Ok, I think I'll jump right in.1. Please introduce yourself and tell us anything you think it would help us to know about yourself.
I'm Jessica, a WOHM to two cute kiddos. I have a son who will start Kindergarten on Wednesday (!) and a daughter who has just turned 3 months. I'm the Director of a large childcare center and my kids come to work with me; which has to be the biggest perk of the job!2. Please tell us why you have decided to spend nothing (or spend significantly less) for the Month of September. Memorize these goals and recite them to yourself before all purchases.
1) I make decent enough money, but since maternity leave and a few unfortunate events (car vandalized, speeding ticket, locking myself out of the car...) I'm way more than flat broke. Long story short I have
to spend nothing because I have nothing to spend!
2)We are trying to save to buy our first home and having no money in my checking account would probably look bad, right?
3) I have very low credit card debt (about 3-4 hundred left to pay off) and I'd like it to just be gone!3. No spending is hard work. You need a plan. Please tell us your game plan -- how do you plan to approach no spending for a month?
-No eating out. I can't afford it right now. I can bring bread and the like to work and make sandwiches. I'm not sure how I'm going to buy bread, though...
-No Starbucks. I'm a fairly regular user...like daily. I have my own coffee at home and a travel mug so I'm committed to using that and not forking out $5-6 a pop for a run to SB in the morning. However, if they want to give me free coffee they are more than welcome!
-No going to Target. I have some leftover giftcards from our dd's baby shower, but I usually spend more than what is on the cards when I go. I can't think off-hand of anything we need from there this month so I won't even tempt myself.
Things we can buy:
-childcare (I get an 80% discount and childcare for both kids comes to $416 for the last week of Aug-the end of Sept)
-groceries (whatever we need after WIC purchases)
-gas (I commute about 2 hours everyday and spend about 10 bucks in gas daily)
-the daycare needs a step-on trashcan for dd's cloth diapers. right now, I can't buy it unless I use a gc so that would be the only reason for a Target run. And can anyone point me in the direction of a good, cheap bag that could do double-duty as a wetbag
at daycare? I have a whamies bag for home but I think we truly need two bags to make it work.
In order to survive this month I'll have to make everyday a no-spend day besides the above exceptions. I guess I'm starting out hardcore!