March No-Spend Challenge ~ The finish line is in sight...almost there! - Page 21 - Mothering Forums
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#601 of 753 Old 03-24-2008, 04:33 PM
 
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catching up on my spending and totals.



March 1st.. no spend and no drive
March 2nd.. spent $10.50 on city garbage bags/stickers...budgeted for
March 3rd... $77.76 groceries budgeted
$33.35 gas budgeted
March 4th....
March 5th...
March 6th... $5.25 to send out swap package (out of my "mad" money)
March 7th...$20 groceries and $14.50 on Easter gifts
March 8th... $2.02 "free pizza" (I had to pay for upgrades out of my "mad money".)
March 9th.... $2.50 on bolts that were unbudgeted..$30 on gas
March 10th... $3 on clearance shirt for me..$3.50 Easter gift
March 11th... Spent $5.87 at Goodwill (not budgeted)
March 12th...$40.00 groceries
March 13th... An old friend was in town so we did McDonalds for lunch but I don't feel to bad. I fed 4 of us for $5 but still it was unbudgeted.
March 14....
March 15th... $20 gas (budgeted)..$7 iron pills from MW (unbudgeted), $2 t-shirt from cosignment (unbudgeted)
March 16th... $31.39 at Chuckie Cheese (budgeted)
March 17th... $4.10 stamps( not budgeted) and $36.50 gas
March 18th... $13 at McDonalds..Bible Study group met there and I had to bring Dh food home
March 19th... no spend at all and no drive
March 20th... $27 groceries
March 21st... $10 on used bread machine (unbudgeted), $16 groceries
March 22nd...
March 23rd... $5 mcDonalds Card for Easter prize, $38.50 gas

Goals
20 no spend or spend within budget days
217.26/$300 groceries
133.35/$300 gas (Dh works far from home)
Save..($25) so far
Try to drive a lot less.


Key
true no spend
spend within budget
spend outside budget ($52.47...)
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#602 of 753 Old 03-24-2008, 04:57 PM
 
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To meet my no spend goal I need every day till the end of the month to be a no spend. I really need conditioner and a hair cut so I'm going to try to just be one day short.

My Key:
- No spend
- Spend within budget
- Neccessary but unbudgeted
: - Unneccessary and unbudgeted

01/03 - spent $40.00 on paint for office (at 40% off and have been planning this one and only CC purchase this month for a long time) $26.00 on a really nice meal out with Dbf, came out of last week's tutoring money and gift certificate.
02/03 - snow bound
03/03 - primed my office, nearly bought putty to fill holes in walls then found out I could use toothpaste
04/03 -
05/03 - went out for dinner but dbf paid
06/03 - Bought frames for my office and dbf's b'day present but went $5 over the cash I had (all I'm supposed to spend) so I put it on my CC
07/03 - and Printed pictures for office and dbf's present, got new thigh-high nylons, all within budget and bought new shoes for work not really in budget but on sale and I kind of needed them
08/03 - : $60.00 on Dbf's birthday dinner. Spent WAY more than planned.
09/03 -
10/03 - : bought tea out at a coffee shop with a friend
11/03 -
12/03 - Celebratory alcohol for engagement and DF's b-day
13/03 - Got paid for one tutoring job but not the other $10 into savings envelope
14/03 -
15/03 - paid off half of my CC! YAY! and then I spent all my spending money (not much) going out with friends but it was all in cash and I had a great time
16/03 -
17/03 - : Happy Saint Patrick's Day $20.00
18/03 - $6.50 on presents and school materials at Sally Anne
19/03 - Got paid for one tutoring job and put $20 in savings envelope
20/03 - : Ate out with friends $30.00
21/03 - Found drives to visit family, no spend
22/03 - Food out with friends $25.00
23/03 -
24/03 -

Goals For March:
*20 no spend days (Feb I had 17) 13/20
*Pay off some of CC Done
*Put $15 from each week of tutoring in saving envelope 2/3
*Plan out meals for each week to reduce grocery spending Done
*File taxes and put tax return on provincial student loan

Budget for March:
Income - around $900.00
- $560.00 to dbf for April bills
- $45.00 to savings
- $200.00 to CC (about half coming from what's still in the bank)
- around $60.00 spending money
- $60.00 to student loan
- $40.00 paint (on CC)
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#603 of 753 Old 03-24-2008, 05:42 PM
 
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Okay. I can't possibly meet the no spend day target I set myself for this month so as damage limitation, I am going to set a budget for the next week and my target will be to match or undercut it......

Tues 25- no spend
Weds 26 - $8 raspberry leaf tea, $100 grocery/household spending, $500 tires
Thurs 27- $5 swim
Fri 28- $1 school contribution for DS1
Sat 29-max $8 on raffle tickets to win birth pool (plus cash for gas to get to conference but can reclaim that so technically not spending...)
Sun 30 - no spend
Mon 31 - $5 swim

Plus also $7 for playgroup on one day in that period, if the weather is seriously bad.
Wish me luck!
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#604 of 753 Old 03-24-2008, 05:48 PM
 
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March
The MOST expensive month of my life...
03/01: -$28.50
($7.00 Parking lot fee + $1.50 atm fee + $20.00 for sitter = night out with DH)
03/02: -$15.70 :, -$27.00 for Home & Garden expo
03/03:
03/04:
-$193.25 for yoga package + baby legs for DD + pants for me :
03/05:
03/06:
03/07:

03/08: : (My mom paid) Target -$9.99 bathing suit for DD
03/09: : -$4.00 tip (DH paid), -$91.00 @ Marshalls for DD's Easter Sunday dress, tights and shoes + summer dress + summer sneakers + socks for DH. (I didn't get anything for myself) -$1.25 for a bottle of soda.
03/10:
-$130.75 car repair (unbudgeted + the new car we'll be purchasing soon) -$26.00 : "girls night out" drinks & sushi to make myself feel better...I'm HORRID
03/11: -$14.00 : , -$97.00 on clothing alterations (budgeted, but ridiculous). +$$$ subbed and taught a class!
03/12:

03/13: -$0.65 for baked snack crackers at the YWCA after swimming...Darn it..

03/14: -$20.80 :
03/15: -$10.76 :, -$20.00 shoes for DH (Budgeted), -$56.47 @ Walgreens (Budgeted)
03/16: -$143.37 @ the co-op = groceries, wool longies for DD (Birthday present) & Craft fair guide for 2008.
03/17:
03/18: -$$$ on NEW (to me) Toyota Rav4 IT! Def. not budgeted, but necessary as my old car was basically in hospice care...waiting for the end

03/19: -$80.00 for Timberwolves/Grizzlies game (budgeted)
03/20:
03/21:
03/22:
03/23:
03/24: -$127.98 on me , -$17.14 on DD's birthday present

Key:

= no spend
: = eat out (bad)

= made money!

Summer: crafty mama to 2 little girls and wife to Bob
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#605 of 753 Old 03-24-2008, 06:56 PM
 
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3/1: Flowers donated to town $41.99
3/2: Flowers donated to ME $15.74
3/3:
3/4:
3/5: Groceries $263.49/Newspaper $.50
3/6: Claritin $11.59
3/7: Dog food $51.44
3/8: Bulk Pork $56
3/9: Gas $30 /Groceries ~$3
3/10:
3/11:
3/12: Lunch $11 /Garden Club Dues $25 /Newspaper $.50
3/13:
3/14:
3/15:
3/16: Vagina monologues $5
3/17: Gas $20 /Groceries $140.29
3/18:
3/19: Easter $16.75 / Swim trunks $3.11
3/20:
3/21:
3/22: Coffee $3 /Charitable donation $50
3/23:
3/24: Groceries $224.98 /Pet supplies $19

Some of that grocery money was replenishing the pantry and two pork shoulders that were on sale and some emergency food (all of which was on sale). But still. Jeesh!

Groceries $687.76/$550
Gas $50/$100
Gardening $15.74/$100

My key:

No spend
Budget spend
Over spend
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#606 of 753 Old 03-24-2008, 07:48 PM
 
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3/1- $6400 for new car, $47.00 for lunch, $11.40 for dinner, $47.93 gas
3/2- $259.98 for new car detail, $69.01 REI for BOB stroller, $24.23 Costco for laundry soap, $92.19 for groceries at Trader Joe's
3/3- DH needed gas, $50.51. I spent nothing but I did drive my car to see my Mom and a friend.
3/4- $2.68 for dish soap
3/5- No spend day! I did drive to see a friend but no spending
3/6- $7.97 groceries (bought yeast so I could make my own bread), $20.00 DH spending money for the month
3/7- $97.29 at Costco ($52.34 on household, $44.95 on food)
3/8- $52.63 Trader Joe's, took out $40.00 cash for Farmers Market tomorrow, hoping to spend no more then $30 but we are getting olive oil there so it might be more.
3/9- Only spent $20 of the $40 at the farmers market! $36.52 on dog food
3/10- $3.49 on groceries, $45 dry cleaning (on credit card..errr)
3/11- DH spent $20.46 on gas, I had a no drive/no spend day
3/12- No spend day
3/13- No spend day
3/14- $25.71 on groceries to get us through the next week. DH put a full tank in the Volvo on CC, not sure how much he spent, probably $50
3/15- No spend day
3/16- No spend day
3/17- No spend day
3/18- No spend day
3/19- $24.69 groceries, I could have spent less but there were some great deals on fruit that I know DH and I will eat so I picked up a few things that were off my list. $36.52 dog food, the dogs gotta eat too.
3/20- No spend day!
3/21- Gas $46 on CC
3/22- No spend!
3/23- No spend!
3/24- $5.48 In n' Out $10.04 post office (but it was for a $60 text book I sold online), $35.95 dry cleaning, $72.19 groceries (on CC)

Totals:

New Car $6659.98/$6000
Groceries $343.96/$350
Eat Out $63.88/$0
Baby $69.01/$0
Household $79.25/$0
Gas $164.40/$100
DH Spending Money $20/$0
Pets $73.04/$0
Dry Cleaning $80.95/$0
Post Office $10.04/$0

::sigh:: Things are really tight right now. April is going to be even worse but things should start looking up in May

Jenna in love with my DH Jon, loving our 2.5 year old, Caroline Tulip, and expecting another little one in August!
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#607 of 753 Old 03-24-2008, 09:23 PM
 
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3/1
3/2 Poodle toy & game for dd @ Goodwill $2
3/3
3/4 Books for DH $20, Kite for dd $1
3/5
3/6
3/7
3/8 Fabric $16, Toy for dd $1, swap shipping $5
3/9
3/10
3/11
3/12
3/13
3/14 Movie rentals $2
3/15 Pizza & beer with my parents $42
3/16
3/17
3/18 Swap shipping $11
3/19
3/20 Overdue movie rental fee $6
3/21 Fabric & notions $35
3/22
3/23
3/24

Unnecessary spending: $141.00
No spend days: 16/14

Jenny, proud maker of red things
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#608 of 753 Old 03-24-2008, 10:38 PM
 
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March 1 - : $8.15 outside the grocery budget

March 2 - : $29 out to brunch with friends.

March 3 - Today I didn't really think about wanting anything. Maybe focusing is already helping!

March 4 - Spent the rest of the grocery budget, should be ok for 1.5 more weeks. Today was a tough day. I really wanted nothing but just didn't want to think about money. DH was rejected from another job because he is a student and does not have a flexible schedule. Tough, tough, tough.

March 5 - Good day here! I sold our stroller system that is too small on Craigslist and I billed a client for completed freelance work. Both of those payments should be in by the end of the week! Less stress for me. The Craigslist money will go toward additional groceries/savings if no groceries are needed. The freelance money will go toward debt and a birthday present.

March 6 - Big decisions ahead. We are in a nanny share that we agreed to pay for X/hrs per week. My DH lost his job and we are not even using half those hours but paying for all of them. We would save $90/week if we backed out of the share and just had someone for the hours we needed. This is tough because if my DH gets a job the hours could be more. Decisions, decisions.

March 7 - : 5.18 on a birthday card and some printed pictures. I have payment coming in for freelance work. I am having a hard time not spending it before it gets here (ie take it out of savings and replace it or put it on the credit card and pay it off.) This is very, very hard.

March 8 - The In-Laws were here, stayed in and played with DS, very nice no spend day.

March 9 - No spend. I had a breakdown today though. I have a great DH and he was very good about it. We have to cut down on our nanny share and we had to tell the other family today and we have to discuss it with the nanny tomorrow. I have never had to cut down on a financial commitment before. It really is the best thing to do but it is very difficult for me, I am very prideful about my commitments, especially financial ones.

March 10 - : $88 on tickets home for Easter, not in the budget and we had to take from savings. I was feeling very calm about our state of finances yesterday. I realized there is an entire laundry list of things I can not envision moving past so I just need to focus on where we are at and those things will eventually be behind us. I also categorized our bank statements from all of 2008, our overspending is in Entertainment/Recreation (which we can control), Childcare (which we are working on) and Debt.

March 11 - No spend. The only thing that is frustrating me today is that I can not get a grip on why DH can not get a job. It makes me want to move to a low cost of living area and be miserable just so we don't have to struggle. This is not realistic, just emotional.

March 12 - No spend! Stayed within the budget for groceries and are doing good. I really appreciate that my DH said "there is $6 left over". Amazing in our house!

March 13 - Deep breathes, pay day looms ahead.

March 14 - Thanks to the ladies here I took $100 and put it where it belongs instead of keeping it for "us". I am also expecting payment for two freelance jobs this coming week that will total $430 which will help purchase two gifts, DH's school books and the rest will go toward debt. Thank you

March 15 - No spend! In order to avoid buying a new carpet I didn't go "browse" we just stayed home and played. Very, very hard but totally worth it.

March 16 - : $23 on brunch, it will come out of the grocery budget so obviously it wasn't spent on groceries. The time with friends was nice but we could have made just as nice a meal at home for all of us for less.

March 17 - No spend, good day, feelin good!

March 18 - No spend for me, I'm feeling ok about it. I would feel better if DH was not spending on silly things.

March 19 - March 24 : We went home for the holiday. We took out budgeted cash before we left. Despite this we ended up taking out more cash and it was not budgeted $325 from savings. Ugh. I can't believe it. Why, Why, Why do we do it. So frustrated.

Key:
- No Spend/Spending in Budget
: - Not in Budget/Not Necessary
Notes for Perspective - Items I "want" but don't desperately "need"/Thoughts on money

February:
Total overspending in February $666.45
Total no spend days - 14

Rachael ~ Wife to : DH ~ Son 4-24-07 ~ 6-24-08 ~ Daughter 7-22-09
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#609 of 753 Old 03-24-2008, 10:58 PM
 
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My key:

:= groceries
= gas
= no spend
= spending other than gas or groceries

3/1-: $174.55 groceries,
---- $67.53 (Amazon for ER Season 8, High School Musical 1&2)
3/2-
3/3-
3/4-
3/5-
3/6-
3/7- $40 gas, $17.21 Sister's b-day gift
3/8- $9.52 Publix. I bought some Edamame (wanted to try it for a snack), a weird protein drink (it was gross), a pack of gum, and a Peppermint patty. So the drink, the patty and the gum weren't really necessary. The edamame COULD have waited til my next trip to the store, but it's better than snacking on junk food we have.
3/9-
3/10-
3/11-
3/12-
3/13- $40 gas
----: $12.23 Publix
----- $66-new cell phone. Mine broke-needed one ASAP for work
----- $40 nails
3/14-
3/15-
3/16-
3/17- $18 CVS on Facewash,Scope,CVS brand Listerine,Mascara,deoderant.
3/18-
3/19-: today gets a : because I spent $11 at the airport getting a bagel with turkey and a smoothie. There was no place to eat in the G.D. airport after we (me, sis and 2 kids) got thru security. You better beleive I ate every bite of that bagel. I am in NY visiting family, so hopefully I can keep my spending in check.
3/20-
3/21-
3/22-
3/23-
3/24-

Proud mama to : Nicholas James born 3/19/09
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#610 of 753 Old 03-24-2008, 11:33 PM
 
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march 1:
march 2:
march 3:
march 4:
march 5:
march 6:
march 7:
march 8 - 10:
march 11:
march 12:
march 13:
march 14:
march 15:
march 16:
march 17:
march 18:
March 19:
march 20:
march 21:
march 22:
march 23:
march 24:

the budget:
100$/ week groceries/ transportation/ outings
100$/ month discretionary fund (clothes, gifts, etc)

(weeks start on friday)
week 1: $50 leftover from the 100$
week 2: 0$ leftover
week 3: -4.50$
week 4: 5$ remaining for the week
$0 remaining for the month.
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#611 of 753 Old 03-25-2008, 12:22 AM
 
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Quote:
Originally Posted by Crunchy*VT*Mom View Post
Yahoo!!! I met my no-spend goal! :
Congratulations! Hooray for you- way to stay away from those evil fast food joints!

New signature, same old me: Ann- mama of 2 boys and 2 girls, partnered to a fabulous man.
I'm an unintentional weasel feeder and I suck at proofreading.
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#612 of 753 Old 03-25-2008, 10:18 AM
 
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3/1 No Spend Day
3/2 $55.00 charitable contributions; $147.81 groceries; $50.00 DS birthday gift; $64.32 lunch w/DS#1; $2.24 coffee
3/3 $118.00 bowling league fees; $26.00 kids allowances
3/4 No Spend Day
3/5 $64.00 gas; $5.06 coffee; $22.00 dh's bowling night; $26.34 milkman
3/6 $50.00 website renewal; $2.35 coffee; $2.80 pop, lottery tix (frivolous)
3/7 $96.38 chiro; $12.82 McDonalds for kids (I'm so weak ) $1.80 library fines; $40.27 dinner out with dh (giftcard was only $20 instead of $50 ); $68.89 Target (budgeted gifts/Easter); $30.00 babysitter
3/8 $2.24 coffee; $229.98 groceries/household items/clothing. (the clothing was frivolous)
3/9 $20.00 charitable contributions; $2.34 coffee; $5.00 gift for friend
3/10 No Spend Day
3/11 $16.00 copy of birth certificate; $2.02 coffee; $31.65 Target (household/groceries)
3/12 $25.00 dh bowling
3/13 $2.02 coffee; $24.58 McDonalds for kids dinner (not absolutely unnecessary, so I'm counting it as frivolous ) $41.91 milkman; $39.03 grocery store
3/14 $88.26 Chiro; $69.00 gas
3/15 No Spend Day
3/16 $20.00 charitable contributions; $227.15 groceries
3/17 $3.00 food at bowling alley (frivolous spending)
3/18 No Spend Day
3/19 $34.87 groceries; $1.86 coffee; $12.15 ice cream (frivolous)
3/20 $81.13 Target (groceries, household & Easter stuff); $29.86 Easter stuff
3/21 No Spend Day
3/22 $57.64 groceries
3/23 $40.00 charitable contributions
3/24 No Spend Day

I didn't go to Whole Foods yesterday, so I'll be going tonight. Wish me luck. This is one store I seem to always overspend at. I'll have a list. Hopefully I can stick to it.

Jill

My Plan

Groceries $744.24/$750
Gas $133.00/$325
Coffee $20.13/$25
Frivolous Spending $56.52/$50
Birthday for DS #1 $50/$50
10 no spend days 7/10
26 days no Big Box stores 16/26
No Credit Cards 24/31
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#613 of 753 Old 03-25-2008, 02:49 PM - Thread Starter
 
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01..
02..
03..
04..
05..
06..
07..
08.. $40 Paint
09..
10.. $37 junk food
11..
12..
13..
14..
15.. $28 baby clothes and coffee
16..
17..
18..
19..
20..
21..
22..
23.. $3.50 frou-frou coffee drink
24..
25..

Goals:
21/24 No Spend Days
25/31 Fast-Food-Free Days
3/10 Let the Car Rest Days

 

 

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#614 of 753 Old 03-25-2008, 03:40 PM
 
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No spend:
Groceries:
Reasonable spending other than grocery:
Off the wagon:

03/01
03/02
03/03
03/04
03/05 CVS: $5, TJ: $86, paying for my choir: $20
03/06 food co-op (fresh veggies): $8
03/07 Asian store (spices, tofu, loose leaf tea): $25
Marshalls, baking pan: $8, wooden puzzle $9
03/08
03/09 Went out to buy clothes for dd, nothing was cheap enough. So, I went to Chinatown to buy some food items (seaweed & "crab" to make sushi) $8
03/10
03/11 Milk @WF: $4
03/12
03/13 Big grocery day! Bulk rice and stuff @ Asian store: $25, TJ: $81
03/14
03/15
03/16
03/17
03/18 Groceries $30 a puzzle for dd $7.50
03/19
03/20
03/21 More groceries from Trader Joe's. I know I've been spending a lot of money, but we do eat a lot and I cooked/baked for a friend once and for a potluck once, I am cooking again tomorrow, so... (it was $68)
03/22
03/23
03/24
03/25 I need to pick up some toiletries and groceries again. I hope I'll be okay...


Goals:
100% No-spend days: 16/31 (16/25)
No-spend other than groceries: 22/31 (23/25)
No eating out/takeout: 28/31 (25/25)

Our budget for the month:
Groceries & household needs: $450 ($332/$450)
Clothing & other misc. spending money: $100 ($46/$100)
Eating out/take out: $50 ($0/$50)
No Frivolous spending!
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#615 of 753 Old 03-25-2008, 03:41 PM
 
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Okay. I can't possibly meet the no spend day target I set myself for this month so as damage limitation, I am going to set a budget for the next week and my target will be to match or undercut it......

Tues 25- no spend
Weds 26 - $8 raspberry leaf tea, $100 grocery/household spending, $500 tires
Thurs 27- $5 swim
Fri 28- $1 school contribution for DS1
Sat 29-max $8 on raffle tickets to win birth pool (plus cash for gas to get to conference but can reclaim that so technically not spending...)
Sun 30 - no spend
Mon 31 - $5 swim

Okay mamas I blew it already! We woke up this morning to no water in the house - the external pipes have been exposed for ages because there are ongoing works, and they froze over the long Easter weekend. So after we dropped DS1 at school, I was hoping to get a drink at a friend's house because that's our Tues routine but her daughter was ill, so we went to the store for water - only to come home and find the pipes had defrosted!!!! So, $1 spent by me.
Then, by mistake in meal planning, I had to ask DH to pick something up for dinner. I suggested a box of eggs thinking I could do a low cost meal with them. So, true to form, he came home with 2 packs of meat, a garlic bread, a box of chewing gum and a box of cakes ?!?!? Why??? So, that's $15 off my grocery budget of $100 for the following Weds-Weds.

So, it was meant to be a no spend and between us, we have taken $16 off my household budget for Weds-Weds. I can recoup it, I just get irritated by these silly purchases. Who the hell needs cakes when the kids have just eaten their own weight in Easter chocolate?
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#616 of 753 Old 03-25-2008, 03:50 PM
 
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Quote:
Originally Posted by Crunchy*VT*Mom View Post
1. Please introduce yourself and tell us anything you think it would help us to know about yourself.

2. Please tell us why you have decided to spend nothing (or spend significantly less) for the Month of March. Memorize these goals and recite them to yourself before all purchases.

3. No spending is hard work. You need a plan. Please tell us your game plan -- how do you plan to approach no spending for a month?
1. I am a WAHM (a midwife, so not really at-home, but you know...) to one ds, 4 years old. My husband is the main income-earner in our family. I know that I am coming into this thread as the month is almost over, but I hope to start fresh in April, too!

2. I want to help my family become debt-free (credit cards and our car), and then to save money for traveling expenses!! Our long term goal is to move out of the country (to South America), and we need to get our financial affairs in order before we can do that. I also want to be able to afford to take my family to Russia for a vacation, to meet my Russian host family.

3. First: I will have a budget, which I will stick to as much as possible. I haven't made a budget in a long time, and I know it is causing us to overspend. Second: I am also planning on trying to only deal in cash when my husband gets paid next week. I want to have alloted amounts for groceries and gas. I know that I can greatly reduce the amount of money that I spend.

Mama to ds#1 (7) and a ds#2 (1 1/2)
Homebirth midwife
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#617 of 753 Old 03-25-2008, 03:57 PM
 
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Haven't posted in a few days so here is my update.


March 1 -
March 2 - $16.40 for a couple of groceries
March 3 - $42.05 for take out, but it was planned and in budget
March 4 -
March 5 - $64.12 Household stuff within budget
March 6 - $10.94 McD's, $84.50 dd1 swimming lessons
March 7 - $275.51 Monthly Costco trip
March 8 -
March 9 - $48.38 for books : $32.84 Household stuff
March 10 -
March 11 - $45.15 for tax software, $4.52 $ store stuff for the kids
March 12 -
March 13 -
March 14 - $123.02 Groceries, $29.40 Clothes for kids
March 15 -
March 16 -
March 17 -
March 18 - $155 for cut and highlight for me & haircuts for dd1 & dd2, $10 lunch, $10 snack, $10 for roast chicken for dinner
March 19 - Gift I forgot I needed to buy $25.31, Lunch for my Mom and I $51.16
March 20 - Groceries $50.00 - unbudgeted because we are already over budget.
March 21 - Chinese food for dinner $72.52
March 22 - Groceries $39.53 - see March 20
March 23 -
March 24 -
March 25 -

My Mom was here for Easter so I spent way more than I should have. Having said that, we had a great visit

Key:

= No spend
= Budgeted spending
= Out of budget/frivolous spending


Grocery/Household items - $601.42/$500
Take out - $197.12/$100
Misc Spending - $272.61/$100
Shoes for dd2 - $0/$60
Swimming lessons dd1 - $84.50/$84.50

12/20 No Spend days
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#618 of 753 Old 03-25-2008, 07:00 PM
 
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Had another no spend day, and I'm booked to work for the rest of the week. Other than conditioner I could make it at least to Saturday without spending anything but I really don't think I can spread my conditioner any thinner.

My Key:
- No spend
- Spend within budget
- Neccessary but unbudgeted
: - Unneccessary and unbudgeted

01/03 - spent $40.00 on paint for office (at 40% off and have been planning this one and only CC purchase this month for a long time) $26.00 on a really nice meal out with Dbf, came out of last week's tutoring money and gift certificate.
02/03 - snow bound
03/03 - primed my office, nearly bought putty to fill holes in walls then found out I could use toothpaste
04/03 -
05/03 - went out for dinner but dbf paid
06/03 - Bought frames for my office and dbf's b'day present but went $5 over the cash I had (all I'm supposed to spend) so I put it on my CC
07/03 - and Printed pictures for office and dbf's present, got new thigh-high nylons, all within budget and bought new shoes for work not really in budget but on sale and I kind of needed them
08/03 - : $60.00 on Dbf's birthday dinner. Spent WAY more than planned.
09/03 -
10/03 - : bought tea out at a coffee shop with a friend
11/03 -
12/03 - Celebratory alcohol for engagement and DF's b-day
13/03 - Got paid for one tutoring job but not the other $10 into savings envelope
14/03 -
15/03 - paid off half of my CC! YAY! and then I spent all my spending money (not much) going out with friends but it was all in cash and I had a great time
16/03 -
17/03 - : Happy Saint Patrick's Day $20.00
18/03 - $6.50 on presents and school materials at Sally Anne
19/03 - Got paid for one tutoring job and put $20 in savings envelope
20/03 - : Ate out with friends $30.00
21/03 - Found drives to visit family, no spend
22/03 - Food out with friends $25.00
23/03 -
24/03 -
25/03 -

Goals For March:
*20 no spend days (Feb I had 17) 14/20
*Pay off some of CC Done
*Put $15 from each week of tutoring in saving envelope 2/3
*Plan out meals for each week to reduce grocery spending Done
*File taxes and put tax return on provincial student loan

Budget for March:
Income - around $900.00
- $560.00 to dbf for April bills
- $45.00 to savings
- $200.00 to CC (about half coming from what's still in the bank)
- around $60.00 spending money
- $60.00 to student loan
- $40.00 paint (on CC)
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#619 of 753 Old 03-25-2008, 07:04 PM
 
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3/1
3/2 Poodle toy & game for dd @ Goodwill $2
3/3
3/4 Books for DH $20, Kite for dd $1
3/5
3/6
3/7
3/8 Fabric $16, Toy for dd $1, swap shipping $5
3/9
3/10
3/11
3/12
3/13
3/14 Movie rentals $2
3/15 Pizza & beer with my parents $42
3/16
3/17
3/18 Swap shipping $11
3/19
3/20 Overdue movie rental fee $6
3/21 Fabric & notions $35
3/22
3/23
3/24
3/25

Unnecessary spending: $141.00
No spend days: 17/14

Jenny, proud maker of red things
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#620 of 753 Old 03-25-2008, 07:21 PM
 
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Ok I'm a late starter but I want to join this challenge! My goals for the remainder of March are no spending days unless in budget and only 2 drive days for the remainder of March.

= No spend
:= I didn't do so good


March 25
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#621 of 753 Old 03-25-2008, 07:32 PM
 
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march 1:
march 2:
march 3:
march 4:
march 5:
march 6:
march 7:
march 8 - 10:
march 11:
march 12:
march 13:
march 14:
march 15:
march 16:
march 17:
march 18:
March 19:
march 20:
march 21:
march 22:
march 23:
march 24:
march 25:

the budget:
100$/ week groceries/ transportation/ outings
100$/ month discretionary fund (clothes, gifts, etc)

(weeks start on friday)
week 1: $50 leftover from the 100$
week 2: 0$ leftover
week 3: -4.50$
week 4: 5$ remaining for the week
$0 remaining for the month.
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#622 of 753 Old 03-25-2008, 08:09 PM
 
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3/1- $6400 for new car, $47.00 for lunch, $11.40 for dinner, $47.93 gas
3/2- $259.98 for new car detail, $69.01 REI for BOB stroller, $24.23 Costco for laundry soap, $92.19 for groceries at Trader Joe's
3/3- DH needed gas, $50.51. I spent nothing but I did drive my car to see my Mom and a friend.
3/4- $2.68 for dish soap
3/5- No spend day! I did drive to see a friend but no spending
3/6- $7.97 groceries (bought yeast so I could make my own bread), $20.00 DH spending money for the month
3/7- $97.29 at Costco ($52.34 on household, $44.95 on food)
3/8- $52.63 Trader Joe's, took out $40.00 cash for Farmers Market tomorrow, hoping to spend no more then $30 but we are getting olive oil there so it might be more.
3/9- Only spent $20 of the $40 at the farmers market! $36.52 on dog food
3/10- $3.49 on groceries, $45 dry cleaning (on credit card..errr)
3/11- DH spent $20.46 on gas, I had a no drive/no spend day
3/12- No spend day
3/13- No spend day
3/14- $25.71 on groceries to get us through the next week. DH put a full tank in the Volvo on CC, not sure how much he spent, probably $50
3/15- No spend day
3/16- No spend day
3/17- No spend day
3/18- No spend day
3/19- $24.69 groceries, I could have spent less but there were some great deals on fruit that I know DH and I will eat so I picked up a few things that were off my list. $36.52 dog food, the dogs gotta eat too.
3/20- No spend day!
3/21- Gas $46 on CC
3/22- No spend!
3/23- No spend!
3/24- $5.48 In n' Out $10.04 post office (but it was for a $60 text book I sold online), $35.95 dry cleaning, $72.19 groceries (on CC)
3/25- $6.45 kitty litter, $5.25 post office (but it was for a $20 text book I sold online), $2.23 Rite Aid on Easter Candy total waste of money. DH is getting a hair cut today but not sure how much that is.

Totals:

New Car $6659.98/$6000
Groceries $346.19/$350
Eat Out $63.88/$0
Baby $69.01/$0
Household $79.25/$0
Gas $164.40/$100
DH Spending Money $20/$0
Pets $79.49/$0
Dry Cleaning $80.95/$0
Post Office $15.29/$0

Jenna in love with my DH Jon, loving our 2.5 year old, Caroline Tulip, and expecting another little one in August!
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#623 of 753 Old 03-25-2008, 08:39 PM - Thread Starter
 
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Welcome Reha and WesternSkies!

Good luck to you!! This can be a practice week for you as you get ready for April. We're glad to have you!

 

 

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#624 of 753 Old 03-25-2008, 09:55 PM
 
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3/1: Train $10.75/ subway $4/ gift $8.50/ lunch $6.50
3/2: matinee movie $6.50/ snacks (bought at store, not at movie theater ) $3.50/ $67.26 groceries/ Gained: $8.76 from returning stuff to Home Depot
3/3: spent nothing
3/4: spent nothing
3/5: $32 groceries/ $2.47 post office (sold book on Amazon)
3/6: $2.81 post office/ about $11 grocery run
3/7: spent nothing (and a no-drive day)
3/8: $15.41 diner/ $8 movies and popcorn/ $9.95 bakery outlet/...."made" $29.99 when I returned stuff to Target
3/9: spent nothing
3/10: $49 groceries & pet stuff (had $25 gift card toward it, so I'm only counting $24 of it in my monthly total)
3/11: $2.13 post office (sold book on Amazon)/ $6.18 pharmacy / $5.53 grocery run
3/12: spent nothing
3/13: spent nothing (& no-drive)
3/14: spent nothing...at any store, anyway...$251 on credit card for future travel
3/15: $22.04 gas/ $80.39 groceries & pet supplies
3/16: $14 fruits & veggies / $13 movies
3/17: spent nothing
3/18: spent nothing
3/19: $65 groceries and dollar store / ($110 on credit card, also; may be able to pay it back this month)
3/20: spent nothing (well, paid monthly bills and got an oil change, but all necessary spending, nothing frivolous)
3/21: $9.50 movies/ $7 snacks/ $13.20 lunch/ $10.50 playplace admission/$40 groceries
3/22: $1.79 soap/ $3 flowers
3/23: $25.50 lunch and dessert/ $16.50 Home Depot
3/24: about $10 grocery stop
3/25: $2.13 post office (sold book on Amazon)


Spending totals:

Groceries/Household/Pet supplies: $361.92
Eating out, including snacks: $71.11
Postage (for books sold on Amazon): $9.64
Gas: $22.04
Miscellaneous: $96.43 (+ used credit card for future travel)
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#625 of 753 Old 03-25-2008, 10:08 PM
 
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Woo Hoo! Another no spend, no drive day I was soooooo tempted to order pizza for dinner, but I resisted because I didn't want to have to post it here.

Tomorrow should be a no spend, no drive also. I already have lunches and dinners ready for tomorrow for the whole family, so I won't be tempted to stray from my budget.

March 1: budgeted spending: $129.89 household/misc., $217.63 grocery store, $209 Let's Dish (groceries)
March 2: no spend
March 3: budgeted spending: $15 school milk/juice for snack time (groceries), paid kids' monthly bowling league fees
March 4: budgeted spending: $42.13 gas, $30.64 lunch out, $45 school field trip
March 5: no spend
March 6: budgeted spending: $47.29 on paint, supplies and decorations for the girls' room. (household/misc)
March 7: budgeted spending: $48 dinner out with DH
March 8: budgeted spending: $43.95 pizza delivery
March 9: budgeted spending: $43.06 groceries, $24.07 household/misc., $44.42 gas
March 10: no spend
March 11: budgeted spending: $28.39 pizza delivery
March 12: budgeted spending: $8.04 groceries
March 13: budgeted spending: $14 girl scout cookies (I bought them for DH, they count as groceries, right??? ), $50.98 gas, $25 preschool application fee for DD for next year (household/misc)
March 14: no spend
March 15: no spend
March 16: no spend
March 17: budgeted spending: $15 mandatory "donation" for school carnival, $16.87 Target, $78.72 food co-op
March 18: no spend
March 19: : over budget: $37.35 for groceries because I was feeling lazy
March 20: budgeted spending: $52.19 gas, : over budget: $21.91 for a new chicken feeder (but I did make $12 selling eggs this month, which makes up for part of the cost)
March 21: no spend
March 22: no spend
March 23: no spend
March 24: no spend
March 25: no spend

My goals for March:
12/15 true no-spend days
25/31 no credit card use
3/5 no drive days
14/10 drive more than 50 miles in a day
$631.16/$600 groceries
$316.67/$300 household/misc.
$235.75/$300 gas
$150.98/$200 eating out/take out/entertainment
315/1000 minutes on the treadmill

New signature, same old me: Ann- mama of 2 boys and 2 girls, partnered to a fabulous man.
I'm an unintentional weasel feeder and I suck at proofreading.
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#626 of 753 Old 03-25-2008, 11:16 PM
 
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3/1: Flowers donated to town $41.99
3/2: Flowers donated to ME $15.74
3/3:
3/4:
3/5: Groceries $263.49/Newspaper $.50
3/6: Claritin $11.59
3/7: Dog food $51.44
3/8: Bulk Pork $56
3/9: Gas $30 /Groceries ~$3
3/10:
3/11:
3/12: Lunch $11 /Garden Club Dues $25 /Newspaper $.50
3/13:
3/14:
3/15:
3/16: Vagina monologues $5
3/17: Gas $20 /Groceries $140.29
3/18:
3/19: Easter $16.75 / Swim trunks $3.11
3/20:
3/21:
3/22: Coffee $3 /Charitable donation $50
3/23:
3/24: Groceries $224.98 /Pet supplies $19
3/25: Seeds $9.29 I'll get that grocery bill down, by george!!


Groceries $687.76/$550
Gas $50/$100
Gardening $67.02/$100 (I'm adding my donation to the town here, also.)

My key:

No spend
Budget spend
Over spend
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#627 of 753 Old 03-25-2008, 11:23 PM
 
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My key:

:= groceries
= gas
= no spend
= spending other than gas or groceries

3/1-: $174.55 groceries,
---- $67.53 (Amazon for ER Season 8, High School Musical 1&2)
3/2-
3/3-
3/4-
3/5-
3/6-
3/7- $40 gas, $17.21 Sister's b-day gift
3/8- $9.52 Publix. I bought some Edamame (wanted to try it for a snack), a weird protein drink (it was gross), a pack of gum, and a Peppermint patty. So the drink, the patty and the gum weren't really necessary. The edamame COULD have waited til my next trip to the store, but it's better than snacking on junk food we have.
3/9-
3/10-
3/11-
3/12-
3/13- $40 gas
----: $12.23 Publix
----- $66-new cell phone. Mine broke-needed one ASAP for work
----- $40 nails
3/14-
3/15-
3/16-
3/17- $18 CVS on Facewash,Scope,CVS brand Listerine,Mascara,deoderant.
3/18-
3/19-: today gets a : because I spent $11 at the airport getting a bagel with turkey and a smoothie. There was no place to eat in the G.D. airport after we (me, sis and 2 kids) got thru security. You better beleive I ate every bite of that bagel. I am in NY visiting family, so hopefully I can keep my spending in check.
3/20-
3/21-
3/22-
3/23-
3/24-
3/25-

Proud mama to : Nicholas James born 3/19/09
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#628 of 753 Old 03-25-2008, 11:30 PM
 
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March
The MOST expensive month of my life...
03/01: -$28.50
($7.00 Parking lot fee + $1.50 atm fee + $20.00 for sitter = night out with DH)
03/02: -$15.70 :, -$27.00 for Home & Garden expo
03/03:
03/04:
-$193.25 for yoga package + baby legs for DD + pants for me :
03/05:
03/06:
03/07:

03/08: : (My mom paid) Target -$9.99 bathing suit for DD
03/09: : -$4.00 tip (DH paid), -$91.00 @ Marshalls for DD's Easter Sunday dress, tights and shoes + summer dress + summer sneakers + socks for DH. (I didn't get anything for myself) -$1.25 for a bottle of soda.
03/10:
-$130.75 car repair (unbudgeted + the new car we'll be purchasing soon) -$26.00 : "girls night out" drinks & sushi to make myself feel better...I'm HORRID
03/11: -$14.00 : , -$97.00 on clothing alterations (budgeted, but ridiculous). +$$$ subbed and taught a class!
03/12:

03/13: -$0.65 for baked snack crackers at the YWCA after swimming...Darn it..

03/14: -$20.80 :
03/15: -$10.76 :, -$20.00 shoes for DH (Budgeted), -$56.47 @ Walgreens (Budgeted)
03/16: -$143.37 @ the co-op = groceries, wool longies for DD (Birthday present) & Craft fair guide for 2008.
03/17:
03/18: -$$$ on NEW (to me) Toyota Rav4 IT! Def. not budgeted, but necessary as my old car was basically in hospice care...waiting for the end

03/19: -$80.00 for Timberwolves/Grizzlies game (budgeted)
03/20:
03/21:
03/22:
03/23:
03/24: -$127.98 on me , -$17.14 on DD's birthday present
03/25: -$37.33@Hanna Andersson for hair bows and DD's sunglasses (birthday present), -$19.00 for lunch with a friend

Key:

= no spend
: = eat out (bad)

= made money!

Summer: crafty mama to 2 little girls and wife to Bob
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#629 of 753 Old 03-25-2008, 11:36 PM
 
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3/1 $5 parking at museum, $15 laundry quarters, $13.64 groceries, $54 charity, $2.47 postage
3/2 No spend No drive
3/3 No spend No drive
3/4 No spend No Drive
3/5 No spend No Drive
3/6 No spend
3/7 No spend No Drive
3/8 Dinner $30.35 (budgeted). No Drive
3/9 Groceries $99.36 - (this should last a couple weeks -except maybe veggies), DH decided we were eating Mexican $26.00, Baby's Supp. Formula/Diapers $50.96
3/10 No Spend , No Drive
3/11 No spend No Drive
3/12 $77.59 DH's car tuneup, $3.00 Parking, $31.06 Drinks and Snacks for DH's trip But, better than him buying at the convenience stores for the next month.
3/13 Parking $5.00, Postage $2.47
3/14 No spend No Drive
3/15 No spend No Drive - $1,000 into IRA
3/16 No spend No Drive
3/17 No spend No Drive - $622 into savings
3/18 No spend No Drive
3/19 No spend No Drive
3/20 No spend No Drive
3/21 $45.62 Groceries (including household stuff), $75.00 Passport Application, $13.68 Tierra Foods Shipping, $1.30 Postage (Passport).
3/22 No spend No Drive
3/23 No spend No Drive
3/24 $195.xx Groceries
3/25 No Spend No Drive


*18/20 no spend days
*18/20 no drive days -
*22/26 no eat out days
*$384.68/$225 grocery spending
$1622/1493.70 into savings/IRAs/investments for the month GOAL MET
$12046.88/17924.40 into savings/IRAs/investments for the year (so far, $7046.88 in savings, $5000 in IRAs)
121,333 - beginning mileage for month...goal of <250 for the month[/QUOTE][/QUOTE]
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#630 of 753 Old 03-26-2008, 12:14 AM
 
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March 1st.. no spend and no drive
March 2nd.. spent $10.50 on city garbage bags/stickers...budgeted for
March 3rd... $77.76 groceries budgeted
$33.35 gas budgeted
March 4th....
March 5th...
March 6th... $5.25 to send out swap package (out of my "mad" money)
March 7th...$20 groceries and $14.50 on Easter gifts
March 8th... $2.02 "free pizza" (I had to pay for upgrades out of my "mad money".)
March 9th.... $2.50 on bolts that were unbudgeted..$30 on gas
March 10th... $3 on clearance shirt for me..$3.50 Easter gift
March 11th... Spent $5.87 at Goodwill (not budgeted)
March 12th...$40.00 groceries
March 13th... An old friend was in town so we did McDonalds for lunch but I don't feel to bad. I fed 4 of us for $5 but still it was unbudgeted.
March 14....
March 15th... $20 gas (budgeted)..$7 iron pills from MW (unbudgeted), $2 t-shirt from cosignment (unbudgeted)
March 16th... $31.39 at Chuckie Cheese (budgeted)
March 17th... $4.10 stamps( not budgeted) and $36.50 gas
March 18th... $13 at McDonalds..Bible Study group met there and I had to bring Dh food home
March 19th... no spend at all and no drive
March 20th... $27 groceries
March 21st... $10 on used bread machine (unbudgeted), $16 groceries
March 22nd...
March 23rd... $5 mcDonalds Card for Easter prize, $38.50 gas
March 24th... $114 groceries ($70 was paid by FIL)
March 25th... $1.50 groceries I forget to get yesterday

Goals
20 no spend or spend within budget days
332.76/$300 groceries
133.35/$300 gas (Dh works far from home)
Save..($25) so far
Try to drive a lot less.


Key
true no spend
spend within budget
spend outside budget ($52.47...)
*andiflipping* is offline  
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