October No-Spend Challenge~ TRICKING the pocketbook and TREATING the savings!! - Page 4 - Mothering Forums

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#91 of 167 Old 10-21-2012, 07:15 AM
 
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10/1:  no spend joy.gif

10/2:  no spend joy.gif

10/3:  no spend joy.gif

10/4:  no spend joy.gif

10/5:  no spend joy.gif

 

10/6:  budgeted spending thumb.gif gas $40, windshield wiper $13

 

10/7:  budgeted spending thumb.gif groceries $41

10/8:  no spend joy.gif

10/9:  no spend joy.gif

10/10: no spend joy.gif

10/11: no spend joy.gif

10/12: no spend joy.gif

 

10/13: budgeted spending thumb.gif groceries $37, misc. $5, DD's bday party $36, $5 beer

10/14: no spend joy.gif

 

10/15: budgeted spending thumb.gif DD's field trip $3.25

10/16: no spend joy.gif

10/17: no spend joy.gif

 

10/18: budgeted spending thumb.gif laundry quarters $20 (will last about 6-8 weeks)

10/19: no spend joy.gif

10/20: no spend joy.gif

 

DD's party went pretty well, despite the fact that I TOTALLY botched the apple cider (too much cloves, like tongue-coating cloves--disgusting!)  My parents came to the rescue and stopped at Whole Foods on their way over and picked up a jug of cider that I just heated on the stove.  Now I need to figure out what to do with the gallon+ of gross cider that's in my fridge.  I hate to waste it, but it is totally not drinkable in its current state.  Any ideas?  Also, we went to the fall festival at the kids' school and successfully managed to not spend any money there--both kids found some tickets on the ground that they used in addition to their 3 that they got from school.  Today is grocery shopping day and gas-fill-up day.  There are a few things I've been thinking I would like to buy if there's money left over at the end of the month (which, with the way things are sitting right now, could actually happen!), but I'm going to wait until the very end of the month before I make that decision.  My printer is out of ink and the cartridges are usually about $40, so that will be the first thing I buy if there's money leftover.  Also, I could use some more mason jars, so that would come next.  If I'm really sitting pretty after that stuff, I am planning to get some reusable sandwich bags from Etsy.  I'm trying to make sure I think of these things as wants and not needs so that I'm not disappointed if I don't have money left over after all.


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#92 of 167 Old 10-21-2012, 07:27 AM
 
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For the cider you could freeze it in ice cubes for use in multiple ways later. You could use it to simmer on the stove as an air freshener for example. You could also use it in place of water when baking to add flavor for items that can benefit from spices like cloves- maybe in muffins or pumpkin bread or ginger snap cookies or coffee cake.
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#93 of 167 Old 10-21-2012, 09:38 AM
 
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Originally Posted by greenmamato2 View Post

For the cider you could freeze it in ice cubes for use in multiple ways later. You could use it to simmer on the stove as an air freshener for example. You could also use it in place of water when baking to add flavor for items that can benefit from spices like cloves- maybe in muffins or pumpkin bread or ginger snap cookies or coffee cake.

Great ideas...thanks!!  I will totally freeze them.  In other exciting news, DD is going to her friend's birthday party in just a little while and I whipped up a little purse for her (it's adorable, if I do say so myself ;)) instead of going out to buy a present! 


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#94 of 167 Old 10-21-2012, 11:19 AM
 
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10-17 - Budgeted Spending only! thumb.gif

10-18 - Small un-budget spending: DH ran to a store to return something (they replaced it free!) and on the way home he stopped at Star Bucks eyesroll.gif

10-19 - Unbudgeted spending: greensad.gif

10-20 - No SPEND!!! joy.gif  

 

Finally! A no-spend day! And I PLANNED on eating out, but my sister paid for dinner, so lucky me! More moving today, so I'm expecting to eat out tonight, but maybe she will pay again. ;) 

 

We have some budgeted spending going on tomorrow with the bath tub being refinished and buying some wood to build my own shelves (WAY cheeper than store bought, and better). Then hopefully during the week we can get a few no spend days. 


- Mom to Baby Mark (9/18/10) and 4 wonderful dogs!
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#95 of 167 Old 10-21-2012, 11:58 AM
 
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Well I managed to identify one of the major sources of our income draining each month, since July.  My mom.  crap.gif  The crappy thing is that she needs a lot of help right now, but we can't afford it, and it is starting to feel like she is taking advantage of it.  I'm going to have to get better about saying no and not helping her as much, especially since I'm about to have a baby and will be taking some unpaid time off work. That isn't going to be easy (saying no), but I am hoping it might spur her on to get a job - she's been able to go get one since July but hasn't even looked. :(

 

*SIGH.*

 

We had an unexpected $55 expense today for a bill we forgot to cancel the service for.  That really sucked, and set us back.  We are going to be pretty tight this week.

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#96 of 167 Old 10-21-2012, 03:40 PM
 
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I picked up some extra classes at the gym (I teach aerobics) and that is going to help this month.


 

 

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#97 of 167 Old 10-21-2012, 05:48 PM
 
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10/1:  no spend joy.gif

10/2:  no spend joy.gif

10/3:  no spend joy.gif

10/4:  no spend joy.gif

10/5:  no spend joy.gif

 

10/6:  budgeted spending thumb.gif gas $40, windshield wiper $13

 

10/7:  budgeted spending thumb.gif groceries $41

10/8:  no spend joy.gif

10/9:  no spend joy.gif

10/10: no spend joy.gif

10/11: no spend joy.gif

10/12: no spend joy.gif

 

10/13: budgeted spending thumb.gif groceries $37, misc. $5, DD's bday party $36, $5 beer

10/14: no spend joy.gif

 

10/15: budgeted spending thumb.gif DD's field trip $3.25

10/16: no spend joy.gif

10/17: no spend joy.gif

 

10/18: budgeted spending thumb.gif laundry quarters $20 (will last about 6-8 weeks)

10/19: no spend joy.gif

10/20: no spend joy.gif

 

10/21: budgeted spending thumb.gif $35 groceries, $4 soap, $36 gas, $10 bought toys from kids to declutter

 

ETA:  Forgot that I paid the kids each $5 to declutter some toys.  They used to be really good about getting rid of toys, but it's been more challenging lately (and I HATE the stuffed animals--I offered them $1 each per stuffed animal, but they didn't want to sell me any of those angry.gif).


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#98 of 167 Old 10-22-2012, 01:53 AM
 
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Honeybee - lol.gif I love that you paid your kids to declutter toys. Might try that around here sometime. Super job on your budgeted spending and no spending!

 

Crunchy*VT*mom - Picking up some extra hours at the gym - commendable!
 

sk8boarder15 - You totally need to spend money on yourself sometimes -- after 3 yrs of no sk8ing, no helmet, etc. it's worth it for Mommy to get some pleasure and exercise. You are important too!

 

Greenmamato2 - hug2.gif

 

Orangemama - your month is looking pretty good so far!


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#99 of 167 Old 10-22-2012, 02:05 AM
 
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15/10 - thumb.gif $15 unplanned Parking ETA - but I did take this money out of my budgetted weekly spending money, so that's good!

 

16/10 - greensad.gif $40 unbudgetted spending for nails, $1.50 for coffee, $140/child x 2 for early bird fee. All unplanned spending.

 

17/10 - greensad.gif $30 unbudgetted birthday lunch for myself and a friend

 

18/10 - greensad.gif $15 unbugetted parking unplanned - kids were impossible to get out of bed, we were all running late. I am so sick right now and was dragging myself around. I had to park again so I wouldn't be late for work.

 

19/10 -  Day off to run errands. Grabbed a quick lunch for $6 which I can take from our monthly food budget. thumb.gif

         greensad.gif   ETA - I forgot that I bought $100 worth of stuff from Staples that we needed like printer ink, paper, envelopes(VISA). Also tanked up the car for $90 (VISA).

 

 

 

20/10 - greensad.gif  $21 Downtown parking due to our annual doula AGM which I organized. On the plus side, I had a budget to cater the food and got to take home the leftover food. $$$ Cha-ching! We did well there! greensad.gif Had to tank up the car using VISA credit card.

 

21/10 - thumb.gif Budgetted spending - grocery shopping

 

I'm noting a pattern here. Mainly credit card use. Should leave it at home.... or be more aware of it's use. It seems that I use it mostly when I've reached the end of my rope, I'm sick and exhausted, and I don't have the energy to run around trying to sell stuff to make up the cash, or have the energy to run around and do it in a cheaper way. Sometimes when I am so freaking tired and unwell, I have to chose convenience over cost just to function. That's how it feels anyway. Not saying that as an excuse. Just saying this is the way it is. Clearly it's a problem though.

 

I have a history of depression and GAD, so sometimes my energy tanks. Dh is AMAZING....... he'll cook a big pot of spaghetti sauce on the weekend to feed us dinner during the week, if I don't cook anything for the week. He makes all of our lunches every night, and that takes 40 mins. We sure save on $$ that way. Bless him.

 

It's really helpful to write this all out. Seems like I spend more money now that I'm back to work. My mantra: Awareness is the first step!


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#100 of 167 Old 10-22-2012, 03:38 AM
 
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I'm noting a pattern here. Mainly credit card use. Should leave it at home.... or be more aware of it's use.

 

I'm trying that today too.  I'm going to go take my driver's license out of my purse...leave the license in the car...then leave the purse at home.

 

I figure if I have to drive home first to get the purse to buy something...I probably won't buy it.

 

Because we are going to be out and about a lot today...and that is dangerous for my budget.


 

 

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#101 of 167 Old 10-22-2012, 05:49 AM
 
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Ugh...this is getting so frustrating!  It's not that I'm doing horribly, but am having a difficult time getting a no spend day. Some of the spending is budgeted, some not.  (i.e. groceries, gasoline - budgeted...eating out Saturday night ($30), purchasing for a fundraiser from a girl from church on Sunday - unbudgeted)  I used to be so much better at this when I was younger.  My sister calls me "sqeaky" because I used to be pretty tight with my money.  But the older I get, the looser I seem to be getting with it.  shy.gif


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#102 of 167 Old 10-22-2012, 08:00 AM
 
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okay, not sure what's going on here...but I posted a reply while ago and it's not showing up.  angry.gif


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#103 of 167 Old 10-22-2012, 08:01 AM
 
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never mind...there it is!


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#104 of 167 Old 10-22-2012, 09:23 AM
 
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If I hadn't bought a salad at the pizza party my 4 year old went to today -- I would have eaten an entire pepperoni pizza by myself.  I consider that $5 my waistline-saver.

 

Quote:
Originally Posted by Crunchy*VT*Mom View Post

11..  thumb.gif

12..  thumb.gif

13..  $92 winter gear

14..  thumb.gif

15..  thumb.gif

16..  $51 Christmas presents

17..  thumb.gif

18..  $24 Pizza for the kids

19..  thumb.gif

20.. $9 MP3 downloads, $15 cake and ice cream

21..  thumb.gif

22..  $5 salad at pizza place

23..

24..

25..

26..

27..

28..

29..

30..

31..

 

Goal:  15 No Spend Days this month 

Progress:  7 days so far  thumb.gif


 

 

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#105 of 167 Old 10-22-2012, 06:40 PM
 
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So I know it's pretty late in the month to join the no spend challange but I'll hop on board to hopefully start Nov out on the right track! I have quite a few debts I am working to pay off so I will not be including that and regular bills in my no spend challange. Aside from those budgeted expenses I have not spent much this month!
I ordered transcripts from school.

I bought halloween costumes for my kids

I bought winter coats and boots for my kids

I bought lunch at a restaurant once this month.

My goal for the rest of the month is to not spend on anything except food to cook at home (including herbs for tea).

 

For next month  I am going to strive not to spend!


be good family...

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#106 of 167 Old 10-22-2012, 08:12 PM
 
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Honeybee - lol.gif I love that you paid your kids to declutter toys. Might try that around here sometime. Super job on your budgeted spending and no spending!

 

 

Thanks!  I can't claim credit for the idea--saw it mentioned in a post in the decluttering forum ;)  I really thought they'd get rid of more for money, though--lol!  

10/1:  no spend joy.gif

10/2:  no spend joy.gif

10/3:  no spend joy.gif

10/4:  no spend joy.gif

10/5:  no spend joy.gif

 

10/6:  budgeted spending thumb.gif gas $40, windshield wiper $13

 

10/7:  budgeted spending thumb.gif groceries $41

10/8:  no spend joy.gif

10/9:  no spend joy.gif

10/10: no spend joy.gif

10/11: no spend joy.gif

10/12: no spend joy.gif

 

10/13: budgeted spending thumb.gif groceries $37, misc. $5, DD's bday party $36, $5 beer

10/14: no spend joy.gif

 

10/15: budgeted spending thumb.gif DD's field trip $3.25

10/16: no spend joy.gif

10/17: no spend joy.gif

 

10/18: budgeted spending thumb.gif laundry quarters $20 (will last about 6-8 weeks)

10/19: no spend joy.gif

10/20: no spend joy.gif

 

10/21: budgeted spending thumb.gif $35 groceries, $4 soap, $36 gas, $10 bought toys from kids to declutter

10/22: no spend joy.gif

 

This is the really hard time of the month for me, budget-wise.  It feels really close to the end of the month, so I tend to look at the amount I have left and spend it on random things.  I'm going to hold strong this month and wait until the very end of the month before I allow myself to buy any of those things--can't let the awesomeness from the rest of this month slip away at the very end! ;)


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#107 of 167 Old 10-23-2012, 08:40 AM
 
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I am considering yesterday (10-22-12) as a no-spend day!  I went to a Pampered Chef party last night and I did buy something, but I took it out of my personal allowance money, and not the family budget.  So yay me!thumb.gif


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#108 of 167 Old 10-24-2012, 05:10 AM
 
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10/1:  no spend joy.gif

10/2:  no spend joy.gif

10/3:  no spend joy.gif

10/4:  no spend joy.gif

10/5:  no spend joy.gif

 

10/6:  budgeted spending thumb.gif gas $40, windshield wiper $13

 

10/7:  budgeted spending thumb.gif groceries $41

10/8:  no spend joy.gif

10/9:  no spend joy.gif

10/10: no spend joy.gif

10/11: no spend joy.gif

10/12: no spend joy.gif

 

10/13: budgeted spending thumb.gif groceries $37, misc. $5, DD's bday party $36, $5 beer

10/14: no spend joy.gif

 

10/15: budgeted spending thumb.gif DD's field trip $3.25

10/16: no spend joy.gif

10/17: no spend joy.gif

 

10/18: budgeted spending thumb.gif laundry quarters $20 (will last about 6-8 weeks)

10/19: no spend joy.gif

10/20: no spend joy.gif

 

10/21: budgeted spending thumb.gif $35 groceries, $4 soap, $36 gas, $10 bought toys from kids to declutter

10/22: no spend joy.gif

10/23: no spend joy.gif (unless you count the $.50 tooth fairy fee for my DS's 1st lost tooth ;)


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#109 of 167 Old 10-24-2012, 05:29 AM
 
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okay...10-23, angry.gif

 

Went on an after school academic trip with my son.  Gone from right after school till 10:00 p.m..  Had to buy supper at Subway, then they stopped at DQ for ice cream on the way home.  Out about $15.00.


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#110 of 167 Old 10-24-2012, 07:32 AM
 
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oh man....I knew it was going to come up anyway, but had a bangup weekend.

 

I did return my 200 splurge sewing machine purchase (janome hello kitty. I just HAD to see it in person!) and the 90 bucks of jeans that didn't fit my son to levis. Ordered online.

 

I got my freezer in (yay!) and setup. Freezer had tiniest ding where I was having it against cabinet anyway - so I got another 10% off making 16cft freezer 430 bucks! went to butcher and gave him a list of meats (about 60-70lbs worth of meat!) and I'm supposed to pick up this upcoming sat. I'm assuming it'll be 200+

Then stopped at le crueset because they were having a sale....and to be fair...my dad is a foodie (until his gastric bypass was 450lbs) and I grew up watching cooking shows on PBS.

So i've been wanting a real LC dutch oven since I was about 9 or 10.

 

I ended up walking out with a green 9.5q oval, and a purple 5.5q round. the round is the big splurge since I currently have 2 (cheap) 5q dutch ovens. I really did need a larger one so I can make MORE....splitting between two pots doesn't work very well.

but the purple was DIVINE, and doesn't come in a bigger size.....and...well....

 

*hangs head*

 

So in addition to that huge splurge, I need to fill the freezer now!

I've got the beef, and I'm going to hit the bread store (softly) and get a couple more loaves....so that'll be like 10 bucks or so.

then hit TJs and stock up on some frozen fruits and veg, some chicken, raviolis, cheese....I think thats the jist.

then hit reg store for some frozen pizzas and waffles (maybe)

 

but I promised the kids i'd make a ___load of pancakes so I can freeze the rest :)

I ran out of space in my fridge freezer last time. LOL.

 

I'm oogling a new sewing machine (after much research, i'm gonna get a janome hd-3000) still, and I am wanting to buy a set of power tools with saw, drill, etc.

But kids all have new oversized pants and such. I did major spring clean on their clothes and gave 2 full bags of outgrown stuff to a coworker (his 8yr old fits into my 5yr olds hand me downs!)

And I really want a pair of cords for myself since I cannot wear jeans but seems cords are more or less acceptable. I have enough khakis tho...

 

I'm going to spring clean my kitchen and re-organize some cabinets and put aside a few things for my sister in chicago (whomever drives the divide gets to take them!) incl my old 5q dutch oven, and after stockpiling my freezer/pantry should be able to make very nominal trips to the grocery store over the next 4+ months.

 

I just bought a new vac and the freezer, car is 1yr old, and looks like I might make my goal of 45 in savings by end of the year. Not a bad year!

Trying to maintain focus and NOT spend, but at the same time we've needed some life-improving upgrades....new fridge and dishwasher 2yrs ago, freezer and vac this year, etc.

 

But man....it's scary to spend a grand in one day. *shudder*

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#111 of 167 Old 10-24-2012, 07:41 AM
 
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oh, I should mention that since I'm divorced I only get every other Xmas with the kids. It's been my rule that we don't do 2 holidays (ex doesn't agree however)

so santa doesn't visit my house this year. So I only do xmas once every 2 years....so I tend to be a little splurgier in fall when I know I won't be doing xmas.

 

Even cheaply, last winter we drove to chicago (about 400 round trip), bought dinner etc a few times (probably 300 in food) over the week, presents for my kids (ehh...maybe 200) and then presents for family (luckily I had fabric, but I used probably 100+ in fabric, plus other gifts),

 

I swear, i end up SOOO stressed and it costs me 1K to do it!

I'm really going to urge my mom to do name exchange next year I think. we did it as kids (eldest of 6) so it makes no sense that now we don't. I have 6 nieces and nephews, 5 siblings (and currently 3 SOs of said sibs), plus atleast 4 or 5 of my mom's 11 brothers and sisters come by for xmas.

then there is my dad and his side of things (he just divorced, but is already dating someone....)

Last year I bought him 2 new dress shirts and a tie (100ish) because he'd dropped down to 220 from 450. He's now down to 190.

 

Xmas makes me MENTAL!

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#112 of 167 Old 10-24-2012, 10:48 AM
 
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LLBean catalogue came in the mail --> threw it in the trash.

 

McDonald's --> drove right on by even though the kids were begging

 

Backcountry.com 75% off with free shipping --> didn't even CLICK it.

 

Even though the past two days, I've spent money -- it really has been a stellar week this week.

 

I'm feeling good about the way things are going financially.  I just need to hold tight for seven more days.  And we have a lot of Halloween-related activities to keep us busy the next few days, so I'm hoping to get some more no-spends in there.

 

 

 

 

Quote:
Originally Posted by Crunchy*VT*Mom View Post

11..  thumb.gif

12..  thumb.gif

13..  $92 winter gear

14..  thumb.gif

15..  thumb.gif

16..  $51 Christmas presents

17..  thumb.gif

18..  $24 Pizza for the kids

19..  thumb.gif

20.. $9 MP3 downloads, $15 cake and ice cream

21..  thumb.gif

22..  $5 salad at pizza place

23..  $29 MOPs registration fee

24..  thumb.gif

25..

26..

27..

28..

29..

30..

31..

 

Goal:  15 No Spend Days this month 

Progress:  8 days so far  thumb.gif


 

 

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#113 of 167 Old 10-24-2012, 10:49 AM
 
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NEVER too late to start a no-spend challenge.  Welcome aboard, Mamayogi!

 

Quote:
Originally Posted by mamayogibear View Post

So I know it's pretty late in the month to join the no spend challange but I'll hop on board to hopefully start Nov out on the right track! I have quite a few debts I am working to pay off so I will not be including that and regular bills in my no spend challange. Aside from those budgeted expenses I have not spent much this month!
I ordered transcripts from school.

I bought halloween costumes for my kids

I bought winter coats and boots for my kids

I bought lunch at a restaurant once this month.

My goal for the rest of the month is to not spend on anything except food to cook at home (including herbs for tea).

 

For next month  I am going to strive not to spend!


 

 

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#114 of 167 Old 10-24-2012, 10:52 AM
 
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Quote:

Originally Posted by Basylica View Post

 

But man....it's scary to spend a grand in one day. *shudder*

 

Those all sound like very necessary and frugal purchases to me though.  So you are spending $1000 today so you can save money later.  The whole point is to be aware of what you are buying and give it some thought, not to deny yourself of necessities.  Sounds to me like you are doing a great job!


 

 

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#115 of 167 Old 10-24-2012, 01:42 PM
 
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Thanks Crunchy! Makes me feel a bit better about it!

I do tend to follow a weird pattern of purchases. I look at them, obsess about them, research them for weeks, try them out (test drive) etc...

then when I do buy, I walk in and hand someone my card and say "wrap it"

 

Thats how I bought my car and the sales dude was floored I didn't want to test drive or be sold the car. I'd test driven that model 4 times and knew more about the car than he did. just write that up!

 

But it SEEMS like they are hasty purchases I guess :)

 

the freezer, pots, and vac are all things i've lusted after for years....years and years.

but my mom's uber frugal nature kicks in and says "why did you need a 170 dollar le crueset pot? you can buy one for 40 bucks!" or "a dyson? you can get a 40 dollar dirt devil at walmart"

 

But i've been able to hack away at a ton of debt and divorce drama for several years, and now i'm putting close to half my salary in savings....and it's totally true. the more you put into savings the more you WANT to save. So i'm walking this odd line (for me!) between being able to afford whatever I want really, and urge to pickup pennies and clip coupons and work a second job to put money in the back. LOL.

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10/1:  no spend joy.gif

10/2:  no spend joy.gif

10/3:  no spend joy.gif

10/4:  no spend joy.gif

10/5:  no spend joy.gif

 

10/6:  budgeted spending thumb.gif gas $40, windshield wiper $13

 

10/7:  budgeted spending thumb.gif groceries $41

10/8:  no spend joy.gif

10/9:  no spend joy.gif

10/10: no spend joy.gif

10/11: no spend joy.gif

10/12: no spend joy.gif

 

10/13: budgeted spending thumb.gif groceries $37, misc. $5, DD's bday party $36, $5 beer

10/14: no spend joy.gif

 

10/15: budgeted spending thumb.gif DD's field trip $3.25

10/16: no spend joy.gif

10/17: no spend joy.gif

 

10/18: budgeted spending thumb.gif laundry quarters $20 (will last about 6-8 weeks)

10/19: no spend joy.gif

10/20: no spend joy.gif

 

10/21: budgeted spending thumb.gif $35 groceries, $4 soap, $36 gas, $10 bought toys from kids to declutter

10/22: no spend joy.gif

10/23: no spend joy.gif

10/24: no spend joy.gif

 

I made my meal calendar for next month tonight and got my beginning of month Costco list and weekly grocery lists down on paper (which, of course, will change slightly from week to week based on what else is used up).  I am SUPER motivated right now and have been reading Mr. Money Mustache's blog a ton, which has lots of great things to think about with regards to finances.  I calculated that starting in January, if I stick to my current budget and throw any savings money at my student loan (in addition to the regular monthly SL payment), I think I can get that loan paid off in 3 years!  The possibility of that just got me really excited, as that's something that is totally hanging over my head right now.  The key to all of this working out is my sinking fund, which will still be accumulating $150/mo.  I struggle the most with little purchases that come up here and there and this sinking fund is pretty much covering most of them.  I also just calculated out what I plan to spend on Christmas presents this year, and I think I can get the kids covered for less than $150 (which will be my sinking fund contribution for November, meaning December's will just be stashed).  I'm going to splurge on Padraig slippers for each of them, make them activity binders, buy them a few used books each, and get them stocking stuff.  The slippers are $43 a pair--kinda pricey, but they are awesome and my kids saw me looking at them online and talked about how awesome they looked, so I think they will really appreciate them.  Okay, I'm rambling now ;)  Anyway, I really feel like I'm getting into the no-spend routine and I'm feeling really great about it! :)

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Single mama to DD 10/18/03 and DS 9/15/05 

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#117 of 167 Old 10-25-2012, 05:29 AM
 
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You guys are really motivating me!  I am reading this stuff and thinking "that's the way I USED to be!"  Thank you for making me see that. 

 

Yesterday wasn't too bad...the only spending I did was buying hamburger buns and some other misc. stuff at the grocery which only amounted to less than $3.00.  Then last night after church, we went to the local (AWESOME I might add) donut shop and got donuts which amounted to less than $5.00.  So it was a spend day, but not over the top.

 

This evening will be a small spend day also, as I help take turns with my grandmother.  We will more than likely go to a local fast food place for supper.  (She really likes to eat out  yummy.gif ).  So that should be $5 - $7 dollars depending on where we decide to go.  I am going to TRY to get way more motivated by the time November rolls around and spend less. 

 

Christmas doesn't scare me too much because I budget for that every year.  I put money aside every paycheck, so that when Christmas rolls around, I don't have to worry about where the money is coming from. 

 

Keep up the good work ladies, you all are doing great!  I appreciate you keeping me motivated and thinking!


Me  ribbonpink.gif, DH  guitar.gif, DSviolin.gif, 2 dogsdog2.gif,  and 4 chickens and 2 roosterschicken3.gif 
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#118 of 167 Old 10-25-2012, 10:56 AM
 
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Bought a ton of groceries today...but I don't count food against me in no-spending because a family of five has to eat.

 

Otherwise...yeah!  Go me.  I got a day today.

 

 

Quote:
Originally Posted by Crunchy*VT*Mom View Post

11..  thumb.gif

12..  thumb.gif

13..  $92 winter gear

14..  thumb.gif

15..  thumb.gif

16..  $51 Christmas presents

17..  thumb.gif

18..  $24 Pizza for the kids

19..  thumb.gif

20.. $9 MP3 downloads, $15 cake and ice cream

21..  thumb.gif

22..  $5 salad at pizza place

23..  $29 MOPs registration fee

24..  thumb.gif

25..  thumb.gif

26..

27..

28..

29..

30..

31..

 

Goal:  15 No Spend Days this month 

Progress:  8 days so far  thumb.gif


 

 

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#119 of 167 Old 10-25-2012, 10:58 AM
 
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You've got to eat.  I don't think you can ever count food against yourself...unless you are eating in a $150 each fancy restaurant...then perhaps you could make a wiser choice.  But $5 for some donuts?  Worth every penny.  yummmmm

 

 

Quote:

Originally Posted by tealsmith83 View Post

Yesterday wasn't too bad...the only spending I did was buying hamburger buns and some other misc. stuff at the grocery which only amounted to less than $3.00.  Then last night after church, we went to the local (AWESOME I might add) donut shop and got donuts which amounted to less than $5.00.  So it was a spend day, but not over the top.

 

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Quote:
Originally Posted by tealsmith83 View Post

 

 

Yesterday wasn't too bad...the only spending I did was buying hamburger buns and some other misc. stuff at the grocery which only amounted to less than $3.00.  Then last night after church, we went to the local (AWESOME I might add) donut shop and got donuts which amounted to less than $5.00.  So it was a spend day, but not over the top.

 

This evening will be a small spend day also, as I help take turns with my grandmother.  We will more than likely go to a local fast food place for supper.  (She really likes to eat out  yummy.gif ).  So that should be $5 - $7 dollars depending on where we decide to go.  I am going to TRY to get way more motivated by the time November rolls around and spend less. 

 

I agree, you gotta eat!

 

But I do the beating up of self when we HAVE food in the house, or I could have bought something cheaper if I planned ahead.

Case in point I found freezing $$ bread works well, but if I forget to defrost hamburger buns and end up having to buy at local grocery store I lament that I didn't use "free" ones in freezer, or plan ahead enough to hit the cheap bread store and buy same buns for 1.50 vs 4.50.

 

I REALLY need to meal plan, but I don't eat all day and if the kids want something I don't particularly like (spaghettios) or we don't have enough of for 3 of us...I feed them and then sit debating about what to eat with nothing sounding very good and end up having to force feed myself something I don't even want.

 

I've set aside foods specifically to make it, and I just can't bring myself to make and eat that some days.....even if I normally would have liked it!

I hate that about myself...but I can't seem to flip that switch!

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