September No-Spend Challenge: We're in the home stretch! Stay Strong Finish with us - Page 15 - Mothering Forums

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#421 of 1358 Old 09-07-2007, 07:29 AM
 
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September 1 : $34.51 grocieries (in the budget)
September 2 :$3.00 for eggs(in the budget)
September 3 :$0
September 4 : $149.88
September 5 : $$6.18($4.29 was milk and the rest was an ice tea )
September 6 : $0


So 3/30 days budgeted spending
$1.99 unbudgeted spending
and 2/30 no spend days
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#422 of 1358 Old 09-07-2007, 09:15 AM
 
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yesterday was great... dh only spent about $12 on concrete tubes at the hardware store, then we went out and used only our $50 gc, including tip! it was a fancy place, but really, that was all we wanted.

dh also had a ton of concrete left over so we cut out slices of a box and filled them to make garden stepping stones. i'll have dd decorate some mosaic-style for christmas presents for local family (would be waaaaayyy to heavy to ship).

today is looking good. likely there will be another trip to the hardware store (dh is installing a new dryer and he needs a part, but should be cheap), and i was going to go out to lunch with a gf, but she called an asked if she could bring lunch instead, which i agreed to. i suppose *i* should have changed our plans considering i'm the one who is supposed to be not spending but since i was going to pay out of my personal allowance (which i have not been recording b/c it's budgeted), i was up for it.

I am a homeopath, offering acute and constitutional consultations for children, babies, and parents. Long-distance treatment is easy, either phone or skype! I also am certified to offer Homeoprophylaxis, a vaccine-alternative program. Message me for more details. www.concentrichealing.com
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#423 of 1358 Old 09-07-2007, 09:18 AM
 
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1: $30 on supplies to make "Pioneer Cure" for the cold turtle picked up in Chicago; $5 on cigarettes
2:
3: $5 on cigarettes; $4.76 on fried mushrooms
4: bonus: leftovers from an event which will serve as dinner/lunch tomorrow
5:
6: $5 on cigarettes; $25 on Chinese food (but enough for lunches the next day, too)

Running total of unbudgeted spending: $74.76

Goal: 15/30 no spend. 3/30 no spend so far
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#424 of 1358 Old 09-07-2007, 10:21 AM
 
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1 -
2 -
3 -
4 - $23 on a stamp kit at a Stampin' Up party. I shouldn't have gone, but I didn't go to the last neighborhood party and I don't always want to be a no-show. At least it will get put to use as I scrapbook.
5 -
6 -

Over Budget Total: $23
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#425 of 1358 Old 09-07-2007, 10:23 AM
 
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I have to amend yesterday's totals... Had a fight w/ DH, so took the kids to the beach and then stopped at McD's on the way home. Ugh. But, it was Thursday and I usually allow us one trip a week to a fast food joint and the kids didn't eat anyting (they were sleeping...). So, it was just 3.25 and I could have gotten by with only $1.00.

*~* A * Mama to C and A * *~* I blog - PM me for the URL
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#426 of 1358 Old 09-07-2007, 10:24 AM
 
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Last night I requested to add a book about homeschooling to my amazon order from last month that hasn't shipped yet. It's $15

Other than that, no money. Dh paid some bills.

See, we're rural and have one car, so most days I am home and can't go shopping. Except online, of course.
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#427 of 1358 Old 09-07-2007, 10:57 AM
 
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Thursday was my first really good day since joining this thread. We stayed home and let the car and the wallet rest. I made the best banana blueberry bread I have ever made and enjoyed it with a visit from my sister and two of her kids. Then in the afternoon the kids and I took a nature (suburban nature that is) walk and gathered materials for a collage project. It was great even though I was ready to collapse!


As of today:
No Starbucks days: 7/20
No Dunkin Donuts: 5/10
No spend days:1/10
No car days: 1/7
Impulse/Over-Spending: $25.00
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#428 of 1358 Old 09-07-2007, 11:04 AM
 
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So far so good!

Sept 1 $0 Brought my lunch, went out for my birthday, and was treated!
Sept 2 Went to craft store, spent $9 on budgeted purchases
Sept 3 $0 Partied at my parents house
Sept 4 Curriculum, $380, budgeted
Sept 5 $0 Worked, brought a snack and didn't even get the tea that my biz usually buys!
Sept 6 Cleaned house and threw Riley's party at night. DH went out to the grocery store for some hot dogs, beer, paper plates, etc, but we had loads of coupons and a gift certificate so he got about $50 for 19 bucks. woo hoo!
Sept 7 We haven't eaten out during the day at all and I had allowed ourselves 2-3 small lunches out this month. I am going to still pack a lunch to day and not go out with the kids today but the money will still be spent because a dear friend is having a hard time and my mama and I are going out for drinks and appetizers. Oh well, I will keep it small

Shelley, mom to dd 5/19/01, ds 9/06/02, and ds 4/01/07.  Lost babe 4/09

belly.gifDue 12/18/12!

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#429 of 1358 Old 09-07-2007, 11:33 AM
 
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double post

Shelley, mom to dd 5/19/01, ds 9/06/02, and ds 4/01/07.  Lost babe 4/09

belly.gifDue 12/18/12!

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#430 of 1358 Old 09-07-2007, 12:56 PM
 
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1-
2- $82 - $42 overdue internet bill, $35 really cute shirt, $5 "Eco" shampoo bar
3 -
4 - $99.59 in groceries
5 -
6 - $27 on eating out!!! I had arranged to meet my friend at playgroup, but as soon as we got there a huge storm blew up so we got some coffee instead and I ended up buying lunch at the coffee shop - $7. Although, maybe that was an investment...she's a WAHM in the same industry so can we call it a business lunch? Then at dinnertime I was working on layout for a club newsletter that I edit. I ended up buying pizza for myself and the volunteer layout guy I recruited. I should have brought dinner but I felt kind of weird about it since I wouldn't know what he liked.
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#431 of 1358 Old 09-07-2007, 01:17 PM
 
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*
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#432 of 1358 Old 09-07-2007, 02:00 PM
 
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Sad news though, mamas. I made a budget today (something new for me) and my very base expenses outweigh my income by $10 per month! Help! How am I supposed to save when I can't even buy the necessary groceries and such?[/QUOTE]


$10 isn't to bad. I'm sure you can find a way to work this out. Can you cut anything out at all? Maybe eat one less meat meal a week? Can you cut down the amount of juice you buy or water it down a bit to make it go further? Drive a little less to save on gas?

I'm sure that you'll find a way to make your budget work!
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#433 of 1358 Old 09-07-2007, 02:04 PM
 
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Sep 1 - = Expensive backpack
Sep 2 -
Sep 3 -
Sep 4 - Another good day. Only bought a loaf of bread and batteries for the camera to tide me over until groceries tommorrow
Sep 5 - $2.12 for coffee & a bagel for breakfast $3.12 for soup and a cookie to go with my sandwich at lunch...I was so hungry.
Sep 6 - Unplanned lunch out with a friend $16.00
Sep 7 -

Posting early today because we are leaving for the weekend soon. The only spending I will be doing is the planned stop for dinner on the way.

No Spend Days: 2/30
No Restaurant/Take-out Days: 4/29
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#434 of 1358 Old 09-07-2007, 02:22 PM
 
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September 7: NO Spending today!

I have a frozen pizza tucked away just in case I get a craving this weekend! I am craving some soda though and don't have anything for that. I may have to settle for some juice mix or something called water! (did I spell that right?) LOL
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#435 of 1358 Old 09-07-2007, 03:18 PM - Thread Starter
 
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01..
02.. $12 at fair,
03.. ,
04..
05.. ,
06.. ,
07.. ,

My goals:

1. No-Spend Days = 6/20 days
2. Let the Car Rest Days = 5/15 days
3. McDonalds Safely Avoided = 7/30 days

This is the most days in a row I have ever no-spent in the history of these threads!! Yahoo!!!

Some of my girlfriends came over today and we set up kiddie-pools and sprinklers and let the kids have at it while we sat around drinking coffee. It truly was a wonderful morning.

We're home for the rest of the day so if I can avoid the demon-- diaperswappers then my money is safe.

 

 

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#436 of 1358 Old 09-07-2007, 03:36 PM
 
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9/4- 7$ on gas
1.90 on a half gallon of milk
1.80 on eggs and bread

9/5 I spent nothing, DH spent 5 on smokes

9/6 180 on food
20 on gas
30 on dh's gas
23 on clay, colored pencils, and other crafting supplies
7 @ Mcdonalds dh before work

9/7 20 on Kids night out fee for the boys (A gymnastics center here lets you drop your kids off for 4 hours for free play at 10 a kid)

10 While the kids are having fun, I am meeting the other mothers for a drink and appitizers so I am sure I will spend
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#437 of 1358 Old 09-07-2007, 03:37 PM
 
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Sept 1 - spent $7, saved $29.60
Sept 2 - spent $35.05 (groceries), saved $1.55
Sept 3 - spent $19.54 (eating out), saved $17.06
Sept 4 - spent $0, saved $36.60
Sept 5 - spent $36.97 (eating out) , saved -$0.37
Sept 6 - spent $24.94 (groceries), $10 (cash for carnival on Sat.) , saved $1.66
Sept 7 - spent $24.05 (lunch out - planned), $12 (gas) , saved $0.55

Total saved so far this month: $86.65

I may have to re-think my number of no spend days because I have a daily spending limit. I'm having to get very creative with how I spend. But maybe that's a good thing! We'll see how it goes. I had a planned lunch out with family today and got a half tank of gas (full tank would have put me over for the day). I want to try to make the gas last until at least Tuesday. That means I have to let the car rest tomorrow and Sunday until I go to work.
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#438 of 1358 Old 09-07-2007, 03:57 PM
 
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Quote:
Originally Posted by frog View Post
The other great thing about the car resting is that if you're out and about on foot or on the bus, you have to consider what a PITA it's going to be to haul home whatever you buy.
Haha, we took the bike and trailer for errands today...and it prevented me from buying: 1 gal. of juice, 1 watermelon and other needless "stuff" because it wouldn't fit in the trailer basket!

September Tally
09/01 [Bought a couch for the house, which was budgeted, but still couldn't sleep for two days because it was expensive! But it was on-sale!]
09/02
09/03
09/04
09/05 $15.00 on take-out lunch But I scored free parking at school!
09/06 $60.00 on make-up for 2 upcoming weddings...$20.47 on summer clearance shoes that I ADORE! It's starting to get to be a spendy month...:
09/06 found a dress for the wedding $31.50 (65% off! Score! )
09/07

September Goals:
  • Eat out 3/30 days
  • Save $ 1/30 days
  • Packing 0/30 days

Summer: crafty mama to 2 little girls and wife to Bob
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#439 of 1358 Old 09-07-2007, 04:20 PM
 
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I will not record Gas and Groceries and fertility meds- those are necessities.

I WILL record all other spending though.

9/1-
9/2- $7.56 at CVS on Heating Pads.
9/3- $1.26 Index cards, $18 2DVDs @ Circuit City, $23.58 on ebay
9/4-
9/5- $25.75 on ebay.
9/6-
9/7-

I am pretty sure tomorrow will be no spend. I am working til 7 and before that, I need to clean my house.

Proud mama to : Nicholas James born 3/19/09
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#440 of 1358 Old 09-07-2007, 04:35 PM
 
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1: $30 on supplies to make "Pioneer Cure" for the cold turtle picked up in Chicago; $5 on cigarettes
2:
3: $5 on cigarettes; $4.76 on fried mushrooms
4: bonus: leftovers from an event which will serve as dinner/lunch tomorrow
5:
6: $5 on cigarettes; $25 on Chinese food (but enough for lunches the next day, too)
7:

Running total of unbudgeted spending: $74.76

Goal: 15/30 no spend. 4/30 no spend so far
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#441 of 1358 Old 09-07-2007, 05:02 PM
 
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Sept. 1: spending: $75.54
savings: $295.75
Sept. 2: spending: $11.58
savings: $145.25
Sept. 3: spending: $94.00 ($66.22 in grocery budget; $27.78 on MIL
Sept. 4: $8.40
Sept. 5: $38.49
Sept. 6: $26.51
Sept. 7:

Totals:
Budgeted spending: $180.25
Unbudgeted spending: $74.27
Savings: $441/$4000
No spend days: 1/15
Grocery budget: $84.71/$200
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#442 of 1358 Old 09-07-2007, 05:14 PM
 
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Quote:
Originally Posted by lisac77 View Post
Sept 1 - spent $7, saved $29.60
Sept 2 - spent $35.05 (groceries), saved $1.55
Sept 3 - spent $19.54 (eating out), saved $17.06
Sept 4 - spent $0, saved $36.60
Sept 5 - spent $36.97 (eating out) , saved -$0.37
Sept 6 - spent $24.94 (groceries), $10 (cash for carnival on Sat.) , saved $1.66
Sept 7 - spent $24.05 (lunch out - planned), $12 (gas) , saved $0.55 - $95.04 in unplanned cc charges

Total saved so far this month: $86.65

I may have to re-think my number of no spend days because I have a daily spending limit. I'm having to get very creative with how I spend. But maybe that's a good thing! We'll see how it goes. I had a planned lunch out with family today and got a half tank of gas (full tank would have put me over for the day). I want to try to make the gas last until at least Tuesday. That means I have to let the car rest tomorrow and Sunday until I go to work.
Well, I was bad today. I've been really working on my health and needed more cod liver oil (I was almost out) and wanted to get the high vitamin kind. Since it is a health issue, I paid for it on my credit card (internet order), but I also bought the butter oil. Total damage on the cc: $95.04. Sigh. Hopefully I will be able to fund it out of my budgeted savings for this month, and it will last a long time, but I was hoping to work it into the budget rather than paying it on a cc. I'm not going to cash it against my savings for this month, but I probably should.

Argh... now I just calculated that I need TWO bottles of cod liver oil to get me through a month. Darn. Well, I will try to work the next purchase into the cash budget for sure.
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#443 of 1358 Old 09-07-2007, 05:19 PM
 
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1 -
2 -
3 - 13.65 art supplies on 50% sale
4 - 31.08 pet stuff
5 - 160.67 groceries
6 -
7 -

frugal progress:
use budget
hang/rack dry laundry

groceries (including pets) 191.75/320
misc (includes future renn fest visit) 13.65/40 -> 26.35 to be saved for renn fest

sarah
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#444 of 1358 Old 09-07-2007, 06:11 PM
 
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Hey there all!
here's my catch-up:
9/1
9/2-Bowling for kiddies 9.45-Dinner out for anniversary 33.00B
9/3-26.34B@ village half price sale,10.00 Drinks out for five
9/4-4.67-coffee,17.04Bgas,80.23 had to buy a school book:,49.01B groceries,
9/5-4.67B groceries
9/6-
9/7-
It looks like I may have made back 16.00 of the 26.00 I spent at the village selling replaced items!::
GOALS(thanks to those with wise ideas!):

1.At least 15 days: 4/30
2.Pack snacks/water for outings/School: 4/30
3.At least two no-car days per week 1/8
4.NO library fines: month to date $0 (have to pay 14.00 already)
5. Come here lots
6.Make lists and stick to them
7. Avoid buying my sweets and bake more. 1/5:

Acceptable spending:
Village 50% off sale looking for- Dd winter coat/boots DONE!!!
Myself-Black dress shoes that fit with orthotics Possibly Done
lunch container (self)
Nice Blouse or jacket for R.H
Sellable Items
Meds for IVF round #3

Tally Of Evil 24.12
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#445 of 1358 Old 09-07-2007, 06:23 PM
 
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1: Stayed under budget on stops at hardware store, co-op, and vitamin store -- although spent $3.42 on faux M&Ms.
2: Spent $6.50 at fast food place while taking a break from 5-hour ER trip with husband.
3: No spending!
4. $2 to park at medical center
5: $18.65 on new M&M Accomodation Plan
6: $5 on two more house keys, $32 on overdraft charges from totally preventable Paypal mistake.
7: $3 on parking at Dr., $8 on coffee-and-cookie run. And grocery shopping and prescription expenses coming up this afternoon, but those aren't discretionary.

Progress September Goals:
1/7 actual no-spend days
$69/<$75 in discretionary/preventable spending
1/0 lattes
0/0 unfunded credit card charges!
and
figure out how to cheaply accommodate M&M habit: having partial success
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#446 of 1358 Old 09-07-2007, 06:32 PM
 
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1.
2.
3.
4. $6.24 for lunch
5.
6. Stayed on budget with b-day/Halloween spending. Did NOT buy dd a new tutu on etsy (she already has one she likes). unbudgeted spending: $4.40 for a smoothie
7. made $14 on amazon

Goals:
$10.64/50.00 discretionary/fun money spent
$14/$400 earned by selling off clutter
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#447 of 1358 Old 09-07-2007, 06:50 PM
 
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Sept 1 72.87 in textbooks (but budgeted)
Sept 2
Sept 3
Sept 4
Sept 5 38.24 payment for coop that I couldn't get out of this late
Sept 6
Sept 7 $3.99 on a magazine + $15 on yummy fabric

No spend days: 3/20
No Diaperswappers: 6/26
Save $$: $150/700
Pay cc down $300: 18/300
Less than $300.00 in non-essential spending: 42.23/300
Park the car days: 1/7
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#448 of 1358 Old 09-07-2007, 06:59 PM
 
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9/1 Paid rent, oil, savings. Made $6.21
9/2 made $4.37
9/3 made $14.49
9/4 made $5.29
9/5 spent $10, made $45
9/6
9/7 spent $10, made $68
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#449 of 1358 Old 09-07-2007, 07:16 PM
 
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9/1-
9/2-
9/3-
9/4-
9/5-
9/6-
9/7- Today was the second day of the month that both cars stayed home (DH carpooled) and we spent nothing!

Park the car days and spent nothing: 2 (I am not sure how many days we can do this so I don't have a goal. I am just excited that we have done it twice so far.)

Homeschooling Momma to DD 8 years old, DS 7 years old, DS born 03/11 by adoptionheart-1.gif , waiting for DD born 07/10 and two furry labs. Wife to my wonderful husband of 12 years.
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#450 of 1358 Old 09-07-2007, 09:21 PM
 
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Sept 1: $140 for Labor Day Weekend party supplies
Sept 2:
Sept 3:
Sept 4:
Sept 5:
Sept 6: $244 groceries/personal care items/meals
Sept 7: $6 smokes *sigh* I keep saying I will quit and honestly the pack lasts me awhile but heres the bad part, I enjoy it. It gives me a few minutes to relax away from the kids so I don't strangle anyone.
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