It's been awhile since I visited the forums, but I need help and I know there are some wise women here. I really need some personal one-on-one help and the food pantry only offers free budgeting/financial help to people who are on their service list. (I was a few years ago but since I don't currently frequent it I'm eligible for their programs.
I have Dave Ramsey's Total Money Makeover, but I need some help in working through it all without overwhelming myself and giving up. If you're available and could PM me, that would be great.
If you haven't received a PM offer of help I'm guessing folks will be more inclined to help you directly in the discussion forum. If so, want to share more?
Many of us are pretty good with budgeting, but might not feel good or professional enough for your particular situations. If you're willing to disclose a bit more info maybe more people will be glad to help, say they have similar experiences or stuff.