March No-Spend Challenge ~ The finish line is in sight...almost there! - Page 11 - Mothering Forums

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#301 of 753 Old 03-09-2008, 01:16 PM
 
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Ok here I go! This will be my month right? We just got a 2000$ tax return which was really helpfull and went straight to our debt, so we starting on the right foot.

Goals:
no spend days 8
stay in our budget of $3100

1-$14.69 bday present, groceries $16.85, dog food $60.42
2-
3-groceries $13.79, fries $7.86
4-dessert $6.94, payphone $2.24, gas $38.36
5-$149.78 phone bill, water $223.15, groceries $185., $25 parking, books $14.44
6-Chiro $5.25, $25 SIL social
7-
8-
9-
10-

-5
788.77/3100
78.88/100
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#302 of 753 Old 03-09-2008, 01:35 PM
 
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I'm really frustrated with how this month is going so far. I'm spending way more than I should and my budget's pretty much shot already. The good news is I should be working a lot the rest of the month but I have two more presents to buy and a trip to visit my parents and friends at Easter. So I'm not paying off my CC this month, just going to have to hope for next month. Putting a preemptive for today cuz I'm not leaving the house and I need to help myself feel better.

Bellweather, the best cookbooks I have ever seen/owned are the "Clueless" series, there's Clueless in the Kitchen, The Clueless Baker and The Clueless Vegetarian. There may be more but those are the ones I own and love. They're designed for teenagers experiencing their first time away from home but I love the tone of them and how the author explains EVERYTHING in detail, from how to cook an egg to how to baste propperly, to how to julienne vegetables. These are the books that taught me how to cook and I still use them all the time now. Maybe they would help your DH?

My Key:
- No spend
- Spend within budget
- Neccessary but unbudgeted
: - Unneccessary and unbudgeted

01/03 - spent $40.00 on paint for office (at 40% off and have been planning this one and only CC purchase this month for a long time) $26.00 on a really nice meal out with Dbf, came out of last week's tutoring money and gift certificate.
02/03 - snow bound
03/03 - primed my office, nearly bought putty to fill holes in walls then found out I could use toothpaste
04/03 -
05/03 - went out for dinner but dbf paid
06/03 - Bought frames for my office and dbf's b'day present but went $5 over the cash I had (all I'm supposed to spend) so I put it on my CC
07/03 - and Printed pictures for office and dbf's present, got new thigh-high nylons, all within budget and bought new shoes for work not really in budget but on sale and I kind of needed them
08/03 - : $60.00 on Dbf's birthday dinner. Spent WAY more than planned.
09/03 -

Goals For March:
*20 no spend days (Feb I had 17) 5/20
*Pay off some of CC
*Put $15 from each week of tutoring in saving envelope
*Plan out meals for each week to reduce grocery spending Done
*File taxes and put tax return on provincial student loan

Budget for March:
Income - around $900.00
- $560.00 to dbf for April bills
- $45.00 to savings
- $200.00 to CC (about half coming from what's still in the bank)
- around $60.00 spending money
- $60.00 to student loan
- $40.00 paint (on CC)
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#303 of 753 Old 03-09-2008, 02:49 PM
 
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My key:

:= groceries
= gas
= no spend
= spending other than gas or groceries

3/1-: $174.55 groceries,
---- $67.53 (Amazon for ER Season 8, High School Musical 1&2)
3/2-
3/3-
3/4-
3/5-
3/6-
3/7- $40 gas, $17.21 Sister's b-day gift
3/8- $9.52 Publix. I bought some Edamame (wanted to try it for a snack), a weird protein drink (it was gross), a pack of gum, and a Peppermint patty. So the drink, the patty and the gum weren't really necessary. The edamame COULD have waited til my next trip to the store, but it's better than snacking on junk food we have.
3/9-

Proud mama to : Nicholas James born 3/19/09
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#304 of 753 Old 03-09-2008, 03:46 PM - Thread Starter
 
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Quote:
We got a Kozy, but don't LOVE it. Do I spend the money and get a new carrier or make do with the Kozy?
Sell the Kozy on the Trading Post here or over at DiaperSwappers...then buy a new-to-you carrier on one of those sites.

That way you can try something new without breaking the bank.

 

 

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#305 of 753 Old 03-09-2008, 03:47 PM - Thread Starter
 
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01..
02..
03..
04..
05..
06..
07..
08.. $40.40 Paint at Home Depot
09..

Goals:
8/20 No Spend Days
9/31 Fast-Food-Free Days
2/10 Let the Car Rest Days

I really wanted doughnuts after church this morning but didn't stop and get any because I didn't want to report it here.

 

 

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#306 of 753 Old 03-09-2008, 05:52 PM
 
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March 1 -
March 2 - $16.40 for a couple of groceries
March 3 - $42.05 for take out, but it was planned and in budget
March 4 -
March 5 - $64.12 Household stuff within budget
March 6 - $10.94 McD's, $84.50 dd1 swimming lessons
March 7 - $275.51 Monthly Costco trip
March 8 -
March 9 - $48.38 for books : $32.84 Household stuff

Key:

= No spend
= Budgeted spending
= Out of budget/frivolous spending


Grocery/Household items - $388.87/$500
Take out - $53.44/$100
Misc Spending - $48.38/$100
Shoes for dd2 - $0/$60
Swimming lessons dd1 - $84.50/$84.50

3/20 No Spend days
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#307 of 753 Old 03-09-2008, 06:13 PM
 
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3/1
3/2 Poodle toy & game for dd @ Goodwill $2
3/3
3/4 Books for DH $20, Kite for dd $1
3/5
3/6
3/7
3/8 Fabric $16, Toy for dd $1, swap shipping $5
3/9

Unnecessary spending: $45.00
No spend days: 6/14

Jenny, proud maker of red things
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#308 of 753 Old 03-09-2008, 07:15 PM
 
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3/1: $11.98 photo prints of kids for my desk at work/Dinner out (counting this as our lunch for the week since it was a cheap burger joint for a friend's birthday)

3/2: : $54.09 Groceries, McDonalds for DS1 & DH, Scones and coffee for breakfast.

3/3 (But Dh bought $9.34 in groceries)

3/4

3/5 : $80 for the Domperidone (budgeted), $9 for lunch at work, $9 for McDonalds for DH and DS1 when they visited me at work, and $15 for take-n-bake pizza for dinner.

3/6

3/7 $66.66 for groceries, Dinner out (Indian, spent more than we should. I forget that it's automatically 20% spendier when we don't get take out) $10 for lunch, ordered in because I didn't have time for anything else.

3/8 : $84 on Amazon (mostly budgeted treats, playfood for DS, RAM for DH, bottles for baby) $40 for the part to fix my laptop, $120 on DS's diapers, $215 on DH and my anniversary present, and BOTH lunch and dinner out.

3/9 : $23.95 on groceries, $18 at Target (in budget!!), $28 at World Market, with an unplanned $6 on McVitties Chocolate Digestives, over which I have no self control whatever.

No Spend
Spending within budget
: Drat, I Blew it

Okay, I didn't do the best job of taking it slow and keeping things under control now that we got our tax return money. Yesterday was SCARY and I was really ashamed to come here and post what we'd spent. But when I look back over it the vast majority of the things we got were things we'd put off buying because we were waiting for our tax return (RAM, Computer Parts) or things for the kids. It's that and eating out that are getting us, which is what I expected I'd discover when we started this.

But, it's still a little out of control. SO, New Interim Goal: This work week will be 5 No Spend Days in a row.

GOALS:
3/16 no spending AT ALL days (not one cent, even if it's budgeted)
Eating limited to Friday supper and one weekend lunch. (week 1: : )
No spending on hobbies, finish the projects I have.
No more than 2x week ordering in lunch at work. (week 1: )
>$400 on Groceries during the month. ($150.12/$400)

Spending all of my money and time on this wild, wild life.
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#309 of 753 Old 03-09-2008, 07:29 PM
 
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March 1 - : $8.15 outside the grocery budget

March 2 - : $29 out to brunch with friends.

March 3 - Today I didn't really think about wanting anything. Maybe focusing is already helping!

March 4 - Spent the rest of the grocery budget, should be ok for 1.5 more weeks. Today was a tough day. I really wanted nothing but just didn't want to think about money. DH was rejected from another job because he is a student and does not have a flexible schedule. Tough, tough, tough.

March 5 - Good day here! I sold our stroller system that is too small on Craigslist and I billed a client for completed freelance work. Both of those payments should be in by the end of the week! Less stress for me. The Craigslist money will go toward additional groceries/savings if no groceries are needed. The freelance money will go toward debt and a birthday present.

March 6 - Big decisions ahead. We are in a nanny share that we agreed to pay for X/hrs per week. My DH lost his job and we are not even using half those hours but paying for all of them. We would save $90/week if we backed out of the share and just had someone for the hours we needed. This is tough because if my DH gets a job the hours could be more. Decisions, decisions.

March 7 - : 5.18 on a birthday card and some printed pictures. I have payment coming in for freelance work. I am having a hard time not spending it before it gets here (ie take it out of savings and replace it or put it on the credit card and pay it off.) This is very, very hard.

March 8 - The In-Laws were here, stayed in and played with DS, very nice no spend day.

March 9 - No spend. I had a breakdown today though. I have a great DH and he was very good about it. We have to cut down on our nanny share and we had to tell the other family today and we have to discuss it with the nanny tomorrow. I have never had to cut down on a financial commitment before. It really is the best thing to do but it is very difficult for me, I am very prideful about my commitments, especially financial ones.

Key:
- No Spend/Spending in Budget
: - Not in Budget/Not Necessary
Notes for Perspective - Items I "want" but don't desperately "need"/Thoughts on money

February:
Total overspending in February $666.45
Total no spend days - 14

Rachael ~ Wife to : DH ~ Son 4-24-07 ~ 6-24-08 ~ Daughter 7-22-09
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#310 of 753 Old 03-09-2008, 07:33 PM
 
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3/1: $11.98 photo prints of kids for my desk at work/Dinner out (counting this as our lunch for the week since it was a cheap burger joint for a friend's birthday)

3/2: : $54.09 Groceries, McDonalds for DS1 & DH, Scones and coffee for breakfast.

3/3 (But Dh bought $9.34 in groceries)

3/4

3/5 : $80 for the Domperidone (budgeted), $9 for lunch at work, $9 for McDonalds for DH and DS1 when they visited me at work, and $15 for take-n-bake pizza for dinner.

3/6

3/7 $66.66 for groceries, Dinner out (Indian, spent more than we should. I forget that it's automatically 20% spendier when we don't get take out) $10 for lunch, ordered in because I didn't have time for anything else.

3/8 : $84 on Amazon (mostly budgeted treats, playfood for DS, RAM for DH, bottles for baby) $40 for the part to fix my laptop, $120 on DS's diapers, $215 on DH and my anniversary present, and BOTH lunch and dinner out.

3/9 : $23.95 on groceries, $18 at Target (in budget!!), $28 at World Market, with an unplanned $6 on McVitties Chocolate Digestives, over which I have no self control whatever.

No Spend
Spending within budget
: Drat, I Blew it

Okay, I didn't do the best job of taking it slow and keeping things under control now that we got our tax return money. Yesterday was SCARY and I was really ashamed to come here and post what we'd spent. But when I look back over it the vast majority of the things we got were things we'd put off buying because we were waiting for our tax return (RAM, Computer Parts) or things for the kids. It's that and eating out that are getting us, which is what I expected I'd discover when we started this.

But, it's still a little out of control. SO, New Interim Goal: This work week will be 5 No Spend Days in a row.

GOALS:
3/16 no spending AT ALL days (not one cent, even if it's budgeted)
Eating limited to Friday supper and one weekend lunch. (week 1: : )
No spending on hobbies, finish the projects I have.
No more than 2x week ordering in lunch at work. (week 1: )
>$400 on Groceries during the month. ($150.12/$400)

Spending all of my money and time on this wild, wild life.
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#311 of 753 Old 03-09-2008, 08:10 PM
 
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3/1: Flowers donated to town $41.99
3/2: Flowers donated to ME $15.74
3/3:
3/4:
3/5: Groceries $263.49/Newspaper $.50
3/6: Claritin $11.59 (Add to groceries?? Hmmm...)
3/7: Dog food $51.44
3/8: Bulk Pork $56
3/9: Gas $30 /eta: forgot about oil to make cookies ~$3

And I found out that my car can even drive PAST "O miles until empty."
Things should calm down this week and have more No Spend days!


Groceries $322.49/$550
Gas $30/$100
Gardening $15.74/$100

My key:

No spend
Budget spend
Over spend
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#312 of 753 Old 03-09-2008, 09:26 PM
 
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Belle-

If it makes you feel any better I worked as a nanny for quite a while and would be understanding that sometimes peoples plans change.

If you can, I would give a "two week notice" (i.e. keep the nanny on for two more weeks) so she can find more work, you have to remember that you are her income and cutting it away immediately could cause financial troubles for her, which would be pretty unfair. KWIM?

Best of Luck!

Jenna in love with my DH Jon, loving our 2.5 year old, Caroline Tulip, and expecting another little one in August!
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#313 of 753 Old 03-09-2008, 09:51 PM
 
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3/1: Train $10.75/ subway $4/ gift $8.50/ lunch $6.50
3/2: matinee movie $6.50/ snacks (bought at store, not at movie theater ) $3.50/ $67.26 groceries/ Gained: $8.76 from returning stuff to Home Depot
3/3: spent nothing
3/4: spent nothing
3/5: $32 groceries/ $2.47 post office (sold book on Amazon)
3/6: $2.81 post office/ about $11 grocery run
3/7: spent nothing (and a no-drive day)
3/8: $15.41 diner/ $8 movies and popcorn/ $9.95 bakery outlet/...."made" $29.99 when I returned stuff to Target
3/9: spent nothing

Wow, we did a ton of stuff this weekend for very little money! The biggest expenditure yesterday was lunch at our favorite diner. But then we went to the cheapo movie theater where it's $2 a ticket. We also stopped at the bakery outlet I just discovered and got tons of stuff for under $10! After all of that, I returned some odds and ends to Target, before the recepit expired. So gained nearly $30 there.

Then today we went to a birthday party - free of course...and the hostess truly insisted that nobody bring gifts! They would have had to travel back home 2 hours with 3 boys in the car and left-over food, etc, and she said her house is already cluttered to the brim. I didn't feel right just bringing nothing; I had my son make a card and I put a set of stickers inside (but those I'd already had at home). Then after the party, another relative wanted to take us all out to eat...again, insisted! So we got a free dinner; I was very grateful! So we did a ton of stuff this weekend for very minimal money; we lucked out!

Spending totals:
Groceries/Household/Pet supplies: 120.21
Eating out, including snacks: $25.41
Postage (for stuff sold on Amazon): $5.28
Miscellaneous: $37.75
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#314 of 753 Old 03-09-2008, 11:17 PM
 
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So I went to pack my lunch for tomorrow and just realized I only have enough food for tomorrow. My lunch is gonna suck for Tuesday and Wednesday (I have stuff I could make-just nothing I know I'll be in the mood for). I WILL not spend any money on lunch out. I really don't want to spend any money til I need to fill up my gas tank-which I am hoping won't be til Friday (payday!). Sooooo my goal is all no spend this week til Friday (maybe even Saturday if possible). MAAAAAYBE Friday I will treat myself to lunch (my sis says the place she gets Sushi is $5 for 10 pieces and it's good, so now I got sushi in my head)-but that is ONLY if I can stick to no spend til then.

Proud mama to : Nicholas James born 3/19/09
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#315 of 753 Old 03-10-2008, 12:22 AM
 
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March continues to be a good month for the wallet. Hit Lowe's today for (2) gal. of paint, some misc. DH stuff, and a cabinet for my office (marked down from $78 to $5 due to superficial damage). Happily surprised when our total did not even use up the store credit we had from items returned a few weeks ago. Also took the kids out for ice cream, but they used gift certificates from Valentine's Day, so no spend there.

Still have not created a meal plan yet, but have been using up food from the pantry. Made black bean soup, pizza, (2) banana breads, pasta/veg/alredo/parm casserole thing, and fried rice over the last 2 days.

Kim

March 1:
March 2:
March 3:
March 4:
March 5:
March 6:
March 7:
March 8:
March 9:

GOALS:
* Less than $75 in frivolous spending: month to date $0
* At least 25 days (no spend or spending w/in budget): 9/25
* Avoid Target: 9/31
* Pack snacks/water for outings: 9/31
* NO library fines: month to date $0
* Stay within grocery/eating out budget: $0/$400
* ORGANIZE/declutter (lack of organiztion = spending): 9/25
* Exercise (feeling good = decreased emotional spending): 9/25
* Meal plan created: 0/4 weeks
* Grocery store trips: 0/2
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#316 of 753 Old 03-10-2008, 12:44 AM
 
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Quote:
Originally Posted by JennaW View Post
Belle-

If it makes you feel any better I worked as a nanny for quite a while and would be understanding that sometimes peoples plans change.

If you can, I would give a "two week notice" (i.e. keep the nanny on for two more weeks) so she can find more work, you have to remember that you are her income and cutting it away immediately could cause financial troubles for her, which would be pretty unfair. KWIM?

Best of Luck!
Thank you. Our contract states that we will give everyone 30 days notice so we plan to live up to that. My DH lost his job and we have kept paying for all those hours even though DS wasn't with the nanny in hopes DH would get a job and it just hasn't happened.

Its nice to hear someone say they understand family events change. This is my biggest fear, that I will look like our family doesnt follow through.

Rachael ~ Wife to : DH ~ Son 4-24-07 ~ 6-24-08 ~ Daughter 7-22-09
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#317 of 753 Old 03-10-2008, 02:25 AM
 
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Marvelous March
03/01: -$28.50
($7.00 Parking lot fee + $1.50 atm fee + $20.00 for sitter = night out with DH)
03/02: -$15.70 :, -$27.00 for Home & Garden expo
03/03:
03/04: -$193.25 for yoga package + baby legs for DD + pants for me :
03/05:
03/06:
03/07:
03/08: : (My mom paid) Target -$9.99 bathing suit for DD
03/09: : -$4.00 tip (DH paid), -$91.00 @ Marshalls for DD's Easter Sunday dress, tights and shoes + summer dress + summer sneakers + socks for DH. (I didn't get anything for myself) -$1.25 for a bottle of soda.
03/10: pre-emptive , I'm waiting for my car repair estimate...

Key:
= no spend
: = eat out (bad)
= goal achieved
= stayed on budget

Summer: crafty mama to 2 little girls and wife to Bob
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#318 of 753 Old 03-10-2008, 03:39 AM
 
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3/1
3/2
3/3
3/4
3/5
3/6
3/7
3/8
3/9 $26.52 American Eagle, $48.91 UV sungear order..

March Spending Goals:
No Spend days: 8/25
No etsy/DS/ebay: 9/27
Non-necessary Spending: 75.43/200

Exceptions that I won't count against me
A few items for dd and ds's easter baskets
Kids pictures taken
1 new to me pair of jeans[/QUOTE]
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#319 of 753 Old 03-10-2008, 07:16 AM
 
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1: $40 groceries/kids toys/decorating materials, $8 indoor soft play place.
2:$30 DH running shoes - his old ones fell apart on Thurs so no real choice
3: no spend day for me. Was disappointed to find DH had spent $1 at work on chocolate but this is my challenge so I'll accept my first no spend day of the month!!
4: Sent DH to get milk, bread and kid's medicine - he came back having spent $32 - grrrrr!! This makes me so mad. He had also bought several treats for himself but nothing for me, so I don't even get to benefit!!
5: $460 hypnobirthing course for DH and I. (Ask me in May whether this was money well spent) $3 on groceries - definitely unnecessary since this was sweets mainly
6: No spend for me DH spent $7 on playing football and $6 on his lunch.
7: Groceries $105 (budgetted) and gas $100 (budgetted). I had not bought any gas since mid Feb so that was pretty good. DH spent $4 on lunch.
8: $4 curtain hooks - our old ones were tab tops but the new ones need hooks, so necessary spending.
9: No spend, no drive!!

A bad thing has happened mamas. Last night in the middle of cooking dinner, our stove blew up. It has blown up all the electrics in the kitchen. We can't make any hot food at all, not even a cup of tea. Plus the area the workman will have to rewire is tiled and we don't have enough tiles left to redo that area to make it look like the rest of the kitchen. Someone tell me it will be okay? Financially this month is not going well, and with 8 weeks to go til I have this baby, I could do with things picking up a little....
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#320 of 753 Old 03-10-2008, 09:54 AM
 
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Yesterday wasn't too bad. Nothing unbudgeted.

3/1 No Spend Day
3/2 $55.00 charitable contributions; $147.81 groceries; $50.00 DS birthday gift; $64.32 lunch w/DS#1; $2.24 coffee
3/3 $118.00 bowling league fees; $26.00 kids allowances
3/4 No Spend Day
3/5 $64.00 gas; $5.06 coffee; $22.00 dh's bowling night; $26.34 milkman
3/6 $50.00 website renewal; $2.35 coffee; $2.80 pop, lottery tix (frivolous)
3/7 $96.38 chiro; $12.82 McDonalds for kids (I'm so weak ) $1.80 library fines; $40.27 dinner out with dh (giftcard was only $20 instead of $50 ); $68.89 Target (budgeted gifts/Easter); $30.00 babysitter
3/8 $2.24 coffee; $229.98 groceries/household items/clothing. (the clothing was frivolous)
3/9 $20.00 charitable contributions; $2.34 coffee; $5.00 gift for friend

Today may be a no spend. I need to get ds#1 birth certificate so he can take his permit test. (I can't believe he will be driving I'm not sure I'll go today or tomorrow.

Jill

My Plan

Groceries $324.62/$750
Gas $64.00/$325
Coffee $14.23/$25
Frivolous Spending $18.79/$50
Birthday for DS #1 $50/$50
10 no spend days 2/10
26 days no Big Box stores 6/26
No Credit Cards 9/31
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#321 of 753 Old 03-10-2008, 12:21 PM
 
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Patrick's Mummy,

What a bummer! I'm so sorry! I'm sure it will be okay but that must be so stressful for you. Can you go to the place where you bought the tile orginally and see if they have any or if they have the "model #" or something that you could look online. If not, I'm sure you could come up with something creative.

Jenna in love with my DH Jon, loving our 2.5 year old, Caroline Tulip, and expecting another little one in August!
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#322 of 753 Old 03-10-2008, 12:37 PM
 
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Mar 1
Mar 2 26.18 gas (me) 49.34 groceries
Mar 3
Mar 4 4.26 movie rental~don't get me started on why it wasn't free
Mar 5 33.81 oil change (me) 7.94 mailed sisters birthday gift
Mar 6
Mar 7
Mar 8
Mar 9 $0.90 on printing at library



Gas 26.18/100.00
Groceries 49.34/200.00
Misc. Spending 13.10/50.00
Household Spending 33.81/50.00
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#323 of 753 Old 03-10-2008, 12:41 PM
 
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3/1 - $19.01 (lunch out), $193.57 (groceries/household)
3/2 - $35.00 (cake for baby shower)
3/3 -
3/4 - $32.94 (gas/snacks), $86.40 (groceries/household)
3/5 - $15.00 (Gavin's co-pay)
3/6 - $30.00 (Chase's lunch money)
3/7 -
3/8 - $35.00 (tee-ball registration), $8.63 (lunch out), $65.55 (groceries), $40.04 (gas)
3/9 - $20.00 (Gavin's meds), $30.00 (donation)

Groceries/Household - $345.52/$600
Spring Clothes - $0/300
Suppers at Home - 9/25
No-Spend Days - 2/10

$0 to Savings
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#324 of 753 Old 03-10-2008, 11:32 PM
 
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3/1- $6400 for new car, $47.00 for lunch, $11.40 for dinner, $47.93 gas
3/2- $259.98 for new car detail, $69.01 REI for BOB stroller, $24.23 Costco for laundry soap, $92.19 for groceries at Trader Joe's
3/3- DH needed gas, $50.51. I spent nothing but I did drive my car to see my Mom and a friend.
3/4- $2.68 for dish soap
3/5- No spend day! I did drive to see a friend but no spending
3/6- $7.97 groceries (bought yeast so I could make my own bread), $20.00 DH spending money for the month
3/7- $97.29 at Costco ($52.34 on household, $44.95 on food)
3/8- $52.63 Trader Joe's, took out $40.00 cash for Farmers Market tomorrow, hoping to spend no more then $30 but we are getting olive oil there so it might be more.
3/9- Only spent $20 of the $40 at the farmers market! $36.52 on dog food
3/10- $3.49 on groceries, $45 dry cleaning (on credit card..errr)
Totals:

New Car $6659.98/$6000
Groceries $221.74/$350
Eat Out $58.40/$0
Baby $69.01/$0
Household $79.25/$0
Gas $97.94/$100
DH Spending Money $20/$0
Pets $36.52/$0
Dry Cleaning $45/$0

I'm having a bad day Mama's (see my post about "Having a Bummer Day"). I had to use the CC to pay for our dry cleaning because we had to pay more bills with my last pay check then I realized and we didn't have enough cash. I hate when its like this.

Jenna in love with my DH Jon, loving our 2.5 year old, Caroline Tulip, and expecting another little one in August!
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#325 of 753 Old 03-10-2008, 11:42 PM
 
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Had a No Spender today. This challenge is paying off. I resisted buying a coffee today while out and about because I didn't want that to be the only money I spent. There is hope.

3/1 No Spend Day
3/2 $55.00 charitable contributions; $147.81 groceries; $50.00 DS birthday gift; $64.32 lunch w/DS#1; $2.24 coffee
3/3 $118.00 bowling league fees; $26.00 kids allowances
3/4 No Spend Day
3/5 $64.00 gas; $5.06 coffee; $22.00 dh's bowling night; $26.34 milkman
3/6 $50.00 website renewal; $2.35 coffee; $2.80 pop, lottery tix (frivolous)
3/7 $96.38 chiro; $12.82 McDonalds for kids (I'm so weak ) $1.80 library fines; $40.27 dinner out with dh (giftcard was only $20 instead of $50 ); $68.89 Target (budgeted gifts/Easter); $30.00 babysitter
3/8 $2.24 coffee; $229.98 groceries/household items/clothing. (the clothing was frivolous)
3/9 $20.00 charitable contributions; $2.34 coffee; $5.00 gift for friend
3/10 No Spend Day

Tomorrow I will need to get a copy of ds#1's birth certificate. Not sure how much that will be. I'm going to try to resist buying coffee or taking the kids out to lunch. Give me some no spend vibes people.

Jill

My Plan

Groceries $324.62/$750
Gas $64.00/$325
Coffee $14.23/$25
Frivolous Spending $18.79/$50
Birthday for DS #1 $50/$50
10 no spend days 3/10
26 days no Big Box stores 7/26
No Credit Cards 10/31
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#326 of 753 Old 03-11-2008, 12:02 AM
 
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1st:
2nd:
3rd:
4th:
5th:
6th:
7th:
8th:
9th:
10th:


Stay home/off internet (shopping/ebay/etc.) days 0/8
DR Snowball method 507/2100
Follow the pantry challenge...9/30
Cut down on eating out 2/6
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#327 of 753 Old 03-11-2008, 12:03 AM
 
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[QUOTE=BrooklynDoula;10722581]March 1: Farmers market (29.50), $3 toy for son, $35 books for work
March 2: $11 bagels, fruit
March 3: $93 co-op, $23 csa order, $2 kid treat
March 4: $8 business things, $11 books for ds easter baskets, $40 metro card
March 5:
March 6:
March 7: flowers ($20), Challa ($3), Pizza ($2), Car service $12, $19 kid
March 8: Farmers market ($20), laundry ($20), treats for family after getting paid ($20), clothing for ds ($18), new toliet seat ($22)
March 9:
March 10: coop and dinner out ($110 food)


312/600 food budget (grocery, eating out)
55/100 kid budget (homeschool, clothes, trips, gifts, holidays, etc)
0/100 dh & I fun money
97/200 business/household
0/1300 to cc
pay taxes! DONE
0/300 - car repair? Not sure what it will cost, lets hope less!
40/45 metro/gas
20/45 laundry
3/10

= no spend on anything
= spent within budget
= blew it

Megan Davidson, Labor & Postpartum Doula, Breastfeeding Counselor, Anthropologist, Mom to August (9) and Clay (4), Partner to Shawn.

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#328 of 753 Old 03-11-2008, 12:34 AM
 
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March 1st.. no spend and no drive
March 2nd.. spent $10.50 on city garbage bags/stickers...budgeted for
March 3rd... $77.76 groceries budgeted
$33.35 gas budgeted
March 4th....
March 5th...
March 6th... $5.25 to send out swap package (out of my "mad" money)
March 7th...$20 groceries and $14.50 on Easter gifts
March 8th... $2.02 "free pizza" (I had to pay for upgrades out of my "mad money".)
March 9th.... $2.50 on bolts that were unbudgeted..$30 on gas
Goals
March 10th... $3 on clearance shirt for me..$3.50 Easter gift
20 no spend or spend within budget days

97.76/$300 groceries
63.35/$300 gas (Dh works far from home)
Save..($25) so far
Try to drive a lot less.


Key
true no spend
spend within budget
spend outside budget
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#329 of 753 Old 03-11-2008, 12:35 AM
 
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Have to catch up - didn't get to post the last couple of days.

3/1 $5 parking at museum, $15 laundry quarters, $13.64 groceries, $54 charity, $2.47 postage
3/2 No spend No drive
3/3 No spend No drive
3/4 No spend No Drive
3/5 No spend No Drive
3/6 No spend
3/7 No spend No Drive
3/8 Dinner $30.35 (budgeted). No Drive
3/9 Groceries $99.36 - (this should last a couple weeks -except maybe veggies), DH decided we were eating Mexican $26.00, Baby's Supp. Formula/Diapers $50.96
3/10 No Spend , No Drive


*7/20 no spend days
*7/20 no drive days -
*8/26 no eat out days
*$113.00/$225 grocery spending
$0/1493.70 into savings/IRAs/investments for the month
$10424.88/17924.40 into savings/IRAs/investments for the year (so far, 6424.88 in savings, 4000 in IRAs)
121,333 - beginning mileage for month...goal of <250 for the month
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#330 of 753 Old 03-11-2008, 01:29 AM
 
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Patrick's Mummy...Things will be ok, maybe not the way you'd have planned them, but they'll be ok.

Marvelous March
03/01: -$28.50
($7.00 Parking lot fee + $1.50 atm fee + $20.00 for sitter = night out with DH)
03/02: -$15.70 :, -$27.00 for Home & Garden expo
03/03:
03/04: -$193.25 for yoga package + baby legs for DD + pants for me :
03/05:
03/06:
03/07:
03/08: : (My mom paid) Target -$9.99 bathing suit for DD
03/09: : -$4.00 tip (DH paid), -$91.00 @ Marshalls for DD's Easter Sunday dress, tights and shoes + summer dress + summer sneakers + socks for DH. (I didn't get anything for myself) -$1.25 for a bottle of soda.
03/10:
-$130.75 car repair (unbudgeted + the new car we'll be purchasing soon)
-$26.00 : "girls night out" drinks & sushi to make myself feel better...
I'm HORRID

Key:
= no spend
: = eat out (bad)
= goal achieved
= stayed on budget

Summer: crafty mama to 2 little girls and wife to Bob
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