL paid for DH's dinner/drinks.  So hooray- my splurges are more than covered :)

 

BUT I was so proud of myself yesterday.  I went to Costco for groceries.  I spent about 20 minutes looking lovingly at the books, but eventually walked away without putting anything in my cart.  I also spent $80 on groceries, which I think must be a new low-spend record for me at Costco. 

 

 

Jan 1: thumb.gif No spend

Jan 2: smile.gif Budgeted spend

Jan 3: thumb.gif No spend

Jan 4: smile.gif Budgeted spen

Jan 5: thumb.gif No spend

Jan 6: smile.gif Budgeted spend

Jan 7: thumb.gif No spend

Jan 8: thumb.gif No spend

Jan 9: thumb.gif No spend

Jan 10: smile.gif Budgeted spend

Jan 11: thumb.gif No spend

Jan 12: smile.gif Budgeted spend

Jan 13: irked.gif spent $11 on wanted (but not strictly needed) clothing

Jan 14: smile.gif Budgeted spend

Jan 15:  thumb.gif No spend


New signature, same old me: Ann- mama of 2 boys and 2 girls, partnered to a fabulous man.
I'm an unintentional weasel feeder and I suck at proofreading.
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