Budgeting Tools? - Mothering Forums

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#1 of 2 Old 01-03-2005, 04:12 PM - Thread Starter
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I'm not sure where to post this so I'll cross-post in a couple of places.

DH and I are going to have to get on a serious budget! I have gone down to part time and we've been spending like I'm still at full time. Thankfully we had a little nest egg that we saved up but we're going through it like wild fire. NOT GOOD! I need to come up with a managable way to track expenses and get on a budget so we're not depleting our little savings.

I am sure other mamas have faced this and I thought rather than reinvent the wheel I'd ask how you did it. It has to be something that can be managed in relatively little time since I'm already drowning in mama duties, housework, regular work, and life and I can't add anything too cumbersome to my existence.

Any advice or pointers on how you track it all would be super.


First and foremost, Mama to Owen blahblah.gif (7/21/04), Annalieseenergy.gif  (7/29/09), and somebody new bigeyes.gif  (due Feb 2012), and wife to Andrew (9/12/98). Also passionate about and loving the work I do in Organizational Development.

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#2 of 2 Old 01-03-2005, 06:21 PM
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I'm a crazy budgeter person where DH is not. He just pays bills as they come in, which works also I guess. For me I made up a little budget form in MS Excel and plan out my paychecks up to 3 months in advance. Most of the bills I pay are recurrent amounts (give or take a few dollars) so I am able to plan them out. I plan out spending money, bills, savings & child care. DH thinks I am a little crazy but it works for me. Never a question as to what each paycheck will go towards.
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