December No-Spend Challenge -- Holidays are going strong...you can do it! - Page 7 - Mothering Forums

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#181 of 547 Old 12-06-2007, 05:28 PM
 
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December 1: $15 for pictures of the kids with Santa Claus.
December 2: no driving, spent $60 on Christmas gifts online.
December 3: no driving, no spending!
December 4: no driving, no spending!
December 5: $6 on parking, $4 of necessary spending at grocery store, $100 Christmas shopping, $24 spent on fast food and other things I don't really need (hot chocolate, snacky treats, etc.)
December 6: $35 spent on diapering stuff.

2/10 actual no-spend days
3/5 let-the-car-rest days
24/75 in discretionary/preventable spending
0/5 lattes
No unfunded credit card charges yet!
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#182 of 547 Old 12-06-2007, 05:51 PM
 
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1 - $191.30 on groceries (budgeted)
2 - true no spend no drive
3 - $50 gas (budgeted)
4 - $50 Staples (stuff to mail stuff I sold, tape, printer cartridges)
$5 to ship the stuff I sold
Most of this will get reimbursed through work or paid for with profits from sales. All budgeted/necessary
5 - : $78.95 groceries. $52.95 dry cleaners. It was all necessary, dry cleaners wasn't budgeted, I'm annoyed, so I'm giving myself the irked face.
6 - nothing to report. I'm laying low today.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
2/12 no drive days
2/15 no spend at all days
0/8 take out/restaurant meals
0/$100 take out/restaurant meals
5/31 turn off the computer nights
$0/$50 mad money
$270.25/$500 groceries


Possible Pitfalls:
1. DS' first bday and first Christmas. I don't have a plan for spending yet on these things and I need to get one.

2. Christmas itself. I host dinner. We already have the main course, but I need sides and desserts. I need a budget for this.

3. Holiday guests. Usually end up going out to eat or spending more. Need to make sure not to lose sight of my goals in all of this.[/QUOTE][/QUOTE]
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#183 of 547 Old 12-06-2007, 06:00 PM - Thread Starter
 
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01..
02.. $2 bagels
03.. ,
04..
05..
06..

5/20 No spend days
1/10 Let the car rest days

Bought two car seats today -- $400 Yikes!!!! But we are trying to fit three car seats in the back of our Honda Civic so that we can use that car longer instead of buying a bigger car...so hopefully that will save us money in the long run.

 

 

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#184 of 547 Old 12-06-2007, 07:44 PM
 
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Quote:
Originally Posted by Mommabean View Post
yes at target they are 4.98 and they just adjust accordingly.

At my local grocery store (HEB) they have them for even less than that and take the coupons. GREAT to donate knowing the promise and well its FREE.
Awesome We're off to hit the stores for Polly Pockets!!!!
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#185 of 547 Old 12-06-2007, 08:43 PM
 
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1st $30 gas; $25 thrift store
2nd $152 food (this should last for two weeks -- 12/16)
3rd
4th
5th $43 gas; $13 gifts for dc
6th $45 food; $8 eating out

I will NOT patronize any fast food places!
I will NOT patronize any big box stores except Home Depot if necessary.

GOALS:
Food from the grocery store: $197/$500
gas: $73/$200
races (DH and me): $0/$50 (I might use mine toward yoga though)
Christmas: $13/$150
Misc.: $33/$50 (DH has the same amount)


6/31 NO FAST FOOD! 6/31 NO BIG BOX STORES!


KEY: : True no spend Spending within budget : Spending outside budget
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#186 of 547 Old 12-06-2007, 09:12 PM
 
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[QUOTE=MSAX;9907786]Dec 1: $52 at Target on gifts and household (37$ from budget, rest from holiday money gifted to us), $12 on pizza

Dec 2: $99 on groceries, $10 copies for dh recital, $51 flowers, $20 metro card

Dec 3:

Dec 4: $14.50 in stamps, taking ds out for dinner before choir performance $0!!!!, enrolling for dental insurance $243 for the fees and the first 2 months of coverage, $20 metrocard for dh

Dec 5: $3 pizza, $6 eggs and choc chips

Dec 6: $7.50 ornothology class, $7 snacks for ds & dh

My goals:

115/$350 on food/household
68/$150 misc spending (postage, clothes, gifts, fees, etc)
40/$20 metrocard
0/$25 laundry
0/$50 fun money for dh and I (wine, movies, etc.)
0/$1000 to debt!!!

0/??? car repair needed (200-300$)
$51/50 flowers for dh to give to his students at recital
0/25$ taking ds out for dinner after his choir concert!!! Friend paid!
$243 for dental insurance enrollment
0/5 no spent at-all days (not bills or food or anything)

Megan Davidson, Labor & Postpartum Doula, Breastfeeding Counselor, Anthropologist, Mom to August (9) and Clay (4), Partner to Shawn.

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#187 of 547 Old 12-06-2007, 09:52 PM
 
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My key: = NO SPEND AT ALL
= Gas, Groceries, Cleaning stuff
= anything else.

12/1-
12/2- Here is the damage:
-----$92.05- Christmas presents for my niece and nephew
-----$9.66-Holiday Cards and a pack of gum
-----$3.24-McDonald's
12/3-
12/4- $81.15 Groceries. $116.60 BJs-groceries (we get our meat there) $20 (approx- can't find the receipt) Target for laundry detergent, cleaning supplies.
12/5-
12/6-





No spend days: 4/23

Proud mama to : Nicholas James born 3/19/09
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#188 of 547 Old 12-06-2007, 10:20 PM
 
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Dec. 1 - $20 for Lunch {McDonalds} Made $535 holding Yardsale!
Dec. 2 - $15 for entertainment book {will get $10 GC & $6 rebate back - so free!} Made $513.51 from ebay auction!
Dec. 3 - : $35 USPS shipping to ship ebay items, $2112.21 Taxes on house, $81.13 groceries - all need/sale items!
Dec. 4 - : $27 at thrift store {books to sell & misc}, $135 water bill {yes - we had a leak!}, $240 Cable {double payment} Made $114.50 selling things on craigslist, and $21.44 selling on half.com
Dec. 5 - : $6.59 at starbucks, $2 for city bus.
Dec. 6 - : $17.50 at walgreens {Made back $13 in ECB}. and $14.65 for a perscription that medicaid wouldn't cover.Made $5 on craigslist from selling old footlocker.

True no spend
: Necessary spending
: Unnecessary spending

I am so peeved right now - would you believe that medicaid wouldn't cover antibiotic for my mother! They covered vicoden but not the ampacillin! And there excuse was that it might be sold on the street:

1. 15 no spend days 2/15
2. 20 Eat at home Days 4/20
3. 20 Stick to the List Days {We grocery Game} 5/15
4. Craigslist/Ebay/Half.com/yardsale Goal $1189.45/700
5. Surveys 0/?
6. Stick to the grocery Budget! 98.63/475
7. Blow Funds 60/150
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#189 of 547 Old 12-06-2007, 10:23 PM
 
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1st: $14.12 groceries for DS1 birthday : all unnecessary.
2nd:
3rd: $20.89 boots for DS1; $14.99 3 puzzles for DS2
4th:
5th: $41.51 groceries
6th:

I am trying to spend less this month and I am amazed at how little I have spent! I guess I am so proud of myself for not spending ANY $ at all 3 days so far.

Mom to '97, '07, '09 and birth mom '00 and wife to my BFF
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#190 of 547 Old 12-06-2007, 10:27 PM
 
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Dec 1
Dec 2
Dec 3
Dec 4
Dec 5
Dec 6


Key
true no spend
necessary spend
:unbudgeted spend
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#191 of 547 Old 12-06-2007, 10:46 PM
 
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Good spending today: On postage to mail three books I sold through Half.com.
Bad spending today: On peppermint stick custard from our local custard stand.

C'mon, it was peppermint stick! It's not like I can get that year-round.

12/1:
12/2: $10.52 St. Nick's presents for DS + $3/14 Carmex + $5.27 printer paper + $1.86 candy for DH and me
12/3: $80.86 necessary groceries + $2.78 unnecessary groceries
12/4: $27.33 necessary groceries
12/5: $46.77 for snow mittens and boots for DS from Lands' End + $4 Starbucks
12/6: $7.07 post office to mail Half.com sales + $3 peppermint stick custard

KEY:
True no spend
Necessary spending
Unnecessary spending

Formerly New Mama to Henry, born August 2005 and Silas, born November 2010.
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#192 of 547 Old 12-06-2007, 11:31 PM
 
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12/01: $3 on replacing a book of a friends that my little DD ruined. $12 on lunch for bigger DD and I. $2 on a hot apple cider for me. $15 on winter boots for DD. Made $5 on Craigslist!
12/02: no spend! Made $10 on Craigslist!
12/03: no spend!
12/04: no spend! Made $20 on Craigslist!
12/05: no spend! Made $27 on Craigslist!
12/06: no spend!

1. 5/20 no-spend days.
2. $300/$300 on groceries and household items for Nov 23-Dec 6.
3. $0/$0 on the credit card.
4. $432/$688 budget for Christmas gifts (any money made off of Craigslist will be added in to this).
5. $15/$0 on my DDs (other than Christmas gifts, of course!)

KEY:
=true no-spend
=spending within the budget
=out of budget spending

We spent less than $2 out of our Christmas budget on the Polly Pocket's that Mommabean suggested. You guys, go "buy" those for donations!!!! It's so awesome!

I'm beyond thrilled that I made it through the last two weeks within our grocery budget. Our refrigerator is not much to look at, but we've had everything we've needed for the meals I had planned every night and have eaten well
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#193 of 547 Old 12-07-2007, 01:25 AM
 
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I finally have internet again, now I have to catch up

Dec. 1-... I moved today so I had to get food (I had none) and stuff for the apartment that I didn't already own
Dec. 2-... stayed in all day unpacking/cleaning
Dec. 3-... paid for moving truck and monthly loan payment
Dec. 4-:... paid for apartment stuff to be setup and some apartment supplies at Giant Tiger which was all part of the budget, but then I bought myself a coffee, which wasn't necessary, so even though it wasn't much, I'm giving myself an irked face
Dec. 5-:... had to take a cab downtown to my meeting and then home because I couldn't carry the carseat to where I was going after... but it wasn't in the budget (I was supposed to have a ride and they cancelled ) I bought tofu while I was there for suppers, it was on sale
Dec. 6-... I was out today but didn't have any temptation to spend. I simply reminded myself there is No wiggle room right now...

My goals for the month of December:
Food: 55.86/200
Stuff for the Apartment (I just moved this month): 72.54/100
Other Necessary and Unnecessary Purchases: 22.49/300
No Spend Days: 2/10

- No Spend Day
- Spending only within budget
: - Unnecessary Spending

Alison
Mama to Toad (08/06), Frog (01/09)... and new baby Newt born on his due date, Sep. 8, 2010
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#194 of 547 Old 12-07-2007, 01:34 AM
 
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Just changed my username from FamilyFriendlyLife, and SO GLAD to finally be back online after our move this past weekend. Can't wait to read all of December; dust is still settling on our move-related spending (mostly meals for helpers), but nothing overtly frivolous is coming to mind yet...

Dec. 1:
Dec. 2:
Dec. 3: (no spend!)
Dec. 4:
Dec. 5:
Dec. 6: (no spend!)

GOALS:
* Less than $100 in frivolous spending: month to date $0
* At least 25 days (no spend or spending w/in budget): 6/25
* Avoid Target: 6/31
* Pack snacks/water for outings: 6/31
* NO library fines: month to date $0
* Stay within grocery budget: $0/$430
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#195 of 547 Old 12-07-2007, 10:41 AM
 
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Dec 1st - No spend and stayed home
Dec 2nd - 15.00 going out to eat as a family (1 of the 2 budgeted eating out days ) , 15.00 gas , Paid off Best Buy cc ! also paid tithe
Dec 3rd - 13.00 flu vaxs for DD I did good though it lunch time here and I did NOT stop for fast food but instead came home to eat and feed dd.
Dec 4th - decided not to go to story time at Starbucks I always feel like I HAVE to get something so this took the temptation away . No spend !
Dec 5th - Gas 30.00 dh car , mortgage, electric , internet ,cc paymeny all paid plus I may go buy food tonight .
Dec 6th 14.81 groceries, 15.56 swap box items plus 9.00 to ship I should of NOT signed up for a swap!, 3.21 teacher tins for the cookies we are making , 33.10 on dh christmas 8.10 over budget, 20.00 gas
Dec. 7th We are going to a playgroup this morning and then back home and then out to a dinner therater at church all free so unless something happen this should be a true no spend day !

Goals:
3/20 True no spend days
4/11 Budget money (mortgage , food, electric , cc debt and the like)
1/0 none budget money spent
1/2 eating out days (we have two days we have to eat out this month so they are budgeted money )
33.10/25.00 my christmas money
65.00/155.00 gas money


Key :
no spend or budget spend money
Budget money
unbudget money
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#196 of 547 Old 12-07-2007, 02:27 PM
 
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My goals for this month are
stay within budget of 3200
Beat my 8 no spend days in Nov
Pay down some of our 2000$ debt
xmas for kids 100
xmas for dh and I 100

1-$40 drivers license, $81.27 kids portraits.
2-
3- $16 drugstore wipes, asprin, $20 to fix dh banjo
4-
5- $5.94 movies,
6-
7-

No spend 4 -
Total 163.21/3200
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#197 of 547 Old 12-07-2007, 04:32 PM
 
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My key: = NO SPEND AT ALL
= Gas, Groceries, Cleaning stuff
= anything else.

12/1-
12/2- Here is the damage:
-----$92.05- Christmas presents for my niece and nephew
-----$9.66-Holiday Cards and a pack of gum
-----$3.24-McDonald's
12/3-
12/4- $81.15 Groceries. $116.60 BJs-groceries (we get our meat there) $20 (approx- can't find the receipt) Target for laundry detergent, cleaning supplies.
12/5-
12/6-
12/7-





No spend days: 5/23

Proud mama to : Nicholas James born 3/19/09
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#198 of 547 Old 12-07-2007, 04:36 PM
 
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Dec 1:
Dec 2: (and made $175 on craigslist!)
Dec 3: post office $16.58 in budget
Dec 4: groceries and household items... $62 in budget
Dec 5: DH gas, $30 in budget
Dec 6: (and made $20 on Craigslist!)
Dec 7:

Desiree

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#199 of 547 Old 12-07-2007, 05:56 PM
 
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12/1- $13 @ Taco Bell
12/2
12/3
12/4
12/5
12/6

Jenny, proud maker of red things
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#200 of 547 Old 12-07-2007, 06:03 PM
 
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Managed a no spend day today and hoping to do the same tomorrow.

1st $30 gas; $25 thrift store
2nd $152 food (this should last for two weeks -- 12/16)
3rd
4th
5th $43 gas; $13 gifts for dc
6th $45 food; $8 eating out
7th

I will NOT patronize any fast food places!
I will NOT patronize any big box stores except Home Depot if necessary.

GOALS:
Food from the grocery store: $197/$500
gas: $73/$200
races (DH and me): $0/$50 (I might use mine toward yoga though)
Christmas: $13/$150
Misc.: $33/$50 (DH has the same amount)


7/31 NO FAST FOOD! 7/31 NO BIG BOX STORES!


KEY: : True no spend Spending within budget : Spending outside budget
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#201 of 547 Old 12-07-2007, 06:30 PM
 
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Catching up on yesterday- I forgot the snack I signed up to bring for homeschool co-op at home on the counter :, so I had to pick up something else at a convenience store.

I'm planning on going grocery shopping tonight. I'll be good as long as I stick to my list.

Dec. 1-
Dec. 2-
Dec. 3- spent $1.48 at post office, $12.50 at the grocery store, made $3 selling eggs
Dec. 4-
Dec. 5- $21.28 at grocery store (DH), $100 to order spring dance recital costumes. We're all out of check blanks, so the costume order went on the credit card. oops!
Dec. 6- $44.65 for gas, $4.37 for snack
Dec. 7-
Dec. 8-
Dec. 9-
Dec. 10-
Dec. 11-
Dec. 12-
Dec. 13-
Dec. 14-
Dec. 15-
Dec. 16-
Dec. 17-
Dec. 18-
Dec. 19-
Dec. 20-
Dec. 21-
Dec. 22-
Dec. 23-
Dec. 24-
Dec. 25-
Dec. 26-
Dec. 27-
Dec. 28-
Dec. 29-
Dec. 30-
Dec. 31-

My goals for the month of December:
Track Grocery Spending: $38.15/$500
Track eating out/take out spending: 0/$100
Track my gasoline spending: 44.65/$160
Track household spending: $101.48
Track gift spending:
Track frivolous spending: 0/$0
Track spending/income on chickens: $3 income
No frivolous spending: 6/31 days
No credit card use: 5/31 days
Stay within 15 miles of home: 5/25 days

New signature, same old me: Ann- mama of 2 boys and 2 girls, partnered to a fabulous man.
I'm an unintentional weasel feeder and I suck at proofreading.
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#202 of 547 Old 12-07-2007, 07:28 PM
 
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12/1: $42 groceries; $36 Target, all but $5 no essential; $110 dog grooming .
12/2: $1 lottery ticket
12/3:$35 copay; $1.14 postage
12/4: $5 workbooks for ds; $27 pizza and subs
12/5: $104 cell phone (minus $50 mail-in rebate)because my phone died once and for all
12/6: NO SPEND
12/7: NO SPEND

GOALS:

15 no-spend days;
$200 limit in X-Mas spending;
$200 in spending other than (1) paying bills (2) groceries, gas, health and other essentials that I can't think of at the moment.

PROGRESS TO DATE:

2 no-spend days
$0 X-Mas spending
$137 non-essential spending
$104 essential but unbudgeted spending
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#203 of 547 Old 12-07-2007, 08:38 PM
 
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Dec 1: $52 at Target on gifts and household (37$ from budget, rest from holiday money gifted to us), $12 on pizza

Dec 2: $99 on groceries, $10 copies for dh recital, $51 flowers, $20 metro card

Dec 3:

Dec 4: $14.50 in stamps, taking ds out for dinner before choir performance $0!!!!, enrolling for dental insurance $243 for the fees and the first 2 months of coverage, $20 metrocard for dh

Dec 5: $3 pizza, $6 eggs and choc chips

Dec 6: $7.50 ornothology class, $7 snacks for ds & dh

Dec 7: $102 on groceries -- made $20 today selling something also

My goals:

217/$350 on food/household
68/$150 misc spending (postage, clothes, gifts, fees, etc)
40/$20 metrocard (dh bought one also so we ended up over)
0/$25 laundry
0/$50 fun money for dh and I (wine, movies, etc.)
0/$1000 to debt!!!

0/??? car repair needed (200-300$)
$51/50 flowers for dh to give to his students at recital
0/25$ taking ds out for dinner after his choir concert!!! Friend paid!
$243 for dental insurance enrollment
1/5 no spent at-all days (not bills or food or anything)

Megan Davidson, Labor & Postpartum Doula, Breastfeeding Counselor, Anthropologist, Mom to August (9) and Clay (4), Partner to Shawn.

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#204 of 547 Old 12-07-2007, 10:12 PM
 
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Dec. 1 - $20 for Lunch {McDonalds} Made $535 holding Yardsale!
Dec. 2 - $15 for entertainment book {will get $10 GC & $6 rebate back - so free!} Made $513.51 from ebay auction!
Dec. 3 - : $35 USPS shipping to ship ebay items, $2112.21 Taxes on house, $81.13 groceries - all need/sale items!
Dec. 4 - : $27 at thrift store {books to sell & misc}, $135 water bill {yes - we had a leak!}, $240 Cable {double payment} Made $114.50 selling things on craigslist, and $21.44 selling on half.com
Dec. 5 - : $6.59 at starbucks, $2 for city bus.
Dec. 6 - : $17.50 at walgreens {Made back $13 in ECB}. and $14.65 for a perscription that medicaid wouldn't cover.Made $5 on craigslist from selling old footlocker.
Dec. 7 - : $23 at local thrift store - homeschool materials. Made $8 selling boots on craigslist

True no spend
: Necessary spending
: Unnecessary spending

1. 15 no spend days 2/15
2. 20 Eat at home Days 5/20
3. 20 Stick to the List Days {We grocery Game} 5/15
4. Craigslist/Ebay/Half.com/yardsale Goal $1197.45/700
5. Surveys 0/?
6. Stick to the grocery Budget! 98.63/475
7. Blow Funds 83/150
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#205 of 547 Old 12-07-2007, 10:33 PM
 
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Finally, another no-spend day!

12/1:
12/2: $10.52 St. Nick's presents for DS + $3/14 Carmex + $5.27 printer paper + $1.86 candy for DH and me
12/3: $80.86 necessary groceries + $2.78 unnecessary groceries
12/4: $27.33 necessary groceries
12/5: $46.77 for snow mittens and boots for DS from Lands' End + $4 Starbucks
12/6: $7.07 post office to mail Half.com sales + $3 peppermint stick custard
12/7:

KEY:
True no spend
Necessary spending
Unnecessary spending

Formerly New Mama to Henry, born August 2005 and Silas, born November 2010.
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#206 of 547 Old 12-07-2007, 10:56 PM
 
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Dec 1
Dec 2
Dec 3
Dec 4
Dec 5
Dec 6
Dec 7 $7.50 to list items in my friends HC store for things that cannot be named on MDC :

Key
true no spend
necessary spend
:unbudgeted spend
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#207 of 547 Old 12-07-2007, 11:10 PM
 
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12/01: $3 on replacing a book of a friends that my little DD ruined. $12 on lunch for bigger DD and I. $2 on a hot apple cider for me. $15 on winter boots for DD. Made $5 on Craigslist!
12/02: no spend! Made $10 on Craigslist!
12/03: no spend!
12/04: no spend! Made $20 on Craigslist!
12/05: no spend! Made $27 on Craigslist!
12/06: no spend!
12/07: no spend!

1. 6/20 no-spend days.
2. $300/$300 on groceries and household items for Nov 23-Dec 6.
3. $0/$0 on the credit card.
4. $570/$688 budget for Christmas gifts (any money made off of Craigslist will be added in to this).
5. $15/$0 on my DDs (other than Christmas gifts, of course!)

KEY:
=true no-spend
=spending within the budget
=out of budget spending

Not much to report. We got deeeeelicious Puerto Rican food for dinner tonight. It was DF's payday!
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#208 of 547 Old 12-07-2007, 11:17 PM
 
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December 1: $15 for pictures of the kids with Santa Claus.
December 2: no driving, spent $60 on Christmas gifts online.
December 3: no driving, no spending!
December 4: no driving, no spending!
December 5: $6 on parking, $4 of necessary spending at grocery store, $100 Christmas shopping, $24 spent on fast food and other things I don't really need (hot chocolate, snacky treats, etc.)
December 6: $35 spent on diapering stuff.
December 7: $5.75 at Starbucks

2/10 actual no-spend days
3/5 let-the-car-rest days
30/75 in discretionary/preventable spending
1/5 lattes
No unfunded credit card charges yet!
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#209 of 547 Old 12-08-2007, 01:06 AM
 
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Quote:
Originally Posted by TRIBE View Post
[B]Dec 7 $7.50 to list items in my friends HC store for things that cannot be named on MDC :
I so want to know more about this!

Megan Davidson, Labor & Postpartum Doula, Breastfeeding Counselor, Anthropologist, Mom to August (9) and Clay (4), Partner to Shawn.

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#210 of 547 Old 12-08-2007, 02:33 AM
 
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Dec. 1:
Dec. 2:
Dec. 3: (no spend!)
Dec. 4:
Dec. 5:
Dec. 6: (no spend!)
Dec. 7:

Spending within budget today = $10 on Christmas gift + $7 TP (definitely a necessity for us!)

GOALS:
* Less than $100 in frivolous spending: month to date $0
* At least 25 days (no spend or spending w/in budget): 7/25
* Avoid Target: 7/31
* Pack snacks/water for outings: 7/31
* NO library fines: month to date $0
* Stay within grocery budget: $0/$430
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