Join Date: Feb 2003
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Originally Posted by morebabies
I did want to add that as I skimmed through the posts, I notices someone said they wanted to put money towards savings before paying the CCs.
This is a bad idea. If you have 10,000 credit card debt and 10,000 in savings you really have no money. You actually have less money because of the finance fees. You are getting charged interest on the total amount of you CCs and if you have 100$ in savings that you could pay down the CC with, then you will pay less interest.
You can always use the CC in an emergency but get them paid off.
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