The best suggestion I have is the following:
when depositing your checks into the bank, AUTOMATICALLY TRANSFER A DETERMINED PERCENTAGE OF IT TO YOUR SAVINGS ACCOUNT.
I'm a single mama saving for a home, an emergency fund, and possibly an adoption
This was the single most effective way that helped me save several thousand dollars. I'm now looking for a home!
I always deposited $$ at the atm and automatically transfered the same amount of $$ into my savings acct, depending on what I made (since I was able to work pt and increase my hours as ds grew).
I also thought of it not just as savings for 'bad' emergencies, but also 'good' emergencies like a big trip or other fun opportunity.
Regarding frugality, I'm the queen. But I think a big chunk of folks' budgets goes to more expensive processed foods and other smaller items (chips, magazines, etc.). Buying staples saves you $$ and teaches you how to cook deliciously. And it gets easier to decide on purchases when you can compare the satisfaction of buying this or that small thing OR getting into a house you can paint, grow your own garden, etc.