My friends and family know I am pretty broke so they don't even ask cause they know if I do have money I still will turn them down so I don't spend what little I have.
I've a question for you guys. How do you deal with people who expect you to spend money? I don't even mean anything extravagant, but lately we've had a lot of invitations to do stuff that costs money: go bowling, or meet at a museum event (that wasn't covered by the free library pass), even just lunch together.
Do you actually state that your budget is too tight, or do you just suggest something else and hope they eventually get the hint?
We like doing free things fine - meeting at the park works grand for us, but as we have acquired more friends (for DD mostly) we see that most people seem to expect to do things that involve money, and I'm starting to get tired of having to figure out a response or plan for it.
I am finally joining in here - I have been lurking in this neighborhood for months, but my story is too depressing to write about yet. The last 3 months have been the worst of my life; money problems are huge, but only the icing on the cake. I am finally figuring out though that ignoring the bills will not make them go away. No matter how I write up the budget, expenses are more than my income right now. I am trying hard to think of ways to bring in more $ (suggestions always welcome!). Right now, I am working only about 20 hours a week - I am a social worker at a non-profit - I am trying to hustle up a few more hours here and there, but it is slow going. I had a couple home businesses that collapsed last winter. My baby clothes business inventory burned in the uninsured barn fire, along with all the furniture and equipment to sell at craft shows. A couple other major income streams dried up, and I only have one home business left that can be ressurected. Unfortunately, it is based on sales of a purely luxury product, and difficult to promote when no.1, the economy sucks, and no. 2, I am depressed.
Thank you all for the indirect support over the last few months. I hope I can offer some in return, as I get out of my recent funk.
Rhu - mother,grandmother,daughter,sister,friend-foster,adoptive,and biological;not necessarily in that order. Some of it's magic, some of it's tragic, but I had a good life all the way (Jimmy Buffet)
Made a summer thread. :)
I have heard from many employers that they look for experience above a BSN so if someone has been working as a CNA or LPN and only has a ADN-RN they would be hired over someone who is a BSN who has no experience... However if there are two RN's who have both worked as RN's and one went on to become a BSN that would be an advantage over jut having an ADN. If you arn't all ready on allnurses, check out that forum it has a lot of opinions about accelerated programs that are a bit discouraging.
I was considering getting a BA in psych to get into a direct entry BSN program because it would be easier than getting into a ADN program here (since most of them have gpa cut offs of 3.8 and you have to be a CNA to apply) but the BSN for people with degrees in other fields had a cut off of 3.0 and did not require experience as a CNA but the tuition for a university for an extra year is something I can not afford. Plus I can always get my BSN online in a year and a half through the state college after completing my RN.
Thank you for the encouraging words. I am in the accelerated BSN program and start in August. I know that employers are using BSN as one more way to chose one nurse versus another, despite there being no pay grade advantages in this area. I would tell anyone going into nursing now if it is mainly a job security choice, chose differently. I have heard many December graduates had to wait months for jobs and in this field you are aged out as a grad and not hired without experience and cannot get experience without a job. So yes, more education for me and hopefully some kind of job somewhere. I will also work to keep myself relevant. Meanwhile, two broken down cars, no savings and another long summer stretching before me with limited to no funds. Thank goodness for FS, MA and WIC...hopefully this poverty breaks soon!
be good family...