|View Poll Results: How much do you (and your DP/SO) owe?|
|$1.00 to $1,000||3||1.14%|
|$1,000 to $5,000||14||5.32%|
|$5,000 to $10,000||21||7.98%|
|$10,000 to $20,000||38||14.45%|
|$20,000 to $30,000||33||12.55%|
|$30,000 to $50,000||29||11.03%|
|$50,000 to $75,000||17||6.46%|
|$75,000 to $100,000||13||4.94%|
|$100,000 to $200,000||12||4.56%|
|Voters: 263. You may not vote on this poll|
Unassisted birthing, atheist, poly, bi WOHM to 4 wonderful, smart homeschooling kids Wes (14) Seth (7) Pandora Moonlilly (2) and Nevermore Stargazer (11/2012) Married to awesome SAH DH.
I went to a state school and was supported by my parents.
Dh had a little scholarship money, a little support from his dad, paid as he went by giving music lessons and playing gigs, and paid off the rest in a few years after he was done.
Busy mom and loving it... dd (2/03), ds (6/05), dd (8/07), ds (12/09), ??? due 5/12
Ready for this one ladies?...I think I'm the lucky winner....
300K between DH and me!:
DH has loans from undergrad and we both went to chiropractic school, after associateships for 3 years (that pay next to nothing) we are starting our own practice which means...you guessed it...more loans!
I don't even like to think about the numbers, they make me hyperventilate. Good thing I love what I do, because I'll pay for it forever!
I'm gonna go puke now....
Spending all of my money and time on this wild, wild life.
We've paid off dh's loan, after 10 years of payments. His was about 16k (he had some grants, and went to a state school).
We both have Bachelor's degrees. Dh would like to return for his Master's, but it will be subsidized by his job (teacher).
Worth every penny, imo!
AP Mom to 5
And then, there will be grad school!!
DH's parents supported him through school, so he didn't owe anything.
If I ever get there...
S & Y and 2 DS... H (7) and K (3) and a September 2015 baby!
I went to school off and on for about 8 years...still haven't graduated.
I worked, but min wage and I had no help from family. So mostly the loans were to live off of.
Makes me ill. I'm a sahm now, so DH gets to pay off my debt. Keeps us from getting a house.
hugs to you and everyone well over $100k.
honestly, reading many your numbers made me feel so much better because 1. i don't feel as crazy (seriously, i had this delusion that i was rare to have this kind of debt because most of my friends either A. had their parents pay for school or B worked through school; as well as A. either didn't go to grad school or B. went to grad school and it was completely paid by the school, stipend, etc), and 2. i also feel the same way when i look at my numbers--i literally start an anxiety/shame cycle!
my husband is paid off, and i make monthly payments, but i owe $109,000 in school debt. i went to law school, graduated, but now i teach yoga.
we hope that my business will expand greatly in the next two years and that that expansion will allow us to pay off the whole debt in the next two years. Assuming things go the way that i hope they will. even if it only does half what we expect (which is what i make now), we've talked about putting all of that income toward the school loans, and paying it off in four years (right now, most of the income goes back into the business, to the minimum loan payment, and into our savings).
i so want this monkey off my back!
let me re-phrase
I worked and made enough money to pay entirely for my college and bills and was lucky enough to not have to need to use student loans to pay for college.
oh and I did take a year off between grade 12 and college to save up a bunch
the lucky part was that I was a lifeguard and made really good money and the other part of the equation was that i went to a community college which cost so much less than university.
My sister, on the other hand, owes about $30,000 in student loans, and she even attended the London School of Economics, as well as a few others.
Katreena, 39 year old Alaskan Mama to 1 and 1
My bachelor's degree is from Harvard. However, I went to the Extension School, which is the evening division. It was cheaper to attend Harvard at night than it was to go to the University of Massachusetts! The Extension School used to advertise themselves as the best kept secret in Boston. Classes are held on the main Harvard campus, mostly taught by Harvard professors (some are visiting professors). It is a Harvard education for less than a state school price. You can't beat that deal! I was the youngest person in most of my classes as everyone else were adults returning to school. It is a different experience than the standard college experience, but totally worth it for me!
I am currently in law school and am planning to take no loans for that either. I got a substantial scholarship, which covers just under 75% of the tuition. We are paying the other 25% out of pocket.
That covers 2 BAs, 2 MAs, a PhD on hold (abd), and a PhD in process. I'm planning on getting an MLS in a year or two but that will be without loans.
I wish we didn't have that debt of course, but my only real regret is leaving my own PhD program without the degree. There were (and are) good reasons why I refocused my educational and personal path but it would be nice to have finished that degree!
Nothing left on the UK law degrees and the BA's or the teaching certificates or certificates in Ecology and Conservation or the ....
OK - we have a lot of education here
Both DH and I were very fortunate: our parents were willing and able to pay for our undergraduate education, which was not cheap.
I worked and got teaching assistantships and fellowships to pay for my doctorate.
DH paid off his master's degree a few years ago, about 5 years after graduating.
I'm very proud that my undergraduate institution is following Harvard's lead and has decided to give scholarships instead of loans to anyone who is admitted and needs financial aid. They already have a need-blind admission policy, so this should really make an impact in the lives of these students.
and remembering: little turtle 5/23/2006 and poppyseed 7/15/2009