I've been snowballing for a while and use what'sthecost.com, but the numbers are always a bit off. I know that when you are inputting your info there is an option for introductory interest rates that last x number of months...but I have two credit cards that have a portion of the balance at one interest rate, and portions of the balance at other interest rates.
So when I input the information, if I'm trying to be anally accurate, should I actually be creating seperate accounts (Discover #1 @19.99%, Discover #2 @16.24%, Discover #3 @ 1.99%) and then have my minimum payment go towards the lowest interest rate and then anything over that go towards the highest interest rate?
It doesn't REALLY matter, I realize, but I'm finally making headway on my cc debt and love playing with the numbers....
Or maybe there is a spreadsheet out there that tracks better and will do this for me??
good for you for paying this off! I think you are right-- just enter in the different ammounts at different interest rates as separate debts.
Texmati-- Knitter, Hindu, vegetarian, WOHM. Wife to superdad and mom to DS 24 months, and DD 8 months! .
|26 members and 8,803 guests|
|antmuse72 , backpagepal11 , BirthFree , Doublestemcells , girlspn , Honey, Lamb & I , irishchook , jen78tx , joandsarah77 , katelove , lilmissgiggles , lisak1234 , Michele123 , moominmamma , Natalia Nieto , NPWB0930 , pulcetti , quantumleap , RollerCoasterMama , rubelin , Saladd , Socks , stephaniepifer , thekinfr03 , transylvania_mom|
|Most users ever online was 449,755, 06-25-2014 at 01:21 PM.|