2014 Low Income Support Thread - Page 9 - Mothering Forums

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#241 of 911 Old 02-11-2014, 11:23 AM
 
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So unrelated to being poor, I'm having the WORST time with my hands this winter. I have no dishwasher and I cook for the 4 of us plus 3 extra kids every morning so I do a ton of dishes. A ton. Many times per day. So my hands are literally cracked and bleeding sometimes at the fingertips. It's incredibly painful. I'm buying gloves to wear for the dishes but with the cold being as it is, I'm not sure it'll solve all my problems. I make a lotion with shea butter and coconut oil that I use at least a few times per day but my hands are still a mess. Any ideas how to fix them? They hurt so much. I'm hunting and pecking today because both hands have several cracks and I can't use most of my fingers.

 

It's not the most natural, but I use neosporin thickly on my hands, and then put in gloves overnight. I've been dealing all winter with a mystery rash on the backs of my hands & neosporin ointment is the only thing that seems to help clear it up for a while. Maybe use the neosporin with pain relief so they stop hurting for a bit?

 

My dad used to swear by bag balm too in winter - again, not the most natural, but it works. You can find it at any feed store, or sometimes at Walmart in the lotions on the very bottom shelf.


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#242 of 911 Old 02-11-2014, 12:19 PM
 
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Do you have a pair of cotton gloves (or similar?) Maybe slather your hands up with the lotion really well at night and then sleep in the gloves to get it to really soak in.  I don't have a dishwasher either, so I can certainly emphathize!

I don't.  I did slather up my hands with my homemade lotion last night and wore my wool mittens.  Kinda ghetto but hopefully it helped a little.  

 

 

 

 

Frugalmama, I meant to quote you but I hit the quote instead of multiquote.  Sorry.  But I'm allergic to the sulfa part of the neosporin so I can't use that.  I break out in hives.  I will look for bag balm though.  I'm battling that mystery rash on the backs of my hands too.  I think it's just ec*ema from the super drying hot water from washing dishes and cleaning house and cold air.  I've actually resorted to the steroid cream my daughter was given for her ec*ema and it's fading it quite a bit but it burns like wildfire.


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#243 of 911 Old 02-11-2014, 12:40 PM
 
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I don't.  I did slather up my hands with my homemade lotion last night and wore my wool mittens.  Kinda ghetto but hopefully it helped a little.  

 

 

 

 

Frugalmama, I meant to quote you but I hit the quote instead of multiquote.  Sorry.  But I'm allergic to the sulfa part of the neosporin so I can't use that.  I break out in hives.  I will look for bag balm though.  I'm battling that mystery rash on the backs of my hands too.  I think it's just ec*ema from the super drying hot water from washing dishes and cleaning house and cold air.  I've actually resorted to the steroid cream my daughter was given for her ec*ema and it's fading it quite a bit but it burns like wildfire.


hmm...with a sulfa allergy I'm not sure bag balm would be safe either - per wikipedia "The active ingredients of Bag Balm are 8-hydroxyquinoline sulfate 0.3% (antiseptic) in a petroleum jelly USP and lanolin base." I don't know how well it would work, but maybe desitin clear? I think it's lanolin & petroleum jelly. Or any safe anti-biotic ointment would probably work as well.

 

And yes, having a mystery rash sucks. I've been trying to get in to the Dr. on it, but no luck yet. I actually thought maybe I was getting shingles when it started - it burned that badly. But it didn't look like the pics google had of shingles. I've tried just about everything I can think of - baking soda, calamine lotion, epsom salts soaks, sugar packs - nothing works. I am so tired of my right hand itching like crazy half the time, and the other half the time the skin is so tender & cracking that I can't stand to touch it.


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#244 of 911 Old 02-11-2014, 01:28 PM
 
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The frontier 90 is the highest rated harness for size although if he'd fit in the diono or frontier 70 for now I'd probably go that route to save some money if you need to. A good seat for the little one would be a lot cheaper than a higher rated harness. I bought my little one a safety 1st guide 65 that will RF or FF and goes to 65# on the harness for $75 at walmart.com with free ship to home or store. The nautilus suggested is a good one too although it usually runs around $130. Honestly I'd probably put him in either of the two seats you have that he would fit and just get a new seat for the baby. When he goes to outgrow maybe you could get the 90 then or check into the safety vests. I haven't looked at those too much but they fit larger kids are usually cheaper so that might be an option. 

 

Justmama - I hate your hands are so messed up. I have a friend that does this as well although we haven't found a good solution for her either. I never realized/thought about the ingredients in creams like that. My daughter was just diagnosed with a sulfa allergy after a prescription was given to her and she broke out head to toe turning almost purple from it. She use to break out bad as a baby from creams or medicines and get sores from them but I never considered a sulfa allergy. Explains a lot. I hope you can find something to help with it. 


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#245 of 911 Old 02-11-2014, 02:00 PM
 
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Ooooh, what about A&D???  I used it for my last tattoo and still have some!  Maybe I'll try that tonight.


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#246 of 911 Old 02-11-2014, 02:04 PM
 
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Like this frugal mama? That's improved from what it was.

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#247 of 911 Old 02-11-2014, 02:15 PM
 
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Like this frugal mama? That's improved from what it was.

 

Similar, yes. Mine is more leathery / thick looking and gets a red lacy look when cold. And it's primarily across my knuckles & down the side of my hand. I am almost wondering if it's a contact allergy to something - but I can't figure out what. Praying it isn't an allergy to the cat - we got him just before it started & he is my first longer hair kitty {though I have always had cats}.

 

I'll try to get a pic when the current ointment treatment wears off. As long as I keep treating it with neosporin, it doesn't look rashy at all - unless I run cold water over my hand, then you can see the lacy red rash clearly.


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#248 of 911 Old 02-11-2014, 04:39 PM - Thread Starter
 
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vanicreme or aveeno eczema... both are wonderful for my 'desert' hands.

 

http://www.amazon.com/Vanicream-Lite-Lotion-8-Ounce/dp/B000TCWX68/ref=sr_1_9?ie=UTF8&qid=1392165454&sr=8-9&keywords=vanicreme  yes LITE lotion

 

http://www.amazon.com/Aveeno-Eczema-Therapy-Moisturizing-Cream/dp/B003O7IBZC/ref=sr_1_2?ie=UTF8&qid=1392165536&sr=8-2&keywords=aveeno+eczema


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#249 of 911 Old 02-12-2014, 04:47 PM
 
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How are the hands justmama? Doing my grocery list and the sales suck this week. Glad I still have a coue bucks but Im worried about stocking up. And my kids are eating me out of house and home recently. But we will work it out. We got a new desktop last week but unfortunately the hookup in the playroom isnt working. What sucks is I knowvour provider will charge to service it even though its really supposed to be available to us we have never used said hookup so we didnt know it wasnt working.
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#250 of 911 Old 02-12-2014, 09:36 PM
 
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Popping in, things are good for us. My final US tax return is filed and should have been in my acct already, but they screwed the direct deposit. Now I have to wait for my parents to get it and send it to me. So weird for that not to be a huge crisis. For the cracked hands, I have that terribly. I slather with coconut oil regularly and it helps, but I have had to start wearing rubber gloves for dishes and any wet cleaning. Then overnights cheap cotton gloves over lanolin based cream. http://marchalabs.com/
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#251 of 911 Old 02-13-2014, 01:52 AM
 
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Ugh. My kiddos just broke their bookshelf the first day they got it. Grrrr! I know its not a big deal but I hate money wasted and I hate when they have no respect for their things. On the plus side I suppose I can save the wood in case I want wall shelves later, right?
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#252 of 911 Old 02-13-2014, 05:17 AM
 
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Ugh, hands still hurt.  Not quite so bad but still not great.  I got the gloves for washing dishes.  I was avoiding them because of sensory issues and because well, OCD is a slippery slope.  I didn't want to allow myself to add one more layer of protection against "germs" and add one more thing I NEED to do.  But, I can't avoid it anymore so I'll deal with the mental fallout when it happens.....'cause it will.  But anyway, I've been doing A&D at night since it's what I've got and it's helping.  Less pain when the cracks are super lathered up.  And I use coconut oil or my lotion(shea butter, coconut oil, and almond oil) during the day.  My little nugget has the same painful itching burning rash on the backs of her hands now.  She said her teacher makes her use hand saniti*er after she blows her nose(which is constantly) and it burns.  I think not only is the constant alcohol too drying but she's having a reaction to it.  Her skin is SO sensitive that she has random reactions to things and gets hives everywhere.  Recently she tried Carvel ice cream cake for the first time and broke out in hives less than 20minutes later.  Poor girl.  
 
It's a snow day today.  AGAIN.  Going to be a long looooonnnngggg day.  The snow is supposed to switch to free*ing rain and be a hot mess until sometime tomorrow so it's not really sledding and snowman weather.  I expect them climbing the walls by noon.  And I have my extra again of course so there's 4 of them.
 
 
Taxes are in.  Pulling some out for savings and I made an appt for all of us at the eye doctor next month so I can get new glasses and contacts.  DESPERATELY NEEDED!!!  Going to cost about $250(darn toric lenses).  Also, now that my bills are down at the new house I can finally get my middle girl the ortho care she needs.  Another $75 a month just for phase 1 and her dad refuses to chip in for it.  She's only 9 so he doesn't think we should do anything because her adult teeth haven't come in.  But her adult teeth CAN'T come in all the way because she needs a palate expander to make enough room for them.  They are literally turned sideways in the xrays because her jaw is too tiny.  I feel like a jerk parent but she has private dental insurance through dad so she doesn't qualify for state help and private will only cover $1500 of treatment.  That's HALF of phase 1, before she even gets braces on.  How the hell am I supposed to afford that????  I almost want him to drop her off his dental.........  I know.  That's horrible.  She's my kid.  She's not the taxpayer's responsibility.  But man, I just can't afford to make her smile beautiful like I want to and it kills me.  

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#253 of 911 Old 02-13-2014, 06:12 AM
 
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Oh my do i know how you feel Justmama! My oldest dd has been seeing a specialist and having tests run for the last few months trying to find out what is wrong with her growth. She has a multitude of symptoms but she's falling off the growth charts altogether and its a major issue. We have her on BCBS through dh's job and it's really good insurance but it's still a lot of out of pocket cost. Have you checked on medicaid as a supplement? I think you can sometimes do that. We *barely* don't qualify for Mediciad because they're counting gross not net. Most of what they're counting we never even see. :( We are WELL within the limit for CHIPS but that's for "uninsured" only. The medical bills are stacked high on my desk and I'm barely shuffling money out to them. I just hope no one sends me to collections since I am paying. I was super glad to be able to provide private insurance for my kids but after the premium with our other bills the out of pocket expenses are ready to break me.


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#254 of 911 Old 02-13-2014, 07:00 AM
 
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It's all or nothing in my state for dental unfortunately.  For health insurance we have medicaid for back-up but for dental?  Not so much.  My oldest daughter's father isn't providing dental and I don't get insurance through my job so she gets state dental.  And she desperately needs it.  Her teeth are so crooked and awful.  But the little two have dental through their dad(my exhusband).


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#255 of 911 Old 02-13-2014, 07:32 AM
 
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justmama- do you have any dental schools near you? LSU dental school is near where I live, and they do all dental work on a sliding scale, with 50% of the normal price being what you owe, max. Of course, they are dental students being overseen by professors, so all appointments are longer, etc. But it can be worth it. I remember looking into it when I was having my kids evaluated for braces. Instead of the normal $4,500 I was being quoted, it would have only been $2,000. We couldn't do it because of the time requirement, and we get $1,500 off of braces anyway. But it's worth looking  into.

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#256 of 911 Old 02-13-2014, 01:03 PM
 
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That really stinks. Medical bills really suck. I'm glad we are able to provide private insurance for the kids now but honestly that's a major part of why I'm forever stuck in the low income arena. :( I have a stack of medical bills here drowning me at my desk. I just made my tiny payments on each of them again and hope they understand I'm trying but its a large chunk in our already tight budget. I'm trying desperately to pay down some of them so I can pay larger amounts on the bills that are left. I'm seriously hoping the income taxes come in quickly so I can pay off some of these that are under $100. It's just really hard to pay more than $10-20 on them each when there's a dozen or so of them!!DH and I still haven't been to the doc ourselves because of the bills for the kids even with the insurance. And dd needs another appt and more testing done. All three still have to go to the dentist for this year too. Sorry I'm a killjoy today but it's bill day here again and I've been shuffling the budget and medical bills all morning. gloomy.gif


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#257 of 911 Old 02-13-2014, 01:20 PM
 
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Oh good news though... I paid off two of the *tiny* medical bills and did pay the van and truck insurance up for 6 months so at least that's one less thing to worry about. Come on tax return!! I'm getting really nervous about the taxes taking so long! 


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#258 of 911 Old 02-13-2014, 02:21 PM
 
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Yay! :joy

 

We got our taxes in, a little early, and I plugged the numbers into my budget spread sheet. Not only does the money last us until SEPTEMBER jaw2.gif, but it also allows us to still go on our one vacation for the year (a camping trip, hopefully without kids).

 

We are still hoping fingersx.gif that DF gets one of the promotions he is going for. We did a spell :goodvibes to draw people's attention to how hard he works and how skilled he is. Less then a week later, he got a promotion of sorts that did not include a pay raise. So, bonus, but not quite. :p When he gets a pay-raise promotion, we will be good to go. Not wealthy, but not struggling.

 

I revisited the USDA site on how much it costs to feed a family. Based on our family configuration, we should be spending over $500/month on the thrifty plan. We spend more like $350/month, including eating lunch out one day a week. :thumb So, I'm feeling really good about that.

 

I'm so glad to see so many others doing well during tax season. :love


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#259 of 911 Old 02-14-2014, 01:01 PM
 
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Hi everyone!:)

 

I haven't been around much the past couple of years but I need to bounce some ideas off of other low income folks who will understand where I am coming from. People who can pay their bills just can't grasp the situation I am in.

 

I'm a single mom, 2 kids, 13 & 7, (with no child support nor will there ever be) 13 yo is disabled with high functioning autism and they are telling me something like schizophrenia which is bull, she has a blood disorder causing it. I'm using a large portion of my tax return to get her seen by a specialist for her blood disorder, its out of state so Medicaid won't cover it. There are only a couple Dr's in the county that are qualified to treat her blood disorder causing it so we have never seen a Dr before, I have managed it as best I can but obviously its not enough, I have the same blood disorder as does dd 7. I'm really struggling with anxiety and depression from it so I will get seen as well. Trying to figure out how to get dd 7 seen, she's not really having any issues yet (tends to kick into high gear in the teens unless its severe which dd13 has and symptoms start in infancy) from it so it wont hurt to wait for her. . We can expect major improvement with our mental health with treatment, I can afford the actual treatment, its the Dr consult/cost of labs that we have never been able to swallow.

 

We get food stamps, medicaid, no cash aid because this idiotic state counts dd13's SSI as my income against us and it counts dollar for dollar against us (which violates SSIs rules), once you make just over $300mo you don't get any cash aid, yes, maximum cash aid grant is just over $300 per family in this state so not really helpful. SSI is just under $800 mo, not enough to cover the bills where we live, rent alone is $550, utilities are running close to $400mo due to heating costs, NEVER move to an area where they use fuel oil to heat with, especially when all the homes are over 100 years old, large and uninsulated. We moved here almost a year ago with my parents and I have regretted it, I'm used to $50mo for all utilities and newer, well insulated apts. Its been a learning experience thats for sure.

 

We are stuck here, extremely rural area (about 250 ppl), no local jobs, half my paycheck goes to car gas for a 45 mile commute for a 4-6 hr shift on average for a $9.50hr job which is good pay in this area. yeah, sucks big time. Living in the city I work is not an option, its a retirement/resort town, none of the stuff were looking for and rent is 2x what we pay now, 3-4x what I would pay in the city were moving to. After paying for gas/taxes I average about $300 mo from work even though it eats up my entire day, every day between commute and work, I spend more time commuting to work and between clients it seems then actual paid work hours. (I've been doing senior companionship care but haven't worked since Dec 11th when my car broke down so were really in deep here)

 

New place is 500 miles away, tons and tons of benefits to moving, city size is about 50k and has EVERYTHING were looking for, only concern is 50% of the population is LDS which we are not. This would be one of those throw everything in storage and only take what fits in the car plus a couple of shipped boxes. Debating if we could survive for 6  months in a 1 bedroom apt. We lived in a 500 sq ft 1 bedroom until dd13 was 7-8 and dd7 was about 1 and it was hard but a lot was due to dd13s mental health issues. Its what I can afford though until I find a job, it would allow us to get there and survive, it would mean sleeping on air mattresses (which means I sleep on the floor, those things kill my back, I'd just get a piece of foam for me), no furniture, I'd take my kitchen stuff (special diet, from scratch cooking so I NEED it), clothes and bedding, kids would get 1 large box each to bring personal items but in theory it would only be for 6 months while I get a job, the kids would end up in school. The local school supposedly has a great autism program dd13 would attend (she's enrolled online with them anyway, she would just be able to take advantage of the B&M options). I'm burned out HS'ing (this is our 8th year and every year has been a major struggle between dd's mental health and my depression issues, we HS because she's not functional in a classroom and from what I'm hearing she could possibly be successful in a classroom there) and am ready for them to go to school so I'm ok with that. In theory, in 6 months I could go back and rent a truck and pull our stuff out of storage and we move into a larger place.

 

My main concern is dd13 is having some serious mental health issues combined with the high functioning autism stuff. I'm using my tax return to see a specialist (she has a blood disorder thats causing the mental health issues, I've never been able to consult to get her help like this before because there are only a couple of these Drs in the county and none are near here so insurance doesn't cover it so its out of pocket (they will issue a super bill but Medicaid won't reimburse out of state so its totally out of pocket for me, at least I can claim it on my taxes next year) Its only possible due to my tax return but its eating up the money I had planned to get us a better place and cover expenses for the year) to get her (both of us actually) sorted out so she should start getting better on the mental health front but I don't know if SHE can handle the 1 bedroom situation. She would be given the bedroom to herself because she can't share, I mean, Literally. She gets very upset about noise (sensory issue) and down right violent if its her little sister causing the noise, if she can hear other people which in a 1 bedroom its harder to keep 1 room quiet. I do plan to get her involved in stuff to address the stress/anxiety/sensory issues so that will also keep us out of the house as well because we start feeling cooped up. I'm thinking we would look at the apt as more as a place to cook, eat and sleep but not really hang out. It will take several months on the correct treatment before dd13 is more stable.

 

 

Am I totally out of my mind to do this? SSI would pay the rent and everything else in a small place, its just finding a place, its hard to do that when you have no job. I need to get my car fixed and unless there is another problem (alternator went out but my oil has white gunk in it, don't know if its because of the sub zero temps or a leak in the system and its an hour to the mechanic to get it checked. Waiting till I have them replace the alternator to check the problem) but that leaves enough from the tax return for an apt deposit or getting dd7 seen as well, not both. I also need to come up with the gas money and any hotel money we might need although my ex's daughter got into the university there and he wants to come up and see me when she checks it out, we might see if we can crash in his room while I apt hunt.

 

2 bedroom apts run around $400 range so I might be able to get us right into a 2 bedroom, 1 bedrooms run $300 range, its the first/last/security thats the problem. Electric is literally just over half what it costs here and they have gas down there! I miss a gas stove, I can't cook anything decent on electric. It would also mean no more hour drive for groceries and they have all the big box stores including Winco where I like to shop so food costs would go way down, the nearest store is half hour away and at least 1/3 more $ then in the city. There is also a plasma center there so I could donate and bring in around $200mo that way, (I already do here, it helps cover gas for work) I'm open to babysitting if need be but I'd rather a job that issues a W2 so I can get a nice tax return from EIC and child tax credit which is what saved our butts this year.

 

I would like to work another month here to save money and take all our stuff with us but when you figure in the cost of staying here between rent and utilities alone its cheaper to go now and deal with coming up with $600-$800 later to get our stuff (have to hire someone to help load and unload the truck)

 

This would also be one of those scary, haven't been there to explore first kinda moves, done tons of research and I think we will be fine but thats scary, but there isn't money to go check out the place first.


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#260 of 911 Old 02-14-2014, 01:42 PM
 
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I understand it being cheaper there than where you currently are. Dh and I are actually in the same predicament with waiting to move until we can buy a house although if we went ahead and moved expenses would still be cheaper renting there than here... but there's the job issue that way. Grrr. I'm about to rush off to work so I'll have to re-read your post and comment more later but I have a few thoughts right now...

* The doctor - How much is it going to cost you right off the bat? I can understand that the total cost may be high but there should be a minimum you can pay and then just get the rest back in bills to be paid on/paid later so that you have more cash now for your move?

* Storage - how much will the storage and subsequent move later cost you? Is it really worth it for what you're going to store or would you be better off to re buy later? I know furniture can usually be found cheap or even free at times used. I'd take a serious look at what you can bring with you and what is essential to store. You might could get away without any storage and later move which would save a ton of money and stress if possible.

* Jobs - Is there any way you can get any kind of job there before you move? You mentioned some kind of personal care... do you do CNA type work? If so check into personal care aide or home health aide jobs in the new area. Depending on the state these may not require any training and jobs are usually easy to get even at a full time schedule. 

 

If you feel comfortable saying what state you're moving to it might help to come up with more specific suggestions for you as well. I'll check back in here later but I don't think you're crazy to consider it at all. Any specifics you feel comfortable sharing though will help with trying to help you game plan.


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#261 of 911 Old 02-14-2014, 02:26 PM
 
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* The doctor - How much is it going to cost you right off the bat? I can understand that the total cost may be high but there should be a minimum you can pay and then just get the rest back in bills to be paid on/paid later so that you have more cash now for your move?

 

Nope, it all has to be paid in full up front, we have to get the labs done before we can even talk to the Dr. I am going to contact them to see if I can get the fee lowered, the lab portion we got a discount on because of getting 2 of us seen and are paying at cost. I can contact the Dr and see if they will give us a discount on his fee which I will do. I could not be seen and that would give us another $435 but I really need to be seen, I don't need to get fired from a job because of my brain fog issues.

 

* Storage - how much will the storage and subsequent move later cost you? Is it really worth it for what you're going to store or would you be better off to re buy later? I know furniture can usually be found cheap or even free at times used. I'd take a serious look at what you can bring with you and what is essential to store. You might could get away without any storage and later move which would save a ton of money and stress if possible.

 

It would cost about $7k to replace stuff which is a lot of money for us and it kills me to let my huge freezerless fridge (which currently needs a $200-$300 repair but its 3x to buy new, never seen one used) and large upright freezer go. We don't have any furniture besides 3 dressers, 3 nightstands and 2 twin beds and a desk, plus a washer& dryer.  we left 90% of our stuff behind in CA because there wasn't room on the truck. I've been sharing a twin for a year with my 7yo old, I was planning to get my own bed with my tax return but there will not be money now. She's thrilled with it, me, not so much. Its all the other stuff that takes up room in the truck, I keep thinking I'll get to unpack my stuff thats been sitting in boxes for well over a year but hasn't happened yet:( We've moved 6x in 2 years so I haven't bothered unpacking anything that isn't a need for my stuff.

 

* Jobs - Is there any way you can get any kind of job there before you move? You mentioned some kind of personal care... do you do CNA type work? If so check into personal care aide or home health aide jobs in the new area. Depending on the state these may not require any training and jobs are usually easy to get even at a full time schedule. 

 

Here they train you for CNA for free, usually just requires a 6 month work contract but TBH, I don't really care for what I do

 

If you feel comfortable saying what state you're moving to it might help to come up with more specific suggestions for you as well. I'll check back in here later but I don't think you're crazy to consider it at all. Any specifics you feel comfortable sharing though will help with trying to help you game plan.

 

All I'll say is its a red state and I'm a flamin liberal lol I'd love to leave but getting services set up is a major PITA that I don't want to deal with, I also can't afford it.

 


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#262 of 911 Old 02-14-2014, 04:14 PM
 
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I applied for unemployment again since I got laid off a seasonal job. The unemployment office called me today and said that they are denying my application since I did not make at least $1,500 with them... I made less then $300 it was a very part time seasonal job, got maybe 4 hours a week. So that wasn't good news. I've been applying everywhere, where I live but I haven't gotten one call or email. I'm starting to look at jobs down the mountain which is about 30-40 miles away from where I live for employment. Not something I want to do since most of my money will go towards gas. I just hope someone calls me soon... I feel hopeless filling out job applications everyday for several hours without any response for weeks.


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#263 of 911 Old 02-14-2014, 05:11 PM
 
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Satori - would a move to the state where the Dr. who can treat is located y'all be possible? Seems like it might be easier to try for that, which would then allow medicaid to cover it and you to keep the funds for use elsewhere. Are there any programs that might get you in housing ASAP if you moved, since technically you could be termed homeless or at risk for it? I know here at least, if you are on SSI & deemed at risk for homeless, you can get in housing pretty quickly & it's like $50 a month for any family with a member on SSI. And HUGS.


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#264 of 911 Old 02-14-2014, 06:15 PM
 
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Satori - would a move to the state where the Dr. who can treat is located y'all be possible? Seems like it might be easier to try for that, which would then allow medicaid to cover it and you to keep the funds for use elsewhere. Are there any programs that might get you in housing ASAP if you moved, since technically you could be termed homeless or at risk for it? I know here at least, if you are on SSI & deemed at risk for homeless, you can get in housing pretty quickly & it's like $50 a month for any family with a member on SSI. And HUGS.

 

 

It wouldn't be worth it, standard protocol is see Dr, get labs done and treatment plan, recheck in 6 months then yearly after that. Totally not worth moving for. Low income housing scares me, last time we were in it was pretty scary and it was really noisy which dd13 can't handle.


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#265 of 911 Old 02-14-2014, 07:23 PM
 
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Tomorrow. Just a little longer. And then my money will be there. I need winter boots(still borrowing my mom's) and my oldest needs snow pants since hers are held together with safety pins. I need to get my youngest some asthma supplies like a new spacer and new oxygen tubing and such. But otherwise it's going in my tiny savings acct. Maybe I'll be able to save enough to go back to school. joy.gif My boss is jerking me around with hours at work so I need another part-time job. eyesroll.gif Or we need to stop eating or growing and needing clothing. Ya know, one or the other.


So unrelated to being poor, I'm having the WORST time with my hands this winter. I have no dishwasher and I cook for the 4 of us plus 3 extra kids every morning so I do a ton of dishes. A ton. Many times per day. So my hands are literally cracked and bleeding sometimes at the fingertips. It's incredibly painful. I'm buying gloves to wear for the dishes but with the cold being as it is, I'm not sure it'll solve all my problems. I make a lotion with shea butter and coconut oil that I use at least a few times per day but my hands are still a mess. Any ideas how to fix them? They hurt so much. I'm hunting and pecking today because both hands have several cracks and I can't use most of my fingers.

 

Lanolin! It stinks to high heaven but you only need a little which helps. Put a thin layer on your hands and wear gloves to bed for a night or 2 to get them healed up then just add it to your lotion.


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#266 of 911 Old 02-14-2014, 08:42 PM
 
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Satori, I doon't know about every complex but I literally just moved into HUD housing 2 weeks ago.  It's lovely and quiet.  It's set up in buildings iwth 3 units in each.  Each unit is a floor of the building.  There's several playgrounds on site plus basketball courts.  The rules are very strict about what you can and cannot do but it's super quiet and I've never even met the people in my building, just the building next to us.  I think you should look into it where you want to go.  We were living in substandard housing according to the agency that runs my complex and that put my kids and I at risk for homelessness so we literally moved in less than 2 weeks after my application was put in with all the attached documents.  Typical rent for a 2 bedroom here runs around $1000 a month.  I pay $623.


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#267 of 911 Old 02-15-2014, 06:15 AM
 
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Satori, I doon't know about every complex but I literally just moved into HUD housing 2 weeks ago.  It's lovely and quiet.  It's set up in buildings iwth 3 units in each.  Each unit is a floor of the building.  There's several playgrounds on site plus basketball courts.  The rules are very strict about what you can and cannot do but it's super quiet and I've never even met the people in my building, just the building next to us.  I think you should look into it where you want to go.  We were living in substandard housing according to the agency that runs my complex and that put my kids and I at risk for homelessness so we literally moved in less than 2 weeks after my application was put in with all the attached documents.  Typical rent for a 2 bedroom here runs around $1000 a month.  I pay $623.

 

Agreed. They are much the same here. I'm on the waiting list here to get Section 8. While years back they were loud & rowdy, our local agency has been making an effort to clean them up, boot out the loud folks & make them a NICE place to live. Here the newest thing is "mixed income complexes" - aka 30% of the renters are section 8, another 20% low-income non-section 8 reduced rent, and 50% regular renters. The only way you can tell the complex is that is a tiny logo on the sign - they are nice. Plus here, after 1 year with no issues with the complex, you can apply to get Section 8 vouchers that will allow you to rent a house instead if you want.


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#268 of 911 Old 02-15-2014, 08:08 AM
 
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Ugh, I have constant money regret lol. I feel like I spend the money lostly responsibly, on things we thought about and need but once its gone I rethink everything. I cannot save a lot of money if we ever want to upgrade things, upgrade our eating habits and goshdarnit take the kids anywhere. I know we are continously improving our financial life but I think I just have to be patient about having total security.
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#269 of 911 Old 02-15-2014, 08:35 AM
 
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Ugh, I have constant money regret lol. I feel like I spend the money lostly responsibly, on things we thought about and need but once its gone I rethink everything. I cannot save a lot of money if we ever want to upgrade things, upgrade our eating habits and goshdarnit take the kids anywhere. I know we are continously improving our financial life but I think I just have to be patient about having total security.

This is such a hard cycle to be stuck in.  I am just beginning to cross into actually being able to save instead of upgrade things- not unnecessary upgrades- real necessary things.  It caused a lot of stress for a while between my husband and myself because he wanted to save every penny, and I knew that unless we spent some occasionally to try to better things at home, we would never really get ahead. 

We have finally struck a balance, but it took an upswing in income to make it happen. 

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#270 of 911 Old 02-15-2014, 09:30 AM
 
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I applied for unemployment again since I got laid off a seasonal job. The unemployment office called me today and said that they are denying my application since I did not make at least $1,500 with them... I made less then $300 it was a very part time seasonal job, got maybe 4 hours a week. So that wasn't good news. I've been applying everywhere, where I live but I haven't gotten one call or email. I'm starting to look at jobs down the mountain which is about 30-40 miles away from where I live for employment. Not something I want to do since most of my money will go towards gas. I just hope someone calls me soon... I feel hopeless filling out job applications everyday for several hours without any response for weeks.

Oh that's terrible. I've never actually had unemployment work either. Dh got laid off from a job that he'd paid a TON in on unemployment but he never saw any of it when he got laid off. He had worked in a different state (contract work) so the work state said he had to go to his residency state but our residency state said he didn't work there so they wouldn't pay. It was a mess :(. I hope you can get something soon. I hate waiting on job apps.

 

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Ugh, I have constant money regret lol. I feel like I spend the money lostly responsibly, on things we thought about and need but once its gone I rethink everything. I cannot save a lot of money if we ever want to upgrade things, upgrade our eating habits and goshdarnit take the kids anywhere. I know we are continously improving our financial life but I think I just have to be patient about having total security.

Same here. We have a list of things we need to buy but I can't pull the trigger on it. I know the things would help but I hate to spend the money that we need to be saving. Vicious cycle.


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