March No-Spend Challenge ~ The finish line is in sight...almost there! - Page 19 - Mothering Forums

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Old 03-20-2008, 01:52 AM
 
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3/1 $5 parking at museum, $15 laundry quarters, $13.64 groceries, $54 charity, $2.47 postage
3/2 No spend No drive
3/3 No spend No drive
3/4 No spend No Drive
3/5 No spend No Drive
3/6 No spend
3/7 No spend No Drive
3/8 Dinner $30.35 (budgeted). No Drive
3/9 Groceries $99.36 - (this should last a couple weeks -except maybe veggies), DH decided we were eating Mexican $26.00, Baby's Supp. Formula/Diapers $50.96
3/10 No Spend , No Drive
3/11 No spend No Drive
3/12 $77.59 DH's car tuneup, $3.00 Parking, $31.06 Drinks and Snacks for DH's trip But, better than him buying at the convenience stores for the next month.
3/13 Parking $5.00, Postage $2.47
3/14 No spend No Drive
3/15 No spend No Drive - $1,000 into IRA
3/16 No spend No Drive
3/17 No spend No Drive - $622 into savings
3/18 No spend No Drive
3/19 No spend No Drive


*14/20 no spend days
*14/20 no drive days -
*17/26 no eat out days
*$144.06/$225 grocery spending
$1622/1493.70 into savings/IRAs/investments for the month GOAL MET
$12046.88/17924.40 into savings/IRAs/investments for the year (so far, $7046.88 in savings, $5000 in IRAs)
121,333 - beginning mileage for month...goal of <250 for the month
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Old 03-20-2008, 11:22 AM
 
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Mar 1
Mar 2 26.18 gas (me) 49.34 groceries
Mar 3
Mar 4 4.26 movie rental~don't get me started on why it wasn't free
Mar 5 33.81 oil change (me) 7.94 mailed sisters birthday gift
Mar 6
Mar 7
Mar 8
Mar 9 $0.90 on printing at library
Mar 1o 5.08 groceries, 1.71 copies at kinkos
Mar 11 51.29 FOR A NURSING BRA!!!! Mine broke and my ba-jumbo boobs mean high prices Using money in savings and paypal to pay for it. 14.76 Target for scalp/skin stuff for Jack
Mar 12
Mar 13 Traveling, and in need of some headace, cold medicine and coffee 7.25, Saline for Jack 5.33, Dinner 2.86 Made 20.00 from Craig's List!
Mar 14 4.25 for ATM fees (!), 8.20 stamps
Mar 15
Mar 16
Mar 17 Groceries 50.86 Made 50.00 from Craig's List!
Mar 18
Mar 19

Gas 26.18/100.00
Groceries 105.28/135.00
Misc. Spending 46.99/50.00
Household Spending 44.28/50.00
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Old 03-20-2008, 12:04 PM
 
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Yesterday ended up with groceries, coffee and dh brought home ice cream for him and the kiddos.

3/1 No Spend Day
3/2 $55.00 charitable contributions; $147.81 groceries; $50.00 DS birthday gift; $64.32 lunch w/DS#1; $2.24 coffee
3/3 $118.00 bowling league fees; $26.00 kids allowances
3/4 No Spend Day
3/5 $64.00 gas; $5.06 coffee; $22.00 dh's bowling night; $26.34 milkman
3/6 $50.00 website renewal; $2.35 coffee; $2.80 pop, lottery tix (frivolous)
3/7 $96.38 chiro; $12.82 McDonalds for kids (I'm so weak ) $1.80 library fines; $40.27 dinner out with dh (giftcard was only $20 instead of $50 ); $68.89 Target (budgeted gifts/Easter); $30.00 babysitter
3/8 $2.24 coffee; $229.98 groceries/household items/clothing. (the clothing was frivolous)
3/9 $20.00 charitable contributions; $2.34 coffee; $5.00 gift for friend
3/10 No Spend Day
3/11 $16.00 copy of birth certificate; $2.02 coffee; $31.65 Target (household/groceries)
3/12 $25.00 dh bowling
3/13 $2.02 coffee; $24.58 McDonalds for kids dinner (not absolutely unnecessary, so I'm counting it as frivolous ) $41.91 milkman; $39.03 grocery store
3/14 $88.26 Chiro; $69.00 gas
3/15 No Spend Day
3/16 $20.00 charitable contributions; $227.15 groceries
3/17 $3.00 food at bowling alley (frivolous spending)
3/18 No Spend Day
3/19 $34.87 groceries; $1.86 coffee; $12.15 ice cream (frivolous)

Tonight we will be going to pick up a few items for Easter baskets.

Jill

My Plan

Groceries $663.63/$750
Gas $133.00/$325
Coffee $20.13/$25
Frivolous Spending $56.52/$50
Birthday for DS #1 $50/$50
10 no spend days 5/10
26 days no Big Box stores 14/26
No Credit Cards 19/31
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Old 03-20-2008, 12:11 PM
 
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Yesterday I tutored, instead of cancelling Tuesday's session we rescheduled for Wednesdays permenantly and I found out they're driving half way towards where my parents live on Friday and my mother is going to be able to pick me up and drive the rest of the way so I won't have to take a bus to visit my parents which is great. It'll mean sitting in a van with the people I tutor for for two hours but they're nice people and I like their kids.

I think I set my no spend days too high. I would need to have only one day of spending the rest of the month and I don't think I'll be able to do that. Oh well, I'll get close. I think today will be another because we're having a first day of spring snow storm. School was cancelled again for the 6th or 7th time this winter.

My Key:
- No spend
- Spend within budget
- Neccessary but unbudgeted
: - Unneccessary and unbudgeted

01/03 - spent $40.00 on paint for office (at 40% off and have been planning this one and only CC purchase this month for a long time) $26.00 on a really nice meal out with Dbf, came out of last week's tutoring money and gift certificate.
02/03 - snow bound
03/03 - primed my office, nearly bought putty to fill holes in walls then found out I could use toothpaste
04/03 -
05/03 - went out for dinner but dbf paid
06/03 - Bought frames for my office and dbf's b'day present but went $5 over the cash I had (all I'm supposed to spend) so I put it on my CC
07/03 - and Printed pictures for office and dbf's present, got new thigh-high nylons, all within budget and bought new shoes for work not really in budget but on sale and I kind of needed them
08/03 - : $60.00 on Dbf's birthday dinner. Spent WAY more than planned.
09/03 -
10/03 - : bought tea out at a coffee shop with a friend
11/03 -
12/03 - Celebratory alcohol for engagement and DF's b-day
13/03 - Got paid for one tutoring job but not the other $10 into savings envelope
14/03 -
15/03 - paid off half of my CC! YAY! and then I spent all my spending money (not much) going out with friends but it was all in cash and I had a great time
16/03 -
17/03 - : Happy Saint Patrick's Day $20.00
18/03 - $6.50 on presents and school materials at Sally Anne
19/03 - Got paid for one tutoring job and put $20 in savings envelope

Goals For March:
*20 no spend days (Feb I had 17) 10/20
*Pay off some of CC Done
*Put $15 from each week of tutoring in saving envelope 2/3
*Plan out meals for each week to reduce grocery spending Done
*File taxes and put tax return on provincial student loan

Budget for March:
Income - around $900.00
- $560.00 to dbf for April bills
- $45.00 to savings
- $200.00 to CC (about half coming from what's still in the bank)
- around $60.00 spending money
- $60.00 to student loan
- $40.00 paint (on CC)
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Old 03-20-2008, 01:20 PM
 
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No spend:
Groceries:
Reasonable spending other than grocery:
Off the wagon:

03/01
03/02
03/03
03/04
03/05 CVS: $5, TJ: $86, paying for my choir: $20
03/06 food co-op (fresh veggies): $8
03/07 Asian store (spices, tofu, loose leaf tea): $25
Marshalls, baking pan: $8, wooden puzzle $9
03/08
03/09 Went out to buy clothes for dd, nothing was cheap enough. So, I went to Chinatown to buy some food items (seaweed & "crab" to make sushi) $8
03/10
03/11 Milk @WF: $4
03/12
03/13 Big grocery day! Bulk rice and stuff @ Asian store: $25, TJ: $81
03/14
03/15
03/16
03/17
03/18 Groceries $30 a puzzle for dd $7.50
03/19


Goals:
100% No-spend days: 16/31 (12/19)
No-spend other than groceries: 22/31 (17/19)
No eating out/takeout: 28/31 (19/19)

Our budget for the month:
Groceries & household needs: $450 ($264/$450)
Clothing & other misc. spending money: $100 ($46/$100)
Eating out/take out: $50 ($0/$50)
No Frivolous spending!
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Old 03-20-2008, 04:01 PM - Thread Starter
 
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01..
02..
03..
04..
05..
06..
07..
08.. $40 Paint
09..
10.. $37 junk food
11..
12..
13..
14..
15.. $28 baby clothes and coffee
16..
17..
18..
19..
20..

Goals:
17/20 No Spend Days
20/31 Fast-Food-Free Days
3/10 Let the Car Rest Days

Tally of Evil: $105

Ooooh...three days and I'll hit my goal!

I think this must be my best month ever.

I'm not sure why that is happening this month, except maybe that I OD'd on McDonald's last month so I'm not craving fast food as much.

Also we are broke...which helps with no spending.

But we are down to the wire every single month and that has never stopped me before.

 

 

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Old 03-20-2008, 04:07 PM - Thread Starter
 
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Quote:
Originally Posted by Patrick's mummy View Post
I seem to be spend, spend, spending this month
But at least you are also track, track, tracking...that's progress. And it will help you keep the spending in check.

Quote:
Originally Posted by FeelingBlessed View Post
hit the library tonight as a family for a free bagpipe performance
Now it is not every day that you read something like that.

Quote:
Originally Posted by monkey's mom View Post
When I noticed the other day that he is growing out of his things, I thought, "Oh boy, I've got to get this kid a new wardrobe!" And even though I was planning to do it at the thrift store (which, in and of itself, is new to me ), it would still be pricey. Instead, I spent several hours going through his clothes and hand-me-downs and realized that he has PLENTY of clothes for the summer. Plenty. More than enough.
Yeah!!! Way to go!!!

Quote:
Originally Posted by mommyjoy7021 View Post
FEELS GOOD TO BE ON A BUDGET!!!!!!
Isn't that the truth?!! Good job!!!!

 

 

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Old 03-20-2008, 04:35 PM
 
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Ok here I go! This will be my month right? We just got a 2000$ tax return which was really helpfull and went straight to our debt, so we starting on the right foot.

Goals:
no spend days 8
stay in our budget of $3100

1-$14.69 bday present, groceries $16.85, dog food $60.42
2-
3-groceries $13.79, fries $7.86
4-dessert $6.94, payphone $2.24, gas $38.36
5-$149.78 phone bill, water $223.15, groceries $185., $25 parking, books $14.44
6-Chiro $5.25, $25 SIL social, $25 parking
7-
8-
9-$57.40 cc fees
10-$25.59 pizza, $12 massage
11-$40 carpool
12-
13-$6.20 video's for the kids, $159.49 groceries
14-$470 mtg and taxes, $64.20 kung fu
15-$20.43 online subscription,
16-23.20 bus tix
17-$46.10 gas, Y $67.84
18- $16.96 groceries, carinsurance $55.98
19- $25 parking, $31.51 resteraunt
20- groceries $150.
21-


-5
2085.67/3200
99.32/103.23
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Old 03-20-2008, 04:47 PM
 
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My key:

:= groceries
= gas
= no spend
= spending other than gas or groceries

3/1-: $174.55 groceries,
---- $67.53 (Amazon for ER Season 8, High School Musical 1&2)
3/2-
3/3-
3/4-
3/5-
3/6-
3/7- $40 gas, $17.21 Sister's b-day gift
3/8- $9.52 Publix. I bought some Edamame (wanted to try it for a snack), a weird protein drink (it was gross), a pack of gum, and a Peppermint patty. So the drink, the patty and the gum weren't really necessary. The edamame COULD have waited til my next trip to the store, but it's better than snacking on junk food we have.
3/9-
3/10-
3/11-
3/12-
3/13- $40 gas
----: $12.23 Publix
----- $66-new cell phone. Mine broke-needed one ASAP for work
----- $40 nails
3/14-
3/15-
3/16-
3/17- $18 CVS on Facewash,Scope,CVS brand Listerine,Mascara,deoderant.
3/18-
3/19-: today gets a : because I spent $11 at the airport getting a bagel with turkey and a smoothie. There was no place to eat in the G.D. airport after we (me, sis and 2 kids) got thru security. You better beleive I ate every bite of that bagel. I am in NY visiting family, so hopefully I can keep my spending in check.
3/20-

Proud mama to : Nicholas James born 3/19/09
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Old 03-20-2008, 06:18 PM
 
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I haven't been on for a few days so I just posted for the last 4..I did really well except for today

3/1
3/2
3/3
3/4
3/5
3/6
3/7
3/8
3/9 $26.52 American Eagle, $48.91 UV sungear order..
3/10
3/11
3/12
3/13
3/14
3/15
3/16
3/17
3/18
3/19
3/20

March Spending Goals:
No Spend days: 18/25
No etsy/DS/ebay: 20/27
Non-necessary Spending: over already /200

Exceptions that I won't count against me
A few items for dd and ds's easter baskets
Kids pictures taken
1 new to me pair of jeans
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Old 03-20-2008, 06:40 PM
 
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1: $40 groceries/kids toys/decorating materials, $8 indoor soft play place.
2:$30 DH running shoes - his old ones fell apart on Thurs so no real choice
3: no spend day for me. Was disappointed to find DH had spent $1 at work on chocolate but this is my challenge so I'll accept my first no spend day of the month!!
4: Sent DH to get milk, bread and kid's medicine - he came back having spent $32 - grrrrr!! This makes me so mad. He had also bought several treats for himself but nothing for me, so I don't even get to benefit!!
5: $460 hypnobirthing course for DH and I. (Ask me in May whether this was money well spent) $3 on groceries - definitely unnecessary since this was sweets mainly
6: No spend for me DH spent $7 on playing football and $6 on his lunch.
7: Groceries $105 (budgetted) and gas $100 (budgetted). I had not bought any gas since mid Feb so that was pretty good. DH spent $4 on lunch.
8: $4 curtain hooks - our old ones were tab tops but the new ones need hooks, so necessary spending.
9: No spend, no drive!!
10: $7 playgroup (budgetted)
11: $1 cookies (within grocery budget but pretty unnecessary.) Will be paying the electrician later but there's nothing I can do about that.
12: $112 groceries/household (budgetted). DH said he spent $1 at work on french fries
13: No spend! DH just informed me he spent $1 at work on chocolate, but this isn't his challenge so I'm going to gloss over that.
14: Spent $30 on flowers/foliage for our yard (to entice tomorrow's potential buyer!!) plus $10 on disinfectant for the yard, dishclothes and a can of soda. All of this fits in to the rest of my household budget for this week (but my household budget week runs Weds-Weds so if we run out of anything before then, the money is gone!) Plus $3 on DS1's school activity. Then DH informs me he spent $4 on a breakfast at work!!
15: No spend!! Did a little drive to collect a freecycle thing for the new baby. DH spent $2 on a kid's activity for our two little ones this morning but that's his spending.
16: Spent $14 on natural iron supplements - necessary but unbudgetted. Also, $8 on Easter chocolate for kids and my two brothers. I will claw the $8 back from my household budget on Weds.
17: $52 cranial osteopath (budgetted.) $2 sweets (unnecessary but DH was nagging for them...) $42 postage (but this was for items sold on ebay so in a way, we didn't really spend), $5 swim for me last night. This feels like a lot of spending for one day but I could only really have avoided the sweets.
18: I am giving myself a no spend day for today and I don't want to come back and change it!! DH has gone on a business trip and in theory, if he spends, it will be on expenses.
19:$110 groceries/household expenditure which included stocking up on things which were on sale (budgetted), plus a $16 joint of meat for Easter meals - so I thought that was pretty good. $36 on Easter gifts for the boys - kind of budgetted. $88 on gas - budgetted, at the moment there's no way I can drive any less.
20: $16 on postage of ebay stuff (not technically a spend as the buyers have paid me), $16 groceries (budgeted).

Hoping for a no spend day tomorrow - I'm going to have to work very hard to meet my no spend day target of 14 this month because I only have 6 so far!!
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Old 03-20-2008, 09:00 PM
 
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3/1: Train $10.75/ subway $4/ gift $8.50/ lunch $6.50
3/2: matinee movie $6.50/ snacks (bought at store, not at movie theater ) $3.50/ $67.26 groceries/ Gained: $8.76 from returning stuff to Home Depot
3/3: spent nothing
3/4: spent nothing
3/5: $32 groceries/ $2.47 post office (sold book on Amazon)
3/6: $2.81 post office/ about $11 grocery run
3/7: spent nothing (and a no-drive day)
3/8: $15.41 diner/ $8 movies and popcorn/ $9.95 bakery outlet/...."made" $29.99 when I returned stuff to Target
3/9: spent nothing
3/10: $49 groceries & pet stuff (had $25 gift card toward it, so I'm only counting $24 of it in my monthly total)
3/11: $2.13 post office (sold book on Amazon)/ $6.18 pharmacy / $5.53 grocery run
3/12: spent nothing
3/13: spent nothing (& no-drive)
3/14: spent nothing...at any store, anyway...$251 on credit card for future travel
3/15: $22.04 gas/ $80.39 groceries & pet supplies
3/16: $14 fruits & veggies / $13 movies (but friend owes me $6.50 of it)
3/17: spent nothing
3/18: spent nothing
3/19: $65 groceries and dollar store / ($110 on credit card, also; may be able to pay it back this month)
3/20: spent nothing (well, paid monthly bills and got an oil change, but all necessary spending, nothing frivolous)


Spending totals:
Groceries/Household/Pet supplies: $310.13
Eating out, including snacks: $25.41
Postage (for stuff sold on Amazon): $7.41
Gas: $22.04
Miscellaneous: $56.93 (+ $361 credit card)...friend owes me $6.50 for movie ticket
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Old 03-20-2008, 09:01 PM
 
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March
The MOST expensive month of my life...
03/01: -$28.50
($7.00 Parking lot fee + $1.50 atm fee + $20.00 for sitter = night out with DH)
03/02: -$15.70 :, -$27.00 for Home & Garden expo
03/03:
03/04:
-$193.25 for yoga package + baby legs for DD + pants for me :
03/05:
03/06:
03/07:

03/08: : (My mom paid) Target -$9.99 bathing suit for DD
03/09: : -$4.00 tip (DH paid), -$91.00 @ Marshalls for DD's Easter Sunday dress, tights and shoes + summer dress + summer sneakers + socks for DH. (I didn't get anything for myself) -$1.25 for a bottle of soda.
03/10:
-$130.75 car repair (unbudgeted + the new car we'll be purchasing soon) -$26.00 : "girls night out" drinks & sushi to make myself feel better...I'm HORRID
03/11: -$14.00 : , -$97.00 on clothing alterations (budgeted, but ridiculous). +$$$ subbed and taught a class!
03/12:

03/13: -$0.65 for baked snack crackers at the YWCA after swimming...Darn it..

03/14: -$20.80 :
03/15: -$10.76 :, -$20.00 shoes for DH (Budgeted), -$56.47 @ Walgreens (Budgeted)
03/16: -$143.37 @ the co-op = groceries, wool longies for DD (Birthday present) & Craft fair guide for 2008.
03/17:
03/18: -$$$ on NEW (to me) Toyota Rav4 IT! Def. not budgeted, but necessary as my old car was basically in hospice care...waiting for the end

03/19: -$80.00 for Timberwolves/Grizzlies game (budgeted)
03/20:



Key:

= no spend
: = eat out (bad)

= made (extra) money

Summer: crafty mama to 2 little girls and wife to Bob
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Old 03-20-2008, 10:12 PM
 
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Knocked out some of the "to do" list, did a little cleaning, went to the office, and played at the YMCA tonight with the Special Olympics team we coach - all free.

Kim

March 1:
March 2:
March 3:
March 4:
March 5:
March 6:
March 7:
March 8:
March 9:
March 10:
March 11: $0.40 library fine, $12 t-shirts for upcoming State House march (to express opposition to anti-homeschooling bill)
March 12:
March 13:
March 14:
March 15:
March 16:
March 17:
March 18:
March 19:
March 20:

GOALS:
* Less than $75 in frivolous spending: month to date $12.40
* At least 25 days (no spend or spending w/in budget): 19/25
* Avoid Target: 20/31
* Pack snacks/water for outings: 20/31
* NO library fines: month to date $0.40
* Stay within grocery/eating out budget: $365.41/$400
* ORGANIZE/declutter (lack of organiztion = spending): 18/25
* Exercise (feeling good = decreased emotional spending): 17/25
* Meal plan created: 0/4 weeks
* Grocery store trips: 2/2
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Old 03-20-2008, 10:43 PM
 
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3/1- $6400 for new car, $47.00 for lunch, $11.40 for dinner, $47.93 gas
3/2- $259.98 for new car detail, $69.01 REI for BOB stroller, $24.23 Costco for laundry soap, $92.19 for groceries at Trader Joe's
3/3- DH needed gas, $50.51. I spent nothing but I did drive my car to see my Mom and a friend.
3/4- $2.68 for dish soap
3/5- No spend day! I did drive to see a friend but no spending
3/6- $7.97 groceries (bought yeast so I could make my own bread), $20.00 DH spending money for the month
3/7- $97.29 at Costco ($52.34 on household, $44.95 on food)
3/8- $52.63 Trader Joe's, took out $40.00 cash for Farmers Market tomorrow, hoping to spend no more then $30 but we are getting olive oil there so it might be more.
3/9- Only spent $20 of the $40 at the farmers market! $36.52 on dog food
3/10- $3.49 on groceries, $45 dry cleaning (on credit card..errr)
3/11- DH spent $20.46 on gas, I had a no drive/no spend day
3/12- No spend day
3/13- No spend day
3/14- $25.71 on groceries to get us through the next week. DH put a full tank in the Volvo on CC, not sure how much he spent, probably $50
3/15- No spend day
3/16- No spend day
3/17- No spend day
3/18- No spend day
3/19- $24.69 groceries, I could have spent less but there were some great deals on fruit that I know DH and I will eat so I picked up a few things that were off my list. $36.52 dog food, the dogs gotta eat too.
3/20- No spend day!

Totals:

New Car $6659.98/$6000
Groceries $271.77/$350
Eat Out $58.40/$0
Baby $69.01/$0
Household $79.25/$0
Gas $118.40/$100
DH Spending Money $20/$0
Pets $73.04/$0
Dry Cleaning $45/$0

We are going on vacation this weekend. Hoping for no spending on anything except gas!

Jenna in love with my DH Jon, loving our 2.5 year old, Caroline Tulip, and expecting another little one in August!
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Old 03-20-2008, 10:53 PM
 
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march 1:
march 2:
march 3:
march 4:
march 5:
march 6:
march 7:
march 8 - 10:
march 11:
march 12:
march 13:
march 14:
march 15:
march 16:
march 17:
march 18:
March 19:
march 20: and free lunch for me and the kids at a community event. :

the budget:
100$/ week groceries/ transportation/ outings
100$/ month discretionary fund (clothes, gifts, etc)

(weeks start on friday)
week 1: $50 leftover from the 100$
week 2: 0$ leftover
week 3: -4.50$ remaining for the week
$0 remaining for the month.
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Old 03-20-2008, 11:35 PM
 
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3/1: Flowers donated to town $41.99
3/2: Flowers donated to ME $15.74
3/3:
3/4:
3/5: Groceries $263.49/Newspaper $.50
3/6: Claritin $11.59
3/7: Dog food $51.44
3/8: Bulk Pork $56
3/9: Gas $30 /Groceries ~$3
3/10:
3/11:
3/12: Lunch $11 /Garden Club Dues $25 /Newspaper $.50
3/13:
3/14:
3/15:
3/16: Vagina monologues $5
3/17: Gas $20 /Groceries $140.29
3/18:
3/19: Easter $16.75 / Swim trunks $3.11
3/20:

Spent a couple hours baking bread, making chili, doing meal prep to stretch the grocery budget.

And, got a bunch of free stuff from an old farmhouse that's going to be burned. Vintage dishes worth $100s, silver plated trays, doilies, furniture, vintage signs, and lots more! Working on an in-home retail shop idea for some supplemental income....


Groceries $462.78/$550
Gas $50/$100
Gardening $15.74/$100

My key:

No spend
Budget spend
Over spend
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Old 03-21-2008, 10:54 AM
 
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Boy, this month seems to be falling apart here at the end. I hope to have some serious no spend days. Today should be one of those days. We will be staying home because of snow and sick children.

3/1 No Spend Day
3/2 $55.00 charitable contributions; $147.81 groceries; $50.00 DS birthday gift; $64.32 lunch w/DS#1; $2.24 coffee
3/3 $118.00 bowling league fees; $26.00 kids allowances
3/4 No Spend Day
3/5 $64.00 gas; $5.06 coffee; $22.00 dh's bowling night; $26.34 milkman
3/6 $50.00 website renewal; $2.35 coffee; $2.80 pop, lottery tix (frivolous)
3/7 $96.38 chiro; $12.82 McDonalds for kids (I'm so weak ) $1.80 library fines; $40.27 dinner out with dh (giftcard was only $20 instead of $50 ); $68.89 Target (budgeted gifts/Easter); $30.00 babysitter
3/8 $2.24 coffee; $229.98 groceries/household items/clothing. (the clothing was frivolous)
3/9 $20.00 charitable contributions; $2.34 coffee; $5.00 gift for friend
3/10 No Spend Day
3/11 $16.00 copy of birth certificate; $2.02 coffee; $31.65 Target (household/groceries)
3/12 $25.00 dh bowling
3/13 $2.02 coffee; $24.58 McDonalds for kids dinner (not absolutely unnecessary, so I'm counting it as frivolous ) $41.91 milkman; $39.03 grocery store
3/14 $88.26 Chiro; $69.00 gas
3/15 No Spend Day
3/16 $20.00 charitable contributions; $227.15 groceries
3/17 $3.00 food at bowling alley (frivolous spending)
3/18 No Spend Day
3/19 $34.87 groceries; $1.86 coffee; $12.15 ice cream (frivolous)
3/20 $81.13 Target (groceries, household & Easter stuff); $29.86 Easter stuff


Jill

My Plan

Groceries $686.60/$750
Gas $133.00/$325
Coffee $20.13/$25
Frivolous Spending $56.52/$50
Birthday for DS #1 $50/$50
10 no spend days 5/10
26 days no Big Box stores 14/26
No Credit Cards 20/31
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Old 03-21-2008, 12:57 PM
 
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3/1
3/2 Poodle toy & game for dd @ Goodwill $2
3/3
3/4 Books for DH $20, Kite for dd $1
3/5
3/6
3/7
3/8 Fabric $16, Toy for dd $1, swap shipping $5
3/9
3/10
3/11
3/12
3/13
3/14 Movie rentals $2
3/15 Pizza & beer with my parents $42
3/16
3/17
3/18 Swap shipping $11
3/19
3/20 Overdue movie rental fee $6

Unnecessary spending: $106.00
No spend days: 13/14

Jenny, proud maker of red things
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Old 03-21-2008, 01:16 PM
 
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1: $40 groceries/kids toys/decorating materials, $8 indoor soft play place.
2:$30 DH running shoes - his old ones fell apart on Thurs so no real choice
3: no spend day for me. Was disappointed to find DH had spent $1 at work on chocolate but this is my challenge so I'll accept my first no spend day of the month!!
4: Sent DH to get milk, bread and kid's medicine - he came back having spent $32 - grrrrr!! This makes me so mad. He had also bought several treats for himself but nothing for me, so I don't even get to benefit!!
5: $460 hypnobirthing course for DH and I. (Ask me in May whether this was money well spent) $3 on groceries - definitely unnecessary since this was sweets mainly
6: No spend for me DH spent $7 on playing football and $6 on his lunch.
7: Groceries $105 (budgetted) and gas $100 (budgetted). I had not bought any gas since mid Feb so that was pretty good. DH spent $4 on lunch.
8: $4 curtain hooks - our old ones were tab tops but the new ones need hooks, so necessary spending.
9: No spend, no drive!!
10: $7 playgroup (budgetted)
11: $1 cookies (within grocery budget but pretty unnecessary.) Will be paying the electrician later but there's nothing I can do about that.
12: $112 groceries/household (budgetted). DH said he spent $1 at work on french fries
13: No spend! DH just informed me he spent $1 at work on chocolate, but this isn't his challenge so I'm going to gloss over that.
14: Spent $30 on flowers/foliage for our yard (to entice tomorrow's potential buyer!!) plus $10 on disinfectant for the yard, dishclothes and a can of soda. All of this fits in to the rest of my household budget for this week (but my household budget week runs Weds-Weds so if we run out of anything before then, the money is gone!) Plus $3 on DS1's school activity. Then DH informs me he spent $4 on a breakfast at work!!
15: No spend!! Did a little drive to collect a freecycle thing for the new baby. DH spent $2 on a kid's activity for our two little ones this morning but that's his spending.
16: Spent $14 on natural iron supplements - necessary but unbudgetted. Also, $8 on Easter chocolate for kids and my two brothers. I will claw the $8 back from my household budget on Weds.
17: $52 cranial osteopath (budgetted.) $2 sweets (unnecessary but DH was nagging for them...) $42 postage (but this was for items sold on ebay so in a way, we didn't really spend), $5 swim for me last night. This feels like a lot of spending for one day but I could only really have avoided the sweets.
18: I am giving myself a no spend day for today and I don't want to come back and change it!! DH has gone on a business trip and in theory, if he spends, it will be on expenses.
19:$110 groceries/household expenditure which included stocking up on things which were on sale (budgetted), plus a $16 joint of meat for Easter meals - so I thought that was pretty good. $36 on Easter gifts for the boys - kind of budgetted. $88 on gas - budgetted, at the moment there's no way I can drive any less.
20: $16 on postage of ebay stuff (not technically a spend as the buyers have paid me), $16 groceries (budgeted).
21: Okay, I'm giving me a no spend here and hoping not to come back and change it!
DH is taking DS1 to see a movie tomorrow so there'll be a small spend, but Sunday should be no spend for sure.
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Old 03-21-2008, 01:49 PM
 
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Today will be spend and drive. I already know that.
3/1 $5 parking at museum, $15 laundry quarters, $13.64 groceries, $54 charity, $2.47 postage
3/2 No spend No drive
3/3 No spend No drive
3/4 No spend No Drive
3/5 No spend No Drive
3/6 No spend
3/7 No spend No Drive
3/8 Dinner $30.35 (budgeted). No Drive
3/9 Groceries $99.36 - (this should last a couple weeks -except maybe veggies), DH decided we were eating Mexican $26.00, Baby's Supp. Formula/Diapers $50.96
3/10 No Spend , No Drive
3/11 No spend No Drive
3/12 $77.59 DH's car tuneup, $3.00 Parking, $31.06 Drinks and Snacks for DH's trip But, better than him buying at the convenience stores for the next month.
3/13 Parking $5.00, Postage $2.47
3/14 No spend No Drive
3/15 No spend No Drive - $1,000 into IRA
3/16 No spend No Drive
3/17 No spend No Drive - $622 into savings
3/18 No spend No Drive
3/19 No spend No Drive
3/20 No spend No Drive


*15/20 no spend days
*15/20 no drive days -
*18/26 no eat out days
*$144.06/$225 grocery spending
$1622/1493.70 into savings/IRAs/investments for the month GOAL MET
$12046.88/17924.40 into savings/IRAs/investments for the year (so far, $7046.88 in savings, $5000 in IRAs)
121,333 - beginning mileage for month...goal of <250 for the month
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Old 03-21-2008, 02:54 PM
 
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joining late!

So maybe i can do this for what is left of March.

1. Intro: I'm sara! i am a [sort of] single mom to rhiannon, 2. living on one income [mine] and student loans. oh yeah i teach full time and go to grad school. got in a wreck in january and just had to purchase a new car, so now i have payments. i have already stopped smoking [yay!] so i am seeing the extra cash from that. other vices are also getting zapped.

2. I have no extra money! Besides getting a lawn mower, i can't get anything frivolous. I don't need a new [though cheap] dining table. Besides, Rhiannon can paint on the old one and i won't get mad. Eating in is good.

3. I need to concentrate on eating in. Driving less. Not going into stores. Cancel the internet because i have three places i can get on for free.

Thanks for lettign me join!

Writer, teacher, and mama to Rhiannon Morningstar 6/28/05
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Old 03-21-2008, 03:19 PM - Thread Starter
 
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01..
02..
03..
04..
05..
06..
07..
08.. $40 Paint
09..
10.. $37 junk food
11..
12..
13..
14..
15.. $28 baby clothes and coffee
16..
17..
18..
19..
20..
21..

Goals:
18/20 No Spend Days
21/31 Fast-Food-Free Days
3/10 Let the Car Rest Days

 

 

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Old 03-21-2008, 03:21 PM - Thread Starter
 
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Welcome Sara!

 

 

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Old 03-21-2008, 03:45 PM
 
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march 1:
march 2:
march 3:
march 4:
march 5:
march 6:
march 7:
march 8 - 10:
march 11:
march 12:
march 13:
march 14:
march 15:
march 16:
march 17:
march 18:
March 19:
march 20:
march 21: got a memory card for the camera off ebay for 1/2 the store price. so now we can take videos of the kidlets. but no more spending today, even though we need groceries. all the stores are closed.

the budget:
100$/ week groceries/ transportation/ outings
100$/ month discretionary fund (clothes, gifts, etc)

(weeks start on friday)
week 1: $50 leftover from the 100$
week 2: 0$ leftover
week 3: -4.50$
week 4: 80$ remaining for the week
$0 remaining for the month.
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Old 03-21-2008, 06:40 PM
 
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My key:

:= groceries
= gas
= no spend
= spending other than gas or groceries

3/1-: $174.55 groceries,
---- $67.53 (Amazon for ER Season 8, High School Musical 1&2)
3/2-
3/3-
3/4-
3/5-
3/6-
3/7- $40 gas, $17.21 Sister's b-day gift
3/8- $9.52 Publix. I bought some Edamame (wanted to try it for a snack), a weird protein drink (it was gross), a pack of gum, and a Peppermint patty. So the drink, the patty and the gum weren't really necessary. The edamame COULD have waited til my next trip to the store, but it's better than snacking on junk food we have.
3/9-
3/10-
3/11-
3/12-
3/13- $40 gas
----: $12.23 Publix
----- $66-new cell phone. Mine broke-needed one ASAP for work
----- $40 nails
3/14-
3/15-
3/16-
3/17- $18 CVS on Facewash,Scope,CVS brand Listerine,Mascara,deoderant.
3/18-
3/19-: today gets a : because I spent $11 at the airport getting a bagel with turkey and a smoothie. There was no place to eat in the G.D. airport after we (me, sis and 2 kids) got thru security. You better beleive I ate every bite of that bagel. I am in NY visiting family, so hopefully I can keep my spending in check.
3/20-
3/21-

Proud mama to : Nicholas James born 3/19/09
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Old 03-21-2008, 06:59 PM
 
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3/1: Flowers donated to town $41.99
3/2: Flowers donated to ME $15.74
3/3:
3/4:
3/5: Groceries $263.49/Newspaper $.50
3/6: Claritin $11.59
3/7: Dog food $51.44
3/8: Bulk Pork $56
3/9: Gas $30 /Groceries ~$3
3/10:
3/11:
3/12: Lunch $11 /Garden Club Dues $25 /Newspaper $.50
3/13:
3/14:
3/15:
3/16: Vagina monologues $5
3/17: Gas $20 /Groceries $140.29
3/18:
3/19: Easter $16.75 / Swim trunks $3.11
3/20:
3/21:

Groceries $462.78/$550
Gas $50/$100
Gardening $15.74/$100

My key:

No spend
Budget spend
Over spend
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Old 03-21-2008, 08:58 PM
 
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March 1: budgeted spending: $129.89 household/misc., $217.63 grocery store, $209 Let's Dish (groceries)
March 2: no spend
March 3: budgeted spending: $15 school milk/juice for snack time (groceries), paid kids' monthly bowling league fees
March 4: budgeted spending: $42.13 gas, $30.64 lunch out, $45 school field trip
March 5: no spend
March 6: budgeted spending: $47.29 on paint, supplies and decorations for the girls' room. (household/misc)
March 7: budgeted spending: $48 dinner out with DH
March 8: budgeted spending: $43.95 pizza delivery
March 9: budgeted spending: $43.06 groceries, $24.07 household/misc., $44.42 gas
March 10: no spend
March 11: budgeted spending: $28.39 pizza delivery
March 12: budgeted spending: $8.04 groceries
March 13: budgeted spending: $14 girl scout cookies (I bought them for DH, they count as groceries, right??? ), $50.98 gas, $25 preschool application fee for DD for next year (household/misc)
March 14: no spend
March 15: no spend
March 16: no spend
March 17: budgeted spending: $15 mandatory "donation" for school carnival, $16.87 Target, $78.72 food co-op
March 18: no spend
March 19: : over budget: $37.35 for groceries because I was feeling lazy
March 20: budgeted spending: $52.19 gas, : over budget: $21.91 for a new chicken feeder (but I did make $12 selling eggs this month, which makes up for part of the cost)
March 21: no spend

My goals for March:
8/15 true no-spend days
21/31 no credit card use
2/5 no drive days
12/10 drive more than 50 miles in a day
$631.16/$600 groceries
$316.67/$300 household/misc.
$235.75/$300 gas
$150.98/$200 eating out/take out/entertainment
285/1000 minutes on the treadmill

New signature, same old me: Ann- mama of 2 boys and 2 girls, partnered to a fabulous man.
I'm an unintentional weasel feeder and I suck at proofreading.
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Old 03-21-2008, 09:14 PM
 
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3/1 $5 parking at museum, $15 laundry quarters, $13.64 groceries, $54 charity, $2.47 postage
3/2 No spend No drive
3/3 No spend No drive
3/4 No spend No Drive
3/5 No spend No Drive
3/6 No spend
3/7 No spend No Drive
3/8 Dinner $30.35 (budgeted). No Drive
3/9 Groceries $99.36 - (this should last a couple weeks -except maybe veggies), DH decided we were eating Mexican $26.00, Baby's Supp. Formula/Diapers $50.96
3/10 No Spend , No Drive
3/11 No spend No Drive
3/12 $77.59 DH's car tuneup, $3.00 Parking, $31.06 Drinks and Snacks for DH's trip But, better than him buying at the convenience stores for the next month.
3/13 Parking $5.00, Postage $2.47
3/14 No spend No Drive
3/15 No spend No Drive - $1,000 into IRA
3/16 No spend No Drive
3/17 No spend No Drive - $622 into savings
3/18 No spend No Drive
3/19 No spend No Drive
3/20 No spend No Drive
3/21 $45.62 Groceries (including household stuff), $75.00 Passport Application, $13.68 Tierra Foods Shipping, $1.30 Postage (Passport).


*15/20 no spend days
*15/20 no drive days -
*19/26 no eat out days
*$189.68/$225 grocery spending
$1622/1493.70 into savings/IRAs/investments for the month GOAL MET
$12046.88/17924.40 into savings/IRAs/investments for the year (so far, $7046.88 in savings, $5000 in IRAs)
121,333 - beginning mileage for month...goal of <250 for the month
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Old 03-21-2008, 11:47 PM
 
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No spend:
Groceries:
Reasonable spending other than grocery:
Off the wagon:

03/01
03/02
03/03
03/04
03/05 CVS: $5, TJ: $86, paying for my choir: $20
03/06 food co-op (fresh veggies): $8
03/07 Asian store (spices, tofu, loose leaf tea): $25
Marshalls, baking pan: $8, wooden puzzle $9
03/08
03/09 Went out to buy clothes for dd, nothing was cheap enough. So, I went to Chinatown to buy some food items (seaweed & "crab" to make sushi) $8
03/10
03/11 Milk @WF: $4
03/12
03/13 Big grocery day! Bulk rice and stuff @ Asian store: $25, TJ: $81
03/14
03/15
03/16
03/17
03/18 Groceries $30 a puzzle for dd $7.50
03/19
03/20
03/21 More groceries from Trader Joe's. I know I've been spending a lot of money, but we do eat a lot and I cooked/baked for a friend once and for a potluck once, I am cooking again tomorrow, so... (it was $68)


Goals:
100% No-spend days: 16/31 (13/21)
No-spend other than groceries: 22/31 (19/21)
No eating out/takeout: 28/31 (21/21)

Our budget for the month:
Groceries & household needs: $450 ($332/$450)
Clothing & other misc. spending money: $100 ($46/$100)
Eating out/take out: $50 ($0/$50)
No Frivolous spending!
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