I'm not really sure where to post this, I guess it could go in parents as parteners too, but it really is a finacial question.
Ok, I just recently took over the bill paying and budget. My dh just is lost when it comes to this, when he does the budget we just get further and further in debt. I finally have a hold on things and have a good view on what we need to do to get out of debt. We don't have much in savings at the moment, but according to my budget plan we will be building a savings soon, right now its just a few hundred. We just did a refinance and a HE last year but still have about 3900 in cc debt, and 2900 in student loans. We are getting a good tax refund, and my plans are to knock our cc debt down to at least 3000 and use the rest to get a car, a cheap car, small, good on gas, my dh's truck is on its last lag and its a gas guzzler.
Now this is my problem. My dh's brother is getting married on Memorial Day Weekend, in Ct. We are in Mich., I calculated everything yesterday, and it seems that its going to cost about 5-600 dollars for a family for four to stay in Ct that weekend. Issue #1, I'm planning on having about a grand in the bank by then, maybe a little more, I don't want to wipe things out, we are planning on moving in the fall and I need things to be stable. Issue #2 our baby will be just over a month old by then and I can't even imagine the car ride with a one month old and a 16 month old. Issue #3, I'm planning a VBAC, but what if I have another surgery? I don't want to be traveling like that. In my head its a non-issue, we can't go. I don't want to put my family in jeopordy financially to go on a trip, they are having a reception here a little while after the wedding for friends and family in Michigan, so I say we just go to that. We have been married 4 years and all this time we have been getting into debt under my dh's control, now I have a hold on things and he thinks we are just fine and wants to take a big chunk out of our account. It just seems irresponsible. My new way of thinking is "Pay yourself first, then pay your creditors", I've been listening to a lot of Suze Orman. Now DH is mad at me, since its hard to discuss this with me, I don't see the need to dicuss, our family comes first.
Am I looking at this wrong? TIA.
A house full of girls, but for dad and one brother "Be careful how you speak to your children. One day it will become their inner voice." ~ Peggy O' MaraCloth diapering, babywearing and co-sleeping has been a way of life for almost a decade now