Okay- it depends on a lot of things what we keep:
Tax returns- 7 years out. Every year in Dec, we shred the one that is 8 years out that following Jan
Credit card statement- every 3 months. Most companies have that info or you can retrieve it online
Monthly bills-6-12 months. Usually at year end we shred them or earlier if we are in a shredding mood.
Bank Statements, IRA, 401k- I shredd them after I am through w them but DH likes to hold onto them until the next one arrives. Again, all this info available thru the bank or online.
receipts- for everyday things, once it shows up on my checkbook statement or credit card I shred. If its something like an appliance, we have a manilla folder for that recipe. A lot of times we have referred to the receipt for store info etc for another reason or to buy another product.
We keep all of our owners manual in one place- from the instruction that came with the Baby bjorn to the washing machine. Every 6 mos or so we go thru it and discard anything we no longer have. Or if we are getting rid of an appliance ie giving it away or something, we retrieve the manual along with it. Also, when we sell this house in a year or so, we plan on leaving all the appliances so the instructions can stay.
Cancelled check- shred them or don't have the bank send them.
"The true joy of life is the trip. The station is only a dream. It constantly out distances us."