My husband and I are taking part in no-spend January. Our Christmas was paid for in cash (as has every Christmas been for the last 13yrs). We do have debt and our goal is to pay off our truck by May. We are taking what we would have eating out, getting coffees, going to the movies etc and making a double or triple payment on the truck.
We are paying minimums on all other debt. (House, 2nd car, 1 credit card, student loan). We've paid off 1 other CC, one other car, and have a fully funded 6mo emergency fund.
Pax, loving wife, Homeschooling mom of 2.
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Intriguing idea. I like it.
Mulling it over myself.
Mostly because I really really really want to go to the beach this summer. But that will mean 2 summer vacations (family reunion in Colorado).
But what if I didn't spend $10 on a beer out with friends. Or a $3 coffee. How much could I save?