Do you have a favorite budget software? Please share! I am looking for a very simple (hopefully free) software, or even excel spreadsheet, to help me plan for the month.
Thank you in advance for any recommendations!
Mama by day, crafter by night. Midnight Stitches.
I love using "Open Office" and its Calc spreadsheet. Go to openoffice.org to download and then you can access different budget templates that others have created, if you want. I just use the spreadsheet as the budgets I have found have way to much going on in them. Best part is it is all FREE!
Crafty Geeky lady (37, hypothyroid) married 7/2010 love of my life (42, azoospermia). I believe in MIRACLES! Twin boys born 12/21/13 at 40 weeks 2 days! 3/52 crafts in 2014 Ramsey's BS1: Done! 2/17/12 BS 2 goal: 6/7/17 no sperm initial DX 3/23/12 BFP 4/7/13!
I LOVE Fortora Fresh Finance. I've been using it for years to manage my checkbook and credit cards, it's so easy to use with clean screens and easy to understand, unlike the other software out there. They have a Mac and PC version http://www.fortora.com
Good luck!! :)
www.mint.com is very popular these days. And free.
Homeschooling mama to 6 year old DD.
I used Mint for a couple months but it was a pia because my bank took forever to update & many times it all together refused to update
The other thing that I didn't like is that you cannot budget for the next month, just the current month...So I'm back to Excel & I'm really happy with it! I feel like I'm more in control and seeing where it all goes and I'm cutting back in some spots too.
I actually use google docs for my check register/budget. That way I can access it anywhere. It's shared with my husband and so he can view it anywhere, even on his phone, as well.
It's just a running spreadsheet with:
date check # place amount balance cleared
I have all the current months running checking balance then a couple of spaces and upcoming bills written in. With their amount and the balance formula calculating all the way through. Spent money is highlighted and unspent money is not. I can easily see how much money I have, how much I have after budgeted expenses, what the budgeted expenses are, and how much is budgeted for each.
Since it isn't that secure I don't have account numbers anywhere in it.
I love pearbudget.com. It's so simple BUT it costs - 4.95 a month. After our free trial (30 days) I decided it was worth it because it was the only budgeting program I've found that was simple enough for me to keep using it.