Join Date: May 2004
Location: Manitoba, Canada
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
We have a budget, but my problem is designation of checks as they come in (between dh and I, we have a check coming in every Fri). and how to make sure there is enough money at the end of the month.
For those of you who are about to suggest Quicken or some kind of spreadsheet, I prefer to do this on paper as I cannot always get to a computer. I have a Budgetmap book which is essentially the "envelope system" but on paper in a checkbook. One problem is as of the end of this month dh will start a different job, and for both of us our incomes will vary WILDLY paycheck to paycheck...so as of now I cannot, for dh at least, even guess as to the least amount he would make and budget according to that. I can sorta guess for myself so that helps.
I was thinking of taking the really crucial expenses like rent, truck payment/mateinance and insurance, life insurance, utilities, monthly savings for those once a year expenses like my nursing lisence renewal, and grocery and dividing it by 4 to have a fixed weekly amount, and play a bit with the numbers for expenses such as entertainment, personal care like haircuts or chiropractor appointments, etc. My problem is where to find money too for all that stuff like kids clothes, etc.
Tina, RN, wife-y to J, mom to dd (10) and ds (7)
"Beware the lollipop of mediocracy...one lick and you suck forever!"