Oct No-Spend Challenge: End of the month is here. Hang on No-spenders Almost There! - Page 15 - Mothering Forums
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#421 of 1542 Old 10-04-2007, 10:22 PM
 
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Oct 1: $1.00 at work on coffee and a diet pepsi (forgot to bring from home )
Oct 2: .25 on coffee
Oct 3: .25 on coffee and we picked up books & movies at the library
Oct 4: only coffee 0.25
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#422 of 1542 Old 10-04-2007, 10:32 PM
 
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Originally Posted by SugarAndSun View Post
(Does anyone know of a cheaper way to get internet access. I pay $45 per month. It seems like a lot.)
We pay $19.99 a month for DSL through our phone company. Have you checked with yours?

Formerly New Mama to Henry, born August 2005 and Silas, born November 2010.
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#423 of 1542 Old 10-04-2007, 10:39 PM
 
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October 4:
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#424 of 1542 Old 10-04-2007, 10:40 PM
 
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I SPENT MONEY AGAIN TODAY.

Sorry to yell, but today was the first day I spent money completely frivolously and I'm getting down on myself.

I was hanging a load of diapers on the line outside this morning -- a good thing, since I just installed the retractable laundry line last weekend and I'm finally starting to hang laundry -- and I discovered that a whole load does not fit on the one line. So then I thought that I should get another retractable line to install on the other side of the house so I could have two going at one time (both attached to the same hook, making a sort of triangle in our yard).

The hardware store had one for $15 but they ALSO had soy tea-light candles, which I have been "needing" to go with the essential oil burner I ordered recently that I also "need." The store also had more of the cute funky animal magnets we have several of already...and I just had to get the frog, the zebra and the rooster. :

I don't want to return the magnets, since DS already knows we have them, but I'm considering returning the tea-light candles and mailing the essential oil burner back, even though I'll lose money on shipping. What do you think? Part of this is that I've been trying to simplify and get rid of things, and then somehow I lost my mind and bought more crap.

10/1: $152.06 car repair
10/2: $74.31 groceries
10/3: $313.57 ($200 deposit into the United Natural Foods Buying Club account and $5.26 for a sympathy card and q-tips and $108.31 in supplements and shampoo/conditioner at LuckyVitamin.com)
10/4: $26.65 for a retractable clothesline, three animal magnets, and some tea-light candles

Also, tomorrow DS and I are meeting some friends at a coffee shop. I had been thinking I'd "have to" spend money tomorrow, but I just realized that we're planning on just meeting there and taking a walk together. So I could bring food/drinks from home instead. I'm sure my friend will order something, so if we end up sitting at the coffee shop at all I wouldn't feel too bad about it.

This is the kind of thing this thread is great for!

Formerly New Mama to Henry, born August 2005 and Silas, born November 2010.
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#425 of 1542 Old 10-04-2007, 10:43 PM
 
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New Mama, For the sake of this challenge, I personally don't think money on groceries and car repair count (unless they were totally frivolous groceries and an unnecessary car repair?). Most of us are counting only things we don't need that we buy anyways. Girl, don't beat yourself up over necessities!

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#426 of 1542 Old 10-04-2007, 10:48 PM
 
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New Mama, For the sake of this challenge, I personally don't think money on groceries and car repair count (unless they were totally frivolous groceries and an unnecessary car repair?). Most of us are counting only things we don't need that we buy anyways. Girl, don't beat yourself up over necessities!

Oh, I know. I'm not feeling bad about the other purchases this week. I'm just personally counting ANY spending I do because I have a tendency to justify things. Like, I got something we actually needed at Target but then threw a bunch of other crap in the cart, but it all got combined together so then I start losing track and give up. It's just making me aware of my spending, both necessary and frivolous...and I'm surprised to learn that I can spend money four days in a row like this.

Formerly New Mama to Henry, born August 2005 and Silas, born November 2010.
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#427 of 1542 Old 10-04-2007, 10:54 PM
 
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Originally Posted by New Mama View Post
We pay $19.99 a month for DSL through our phone company. Have you checked with yours?
: We pay $14.99 for a year through our phone company. When the year ends, I guess the price will change, but if we don't like it we'll find another promo, etc. DSL is something I need for medical transcription training and many employers require too, so it's something I won't give up.
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#428 of 1542 Old 10-04-2007, 11:09 PM
 
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Oct. 1: $2 on wooden police car toy (discretionary spending)
Oct. 2:
Oct. 3:
Oct. 4: okay I really need to go to the grocery store tonight. I'll post what I spend later.

No spend days: 2/20
Eating out: 2/4
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#429 of 1542 Old 10-04-2007, 11:15 PM
 
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Oct 1:
Oct 2: : $42 at WalMart for baby shower gifts, a dress for dd, and face soap, $6.83 for photo developing at Walgreens. I think I'm taking the dress back, though, and that'll be $12.42 I get back plus tax.
Oct 3:
Oct 4: : $10.68 on lunch after my prenatal with the backup OB, $11.98 on non-budgeted groceries
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#430 of 1542 Old 10-04-2007, 11:17 PM
 
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Oct. 1:
Oct. 2:
Oct. 3:
Oct. 4:

No $ left my hands today; wahoo! Unfortunately, $5,500 will be making a quick exit from our account quite soon to cover a new boiler to replace the furnace at our last house (now renting out). Although this was budgeted in theory, I WAY underestimated the total cost. Yuck!

GOALS:
* Less than $100 in frivolous spending: month to date $0
* At least 25 days (no spend or spending w/in budget): 4/25
* No McDonalds: 4/31
* Avoid Target: 4/31
* Pack snacks/water for outings: 4/31
* NO library fines: month to date $0
* Stay within grocery budget: $220/$430
* Stay within eating out budget: $40/$80
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#431 of 1542 Old 10-04-2007, 11:36 PM
 
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Originally Posted by frog View Post
TRIBE, we should do some cyberhanging out. I'm quitting, too.
yea girl. How is it going for you? I'm miserable sick today so at least no craving but I know tomorrow is the dreaded 3rd day, the day I usually give in and have a smoke. If I get past tomorrow I may celebrate!!

Quote:
Originally Posted by shayinme View Post

Congrats to Frog & Tribe on not smoking, I am a lapsed smoker : , quit for several years and started back up a few mos ago. Plan on rejoining yall soon on the journey to being smoke free, just gotta get my head back in thje right place.

Shay
I am a lapsed smoker as well. Had quit for 6 yrs, but this past Oct/Nov time frame DH had been gone 8-12 weeks on a 6 mth deployment, I hated the cold town we were in, I was miserable, lonely, depressed, stressed to the max with no free time to myself at all with working at the kids school and then fotball or basketball & judo & ballet classes every evening. So it was either drink or smoke I figured I could at least parent while smoking, not so much with drinking. But now I really don't have an excuse and my inlaws coming out in 9 days is good motivation to be done. I would hate for them to know I had started up again
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#432 of 1542 Old 10-04-2007, 11:50 PM
 
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My goal for this month is to stay within our budget!

1-
2-1.75 parking
3- 40.00 dh teachers assoc fees
4-2.00 parking

total this month 43.75/3000
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#433 of 1542 Old 10-05-2007, 12:25 AM
 
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Oct 1: $10.97 spent on non budgeted things
Oct 2:
Oct 3:
Oct 4: $4 on a latte (not in budget)
$32 at walmart all but $6 were on the list
$20 gas
$19 Macdonalds not in the budget
Total spending $55. $29 of it on non-budgeted things
$39.97 on non-budgeted things
also got gas on 9/29 and counting it for the month of Oct $25

Goal to keep un budgeted spending under $150
39.97/150
To keep Gas to $150
$45/150
to keep what I spend on groceries at $500 (DH is keeping track of what he spends so at the end of the month we can see what we really spend on groceries)
0/500
To keep Clothing budget for the month at $50 for the girls and I
27/50
best wishes all Hunterhope

Pax, loving wife since 2001, Mother of DD1 (11 1/2) and DD2 (8). Entering our 4th year of Homeschooling: Eclectic mix of curriculum and child interest lead. Backyard urban chicken chasers. 10/2014 items purged.
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#434 of 1542 Old 10-05-2007, 12:52 AM
 
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Here's my day today:
Good morning! Dropped DD off at Grandmas, Drive MIL to the airport (last minute) to visit my job of a BIL , Car won't start ! My bro picks me up and drives me to my haircut and then DHs work.
Drop DH at a friends while I go to work and he starts drinking , gets and : ensues the whole ride home, NOW I'm ..., ...

Here's my (expected) day tomorrow:
DH to me and for his behavior. Promises to be an and NEVER again.

10/04 -$33.05 on gas, -$35.00 on haircut ( this one!)
10/03 -$141.84 @ co-op, -$34.75 @ CUB Foods
10/02 -$221.11 for Naturopath, -$8.56 for DD's med records and -$7.42 on lunch
10/01 +checking deposit / -$2.70 on organic chocolate

NO CAR DAYS: 1/31
HOME COOK'n: 3/31
Smart Spendr: 2/31

Summer: crafty mama to 2 little girls and wife to Bob
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#435 of 1542 Old 10-05-2007, 12:57 AM
 
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As a pp said neither do I know how to find my last post!!!!! So I'll try my best to remember.

No spend days 3/15
No drive days 1/15
Cook from scratch days 4/28

I grocery shopped and filled the car up on Monday, and I'm working hard to stay out of Wholefoods, which is a challenge when it's at the end of the block! but today at last my dp had an AHA! moment. He finally agreed that it didn't make sense to bank the cash I was earning to pay off the cc, and then charge for gas and groceries!!!!! Yippee I've been struggling with this one for a while and it finally sank in. So now I'll definitely stick to my budget, though I don't know how we will make payments on the cc :
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#436 of 1542 Old 10-05-2007, 01:23 AM
 
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As a pp said neither do I know how to find my last post!!!!! So I'll try my best to remember.

No spend days 3/15
No drive days 1/15
Cook from scratch days 4/28

I grocery shopped and filled the car up on Monday, and I'm working hard to stay out of Wholefoods, which is a challenge when it's at the end of the block! but today at last my dp had an AHA! moment. He finally agreed that it didn't make sense to bank the cash I was earning to pay off the cc, and then charge for gas and groceries!!!!! Yippee I've been struggling with this one for a while and it finally sank in. So now I'll definitely stick to my budget, though I don't know how we will make payments on the cc :
Hey fellow mama! We're soon to Longfellow Mpls residents!

Summer: crafty mama to 2 little girls and wife to Bob
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#437 of 1542 Old 10-05-2007, 01:24 AM
 
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Originally Posted by momma earthical View Post
As a pp said neither do I know how to find my last post!!!!! So I'll try my best to remember.

No spend days 3/15
No drive days 1/15
Cook from scratch days 4/28

I grocery shopped and filled the car up on Monday, and I'm working hard to stay out of Wholefoods, which is a challenge when it's at the end of the block! but today at last my dp had an AHA! moment. He finally agreed that it didn't make sense to bank the cash I was earning to pay off the cc, and then charge for gas and groceries!!!!! Yippee I've been struggling with this one for a while and it finally sank in. So now I'll definitely stick to my budget, though I don't know how we will make payments on the cc :
Hey fellow mama! We're soon to be Longfellow Mpls residents!

Summer: crafty mama to 2 little girls and wife to Bob
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#438 of 1542 Old 10-05-2007, 01:38 AM
 
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Originally Posted by mamalotusyoga View Post
Here's my day today:
Good morning! Dropped DD off at Grandmas, Drive MIL to the airport (last minute) to visit my job of a BIL , Car won't start ! My bro picks me up and drives me to my haircut and then DHs work.
Drop DH at a friends while I go to work and he starts drinking , gets and : ensues the whole ride home, NOW I'm ..., ...

Here's my (expected) day tomorrow:
DH to me and for his behavior. Promises to be an and NEVER again.

10/04 -$33.05 on gas, -$35.00 on haircut ( this one!)
10/03 -$141.84 @ co-op, -$34.75 @ CUB Foods
10/02 -$221.11 for Naturopath, -$8.56 for DD's med records and -$7.42 on lunch
10/01 +checking deposit / -$2.70 on organic chocolate

NO CAR DAYS: 1/31
HOME COOK'n: 3/31
Smart Spendr: 2/31
Oh my! That's eventful. I'd be expecting the same day tomorrow too!

Okay went to the grocery store... finally!

Oct. 1: $2 on toy police car (disc.)
Oct. 2:
Oct. 3:
Oct. 4: $22 groceries

No spend 2/20
Eat out 2/4
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#439 of 1542 Old 10-05-2007, 01:51 AM
 
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I bought a song one iTunes tonight

Megan Davidson, Labor & Postpartum Doula, Breastfeeding Counselor, Anthropologist, Mom to August (9) and Clay (4), Partner to Shawn.

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#440 of 1542 Old 10-05-2007, 02:23 AM
 
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Oct 1 - $138 diapers (budgeted), $83 groceries, $11 book.
Oct 2 - $133 groceries at 10% Tuesday (stocked the pantry to the brim) $12 BookMooch obligation
Oct 3 -
Oct 4 -

$216/$440 groceries
$23/$25 entertainment

I think I'm going to drop out of BookMooch. Nothing I want is ever available, so basically I'm just paying people to take my books. I've mooched a couple of books so far and they were OK but nothing I was interested in keeping, so I just put them up for mooching again and wished I'd waited for the library hold list. If I actually bought books this would be saving me money, but I don't. Meh. Maybe I'll mooch some board books for DD to make myself feel better about this.
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#441 of 1542 Old 10-05-2007, 03:02 AM
 
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Oct 1 - no spending
Oct 2 - no spending
Oct 3 - 30.91 in canning supplies and only got what was on my list!
Oct 4 - 10.80 on drycleaning for DH, paid for it out of pocket cash.

We went to the mall play area (pouring rain so no park) and although I really wanted a mocha and walked past it twice - didn't buy one!

Go Green I don't vax either, why mess with perfect?
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#442 of 1542 Old 10-05-2007, 03:09 AM
 
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Dave Ramsey said it best, don't just THINK Murphy's Law will get you, PLAN ON IT!!!!

Today was NOT a good day, my poor Raul (a 2000 Ford Focus hatchback with 125K miles on him) needed $965 worth of work...: Thank goodness for our emergency fund but really, did this have to happen during the month that I'm finally comitting to start and FINISH being a part of this thread? Add to that a trip to the Restaurant Supply store where I picked up some supplies for my freezer cooking (8" personal sized pizza pans) and some Montessori type HS supplies for DS.

*sigh* I guess when I fall off the wagon, I JUMP OFF!!!

Oct 1:
Oct 2:
Oct 3: (but Raul goes into the shop...insert suspensful music here)
Oct 4: $1000 unplanned spending

Someone please shoot me.

Me my DH 4.5 year old DS and who just arrived on the scene 6/10 Excited to be blogging! Decluttering in 2010: 2010 / 2010
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#443 of 1542 Old 10-05-2007, 03:16 AM
 
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Oct 1:
Oct 2:
Oct 3: $6.79 on Apples and Icecream on apple crisp for company
$1.25 on a cookie
$.50 on library fines,
Oct 4: , tried to talk DH is going out for a while this evening and he said no. Saved by my honey

Total Discretionary spending: $8.54

PS got preapproval from the bank... Its time to look for a house!!!

Due January 23rd with my
Missing Asa James, born into this world 11-17-08 and into the next 12-25-08
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#444 of 1542 Old 10-05-2007, 04:34 AM
 
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Reporting in for the day. I blew it on the trainers, but tonight I had to go pick up a pizza stone from a Freecycler (woohoo!), and I thought I'd combine that trip with a trip to the mall to buy my Clinique face scrub (had a partial GC, but would have spent about $7 out of pocket). On the way in I decided I wasn't going to buy the scrub, since I've been doing OK without it. The girls dragged me in anyway, and I successfully avoided spending any money! I felt like I was in the no-spending pinball game: DING! $1 rides!!! DING! bottled water machines! DING! Old Navy!!! DING! shoe department at Macy's!!! DING! pretzel snacks!!! DING! Dunkin' Donuts!!! I was quite impressed with myself

The rundown:

10/1 -- Spent $15 on nonessential groceries
10/2 -- Spent $2 in car change on sour cream to replace the one I didn't know had gone bad in the fridge for our quesadilla dinner
10/3 -- $0, baby!
10/4 -- $23 on trainers, but for winning Mall Pinball

Melissa, a homeschooling, caffix.gif-guzzling, SAHM of two: reading.gif (11) and joy.gif(8)
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#445 of 1542 Old 10-05-2007, 08:14 AM
 
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Reporting in for the day. I blew it on the trainers, but tonight I had to go pick up a pizza stone from a Freecycler (woohoo!), and I thought I'd combine that trip with a trip to the mall to buy my Clinique face scrub (had a partial GC, but would have spent about $7 out of pocket). On the way in I decided I wasn't going to buy the scrub, since I've been doing OK without it. The girls dragged me in anyway, and I successfully avoided spending any money! I felt like I was in the no-spending pinball game: DING! $1 rides!!! DING! bottled water machines! DING! Old Navy!!! DING! shoe department at Macy's!!! DING! pretzel snacks!!! DING! Dunkin' Donuts!!! I was quite impressed with myself

The rundown:

10/1 -- Spent $15 on nonessential groceries
10/2 -- Spent $2 in car change on sour cream to replace the one I didn't know had gone bad in the fridge for our quesadilla dinner
10/3 -- $0, baby!
10/4 -- $23 on trainers, but for winning Mall Pinball
Melissa, you never told me where in NJ you are!
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#446 of 1542 Old 10-05-2007, 08:56 AM
 
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Checking in. Didn't spend any money yesterday, not a penny. Am planning for another day at home today. I also managed to pick up extra babysitting for today and tomorrow, so that's more money for our emergency fund.

Midwife (CPM, LDM) and homeschooling mama to:
13yo ds   10yo dd  8yo ds and 6yo ds and 1yo ds  
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#447 of 1542 Old 10-05-2007, 09:11 AM
 
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October 1
October 2
October 3 $25 dd portraits, $10 bear for dd, $34 fabric for me :
October 4

No spend days: 3/21
Eat at home days 4/27
Groceries $96/$300
Personal mad money $34/$50
DD's mad money $10/$20

I feel really dumb for buying more fabric! I need to pay off the serger first. I still owe $150 on it and should not buy anymore fabric until that debt is paid in full!

shayinme- Haven't forgotten you! Will try to get a shipping quote to you today.

Jenny, proud maker of red things
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#448 of 1542 Old 10-05-2007, 10:41 PM
 
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10/5:
$367.50 tuition--budgeted
Oh and $12 budgeted for strawberries, soda for friend, organic carrots and grapes for me
DH bought pizza and wings for us and a friend, but it was his money from MIL, so doesn't count.

Totals:
No spend: 1/31
Essential spending/bills: 4/31, $375 over budget
Non-essential spending: 0/31
Made/saved extra: 1/31
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#449 of 1542 Old 10-05-2007, 10:42 PM
 
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I did pretty well today although I only wanted to spend about $10 for a couple pairs of new baby pants and I spent $17 (3 pairs) which I was a little unhappy about. But, everything was in budget so

Megan Davidson, Labor & Postpartum Doula, Breastfeeding Counselor, Anthropologist, Mom to August (9) and Clay (4), Partner to Shawn.

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#450 of 1542 Old 10-05-2007, 10:47 PM
 
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Quote:
Originally Posted by phathui5 View Post
Checking in. Didn't spend any money yesterday, not a penny. Am planning for another day at home today. I also managed to pick up extra babysitting for today and tomorrow, so that's more money for our emergency fund.
That's great!
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