It's December and I thought I would start a new thread for the new upcoming year, to try to put a little new fresh karma/vibes into the mix! May December treat you all well and may 2012 bring you all much happiness, health and money comfort!
Not having a good night - it's raining super hard and I just found a new leak in our roof. It's leaking right into and thru the bathroom light / vent fixture.
Did I mention that I'm $900 short this month, since we're behind on the mortgage 3 months and they want it NOW or they will start legal action?
I have no idea where I'm going to come up with $900 - I'm selling everything I can think of and have tons listed on craigslist but very little is selling.
And I need prescriptions again this month, but medicaid still hasn't changed my PCP to one that will accept me, so the only way I can get my scripts is to pay $45 at the walk in clinic.
But at least Christmas is covered, we have plenty of food, all the utilities are still on, and we have each other.
I must be living right - I called medicaid and managed to get BOTH my PCP and my daughter's changed, and backdated to 12-1. AND then I called my PCP and got the only cancellation and appointment they had before February - THURSDAY!
Can't believe it - it never works that good. Now fingers crossed that my daughter's ear pain improves {it's not bad, just occasional} so that I actually get to go.
For 2012 I may attempt 'A year of I'm not buying it'. basically means no extra buying anything. I read a book about the idea last year and was going to try it this year, never happened since we moved. I've been doing the compact for a couple years and I think 2012 is a good time to cut all spending and just really learn to make due with what we have.
subbing. we're still hanging in there. still having the monthly dilemma of "should we pay for the truck, or pay for everything else"
okay, that's an exaggeration, but sometimes not by much.
I've never been this behind on a debt before, so I dunno what will happen, really. I mean, I dont' think I'm up for repossession yet, but I wonder what's happening to my credit. I mean, even if I make a payment this month, I'm still several months behind, so is that docking my credit each month until I'm current again, or..?
we're at that part of the month where we're on the last bit of food til we get more FS, and my creativity is lagging. I guess there's only so much you can do with plain rice adn beans
Food Stamps pay tomorrow. I've never been so excited about friggin food stamps. (and I even have some left over from last month),
I think it'ts because I haven't been working much and there is literally no pay coming in.
This is the month where I tend to bake a bit more - think fudge, peppermint stuff, stove top hot cocoa and extra food stamps add some joy into an otherwise depressed house.
Forgot to add - I seem to have massive brain cloud going on- DS and I have been doing some holiday stuff.
Baking, decorated the tree, made some ornaments, and I am even thinking about wrapping presents!
I am totally on board with the 'no buy' for 2012. Not just because I have no income, but it's something I've always wanted to do and heck, if not now, when??
Ahhhh Bean Week. We got back on WIC, so now it's like beans, rice, and breakfast cereal. Tomorrow my food stamps go up from the baby's birth and DH's reduced hours at work. Yay! I'm stocking up on meats.
Tell me more about this book. It sounds like a really cool idea, but I can't imagine not buying anything for a year....I need new underwear!
That's us too - I like the idea but there are so many basic things we really need around the house and for ourselves that I'm not sure of the practice part.
I'm working away at the extra we need for this month - selling a walker on craigslist this morning, fielding emails for some other things too. Should add up to close to $200 total, making me only $600 short. Still working on finding things we don't need and putting them up on craigslist. I really need for my peace of mind and stress levels, to get caught up on the bills this month if at all possible.
We had an unexpected find this morning - when I went out early for a craigslist sale, I happened to look up at the roof - and I could see the heat rising from it because it was so cold here. Turns out we have a heat leak big time in one bathroom - which shutting the down on cut down greatly. It's coming out a bathroom vent, which somehow must not be sealing right.
It's a LOT warmer in here now - we knew we were losing heat but not where from.
Ahhhh Bean Week. We got back on WIC, so now it's like beans, rice, and breakfast cereal. Tomorrow my food stamps go up from the baby's birth and DH's reduced hours at work. Yay! I'm stocking up on meats.
Tell me more about this book. It sounds like a really cool idea, but I can't imagine not buying anything for a year....I need new underwear!
I've occasionally posted in previous threads before, but I think I'lll quickly reintroduce myself. My name is Jaki and my family definitely belongs here right now.. My husband works full time but I'm currently a SAHM taking care of my son who has severe autism. My husbands income is not much... he was laid off from his position of 12 years when his company outsourced his entire department and after struggling to find a suitable job for 18 months, found a position at less then half at what he was making. To say we struggle to be an understatement.. Our current income is literally just a *hair* above the income cutoff for most government assistance programs, but the sad reality is that we barely, or don't. have the income to cover most basics. We do receive a small amount of SSI for our son, but that goes torwards his therapies. We juggle all bills every single month.
Anyhow, that's me... I really hope to be in a better place someday.
I'm new here. I'm Kelly, mom to 4, currently going through a divorce. Absolutely 0 income at the moment. Have been sahm for our entire marriage (17 years) so not easy finding work. We currently are recieving food stamps which is such a blessing. Nothing coming for STBX. Grrr. I have an appt for cash aid tomorrow. I've heard it's a pitiful amount BUT the fact that they will start a child support case months earlier than I can get a court date makes it worth my while. Very nervewracking to be in this position but just taking it one day at a time.
I'm new here. I'm Kelly, mom to 4, currently going through a divorce. Absolutely 0 income at the moment. Have been sahm for our entire marriage (17 years) so not easy finding work. We currently are recieving food stamps which is such a blessing. Nothing coming for STBX. Grrr. I have an appt for cash aid tomorrow. I've heard it's a pitiful amount BUT the fact that they will start a child support case months earlier than I can get a court date makes it worth my while. Very nervewracking to be in this position but just taking it one day at a time.
We just found out I am pregnant with baby #3. Totally unexpected and random but am thrilled! Food stamps was upped hopefully with me not working and hubbys pay going down.
Hi all, I'd love to join this group. Right now I work full time while DH is finishing school and caring for our 4 month old son while I'm working. For the last few months we have been doing well with our bills... no new debt... but his school and financial aid end soon and then who knows what we will do.
I'm sorry to hear about your struggles, but at least we are all in the same boat for now to keep each other company.
Yay! I am glad your fs was upped! I am praying mine gets upped I sent in paperwork showing the changes but we only get $58.00 worth a month right now. Sigh.
Quote:
Originally Posted by Paigekitten
Our food stamps got bumped from $200 a month to $600! I totally stocked the freezer.
Unfortunately a check hit the bank before DH's paycheck did, I'm hoping DH can sweet talk them into waving the fee.
Well, I called the hospital to find out about financial assistance, we qualify but they transferred me to some other office and then I had to leave a message. Hopefully I actually get called back. I've been trying to apply for LIHEAP for a month now and I always seem to call when someone is closed, but it's this huge long phone chain where you call one place and they give you the number for another place who gives you the number for another. I finally got through to the right number to apply, but they aren't accepting new applications right now. I guess I'll just keep calling back. Usually we heat with wood, not the furnace, but I'm not able to get out and chop/carry wood with the baby. Maybe when she's big enough to go on my back.
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