First I want to say THANK YOU ALL!! You are so brave to come here and share your stories
My story is very much the same but we have no credit card debt... well I have a bill from an old Target account but thats it.
I'm a SAHM of two (boy 8 and girl 11) and we live in a house we are renting with my mother and my brother. We have 5 bedrooms, so everyone fits and we have a lot of pets. My husband and I pay 550.00 a month. We are trying to straiten out my mom's credit to get a loan to buy the house we currently live in.
Student Loan - 12233.99
Medical Bills - 3751.14
Cashland - 309.05
BookClub - 207.51
AT&T - 117.33
Target - 562.58
Vet Bills - 650.00
Business Expenses - 800.00
Grand Total : 18,631.60
We do not have a car payment at this time. We don't have credit to get a car, lol and we are lucky enough to have a decent car that my aunt sold us for 1,000.00.
Now, my hubby is on board to pay some bills AFTER we get new computers with our income tax. We plan to get new computers and give my mom 800.00 for a bill she needs off her credit to get a loan for our house. I am considering taking my part of the computer money and putting it in a savings account to start us out. I can live with my crappy computer (its not really crappy) or take over my husbands a bit better computer when he gets a new one. I think thats what I'll do.
Like I said we have pets. I breed Sugar Gliders as an at home hobby business. We also have 2 dogs, 5 cats, 8 rabbits (some are babies and will be going to new homes), 1 chicken, and 1 hedgehog. There are 12 sugar gliders.
My goals in the near future are to help my mom pay off her stuff she needs to, get our loan, and STOP PAYING RENT!!!!!!
I just want to add that up untill tonight I had a big pile of bills that I had not opened in MONTHS. I started reading this thread and sat down and dug through them ALL... I am happy the medical bills are not higher but I'm stunned that my student loans are so much higher. The last I checked they were 10,000!!!!! I have been avoiding these loans for SIX YEARS... it's time to step up to the plate now I think. I let my husband know that I'll be getting ahold of them this week and trying to get them up to date (without paying I hope) and start making a monthly payment on both. He's ok with that.
My husband brings home about 425.00 a week and I get 65.00 a week in child support. I made 1,900.00 selling sugar gliders last year most of this goes to support the pets but at least that's not coming out of our regular budget, and if all goes well I'll up that this year.
So thats me
I'm so pleased to be here!!