2014 Low Income Support Thread - Page 33 - Mothering Forums

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#961 of 1322 Old 09-03-2014, 12:59 PM
 
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Stopping in to gather wisdom and support. :heartpulse:
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#962 of 1322 Old 09-03-2014, 02:34 PM
 
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Trying to keep chugging but the water keeps getting thicker & thicker. Dealing with a lot of personal stuff plus missing the neighbor's granddaughters who have become like daughters to me because they are at my house so often. They will be back in a month thankfully though.

Seems like all the local agencies & resources are drying up. More & more I am seeing announcements that agencies are closing, or they are no longer doing bus tickets / gas cards / clothing / toys / etc due to whatever reason. Making it hard to get by. The big monthly giveaway that was nearby got shut down by their landlord

Gratefuls:

~Was able to get help with my water disconnect today. Wasn't able to get shoes for my daughter, but I have another place to try. Hoping the water isn't shut off when I get home, but prepped just in case.
~Had a unexpected check show up which covered my part of the water bill
~Public library - nuff said. Going to try to set up a payment plan on my fines so we can check stuff out again.
~Picked up jeans for my daughter in the bulk pickup in the next couple of sizes up thankfully, along with 2 coats that I will put back until they fit.

Me, 30 single mama to T age 8 We and Love it!
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#963 of 1322 Old 09-03-2014, 07:06 PM
 
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what size shoes does yr dd need, frugalmama? I can be on the lookout.

Did the monthly grocery list and wasnt too impressed with sales but my meal plan makes it work.
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#964 of 1322 Old 09-04-2014, 07:56 AM
 
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I technically may not qualify either, but I (DP and I are on the low end of making it as well so I am hanging out still)

We received our first electric bill. 335$, in hindsight it is not that bad considering the size of our new place and it is the hottest time of year, and luckily it comes when we are doing well financially since I am getting the cushion from my alimony which ends next month. We have spent more on the sprucing up the place than planned and groceries. On top of that my old landlord has not returned my deposit. I do not know if there is anything I can do technically so I am just hoping he just is procrastinating as he would often not cash my rent for 2 weeks after I mailed it. I was able to pay off my dental bill this month! Finally! And one small credit card from the move. I have one other small balance I will pay next month and my total bills will got down 150$ a month. I still need more dental work, as well as DP and his DD1 but they have insurance and I do not. Just another thing to add to the list =/ . Dental work is sooooo expensive.


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Originally Posted by elliha View Post
I have read this thread off and on for some time. I don't know if I qualify, we are not extremely low income but definitely in the lower end. I work as a teacher and my husband is unemployed. I live in Sweden so my financial challenges are different but they are still there. We do not have to worry about medical bills as much as most treatments are free or you pay a fraction of the cost and daycare is very cheap. Still, we have rent, food, utilities, student loans and all the other stuff just like you.

Teachers are not well-paid here either but we are not starving and we can pay our bills. I am worried though if the car would break down really badly, then we would probably run out of savings or have to use them to buy a new car and then we would be at zero and have to fight our way back again. If my husband would get a job we would be an average family or perhaps slightly below average but it is hard for him. He is not completely unqualified but he has studied at the university and failed to get a diploma and we live in a university town so there are tons of people with full diplomas so the chance of him working in anything relating to his studies is probably completely out. He doesn't have the energy to finish school, he has tried and failed at least three times so now he is trying to get a more manual job. He is a handy person but here his age is the problem. Normally he would be quite skilled and have had full training at his age within most manual jobs and they are not as prepared to take on an "older" person who needs training. Oh well, we hope for a solution in the end.

I tend to shop a lot of things second hand either from stores, yard sales or online via different forums and auction sites. It does save money but takes time and effort. I try to save as much as I can on food by researching prizes and using offers. Sadly we do not have things like double couponing and things like that though.

SAHM to DS 8, DSD 6, DD 3 and DSD 3. Happily in love with my Superman!
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#965 of 1322 Old 09-04-2014, 08:18 AM
 
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Please think of me tomorrow guys. I have a job interview. I'm getting desperate. $8.40 in my bank acct right now.



Gratefuls:
-my complex gave out $30 vouchers per kid for new shoes for school yesterday.
-job interview tomorrow.
-We are finally well after 4 days of a tummy bug.
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#966 of 1322 Old 09-04-2014, 12:15 PM
 
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Thinking good thoughts! Im glad your apt complex helps so much and yay for your health!
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#967 of 1322 Old 09-04-2014, 07:51 PM
 
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Sorry things have been crazy busy here and I've been a little out of it lately too. I'm starting to come around and pep up a little though. Dh is home this week and I'm hoping we can get some things accomplished that will help my mood improve.

Welcome to all the newbies! Justmama, good luck on your interview! Frugalmama it is difficult when the programs get short and can't help as much. Is there any way you could get more income to help? I know you do the ebay sales but I can't remember right now if you have anything else available. Maybe we can help brainstorm some ideas. Mamarhu and happyhats I hear you on the losing crunchy points! I just quit smoking about 6 weeks ago and am thrilled! Now I don't have to be embarassed to say anything about it on these boards and I'm saving money! It was hilarious though to freak out so bad about plastic and what's in our food, organic, reusable, recyclable, blah blah blah and then buy a pack of cigarettes

Michelle mom to DD , DS , & lil DD and spending my days
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#968 of 1322 Old 09-04-2014, 08:44 PM
 
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Getting really frustrated with my job situation. I've got a job in retail and just over minimum wage and part time, so already far from ideal- but I signed up saying I wanted an average of 35 hours, was told this would be no problem, then for 3 weeks straight I've gotten 20. We wouldn't be doing great on 35, but even with 30 we'd be able to scrape by without having to dip into savings much. 20? Ugh.

The only interviews I've gotten is part time retail, so it looks like I'll have to take a second job, my partner hasn't gotten anything. Back when they were still giving me 35-40 hours a week, I had an interview for a second job where I admitted the situation was that I wasn't even sure if I needed a second job. Of course, a week or two later, they've already filled the position so all I could do was ask when they hire for seasonal and that they consider me.

I hate this whole situation. I feel like our time in college was a waste, our degrees were useless, my partner's looking into options to go back to school but I'm really burnt out on academia and afraid of getting deeper into debt for nothing.

Medicaid is also dragging their feet on our toddler's insurance, and I hate how much insurance costs and how it works in this country.


this is just a moment in time, step aside and let it happen
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#969 of 1322 Old 09-06-2014, 11:24 AM
 
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Justmama - Hoping the job interview went great! And that is wonderful about the shoe vouchers!

Crazyms - I'm working on increasing the income, but it's hard. Right now it's time to gear up for my sweater business - but I haven't been able to due to lack of income. If I can come up with enough to get this box of sweaters filled & shipped, then I'll have seed money for the next, etc etc etc and hopefully get over this hump.

Probably going to have a garage sale to raise funds next weekend, if it doesn't rain. Hoping we don't get in trouble for having one - it's been 6 weeks since our last one, but we are supposed to only have one every 3 months Hopefully I can make a couple hundred and get ahead a little maybe.

Gratefuls:

~Found a 2 pack of thong sandals for my dd on clearance at CVS for $1.49 {and I was able to come up with a $1 ECB making them cheaper yet}. They will get us over the hump until it gets cold.
~Ebay stuff is selling, even if slowly.
~Checkout51 & Savingstar - both help quite a bit to stretch the budget.

Me, 30 single mama to T age 8 We and Love it!
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#970 of 1322 Old 09-06-2014, 04:03 PM
 
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I got the job BUT i can't start for 2 weeks until i redo my tb tests, which is ridiculous because i got them done 3 months ago. AND they are only giving me part time. so i have to continue to look. But it's something and it's $11.50 an hour. So I'll take it for now.

Sillysapling, I'm sorry you are having a hard time. The job market here is terrible. We've had over 8% unemployment since 2008. It was over 10% until 6 months ago. It's HARD to find a job.

Frugalmama, have you pulled yourself out of the dumps yet? You SOUND a little better. i know it's not easy but i still think you are doing amazing with so little. Just keep remembering how happy your daughter is. she doesn't care how little you guys have.
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#971 of 1322 Old 09-06-2014, 04:05 PM
 
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Crazyms, I'm proud of you! Quitting smoking is a big deal!
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#972 of 1322 Old 09-06-2014, 05:29 PM
 
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Quote:
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Crazyms, I'm proud of you! Quitting smoking is a big deal!
Huge!!

I've never been a smoker but I do know that quitting is a big deal. And 6 weeks is phenomenal. Keep it up!!

Me.  With 1 spouse, 4 kids, 16 chickens, 74 matchbox cars, 968,562+ legos, a dishwasher waiting to be emptied, a washing machine waiting to be filled and a lost cup of tea in the house.

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#973 of 1322 Old 09-06-2014, 07:12 PM
 
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I got the job BUT i can't start for 2 weeks until i redo my tb tests, which is ridiculous because i got them done 3 months ago. AND they are only giving me part time. so i have to continue to look. But it's something and it's $11.50 an hour. So I'll take it for now.

Sillysapling, I'm sorry you are having a hard time. The job market here is terrible. We've had over 8% unemployment since 2008. It was over 10% until 6 months ago. It's HARD to find a job.
Ah, that's basically what my job did... Only they acted like I could be full time just fine then cut my hours. *facepalm*

Both adults are sick, not sure if it's the flu or cold, but I wasn't up to going to work today. So that's one paycheck that's gonna be even more pathetic. _-_ I went in yesterday and it was a disaster, and I tried to go today but got too dizzy just getting ready. A co-worker asked me about taking some of her shifts in 2 weeks, I hope that works out.


this is just a moment in time, step aside and let it happen
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#974 of 1322 Old 09-07-2014, 06:07 PM
 
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Thumbs up

Quote:
Originally Posted by justmama View Post
I got the job BUT i can't start for 2 weeks until i redo my tb tests, which is ridiculous because i got them done 3 months ago. AND they are only giving me part time. so i have to continue to look. But it's something and it's $11.50 an hour. So I'll take it for now.
Yay! Its something at least and gets your foot in the door. I would kill to make $11.50hr, I only make $9.50 and thats considered good around here

Quote:
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Getting really frustrated with my job situation. I've got a job in retail and just over minimum wage and part time, so already far from ideal- but I signed up saying I wanted an average of 35 hours, was told this would be no problem, then for 3 weeks straight I've gotten 20. We wouldn't be doing great on 35, but even with 30 we'd be able to scrape by without having to dip into savings much. 20? Ugh.

The only interviews I've gotten is part time retail, so it looks like I'll have to take a second job, my partner hasn't gotten anything. Back when they were still giving me 35-40 hours a week, I had an interview for a second job where I admitted the situation was that I wasn't even sure if I needed a second job. Of course, a week or two later, they've already filled the position so all I could do was ask when they hire for seasonal and that they consider me.

Thats what happened to me when I was hired, I was hired at 20 hours but I would only get like 10-12 hrs and when its an hour commute each way and your only getting 4 hr shifts it sucked. It was like that for months until the holidays and things got more hectic and they gave me more hours and I was working up to 21 hour days for a while, great paycheck but I was exhausted. Then of course my oldest had to have issues and I had to take 7 months off work and all hell broke lose, ended up homeless, yada yada. Anything helps and just keep your eyes open for something better


I know I haven't been around much, things have been insane between the move and the fact I've been working more then full time the past couple weeks Its been a weird, good, but weird couple of weeks after all those months of nothing but bad this year. My 15yo car with almost 300,000 miles needed to be replaced all of the sudden when a major repair came up. Thanks to all the extra hours I had a decent income listed and was able to buy a much newer car (2011), not happy I have a payment now though. Praying things stay good and I keep getting the hours and it will get me a nice tax return and I can put the whole thing down on the car to get the payment way down. The thought of payments scares the hades out of me and it kills me to know I need to squeeze it out of the budget every month. Wish I could have afforded to buy another used car outright but I had zero in the bank when it happened and I couldn't afford to take time off work again.

We FINALLY got all moved into the income based place in the city and while its tiny at 667 sq ft I have been blessed with good neighbors, found a babysitter I can afford and the kids like. I found we can actually afford to do laundry here! Its a whopping 50 cents lol I was paying $4 load to wash and dry at the other place. My youngling has lots of kids to play with and its really dropped everyone stress levels that she's not inside all the time pushing everyone's buttons to entertain herself.

I have found several food banks in the area that give fresh stuff weekly instead of canned goods which will be a huge help with keeping us fed a decent diet. I might be losing the client we have right now tomorrow when her daughter comes up and they decide what to do with her which means my hours will dry up so I'm scoping out all the resources I can so when it hits the fan again were not going hungry ya know?

I'm thrilled that with the extra hours I can FINALLY afford to take my aspie with serious mental health issues to see the specialist she needs since Medicaid doesn't cover it and I can get my 8 yo seen as well since she's got the other side of the coin, oh! I can get the OT/Sensory stuff she needs too to help keep her balanced. I'm just terrified to spend the money but its stuff we NEED. Its a balancing act around here to keep everyone happy and sane.

Everything has been going so well the past few weeks I'm scared the bottom is going to fall out you know?

sigh... I'm sitting here looking around at this disaster of opened packing boxes and wondering where the heck am I going to put it all?! Anyone live in North Idaho and really good at organizing in small spaces? lol.

Oh yeah, my aspie who normally just keeps herself locked in her room has just been blooming the past 2 months, especially since we moved here. Getting her out every day has done wonders for her and her attitude.

So lots of good stuff going on for us right now, just praying it sticks around! Sending positive vibes to everyone else to have some good luck too *hugs*

Seriously?
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#975 of 1322 Old 09-07-2014, 07:33 PM
 
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May I join?

I am in a scary place right now. I am in my first year of graduate school, and I will have diminished all of my savings by the end of the second term. My husband is not able to work for disability-related reasons, and is no longer eligible for disability assistance, because I have access to student loans. (We have not applied for student loans, but it is definitely among our last resort options). At the end of August, I was told that I no longer had hours at work, because of a reduction in clients and client hours. (I work as a behaviour interventionist with children with special needs). The priority for hours would be given to full-time employees, and I would be called for substitutions. That was our only source of income (aside from a small monthly scholarship amount dependent on the maintenance of a high GPA). I have since been able to get about 6 hours a week in a school, and another hour with a private client. I am feeling less panic-stricken, but I know that these next few months will be exceptionally tight. We rarely make it to the end of the month (without requiring credit cards), and that, of course, was with DH's disability assistance, and part-time hours at work.

I will take some time to read through the thread and get to know you lovely ladies. I know that it is very common these days to be stretching a minimal budget. You will all be my source of inspiration to make it last to the end of the month. I am very uncomfortable with credit card debt (to any extent), and I want to feel self-reliant. This will be a major transition in the coming months.
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#976 of 1322 Old 09-08-2014, 09:23 AM
 
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I got a call about a second job. I don't know if it'll work out with my current job, though, which is really annoying. I'm hoping the job I interviewed at before, but wasn't sure my situation with my first job so I couldn't take it, will at least hire me as seasonal.

Quote:
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Thats what happened to me when I was hired, I was hired at 20 hours but I would only get like 10-12 hrs and when its an hour commute each way and your only getting 4 hr shifts it sucked. It was like that for months until the holidays and things got more hectic and they gave me more hours and I was working up to 21 hour days for a while, great paycheck but I was exhausted.
That's what I expect to happen as well. We're both applying for seasonal jobs, so maybe DP will be able to work more hours and not just me, but I'm expecting to get more hours at my job. I'm hoping to get insanely lucky and work myself nearly to death for 3 months and shore up enough to manage while we try to find better options. (the nearly is the keyword here... @_@)

Quote:
Then of course my oldest had to have issues and I had to take 7 months off work and all hell broke lose, ended up homeless, yada yada. Anything helps and just keep your eyes open for something better
That's awful. If we weren't lucky enough that my mom hadn't been able to sell her old place, we'd probably be on the street right now, though.

Quote:
I'm thrilled that with the extra hours I can FINALLY afford to take my aspie with serious mental health issues to see the specialist she needs since Medicaid doesn't cover it and I can get my 8 yo seen as well since she's got the other side of the coin, oh! I can get the OT/Sensory stuff she needs too to help keep her balanced. I'm just terrified to spend the money but its stuff we NEED. Its a balancing act around here to keep everyone happy and sane.
I'm glad that's working out, at least! It's awful medicaid doesn't cover that. Medicaid is still dragging its feet about our kiddo and I'm worried that when it goes through it'll turn out not to cover a lot. I really hate how healthcare works in this country.


this is just a moment in time, step aside and let it happen
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#977 of 1322 Old 09-08-2014, 06:05 PM
 
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Satori, I bet your cost of living is lot less than mine. I bet that's why $9.50 is considered good there. I live in New England and everything is crazy expensive here. I'm glad you are doing so well though. What a difference from a few months ago though huh?
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#978 of 1322 Old 09-08-2014, 06:07 PM
 
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Treehugger, welcome. I'm sorry you have to be here with us. If there's a silver lining though, it's that you'll be in a much better place once you make it through school. There's a light at the end of that tunnel. As painful as this is, it's temporary. *hugs*
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#979 of 1322 Old 09-08-2014, 06:15 PM
 
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I'm sorry i keep multi-posting. This new format is really messing with me and i'm still without a computer.

Gratefuls:
-i got my drug test, my bci, and my tb test done for the new job. One more tb test in a week and i'm done.
-I've had two awesome runs in two days. My calf tear is healing nicely and my speed is coming back. It makes me a much nicer person.
-i might have no money in the bank but my bills are paid. I'm thrilled.
-today was lovely out. Much cooler. Its been 87ish and 90% humidity for like 3 days now.
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#980 of 1322 Old 09-08-2014, 07:12 PM
 
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I love that statement: I might not have any money but my bills are paid. That's what keep us going...
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#981 of 1322 Old 09-09-2014, 12:12 PM
 
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Not much new here. Cleaning out a few things and picking up my house. I had to get rid of most of my dds upcoming fall wardrobe and buy new. Man, kids clothes are expensive! Luckily the majority of what I had Id gotten free but Im questioning buying ahead now. I still need to try on coats but I think they should be good.

My mom gave me ten dollars kohl cash so I will be going to them this weekend for a freebie. I also need to hit the library for drop offs and getting new things. We have a few experiments planned this week.
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#982 of 1322 Old 09-09-2014, 02:36 PM
 
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Bad month. We are definitely going to make it but I had to dip into the savings for one bill but I count on being able to fix that this month or next. We have moved to a bigger place (very necessary we were in a 1 bedroom apartment and going on each other's nerves, now we are in a 3 bedroom) so we have needed to get some stuff to get settled and I had that extra bill to pay this month and it was also a month with two big bills which cover insurance for our daughter and our car which are paid once a year. The last two were expected and planned for but it is still more money than usual. I have had a lot of time off due to my daughter going to a new daycare and them only allowing us to have her there part time the first weeks to "school her in" which of course made my pay check smaller and this will affect this month's check as well... Now at least I can work full time again and "bring home some bacon". My husband's course he wanted to take has been postponed another week but he has been allowed to stay in his work experience program until they have given him admission so this will at least not affect our money in from his part although he only get very little.
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#983 of 1322 Old 09-09-2014, 04:36 PM
 
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Justmama - I'm higher in the dumps, at least lol. Not quite as low as I was thankfully. Glad to hear you found a job, even if it's PT.

CrazyMS - WTG on quitting smoking!

Satori - glad to see you around here again. I was wondering how you were doing. So glad to hear your dd's are doing well.

Treehugger - Welcome! Hugs - It's so hard when dealing with any type of disability & income issues.

Doing a little better here today. My MIA new credit card finally showed up yesterday, so today was spent running errands with it. Working on ramping up the sweater business - it's the best things I can do right now to turn a profit quickly.

My aspie dd had a meltdown today, and I feel awful for causing it. It's been ages since she had one, and honestly I thought she was past it. She has a thing about folks taking her photo - and she needed a new ID for the bus system in order to get a student pass. We ended up having a pic of her on my lap mid-meltdown Thankfully she calmed down pretty quickly after we left, but I still feel bad.

Gratefuls:

~We have all our needs met, in one way or another.
~Friday is my dd's birthday, and I actually found 2 brand new American Girl books she didn't have today at Goodwill. She got her present early
~I can at least envision a light at the end of the financial issue tunnel, if I try hard & work a lot with sweaters.

Me, 30 single mama to T age 8 We and Love it!
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#984 of 1322 Old 09-09-2014, 05:05 PM
 
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Satori, I bet your cost of living is lot less than mine. I bet that's why $9.50 is considered good there. I live in New England and everything is crazy expensive here. I'm glad you are doing so well though. What a difference from a few months ago though huh?
Its still expensive here but not like some cities, a dumpy 2 bedroom is about $800 when I check craigslist. Not sure how long we will be doing well, got the text this morning that my client just went to assisted living so my hours went to zero until they get another night client. I'm just glad they decided not to recert my rent since the hours are gone so it will stay at $147mo which is awesome

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I love that statement: I might not have any money but my bills are paid. That's what keep us going...
Love that too!

Seriously?
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#985 of 1322 Old 09-09-2014, 08:04 PM
 
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I'm going to try to do this and hope I didn't miss anyone:
@sillysapling That sucks about the baby's Medicaid. I hope they get it sorted out soon and before it's needed! Good luck with arranging hours between the two jobs. Multiple jobs gets crazy and stressful. Take care of yourself! @frugalmama - I'm sorry your dd had a meltdown over the bus pass but at least you have it now. That's great and the birthday gift! I'll let you know if I think of any ideas. Is there any way you could get childcare to work outside of the home even a little? Did you breastfeed dd? I worked from home as a breastfeeding counselor for a while. I'll keep thinking. I hope you have good luck finding sweaters! What kind do you need? Anything in particular? @justmama - Thanks! I am very proud of myself for quitting and sticking with it. It was actually easier than I expected. Guess I was just finally ready! Congratulations on your job! I hope you can get more hours soon though! @mumm - Thanks! I plan to stay quit. Forever. I think part of the reason it went so well though was I told myself I was quitting for me and if I wanted I'd start back for me! No need to start back yet though @Satori - I'm glad things have been improving for you. I hope they get another client quickly! We definitely need more good news around here. @treehugger86 - Welcome to the thread! @happyhats - Kids clothes are expensive! The Kohls bucks was a nice gift though. I need to assess our fall/winter clothes soon here too. It'll be fall in another month or so! @elliha - Yay for full time work!


A little good update here. We have worked all week cleaning up and selling things. We have sold quite a bit and got a significant boost to our little savings. I go tomorrow to sort out our savings and checking accounts with the money. We're actually about to call and talk to the realtor about a house we looked at a few weeks ago and hope that we can get it. We will have to offer less than the asking which is already really low but we'll see what happens. If we can't work anything out right now I'll just have to keep saving and hope it doesn't sell anytime soon. I hope we can work something out though. I'm doing my best not to get too worked up about it although it's difficult not to.

Michelle mom to DD , DS , & lil DD and spending my days
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#986 of 1322 Old 09-10-2014, 07:29 AM
 
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Quote:
Originally Posted by mommaof3boz View Post
I love that statement: I might not have any money but my bills are paid. That's what keep us going...
Ditto!!!!!
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#987 of 1322 Old 09-10-2014, 11:45 AM
 
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Thanks for the warm welcome! Everyone has a lot going on. Sending good vibes in your direction!

We have some major (and unexpected) expenses. I'm feel very anxious. I know that it will work out, but it is all feeling very heavy on my chest right now.

My DH went to the optometrist and dentist (in anticipation of being losing his disability assistance). We were told that the appointments would be covered, but it was a partial coverage, and an unexpected $75.00. DH has a new prescription and will require new glasses. We are going to look into Costco (or online options), but it is not going to happen in the near future. (He was quoted at around $350.00). The dental situation is a lot worse. DH has seven cavities, and will require $1,400.00 worth of work. (He is on several medications that increase the risk of cavities). Disability will cover around $900.00, but that still leaves $500.00. We cannot wait for this expense. We will need to request help from DH's family. That is never very comfortable. (I also have a mediocre dental plan as a graduate student. I am also going to look into the expense of adding a spouse to the plan).

We have also been having some difficulties with one of our cats. We have avoided the vet for months, because of the expense, but I've been very concerned about her quality of life (regarding possible geriatric pain). She also has an intermittent rash. It was soothed with coconut oil and diet changes, but after a few months of absence, was back with a vengeance. Short version? We had to put $400.00 on credit. That includes treatment for all the felines, but Dorothy will require monthly treatments. I will have to do online research to search for cheaper alternatives.

I love the gratitude in this thread. I am grateful for:

My husband's (relative) health. He is feeling very strong right now.
Garden fruits and vegetables.
A very supportive academic supervisor. (We met yesterday. She is fabulous).
My headaches and migraines have been better under control.

Edit: I forgot to add. We had some major plumbing issues. We were able to resolve most of them over the phone with a plumber.

Sending love to all of you!
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#988 of 1322 Old 09-10-2014, 12:26 PM
 
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Look at zennioptical for his glasses. I get ours there for $15 or less per pair shipped. I've used goggles.com as well and they were okay too. Check into low income/sliding scale student dental clinics. I know our university offers dental work at a discounted rate because it's done by the resident dental students (under the supervision of the professor). That may be an option for cheaper dental work.

Michelle mom to DD , DS , & lil DD and spending my days
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#989 of 1322 Old 09-11-2014, 01:04 PM
 
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Wanted to pop in to say I've been slowly reading all of the posts in this thread. I'm about half way through.
I'm in a very tough spot in my life due to a 2.5 yr long divorce involving a lot of attorney expenses, an ex doing all he can to not pay support (I was a sahm of 5 yrs when he left) and him barely existing when it comes to helping with my kiddos.
It's been a very difficult couple of years and I only wish I found this group sooner! You are all so inspiring to follow. I've met an amazing man who I'm currently expecting a babe with (huge surprise, what timing). We have 3 kiddos already between us. We are working very hard to rebuild our lives/build our life together but it's not easy. I'm also now dealing with barely working due to some pregnancy related issues so it's given me time to read through this thread and find some hope.
Anyways that's all I've got for now but I wanted to say each and every one of you are amazing!
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#990 of 1322 Old 09-11-2014, 02:01 PM
 
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I just texted my old landlord asking if he had mailed my deposit. I need positive vibes! I went over the budget and realize that having that extra 900$ back could really help us out and I am just hoping he forgot.

And the budget =/ There is really not much wiggle room here with the new place and I am a bit bummed. I had projected us being able to save and pay down debt by about 1000$ a month and apparently my numbers were wayyyy off. Come november when I lose my alimony we will only be looking at an extra 300-500 or so for wiggle room after rent, utilities, debt, food, gas etc. I know that is still quite a bit but with hollidays coming up and who knows what random expenses(they come out of left field all the time) There just isnt much left over. So we only have one more good month before our budget has to seriously tighten up. I am sooooo tired of living like a broke tightwad! I just want to be able to breath knowing that there is enough to cover everything and enough in savings and no more debt!

SAHM to DS 8, DSD 6, DD 3 and DSD 3. Happily in love with my Superman!
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