April 2011 No-Spend Challenge ~ Don't be an April Fool! Save, save, Save! - Page 2 - Mothering Forums

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#31 of 43 Old 04-14-2011, 05:53 PM
 
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Key:
thumb.gif no spend/ budgeted spending
irked.gif unnecessary/ unbudgeted spending
hang.gif hung laundry to dry

 

April Goals:
no spend days  11/20
eating out  2/1
loads of laundry hung to dry  5/8

 

 

1.  thumb.gif

2.  thumb.gif  DH and I are headed out to get DS1's b-day present and stuff for the kids' Easter baskets.  Thank goodness I budgeted for all of this orngbiggrin.gif

3.  irked.gif  DH went to the grocery store for breakfast (ILs were in town).

4.  thumb.gif  ordered the kids sandals and our HS curriculum for next year.  Got each for less than I budgeted orngbiggrin.gif

5.  thumb.gif  hang.gif

6.  irked.gif  DH stopped at the store on the way home $31 unbudgeted

7.  thumb.gif  hang.gif

8.  thumb.gif  $$ spent on budgeted pizza take out.

9.  thumb.gif  hang.gif

10.  irked.gif  Went to WM to pick up 1 thing, spent $60 on a bunch of stuff.  We did get some free pallets though to turn into some much needed small shelving in a couple of rooms, so that makes me orngbiggrin.gif

11.  thumb.gif  hang.gif

12.  thumb.gif 

13.  thumb.gif

14.  thumb.gif  hang.gif  $$ spent on eating out (thankfully it was in the budget)


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knit.gifand sewmachine.gif my way through my stash.

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#32 of 43 Old 04-14-2011, 08:09 PM
 
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Welcome, Maia! This thread has been bustling in months past but is pretty quiet this month. Good luck to you as you track your spending. 

 

4/1 budgeted spend - ski day

4/2 no spend

4/3 budgeted spend - birthday gifts for my dad and DD1's friend

4/4 budgeted spend - groceries, bills, summer camp fees

4/5 budgeted spend - groceries

4/6 no spend

4/7 budgeted spend - gas for car, groceries 

4/8 no spend

4/9 no spend -  trying for a no-spend weekend (ETA didn't make it!)

4/10 Target - mostly budgeted household supplies, but some frivolous, too (less than $20 worth), also gas for DH's car

4/11 budgeted - coffee card, sold a big item on Craigslist (gymnastics mat)

4/12 budgeted -  groceries, bills

4/13 budgeted - coffee/snack

4/14 budgeted - keyboard bench, and realized I miscalculated my grocery spending this month so I haven't spent as much as I thought I hadsmile.gif

4/15

 

$241/$500 groceries

30/$100 food out - DH and I are planning a date night on Sat. so I am raising this to $100 from $50

0/$500 vacation/car savings

1/0 frivolous spending days

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#33 of 43 Old 04-15-2011, 06:23 AM
 
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Quote:
Originally Posted by eirual View Post

I'm just updating my original post as the month goes on, but this thread is often 37 pages by now!! Where is everyone?


LOL, I know, this thread has been pretty slow the last couple of months.  I know that for me, I"m waiting patiently for babe #5 to get here (am officially 40w 3d now) and trying hard to keep busy and my mind off being past EDD, so I haven't been coming on everyday to update.

 


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#34 of 43 Old 04-15-2011, 06:28 AM
 
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Originally Posted by MaryElizabeth View Post

A.   I'm MaryElizabeth, a SAHM to DD -almost 2! and a little baby bean due in June joy.gif

 

B. Financial goals: to cut down on compulsive spending! Save more and finish our home remolding project on budget!

 

C. How we are going to get there: Stay on our budget-- $150 groceries/food --  $350 misc spending -- $100 gas. Only eat out 4 times. Keep home projects under control and simple. 

 

Key: thumb.gif  -- no spend day!

 

        irked.gif -- unbudgeted spending

 

        winky.gif -- budgeted spending



  04/01- winky.gif   spent $62.27 out of misc. fund for diapers-cloth!, ebay listing fees, and a printed photo

  04/02- winky.gif   spent $8.00 for fabric dye --- returned clothes and home goods to stores and got +175.00 back!

  04/03- thumb.gif

  04/04- winky.gif  spent $38.00 on groceries... $13.00 over my budget for this week :( - spent$5.97 at P.O. mailing diapers I sold +45.00!   - Sold some books on Amazon and made $328.74!

  04/05 -irked.gif spent $18.00 on a diaper for DD... winky.gifalso spent $12.97 registering a domain for the advertising of our home for sale

  04/06 -irked.gif spent $120.00 on a printer and other random things at Walmart $28.00 on groceries for while my DH is home this weekend.

  04/07- winky.gif spent $13.00 at Home Depot -- returned some things from a project got a $97 credit for our new project!

  04/08- winky.gif spent $57.00 on landscaping supplies irked.gif spent $104.00 on diapers - DD needed new --the ones I bought her previously gave her a rash! $13.00-chickfila lunch

            orngtongue.gif sold a tub of dvds! $25.00

           ** listed diapers, diaper bag, longies, baby legs, and printer for sale--- let's hope I get a sale! praying.gif

  04/09- winky.gif spent $30.00 at the grocery, $10.00 on diaper cover, $34.00 blanket for the new bean --- +$300 from family for bday :)

  04/10- thumb.gif -- yes!!!

  04/11- thumb.gif - Sold extra swaddlers +$20.00! irked.gif DH spent $40.00 at the grocery on snacks for himself 

  04/12- irked.gif  spent $11.25 on diaper covers - I realize I have an addiction. NO MORE! -- Sold diaper bag +$25.00!

  04/13- irked.gif  going to grocery $120.00 ugh and nutrition store $47.00 eek!-- have to pick up things to boost iron. Gas- $60.00 holy cow! --Returning way too expensive glasses and getting +$225.00 back! (spent $75 on new pair already) - Sold diapers +$40.00!

*** it really it scary to realize that I spend money almost every single day. This internet shopping is killing me!

 04/14- winky.gif spent $7.00 mailing diapers---- anyone else notice shipping prices? Holy cow!

 04/15- thumb.gif there is absolutely nothing that I need to spend $ on today AND the mama I babysat for is bringing my check! +$150.00!
 04/16- winky.gif spent $$ at Home Depot on things we needed to finish projects, used $50 giftcard at Sears, $18.00 for lunch --- Received +$50.00 check for refunded deposit on water bill!
 04/17- winky.gif spent $120 at Lowes for landscaping supplies
 04/18- thumb.gif
 04/19- irked.gif $11.25- diaper- ugh! spent $14.00 for lunch out  winky.gif Clothes- dress for pictures, birthday party, and maternity/post pardom- total unknown (have to try everything on for DH haha), DD's birthday dress   --- +150.00 anniversary $ from the inlaws...sweet!

Army Wife & SAHM hang.gif  to energy.gifDD 06/09 & belly.gif DS 06/11    cd.gifnovaxnocirc.gif
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#35 of 43 Old 04-16-2011, 12:23 PM
 
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Originally Posted by ArtsyMomma View Post

 

Wow, this really isn't going very well so far this month!!!!

 

 

You and me both! I think it's spring fever, personally.
 

 


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#36 of 43 Old 04-17-2011, 09:16 PM
 
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I'm realizing most of what I spend money on is food! I need to get back to weekly grocery shopping. All these little trips to the store are not good for sticking to my food budget.

 

4/1 budgeted spend - ski day

4/2 no spend

4/3 budgeted spend - birthday gifts for my dad and DD1's friend

4/4 budgeted spend - groceries, bills, summer camp fees

4/5 budgeted spend - groceries

4/6 no spend

4/7 budgeted spend - gas for car, groceries 

4/8 no spend

4/9 no spend -  trying for a no-spend weekend (ETA didn't make it!)

4/10 Target - mostly budgeted household supplies, but some frivolous, too (less than $20 worth), also gas for DH's car

4/11 budgeted - coffee card, sold a big item on Craigslist (gymnastics mat)

4/12 budgeted -  groceries, bills

4/13 budgeted - coffee/snack

4/14 budgeted - keyboard bench, and realized I miscalculated my grocery spending this month so I haven't spent as much as I thought I hadsmile.gif

4/15 budgeted - more groceries

4/16 budgeted - date night dinner out - yummy Vietnamese food

4/17 budgeted - last ski day of season (passes) - groceries for picnic lunch and burgers/shakes out. OK, we are done eating out this month!

 

$297/$500 groceries

83/$100 food out 

0/$500 vacation/car savings

1/0 frivolous spending days

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#37 of 43 Old 04-18-2011, 11:07 AM
 
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Originally Posted by eirual View Post



 

You and me both! I think it's spring fever, personally.
 

 


Hahaha I think you are right. I'm having a bad spending month, so I keep putting off posting so I can avoid admitting failure!

 


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#38 of 43 Old 04-18-2011, 12:30 PM
 
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a. Hi, I'm Amber. SAHM to 4.

b. My ultimate goal is to be DEBT FREE! But, for this month I'd like to increase the buffer in my checking account.

c. This month I'm going to concentrate on not spending outside of the budget, cooking all of our meals at home, keeping the grocery budget to $500 (about $100 less than usual).

 

04/01: winky.gif

04/02:nono.gif  23.46 in unnecessary spending

04/03:irked.gif 96.06/500 grocery shopping, 4.50 unnecessary spending

04/04:winky.gif Budgeted Bill Paying     irked.gif Forgot about Summer Camp Registration Fees, and a membership fee : unbudgeted 128.00

04/05:nono.gif 12.08 in junky spending, $40 unbudgeted clothing purchase

04/06: winky.gif

04/07: winky.gif

04/08 :winky.gif Found a bargain on a planned purchase! DP took me out to dinner (he paid, so it's ok with me!)

04/09:nono.gif 37.62 in totally unnecessary unbudgeted spending. Damn.

04/10:winky.gif

04/11:winky.gif Spent $27 at Target, on needed personal hygiene items.  irked.gif 492.29/500.00 Groceries. DP came shopping with me, that is the only reason I can think the bill was 396.23. I've just been guessing on the food budget, but I know we won't get through the rest of the month without spending another $50-100.

04/12:irked.gif Unplanned starbucks stop

04/13:winky.gif

04/14:winky.gif

04/15:irked.gif Spent 28.78 at the yarn shop. It was not necessary, but I also don't really feel bad or guilty. I like to support the LYS and I have 2 nieces and one gender undetermined baby on the way. They all NEED pumpkin hats.

04/16: irked.gif 37.56 Unplanned Wedding Expenses. DP and I got invited to a wedding last minute (it actually happens a lot, since we give the gift of professionally edited wedding videos - we have all the equipment and both have experience) and we were out of tapes and missing a cable. Had to pick them up on the way. On a nice note, this wedding gift cost less than $40 (and numerous hours of my time....)

04/17:joy.gif Found my Dream House - had the offer accepted verbally (all in one day....), so umm that may be around 150K of unbudgeted spending...so I might have blown the month. But, I'm thrilled so I don't care. Now everyone cross your fingers and hope that the sellers signed the offer contract today.

04/18: irked.gif Unbudgeted office/organizing supplies : 14.04 - I don't feel bad about this purchase either, I'm feeling some crazy anxiety and need to make lists. I need new notebooks to make lists. The purchase hasn't relieved the anxiety yet, but I've yet to start my lists.

 

 

**ETA: Wow, this really isn't going very well so far this month!!!!

*** Unplanned/Unbudgeted Spending  288.42


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#39 of 43 Old 04-18-2011, 04:25 PM
 
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I'm back in this month (it's been a wild 6 months). We've just moved, so there are always those things you need to make the spaces work best, but I'm going to do my best to keep them simple and planned.

 

Sooo....here we go!

 

April 1: whistling.gif DS got invited to a friend's house for dinner, so DH and I went out ($38)

April 2: smile.gif

April 3:  smile.gif  bought house plants- budgeted

April 4: whistling.gif Went out for ice cream, took from our "other" envelope, but still unnecessary ($6....we split a large one to save $$). Bought baskets and a broom within budget.

April 5: smile.gif

April 6: whistling.gifbought a teaching resource for my up-comming job ($100)

April 7: whistling.gif Went out for treats yet again, and DH bought beer ($25)

April 8:whistling.gif Got a Trail-a-Bike for DS ($240- DH is working extra this weekend and next to pay for it.)

April 9:whistling.gif Went out for fries for lunch. Packed our own chilli and took water, but still $6

April 10: smile.gif

April 11: smile.gif Rain coat and spring coat for DS- budgeted($20)

April 12 :smile.gif

April 13: smile.gif

April 14: whistling.gif Shelving for the closets so we can finally get things organized! ($30)

April 15: whistling.gif Coffee ($2)

April 16: whistling.gifDH picked up work this weekend, so treated himself to lunch and beer (~$25)

April 17: smile.gif

April 18: whistling.gif Car repairs- got a nail in the tire and new keys cut ($37)

April 19: whistling.gif snacks ($6)

April 20: smile.gif

April 21: smile.gif

April 22: smile.gif

April 23: whistling.gif rum ($25)

April 24: smile.gif

April 25: smile.gif

 

Total Oops factor: $594. I'd like to start May now, please! This is getting ugly.


Laurie, wife to guitar.gifDH (Aug/04), mom tobikenew.gifDS1 (Nov/05) and bfinfant.gifDS2 (June/12).

 

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#40 of 43 Old 04-25-2011, 12:51 PM
 
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a. Hi, I'm Amber. SAHM to 4.

b. My ultimate goal is to be DEBT FREE! But, for this month I'd like to increase the buffer in my checking account.

c. This month I'm going to concentrate on not spending outside of the budget, cooking all of our meals at home, keeping the grocery budget to $500 (about $100 less than usual).

 

04/01: winky.gif

04/02:nono.gif  23.46 in unnecessary spending

04/03:irked.gif 96.06/500 grocery shopping, 4.50 unnecessary spending

04/04:winky.gif Budgeted Bill Paying     irked.gif Forgot about Summer Camp Registration Fees, and a membership fee : unbudgeted 128.00

04/05:nono.gif 12.08 in junky spending, $40 unbudgeted clothing purchase

04/06: winky.gif

04/07: winky.gif

04/08 :winky.gif Found a bargain on a planned purchase! DP took me out to dinner (he paid, so it's ok with me!)

04/09:nono.gif 37.62 in totally unnecessary unbudgeted spending. Damn.

04/10:winky.gif

04/11:winky.gif Spent $27 at Target, on needed personal hygiene items.  irked.gif 492.29/500.00 Groceries. DP came shopping with me, that is the only reason I can think the bill was 396.23. I've just been guessing on the food budget, but I know we won't get through the rest of the month without spending another $50-100.

04/12:irked.gif Unplanned starbucks stop

04/13:winky.gif

04/14:winky.gif

04/15:irked.gif Spent 28.78 at the yarn shop. It was not necessary, but I also don't really feel bad or guilty. I like to support the LYS and I have 2 nieces and one gender undetermined baby on the way. They all NEED pumpkin hats.

04/16: irked.gif 37.56 Unplanned Wedding Expenses. DP and I got invited to a wedding last minute (it actually happens a lot, since we give the gift of professionally edited wedding videos - we have all the equipment and both have experience) and we were out of tapes and missing a cable. Had to pick them up on the way. On a nice note, this wedding gift cost less than $40 (and numerous hours of my time....)

04/17:joy.gif Found my Dream House - had the offer accepted verbally (all in one day....), so umm that may be around 150K of unbudgeted spending...so I might have blown the month. But, I'm thrilled so I don't care. Now everyone cross your fingers and hope that the sellers signed the offer contract today.

04/18: irked.gif Unbudgeted office/organizing supplies : 14.04 - I don't feel bad about this purchase either, I'm feeling some crazy anxiety and need to make lists. I need new notebooks to make lists. The purchase hasn't relieved the anxiety yet, but I've yet to start my lists.

04/19: irked.gif Over budget Groceries 25.26      517.55/500.00

04/20: winky.gif Budgeted Bill Paying

04/21: irked.gifirked.gifirked.gifirked.gif Over - budgeted spending: 53.23/50.00 Easter Stuffs $50. Groceries another 227.64     745.19/500.00

04/22: irked.gif Unbudgeted Spending Easter: 17.25   (70.48/50.00)

04/23: winky.gif Budgeted Bill Paying

04/24: irked.gifUnbudgeted Spending 48.21 (Amazon.com books), 15.20 phone charger, 6.00 deal a day site jewelry, 51.39 windshield wipers

04/25:winky.gif

04/26:winky.gif

04/27:winky.gif

04/28:irked.gif 54.47 Unexpected Pet Expense - The turtle's water filter broke, needed to be replaced, plus filters and fish food for the goldfish he never ate. 164.98 at Target, some of it was budgeted, but I bought the girls new bedding - it was more than I wanted to spend but they both agreed on the same style bedding! That is priceless lol.

04/29:winky.gif

04/30: irked.gifDate Night Dinner at Home 23.77 in groceries 768.96/500.00 , $5 at Starbucks (it was my kid free day, a treat), $40 on hair oil - ouch. I expected to get a small bottle for $20, but they were all out of the small bottles and the larger bottle was more economical in the long run. I love the oil! It was a planned purchase, although more expensive than anticipated.

 

 

 

**ETA: Wow, this really isn't going very well so far this month!!!!

*** Unplanned/Unbudgeted Spending  645.92

**** Groceries 768.96/500.00  - Overbudget by 268.96, despite meal plans. I must really underestimate the amount we spend on food. I'll keep better track next month, I thought I did good while shopping - not picking up extras, etc.

****** Easter 70.48/50.00  Overbudget by 20.48, I thought $50 might be too low a number for 4 kids, but I wanted a minimalistic holiday. I did buy my girls a new softball bat, it was $22 and the item that put Easter overbudget.

 

 

Better Luck in May!


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#41 of 43 Old 04-25-2011, 01:17 PM
 
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04/17:joy.gif Found my Dream House - had the offer accepted verbally (all in one day....), so umm that may be around 150K of unbudgeted spending...so I might have blown the month. But, I'm thrilled so I don't care. Now everyone cross your fingers and hope that the sellers signed the offer contract today.

 



Did this offer got through?


Laurie, wife to guitar.gifDH (Aug/04), mom tobikenew.gifDS1 (Nov/05) and bfinfant.gifDS2 (June/12).

 

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#42 of 43 Old 04-25-2011, 06:16 PM
 
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Did this offer got through?



Yes! It did! It's been...stressful. The contract was signed, inspections and surveys are done and mortgage is applied for. The mortgage shouldn't be a problem - DP is taking out the mortgage and he has a very high credit rating (863 is the # they used) - we should have between 25-45% to put down, payments will be below 25% of take home pay. I don't think there is anything else we do until the closing. I do want to go take some photos and measurements, so that I can more effectively obsess about decorating.

 

 

I am nervous because a 3rd party keeps offering the sellers more $$ - they are now 40K above our offer - to break the contract with us. The 3rd party is quite aggressive, but we have the contract and the sellers don't seem like they are going to break it.


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#43 of 43 Old 04-26-2011, 12:00 PM
 
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Quote:
Originally Posted by MaryElizabeth View Post

A.   I'm MaryElizabeth, a SAHM to DD -almost 2! and a little baby bean due in June joy.gif

 

B. Financial goals: to cut down on compulsive spending! Save more and finish our home remolding project on budget!

 

C. How we are going to get there: Stay on our budget-- $150 groceries/food --  $350 misc spending -- $100 gas. Only eat out 4 times. Keep home projects under control and simple. 

 

Key: thumb.gif  -- no spend day!

 

        irked.gif -- unbudgeted spending

 

        winky.gif -- budgeted spending



  04/01- winky.gif   spent $62.27 out of misc. fund for diapers-cloth!, ebay listing fees, and a printed photo

  04/02- winky.gif   spent $8.00 for fabric dye --- returned clothes and home goods to stores and got +175.00 back!

  04/03- thumb.gif

  04/04- winky.gif  spent $38.00 on groceries... $13.00 over my budget for this week :( - spent$5.97 at P.O. mailing diapers I sold +45.00!   - Sold some books on Amazon and made $328.74!

  04/05 -irked.gif spent $18.00 on a diaper for DD... winky.gifalso spent $12.97 registering a domain for the advertising of our home for sale

  04/06 -irked.gif spent $120.00 on a printer and other random things at Walmart $28.00 on groceries for while my DH is home this weekend.

  04/07- winky.gif spent $13.00 at Home Depot -- returned some things from a project got a $97 credit for our new project!

  04/08- winky.gif spent $57.00 on landscaping supplies irked.gif spent $104.00 on diapers - DD needed new --the ones I bought her previously gave her a rash! $13.00-chickfila lunch

            orngtongue.gif sold a tub of dvds! $25.00

           ** listed diapers, diaper bag, longies, baby legs, and printer for sale--- let's hope I get a sale! praying.gif

  04/09- winky.gif spent $30.00 at the grocery, $10.00 on diaper cover, $34.00 blanket for the new bean --- +$300 from family for bday :)

  04/10- thumb.gif -- yes!!!

  04/11- thumb.gif - Sold extra swaddlers +$20.00! irked.gif DH spent $40.00 at the grocery on snacks for himself 

  04/12- irked.gif  spent $11.25 on diaper covers - I realize I have an addiction. NO MORE! -- Sold diaper bag +$25.00!

  04/13- irked.gif  going to grocery $120.00 ugh and nutrition store $47.00 eek!-- have to pick up things to boost iron. Gas- $60.00 holy cow! --Returning way too expensive glasses and getting +$225.00 back! (spent $75 on new pair already) - Sold diapers +$40.00!

*** it really it scary to realize that I spend money almost every single day. This internet shopping is killing me!

 04/14- winky.gif spent $7.00 mailing diapers---- anyone else notice shipping prices? Holy cow!

 04/15- thumb.gif there is absolutely nothing that I need to spend $ on today AND the mama I babysat for is bringing my check! +$150.00!
 04/16- winky.gif spent $$ at Home Depot on things we needed to finish projects, used $50 giftcard at Sears, $18.00 for lunch --- Received +$50.00 check for refunded deposit on water bill!
 04/17- winky.gif spent $120 at Lowes for landscaping supplies
 04/18- thumb.gif
 04/19- irked.gif $11.25- diaper- ugh! spent $14.00 for lunch out  winky.gif Clothes- dress for pictures, birthday party, and maternity/post pardom- total unknown (have to try everything on for DH haha), DD's birthday dress   --- +150.00 anniversary $ from the inlaws...sweet!
 04/20-thumb.gif
 04/21-irked.gif- spent $22.00 at the grocery
 04/22-irked.gif- bought lunch for us and inlaws $50.00
 04/23-irked.gif- spent $18.00 for lunch, then $12.00 on snacks/ice cream ** Oh yeah, DH backed into a light pole--- that is an unexpected expense!
 04/24-thumb.gif
 04/25-irked.gif- spent $6.00 on snacks
 04/26-thumb.gif --Sold diapers-- +$44.00!
 04/27-irked.gif spent $45.00 at Walmart on Mother's Day cards/gifts and a couple of grocery items--- returned curtains and got a +$20 refund! Also received a +$25 for our anniversary! Spent $26.00 at the Post Office.
 

Army Wife & SAHM hang.gif  to energy.gifDD 06/09 & belly.gif DS 06/11    cd.gifnovaxnocirc.gif
MaryElizabeth is offline  
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