March No-Spend Challenge ~ The finish line is in sight...almost there! - Page 13 - Mothering Forums

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#361 of 753 Old 03-12-2008, 01:08 AM
 
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Feeling blessed, I am totally lusting over your no spend days! Great Job!
Thanks so much! Actually ended my run today, but think it was an all-time record for me.
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#362 of 753 Old 03-12-2008, 01:17 AM
 
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Originally Posted by ladyinred View Post
Big news from Sunday, Dbf is now Df
Congratulations on your engagement! Know there have been some great frugal wedding planning threads around here lately if you are interested.
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#363 of 753 Old 03-12-2008, 01:24 AM
 
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Big news from Sunday, Dbf is now Df
Congratulations!
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#364 of 753 Old 03-12-2008, 02:07 AM
 
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3/1: $11.98 photo prints of kids for my desk at work/Dinner out (counting this as our lunch for the week since it was a cheap burger joint for a friend's birthday)

3/2: : $54.09 Groceries, McDonalds for DS1 & DH, Scones and coffee for breakfast.

3/3 (But Dh bought $9.34 in groceries)

3/4

3/5 : $80 for the Domperidone (budgeted), $9 for lunch at work, $9 for McDonalds for DH and DS1 when they visited me at work, and $15 for take-n-bake pizza for dinner.

3/6

3/7 $66.66 for groceries, Dinner out (Indian, spent more than we should. I forget that it's automatically 20% spendier when we don't get take out) $10 for lunch, ordered in because I didn't have time for anything else.

3/8 : $84 on Amazon (mostly budgeted treats, playfood for DS, RAM for DH, bottles for baby) $40 for the part to fix my laptop, $120 on DS's diapers, $215 on DH and my anniversary present, and BOTH lunch and dinner out.

3/9 : $23.95 on groceries, $18 at Target (in budget!!), $28 at World Market, with an unplanned $6 on McVitties Chocolate Digestives, over which I have no self control whatever.

3/10

3/11 $27 on garden fees, plus dinner out because we didn't make it home in time after picking up DH's brain meds -- stupid DEA controlled substances act!

No Spend
Spending within budget
: Drat, I Blew it

Didn't make my 5 days of no spending challenge for this work week, but it's well lost -- I spent $27 on my registration and mulch/seed/water fee for the Community Garden today. I totally would not have wanted to lose out on the opportunity and it will more than pay for it's self in fresh homegrown organic produce by the end of the summer. So it's not really a "spend", it's investing, right?

And I would have blown it anyway, considering that I forgot to pay my bar fees last week and absolutely MUST get that check off tomorrow. Again, budgeted and an investment.

GOALS:
4/16 no spending AT ALL days (not one cent, even if it's budgeted)
Eating limited to Friday supper and one weekend lunch. (week 1: : )
No spending on hobbies, finish the projects I have.
No more than 2x week ordering in lunch at work. (week 1: )
>$400 on Groceries during the month. ($150.12/$400)

Spending all of my money and time on this wild, wild life.
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#365 of 753 Old 03-12-2008, 02:14 AM
 
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Well, I've fallen off the wagon over the last week, but rather than beat myself up I'm going to recommit myself and jump back in.

11: No spend, no drive day. Made money too! +$200 selling baby stuff (diapers & crib)

SAM, momma to 3 beautiful babies: Tristan (5), Gabriel (4) , & Brighton (2)

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#366 of 753 Old 03-12-2008, 10:17 AM
 
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So yesterday I ended up at Target. Only spent $31.65. Stuck to my list. I also got some coffee.

3/1 No Spend Day
3/2 $55.00 charitable contributions; $147.81 groceries; $50.00 DS birthday gift; $64.32 lunch w/DS#1; $2.24 coffee
3/3 $118.00 bowling league fees; $26.00 kids allowances
3/4 No Spend Day
3/5 $64.00 gas; $5.06 coffee; $22.00 dh's bowling night; $26.34 milkman
3/6 $50.00 website renewal; $2.35 coffee; $2.80 pop, lottery tix (frivolous)
3/7 $96.38 chiro; $12.82 McDonalds for kids (I'm so weak ) $1.80 library fines; $40.27 dinner out with dh (giftcard was only $20 instead of $50 ); $68.89 Target (budgeted gifts/Easter); $30.00 babysitter
3/8 $2.24 coffee; $229.98 groceries/household items/clothing. (the clothing was frivolous)
3/9 $20.00 charitable contributions; $2.34 coffee; $5.00 gift for friend
3/10 No Spend Day
3/11 $16.00 copy of birth certificate; $2.02 coffee; $31.65 Target (household/groceries)

Today was going to be a No Spend, but I forgot it's dh's bowling night. Not sure how much he'll spend, but it's budgeted.

Jill

My Plan

Groceries $329.67/$750
Gas $64.00/$325
Coffee $16.25/$25
Frivolous Spending $18.79/$50
Birthday for DS #1 $50/$50
10 no spend days 3/10
26 days no Big Box stores 7/26
No Credit Cards 11/31
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#367 of 753 Old 03-12-2008, 11:15 AM
 
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Quote:
Originally Posted by organic-momma View Post
Well, I've fallen off the wagon over the last week, but rather than beat myself up I'm going to recommit myself and jump back in.

11: No spend, no drive day. Made money too! +$200 selling baby stuff (diapers & crib)
That's the spirit! You can do it

Rachael ~ Wife to : DH ~ Son 4-24-07 ~ 6-24-08 ~ Daughter 7-22-09
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#368 of 753 Old 03-12-2008, 01:09 PM
 
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3/1
3/2
3/3
3/4
3/5
3/6
3/7
3/8
3/9 $26.52 American Eagle, $48.91 UV sungear order..
3/10
3/11
3/12

March Spending Goals:
No Spend days: 11/25
No etsy/DS/ebay: 12/27
Non-necessary Spending: 75.43/200

Exceptions that I won't count against me
A few items for dd and ds's easter baskets
Kids pictures taken
1 new to me pair of jeans
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#369 of 753 Old 03-12-2008, 01:15 PM
 
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3/1- $6400 for new car, $47.00 for lunch, $11.40 for dinner, $47.93 gas
3/2- $259.98 for new car detail, $69.01 REI for BOB stroller, $24.23 Costco for laundry soap, $92.19 for groceries at Trader Joe's
3/3- DH needed gas, $50.51. I spent nothing but I did drive my car to see my Mom and a friend.
3/4- $2.68 for dish soap
3/5- No spend day! I did drive to see a friend but no spending
3/6- $7.97 groceries (bought yeast so I could make my own bread), $20.00 DH spending money for the month
3/7- $97.29 at Costco ($52.34 on household, $44.95 on food)
3/8- $52.63 Trader Joe's, took out $40.00 cash for Farmers Market tomorrow, hoping to spend no more then $30 but we are getting olive oil there so it might be more.
3/9- Only spent $20 of the $40 at the farmers market! $36.52 on dog food
3/10- $3.49 on groceries, $45 dry cleaning (on credit card..errr)
3/11- DH spent $20.46 on gas, I had a no drive/no spend day

Totals:

New Car $6659.98/$6000
Groceries $221.74/$350
Eat Out $58.40/$0
Baby $69.01/$0
Household $79.25/$0
Gas $118.40/$100
DH Spending Money $20/$0
Pets $36.52/$0
Dry Cleaning $45/$0

Jenna in love with my DH Jon, loving our 2.5 year old, Caroline Tulip, and expecting another little one in August!
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#370 of 753 Old 03-12-2008, 01:17 PM
 
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My key:

:= groceries
= gas
= no spend
= spending other than gas or groceries

3/1-: $174.55 groceries,
---- $67.53 (Amazon for ER Season 8, High School Musical 1&2)
3/2-
3/3-
3/4-
3/5-
3/6-
3/7- $40 gas, $17.21 Sister's b-day gift
3/8- $9.52 Publix. I bought some Edamame (wanted to try it for a snack), a weird protein drink (it was gross), a pack of gum, and a Peppermint patty. So the drink, the patty and the gum weren't really necessary. The edamame COULD have waited til my next trip to the store, but it's better than snacking on junk food we have.
3/9-
3/10-
3/11-
3/12-

Proud mama to : Nicholas James born 3/19/09
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#371 of 753 Old 03-12-2008, 01:17 PM
 
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I found out from my boss today that business has slowed down and they can only guarantee me 10 hours a week now (I was working 20).

I am considering trying to make up that other 10 hours by finding some infant care or elderly care but not sure if anyone will want to hire someone that is almost 6 months pregnant and will want to leave in June/July.

Jenna in love with my DH Jon, loving our 2.5 year old, Caroline Tulip, and expecting another little one in August!
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#372 of 753 Old 03-12-2008, 01:23 PM
 
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Quote:
Originally Posted by JennaW View Post
I found out from my boss today that business has slowed down and they can only guarantee me 10 hours a week now (I was working 20).

I am considering trying to make up that other 10 hours by finding some infant care or elderly care but not sure if anyone will want to hire someone that is almost 6 months pregnant and will want to leave in June/July.
Hang in there!

Check out the How to Make "extra" money that has been going on for the last couple days, there are some great suggestions in there. Maybe take up a paper route in your area?

Rachael ~ Wife to : DH ~ Son 4-24-07 ~ 6-24-08 ~ Daughter 7-22-09
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#373 of 753 Old 03-12-2008, 02:18 PM
 
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Marvelous March
03/01: -$28.50
($7.00 Parking lot fee + $1.50 atm fee + $20.00 for sitter = night out with DH)
03/02: -$15.70 :, -$27.00 for Home & Garden expo
03/03:
03/04: -$193.25 for yoga package + baby legs for DD + pants for me :
03/05:
03/06:
03/07:
03/08: : (My mom paid) Target -$9.99 bathing suit for DD
03/09: : -$4.00 tip (DH paid), -$91.00 @ Marshalls for DD's Easter Sunday dress, tights and shoes + summer dress + summer sneakers + socks for DH. (I didn't get anything for myself) -$1.25 for a bottle of soda.
03/10:
-$130.75 car repair (unbudgeted + the new car we'll be purchasing soon) -$26.00 : "girls night out" drinks & sushi to make myself feel better...I'm HORRID
03/11: : -$14.00 on lunch out, -$97.00 on clothing alterations (budgeted, but ridiculous). +$$$ subbed and taught a class!
03/12: FINALLY! Took DD to Tot Yoga (used our class pass) and came home for lunch (English muffin pizzas and leftover beef stew!) Eating at home tonight for dinner!

Key:
= no spend
: = eat out (bad)
= goal achieved
= stayed on budget
= made (extra) money

Summer: crafty mama to 2 little girls and wife to Bob
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#374 of 753 Old 03-12-2008, 03:29 PM - Thread Starter
 
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01..
02..
03..
04..
05..
06..
07..
08.. $40.40 Paint at Home Depot
09..
10.. $37 Ice Cream, donuts, hot dogs...junky stuff
11..
12..

Goals:
10/20 No Spend Days
12/31 Fast-Food-Free Days
2/10 Let the Car Rest Days

 

 

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#375 of 753 Old 03-12-2008, 03:33 PM - Thread Starter
 
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Quote:
Originally Posted by organic-momma View Post
Well, I've fallen off the wagon over the last week, but rather than beat myself up I'm going to recommit myself and jump back in.
That's the spirit!!!

I've fallen off the wagon so many times I can't even count...

You can do it! We're reaching down to help pull you back on.

 

 

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#376 of 753 Old 03-12-2008, 03:34 PM - Thread Starter
 
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Originally Posted by katheek77 View Post
March No-Spend Challenge - "March"-ing Into Mid-Month

I'm such a dork

Me too. So that is what it is.

 

 

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#377 of 753 Old 03-12-2008, 03:38 PM
 
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We're going to end up spending some money at the museum for parking. It's dh's last day here, and we're heading out as soon as I finish my pumping.

3/1 $5 parking at museum, $15 laundry quarters, $13.64 groceries, $54 charity, $2.47 postage
3/2 No spend No drive
3/3 No spend No drive
3/4 No spend No Drive
3/5 No spend No Drive
3/6 No spend
3/7 No spend No Drive
3/8 Dinner $30.35 (budgeted). No Drive
3/9 Groceries $99.36 - (this should last a couple weeks -except maybe veggies), DH decided we were eating Mexican $26.00, Baby's Supp. Formula/Diapers $50.96
3/10 No Spend , No Drive
3/11 No spend No Drive


*8/20 no spend days
*8/20 no drive days -
*9/26 no eat out days
*$113.00/$225 grocery spending
$0/1493.70 into savings/IRAs/investments for the month
$10424.88/17924.40 into savings/IRAs/investments for the year (so far, 6424.88 in savings, 4000 in IRAs)
121,333 - beginning mileage for month...goal of <250 for the month[/QUOTE]
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#378 of 753 Old 03-12-2008, 03:40 PM
 
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ladyinred _ Congrats!!!!
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#379 of 753 Old 03-12-2008, 05:25 PM
 
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3/1
3/2 Poodle toy & game for dd @ Goodwill $2
3/3
3/4 Books for DH $20, Kite for dd $1
3/5
3/6
3/7
3/8 Fabric $16, Toy for dd $1, swap shipping $5
3/9
3/10
3/11
3/12

Unnecessary spending: $45.00
No spend days: 9/14

Jenny, proud maker of red things
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#380 of 753 Old 03-12-2008, 05:47 PM
 
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3/1: Train $10.75/ subway $4/ gift $8.50/ lunch $6.50
3/2: matinee movie $6.50/ snacks (bought at store, not at movie theater ) $3.50/ $67.26 groceries/ Gained: $8.76 from returning stuff to Home Depot
3/3: spent nothing
3/4: spent nothing
3/5: $32 groceries/ $2.47 post office (sold book on Amazon)
3/6: $2.81 post office/ about $11 grocery run
3/7: spent nothing (and a no-drive day)
3/8: $15.41 diner/ $8 movies and popcorn/ $9.95 bakery outlet/...."made" $29.99 when I returned stuff to Target
3/9: spent nothing
3/10: $49 groceries & pet stuff (had $25 gift card toward it, so I'm only counting $24 of it in my monthly total)
3/11: $2.13 post office (sold book on Amazon)/ $6.18 pharmacy / $5.53 grocery run
3/12: spent nothing

(Okay, well actually I used my charge card...which I've only used one other time this year...for some travel reservations for someone else, but I'm going to be paid back for that, and I had to grab them before the price got any higher. So I'm not counting this as spending.)


Spending totals:
Groceries/Household/Pet supplies: $149.74
Eating out, including snacks: $25.41
Postage (for stuff sold on Amazon): $7.41
Miscellaneous: $43.93
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#381 of 753 Old 03-12-2008, 06:45 PM
 
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march 1: $40- groceries, 15$- gift for a friend
march 2: nothing at all
march 3: sent dh to get applesauce and rice crackers for ds1 - he came home with 10$ in chocolate bars.
march 4: technically nothing spent.
march 5:
march 6:
march 7:
march 8 - 10: we finished off the monthly discretionary fund and this week's food budget.
march 11:
march 12:


the budget:
100$/ week groceries/ transportation/ outings
100$/ month discretionary fund (clothes, gifts, etc)

week 1: $50 leftover from the 100$
week 2: 0$ remaining
$0 remaining for the month.[/QUOTE]
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#382 of 753 Old 03-12-2008, 06:54 PM
 
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1: $40 groceries/kids toys/decorating materials, $8 indoor soft play place.
2:$30 DH running shoes - his old ones fell apart on Thurs so no real choice
3: no spend day for me. Was disappointed to find DH had spent $1 at work on chocolate but this is my challenge so I'll accept my first no spend day of the month!!
4: Sent DH to get milk, bread and kid's medicine - he came back having spent $32 - grrrrr!! This makes me so mad. He had also bought several treats for himself but nothing for me, so I don't even get to benefit!!
5: $460 hypnobirthing course for DH and I. (Ask me in May whether this was money well spent) $3 on groceries - definitely unnecessary since this was sweets mainly
6: No spend for me DH spent $7 on playing football and $6 on his lunch.
7: Groceries $105 (budgetted) and gas $100 (budgetted). I had not bought any gas since mid Feb so that was pretty good. DH spent $4 on lunch.
8: $4 curtain hooks - our old ones were tab tops but the new ones need hooks, so necessary spending.
9: No spend, no drive!!
10: $7 playgroup (budgetted)
11: $1 cookies (within grocery budget but pretty unnecessary.) Will be paying the electrician later but there's nothing I can do about that.
12: $112 groceries/household (budgetted). DH said he spent $1 at work on french fries

I need a no-spend day tomorrow!
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#383 of 753 Old 03-12-2008, 09:15 PM
 
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Mar 1
Mar 2 26.18 gas (me) 49.34 groceries
Mar 3
Mar 4 4.26 movie rental~don't get me started on why it wasn't free
Mar 5 33.81 oil change (me) 7.94 mailed sisters birthday gift
Mar 6
Mar 7
Mar 8
Mar 9 $0.90 on printing at library
Mar 1o 5.08 groceries, 1.71 copies at kinkos
Mar 11 51.29 FOR A NURSING BRA!!!! Mine broke and my ba-jumbo boobs mean high prices Using money in savings and paypal to pay for it. 14.76 Target for scalp/skin stuff for Jack
Mar 12


Gas 26.18/100.00
Groceries 54.42/135.00
Misc. Spending 29.57/50.00
Household Spending 33.81/50.00
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#384 of 753 Old 03-12-2008, 10:12 PM
 
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3/1: Flowers donated to town $41.99
3/2: Flowers donated to ME $15.74
3/3:
3/4:
3/5: Groceries $263.49/Newspaper $.50
3/6: Claritin $11.59
3/7: Dog food $51.44
3/8: Bulk Pork $56
3/9: Gas $30 /Groceries ~$3
3/10:
3/11:
3/12: Lunch $11 /Garden Club Dues $25 /Newspaper $.50


Groceries $322.49/$550
Gas $30/$100
Gardening $15.74/$100

My key:

No spend
Budget spend
Over spend
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#385 of 753 Old 03-12-2008, 10:12 PM
 
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Thanks for the congratulations JennaW, those rings look beautiful but he did pick it out himself with no direction from me and did an amazing job! He got white gold, matches all my silver jewelry, and he got a Canadian diamond since he knew I didn't want one with shaddy or downright bad mining practices He also knew enough to propose while we were hanging out in our pj's I'll have to look up some frugal wedding planning threads eventually but we won't be planning very soon.

Bah, my budget is so flatened. But I'm getting a lot of work so hopefully next month will make up for some of the extra spending I'm doing this month. Still have two presents to find/buy/make before Easter plus the trip to Halifax for Easter. Oh well. Better to live some and have a little debt that I can pay off than do nothing all the time and never leave the house.

My Key:
- No spend
- Spend within budget
- Neccessary but unbudgeted
: - Unneccessary and unbudgeted

01/03 - spent $40.00 on paint for office (at 40% off and have been planning this one and only CC purchase this month for a long time) $26.00 on a really nice meal out with Dbf, came out of last week's tutoring money and gift certificate.
02/03 - snow bound
03/03 - primed my office, nearly bought putty to fill holes in walls then found out I could use toothpaste
04/03 -
05/03 - went out for dinner but dbf paid
06/03 - Bought frames for my office and dbf's b'day present but went $5 over the cash I had (all I'm supposed to spend) so I put it on my CC
07/03 - and Printed pictures for office and dbf's present, got new thigh-high nylons, all within budget and bought new shoes for work not really in budget but on sale and I kind of needed them
08/03 - : $60.00 on Dbf's birthday dinner. Spent WAY more than planned.
09/03 -
10/03 - : bought tea out at a coffee shop with a friend
11/03 -
12/03 - Celebratory alcohol for engagement and DF's b-day

Goals For March:
*20 no spend days (Feb I had 17) 6/20
*Pay off some of CC
*Put $15 from each week of tutoring in saving envelope
*Plan out meals for each week to reduce grocery spending Done
*File taxes and put tax return on provincial student loan

Budget for March:
Income - around $900.00
- $560.00 to dbf for April bills
- $45.00 to savings
- $200.00 to CC (about half coming from what's still in the bank)
- around $60.00 spending money
- $60.00 to student loan
- $40.00 paint (on CC)
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#386 of 753 Old 03-12-2008, 11:00 PM
 
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love the new thread title!

Key:
no spend at all
budgeted
unbudgeted but necessary
: unbudgeted and unnecessary

Goals:
2/9 spend days
10/22 no-spend
6 trips and $208.30/200 groceries for Feb 13-Mar 13
0 trips and $0/200 groceries for Mar 14-Apr 13
$0/10 necessary household items
$0/20 clothes
$0/20 bday gift
$13.98/20 charity/yarn/shipping
$8.30 unbudgeted spending (over budget on groceries)

Sat 1
Sun 2
Mon 3
Tue 4
Wed 5
Thu 6 $29.23 groceries, $13.98 yarn
Fri 7
Sat 8
Sun 9
Mon 10
Tue 11 : $47.83 groceries ($8.30 over budget), $10.41 whipes and cup for DS
Wed 12
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#387 of 753 Old 03-12-2008, 11:27 PM
 
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3/1- $6400 for new car, $47.00 for lunch, $11.40 for dinner, $47.93 gas
3/2- $259.98 for new car detail, $69.01 REI for BOB stroller, $24.23 Costco for laundry soap, $92.19 for groceries at Trader Joe's
3/3- DH needed gas, $50.51. I spent nothing but I did drive my car to see my Mom and a friend.
3/4- $2.68 for dish soap
3/5- No spend day! I did drive to see a friend but no spending
3/6- $7.97 groceries (bought yeast so I could make my own bread), $20.00 DH spending money for the month
3/7- $97.29 at Costco ($52.34 on household, $44.95 on food)
3/8- $52.63 Trader Joe's, took out $40.00 cash for Farmers Market tomorrow, hoping to spend no more then $30 but we are getting olive oil there so it might be more.
3/9- Only spent $20 of the $40 at the farmers market! $36.52 on dog food
3/10- $3.49 on groceries, $45 dry cleaning (on credit card..errr)
3/11- DH spent $20.46 on gas, I had a no drive/no spend day
3/12- No spend day

Totals:

New Car $6659.98/$6000
Groceries $221.74/$350
Eat Out $58.40/$0
Baby $69.01/$0
Household $79.25/$0
Gas $118.40/$100
DH Spending Money $20/$0
Pets $36.52/$0
Dry Cleaning $45/$0

Jenna in love with my DH Jon, loving our 2.5 year old, Caroline Tulip, and expecting another little one in August!
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#388 of 753 Old 03-13-2008, 12:08 AM
 
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Dh went crazy at bowling tonight and spent $25 :. Could've been a No Spender. But it was budgeted so its all good.

3/1 No Spend Day
3/2 $55.00 charitable contributions; $147.81 groceries; $50.00 DS birthday gift; $64.32 lunch w/DS#1; $2.24 coffee
3/3 $118.00 bowling league fees; $26.00 kids allowances
3/4 No Spend Day
3/5 $64.00 gas; $5.06 coffee; $22.00 dh's bowling night; $26.34 milkman
3/6 $50.00 website renewal; $2.35 coffee; $2.80 pop, lottery tix (frivolous)
3/7 $96.38 chiro; $12.82 McDonalds for kids (I'm so weak ) $1.80 library fines; $40.27 dinner out with dh (giftcard was only $20 instead of $50 ); $68.89 Target (budgeted gifts/Easter); $30.00 babysitter
3/8 $2.24 coffee; $229.98 groceries/household items/clothing. (the clothing was frivolous)
3/9 $20.00 charitable contributions; $2.34 coffee; $5.00 gift for friend
3/10 No Spend Day
3/11 $16.00 copy of birth certificate; $2.02 coffee; $31.65 Target (household/groceries)
3/12 $25.00 dh bowling

Tomorrow will be a spend day. Gas, coffee for me, and I am going to take the kids out for dinner.

Jill

My Plan

Groceries $329.67/$750
Gas $64.00/$325
Coffee $16.25/$25
Frivolous Spending $18.79/$50
Birthday for DS #1 $50/$50
10 no spend days 3/10
26 days no Big Box stores 8/26
No Credit Cards 12/31
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#389 of 753 Old 03-13-2008, 01:37 AM
 
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Join Date: Feb 2006
Location: Vancouver Island
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3/1 : Spend $ on liquor and raffle tickets at a charity event. At least it went to a good cause
3/2 We to a indoor playgym. Had hotdogs.
3/3 grocery shopping
3/4 :
3/5 :
3/6 : : But I'm not upset because it was for IRON MAIDEN tickets. And we got the cheapest tickets available, and now we're able to take DS for his 3rd birthday!
3/7 extra food for my tupperware party but I did include it in my monthly budget
3/8 day at the mtn.
3/9 day at the mtn.
3/10 :
3/11 :
3/12 :

Key
No Spend Day!
Necessary and Budgetted
Necessary Unbudgetted
Unnecessary and Unbudgetted

: Brought a Bagged Lunch
: Get Take-Out for Lunch

Goals
2/21
3/15 :
0/1 online shopping day
Car Savings $150/$300
Grocery Budget $161.65/$400
Unnecessary Spending $131.50
Bus Fare $3.75

OPPS it's been a while since I've posted. I've been doing not bad but DH has been out of control. He's home too much and is bored. I'm finding it very frustrating and don't know what to do. I've talked to him about it but it doesn't seem to set in. I deal with the finances because DH doesn't do well with stress, and is recovering from major surgery. Aside from giving him an allowance which isn't really fair as he has medical expenses that aren't very easy to budget for as many are unexpected and don't come around the smae time every month. Plus he never put me on a budget when I was a SAHM.

Megan ~ mama to the Mountain Man (9 years old)
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#390 of 753 Old 03-13-2008, 09:55 AM
 
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Join Date: Jan 2007
Location: Chicago, IL
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March 1 - : $8.15 outside the grocery budget

March 2 - : $29 out to brunch with friends.

March 3 - Today I didn't really think about wanting anything. Maybe focusing is already helping!

March 4 - Spent the rest of the grocery budget, should be ok for 1.5 more weeks. Today was a tough day. I really wanted nothing but just didn't want to think about money. DH was rejected from another job because he is a student and does not have a flexible schedule. Tough, tough, tough.

March 5 - Good day here! I sold our stroller system that is too small on Craigslist and I billed a client for completed freelance work. Both of those payments should be in by the end of the week! Less stress for me. The Craigslist money will go toward additional groceries/savings if no groceries are needed. The freelance money will go toward debt and a birthday present.

March 6 - Big decisions ahead. We are in a nanny share that we agreed to pay for X/hrs per week. My DH lost his job and we are not even using half those hours but paying for all of them. We would save $90/week if we backed out of the share and just had someone for the hours we needed. This is tough because if my DH gets a job the hours could be more. Decisions, decisions.

March 7 - : 5.18 on a birthday card and some printed pictures. I have payment coming in for freelance work. I am having a hard time not spending it before it gets here (ie take it out of savings and replace it or put it on the credit card and pay it off.) This is very, very hard.

March 8 - The In-Laws were here, stayed in and played with DS, very nice no spend day.

March 9 - No spend. I had a breakdown today though. I have a great DH and he was very good about it. We have to cut down on our nanny share and we had to tell the other family today and we have to discuss it with the nanny tomorrow. I have never had to cut down on a financial commitment before. It really is the best thing to do but it is very difficult for me, I am very prideful about my commitments, especially financial ones.

March 10 - : $88 on tickets home for Easter, not in the budget and we had to take from savings. I was feeling very calm about our state of finances yesterday. I realized there is an entire laundry list of things I can not envision moving past so I just need to focus on where we are at and those things will eventually be behind us. I also categorized our bank statements from all of 2008, our overspending is in Entertainment/Recreation (which we can control), Childcare (which we are working on) and Debt.

March 11 - No spend. The only thing that is frustrating me today is that I can not get a grip on why DH can not get a job. It makes me want to move to a low cost of living area and be miserable just so we don't have to struggle. This is not realistic, just emotional.

March 12 - No spend! Stayed within the budget for groceries and are doing good. I really appreciate that my DH said "there is $6 left over". Amazing in our house!


Key:
- No Spend/Spending in Budget
: - Not in Budget/Not Necessary
Notes for Perspective - Items I "want" but don't desperately "need"/Thoughts on money

February:
Total overspending in February $666.45
Total no spend days - 14

Rachael ~ Wife to : DH ~ Son 4-24-07 ~ 6-24-08 ~ Daughter 7-22-09
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