Join Date: Mar 2005
Location: crazy with Vertigo
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We'd like to refinance our home... mostly b/c it is now worth much more than we paid and we need the cash to pay off debts and fix te outside (HOA found our siding and a window in violation and it does need fixed). We need to do it fast because we only have 60 days to do renovations...
Has anyone recently refinanced? Any reco's or watchouts? We have okay credit... the bad stuff is almost gone, but not quite yet... one or two more years.
Also, our rate right now is pretty low... 6%. I'm not sure we'll get lower without paying for it. So maybe a HE Loan or LOC would be better? Does anyone know the difference?
:LOL Can you tell? I am clueless!