Holy Guacamole!! The "Where'd March Go?" APRIL No-spend Challenge!! - Mothering Forums

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#1 of 15 Old 04-10-2014, 07:03 PM - Thread Starter
 
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This is a support thread to help you not spend your money. 

 

Everyone is welcome to join and you can start tracking your spending at any time. It doesn't have to be (insert appropriate date here) NOW is a good time to start.

 

The plan is simple (although tough to execute):

 

1. Vow not to spend any money on unnecessary purchases.

 

2. Come on here and record your spending. We all record our spending in different ways. There are no rules. You record and update however you would like -- pick a way that will help you spend the least amount of money.

 

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

 

Please write an introductory message when you decide to join our thread. We would like to know:

 

a. Who you are

 

b. Where you are going (your financial goals) and

 

c. How you plan to get there

 

Good luck MDCers!! Keep that money in your wallet.


"Let me see you stripped down to the bone. Let me hear you speaking just for me."
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#2 of 15 Old 04-10-2014, 07:05 PM - Thread Starter
 
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WHAT HAPPENED TO MARCH??? 

 

IS IT SPRING YET?????

 

ACK!!!

 

Work is rolling in, tax return has been deposited and thank the gods it's a doozy.  Gotta keep my head.  Gotta be accountable.

 

WAKE UP EVERYBODY IT'S APRIL!!!!

 

Will update my spending tomorrow.


"Let me see you stripped down to the bone. Let me hear you speaking just for me."
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#3 of 15 Old 04-12-2014, 07:20 PM - Thread Starter
 
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a. Who you are Homeschooling mom of 2 girls in rural WA

 

b. Where you are going (your financial goals) Still trying to stay above water through the year.  Finish the house.  Sell the rental.  "New" car.

 

c. How you plan to get there  Mainly keep working through the year.  DH's work is seasonal.  If it weren't, we'd be fine.

 

:throb No spend -- hoping for 3 no-spends every week.

:thumb Frugal spending

:eyesroll  Meh.  Could have been worse.

:(  Overspent

:irked  Unavoidable, unexpected, necessary.  Grrrrr.......

 

4/12  :throb

 

Need to pay for car repair this month, reserve campsite.  Extra driving and trip to the big city.


"Let me see you stripped down to the bone. Let me hear you speaking just for me."
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#4 of 15 Old 04-13-2014, 03:29 PM
 
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In.

 

I'm Prudence, Mom of three, hard-core frugalista.

 

13..  :thumb


 

 

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#5 of 15 Old 04-13-2014, 03:34 PM
 
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a. Who you are

 

My name (ironically) is Prudence but I'm a shopaholic.  Love new clothes.  Love to spend spend spend.  But I'm working on curbing this habit and living a more mindful financial life.  My DH is a teacher.  'nuf said.  The money is not showering down in our lives.

 

b. Where you are going (your financial goals)

 

We're out of debt (thank you, Dave Ramsey) and we have no major pressing financial concerns...but we get by every month and I'd like a bigger safety cushion in the bank.  No more "getting by."  I want to reduce our expenses so we are living on HALF of what we earn each month.  Yes, half.

 

c. How you plan to get there

 

Decluttering.  when I go through our closets and our (okay...my) clothes I get a little ill.  We have so much of everything.  More than I can manage.  Why do I want to spend more money and add MORE things to this mess?    Decluttering curbs the spending itch.  And coming on here.  I want to get a nice long list of smiley faces because I didn't spend this month.

Catholic Mama likes this.

 

 

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#6 of 15 Old 04-13-2014, 04:18 PM - Thread Starter
 
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Welcome back, Prudence!


"Let me see you stripped down to the bone. Let me hear you speaking just for me."
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#7 of 15 Old 04-13-2014, 04:20 PM - Thread Starter
 
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:throb No spend -- hoping for 3 no-spends every week.

:thumb Frugal spending

:eyesroll  Meh.  Could have been worse.

:(  Overspent

:irked  Unavoidable, unexpected, necessary.  Grrrrr.......

 

4/12  :throb

4/13  :throb

 

There's 2 no-spends to start the week.  Don't think I'll have another one for a few days.


"Let me see you stripped down to the bone. Let me hear you speaking just for me."
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#8 of 15 Old 04-13-2014, 07:27 PM
 
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a. Who you are

Single parent to an amazing 3 1/2 year old boy, Full time student and working part time.

 

b. Where you are going (your financial goals)

Hoping to have at least 1k in my BEF by the beginning of June. Pay off last CC and Tmobile bill by December. And start funding my EF by Janurary 2015.

 

c. How you plan to get there

Working as much as I can, but still being able to finish school with A's & B's. Try not to spend $$ on eating out. Try to sell things to get more $$$.


Stephanie, 25, Single parent to DS (7/10). I
Part Time Cake Decorator & Full-time Student

BS1: Completed 5/3/14
BS2: Credit Card Debt: Completed 5/18/14, Phone Acct: 6/20/14, Personal Loan: $4069.97
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#9 of 15 Old 04-13-2014, 07:31 PM
 
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No spend: :joy

Budgeted spend: :thumb

Unbudgeted spend: duh.gif

Ate at home/Packed meals: :eat

Made extra $$: 2cents.gif 

 

April 13- :joy:eat

 

No spend today! Which is great since the past 2 weeks has been horrible!! Hopefully I can finish this month out strong with more no spend and budget spend days.


Stephanie, 25, Single parent to DS (7/10). I
Part Time Cake Decorator & Full-time Student

BS1: Completed 5/3/14
BS2: Credit Card Debt: Completed 5/18/14, Phone Acct: 6/20/14, Personal Loan: $4069.97
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#10 of 15 Old 04-15-2014, 11:26 AM - Thread Starter
 
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:throb No spend -- hoping for 3 no-spends every week.

:thumb Frugal spending

:eyesroll  Meh.  Could have been worse.

:(  Overspent

:irked  Unavoidable, unexpected, necessary.  Grrrrr.......

 

4/12  :throb

4/13  :throb

4/14  :thumb  Only a couple of snacks for the girls, under $5.  I avoided spending anything on myself, and only went to gymnastics and back, so I counted that as a frugal day.  Can't be too strict.


"Let me see you stripped down to the bone. Let me hear you speaking just for me."
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#11 of 15 Old 04-15-2014, 11:47 AM
 
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a. Who you are

 

I'm a wife of DH for 10 years next month and a mother of 4 children so far in the US, almost 30.

 

b. Where you are going (your financial goals) and

 

DH gives me an "allowance" each month. I hope to stop spending all of it except when necessary and have a little in my wallet at the end of the month to combine with next month.

 

c. How you plan to get there

 

I will continue to write down my plans for my money in my journal and think and pray more before spending.

 

Today: :throb and it helps that we're not going anywhere :)


May God bless you and His Blessed Mother Mary keep you!  :-)

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#12 of 15 Old 04-17-2014, 07:56 PM - Thread Starter
 
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:throb No spend -- hoping for 3 no-spends every week.

:thumb Frugal spending

:eyesroll  Meh.  Could have been worse.

:(  Overspent

:irked  Unavoidable, unexpected, necessary.  Grrrrr.......

 

4/12  :throb

4/13  :throb

4/14  :thumb  

4/15  :eyesroll

4/16  :eyesroll

4/17  :(

 

Spent a lot recently on easter, car repair, LIBRARY FINES, restaurants, children's museum.  The greenie face came from the library fines more than anything, 20.00 for the family and I got off cheap this time.


"Let me see you stripped down to the bone. Let me hear you speaking just for me."
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#13 of 15 Old 04-19-2014, 05:45 AM
 
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Counting only my own personal money, I haven't spent anything since last Sunday. With family money I bought groceries on Wednesday night.


May God bless you and His Blessed Mother Mary keep you!  :-)

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#14 of 15 Old 04-19-2014, 09:06 AM - Thread Starter
 
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Quote:
Originally Posted by Catholic Mama View Post
 

Counting only my own personal money, I haven't spent anything since last Sunday. With family money I bought groceries on Wednesday night.

:twothumbs Way to go!


"Let me see you stripped down to the bone. Let me hear you speaking just for me."
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#15 of 15 Old 04-19-2014, 09:08 AM - Thread Starter
 
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:throb No spend -- hoping for 3 no-spends every week.

:thumb Frugal spending

:eyesroll  Meh.  Could have been worse.

:(  Overspent

:irked  Unavoidable, unexpected, necessary.  Grrrrr.......

 

4/12  :throb

4/13  :throb

4/14  :thumb  

4/15  :eyesroll

4/16  :eyesroll

4/17  :(

4/18  :eyesroll

 

Whoa.  Look at that week!  Yikes!


"Let me see you stripped down to the bone. Let me hear you speaking just for me."
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