February No-Spend Challenge -- How did you do? What will you do differently next month? What did you learn about your spending from doing this... - Page 11 - Mothering Forums

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#301 of 1040 Old 02-04-2008, 09:28 PM
 
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2/1~$11 in clothing (much needed undergarments for girls), $20 for bday gift, $44 in groceries (budgeted), $51 in budgeted haircuts for dh and ds.
2/2~$47.22 for household items (Sears and Lowes)
2/3~
2/4

no spending 2/10
grocery spending $44/$250
clothing spending $11/$100
household $47.22/0
haircuts $51/$45
gas spending 0/$125
eating out 0/2
bday gift spending $20/$35
gas fill ups 0/$125

SAHM to the munchkins (14.5, 11.5, 9.5, 3, and almost 2)
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#302 of 1040 Old 02-04-2008, 10:57 PM
 
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2/1: $1 at the library book sale (found a book I am selling on Amazon!)
2/2: spent nothing
2/3: $2.90 pizza / $33.52 bulk household items/ $32.42 storage baskets
2/4: spent nothing
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#303 of 1040 Old 02-04-2008, 11:10 PM
 
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2/1: $4.12 coffee out with friend
2/2: $100 Maya massage + $19.80 necessary groceries
2/3:
2/4: $8.37 post office + $12.00 Goodwill + $4.92 necessary groceries

KEY:
True no spend
Necessary spending
Unnecessary spending

Formerly New Mama to Henry, born August 2005 and Silas, born November 2010.
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#304 of 1040 Old 02-04-2008, 11:36 PM
 
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My name's Gina and I am a SAHM of 4. My husband works very hard and I am trying to work just as hard to lower our expenses, earn extra money, and become debt free. My history is only one month so far, but we must start somewhere!

January: grocery spending $949/$1,000, frivolous spending $432/$300, extra income: $309/$0

Here's Februrary so far:

KEY:
=made money
=not one dime spent that day!
=necessary spending
=unecessary spending

2/1:
2/2: $65 medical (Emergen-c, Boirons, Chlorophyll, including meds bought 1/30 that I forgot to count in that month), $1 library card replacement, $5 entertainment
$50 lunch out
2/3: $40 groceries, $20 party food, $11 toilet paper, $5 entertainment
2/4: $24 dry cleaning, $35 school lunches
$3 junk
2/5:
2/6:
2/7:
2/8:
2/9:
2/10:
2/11:
2/12:
2/13:
2/14:
2/15:
2/16:
2/17:
2/18:
2/19:
2/20:
2/21:
2/22:
2/23:
2/24:
2/25:
2/26:
2/27:
2/28:
2/29:


-- Grocery spending $40/$900
-- Frivolous spending: $3/$300
-- School lunches T: $10/$40.00 in acct, J: $2.50/$17.50 in the acct, A: $0/$12.50 in the acct
-- Health expenses (meds, supplements, co-pays): $65
-- Entertainment & party foods $30/$70
-- Track Household $11/Clothing $0/Hygiene $0/Pets $0/My gas $68/Shipping costs $0/Other $1/Shipping costs $0/Dry cleaning $24
-- Activities for the boys: Bowling league $0/$78, basketball (paid for in January)
-- Allowance given to kids: T$0/$12, A$0/$12, J$0/$12

-- Extra income: $0/$0
-- No bank fees 4/29
-- No fast food 4/26
-- No eating out/ordering in 3/26
-- No buying drinks or snacks out 2/26

Almost a b-ball team: : Taylor -14, Alex -11, Jack -8, Lachlan born at home 11/15/07
"Well behaved women rarely make history"
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#305 of 1040 Old 02-04-2008, 11:38 PM
 
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Mamas, I am so frustrated. For once, it's not my personal spending that's got me down, but the joint account. I thought we were going to do so well, and I spent almost $130 today at the co-op and Target! And I thought I was being frugal! So I'm over budget on misc spending already, and it's the 4th of the month.

In the hopes you'll guide me, I'm going to copy my receipts from Target and the co-op here. Tell me where I went wrong?

Co-op:
Katz coffee, .7 lb @ $7.99 lb=$5.59
Local eggs, 1 dz, $2.89
Organic Valley Half & Half, 2 @ $3.59
Organic Valley Half & Half, $1.99
Organic Valley milk, $6.99
Tropicana orange juice, $3.49
Rudy's Organic cinnamon raisin bread, 2 @ $2.99 (on sale, usually $3.99)
Organic spinach, $2.99
Total: $37.10 (minus $.05 for bringing my own bag)

Target:
Starbucks coffee, 2 @ $6.29 (on sale, usually $6.99)
Hershey's Kisses, 2 @ $2.79
Post Grape-Nuts, $3.79
Archer Farms Italian soda, 2 @ $2.49
Kendall Jackson wine, $9.99
3 Blind Moose wine, $8.99
Method hand soap, $2.99
Scotch packing tape, 2 @ $1.79
Old Spice deodorant, $2.24
Secret deodorant, $3.49
Toms of Maine toothpaste, $4.29
Pillsbury cresent rolls, 2 @ $1.79
Flat blank cards, 2 @ $1.99
6 pk Scotch padded mailers, $4.89
Arm & Hammer 35 lb cat litter, $9.99
Subtotal: $84.94
Tax: $4.89
Total: $89.83

So let me have it--where am I wasting?

Joint spending:
2/1: $1402 mortgage--budgeted
2/2: $185 Costco (food stock-up, much needed towels, & membership fee)--budgeted
2/3: $15 movies, $30 dinner--budgeted
2/4: $37 co-op (budgeted), $90 Target (over budget)

Personal spending:
2/1: $2,000 monthly contribution to joint, $63 on swap food; $25 charitable giving--all budgeted; $3 cash on soda
2/2: $37 on swap food--budgeted, but I'm going to go over, since that's my whole budget and I haven't shipped anything yet; $35 credit card payment
2/3: $38 swap shipping (over budget), $5 other shipping (in budget), $8 from Amazon.com
2/4: (spend $4 on a prescription, +$18 for two shirts I returned at Target)

+$14/$100 misc. spending
$138/$100 swap/postage spending
1/14 no spend days
0/2 thrift shopping trips
0/5 lunches/coffees
$35/$700 credit card pay-down
4/29 no credit card days


Joint goal for Feb: just one--STAY ON BUDGET!


Personal goals for Feb:
-stay on budget (including no more than $100 misc spending, $100 swap spending/postage)
-no credit card spending
-at least 14 no spend days
-no more than 2 thrift shopping trips
-no more than 5 lunches and/or coffees at work
-pay at least $700 on credit card


January:
No-spend days: 12/31
Lunches/coffees purchased: 6
Off-budget spending: -$400
Credit card payments: $793
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#306 of 1040 Old 02-04-2008, 11:43 PM
 
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Key:
no spend at all
budgeted
unbudgeted but necessary
: unbudgeted and unnecessary

Goals:
0/9 spend days
4/20 no-spend
0/0 trips and $0/0 groceries until Feb 13
0/4 trips and $0/200 groceries for Feb 13-Mar 13
0/3 trips and $0/10 farmer's market
$0/30 eating out (or cooking valentine's dinner)
$? safety gate for DS
$0/10 household supplies
$0/20 clothes
$0/12.48 gift-making supplies, DH and DS valentines, chocolate
$0/43.51 DS bday in March
$0/0 unbudgeted spending

Fri 1
Sat 2
Sun 3
Mon 4
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#307 of 1040 Old 02-04-2008, 11:46 PM
 
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Just budgeted spending today, plus 60 minutes on the treadmill.

February 1- stayed within budget: $38.35 for pizza, paid bills
February 2- stayed within budget: $110.02 household/misc., $297.39 groceries
February 3-
February 4- stayed within budget: $37.35 gas, paid kids' bowling league fees for the month

My goals for February:
Track Grocery Spending: $297.39/$550
Track eating out/take out/entertainment spending: $38.35/$150
Track my gasoline spending: $37.35/$180
Track household/ misc. spending: $110.02/$200
Track frivolous spending: $0/$0
True no-spend: 1/18 days
No frivolous spending: 4/29 days
No credit card use: 4/31 days
Stay within 15 miles of home: 3/22 days
No-drive: 1/12 days
Exercise: 120/1000 minutes on the treadmill

New signature, same old me: Ann- mama of 2 boys and 2 girls, partnered to a fabulous man.
I'm an unintentional weasel feeder and I suck at proofreading.
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#308 of 1040 Old 02-04-2008, 11:55 PM
 
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Hi avengingophelia! Hang in there!

From a quick look at your receipts, I notice a few things. One, organics are important to you. They are to me, too, and there's a limit to how much you can bring those costs down. The place where I'd probably focus is the baked goods. Do you have any interest/time to bake yourself? I LOVE stuff like raisin bread and rolls, too, but I bake all my own now and you wouldn't BELIEVE how much money you'll save doing that. Also, I never buy cereal. It just never seems like a good buy. We eat porridge or toast from bread I've made myself.

Obviously you have some luxuries you like, like wine, but you have to really decide how important those things are. If they're really important and you can afford them, leave them alone! My strategy has always been to try to have my cake and eat it too--literally! I don't enjoy sacrificing little pleasures, so I'm trying to make them affordable.

Otherwise, your spending doesn't seem that out of line to me; but then I have a really high food budget that I'm trying to pare down, so I'm maybe not the best one to ask. It'll get better!

Me:
$34 book for dd's bday--found online on sale so actually saved $18 from what I had expected to pay--good purchase.
$34 groceries--working on a pantry challenge, still at goal of $20 under budget for the week
$5-another coffee and cookie at coffee shop; but this is a weekly date with dh so it's important spending.
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#309 of 1040 Old 02-04-2008, 11:55 PM
 
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Quote:
Originally Posted by avengingophelia View Post
So let me have it--where am I wasting?
Well, since you asked... : I'd cut out the following:

Co-op:
Organic Valley Half & Half, $1.99
(You bought 2 before, if I'm reading that right... So why a 3rd?)

Target:
Starbucks coffee, 2 @ $6.29 (on sale, usually $6.99)
(I'd choose between the Katz or the Starbucks...)
Hershey's Kisses, 2 @ $2.79
(Personally, I boycott Hershey's for moving plants to Mexico, but wouldn't buy them anyway as they're not a need.)
Archer Farms Italian soda, 2 @ $2.49
(Again, not a need...)
Kendall Jackson wine, $9.99
3 Blind Moose wine, $8.99
(Pick one and leave the other behind.)
Old Spice deodorant, $2.24
Secret deodorant, $3.49
(Pick just one...)
Pillsbury cresent rolls, 2 @ $1.79
(Me, I'd actually buy these... But really, you don't need them, esp. when you're trying to cut back. I know... I am, too!)

OK. JMO.
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#310 of 1040 Old 02-04-2008, 11:59 PM
 
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Quote:
Originally Posted by sewsew View Post
OK can someone tell me how to save my post so that the smilies STAY??? Please????
I find my last post, and hit the *quote* button at the bottom of the page, so I'm quoting my previous post.

Then I go through and remove the [ QUOTE ] at the beginning of the post and the [ / QUOTE ] at the end of the post. That way I have everything I've already posted, and I can add more as needed.

HTH

New signature, same old me: Ann- mama of 2 boys and 2 girls, partnered to a fabulous man.
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#311 of 1040 Old 02-05-2008, 12:00 AM
 
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My key:

= Total No Spend
= Gas , Groceries
=Anything other than Gas,Groceries

2/1- $14.29-Niece's b-day present, $50 Manicure
2/2- $39.27-Groceries
2/3-
2/4-

Proud mama to : Nicholas James born 3/19/09
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#312 of 1040 Old 02-05-2008, 12:05 AM
 
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Quote:
Originally Posted by avengingophelia View Post

Co-op:
Katz coffee, .7 lb @ $7.99 lb=$5.59
Local eggs, 1 dz, $2.89
Organic Valley Half & Half, 2 @ $3.59
Organic Valley Half & Half, $1.99
Organic Valley milk, $6.99
Tropicana orange juice, $3.49
Rudy's Organic cinnamon raisin bread, 2 @ $2.99 (on sale, usually $3.99)
Organic spinach, $2.99
Total: $37.10 (minus $.05 for bringing my own bag)

Target:
Starbucks coffee, 2 @ $6.29 (on sale, usually $6.99)
Hershey's Kisses, 2 @ $2.79
Post Grape-Nuts, $3.79
Archer Farms Italian soda, 2 @ $2.49
Kendall Jackson wine, $9.99
3 Blind Moose wine, $8.99
Method hand soap, $2.99
Scotch packing tape, 2 @ $1.79
Old Spice deodorant, $2.24
Secret deodorant, $3.49
Toms of Maine toothpaste, $4.29
Pillsbury cresent rolls, 2 @ $1.79
Flat blank cards, 2 @ $1.99
6 pk Scotch padded mailers, $4.89
Arm & Hammer 35 lb cat litter, $9.99
Subtotal: $84.94
Tax: $4.89
Total: $89.83

So let me have it--where am I wasting?
Okay, to me, none of this looks completely wasteful- especially if you're going to use it all. BUT (there's always a but) if you want to stay inside your budget you need to prioritize. It doesn't really matter what is important to me, what matters is what is important to you. Yes, some of the items that you have listed aren't necessary items. I could tell you to eat oatmeal instead of Grape Nuts, or to use a bar of soap instead of the liquid, or to stop drinking alcohol. But maybe you really like Grape Nuts and you're willing to give up something else in order to eat it.

Have you considered keeping a small pocket calculator in your purse? Or even just keeping a mental tally of cost of the items in your cart? I've found this to be a good way to stay under budget.

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#313 of 1040 Old 02-05-2008, 12:05 AM
 
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I am going to try an do this, I want to see how much we spend, and try and do better.

2/1 2.85 Cough drops for DH, 6.92 movies, but DH was sick
2/2
2/3 23.25 groceries
2/4 10.25 veggies, cough medicine Gas 33.62 4.81 Coffee drinks Had a starbucks gift card but B&N wont take them, so we put it on the debit card



Key
No Spend
Spent, but there was no way around it
Not necessary, totally just throwing money out the window

Total unnecessary spending: 11.73
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#314 of 1040 Old 02-05-2008, 12:08 AM
 
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Quote:
Originally Posted by avengingophelia View Post
Co-op:
Katz coffee, .7 lb @ $7.99 lb=$5.59
Local eggs, 1 dz, $2.89
Organic Valley Half & Half, 2 @ $3.59
Organic Valley Half & Half, $1.99
Organic Valley milk, $6.99
Tropicana orange juice, $3.49
Rudy's Organic cinnamon raisin bread, 2 @ $2.99 (on sale, usually $3.99)
Organic spinach, $2.99
Total: $37.10 (minus $.05 for bringing my own bag)

Target:
Starbucks coffee, 2 @ $6.29 (on sale, usually $6.99)
Hershey's Kisses, 2 @ $2.79
Post Grape-Nuts, $3.79
Archer Farms Italian soda, 2 @ $2.49
Kendall Jackson wine, $9.99
3 Blind Moose wine, $8.99
Method hand soap, $2.99
Scotch packing tape, 2 @ $1.79
Old Spice deodorant, $2.24
Secret deodorant, $3.49
Toms of Maine toothpaste, $4.29
Pillsbury cresent rolls, 2 @ $1.79
Flat blank cards, 2 @ $1.99
6 pk Scotch padded mailers, $4.89
Arm & Hammer 35 lb cat litter, $9.99
Subtotal: $84.94
Tax: $4.89
Total: $89.83

So let me have it--where am I wasting?
For myself, I tend to do organic only when there is about a 10% price difference. It looks like you place a higher premium on organic than I do, and that's a decision for everyone to make for themselves.

But here's how I would look at the items:
Coffee - which place is the better deal? Go with that.
Half & Half - I substitute milk. (Blasphemy, I know!)
Mailers - Unless it's for things purchased from me, I use recycled materials for swaps, gifts.
Hand soap - We buy this in bulk, and any generic hand soap for us.
Soda & wine - is that something you could cut out? Postpone?

I've been trying to use up the assorted caffienated beverages (tea, really) instead of making a full pot of coffee. Some days I'm make 1/2 as much and then switch to the tea stockpile. And when we are getting low on beer, I'll switch over to the wine (which isn't my preference) or mixed drinks.

Bridget. Momma to DD (4), expecting DS - 9/09, wife to SAHD. Gardener, coffee addict, urban dweller.
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#315 of 1040 Old 02-05-2008, 12:08 AM
 
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.

Bridget. Momma to DD (4), expecting DS - 9/09, wife to SAHD. Gardener, coffee addict, urban dweller.
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#316 of 1040 Old 02-05-2008, 12:14 AM
 
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avengingophelia - my dh is a huge wine drinker, but I refuse to buy $8-$9 bottles of wine. He has found a kind at Aldi called Winking Owl that is only $2.99. At Food 4 Less he found one for $2.85 or something. He also likes beer alot, so nopw he makes his own and it is a lot cheaper. Eventually he will start making his own wine too. Maybe you could find a place that carries cheaper wine??
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#317 of 1040 Old 02-05-2008, 12:30 AM
 
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Bought groceries for the week and omg was it ever hard to stay on budget (well I don't really do a budget but to keep to what we need, not crap food and impulse buys). Theres a few things I forgot because DH was rushing me, so if I pick them up and ONLY stick to them tomorrow I'm still going to count it as a NO SPEND day, because if it weren't for DH it would have been a no spend day, KWIM?

2/1
2/2 :
2/3
2/4

Goal:
2/21
1/15 :

Key
No Spend Day
Budgetted Spending
Gave in to the temptation

: Packed a lunch on days that I work
: Bought Take Out for lunch at work

Megan ~ mama to the Mountain Man (9 years old)
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#318 of 1040 Old 02-05-2008, 12:48 AM
 
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1-
2-$75 groceries; $14.90 maternity jumper
3- lunch out with hubby; not necessary, but it was in the buget and he's been wanting Scholtzky's for weeks ...
4- $38 groceries (for a pound of dried porcini mushrooms, but we've been paying abour $4 an ounce and these should easily last a year)

Goals:
--Groceries: $400
--Laundry: $15
--Personal spending: $50
--Eating out: No more than once per week
--Savings: $700
--No book shopping this month![/QUOTE]
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#319 of 1040 Old 02-05-2008, 01:07 AM
 
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Quote:
Originally Posted by avengingophelia View Post
Co-op:
Katz coffee, .7 lb @ $7.99 lb=$5.59
Local eggs, 1 dz, $2.89
Organic Valley Half & Half, 2 @ $3.59
Organic Valley Half & Half, $1.99
Organic Valley milk, $6.99
Tropicana orange juice, $3.49
Rudy's Organic cinnamon raisin bread, 2 @ $2.99 (on sale, usually $3.99)
Organic spinach, $2.99
Total: $37.10 (minus $.05 for bringing my own bag)

Target:
Starbucks coffee, 2 @ $6.29 (on sale, usually $6.99)
Hershey's Kisses, 2 @ $2.79
Post Grape-Nuts, $3.79
Archer Farms Italian soda, 2 @ $2.49
Kendall Jackson wine, $9.99
3 Blind Moose wine, $8.99
Method hand soap, $2.99
Scotch packing tape, 2 @ $1.79
Old Spice deodorant, $2.24
Secret deodorant, $3.49
Toms of Maine toothpaste, $4.29
Pillsbury cresent rolls, 2 @ $1.79
Flat blank cards, 2 @ $1.99
6 pk Scotch padded mailers, $4.89
Arm & Hammer 35 lb cat litter, $9.99
Subtotal: $84.94
Tax: $4.89
Total: $89.83
I agree with others. You need to decide what is super-important to you and what you can live without. I would skip the chocolates and Italian soda and I bake my own bread. I also use recycled mailing materials (except in my business). Do you have a Trader Joe's nearby? We don't drink much wine but when we do it's $2/bottle Charles Shaw from TJs. It's pretty good, actually.
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#320 of 1040 Old 02-05-2008, 01:15 AM
 
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Ok mamas- I need some advice, I'm getting a pell refund soon, about 300. This is because I put schoolbooks on a CC to be able to use half.com instead of the super expensive school booktore. I have mulitple Cc's and an awful amount of Cc debt. I want to make one big payment to a Cc.
My choices are:

#1-high interest (29%) Cc which I used to buy the books-about a 1,000 balance. BUT every time I seem to pay down on this one I just use it again, so it seems like I never get ahead on it.

#2-medium interest CLOSED Cc account (18%) 2,400 balance, lower interest, but if I pay on this I can't use it again, and I will be closer to paying it off.

I do have a third Cc, but it's very low rate and high balance, so I don't feel like this payment would make much of dent. My goal/hope is to pay off #1, close it, pay off #2-closed not by me, and just keep the third Cc for emergencies-reduce my total limit as I pay down on it until there is maybe about a 3,000 limit and very minimal or no balance.
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#321 of 1040 Old 02-05-2008, 01:23 AM
 
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2/1 - $13 on beer.
2/2 - $13 on lunch out with the kids, $35 on dinner out with everyone, $40 on
non-essential grocery items.
2/3 - $8 on crusty bread and beer. But hey, it was the Super Bowl!
2/4 - $30.01 (so close!) on 3/4 tank of gas. $13 on essential grocery items (fruit, milk, juice)

I'm noticing that I fritter a lot of dollars away at the grocery store. And I have to go there *again* tomorrow because it's my day to bring snack to DS's preschool, and I somehow neglected to get anything for that when i was at the store TODAY. : Needless gas usage, too, to keep running back and forth to the store like this.
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#322 of 1040 Old 02-05-2008, 01:23 AM
 
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Yay! No spend for me today! Makes me feel a bit better about yesterday. We are supposed to get quite a bit of snow tonight so probably a no spend no drive day tomorrow.
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#323 of 1040 Old 02-05-2008, 02:34 AM
 
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mamimapster - I like to pay the high interest stuff off first. But then I read something or someone told me to just start paying off your lowest amount things. So like last month I paid off a $200.00 ortho bill instead of putting that 200 toward the fat credit card bill. I am hoping to pay off $300 on a loan that we have been paying on. Since your lowest balance is also on the highest % rate, I would put it on that one.

We havent used any credit cards in about a year. I also would pay them off and then we would use them, but I was too afraid to destroy them because sometimes you need a credit card. Like one time I needed to rent a car and a debit card would not do. Anyway, all my credit cards are inthe freezer. I froze them in a plastic cup of water. I could melt it fast if I needed to, but I know I wont use them on impulse while I am out and I will really have to make an effort to buy something with them. It has really helped us.

avengingophelia - I agree with annethcz about using a small calculator. When I am being responsible, I will decide how much I am going to spend BEFORE going to the store, and then I walk around with my cell phone and add up each thing I put in the cart. If I go over, then something has to go back. It really makes me think about what i am going to put in the cart and if I really need it.
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#324 of 1040 Old 02-05-2008, 02:36 AM
 
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I am hoping tomorrow will go well for me, but since i am taking DS to the doctor and needing to get him on reflux meds (poor liitle guy cant even sleep at night because he is choking on his spit up), so that'll be money out the bank! I will keep trying though!
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#325 of 1040 Old 02-05-2008, 06:23 AM
 
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2/1
2/2
2/3
2/4

February Spending Goals:
No Spend days: 4/27
No etsy/DS/ebay: (except ds trades only!) 4/27
Non-necessary Spending: <150
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#326 of 1040 Old 02-05-2008, 06:49 AM
 
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I've amended my "rules" so that homeschooling supplies don't count as spending. I don't count my regular bills and I figure HSing is kind of like a bill. We need what we need, right?


2/01 , $124.77 Groceries, $12.28 household, $13.36 Razors:
2/02 , $46.92 Gas, $57.69 Household, $7.95 Dairy Queen for me and DD12), $3.20 Sees Chocolates (DH & DD9)
2/03
2/04


Goals:
No spend days: 2/17
Eating out days: 0/6
No CC use: 0/29
Unbudgeted spending: $11.15/0
Track "wants" spending: $34.37

Groceries: $124.77/$550
Household: $$69.97/$200
Gas: $46.92/$160
Eating out: 0/$70

No spend day:
Budgeted spending:
Spend Day (unbudgeted, unnecessary):
Unbudgeted, but necessary:

I want to be proud of my spending choices
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#327 of 1040 Old 02-05-2008, 08:31 AM
 
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2/1 - 182.28 (Walmart) - on groceries, shower gifts, medicine for sick DS
2/2 - 17.36 (Fred's) - went trying to figure out their coupon doubling policy - took DH and DS and we spent more than I expected
2/3 - 12.54 - additional part of wedding shower expenses
2/4 -

Kim


Legend:
- No spend day
- Spend - planned and necessary
- Spend - planned but not REALLY necessary
- Spend - unplanned but necessary
- Spend - unplanned and unnecessary

Goals:
$500 - groceries and household items
10/29 - no spend days - CURRENTLY AT 1/10
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#328 of 1040 Old 02-05-2008, 09:44 AM - Thread Starter
 
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Quote:
I figure HSing is kind of like a bill. We need what we need, right?
Yep. Necessary.

 

 

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#329 of 1040 Old 02-05-2008, 09:46 AM - Thread Starter
 
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Pre-emptive thumb today.

I'm leaving my wallet at home...already took my driver's license out and put it in the car. So I can't spend today.

I really want to keep this no-spend streak going... I'm going to be angry with myself if I have to come back on here and edit this post.

01..
02..
03..
04..
05..

5/22 No-Spend Days
1/10 Let the Car Rest Days
5/29 Fast-Food-Free Days

 

 

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#330 of 1040 Old 02-05-2008, 10:32 AM
 
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Was able to stick to my plan yesterday with the exception of 1 hr of decluttering/organizing.

2/1 No Spend
2/2 $174.94 groceries; $50 household (Costco membership)
2/3 $43.00 donations; $86.69 groceries; $53.24 gifts for Valentines Day (budgeted)
2/4 $88.00 bowling fees; $56.76 gas; $26.00 allowances for kiddos

I am planning a No Spend day today and 2 hrs of decluttering/organizing.

Jill

My Plan

Groceries: $261.63/$750
Household: $50/$150
Gas: $56.76/$200
Coffee: $0/$25
Frivolous Spending: $0/$100
Birthday for DS #2: $0/$50
15 no spend days: 1/15
25 no stores days (grocery or Big Box): 2/25
No Credit Cards: 4/29
2x eat out with hubby and/or kids: 0/2
22 hrs decluttering: 2/22
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