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Old 02-14-2013, 12:45 PM
 
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No Spend thumb.gif
Budgeted Spend smile.gif

Unbudgeted Spend duh.gif

Meals At Home All Day eat.gif

Something Frugal For The Day treehugger.gif

Sewed For 30 Minutes Or More sewmachine.gif

Made/Found Money rainbow1284.gif


February 1: smile.gif - Paid $130 phone bill and DH $15 bank credit card billproxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*rainbow1284.gif - Got $40 refund check treehugger.gif - Made reusable Swiffer WetJet pad and no heater use(warm day}

February 2: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fthumb.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Stayed home all day! proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Ftreehugger.gif&container=blogger&gadget=a&rewriteMime=image%2F*- reused salsa jar, no heater use(warm day) and made bread sticks from scratch

February 3: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fsmile.gif&container=blogger&gadget=a&rewriteMime=image%2F*- $45.62 for gas proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Ftreehugger.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Play date with grandparents and aunties, no heater, made spinach cheese bread this morning! I also got to pick up my serger and the rest of my fabric and patterns to start sewing again!

February 4: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fduh.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Husband used his credit card and spent $20 on his stupid video game. proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fsewmachine.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Made toddler skirts for my shop proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Ftreehugger.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Reused spray bottle and made natural orange cleaner!

February 5: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fduh.gif&container=blogger&gadget=a&rewriteMime=image%2F*- McDonald's for DH lunch $9.59 proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Frainbow1284.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Made $11.50 for being a mystery shopper for BestMark and made $20 for selling junk

February 6: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fthumb.gif&container=blogger&gadget=a&rewriteMime=image%2F*proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fsewmachine.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Cut out boy and girl undies patterns

February 7: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fsmile.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Bought household supplies $29.69 but went over budget irked.gif, Bought pet supplies $6.40 and Bought tax software $35.70 and got a $10 gift card proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Frainbow1284.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Made $11.50 for being a mystery shopper for BestMark

February 8: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fsmile.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Paid car payment proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fsewmachine.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Didn't really sew but cut out more patterns proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Ftreehugger.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Used redbox code to get a free rental

February 9: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fsmile.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Paid $25 Walmart credit card bill proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*

February 10: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fduh.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Had to pay for my hyenacart store it's only $5 but forgot to put it in this months budget and spent $4.59 on 1 box of Duraflame logs(we need them for fireplace) proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Frainbow1284.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Made $11.50 for being a mystery shopper for Bestmark

February 11: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fsmile.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Dinner at Olive Garden for V-Day, $34.24 proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Ftreehugger.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Sensory Playdate and used fireplace

February 12: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fsmile.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Paid Rent $500 and Electricity $113(

proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fdizzy.gif&container=blogger&gadget=a&rewriteMime=image%2F*it was twice the amount it was last month, must use fireplace instead of heater!!!), Gas $52.25 proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Ftreehugger.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Playdate at the mall

February 13:duh.gif- Game time for WOW crap.gif something that my husband insists that he NEEDS proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Ftreehugger.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Valentines Day Party for skylar

February 14: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fthumb.gif&container=blogger&gadget=a&rewriteMime=image%2F*- DH has the car today proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fsewmachine.gif&container=blogger&gadget=a&rewriteMime=image%2F* joy.gif- DH started his really good job today! He gets a company car and got promoted to Forman!

 

 

 

My February Goals:

No Spend/Budgeted Days = 10/20
Sewing Days = 4/20
Frugal Days = 8/15
Meals At Home Days = 11/25

Gas = $97.87/$120


Stephanie, 25, Single parent to DS (7/10). I
Part Time Cake Decorator & Full-time Student

BS1: Completed 5/3/14
BS2: Credit Card Debt: Completed 5/18/14, Phone Acct: 6/20/14, Personal Loan: $4069.97
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Old 02-14-2013, 07:41 PM
 
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2/1: no spend biggrinbounce.gif

2/2: budgeted spending thumb.gif $123 Costco, $50 grocery store, $23 Target 

2/3: no spend biggrinbounce.gif

2/4: no spend biggrinbounce.gif

2/5: no spend biggrinbounce.gif

2/6: budgeted spending thumb.gif $3 pitched in to share french fries with friends

2/7: no spend biggrinbounce.gif

2/8: no spend biggrinbounce.gif

2/9: budgeted spending thumb.gif $50 ink cartridges for printer (ouch!), $56 grocery store 

2/10: no spend biggrinbounce.gif

2/11: budgeted spending thumb.gif $18 haircut for DD (couldn't take the rat's nest every day anymore!), $7 ibuprofen (needed for my knee--it's killing me to be taking this so much, but it's necessary for me to keep working)

2/12: no spend biggrinbounce.gif

2/13: no spend biggrinbounce.gif

2/14: no spend biggrinbounce.gif

 

Tomorrow and Saturday will be spending days.  Tomorrow is a friend's birthday dinner (I have $15 I got from a student for Valentine's Day today (so sweet!) that will go toward that.  Saturday will be my regular weekly grocery trip, plus I need a dish rack for my kitchen.


Single mama to DD 10/18/03 and DS 9/15/05 

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Old 02-14-2013, 09:39 PM
 
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7. PT conferences today. *I* didn't spend anything unbudgeted, buy my husband bought DS a book at the book fair $10 and then treats at the store $8 and then the babysitter $10. I paid for our sparkle stories subscription $15 and preschool $85...all in the budget. Made a double batch GF waffles to freeze for DH breakfasts and sewed on some curtains today.

8. DH got an oil change $46...budgeted. Cloth diapered DD today and did more curtain sewing. Curtains all done!

9. DH spent $18 for hiking shoes for boys. Unbudgeted. Cut both boys hair today...saved $30+tip.

10. Paid tithes and offerings. Budgeted.

11. Azure standard pick up $164--budgeted. DH Mt. Dew for the week $5.50--budgeted (yeah,that's right...he supposedly can't live without it.)

12. Got v-day stuff a day early so DH can donate plasma tomorrow (he's saving to take the boys to Arches Nat. Park). Costco $26. Gas $40. Elec. $70 (I have no idea why it's so high in the winter when we use a gas furnace. I'll probably get a kill-a-watt one of these days and figure out what's killing us.). All. Budgeted spending! Kept knitting dd wool vest. Switched out ds wardrobe from 4t to 5t. All hand-me-downs from his brother that we got for free from my sister...most of it with tags still on. It pays to be the 2nd youngest of 7 sometimes.

13. Not such a great day. I HAD to get out of the house tonight and away from my kids. My ds needed some new long johns so I bought some at Walmart on clearance $32. Then I wanted some ice cream $5.50. Hubby bought gas $25 and paid his union dues $47. Vitacost order of buckwheat, melatonin, and cough syrup $55. Then I decided to transfer some money from our EF to pay off our overdraft credit card $1800. All budgeted! Well except our fracking cc mishap.

14. Fondue night at home with family and friends. Such a great night. Sent hubby out for s&c milk for chocolate fondue $4. Also DH bought me a new journal for my v-day gift $10. So thoughtful. All in the budget!
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Wifey to B-Rax  Momma to Cartman 10-30-2006.  Gryff 5-7-2008.  angel.gif 8-15-2010.  My rainbow1284.gif baby Babs 11-13-11.  Due with #4 in May/June.  Gluten-Free. Raw milk drinkers. Urban homesteaders.
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Old 02-14-2013, 09:43 PM
 
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2/14 smile.gif I guess I will give myself a smiley face today.  $10 on v-day chocolates for DH (school fundraiser so they get a little of that money--bonus).  $6.89 on coffee for me and my mom (she deserves a little treat because she helped me with the kids all afternoon)!

 

Frugal accomplishments

Planted more lettuce and tomato seeds.

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Old 02-15-2013, 05:27 AM
 
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thumb.gif  No spending     winky.gif  Budgeted spending    greensad.gif Not budgeted/went over budget       joy.gifDid something to save $ or make extra $       hang.gif  Hung clothes on the line

 

stillheart.gif  February  stillheart.gif

 

01  winky.gif  Paid all bills in bill box, should cover the next 2 weeks!  (I got paid today!  I'm every other week, DH is every week)  Need some groceries, going to try to hold off until tomorrow.

02  winky.gif  Bought groceries $141.  Spent a little more than I wanted to but it should last us a while.  Washed throw rugs & hung out to dry hang.gif

03  thumb.gif  I made a batch of hummus from the chick peas I froze last week.  We ate the whole batch with veggies.  Then I made a huge pot of chicken stock which I'm freezing for future use.  Then I made a huge pot of venison stock, which I turned into minestrone soup for tomorrow night.  I also made a batch of chocolate syrup since we were out & dd2 like chocolate milk 1 C water, 1 C cocoa powder, 2 C sugar.  Mix water & cocoa powder, until combined, add sugar.  Boil for 3 minutes.  Cool, store in fridge.  Make sure your pot is big enough so it doesn't boil over like mine did!!!  I don't want to step foot into the store again for at least another week, so I'm so glad that I remembered that I used to exclusively make my own chocolate syrup years ago so I dug out the recipe. 

04  thumb.gif

05 winky.gif  The only spending planned for today is paying admission to get into DD's game tonight.  I didn't make it to the game because of work.  Dh paid to get in & he also picked up a loaf of sourdough from Panera to go with the soup $3.18!   Went in to work early, because I have so much to get done.  joy.gif

06  thumb.gif  As tempted as I am to go buy apples today I'm holding off (we have 2 left in the house), but we have other fruit!  Did taxes, our refund is on the wayjoy.gif

07   winky.gif  Paid to do my taxes online using H&R Block, paid we we owe State taxes...

08   thumb.gif

09   thumb.gif The storm kept me from going to work, but we didn't spend any money!  Shoveled 2 feet of SNOW!!!  We need to budget a snow blower, ours crapped out!

10   winky.gif   Went to Aldi spent $37, mostly produce!  Feb grocery spending so far... $178!  Cooked tonight's dinner & prepped dinner for tomorrow! Made a batch of hummus from frozen chick peas, had some for lunch, will have more for lunches all week.  Meal planned for the rest of this week  joy.gif

11  thumb.gif  No spend!  Brought veggies & hummus to work.   Kids had no school, DD texted me at work pics of a brand new snow blower that someone dropped off by our back door.  She didn't see who left it...WTH?  I knew it was my Dad!  He surprised us & bought a top of the line snow blower!!!! OMG this is so amazing!  Now we don't have to save up!  I feel like we just won the lottery! joy.gif

12  thumb.gif  No spend.  I can't believe how many no spend days we've managed so far this month & not a single sad face!  This weeks paycheck won't be great for me, because of all the snow days.  We made omelettes & home fries for dinner! 

13  winky.gif  Picked up raw milk & oats $10.  Got a couple valentines things at the dollar store $4.25

14  thumb.gif  I picked up pizza & salad from our favorite place with gift cards that we got for Christmas and a coupon!   We didn't dine in because of the wait plus tip would have cost us more.  Dh asked me what I wanted & I told him that I didn't want anything.  The thing that would make me happy is if he hung up my bird feeder.  We took it down because the bears were visiting in the summer.  I have been watching my neighbors bird feeder & wishing that we remembered to hang ours back up!  So he did that for me & he also made me a card complete with a sweet poem!  I gave DH a card and made him rum balls. 

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27partytime.gif My B-day

28


Giving Love serves as a wonderful reminder that we already have an abundance of Love within, "it is in giving that we receive."
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Old 02-15-2013, 07:39 AM
 
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Key

thumb.gif  No Spend/ Budgeted Spending

irked.gif  Unbudgeted/ Unnecessary Spending

 

1.  thumb.gif  Starting off the month right!!  WooHoo!!  Still waiting on the new bean belly.gif

2.  thumb.gif  $100 on groceries for Super Bowl and easy food for DH to make when baby comes.  Still here, no baby.

3.  thumb.gif  SNOW!!! cold.gif  Not going anywhere today except for DH dropping our trash/ recycling at the collection site.  Started cooking DH's food requests for the game later.  Want to get 2 loaves of bread going a little later for tomorrow.  DH and I will be working in our utility room to set up more shelving and move my canning supplies/ food storage down there.

4.  irked.gif  $$ spent at Target and fast food lunch

5.  baby.gif  DD4 was born this morning joy.gif  42wks exactly!!

6.  thumb.gif

7.  irked.gif  Fast food lunch.

8.  irked.gif  Take out pizza for dinner.

9.  thumb.gif

10. thumb.gif

11. thumb.gif

12. thumb.gif  Giving myself a pre-emptive No Spend Day since we're not going anywhere and I have a plan for lunch and dinner.

13. thumb.gif

14. thumb.gif

 

February's Goals

11/ 20 No Spend Days


Jenn<>< crunchy conservative mama to 6 fencing.gif reading.gif notes2.gif fly-by-nursing2.gif

knit.gifand sewmachine.gif my way through my stash.

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Old 02-15-2013, 05:19 PM
 
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thumb.gif  No spending     winky.gif  Budgeted spending    greensad.gif Not budgeted/went over budget       joy.gifDid something to save $ or make extra $       hang.gif  Hung clothes on the line

 

stillheart.gif  February  stillheart.gif

 

01  winky.gif  Paid all bills in bill box, should cover the next 2 weeks!  (I got paid today!  I'm every other week, DH is every week)  Need some groceries, going to try to hold off until tomorrow.

02  winky.gif  Bought groceries $141.  Spent a little more than I wanted to but it should last us a while.  Washed throw rugs & hung out to dry hang.gif

03  thumb.gif  I made a batch of hummus from the chick peas I froze last week.  We ate the whole batch with veggies.  Then I made a huge pot of chicken stock which I'm freezing for future use.  Then I made a huge pot of venison stock, which I turned into minestrone soup for tomorrow night.  I also made a batch of chocolate syrup since we were out & dd2 like chocolate milk 1 C water, 1 C cocoa powder, 2 C sugar.  Mix water & cocoa powder, until combined, add sugar.  Boil for 3 minutes.  Cool, store in fridge.  Make sure your pot is big enough so it doesn't boil over like mine did!!!  I don't want to step foot into the store again for at least another week, so I'm so glad that I remembered that I used to exclusively make my own chocolate syrup years ago so I dug out the recipe. 

04  thumb.gif

05 winky.gif  The only spending planned for today is paying admission to get into DD's game tonight.  I didn't make it to the game because of work.  Dh paid to get in & he also picked up a loaf of sourdough from Panera to go with the soup $3.18!   Went in to work early, because I have so much to get done.  joy.gif

06  thumb.gif  As tempted as I am to go buy apples today I'm holding off (we have 2 left in the house), but we have other fruit!  Did taxes, our refund is on the wayjoy.gif

07   winky.gif  Paid to do my taxes online using H&R Block, paid we we owe State taxes...

08   thumb.gif

09   thumb.gif The storm kept me from going to work, but we didn't spend any money!  Shoveled 2 feet of SNOW!!!  We need to budget a snow blower, ours crapped out!

10   winky.gif   Went to Aldi spent $37, mostly produce!  Feb grocery spending so far... $178!  Cooked tonight's dinner & prepped dinner for tomorrow! Made a batch of hummus from frozen chick peas, had some for lunch, will have more for lunches all week.  Meal planned for the rest of this week  joy.gif

11  thumb.gif  No spend!  Brought veggies & hummus to work.   Kids had no school, DD texted me at work pics of a brand new snow blower that someone dropped off by our back door.  She didn't see who left it...WTH?  I knew it was my Dad!  He surprised us & bought a top of the line snow blower!!!! OMG this is so amazing!  Now we don't have to save up!  I feel like we just won the lottery! joy.gif

12  thumb.gif  No spend.  I can't believe how many no spend days we've managed so far this month & not a single sad face!  This weeks paycheck won't be great for me, because of all the snow days.  We made omelettes & home fries for dinner! 

13  winky.gif  Picked up raw milk & oats $10.  Got a couple valentines things at the dollar store $4.25

14  thumb.gif  I picked up pizza & salad from our favorite place with gift cards that we got for Christmas and a coupon!   We didn't dine in because of the wait plus tip would have cost us more.  Dh asked me what I wanted & I told him that I didn't want anything.  The thing that would make me happy is if he hung up my bird feeder.  We took it down because the bears were visiting in the summer.  I have been watching my neighbors bird feeder & wishing that we remembered to hang ours back up!  So he did that for me & he also made me a card complete with a sweet poem!  I gave DH a card and made him rum balls. 

15   thumb.gif  Fed tax refund posted to our account today!!!    hang.gif

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27partytime.gif My B-day

28


Giving Love serves as a wonderful reminder that we already have an abundance of Love within, "it is in giving that we receive."
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Old 02-15-2013, 06:12 PM
 
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Quote:
Originally Posted by AprilMary View Post

Hi everyone I'm Jennifer, I am currently on mat leave with my 5month old DD - it's been amazing so far smile.gif
I plan on returning to my job in September and DH will be leaving his job to stay at home with DD. We saved as much as we could after I became pregnant and was still working and we haven't had to touch it. it's about 2.5 months living expenses so its a bit of an EF.
Most of of what we are saving for involves vacations - we don't go on expensive holidays just camping etc but I'd love for my DH to be able to leave his job early and for us to spend the summer as a family. It'll be a challenge but I know we won't have this chance again.

I also want to start saving for a new dishwasher/fridge/stove combo deal as ours will eventually wear out.

I've already budgeted on paper for the next 8 months or so and I've saved everywhere I could so now I just need to make sure I stick to it and maybe save a little more:)
I've budgeted 100/week for food and I'd love to save there if I could - I'm currently gluten free for DD's eczema and DH and I are both vegetarians.

Feb 1 - no spend smile.gif
Feb 2 - spent our budgeted entertainment $ mostly on food smile.gif
Feb 3 - spent 60 online on DD's face cream and bamboobies nursing pads - better than $10/box disposables - frugal for jsure smile.gif
Feb 4 - no spend smile.gif
Feb 5 - no spend smile.gif
Feb 6 - went slightly over budget on groceries. greensad.gif
Feb 7 - no spend smile.gif
Feb 8 - so far no spend, snowing like crazy so I doubt I'll be going anywhere smile.gif
Feb 9 - spent our budgeted entertainment $$ on food again smile.gif
Feb 10 - no spend so far smile.gif
Feb 11 - spent 33 on GF pizza (from grocery budget but still not so great) greensad.gif Gluten free pizza is expensive!!!!
Feb 12 - likely no spend, staying home smile.gif

Feb 13 - no spend smile.gif
Feb 14 - bought DH and myself a DVD unbudgeted greensad.gif went over budget on groceries again, may have to look at that................
Feb 15 - no spend smile.gif
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Old 02-15-2013, 07:07 PM
 
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2/15 thumb.gif

 

frugal accomplishments:

planted some mint from cuttings that I got for free.

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Old 02-15-2013, 11:05 PM
 
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No Spend thumb.gif
Budgeted Spend smile.gif

Unbudgeted Spend duh.gif

Meals At Home All Day eat.gif

Something Frugal For The Day treehugger.gif

Sewed For 30 Minutes Or More sewmachine.gif

Made/Found Money rainbow1284.gif


February 1: smile.gif - Paid $130 phone bill and DH $15 bank credit card billproxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*rainbow1284.gif - Got $40 refund check treehugger.gif - Made reusable Swiffer WetJet pad and no heater use(warm day}

February 2: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fthumb.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Stayed home all day! proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Ftreehugger.gif&container=blogger&gadget=a&rewriteMime=image%2F*- reused salsa jar, no heater use(warm day) and made bread sticks from scratch

February 3: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fsmile.gif&container=blogger&gadget=a&rewriteMime=image%2F*- $45.62 for gas proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Ftreehugger.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Play date with grandparents and aunties, no heater, made spinach cheese bread this morning! I also got to pick up my serger and the rest of my fabric and patterns to start sewing again!

February 4: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fduh.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Husband used his credit card and spent $20 on his stupid video game. proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fsewmachine.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Made toddler skirts for my shop proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Ftreehugger.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Reused spray bottle and made natural orange cleaner!

February 5: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fduh.gif&container=blogger&gadget=a&rewriteMime=image%2F*- McDonald's for DH lunch $9.59 proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Frainbow1284.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Made $11.50 for being a mystery shopper for BestMark and made $20 for selling junk

February 6: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fthumb.gif&container=blogger&gadget=a&rewriteMime=image%2F*proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fsewmachine.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Cut out boy and girl undies patterns

February 7: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fsmile.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Bought household supplies $29.69 but went over budget irked.gif, Bought pet supplies $6.40 and Bought tax software $35.70 and got a $10 gift card proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Frainbow1284.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Made $11.50 for being a mystery shopper for BestMark

February 8: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fsmile.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Paid car payment proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fsewmachine.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Didn't really sew but cut out more patterns proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Ftreehugger.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Used redbox code to get a free rental

February 9: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fsmile.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Paid $25 Walmart credit card bill proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*

February 10: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fduh.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Had to pay for my hyenacart store it's only $5 but forgot to put it in this months budget and spent $4.59 on 1 box of Duraflame logs(we need them for fireplace) proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Frainbow1284.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Made $11.50 for being a mystery shopper for Bestmark

February 11: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fsmile.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Dinner at Olive Garden for V-Day, $34.24 proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Ftreehugger.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Sensory Playdate and used fireplace

February 12: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fsmile.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Paid Rent $500 and Electricity $113(

proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fdizzy.gif&container=blogger&gadget=a&rewriteMime=image%2F*it was twice the amount it was last month, must use fireplace instead of heater!!!), Gas $52.25 proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Ftreehugger.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Playdate at the mall

February 13:duh.gif- Game time for WOW crap.gif something that my husband insists that he NEEDS proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Ftreehugger.gif&container=blogger&gadget=a&rewriteMime=image%2F*- Valentines Day Party for skylar

February 14: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fthumb.gif&container=blogger&gadget=a&rewriteMime=image%2F*- DH has the car today proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fsewmachine.gif&container=blogger&gadget=a&rewriteMime=image%2F*joy.gif- DH started his really good job today! He gets a company car and got promoted to Forman!

 

February 15: proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Fthumb.gif&container=blogger&gadget=a&rewriteMime=image%2F*- stayed home today proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Feat.gif&container=blogger&gadget=a&rewriteMime=image%2F*proxy?url=http%3A%2F%2Ffiles.mothering.com%2Fimages%2Fsmilies%2Ftreehugger.gif&container=blogger&gadget=a&rewriteMime=image%2F*- No heater use today very warm day!

 

 

 

My February Goals:

No Spend/Budgeted Days = 11/20
Sewing Days = 4/20
Frugal Days = 9/15
Meals At Home Days = 12/25

Gas = $97.87/$120


Stephanie, 25, Single parent to DS (7/10). I
Part Time Cake Decorator & Full-time Student

BS1: Completed 5/3/14
BS2: Credit Card Debt: Completed 5/18/14, Phone Acct: 6/20/14, Personal Loan: $4069.97
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Old 02-16-2013, 12:12 AM
 
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2/1: no spend biggrinbounce.gif

2/2: budgeted spending thumb.gif $123 Costco, $50 grocery store, $23 Target 

2/3: no spend biggrinbounce.gif

2/4: no spend biggrinbounce.gif

2/5: no spend biggrinbounce.gif

2/6: budgeted spending thumb.gif $3 pitched in to share french fries with friends

2/7: no spend biggrinbounce.gif

2/8: no spend biggrinbounce.gif

2/9: budgeted spending thumb.gif $50 ink cartridges for printer (ouch!), $56 grocery store 

2/10: no spend biggrinbounce.gif

2/11: budgeted spending thumb.gif $18 haircut for DD (couldn't take the rat's nest every day anymore!), $7 ibuprofen (needed for my knee--it's killing me to be taking this so much, but it's necessary for me to keep working)

2/12: no spend biggrinbounce.gif

2/13: no spend biggrinbounce.gif

2/14: no spend biggrinbounce.gif

2/15: budgeted spending thumb.gif $5 chai, $25 friend's birthday dinner


Single mama to DD 10/18/03 and DS 9/15/05 

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Old 02-16-2013, 08:01 AM
 
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Super night out with dh last night.  It has been over a year since we had a date night -- worth every penny.  joy.gif

 

Not too many plans this weekend.   We have more cleaning to do and a full fridge.  And the weather calls for cold temps and snow -- so no where to go.  I see a lovely couple of days of baking and soup and playing.

 

 

love.gif  No spend

thumb.gif  Budgeted spend

irked.gif   Unbudgeted Spend

jog.gif Exercised

 

February 1 -- love.gif

February 2 -- thumb.gif  groceries and birthday present

February 3 -- thumb.gif more groceries, irked.gif shower curtain and bathroom scale jog.gif

February 4 -- love.gif jog.gif

February 5 -- love.gif

February 6 -- thumb.gif field trip to science center jog.gif

February 7 -- love.gif jog.gif

February 8 --  thumb.gif  gas and groceries

February 9 -- love.gif

February 10 -- thumb.gif piece of pipe to finish sink repair

February 11 -- love.gif gave dh a haircut

February 12 -- thumb.gif  Valentines and chocolate jog.gif

February 13 -- irked.gif ice cream to make up for a tough day

February 14 -- thumb.gif gas and groceries

February 15 -- thumb.gif night out

February 16

February 17

February 18 

February 19

February 20 

 

 

 

 

 

  

My goals:

 

Save 20% of Feb 1st  paycheck -- 15%, heating bill was over-budget

Save 20% of Feb 15th paycheck -- 15%

Save entire tax return -- done!

Make every dollar matter


Frugal, food growing mama to my four loves

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Old 02-16-2013, 09:05 AM
 
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February 15 & 16

 jammin.gif No spend.  Staying home.  No groceries until Monday-- joy.gif --that means I hit my target for the week!  Tomorrow would be a no-spend, but I think it's a good day to pick up some fresh hay.

 

thumb.gif thumb.gifthumb.gifthumb.gif=  Doin' just fine

happytears.gif happytears.gifhappytears.gif=  Spoiled no-spend, but necessary

irked.gif = Unnecessary spending due to poor planning

jammin.gif jammin.gifjammin.gifjammin.gifjammin.gifjammin.gifjammin.gifjammin.gif= No spend

 

 

Grocery target= $740

Remaining=$326

carrot.gifbanana.gif= # of weeks I've hit my target ($166, approximately)

 

I can't have this be a perfect no-spend month.  I need these things:

 

Underwear

Girl Scout dues

4-H publications

Valentine's Day stuff

Materials for chicken tractors

Camping reservation

 

Printer ink?  Maybe I can make it until March.

Seeds?


"Let me see you stripped down to the bone. Let me hear you speaking just for me."
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Old 02-16-2013, 02:08 PM
 
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2/1: no spend biggrinbounce.gif

2/2: budgeted spending thumb.gif $123 Costco, $50 grocery store, $23 Target 

2/3: no spend biggrinbounce.gif

2/4: no spend biggrinbounce.gif

2/5: no spend biggrinbounce.gif

2/6: budgeted spending thumb.gif $3 pitched in to share french fries with friends

2/7: no spend biggrinbounce.gif

2/8: no spend biggrinbounce.gif

2/9: budgeted spending thumb.gif $50 ink cartridges for printer (ouch!), $56 grocery store 

2/10: no spend biggrinbounce.gif

2/11: budgeted spending thumb.gif $18 haircut for DD (couldn't take the rat's nest every day anymore!), $7 ibuprofen (needed for my knee--it's killing me to be taking this so much, but it's necessary for me to keep working)

2/12: no spend biggrinbounce.gif

2/13: no spend biggrinbounce.gif

2/14: no spend biggrinbounce.gif

2/15: budgeted spending thumb.gif $40 gas, $5 chai, $25 friend's birthday dinner

2/16: budgeted spending thumb.gif $51 groceries, $22 gloves, $32 dish rack & typewriter ribbon

 

I forgot to add in the $40 for gas from yesterday.  Feeling pretty good about the rest of the month.  I still have $70 left in my food budget, $80 left in gas (which I shouldn't need to use), and $15 in miscellaneous (plus another $125 from selling a few things on craigslist).  Need to stay strong for the rest of the month!  This is about the time when things tend to go south for me, but I'm not gonna let it happen ;)


Single mama to DD 10/18/03 and DS 9/15/05 

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Old 02-16-2013, 02:45 PM
 
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thumb.gif  No spending     winky.gif  Budgeted spending    greensad.gif Not budgeted/went over budget       joy.gifDid something to save $ or make extra $       hang.gif  Hung clothes on the line

 

stillheart.gif  February  stillheart.gif

 

01  winky.gif  Paid all bills in bill box, should cover the next 2 weeks!  (I got paid today!  I'm every other week, DH is every week)  Need some groceries, going to try to hold off until tomorrow.

02  winky.gif  Bought groceries $141.  Spent a little more than I wanted to but it should last us a while.  Washed throw rugs & hung out to dry hang.gif

03  thumb.gif  I made a batch of hummus from the chick peas I froze last week.  We ate the whole batch with veggies.  Then I made a huge pot of chicken stock which I'm freezing for future use.  Then I made a huge pot of venison stock, which I turned into minestrone soup for tomorrow night.  I also made a batch of chocolate syrup since we were out & dd2 like chocolate milk 1 C water, 1 C cocoa powder, 2 C sugar.  Mix water & cocoa powder, until combined, add sugar.  Boil for 3 minutes.  Cool, store in fridge.  Make sure your pot is big enough so it doesn't boil over like mine did!!!  I don't want to step foot into the store again for at least another week, so I'm so glad that I remembered that I used to exclusively make my own chocolate syrup years ago so I dug out the recipe. 

04  thumb.gif

05 winky.gif  The only spending planned for today is paying admission to get into DD's game tonight.  I didn't make it to the game because of work.  Dh paid to get in & he also picked up a loaf of sourdough from Panera to go with the soup $3.18!   Went in to work early, because I have so much to get done.  joy.gif

06  thumb.gif  As tempted as I am to go buy apples today I'm holding off (we have 2 left in the house), but we have other fruit!  Did taxes, our refund is on the wayjoy.gif

07   winky.gif  Paid to do my taxes online using H&R Block, paid we we owe State taxes...

08   thumb.gif

09   thumb.gif The storm kept me from going to work, but we didn't spend any money!  Shoveled 2 feet of SNOW!!!  We need to budget a snow blower, ours crapped out!

10   winky.gif   Went to Aldi spent $37, mostly produce!  Feb grocery spending so far... $178!  Cooked tonight's dinner & prepped dinner for tomorrow! Made a batch of hummus from frozen chick peas, had some for lunch, will have more for lunches all week.  Meal planned for the rest of this week  joy.gif

11  thumb.gif  No spend!  Brought veggies & hummus to work.   Kids had no school, DD texted me at work pics of a brand new snow blower that someone dropped off by our back door.  She didn't see who left it...WTH?  I knew it was my Dad!  He surprised us & bought a top of the line snow blower!!!! OMG this is so amazing!  Now we don't have to save up!  I feel like we just won the lottery! joy.gif

12  thumb.gif  No spend.  I can't believe how many no spend days we've managed so far this month & not a single sad face!  This weeks paycheck won't be great for me, because of all the snow days.  We made omelettes & home fries for dinner! 

13  winky.gif  Picked up raw milk & oats $10.  Got a couple valentines things at the dollar store $4.25

14  thumb.gif  I picked up pizza & salad from our favorite place with gift cards that we got for Christmas and a coupon!   We didn't dine in because of the wait plus tip would have cost us more.  Dh asked me what I wanted & I told him that I didn't want anything.  The thing that would make me happy is if he hung up my bird feeder.  We took it down because the bears were visiting in the summer.  I have been watching my neighbors bird feeder & wishing that we remembered to hang ours back up!  So he did that for me & he also made me a card complete with a sweet poem!  I gave DH a card and made him rum balls. 

15   thumb.gif  Fed tax refund posted to our account today!!!    hang.gif

16   winky.gif  Groceries $132.62  (So far this month I've only spent $320.62 on groceries!) With just over a week left we should be in great shape this month!   

17

19

20

21

22

23

24

25

26

27partytime.gif My B-day

28


Giving Love serves as a wonderful reminder that we already have an abundance of Love within, "it is in giving that we receive."
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Old 02-16-2013, 08:45 PM
 
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Yay, today we got our Federal tax return AND I got a paycheck (I do freelance so I never know exactly when they will arrive).  Of course the challenge now is to not spend any of it!

 

2/16

smile.gif Budgeted

$24.31 at garden center, $45.21 groceries, $13.59 salads for me and my mom for dinner (babysitting payment! ROTFLMAO.gif)

 

Frugal accomplishments:

With my rewards card and a few good coupons I saved $25 at the grocery store.

I took a free veggie gardening class at my local nursery and then got 10% off my total purchase for attending (and I only bought seeds and fertilizer, no plants)

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Old 02-17-2013, 10:17 AM
 
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Quote:
Originally Posted by AprilMary View Post


Feb 13 - no spend smile.gif
Feb 14 - bought DH and myself a DVD unbudgeted greensad.gif went over budget on groceries again, may have to look at that................
Feb 15 - no spend smile.gif

Feb 16 - spent budgeted entertainment $$ on GF pizza :D yum

Feb 17 - spent an extra $10.00 at the bulk barn (love that place) :(

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Old 02-17-2013, 03:54 PM
 
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February 17

dizzy.gifBought the plastic for the greenhouse/ chicken tractors as planned, and I knew it wouldn't be cheap, but it was pretty hard paying for it regardless.  Also picked up $12 in hay.

 

dizzy.gif = Planned, but painful

thumb.gif thumb.gifthumb.gifthumb.gif=  Doin' just fine

happytears.gif happytears.gifhappytears.gif=  Spoiled no-spend, but necessary

irked.gif = Unnecessary spending due to poor planning

jammin.gif jammin.gifjammin.gifjammin.gifjammin.gifjammin.gifjammin.gifjammin.gif= No spend

 

 

Grocery target= $740

Remaining=$326

carrot.gifbanana.gif= # of weeks I've hit my target ($166, approximately)

 

I can't have this be a perfect no-spend month.  I need these things:

 

Underwear

Girl Scout dues

4-H publications

Valentine's Day stuff

Materials for chicken tractors: plastic, boards, pipe, connectors, brooder thermometers, extra heat lamp bulbs

Camping reservation

Seeds: daikon, cilantro

 

Printer ink?  Maybe I can make it until March.

 


"Let me see you stripped down to the bone. Let me hear you speaking just for me."
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Old 02-17-2013, 04:54 PM
 
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2/1: no spend biggrinbounce.gif

2/2: budgeted spending thumb.gif $123 Costco, $50 grocery store, $23 Target 

2/3: no spend biggrinbounce.gif

2/4: no spend biggrinbounce.gif

2/5: no spend biggrinbounce.gif

2/6: budgeted spending thumb.gif $3 pitched in to share french fries with friends

2/7: no spend biggrinbounce.gif

2/8: no spend biggrinbounce.gif

2/9: budgeted spending thumb.gif $50 ink cartridges for printer (ouch!), $56 grocery store 

2/10: no spend biggrinbounce.gif

2/11: budgeted spending thumb.gif $18 haircut for DD (couldn't take the rat's nest every day anymore!), $7 ibuprofen (needed for my knee--it's killing me to be taking this so much, but it's necessary for me to keep working)

2/12: no spend biggrinbounce.gif

2/13: no spend biggrinbounce.gif

2/14: no spend biggrinbounce.gif

2/15: budgeted spending thumb.gif $40 gas, $5 chai, $25 friend's birthday dinner

2/16: budgeted spending thumb.gif $51 groceries, $22 gloves, $32 dish rack & typewriter ribbon

2/17: no spend biggrinbounce.gif

 

So today wasn't technically no spend, but here's why I'm labeling it that.  I got a new iPhone because the on/off button on mine was not working.  New iPhone 4S was $100 since I had an upgrade available.  I came home after buying it and put my old iPhone on craigslist and 2 hours later sold it for $140.  So I actually made $40 today ;)  Yay!


Single mama to DD 10/18/03 and DS 9/15/05 

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Old 02-17-2013, 11:31 PM
 
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A) I'm a 22 year old married mother of 3(well soon to be 3..). I'm a SAHM and will be going to school in July for massage therapy.

B) My family's financial goals are to clear up debt, start a savings account, and living within our means on one income.

C) We're getting a fairly large tax return which we're paying off some debts, paying down some debts, and placing some in savings. I know I'm bad at buying things I think I need, but then I never use it! it turns into clutter that I throw out! I hope to stop that. I also want is to stop eating out so much. I think in those "babe pick up dinner" nights, if we already ate out for the week, go put that $20 we would've spent at mcd's in savings and me get off my butt and cook wink1.gif

Wife to DH dh_malesling.GIF(12.10.2009), Anchorage based doula joy.gif, Proud mama to Autumnblahblah.gif (09.03.2008), Sylas bouncy.gif(04.25.2010), angel1.gif(06.11.2012), Callioperainbow1284.gif(04.23.2013)

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Old 02-18-2013, 05:55 AM
 
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Well because it's one snowstorm after another here in New England, Feb is really a bummer of a month for me so far. My oldest is getting his license, which is expensive and my youngest needed some clothing, so my savings is going to suffer (I'm not taking from my mini EF, but probably not adding a whole lot either). still haven't done taxes yet, yet but have plans to do them Sunday night with our accountant friends.
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Old 02-18-2013, 06:03 AM
 
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Oops, pressed reply too soon smile.gif anyway, how do you all stay motivated during crappy months? How big is the misc portion of your budget? For the once in a lifetime things?
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Old 02-18-2013, 06:11 AM
 
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love.gif  No spend

thumb.gif  Budgeted spend

irked.gif   Unbudgeted Spend

jog.gif Exercised

 

February 1 -- love.gif

February 2 -- thumb.gif  groceries and birthday present

February 3 -- thumb.gif more groceries, irked.gif shower curtain and bathroom scale jog.gif

February 4 -- love.gif jog.gif

February 5 -- love.gif

February 6 -- thumb.gif field trip to science center jog.gif

February 7 -- love.gif jog.gif

February 8 --  thumb.gif  gas and groceries

February 9 -- love.gif

February 10 -- thumb.gif piece of pipe to finish sink repair

February 11 -- love.gif gave dh a haircut

February 12 -- thumb.gif  Valentines and chocolate jog.gif

February 13 -- irked.gif ice cream to make up for a tough day

February 14 -- thumb.gif gas and groceries

February 15 -- thumb.gif night out

February 16 -- love.gif

February 17 -- irked.gif expensive day!  Lunch and trip to city...$$$

February 18 

February 19

February 20 

 

 

 

 

 

  

My goals:

 

Save 20% of Feb 1st  paycheck -- 15%, heating bill was over-budget

Save 20% of Feb 15th paycheck -- 15%

Save entire tax return -- done!

Make every dollar matter


Frugal, food growing mama to my four loves

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Old 02-18-2013, 08:48 AM
 
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Quote:
Originally Posted by veganmama44 View Post

Oops, pressed reply too soon smile.gif anyway, how do you all stay motivated during crappy months? How big is the misc portion of your budget? For the once in a lifetime things?

My monthly miscellaneous budget is $150, but I also try to put $150 into a sinking fund account every month, which is where those 'once in a lifetime' things theoretically come out of.  I'm still working on this budgeting strategy--I started in October or November with my sinking fund, so most of it got zapped for Christmas presents.  I think it really depends on what expenses you want to come out of your miscellaneous budget.  For me, I use it for expenses like haircuts, shampoo, coffee shop visits (which I'm trying to limit), drinks with friends, little things I may need around the house (which for me, this month, are things like a dish rack, typewriter ribbon, etc.)  Bigger purchases would be thought about more and would come out of the sinking fund (think car expenses, things like that).  HTH a bit :)


Single mama to DD 10/18/03 and DS 9/15/05 

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Old 02-18-2013, 05:29 PM
 
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February 18

thumb.gif  Although our reason for going in to town today went bust and was kinda sorta a waste of gas money, and even though I bought the big rainbow pack of Sharpie pens instead of the 2-pack of black, and even though I spent a small bit on food I wouldn't have if I'd have stayed home, it all amounted to No Big Deal.  So, I keep my thumb's-up.  That snack was only about $4-$5, and consisted of a swiss cheese croissant, a juice-sweetened pop, and some dates.  Mmmmmm...... 

 

I was worried that needing groceries this early in the week was going to make the week difficult, but the bill--snacks, treats and all, was only $47.

 

dizzy.gif = Planned, but painful

thumb.gif thumb.gifthumb.gifthumb.gifthumb.gif=  Doin' just fine

happytears.gif happytears.gifhappytears.gif=  Spoiled no-spend, but necessary

irked.gif = Unnecessary spending due to poor planning

jammin.gif jammin.gifjammin.gifjammin.gifjammin.gifjammin.gifjammin.gifjammin.gif= No spend

 

 

Grocery target= $740

Remaining=$279

carrot.gifbanana.gif= # of weeks I've hit my target ($166, approximately)

 

I can't have this be a perfect no-spend month.  I need these things:

 

Underwear

Girl Scout dues

4-H publications

Valentine's Day stuff

Materials for chicken tractors: plastic, boards, pipe, connectors, brooder thermometers, extra heat lamp bulbs

Camping reservation

Seeds: daikon

Printer ink


"Let me see you stripped down to the bone. Let me hear you speaking just for me."
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Old 02-18-2013, 06:04 PM
 
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2/1: no spend biggrinbounce.gif

2/2: budgeted spending thumb.gif $123 Costco, $50 grocery store, $23 Target 

2/3: no spend biggrinbounce.gif

2/4: no spend biggrinbounce.gif

2/5: no spend biggrinbounce.gif

2/6: budgeted spending thumb.gif $3 pitched in to share french fries with friends

2/7: no spend biggrinbounce.gif

2/8: no spend biggrinbounce.gif

2/9: budgeted spending thumb.gif $50 ink cartridges for printer (ouch!), $56 grocery store 

2/10: no spend biggrinbounce.gif

2/11: budgeted spending thumb.gif $18 haircut for DD (couldn't take the rat's nest every day anymore!), $7 ibuprofen (needed for my knee--it's killing me to be taking this so much, but it's necessary for me to keep working)

2/12: no spend biggrinbounce.gif

2/13: no spend biggrinbounce.gif

2/14: no spend biggrinbounce.gif

2/15: budgeted spending thumb.gif $40 gas, $5 chai, $25 friend's birthday dinner

2/16: budgeted spending thumb.gif $51 groceries, $22 gloves, $32 dish rack & typewriter ribbon

2/17: no spend biggrinbounce.gif

2/18: no spend biggrinbounce.gif


Single mama to DD 10/18/03 and DS 9/15/05 

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Old 02-18-2013, 11:38 PM
 
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2/17 smile.gif $3.45, $28.23, $28.37

2/18 thumb.gif

 

Today's frugal accomplishment: I crocheted a new valance for our kitchen window using yarn from my stash energy.gif

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Old 02-19-2013, 05:34 AM
 
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Oh boy, this month has been dismal for me.  Our upcoming move is starting to effect everyone and we all seem mopey.  The kids and I have been doing more activities -- eating at our favorite restaurants, going to our favorite museum, driving to the city...and we went roller skating with friends yesterday.  It was fun and a bit sad since this was a good-bye to friends we won't see again before we move.  

 

Part of me knows that we need cash to make the move.  We are renting an apartment and (wow!) things have changed in the rental world.  We will need first, last and a deposit, plus an application fee for a credit/criminal check on both dh and I for every apartment we apply for.  Oh, and we have 2 cats and will owe a deposit for each of them.  Goodness!   How do people manage apartment living?  Adding it all up and it is nearly a small downpayment on a house!

 

And the other part of me wants to wallow and go places and eat out and just fill my days with memories. 

 

Anyway, I have a no-spend day planned today...mostly because I am behind on the laundry and no one has any clean pants to wear.   So, laundry and schoolwork and eating at home and keeping things simple.  The school kids have the day off and we have an open door policy on these days, so I expect a lot of rowdy boys and fun.  

   

 

 

love.gif  No spend

thumb.gif  Budgeted spend

irked.gif   Unbudgeted Spend

jog.gif Exercised

 

February 1 -- love.gif

February 2 -- thumb.gif  groceries and birthday present

February 3 -- thumb.gif more groceries, irked.gif shower curtain and bathroom scale jog.gif

February 4 -- love.gif jog.gif

February 5 -- love.gif

February 6 -- thumb.gif field trip to science center jog.gif

February 7 -- love.gif jog.gif

February 8 --  thumb.gif  gas and groceries

February 9 -- love.gif

February 10 -- thumb.gif piece of pipe to finish sink repair

February 11 -- love.gif gave dh a haircut

February 12 -- thumb.gif  Valentines and chocolate jog.gif

February 13 -- irked.gif ice cream to make up for a tough day

February 14 -- thumb.gif gas and groceries

February 15 -- thumb.gif night out

February 16 -- love.gif

February 17 -- irked.gif expensive day!  Lunch and trip to city...$$$

February 18 -- irked.gif roller skating

February 19 -- love.gif

February 20 

 

 

 

 

 

  

My goals:

 

Save 20% of Feb 1st  paycheck -- 15%, heating bill was over-budget

Save 20% of Feb 15th paycheck -- 15%

Save entire tax return -- done!

Make every dollar matter


Frugal, food growing mama to my four loves

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Old 02-19-2013, 07:41 AM
 
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thumb.gif  No spending     winky.gif  Budgeted spending    greensad.gif Not budgeted/went over budget       joy.gifDid something to save $ or make extra $       hang.gif  Hung clothes on the line

 

stillheart.gif  February  stillheart.gif

 

01  winky.gif  Paid all bills in bill box, should cover the next 2 weeks!  (I got paid today!  I'm every other week, DH is every week)  Need some groceries, going to try to hold off until tomorrow.

02  winky.gif  Bought groceries $141.  Spent a little more than I wanted to but it should last us a while.  Washed throw rugs & hung out to dry hang.gif

03  thumb.gif  I made a batch of hummus from the chick peas I froze last week.  We ate the whole batch with veggies.  Then I made a huge pot of chicken stock which I'm freezing for future use.  Then I made a huge pot of venison stock, which I turned into minestrone soup for tomorrow night.  I also made a batch of chocolate syrup since we were out & dd2 like chocolate milk 1 C water, 1 C cocoa powder, 2 C sugar.  Mix water & cocoa powder, until combined, add sugar.  Boil for 3 minutes.  Cool, store in fridge.  Make sure your pot is big enough so it doesn't boil over like mine did!!!  I don't want to step foot into the store again for at least another week, so I'm so glad that I remembered that I used to exclusively make my own chocolate syrup years ago so I dug out the recipe. 

04  thumb.gif

05 winky.gif  The only spending planned for today is paying admission to get into DD's game tonight.  I didn't make it to the game because of work.  Dh paid to get in & he also picked up a loaf of sourdough from Panera to go with the soup $3.18!   Went in to work early, because I have so much to get done.  joy.gif

06  thumb.gif  As tempted as I am to go buy apples today I'm holding off (we have 2 left in the house), but we have other fruit!  Did taxes, our refund is on the wayjoy.gif

07   winky.gif  Paid to do my taxes online using H&R Block, paid we we owe State taxes...

08   thumb.gif

09   thumb.gif The storm kept me from going to work, but we didn't spend any money!  Shoveled 2 feet of SNOW!!!  We need to budget a snow blower, ours crapped out!

10   winky.gif   Went to Aldi spent $37, mostly produce!  Feb grocery spending so far... $178!  Cooked tonight's dinner & prepped dinner for tomorrow! Made a batch of hummus from frozen chick peas, had some for lunch, will have more for lunches all week.  Meal planned for the rest of this week  joy.gif

11  thumb.gif  No spend!  Brought veggies & hummus to work.   Kids had no school, DD texted me at work pics of a brand new snow blower that someone dropped off by our back door.  She didn't see who left it...WTH?  I knew it was my Dad!  He surprised us & bought a top of the line snow blower!!!! OMG this is so amazing!  Now we don't have to save up!  I feel like we just won the lottery! joy.gif

12  thumb.gif  No spend.  I can't believe how many no spend days we've managed so far this month & not a single sad face!  This weeks paycheck won't be great for me, because of all the snow days.  We made omelettes & home fries for dinner! 

13  winky.gif  Picked up raw milk & oats $10.  Got a couple valentines things at the dollar store $4.25

14  thumb.gif  I picked up pizza & salad from our favorite place with gift cards that we got for Christmas and a coupon!   We didn't dine in because of the wait plus tip would have cost us more.  Dh asked me what I wanted & I told him that I didn't want anything.  The thing that would make me happy is if he hung up my bird feeder.  We took it down because the bears were visiting in the summer.  I have been watching my neighbors bird feeder & wishing that we remembered to hang ours back up!  So he did that for me & he also made me a card complete with a sweet poem!  I gave DH a card and made him rum balls. 

15   thumb.gif  Fed tax refund posted to our account today!!!    hang.gif

16   winky.gif  Groceries $132.62  (So far this month I've only spent $320.62 on groceries!) With just over a week left we should be in great shape this month!  Made hummus & chicken stock  joy.gif

17   winky.gif  Did some CVS-ing for contact solution & TP.  Ordered DD's contact lenses online with coupon code & through Ebates which saved us 50% over what the doc charges.  Picked up Chinese take out greensad.gif

18  thumb.gif  Made cauliflower soup & salad topped with hummus and warm whole wheat pitas for a quick dinner

19  thumb.gif Picking up Dd's glasses today with Amazon $ that I got from selling my text books!   Vanguard account is all set up.  They withdrew from my checking instead of savings!  My fault, I forgot to put in the 2 digit code, now my bank is charging me $5 for transferring funds from my other account to cover it greensad.gif  Now my checking account is all messed up & I have to try to sort it out!

20

21

22

23

24

25

26

27partytime.gif My B-day


Giving Love serves as a wonderful reminder that we already have an abundance of Love within, "it is in giving that we receive."
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Old 02-19-2013, 09:30 AM
 
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Key

thumb.gif  No Spend/ Budgeted Spending

irked.gif  Unbudgeted/ Unnecessary Spending

 

1.  thumb.gif  Starting off the month right!!  WooHoo!!  Still waiting on the new bean belly.gif

2.  thumb.gif  $100 on groceries for Super Bowl and easy food for DH to make when baby comes.  Still here, no baby.

3.  thumb.gif  SNOW!!! cold.gif  Not going anywhere today except for DH dropping our trash/ recycling at the collection site.  Started cooking DH's food requests for the game later.  Want to get 2 loaves of bread going a little later for tomorrow.  DH and I will be working in our utility room to set up more shelving and move my canning supplies/ food storage down there.

4.  irked.gif  $$ spent at Target and fast food lunch

5.  baby.gif  DD4 was born this morning joy.gif  42wks exactly!!

6.  thumb.gif

7.  irked.gif  Fast food lunch.

8.  irked.gif  Take out pizza for dinner.

9.  thumb.gif

10. thumb.gif

11. thumb.gif

12. thumb.gif  Giving myself a pre-emptive No Spend Day since we're not going anywhere and I have a plan for lunch and dinner.

13. thumb.gif

14. thumb.gif

15. irked.gif  Take out pizza for dinner

16. irked.gif  $20 for a haircut for DH (I usually cut his hair but it just didn't work out this time) $42 on bread & cold cuts for lunch

17. irked.gif  Fast food for dinner, overspent slightly on grocery budget

18. irked.gif Starbucks coffee

 

 

February's Goals

11/ 20 No Spend Days

 

I need No Spend Days for the rest of the month to make my goal redface.gif


Jenn<>< crunchy conservative mama to 6 fencing.gif reading.gif notes2.gif fly-by-nursing2.gif

knit.gifand sewmachine.gif my way through my stash.

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