December No-Spend Challenge -- Holidays are going strong...you can do it! - Page 11 - Mothering Forums

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Old 12-13-2007, 05:57 PM
 
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Originally Posted by TRIBE View Post
welcome newcomers!
:

It's always nice to have new people on board! We've lost some folks this month, haven't we?
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Old 12-13-2007, 06:50 PM
 
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Dec 1:
Dec 2: (and made $175 on craigslist!)
Dec 3: post office $16.58 in budget
Dec 4: groceries and household items... $62 in budget
Dec 5: DH gas, $30 in budget
Dec 6: (and made $20 on Craigslist!)
Dec 7:
Dec 8: Trader Joes 18.01 (food), Walmart 10.76 (food) in budget
Dec 9: (Made $60 on Craigslist) Target 45.25 (dog food, makeup, and groceries), Vons 11.98 (produce) DH gas $49
Dec 10:
Dec 11:
Dec 12: $34 for coupon items and "killer" deals at the grocery store. Saved over 40%! LOL In budget.
Dec 13: Spent $30.17 at JCPenney. DH ripped a hole in his sweatshirt so I got him a sweatshirt/coat hooded thing and I got me a pair of warm yoga pants. Did pay cash though (craigslist helps!)

Desiree

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Old 12-13-2007, 11:32 PM
 
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12/01: $3 on replacing a book of a friends that my little DD ruined. $12 on lunch for bigger DD and I. $2 on a hot apple cider for me. $15 on winter boots for DD. Made $5 on Craigslist!
12/02: no spend! Made $10 on Craigslist!
12/03: no spend!
12/04: no spend! Made $20 on Craigslist!
12/05: no spend! Made $27 on Craigslist!
12/06: no spend!
12/07: no spend!
12/08: $9 on lunch for my older DD and I.
12/09: no spend!
12/10: no spend!
12/11: no spend!
12/12: $2 on 2 candles. $.75 on library fine. $1.35 on smoothie for the girls.
12/13: no spend!

1. 9/20 no-spend days.
2. $233/$300 on groceries and household items for Dec 7-Dec 20.
3. $0/$0 on the credit card.
4. $653/$688 budget for Christmas gifts (any money made off of Craigslist will be added in to this).
5. $15/$0 on my DDs (other than Christmas gifts, of course!)

KEY:
=true no-spend
=spending within the budget
=out of budget spending

I got Iris a tiny little yoga mat for $4 to add to her Christmas gifts. I couldn't pass it up! She loves doing yoga and is going to FLIP over having her very own mat!
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Old 12-14-2007, 12:10 AM
 
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Dec. 1 - $20 for Lunch {McDonalds} Made $535 holding Yardsale!
Dec. 2 - $15 for entertainment book {will get $10 GC & $6 rebate back - so free!} Made $513.51 from ebay auction!
Dec. 3 - : $35 USPS shipping to ship ebay items, $2112.21 Taxes on house, $81.13 groceries - all need/sale items!
Dec. 4 - : $27 at thrift store {books to sell & misc}, $135 water bill {yes - we had a leak!}, $240 Cable {double payment} Made $114.50 selling things on craigslist, and $21.44 selling on half.com
Dec. 5 - : $6.59 at starbucks, $2 for city bus.
Dec. 6 - : $17.50 at CVS {Made back $13 in ECB}. and $14.65 for a perscription that medicaid wouldn't cover.Made $5 on craigslist from selling old footlocker.
Dec. 7 - : $23 at local thrift store - homeschool materials. Made $8 selling boots on craigslist
Dec. 8 - : $21.78 for meds, $84.05 at heb for groceries, $10.96 at WG for Need items, $27 for BBQ dinner, and $.54 at CVS {Made back $5 in ECB}
Dec. 9 - : $10 at The Childrens Place for Socks for DD {she had none that fit - 6 pair for $10 is a great deal!}. $12 at mcdonalds for food, $7 for cookies, and $20 for a nursing bra at Motherhood Maternity.
Dec. 10 - Made $5 doing survey
Dec. 11 - : $74 at thrift store {but it was for a lift chair, a mattress, and diapers to re-sell}
Dec. 12 -
Dec. 13 - : $158.94 {Saved $80.48 in coupons} for groceries.

True no spend
: Necessary spending
: Unnecessary spending

1. 15 no spend days 4/15
2. 20 Eat at home Days 8/20
3. 20 Stick to the List Days {We grocery Game} 7/15
4. Craigslist/Ebay/Half.com/yardsale Goal $1197.45/700
5. Surveys 5/?
6. Stick to the grocery Budget! 353.12/475
7. Blow Funds 203/150
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Old 12-14-2007, 12:16 AM
 
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One regretted purchase today, among some necessary ones. I can't believe I gave in to DS at the grocery store when he spotted a train magnet! And to make it worse...he lost all interest in it as soon as we checked out.

I would take it back but the store we went to is not our usual one and it would cost the same amount in gas to get there. Grr.

12/1:
12/2: $10.52 St. Nick's presents for DS + $3/14 Carmex + $5.27 printer paper + $1.86 candy for DH and me
12/3: $80.86 necessary groceries + $2.78 unnecessary groceries
12/4: $27.33 necessary groceries
12/5: $46.77 for snow mittens and boots for DS from Lands' End + $4 Starbucks
12/6: $7.07 post office to mail Half.com sales + $3 peppermint stick custard
12/7:
12/8: $40 Christmas tree + $99.89 Christmas cards + $25 take-out
12/9:
12/10: $171.40 necessary groceries
12/11:
12/12:
12/13: $24.32 gas for the car + $11.49 necessary groceries + $8.44 flowers for my dad's birthday + $2.52 train magnet for DS


KEY:
True no spend
Necessary spending
Unnecessary spending

Formerly New Mama to Henry, born August 2005 and Silas, born November 2010.
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Old 12-14-2007, 12:49 AM
 
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Thu 13 No-spend

Tomorrow will be a spend day, but budgeted, at least.
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Old 12-14-2007, 12:53 AM
 
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Quote:
Originally Posted by mamamilkers View Post
[B]4. $653/$688 budget for Christmas gifts (any money made off of Craigslist will be added in to this).
I'm just curious if you don't mind sharing. How many people are you buying Christmas gifts for? Holiday budgeting has always been a big and very hard deal for me, so I'm just looking for feedback/comments... And I mean the rest of you too, if you want to share!
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Old 12-14-2007, 01:20 AM
 
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My key:
= NO SPEND AT ALL
= Gas, Groceries, Cleaning stuff
= anything else.

12/1-
12/2- Here is the damage:
-----$92.05- Christmas presents for my niece and nephew
-----$9.66-Holiday Cards and a pack of gum
-----$3.24-McDonald's
12/3-
12/4- $81.15 Groceries. $116.60 BJs-groceries (we get our meat there) $20 (approx- can't find the receipt) Target for laundry detergent, cleaning supplies.
12/5-
12/6-
12/7-
12/8- $47.01 gas, $2.13, Paperback Swap Obligation
12/9-
12/10 $9.41 Bottle of Iced tea, batteries, Sandwich at Hardees, candy bar
12/11- $8.98-Grocery run to buy stuff to make lunches for work (so I don't end up going fast food again).
$301.94 total on Christmas presents, dinner out w/friend, post office.
12/12- $47 manicure
12/13-









No spend days: 7/23

Proud mama to : Nicholas James born 3/19/09
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Old 12-14-2007, 01:41 PM
 
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So I've come to the conclusion that trying to set a low budget amount for groceries this month was a bad idea. The USDA's thrifty budget for our family is $684- and I thought I could spend less than that this month. But I think that sticking to a $500 budget would require me to make sacrifices that I'm not willing to make. Namely, we'd have to cut down on the amount of fruit that we eat. Yesterday I stopped at the grocery store to pick up some produce and dairy. Less than 12 hours later, at least quarter of the fruit is gone. My kids eat fruit like there's no tomorrow. I'm torn. Part of me feels like it's excessive for them to eat a couple of pounds of fruit per day (each). But the other part of me is saying "but they're eating GOOD food!!!" And before anyone asks, yes I do sometimes offer protein (usually peanut butter) when they're eating fruit, but usually all they want is the fruit. I guess when it comes down to it, I'd rather that they eat fruit for a snack instead of crackers or sugary granola bars, etc. And if it means I have a higher grocery bill, so be it.

Dec. 1-
Dec. 2-
Dec. 3- spent $1.48 at post office, $12.50 at the grocery store, made $3 selling eggs
Dec. 4-
Dec. 5- $21.28 at grocery store (DH), $100 to order spring dance recital costumes. We're all out of check blanks, so the costume order went on the credit card. oops!
Dec. 6- $44.65 for gas, $4.37 for snack
Dec. 7-$38.90 for pizza (DS's birthday), $293.03 for groceries, $2.88 + misc change for a tip at Starbucks
Dec. 8-
Dec. 9-
Dec. 10- $7.15 for chicken feed (budgeted), $42 for kids' monthly bowling league fees (budgeted)
Dec. 11-
Dec. 12- $5.50 for lunch at Panera with DH, $105.42 for DCs' and niece's gifts, $175.70 for my parents' gift (will be reimbursed by my siblings for 2/3 of the cost), $10 for my mom's birthday gift.
Dec. 13- $61.04 at grocery store for fruit and dairy
Dec. 14-
Dec. 15-
Dec. 16-
Dec. 17-
Dec. 18-
Dec. 19-
Dec. 20-
Dec. 21-
Dec. 22-
Dec. 23-
Dec. 24-
Dec. 25-
Dec. 26-
Dec. 27-
Dec. 28-
Dec. 29-
Dec. 30-
Dec. 31-

My goals for the month of December:
Track Grocery Spending: $392.22/$500
Track eating out/take out spending: $44.40/$100
Track my gasoline spending: $44.65/$160
Track household spending: $101.48
Track gift spending: $344.02/ $335 ($120 will be reimbursed)
Track frivolous spending: $2.88/$0
Track spending/income on chickens: $7.15 spending/$3 income
No frivolous spending: 12/31 days
No credit card use: 12/31 days
Stay within 15 miles of home: 9/25 days

New signature, same old me: Ann- mama of 2 boys and 2 girls, partnered to a fabulous man.
I'm an unintentional weasel feeder and I suck at proofreading.
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Old 12-14-2007, 02:58 PM
 
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Originally Posted by annethcz View Post
So I've come to the conclusion that trying to set a low budget amount for groceries this month was a bad idea. The USDA's thrifty budget for our family is $684- and I thought I could spend less than that this month. But I think that sticking to a $500 budget would require me to make sacrifices that I'm not willing to make. Namely, we'd have to cut down on the amount of fruit that we eat. Yesterday I stopped at the grocery store to pick up some produce and dairy. Less than 12 hours later, at least quarter of the fruit is gone. My kids eat fruit like there's no tomorrow. I'm torn. Part of me feels like it's excessive for them to eat a couple of pounds of fruit per day (each). But the other part of me is saying "but they're eating GOOD food!!!" And before anyone asks, yes I do sometimes offer protein (usually peanut butter) when they're eating fruit, but usually all they want is the fruit. I guess when it comes down to it, I'd rather that they eat fruit for a snack instead of crackers or sugary granola bars, etc. And if it means I have a higher grocery bill, so be it.
I've been struggling with the same thing. Last month I went over budget by like 50%. It's SO hard!
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Old 12-14-2007, 04:20 PM
 
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12/9 $25.10 co-op, $7.93 co-op shipping
12/10
12/11
12/12
12/13 $21.65 Walmart
12/14

Goals:
No spend days: 5/18 (Excludes "necessary" Christmas spending)
No DS, Etsy, DT: 13/27
Non-essential spending $54.68/$200
Save, Save, Save!

Exclusions:
Christmas presents, but I have to keep it <$400
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Old 12-14-2007, 04:42 PM
 
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Budgeted spending today: groceries, cards, pic frames.

The next few days should be no-spend... Probably until Tuesday.
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Old 12-14-2007, 04:49 PM
 
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Originally Posted by annethcz View Post
So I've come to the conclusion that trying to set a low budget amount for groceries this month was a bad idea. The USDA's thrifty budget for our family is $684- and I thought I could spend less than that this month. But I think that sticking to a $500 budget would require me to make sacrifices that I'm not willing to make. Namely, we'd have to cut down on the amount of fruit that we eat.
How about making your own snacks? My kids LOVE peanut butter balls and homemade granola bars. Bonus is homemade bars have very little sugar, last longer and taste so much better! We also make inexpensive sugar cookies and snickerdoodles when the mood strikes for a extra treat. Often times canned or frozen fruit is cheaper than fresh. Do you have a trade/craft you can use to work out a trade with someone who sells/farms their own produce? i do this a bit with organic pears, eggs and goats milk. It helps keep our budget low. I also meal plan every nights dinner and keep cheap grits, oatmeal and cereal on hand for breakfast. Lunch is pretty generic pb&j sandwiches or leftovers so that also helps keep our budget down.

Quote:
Originally Posted by ReikiMommy07 View Post
I'm just curious if you don't mind sharing. How many people are you buying Christmas gifts for? Holiday budgeting has always been a big and very hard deal for me, so I'm just looking for feedback/comments... And I mean the rest of you too, if you want to share!
I hand make gifts and that helps keep our budget down. I look for yarn on freecycle and craigslist. Total this year I spent $150 (and not in one sitting) and that was enough yarn to make a gift or 2 for all 5 kids, my dad, his gf, my sister, my mil & fil, and my dh. Plus I have a stash of yarns saved over the years that I can draw from and helped to save money. I don't even contemplate going in the stores (or online) and buying we could never afford it and i think everyone appreciates the hand made gift over the store bought gift.
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Old 12-14-2007, 04:49 PM
 
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Dec 1 groceries and gas
Dec 2
Dec 3
Dec 4
Dec 5
Dec 6
Dec 7 $7.50 to list items in my friends HC store for things that cannot be named on MDC
Dec 8 water bottles at kids party
Dec 9
Dec 10
Dec 11
Dec 12
Dec 13
Dec 14


Key
true no spend
necessary spend
:unbudgeted spend
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Old 12-14-2007, 05:54 PM
 
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Dec 1:
Dec 2: (and made $175 on craigslist!)
Dec 3: post office $16.58 in budget
Dec 4: groceries and household items... $62 in budget
Dec 5: DH gas, $30 in budget
Dec 6: (and made $20 on Craigslist!)
Dec 7:
Dec 8: Trader Joes 18.01 (food), Walmart 10.76 (food) in budget
Dec 9: (Made $60 on Craigslist) Target 45.25 (dog food, makeup, and groceries), Vons 11.98 (produce) DH gas $49
Dec 10:
Dec 11:
Dec 12: $34 for coupon items and "killer" deals at the grocery store. Saved over 40%! LOL In budget.
Dec 13: Spent $30.17 at JCPenney. DH ripped a hole in his sweatshirt so I got him a sweatshirt/coat hooded thing and I got me a pair of warm yoga pants. Did pay cash though (craigslist helps!)
Dec 14:

Desiree

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Old 12-14-2007, 06:35 PM
 
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Originally Posted by annethcz View Post
So I've come to the conclusion that trying to set a low budget amount for groceries this month was a bad idea. The USDA's thrifty budget for our family is $684- and I thought I could spend less than that this month. But I think that sticking to a $500 budget would require me to make sacrifices that I'm not willing to make. Namely, we'd have to cut down on the amount of fruit that we eat. Yesterday I stopped at the grocery store to pick up some produce and dairy. Less than 12 hours later, at least quarter of the fruit is gone. My kids eat fruit like there's no tomorrow. I'm torn. Part of me feels like it's excessive for them to eat a couple of pounds of fruit per day (each). But the other part of me is saying "but they're eating GOOD food!!!" And before anyone asks, yes I do sometimes offer protein (usually peanut butter) when they're eating fruit, but usually all they want is the fruit. I guess when it comes down to it, I'd rather that they eat fruit for a snack instead of crackers or sugary granola bars, etc. And if it means I have a higher grocery bill, so be it.
If you have the money for fresh fruit this time of year, go for it. You're investing in your children's health, which is worth so much more than whatever you'd be saving.

However, if you can't afford it, I use smoothies a lot to supplement how I can't afford a lot of fresh fruit this time of year. In the winter (which is the season where I live), frozen fruit is significantly cheaper. Bananas are always cheap. It gets a couple of servings of fruit for me a day.
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Old 12-14-2007, 06:37 PM
 
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BTW, where did you get the USDA number for food budget? I would like to have an idea of where my food budget should be. After months of trying to have a food budget of $200 a month, I'm starting to think that's just not reasonable, at least in an urban area.

Quote:
Originally Posted by boigrrrlwonder View Post
If you have the money for fresh fruit this time of year, go for it. You're investing in your children's health, which is worth so much more than whatever you'd be saving.

However, if you can't afford it, I use smoothies a lot to supplement how I can't afford a lot of fresh fruit this time of year. In the winter (which is the season where I live), frozen fruit is significantly cheaper. Bananas are always cheap. It gets a couple of servings of fruit for me a day.
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Old 12-14-2007, 07:37 PM
 
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BTW, where did you get the USDA number for food budget? I would like to have an idea of where my food budget should be. After months of trying to have a food budget of $200 a month, I'm starting to think that's just not reasonable, at least in an urban area.
The USDA keeps track of food costs, and here's the link for Oct. 2007 (most recent month available at this time).
http://www.cnpp.usda.gov/Publication...fFoodOct07.pdf

I think their estimates are REALLY high, but what do I know. This is supposed to be the cost for families who eat a balanced diet(following the food pyramid), eating/preparing all meals at home. The amount isn't supposed to include the cost of eating out, toiletries, paper products, or anything else you might pick up at the grocery store. There are 4 different levels. If you look at the bottom of the chart, they tell you how to figure out the cost for your family, depending on the number of people in your family.

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Old 12-14-2007, 07:43 PM
 
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Thanks for all of the suggestions on snack ideas. I know there are cheaper things to eat, but my kids just love fruit. I am usually trying to find a balance between allowing them to have unlimited amounts (which they'd like) vs. staying in budget. In the fall, it's easy to buy bags and bags of apples because they're cheap. We usually don't buy frozen fruit because it requires too much prep work- I like things that the kids can just grab and go, and are easy to clean up. But I guess for me, the trade-off is worth it. We CAN afford to buy fresh fruit, so I will do it. I guess I was just having one of those moments when I realized- OMG my family just consumed over 10 pounds of fruit in less than a day! I shudder to think what my grocery bill will look like when I have teenagers!

New signature, same old me: Ann- mama of 2 boys and 2 girls, partnered to a fabulous man.
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Old 12-14-2007, 10:42 PM - Thread Starter
 
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Originally Posted by mamamilkers View Post
It's always nice to have new people on board! We've lost some folks this month, haven't we?
I think you've lost ME this month!

I just haven't been on the computer for days on end because of holiday preparation stuff...and I'm spending money like a sieve so I'm embarrassed to come on and post.

I think I'm going to have to count December as an expensive month for my family and come back strong in January.

But I'm sending a lot of good-vibes out to you other MDCers doing the challenge this month! Great job!

I'll be back with a vengance in January.

Prue

 

 

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Old 12-14-2007, 11:49 PM
 
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1st $30 gas; $25 thrift store
2nd $152 food (this should last for two weeks -- 12/16)
3rd :
4th :
5th $43 gas; $13 gifts for dc
6th $45 food; $8 eating out
7th :
8th $31 gas; $68 food (some junk, dog food, basics)
9th :
10th $1.30 coffee
11th :
12th $58 gas (loaner and mine); $76 inspection and oil change; $12 wrapping paper, ribbon; tape, roping; $21 dump
13th $48 food
14th : $21 sweater at thrift store; $3 coffee


I will NOT patronize any fast food places!
I will NOT patronize any big box stores except Home Depot if necessary.

GOALS:
Food from the grocery store: $313/$400
gas: $162/$200
races (DH and me): $0/$50 (I might use mine toward yoga though)
Christmas: $25/$150
Misc.: $58/$50 (DH has the same amount)
Garbage: $21
Car: $76
TOTAL SPENDING OUTSIDE FIXED BILLS:$631


14/31 NO FAST FOOD! 14/31 NO BIG BOX STORES!


KEY: : True no spend Spending within budget : Spending outside budget

LAST MONTH!!!!
Food from the grocery store: $493/$600
Paper goods: $30
Eating out: $176/$150
Coffee: $14/$30
gas: $216/$250
personal spending on whatever: $84/$100
races (DH and me): $120/$225
diapers and wipes: $138/$60 (bought for next month too)
toward house: $82
lost $40
TOTAL SPENDING OUTSIDE FIXED BILLS:$1393
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Old 12-14-2007, 11:55 PM
 
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Quote:
Originally Posted by annethcz View Post
Thanks for all of the suggestions on snack ideas. I know there are cheaper things to eat, but my kids just love fruit. I am usually trying to find a balance between allowing them to have unlimited amounts (which they'd like) vs. staying in budget. In the fall, it's easy to buy bags and bags of apples because they're cheap. We usually don't buy frozen fruit because it requires too much prep work- I like things that the kids can just grab and go, and are easy to clean up. But I guess for me, the trade-off is worth it. We CAN afford to buy fresh fruit, so I will do it. I guess I was just having one of those moments when I realized- OMG my family just consumed over 10 pounds of fruit in less than a day! I shudder to think what my grocery bill will look like when I have teenagers!
Fresh fruit and veggies will help make them healthier for life! There is nothing better. We should all eat like that. (DH and I attempt to, but always fall prey to pizza and bread.) Joel Furhman would give you a high five. What could you have to spend your money on that is better?
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Old 12-15-2007, 12:17 AM
 
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Pru, I'm not doing so great this month either. I'm listing expenses every day but I'm ALSO ordering stuff on the credit card (to be paid back at the end of the month -- I was planning on listing it as I paid it off). And I'm not updating my budget every day like I did last month...papers are piling up on my desk. But I'm hoping that at least checking in every day will lessen the damage, and that after Christmas I will have no more excuses to spend.

So...DS is teething and really touchy, and I felt like we needed to get out and DO something today, so we went to Trader Joe's. Argh. Spent $37.10 on chai concentrate and almond milk, chocolate bars, ham slices (that part's okay) and a pack of raspberries that cost $3.99 that I come home to find out are almost all moldy. Of course DS was begging for them so I had to give him the few that seemed okay, and now I'm kicking myself for not looking at the package more closely in the store.

12/1:
12/2: $10.52 St. Nick's presents for DS + $3/14 Carmex + $5.27 printer paper + $1.86 candy for DH and me
12/3: $80.86 necessary groceries + $2.78 unnecessary groceries
12/4: $27.33 necessary groceries
12/5: $46.77 for snow mittens and boots for DS from Lands' End + $4 Starbucks
12/6: $7.07 post office to mail Half.com sales + $3 peppermint stick custard
12/7:
12/8: $40 Christmas tree + $99.89 Christmas cards + $25 take-out
12/9:
12/10: $171.40 necessary groceries
12/11:
12/12:
12/13: $24.32 gas for the car + $11.49 necessary groceries + $8.44 flowers for my dad's birthday + $2.52 train magnet for DS
12/14: $37.10 mostly non-necessary groceries at TJ's

KEY:
True no spend
Necessary spending
Unnecessary spending

Formerly New Mama to Henry, born August 2005 and Silas, born November 2010.
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Old 12-15-2007, 12:51 AM
 
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Dec. 1-
Dec. 2-
Dec. 3- spent $1.48 at post office, $12.50 at the grocery store, made $3 selling eggs
Dec. 4-
Dec. 5- $21.28 at grocery store (DH), $100 to order spring dance recital costumes. We're all out of check blanks, so the costume order went on the credit card. oops!
Dec. 6- $44.65 for gas, $4.37 for snack
Dec. 7-$38.90 for pizza (DS's birthday), $293.03 for groceries, $2.88 + misc change for a tip at Starbucks
Dec. 8-
Dec. 9-
Dec. 10- $7.15 for chicken feed (budgeted), $42 for kids' monthly bowling league fees (budgeted)
Dec. 11-
Dec. 12- $5.50 for lunch at Panera with DH, $105.42 for DCs' and niece's gifts, $175.70 for my parents' gift (will be reimbursed by my siblings for 2/3 of the cost), $10 for my mom's birthday gift.
Dec. 13- $61.04 at grocery store for fruit and dairy
Dec. 14- $50.00 for gas
Dec. 15-
Dec. 16-
Dec. 17-
Dec. 18-
Dec. 19-
Dec. 20-
Dec. 21-
Dec. 22-
Dec. 23-
Dec. 24-
Dec. 25-
Dec. 26-
Dec. 27-
Dec. 28-
Dec. 29-
Dec. 30-
Dec. 31-

My goals for the month of December:
Track Grocery Spending: $392.22/$500
Track eating out/take out spending: $44.40/$100
Track my gasoline spending: $94.65/$160
Track household spending: $101.48
Track gift spending: $344.02/ $335 ($120 will be reimbursed)
Track frivolous spending: $2.88/$0
Track spending/income on chickens: $7.15 spending/$3 income
No frivolous spending: 13/31 days
No credit card use: 13/31 days
Stay within 15 miles of home: 10/25 days

New signature, same old me: Ann- mama of 2 boys and 2 girls, partnered to a fabulous man.
I'm an unintentional weasel feeder and I suck at proofreading.
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Old 12-15-2007, 01:37 AM
 
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My key:
= NO SPEND AT ALL
= Gas, Groceries, Cleaning stuff
= anything else.

12/1-
12/2- Here is the damage:
-----$92.05- Christmas presents for my niece and nephew
-----$9.66-Holiday Cards and a pack of gum
-----$3.24-McDonald's
12/3-
12/4- $81.15 Groceries. $116.60 BJs-groceries (we get our meat there) $20 (approx- can't find the receipt) Target for laundry detergent, cleaning supplies.
12/5-
12/6-
12/7-
12/8- $47.01 gas, $2.13, Paperback Swap Obligation
12/9-
12/10 $9.41 Bottle of Iced tea, batteries, Sandwich at Hardees, candy bar
12/11- $8.98-Grocery run to buy stuff to make lunches for work (so I don't end up going fast food again).
$301.94 total on Christmas presents, dinner out w/friend, post office.
12/12- $47 manicure
12/13-
12/14-








No spend days: 8/23

Proud mama to : Nicholas James born 3/19/09
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Old 12-15-2007, 03:25 AM
 
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12/01: $3 on replacing a book of a friends that my little DD ruined. $12 on lunch for bigger DD and I. $2 on a hot apple cider for me. $15 on winter boots for DD. Made $5 on Craigslist!
12/02: no spend! Made $10 on Craigslist!
12/03: no spend!
12/04: no spend! Made $20 on Craigslist!
12/05: no spend! Made $27 on Craigslist!
12/06: no spend!
12/07: no spend!
12/08: $9 on lunch for my older DD and I.
12/09: no spend!
12/10: no spend!
12/11: no spend!
12/12: $2 on 2 candles. $.75 on library fine. $1.35 on smoothie for the girls.
12/13: no spend!
12/14: $21 on admission to the children's museum. $13 for a dress for older DD. $7 on dinner. $7 on Starbucks. $56 on two sweaters for me.

1. 9/20 no-spend days.
2. $233/$300 on groceries and household items for Dec 7-Dec 20.
3. $0/$0 on the credit card.
4. $653/$688 budget for Christmas gifts (any money made off of Craigslist will be added in to this).
5. $28/$0 on my DDs (other than Christmas gifts, of course!)

KEY:
=true no-spend
=spending within the budget
=out of budget spending

Today was a brutal day. I knew we would spend the children's museum admission but going to the outlet mall was a spur-of-the-moment thing. I was with a friend in Gymboree as I was going crazy over the cute stuff they and she laughed "so much for the no-spend challenge!" I did get out of there only spending $13 on one dress, which is REALLY good for me, considering I used to walk out of that store $200 poorer. We had to eat out because I didn't bring enough food for a dinner and, well, once you've already blown it might as well throw some Starbucks in there for good measure! The two sweaters were something I've been looking for for a long time, so I feel semi-okay about justifying that. I'm really tall and it's hard to find things that fit me right, so finding two sweaters I liked that fit me was
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Old 12-15-2007, 03:29 AM
 
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Quote:
Originally Posted by Crunchy*VT*Mom View Post
I think you've lost ME this month!

I just haven't been on the computer for days on end because of holiday preparation stuff...and I'm spending money like a sieve so I'm embarrassed to come on and post.

I think I'm going to have to count December as an expensive month for my family and come back strong in January.

But I'm sending a lot of good-vibes out to you other MDCers doing the challenge this month! Great job!

I'll be back with a vengance in January.

Prue
I've missed you, Prudence, and MrsKennedy especially! I think this is a really hard month to go no-spend. I mean, it's only probably the highest retail month of the year! I'm finding it not too hard because I've got a really high present budget and I also way over-spent last month, so I really feel like tightening the reigns this month. Well, except for today. Just going to pretend like today never happened
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Old 12-15-2007, 01:25 PM
 
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12/1- $13 @ Taco Bell
12/2
12/3
12/4
12/5
12/6
12/7
12/8 $18 Chinese food
12/9
12/10
12/11
12/12
12/13
12/14 $53 @ Applebees

Hmm, I sense a theme here.

Jenny, proud maker of red things
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Old 12-15-2007, 03:05 PM
 
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No-spend today! And I'm not feeling well, so I couldn't go out if I wanted to. In this case, not going out means not spending, so it's a good thing. I could do without the feeling though.

I probably shouldn't post this, as the point is NO-spending! But this is cool! I found aromatherapy massage oils at our Dollar Tree yesterday. There are a bunch of different ones, and I got lavender-vanilla (I think it was), for relaxation. For $1 they're a great deal, even though they're not pure EOs.
They'd make good gifts too, for those who like that sort of thing. But it just figures... No one on my list does!
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Old 12-15-2007, 03:08 PM
 
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Dec. 1:
Dec. 2:
Dec. 3: (no spend!)
Dec. 4:
Dec. 5:
Dec. 6: (no spend!)
Dec. 7:
Dec. 8: (no spend!)
Dec. 9: (no spend!)
Dec. 10:
Dec. 11: (no spend!)
Dec. 12: (no spend!)
Dec. 13: (no spend!)
Dec. 14: (no spend!)

GOALS:
* Less than $100 in frivolous spending: month to date $0
* At least 25 days (no spend or spending w/in budget): 14/25
* Avoid Target: 14/31
* Pack snacks/water for outings: 14/31
* NO library fines: month to date $0
* Stay within grocery budget: $113.64/$400
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