March No-Spend Challenge ~ The finish line is in sight...almost there! - Page 25 - Mothering Forums
Forum Jump: 
Reply
 
Thread Tools
#721 of 753 Old 03-30-2008, 11:39 PM
 
FeelingBlessed's Avatar
 
Join Date: Dec 2007
Posts: 484
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Nothing spent out of budget yesterday or today. Did fill up the Subaru yesterday & it is on empty again (drove 6 hrs total to help my grandmother move). Packed lots o' food yesterday & avoided buying anything on the road despite being gone nearly 14 hours.

Kim

March 1:
March 2:
March 3:
March 4:
March 5:
March 6:
March 7:
March 8:
March 9:
March 10:
March 11: $0.40 library fine, $12 t-shirts for upcoming State House march (to express opposition to anti-homeschooling bill)
March 12:
March 13:
March 14:
March 15:
March 16:
March 17:
March 18:
March 19:
March 20:
March 21:
March 22:
March 23:
March 24:
March 25:
March 26:
March 27:
March 28: overbudget - groceries
March 29:
March 30:

GOALS:
* Less than $75 in frivolous spending: month to date $12.40
* At least 25 days (no spend or spending w/in budget): 28/25
* Avoid Target: 30/31
* Pack snacks/water for outings: 30/31
* NO library fines: month to date $0.40
* Stay within grocery/eating out budget: $500/$400
* ORGANIZE/declutter (lack of organiztion = spending): 26/25
* Exercise (feeling good = decreased emotional spending): 24/25
* Meal plan created: 0/4 weeks
* Grocery/Co-op trips: 3/2
FeelingBlessed is offline  
#722 of 753 Old 03-30-2008, 11:57 PM
 
liangel's Avatar
 
Join Date: Oct 2006
Location: South Carolina
Posts: 481
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
My key:

:= groceries
= gas
= no spend
= spending other than gas or groceries

3/1-: $174.55 groceries,
---- $67.53 (Amazon for ER Season 8, High School Musical 1&2)
3/2-
3/3-
3/4-
3/5-
3/6-
3/7- $40 gas, $17.21 Sister's b-day gift
3/8- $9.52 Publix. I bought some Edamame (wanted to try it for a snack), a weird protein drink (it was gross), a pack of gum, and a Peppermint patty. So the drink, the patty and the gum weren't really necessary. The edamame COULD have waited til my next trip to the store, but it's better than snacking on junk food we have.
3/9-
3/10-
3/11-
3/12-
3/13- $40 gas
----: $12.23 Publix
----- $66-new cell phone. Mine broke-needed one ASAP for work
----- $40 nails
3/14-
3/15-
3/16-
3/17- $18 CVS on Facewash,Scope,CVS brand Listerine,Mascara,deoderant.
3/18-
3/19-: today gets a : because I spent $11 at the airport getting a bagel with turkey and a smoothie. There was no place to eat in the G.D. airport after we (me, sis and 2 kids) got thru security. You better beleive I ate every bite of that bagel. I am in NY visiting family, so hopefully I can keep my spending in check.
3/20-
3/21-
3/22-
3/23-
3/24-
3/25-
3/26-
3/27- $10 gas $12 at the Mall for Yankee car decals for DH (I am in NY for a visit and he asked me to get them at the mall near where we used to live)
3/28-
3/29-
3/30-: $102-groceries. $40 manicure, $2.00 SOnic Java chiller

Proud mama to : Nicholas James born 3/19/09
liangel is offline  
#723 of 753 Old 03-31-2008, 12:07 AM
 
josybear's Avatar
 
Join Date: Jul 2006
Posts: 3,267
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
march 1:
march 2:
march 3:
march 4:
march 5:
march 6:
march 7:
march 8 - 10:
march 11:
march 12:
march 13:
march 14:
march 15:
march 16:
march 17:
march 18:
March 19:
march 20:
march 21:
march 22:
march 23:
march 24:
march 25:
march 26:
march 27:
march 28:
march 29:
march 30:

the budget:
100$/ week groceries/ transportation/ outings
100$/ month discretionary fund (clothes, gifts, etc)

(weeks start on friday)
week 1: $50 leftover from the 100$
week 2: 0$ leftover
week 3: -4.50$
week 4: 5$ leftover
week 5: 60$ remaining for the week
$0 remaining for the month.
josybear is offline  
#724 of 753 Old 03-31-2008, 12:28 AM
 
katheek77's Avatar
 
Join Date: Mar 2007
Posts: 4,285
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
3/1 $5 parking at museum, $15 laundry quarters, $13.64 groceries, $54 charity, $2.47 postage
3/2 No spend No drive
3/3 No spend No drive
3/4 No spend No Drive
3/5 No spend No Drive
3/6 No spend
3/7 No spend No Drive
3/8 Dinner $30.35 (budgeted). No Drive
3/9 Groceries $99.36 - (this should last a couple weeks -except maybe veggies), DH decided we were eating Mexican $26.00, Baby's Supp. Formula/Diapers $50.96
3/10 No Spend , No Drive
3/11 No spend No Drive
3/12 $77.59 DH's car tuneup, $3.00 Parking, $31.06 Drinks and Snacks for DH's trip But, better than him buying at the convenience stores for the next month.
3/13 Parking $5.00, Postage $2.47
3/14 No spend No Drive
3/15 No spend No Drive - $1,000 into IRA
3/16 No spend No Drive
3/17 No spend No Drive - $622 into savings
3/18 No spend No Drive
3/19 No spend No Drive
3/20 No spend No Drive
3/21 $45.62 Groceries (including household stuff), $75.00 Passport Application, $13.68 Tierra Foods Shipping, $1.30 Postage (Passport).
3/22 No spend No Drive
3/23 No spend No Drive
3/24 $195.xx Groceries
3/25 No Spend No Drive
3/26 No Spend No Drive
3/27 $2.47 postage. I also drove to a playdate.
3/28 No Spend No Drive
3/29 No Spend No Drive
3/30 No spend Drove to CFCP

*22/20 no spend days GOAL MET
*21/20 no drive days GOAL MET
*27/26 no eat out days GOAL MET
*$384.68/$225 grocery spending
$1622/1493.70 into savings/IRAs/investments for the month GOAL MET
$12046.88/17924.40 into savings/IRAs/investments for the year (so far, $7046.88 in savings, $5000 in IRAs)
121,333 - beginning mileage for month...goal of <250 for the month[/QUOTE]
katheek77 is offline  
#725 of 753 Old 03-31-2008, 01:39 AM
 
monkey's mom's Avatar
 
Join Date: Jul 2003
Posts: 3,359
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
3/1: Flowers donated to town $41.99
3/2: Flowers donated to ME $15.74
3/3:
3/4:
3/5: Groceries $263.49/Newspaper $.50
3/6: Claritin $11.59
3/7: Dog food $51.44
3/8: Bulk Pork $56
3/9: Gas $30 /Groceries ~$3
3/10:
3/11:
3/12: Lunch $11 /Garden Club Dues $25 /Newspaper $.50
3/13:
3/14:
3/15:
3/16: Vagina monologues $5
3/17: Gas $20 /Groceries $140.29
3/18:
3/19: Easter $16.75 / Swim trunks $3.11
3/20:
3/21:
3/22: Coffee $3 /Charitable donation $50
3/23:
3/24: Groceries $224.98 /Pet supplies $19
3/25: Seeds $9.29
3/26: Gas $10
3/27:
3/28: Gas $40 / Dog food $85 / Dog toy & brush $20
3/29:
3/30: Newspaper (for coupons!) $1.50


Groceries $687.76/$550
Gas $100/$100
Gardening $67.02/$100

My key:

No spend
Budget spend
Over spend
monkey's mom is offline  
#726 of 753 Old 03-31-2008, 02:18 AM
 
annethcz's Avatar
 
Join Date: Mar 2004
Location: on the beautiful prairie of MN
Posts: 9,947
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I'm not sure how to count everything at the end of the month. DH gets paid every 2 weeks, and we've already started our April budget. But I will track the rest of my goals for the month here.

As I look at my spending in the last month, there are categories in which I exceeded the budgeted amount. BUT I didn't exceed my monthly budget. I went over in some categories, but stayed under in other categories and it all worked out. I'm getting pretty good at this zero based budget- at the end of the budget period I had $2.77 left in my budget

March 1: budgeted spending: $129.89 household/misc., $217.63 grocery store, $209 Let's Dish (groceries)
March 2: no spend
March 3: budgeted spending: $15 school milk/juice for snack time (groceries), paid kids' monthly bowling league fees
March 4: budgeted spending: $42.13 gas, $30.64 lunch out, $45 school field trip
March 5: no spend
March 6: budgeted spending: $47.29 on paint, supplies and decorations for the girls' room. (household/misc)
March 7: budgeted spending: $48 dinner out with DH
March 8: budgeted spending: $43.95 pizza delivery
March 9: budgeted spending: $43.06 groceries, $24.07 household/misc., $44.42 gas
March 10: no spend
March 11: budgeted spending: $28.39 pizza delivery
March 12: budgeted spending: $8.04 groceries
March 13: budgeted spending: $14 girl scout cookies (I bought them for DH, they count as groceries, right??? ), $50.98 gas, $25 preschool application fee for DD for next year (household/misc)
March 14: no spend
March 15: no spend
March 16: no spend
March 17: budgeted spending: $15 mandatory "donation" for school carnival, $16.87 Target, $78.72 food co-op
March 18: no spend
March 19: : over budget: $37.35 for groceries because I was feeling lazy
March 20: budgeted spending: $52.19 gas, : over budget: $21.91 for a new chicken feeder (but I did make $12 selling eggs this month, which makes up for part of the cost)
March 21: no spend
March 22: no spend
March 23: no spend
March 24: no spend
March 25: no spend
March 26: no spend
March 27: : over budget: $33.58 groceries
March 28: no spend
March 29: budgeted spending ($50 groceries, $50 gas and $25 state park pass, will be counted in April budget)
March 30: no spend

My goals for March:
15/15 true no-spend days GOAL REACHED
30/31 no credit card use
6/5 no drive days GOAL REACHED
15/10 drive more than 50 miles in a day
$670.43/$600 groceries
$316.67/$300 household/misc.
$235.75/$300 gas
$150.98/$200 eating out/take out/entertainment
465/1000 minutes on the treadmill

New signature, same old me: Ann- mama of 2 boys and 2 girls, partnered to a fabulous man.
I'm an unintentional weasel feeder and I suck at proofreading.
annethcz is offline  
#727 of 753 Old 03-31-2008, 02:28 AM
 
mamimapster's Avatar
 
Join Date: Oct 2004
Location: Shy-Town Square!
Posts: 1,863
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
March 1 No spend /No Drive
March 274.50 Groceries,5.45 Thrift
March 3gas 13.25, snacks out 24.00
March 4Groceries 36.88-no unbugeted
March 5Gas 25.00,Library fines 1.50,bagels out 8.50
March 620.35-Tupperware and travel mug (this will hopefully save $$ in the future),2.00 Coffee
march 7No spend
march 8No Spend/No Drive
March 935.04Gas,8.50 Snacks (we were out almost all day)-we dismantled/moved and reset Dd's loft bed-which was a gift from my sis so FREE!
March 1055.82 Groceries,6.43 Thrift,19.95 cell minutes- all bugeted+25.00 ebay
March 11 will spend 10.00 to wash/vac detail car (it is FILTHY) arugh... I ended up working tonight-four hours in a car and preggo exhausted/starving so bought snacks to keep me up/safe behind the wheel Grrr...5.81
March 1234.05 gas No unbugeted spending
March 132.50-bought cookies from the kids I nanny for,we made the cookies as a project for the cancer society- I consider this Tzedakah and so, the no-spend is intact!
March 14No Spend
march 15No Spend/No Drive +9.00 Ebay
March 1624.00 Kmart, 1.09 thrift,24.21 Groceries ( Snacks for babysitter),42.00 Gala Dance at Shule,5.00 Purim Carnival Tickets,8.42 Snacks @ Purim Carnival, Night out W/ Dp PRICELESS
March 1770.82 Groceries
March 1830.00 Gas,+5.00 TP+40.00 to CCPre-emptive no unbudget spend
March 1911.09 groceries,6.00 afikomen prize,7.73 Ice Cream (for four),20.01GAs
March 207.73-Brunch (2.00 over GC +tip),17.25 B-day present,2.00 cleaning supplies,26.00 maternity(thrift) items
march 21 No Spend
march 22No Drive/No Spend
March 2316.24-Chineese Food,25.34 Groceries (supplies for cake),Purim Carnival Tickets 20.00 (DONT' ask why we ended up going to two!)+10.00 Ebay
March 24Groceries 40.58,33.01 Gas
march 25 24.06 Groceries (specialty store for a gallon of Olive Oil-will last 4-6 mos)1.25 Disgusting liquid that I though was juice until it came from the vending machine!,6.49 Thrift
March 26No Spend
March 27 20.00 gas,4.81 snack out: I really thought I would manage a no unbudget spend day until the preggo craving kicked in. I PROMISE to get a little car storage snack pack when I go shopping monday-the fact that I spend HOURS a day driving is very bad for my no-spend!
March 2820.00 Lunch out w/ friends
march 29No Drive/No Spend
march 30No Spend

March Goals:
No unbudget spend days goal 15/31 actual:14/31
No Drive Days goal: 10/31 actual: 5/31
No frivolous spending over 100 actual: 143.41/100
Sold items 57/50
Thrift/HB kit items: 45.46/40
Decluttering 30 min day 17/26 (decluttering an entire Qn size futon WOO HOO!)
Grocery budget 331.27/350
Baked/bulk cooking 6/13
Study 30 min/day goal 20/31 actual:22/31

Feb Goals:
No spend 11/29,No Drive7/29,No frivolous spending: 127.01/100
Sold items 60/50,Decluttering 30 min day 11/26,Grocery budget 352.59/350
Baked/bulk cooking 7/12
mamimapster is offline  
#728 of 753 Old 03-31-2008, 02:28 AM
 
mamimapster's Avatar
 
Join Date: Oct 2004
Location: Shy-Town Square!
Posts: 1,863
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
oops, double post.
mamimapster is offline  
#729 of 753 Old 03-31-2008, 10:11 AM
 
CityChic's Avatar
 
Join Date: Jan 2007
Location: Chicago, IL
Posts: 1,700
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
March 1 - : $8.15 outside the grocery budget

March 2 - : $29 out to brunch with friends.

March 3 - Today I didn't really think about wanting anything. Maybe focusing is already helping!

March 4 - Spent the rest of the grocery budget, should be ok for 1.5 more weeks. Today was a tough day. I really wanted nothing but just didn't want to think about money. DH was rejected from another job because he is a student and does not have a flexible schedule. Tough, tough, tough.

March 5 - Good day here! I sold our stroller system that is too small on Craigslist and I billed a client for completed freelance work. Both of those payments should be in by the end of the week! Less stress for me. The Craigslist money will go toward additional groceries/savings if no groceries are needed. The freelance money will go toward debt and a birthday present.

March 6 - Big decisions ahead. We are in a nanny share that we agreed to pay for X/hrs per week. My DH lost his job and we are not even using half those hours but paying for all of them. We would save $90/week if we backed out of the share and just had someone for the hours we needed. This is tough because if my DH gets a job the hours could be more. Decisions, decisions.

March 7 - : 5.18 on a birthday card and some printed pictures. I have payment coming in for freelance work. I am having a hard time not spending it before it gets here (ie take it out of savings and replace it or put it on the credit card and pay it off.) This is very, very hard.

March 8 - The In-Laws were here, stayed in and played with DS, very nice no spend day.

March 9 - No spend. I had a breakdown today though. I have a great DH and he was very good about it. We have to cut down on our nanny share and we had to tell the other family today and we have to discuss it with the nanny tomorrow. I have never had to cut down on a financial commitment before. It really is the best thing to do but it is very difficult for me, I am very prideful about my commitments, especially financial ones.

March 10 - : $88 on tickets home for Easter, not in the budget and we had to take from savings. I was feeling very calm about our state of finances yesterday. I realized there is an entire laundry list of things I can not envision moving past so I just need to focus on where we are at and those things will eventually be behind us. I also categorized our bank statements from all of 2008, our overspending is in Entertainment/Recreation (which we can control), Childcare (which we are working on) and Debt.

March 11 - No spend. The only thing that is frustrating me today is that I can not get a grip on why DH can not get a job. It makes me want to move to a low cost of living area and be miserable just so we don't have to struggle. This is not realistic, just emotional.

March 12 - No spend! Stayed within the budget for groceries and are doing good. I really appreciate that my DH said "there is $6 left over". Amazing in our house!

March 13 - Deep breathes, pay day looms ahead.

March 14 - Thanks to the ladies here I took $100 and put it where it belongs instead of keeping it for "us". I am also expecting payment for two freelance jobs this coming week that will total $430 which will help purchase two gifts, DH's school books and the rest will go toward debt. Thank you

March 15 - No spend! In order to avoid buying a new carpet I didn't go "browse" we just stayed home and played. Very, very hard but totally worth it.

March 16 - : $23 on brunch, it will come out of the grocery budget so obviously it wasn't spent on groceries. The time with friends was nice but we could have made just as nice a meal at home for all of us for less.

March 17 - No spend, good day, feelin good!

March 18 - No spend for me, I'm feeling ok about it. I would feel better if DH was not spending on silly things.

March 19 - March 24 : We went home for the holiday. We took out budgeted cash before we left. Despite this we ended up taking out more cash and it was not budgeted $325 from savings. Ugh. I can't believe it. Why, Why, Why do we do it. So frustrated.

March 25 - No spend! DH had a good interview today which is a wonderful sign. Today I am struggling with being a WOHM. I need to focus on paying down our debt so my job is not "so important" and perhaps I could take a part time job in the future.

March 26 - No spend, home sick.

March 27 - No spend, DH home sick.

March 28 - I'm back, I did not spend. It was hard but worth it!! TBD Today is payday. THE HARDEST DAY OF THE MONTH. I really want a latte from Starbucks (don't need it). I would love to go out for lunch (I have lunch with me). I just want to spend, spend, spend. I don't need to spend. It is SO TEMPTING. Help! I need to go to the bank at lunch time. I need to resist Starbucks, Food and Taxi's.

March 29th - No spend. We only spent the money in the entertainment budget. We did not got over this amount

March 30th - No spend. Skipped the usual Sunday brunch since we know we are going out next week.

March 31 - Going to make this one a no spend to round out the month! Kind of fell off the wagon for a bit this month but ready to get started with April.

Key:
- No Spend/Spending in Budget
: - Not in Budget/Not Necessary
Notes for Perspective - Items I "want" but don't desperately "need"/Thoughts on money

February:
Total overspending in February $666.45
Total no spend days - 14/29

March
Total overspending in March $478.33
Total no spend days - 20/31

Rachael ~ Wife to : DH ~ Son 4-24-07 ~ 6-24-08 ~ Daughter 7-22-09
CityChic is offline  
#730 of 753 Old 03-31-2008, 10:42 AM
 
mamaof6's Avatar
 
Join Date: May 2007
Posts: 238
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I guess I haven't posted in a few days. Probably because I have been avoiding it. This month is not ending so well.

3/1 No Spend Day
3/2 $55.00 charitable contributions; $147.81 groceries; $50.00 DS birthday gift; $64.32 lunch w/DS#1; $2.24 coffee
3/3 $118.00 bowling league fees; $26.00 kids allowances
3/4 No Spend Day
3/5 $64.00 gas; $5.06 coffee; $22.00 dh's bowling night; $26.34 milkman
3/6 $50.00 website renewal; $2.35 coffee; $2.80 pop, lottery tix (frivolous)
3/7 $96.38 chiro; $12.82 McDonalds for kids (I'm so weak ) $1.80 library fines; $40.27 dinner out with dh (giftcard was only $20 instead of $50 ); $68.89 Target (budgeted gifts/Easter); $30.00 babysitter
3/8 $2.24 coffee; $229.98 groceries/household items/clothing. (the clothing was frivolous)
3/9 $20.00 charitable contributions; $2.34 coffee; $5.00 gift for friend
3/10 No Spend Day
3/11 $16.00 copy of birth certificate; $2.02 coffee; $31.65 Target (household/groceries)
3/12 $25.00 dh bowling
3/13 $2.02 coffee; $24.58 McDonalds for kids dinner (not absolutely unnecessary, so I'm counting it as frivolous ) $41.91 milkman; $39.03 grocery store
3/14 $88.26 Chiro; $69.00 gas
3/15 No Spend Day
3/16 $20.00 charitable contributions; $227.15 groceries
3/17 $3.00 food at bowling alley (frivolous spending)
3/18 No Spend Day
3/19 $34.87 groceries; $1.86 coffee; $12.15 ice cream (frivolous)
3/20 $81.13 Target (groceries, household & Easter stuff); $29.86 Easter stuff
3/21 No Spend Day
3/22 $57.64 groceries
3/23 $40.00 charitable contributions
3/24 No Spend Day
3/25 $164.12 groceries
3/26 $38.59 took ds#1 out to lunch; $109.21 Gameboy games (completely frivolous, emotional spending )
3/27 No Spend Day (Only 2 more to reach my goal. Can she do it?
3/28 $73.50 gas; $28.89 groceries; $30.83 milkman
3/29 $10.07 carwash; $15.28 McDonalds for kids (frivolous); $23.92 craft supplies; $17.24 Barnes & Noble (frivolous)
3/30 $25.25 Charitable contributions; $2.34 coffee

This month is not turning out the way I had hoped. Too much on groceries, too many trips to those Big Box stores, too much frivolous spending. On the upside, however, I didn't go over on my coffee allowance, I didn't use any credit cards and I almost had 10 no spend days. I'm hoping that today is a no spend also.


Jill


My Plan

Groceries $968.08/$750 OUCH!!!
Gas $206.50/$325
Coffee $22.47/$25
Frivolous Spending $120.65/$50
Birthday for DS #1 $50/$50
10 no spend days 8/10
26 days no Big Box stores 19/26
No Credit Cards 30/31
mamaof6 is offline  
#731 of 753 Old 03-31-2008, 12:49 PM
 
*andiflipping*'s Avatar
 
Join Date: Oct 2005
Location: My magical little land
Posts: 1,883
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
March 1st.. no spend and no drive
March 2nd.. spent $10.50 on city garbage bags/stickers...budgeted for
March 3rd... $77.76 groceries budgeted
$33.35 gas budgeted
March 4th....
March 5th...
March 6th... $5.25 to send out swap package (out of my "mad" money)
March 7th...$20 groceries and $14.50 on Easter gifts
March 8th... $2.02 "free pizza" (I had to pay for upgrades out of my "mad money".)
March 9th.... $2.50 on bolts that were unbudgeted..$30 on gas
March 10th... $3 on clearance shirt for me..$3.50 Easter gift
March 11th... Spent $5.87 at Goodwill (not budgeted)
March 12th...$40.00 groceries
March 13th... An old friend was in town so we did McDonalds for lunch but I don't feel to bad. I fed 4 of us for $5 but still it was unbudgeted.
March 14....
March 15th... $20 gas (budgeted)..$7 iron pills from MW (unbudgeted), $2 t-shirt from cosignment (unbudgeted)
March 16th... $31.39 at Chuckie Cheese (budgeted)
March 17th... $4.10 stamps( not budgeted) and $36.50 gas
March 18th... $13 at McDonalds..Bible Study group met there and I had to bring Dh food home
March 19th... no spend at all and no drive
March 20th... $27 groceries
March 21st... $10 on used bread machine (unbudgeted), $16 groceries
March 22nd...
March 23rd... $5 mcDonalds Card for Easter prize, $38.50 gas
March 24th... $114 groceries ($70 was paid by FIL)
March 25th... $1.50 groceries I forget to get yesterday
March 26th... and no drive
March 27th... and no drive
March 28th... $36.65 gas
March 29th... Bad day...$12.81 Pac_sun (clearance boxers for DH)...$19.65 Goodwill ($1.23 day..stocked up on nb clothing for new one)...$13.65 Target (used a gift card so I am not counting this one against me)..$6.35 groceries
March 30th....

Goals
20 no spend or spend within budget days
339.11/$300 groceries
170.00/$300 gas (Dh works far from home)
Save..($25) so far
Try to drive a lot less.


Key
true no spend
spend within budget
spend outside budget ($84.93...)
*andiflipping* is offline  
#732 of 753 Old 03-31-2008, 12:59 PM
 
scrapadoozer's Avatar
 
Join Date: Jun 2004
Location: Maine
Posts: 3,768
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
3/1
3/2 Poodle toy & game for dd @ Goodwill $2
3/3
3/4 Books for DH $20, Kite for dd $1
3/5
3/6
3/7
3/8 Fabric $16, Toy for dd $1, swap shipping $5
3/9
3/10
3/11
3/12
3/13
3/14 Movie rentals $2
3/15 Pizza & beer with my parents $42
3/16
3/17
3/18 Swap shipping $11
3/19
3/20 Overdue movie rental fee $6
3/21 Fabric & notions $35
3/22
3/23
3/24
3/25
3/26 CD $11. Thread $2
3/27
3/28 Concert tickets $124
3/29 Pizza $17, Toy for dd $5, Spent a lot at the fabric store need to check the receipt to see how much.
3/30


Unnecessary spending: $298.00
No spend days: 19/14

Jenny, proud maker of red things
scrapadoozer is offline  
#733 of 753 Old 03-31-2008, 01:11 PM
 
Om Girl's Avatar
 
Join Date: May 2006
Location: learning about food allergies
Posts: 1,739
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)

March
The MOST expensive month of my life...
03/01: -$28.50

($7.00 Parking lot fee + $1.50 atm fee + $20.00 for sitter = night out with DH)
03/02: -$15.70 :, -$27.00 for Home & Garden expo
03/03:
03/04:
-$193.25 for yoga package + baby legs for DD + pants for me :
03/05:
03/06:
03/07:

03/08: : (My mom paid) Target -$9.99 bathing suit for DD
03/09: : -$4.00 tip (DH paid), -$91.00 @ Marshalls for DD's Easter Sunday dress, tights and shoes + summer dress + summer sneakers + socks for DH. (I didn't get anything for myself) -$1.25 for a bottle of soda.
03/10:
-$130.75 car repair (unbudgeted + the new car we'll be purchasing soon) -$26.00 : "girls night out" drinks & sushi to make myself feel better...I'm HORRID

03/11: -$14.00 : , -$97.00 on clothing alterations (budgeted, but ridiculous). +$$$ subbed and taught a class!
03/12:

03/13: -$0.65 for baked snack crackers at the YWCA after swimming...Darn it..

03/14: -$20.80 :
03/15: -$10.76 :, -$20.00 shoes for DH (Budgeted), -$56.47 @ Walgreens (Budgeted)
03/16: -$143.37 @ the co-op = groceries, wool longies for DD (Birthday present) & Craft fair guide for 2008.
03/17:
03/18: -$$$ on NEW (to me) Toyota Rav4 IT! Def. not budgeted, but necessary as my old car was basically in hospice care...waiting for the end

03/19: -$80.00 for Timberwolves/Grizzlies game (budgeted)
03/20:
03/21:
03/22:
03/23:
03/24: -$127.98 on me , -$17.14 on DD's birthday present
03/25: -$37.33@Hanna Andersson for hair bows and DD's sunglasses (birthday present), -$19.00 for lunch with a friend
03/26: All I wanna do is spend money...what is wrong with me? On the plus side: only 1 trip to Target this month!
-$10.70 @ Walgreens - This explains soo much!
Baby will be due late Nov!
03/27: Today is DD's 2nd birthday! And, I'm working...but making $$$
03/28: -$74.38 on DD's birthday supplies...
03/29: NO SPEND! 03/30: -$179.00 for DH's new bike, -$112.05 on groceries
03/31:

Summer: crafty mama to 2 little girls and wife to Bob
Om Girl is offline  
#734 of 753 Old 03-31-2008, 01:51 PM
 
oetien's Avatar
 
Join Date: Mar 2005
Posts: 1,404
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
No spend:
Groceries:
Reasonable spending other than grocery:
Off the wagon:

03/01
03/02
03/03
03/04
03/05 CVS: $5, TJ: $86, paying for my choir: $20 (in the budget, doesn't count)
03/06 food co-op (fresh veggies): $8
03/07 Asian store (spices, tofu, loose leaf tea): $25
Marshalls, baking pan: $8, wooden puzzle $9
03/08
03/09 Went out to buy clothes for dd, nothing was cheap enough. So, I went to Chinatown to buy some food items (seaweed & "crab" to make sushi) $8
03/10
03/11 Milk @WF: $4
03/12
03/13 Big grocery day! Bulk rice and stuff @ Asian store: $25, TJ: $81
03/14
03/15
03/16
03/17
03/18 Groceries $30 a puzzle for dd $7.50
03/19
03/20
03/21 More groceries from Trader Joe's. I know I've been spending a lot of money, but we do eat a lot and I cooked/baked for a friend once and for a potluck once, I am cooking again tomorrow, so... (it was $68)
03/22
03/23
03/24
03/25
03/26 Groceries $40, CVS $10
03/27
03/28
03/29 Groceries $30, Spices $36 (I know it's a lot, but I do cook a lot, so I need them)
03/30
03/31

Goals:
100% No-spend days: 16/31 (21/31)
No-spend other than groceries: 22/31 (29/31)
No eating out/takeout: 28/31 (31/31)

Our budget for the month:
Groceries & household needs: $450 ($448/$450)
Clothing & other misc. spending money: $100 ($46/$100)
Eating out/take out: $50 ($0/$50)
No Frivolous spending!


Yay! March is a good month for me.
oetien is offline  
#735 of 753 Old 03-31-2008, 02:50 PM - Thread Starter
 
Crunchy*VT*Mom's Avatar
 
Join Date: Apr 2007
Location: Home of the Screaming Pennies
Posts: 2,964
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Quote:
Packed lots o' food yesterday & avoided buying anything on the road despite being gone nearly 14 hours
Way to go, Kim! Now THAT is impressive.

 

 

Crunchy*VT*Mom is offline  
#736 of 753 Old 03-31-2008, 02:53 PM - Thread Starter
 
Crunchy*VT*Mom's Avatar
 
Join Date: Apr 2007
Location: Home of the Screaming Pennies
Posts: 2,964
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Quote:
I'm getting pretty good at this zero based budget- at the end of the budget period I had $2.77 left in my budget
Ann -- Great job!!

Jill -- You are doing great just sticking with us! You'll do better next month.

 

 

Crunchy*VT*Mom is offline  
#737 of 753 Old 03-31-2008, 02:59 PM - Thread Starter
 
Crunchy*VT*Mom's Avatar
 
Join Date: Apr 2007
Location: Home of the Screaming Pennies
Posts: 2,964
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
01..
02..
03..
04..
05..
06..
07..
08.. $40 Paint
09..
10.. $37 junk food
11..
12..
13..
14..
15.. $28 baby clothes and coffee
16..
17..
18..
19..
20..
21..
22..
23.. $3.50 frou-frou coffee drink
24..
25..
26..
27..
28.. $30.74 Thai Food
29.. $34 maternity clothes and coffee
30.. $5 Soup at church & $10.50 cutie-booty diaper
31..

Goals:
24/24 No Spend Days Yahoo!!!
31/31 Fast-Food-Free Days Yahoo!!! :
4/10 Let the Car Rest Days

Tally of Evil = $189

I'm happy with this month...almost $200 in frivolous spending, so I can definitely improve in that area, but I stayed out of the stores A LOT more than usual.

My clothing purchases were all from thrift shops...although I will freely admit that I didn't need any of the baby clothes. I need to reign that in.

Next month I hope to continue to stay out of the stores (both real stores and the internet)

 

 

Crunchy*VT*Mom is offline  
#738 of 753 Old 03-31-2008, 03:47 PM
 
mumkenna&lucas's Avatar
 
Join Date: Aug 2007
Posts: 911
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
3/1
3/2
3/3
3/4
3/5
3/6
3/7
3/8
3/9 $26.52 American Eagle, $48.91 UV sungear order..
3/10
3/11
3/12
3/13
3/14
3/15
3/16
3/17
3/18
3/19
3/20
3/21
3/22
3/23
3/24
3/25
3/26 fell OFF the wagon..bought a camera went out to Starbucks and went to the mall
3/27
3/28
3/29 $19.99 camera strap
3/30
3/31 $28.05 Fluff Balls co-op

March Spending Goals:
No Spend days: 26/25
No etsy/DS/ebay: 30/27
Non-necessary Spending: /200
mumkenna&lucas is offline  
#739 of 753 Old 03-31-2008, 03:53 PM
 
mumkenna&lucas's Avatar
 
Join Date: Aug 2007
Posts: 911
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Ok well I am thrilled to see all my this month! That has been the best month for my # of no spend days!! However, on 2 of my spend days I bought more expensive items (a camera and a vitaix) so I have a pretty good feeling about next month! I can't buy anything pricey this month but that is fine, I usually don't spend that much anyways.. And the only thing I really want is a new lens for my new camera, but my birthday is coming up in May and my parents usually give me $$$ so I just need to be patient!
Ok I am done ranting now
mumkenna&lucas is offline  
#740 of 753 Old 03-31-2008, 03:55 PM
 
mumkenna&lucas's Avatar
 
Join Date: Aug 2007
Posts: 911
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Quote:
Originally Posted by Crunchy*VT*Mom View Post
Tally of Evil = $189

I'm happy with this month...almost $200 in frivolous spending, so I can definitely improve in that area, but I stayed out of the stores A LOT more than usual.

My clothing purchases were all from thrift shops...although I will freely admit that I didn't need any of the baby clothes. I need to reign that in.

Next month I hope to continue to stay out of the stores (both real stores and the internet)
You did great this month!!
Internet stores are one of my weaknesses as well (that and DS ) I find it soo much easier to stay out of retail stores, than the internet ones..
mumkenna&lucas is offline  
#741 of 753 Old 03-31-2008, 05:08 PM
 
annethcz's Avatar
 
Join Date: Mar 2004
Location: on the beautiful prairie of MN
Posts: 9,947
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Finishing strong, because I'm lazy It's snowing so I'm staying home for the rest of the day.

March 1: budgeted spending: $129.89 household/misc., $217.63 grocery store, $209 Let's Dish (groceries)
March 2: no spend
March 3: budgeted spending: $15 school milk/juice for snack time (groceries), paid kids' monthly bowling league fees
March 4: budgeted spending: $42.13 gas, $30.64 lunch out, $45 school field trip
March 5: no spend
March 6: budgeted spending: $47.29 on paint, supplies and decorations for the girls' room. (household/misc)
March 7: budgeted spending: $48 dinner out with DH
March 8: budgeted spending: $43.95 pizza delivery
March 9: budgeted spending: $43.06 groceries, $24.07 household/misc., $44.42 gas
March 10: no spend
March 11: budgeted spending: $28.39 pizza delivery
March 12: budgeted spending: $8.04 groceries
March 13: budgeted spending: $14 girl scout cookies (I bought them for DH, they count as groceries, right??? ), $50.98 gas, $25 preschool application fee for DD for next year (household/misc)
March 14: no spend
March 15: no spend
March 16: no spend
March 17: budgeted spending: $15 mandatory "donation" for school carnival, $16.87 Target, $78.72 food co-op
March 18: no spend
March 19: : over budget: $37.35 for groceries because I was feeling lazy
March 20: budgeted spending: $52.19 gas, : over budget: $21.91 for a new chicken feeder (but I did make $12 selling eggs this month, which makes up for part of the cost)
March 21: no spend
March 22: no spend
March 23: no spend
March 24: no spend
March 25: no spend
March 26: no spend
March 27: : over budget: $33.58 groceries
March 28: no spend
March 29: budgeted spending ($50 groceries, $50 gas and $25 state park pass, will be counted in April budget)
March 30: no spend
March 31: no spend

My goals for March:
16/15 true no-spend days GOAL REACHED
31/31 no credit card use GOAL REACHED
7/5 no drive days GOAL REACHED
15/10 drive more than 50 miles in a day
$670.43/$600 groceries
$316.67/$300 household/misc.
$235.75/$300 gas
$150.98/$200 eating out/take out/entertainment
525/1000 minutes on the treadmill

New signature, same old me: Ann- mama of 2 boys and 2 girls, partnered to a fabulous man.
I'm an unintentional weasel feeder and I suck at proofreading.
annethcz is offline  
#742 of 753 Old 03-31-2008, 06:37 PM
 
JennaW's Avatar
 
Join Date: Oct 2007
Location: Sacramento, CA
Posts: 1,983
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
3/1- $6400 for new car, $47.00 for lunch, $11.40 for dinner, $47.93 gas
3/2- $259.98 for new car detail, $69.01 REI for BOB stroller, $24.23 Costco for laundry soap, $92.19 for groceries at Trader Joe's
3/3- DH needed gas, $50.51. I spent nothing but I did drive my car to see my Mom and a friend.
3/4- $2.68 for dish soap
3/5- No spend day! I did drive to see a friend but no spending
3/6- $7.97 groceries (bought yeast so I could make my own bread), $20.00 DH spending money for the month
3/7- $97.29 at Costco ($52.34 on household, $44.95 on food)
3/8- $52.63 Trader Joe's, took out $40.00 cash for Farmers Market tomorrow, hoping to spend no more then $30 but we are getting olive oil there so it might be more.
3/9- Only spent $20 of the $40 at the farmers market! $36.52 on dog food
3/10- $3.49 on groceries, $45 dry cleaning (on credit card..errr)
3/11- DH spent $20.46 on gas, I had a no drive/no spend day
3/12- No spend day
3/13- No spend day
3/14- $25.71 on groceries to get us through the next week. DH put a full tank in the Volvo on CC, not sure how much he spent, probably $50
3/15- No spend day
3/16- No spend day
3/17- No spend day
3/18- No spend day
3/19- $24.69 groceries, I could have spent less but there were some great deals on fruit that I know DH and I will eat so I picked up a few things that were off my list. $36.52 dog food, the dogs gotta eat too.
3/20- No spend day!
3/21- Gas $46 on CC
3/22- No spend!
3/23- No spend!
3/24- $5.48 In n' Out $10.04 post office (but it was for a $60 text book I sold online), $35.95 dry cleaning, $72.19 groceries (on CC)
3/25- $6.45 kitty litter, $5.25 post office (but it was for a $20 text book I sold online), $2.23 Rite Aid on Easter Candy total waste of money. DH hair cut $25
3/26- No spend day
3/27- $45 gas
3/28- $19.10 pizza, I had such a strong craving, I know we were bad
3/29- $11.85 groceries
3/30- $6.50 groceries, $20.77 household (dish soap, toliet bowl cleaner, body wash & mothering magazine), $36.52 dog food


Totals:

New Car $6659.98/$6000
Groceries $364.54/$350
Eat Out $82.98/$0
Baby $69.01/$0
Household $100.02/$0
Gas $209.40/$100
DH Spending Money $20/$0
Pets $116.01/$0
Dry Cleaning $80.95/$0
Post Office $15.29/$0
Hair Cut $25/$0

Ugh, I've been getting lazy with my spending. I'm looking forward to writing a realistic budget for next month. We are going to have to use CC to get through next month so I want to make sure we don't go over budget. Tracking my spending has been SO HELPFUL!

Jenna in love with my DH Jon, loving our 2.5 year old, Caroline Tulip, and expecting another little one in August!
JennaW is offline  
#743 of 753 Old 03-31-2008, 07:18 PM
 
scrapadoozer's Avatar
 
Join Date: Jun 2004
Location: Maine
Posts: 3,768
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
3/1
3/2 Poodle toy & game for dd @ Goodwill $2
3/3
3/4 Books for DH $20, Kite for dd $1
3/5
3/6
3/7
3/8 Fabric $16, Toy for dd $1, swap shipping $5
3/9
3/10
3/11
3/12
3/13
3/14 Movie rentals $2
3/15 Pizza & beer with my parents $42
3/16
3/17
3/18 Swap shipping $11
3/19
3/20 Overdue movie rental fee $6
3/21 Fabric & notions $35
3/22
3/23
3/24
3/25
3/26 CD $11. Thread $2
3/27
3/28 Concert tickets $124
3/29 Pizza $17, Toy for dd $5, Fabric & patterns $59
3/30
3/31

Ended the month well at least. I am not happy with my tally for the month but I am sure I spent a heck of a lot more in February so it's an improvement.


Unnecessary spending: $357.00
No spend days: 20/14

Jenny, proud maker of red things
scrapadoozer is offline  
#744 of 753 Old 03-31-2008, 07:51 PM
 
ladyinred's Avatar
 
Join Date: Jan 2008
Posts: 451
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I think I finished off the month pretty well. I think I have more spending planned for April but I also actually have a budget to work with. Once I find out how much I'll be working this week I can budget more fully and decide where I'm going to allot my paycheques. I know some is going into savings for our wedding for sure and I'm paying off my CC and hopefully my Provincal student loan as well. That will be amazing


My Key:
- No spend
- Spend within budget
- Neccessary but unbudgeted
: - Unneccessary and unbudgeted

01/03 - spent $40.00 on paint for office (at 40% off and have been planning this one and only CC purchase this month for a long time) $26.00 on a really nice meal out with Dbf, came out of last week's tutoring money and gift certificate.
02/03 - snow bound
03/03 - primed my office, nearly bought putty to fill holes in walls then found out I could use toothpaste
04/03 -
05/03 - went out for dinner but dbf paid
06/03 - Bought frames for my office and dbf's b'day present but went $5 over the cash I had (all I'm supposed to spend) so I put it on my CC
07/03 - and Printed pictures for office and dbf's present, got new thigh-high nylons, all within budget and bought new shoes for work not really in budget but on sale and I kind of needed them
08/03 - : $60.00 on Dbf's birthday dinner. Spent WAY more than planned.
09/03 -
10/03 - : bought tea out at a coffee shop with a friend
11/03 -
12/03 - Celebratory alcohol for engagement and DF's b-day
13/03 - Got paid for one tutoring job but not the other $10 into savings envelope
14/03 -
15/03 - paid off half of my CC! YAY! and then I spent all my spending money (not much) going out with friends but it was all in cash and I had a great time
16/03 -
17/03 - : Happy Saint Patrick's Day $20.00
18/03 - $6.50 on presents and school materials at Sally Anne
19/03 - Got paid for one tutoring job and put $20 in savings envelope
20/03 - : Ate out with friends $30.00
21/03 - Found drives to visit family, no spend
22/03 - Food out with friends $25.00
23/03 -
24/03 -
25/03 -
26/03 -
27/03 -
28/03 -
29/03 - $17 at breakfast and maple syrup products at a maple farm, $2 tea with a friend and : $12 out drinkng with friends
30/03 -
31/03 -

Goals For March:
*20 no spend days (Feb I had 17) 19/20 so close!
*Pay off some of CC Done
*Put $15 from each week of tutoring in saving envelope 3/3 Done
*Plan out meals for each week to reduce grocery spending Done
*File taxes to put tax return on provincial student loan Done

Budget for March:
Income - around $900.00
- $560.00 to dbf for April bills
- $45.00 to savings
- $200.00 to CC (about half coming from what's still in the bank)
- around $60.00 spending money
- $60.00 to student loan
- $40.00 paint (on CC)
ladyinred is offline  
#745 of 753 Old 03-31-2008, 08:45 PM
 
monkey's mom's Avatar
 
Join Date: Jul 2003
Posts: 3,359
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
3/1: Flowers donated to town $41.99
3/2: Flowers donated to ME $15.74
3/3:
3/4:
3/5: Groceries $263.49/Newspaper $.50
3/6: Claritin $11.59
3/7: Dog food $51.44
3/8: Bulk Pork $56
3/9: Gas $30 /Groceries ~$3
3/10:
3/11:
3/12: Lunch $11 /Garden Club Dues $25 /Newspaper $.50
3/13:
3/14:
3/15:
3/16: Vagina monologues $5
3/17: Gas $20 /Groceries $140.29
3/18:
3/19: Easter $16.75 / Swim trunks $3.11
3/20:
3/21:
3/22: Coffee $3 /Charitable donation $50
3/23:
3/24: Groceries $224.98 /Pet supplies $19
3/25: Seeds $9.29
3/26: Gas $10
3/27:
3/28: Gas $40 / Dog food $85 / Dog toy & brush $20
3/29:
3/30: Newspaper (for coupons!) $1.50
3/31:

Not too bad.
14 No Spend days

Went over on groceries again, but aside from the $20 impulsive spending on the dog, I did not have much other frivolous spending! YAY!!

Now, if I could consolodate my budgeted spending days, I'd have more true No Spends!


Groceries $687.76/$550
Gas $100/$100
Gardening $67.02/$100

My key:

No spend
Budget spend
Over spend
monkey's mom is offline  
#746 of 753 Old 03-31-2008, 10:26 PM
 
MissLotus's Avatar
 
Join Date: Nov 2005
Posts: 3,212
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
3/1: Train $10.75/ subway $4/ gift $8.50/ lunch $6.50
3/2: matinee movie $6.50/ snacks (bought at store, not at movie theater ) $3.50/ $67.26 groceries/ Gained: $8.76 from returning stuff to Home Depot
3/3: spent nothing
3/4: spent nothing
3/5: $32 groceries/ $2.47 post office (sold book on Amazon)
3/6: $2.81 post office/ about $11 grocery run
3/7: spent nothing (and a no-drive day)
3/8: $15.41 diner/ $8 movies and popcorn/ $9.95 bakery outlet/...."made" $29.99 when I returned stuff to Target
3/9: spent nothing
3/10: $49 groceries & pet stuff (had $25 gift card toward it, so I'm only counting $24 of it in my monthly total)
3/11: $2.13 post office (sold book on Amazon)/ $6.18 pharmacy / $5.53 grocery run
3/12: spent nothing
3/13: spent nothing (& no-drive)
3/14: spent nothing...at any store, anyway...$251 on credit card for future travel
3/15: $22.04 gas/ $80.39 groceries & pet supplies
3/16: $14 fruits & veggies / $13 movies
3/17: spent nothing
3/18: spent nothing
3/19: $65 groceries and dollar store / ($110 on credit card, also; may be able to pay it back this month)
3/20: spent nothing (well, paid monthly bills and got an oil change, but all necessary spending, nothing frivolous)
3/21: $9.50 movies/ $7 snacks/ $13.20 lunch/ $10.50 playplace admission/$40 groceries
3/22: $1.79 soap/ $3 flowers
3/23: $25.50 lunch and dessert/ $16.50 Home Depot
3/24: about $10 grocery stop
3/25: $2.13 post office (sold book on Amazon)
3/26: $10.16 groceries
3/27: $7.25 pizza lunch for two
3/28: $8 (cheap movies for 2 plus popcorn), $25 gas, $15 groceries, $12 take-out
3/29: $10 dinner
3/30: $4.25 dollar store/ $143.56 groceries, household, pet supplies
3/31: $3.50 Girl Scout cookies...just had to get the Thin Mints!


Spending totals:
Groceries/Household/Pet supplies: $531.64
Eating out, including snacks: $100.36
Postage (for books sold on Amazon): $9.64
Gas: $47.04
Miscellaneous: $112.18 (+ used credit card for future travel)
MissLotus is offline  
#747 of 753 Old 03-31-2008, 10:51 PM
 
FeelingBlessed's Avatar
 
Join Date: Dec 2007
Posts: 484
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
The curse of the library fines returned today; overall though, a great month - on to April!

Kim

March 1:
March 2:
March 3:
March 4:
March 5:
March 6:
March 7:
March 8:
March 9:
March 10:
March 11: $0.40 library fine, $12 t-shirts for upcoming State House march (to express opposition to anti-homeschooling bill)
March 12:
March 13:
March 14:
March 15:
March 16:
March 17:
March 18:
March 19:
March 20:
March 21:
March 22:
March 23:
March 24:
March 25:
March 26:
March 27:
March 28: overbudget - groceries
March 29:
March 30:
March 31: $7 library fine

GOALS:
* Less than $75 in frivolous spending: month to date $19.40
* At least 25 days (no spend or spending w/in budget): 28/25
* Avoid Target: 31/31
* Pack snacks/water for outings: 31/31
* NO library fines: month to date $7.40
* Stay within grocery/eating out budget: $500/$400
* ORGANIZE/declutter (lack of organiztion = spending): 27/25
* Exercise (feeling good = decreased emotional spending): 25/25
* Meal plan created: 0/4 weeks
* Grocery/Co-op trips: 3/2
FeelingBlessed is offline  
#748 of 753 Old 03-31-2008, 11:14 PM
 
katheek77's Avatar
 
Join Date: Mar 2007
Posts: 4,285
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Took Katie to the Science Center, as our membership ran out today. She had a grand ol' time, and SAID three words she's never used before ("bye", "boy", and "girl"). Yesterday, she said two others ("black" and "blue" - and, yes, she knows *all* the basic ten colors, I found out yesterday!!!), so, I'm hopeful a language explosion may be happening soon!

All in all, I'm happy with this month. We ended up spending a lot more than I'd anticipated, but part of that was grocery spending, and part of it was my husband buying new army boots while he's down in SC, so...I did meet a lot of my goals I'm not sure what my exact mileage is, but it's between 121,450 and 121,460 so, I easily met my goal there.

3/1 $5 parking at museum, $15 laundry quarters, $13.64 groceries, $54 charity, $2.47 postage
3/2 No spend No drive
3/3 No spend No drive
3/4 No spend No Drive
3/5 No spend No Drive
3/6 No spend
3/7 No spend No Drive
3/8 Dinner $30.35 (budgeted). No Drive
3/9 Groceries $99.36 - (this should last a couple weeks -except maybe veggies), DH decided we were eating Mexican $26.00, Baby's Supp. Formula/Diapers $50.96
3/10 No Spend , No Drive
3/11 No spend No Drive
3/12 $77.59 DH's car tuneup, $3.00 Parking, $31.06 Drinks and Snacks for DH's trip But, better than him buying at the convenience stores for the next month.
3/13 Parking $5.00, Postage $2.47
3/14 No spend No Drive
3/15 No spend No Drive - $1,000 into IRA
3/16 No spend No Drive
3/17 No spend No Drive - $622 into savings
3/18 No spend No Drive
3/19 No spend No Drive
3/20 No spend No Drive
3/21 $45.62 Groceries (including household stuff), $75.00 Passport Application, $13.68 Tierra Foods Shipping, $1.30 Postage (Passport).
3/22 No spend No Drive
3/23 No spend No Drive
3/24 $195.xx Groceries
3/25 No Spend No Drive
3/26 No Spend No Drive
3/27 $2.47 postage. I also drove to a playdate.
3/28 No Spend No Drive
3/29 No Spend No Drive
3/30 No spend Drove to CFCP
3/31 Went to Science Center, spent $3 on parking

*22/20 no spend days GOAL MET
*21/20 no drive days GOAL MET
*28/26 no eat out days GOAL MET
*$384.68/$225 grocery spending
$1622/1493.70 into savings/IRAs/investments for the month GOAL MET
$12046.88/17924.40 into savings/IRAs/investments for the year (so far, $7046.88 in savings, $5000 in IRAs)
121,333 - beginning mileage for month...goal of <250 for the monthGOAL MET
katheek77 is offline  
#749 of 753 Old 03-31-2008, 11:34 PM
 
mamimapster's Avatar
 
Join Date: Oct 2004
Location: Shy-Town Square!
Posts: 1,863
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
March 1 No spend /No Drive
March 274.50 Groceries,5.45 Thrift
March 3gas 13.25, snacks out 24.00
March 4Groceries 36.88-no unbugeted
March 5Gas 25.00,Library fines 1.50,bagels out 8.50
March 620.35-Tupperware and travel mug (this will hopefully save $$ in the future),2.00 Coffee
march 7No spend
march 8No Spend/No Drive
March 935.04Gas,8.50 Snacks (we were out almost all day)-we dismantled/moved and reset Dd's loft bed-which was a gift from my sis so FREE!
March 1055.82 Groceries,6.43 Thrift,19.95 cell minutes- all bugeted+25.00 ebay
March 11 will spend 10.00 to wash/vac detail car (it is FILTHY) arugh... I ended up working tonight-four hours in a car and preggo exhausted/starving so bought snacks to keep me up/safe behind the wheel Grrr...5.81
March 1234.05 gas No unbugeted spending
March 132.50-bought cookies from the kids I nanny for,we made the cookies as a project for the cancer society- I consider this Tzedakah and so, the no-spend is intact!
March 14No Spend
march 15No Spend/No Drive +9.00 Ebay
March 1624.00 Kmart, 1.09 thrift,24.21 Groceries ( Snacks for babysitter),42.00 Gala Dance at Shule,5.00 Purim Carnival Tickets,8.42 Snacks @ Purim Carnival, Night out W/ Dp PRICELESS
March 1770.82 Groceries
March 1830.00 Gas,+5.00 TP+40.00 to CCPre-emptive no unbudget spend
March 1911.09 groceries,6.00 afikomen prize,7.73 Ice Cream (for four),20.01GAs
March 207.73-Brunch (2.00 over GC +tip),17.25 B-day present,2.00 cleaning supplies,26.00 maternity(thrift) items
march 21 No Spend
march 22No Drive/No Spend
March 2316.24-Chineese Food,25.34 Groceries (supplies for cake),Purim Carnival Tickets 20.00 (DONT' ask why we ended up going to two!)+10.00 Ebay
March 24Groceries 40.58,33.01 Gas
march 25 24.06 Groceries (specialty store for a gallon of Olive Oil-will last 4-6 mos)1.25 Disgusting liquid that I though was juice until it came from the vending machine!,6.49 Thrift
March 26No Spend
March 27 20.00 gas,4.81 snack out: I really thought I would manage a no unbudget spend day until the preggo craving kicked in. I PROMISE to get a little car storage snack pack when I go shopping monday-the fact that I spend HOURS a day driving is very bad for my no-spend!
March 2820.00 Lunch out w/ friends
march 29No Drive/No Spend
march 30No Spend
March 314.00 Opening Day Ice Cream

Yayyy The end of the month.. I'm very happy to have finished two months in a row,I'm also happy that I've made a couple of my goals this month, and got very close on my no spend days.-next month will be more expensive foodwise, as Pesach is coming up and re-outfiting an entire kitchen for a week costs a lot of $$$

March Goals:
No unbudget spend days goal 15/31 actual:14/31Very Close!
No Drive Days goal: 10/31 actual: 5/31
No frivolous spending over 100 actual: 147.41/100 ugg.
Sold items 57/50 over goal!
Thrift/HB kit items: 45.46/40
Decluttering 30 min day 18/26 (decluttering an entire Qn size futon WOO HOO!) very happy with this!
Grocery budget 331.27/350
Baked/bulk cooking 6/13 better next month.
Study 30 min/day goal 20/31 actual:23/31

Feb Goals:
No spend 11/29,No Drive7/29,No frivolous spending: 127.01/100
Sold items 60/50,Decluttering 30 min day 11/26,Grocery budget 352.59/350
Baked/bulk cooking 7/12
mamimapster is offline  
#750 of 753 Old 04-01-2008, 12:04 AM
 
*andiflipping*'s Avatar
 
Join Date: Oct 2005
Location: My magical little land
Posts: 1,883
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
March 1st.. no spend and no drive
March 2nd.. spent $10.50 on city garbage bags/stickers...budgeted for
March 3rd... $77.76 groceries budgeted
$33.35 gas budgeted
March 4th....
March 5th...
March 6th... $5.25 to send out swap package (out of my "mad" money)
March 7th...$20 groceries and $14.50 on Easter gifts
March 8th... $2.02 "free pizza" (I had to pay for upgrades out of my "mad money".)
March 9th.... $2.50 on bolts that were unbudgeted..$30 on gas
March 10th... $3 on clearance shirt for me..$3.50 Easter gift
March 11th... Spent $5.87 at Goodwill (not budgeted)
March 12th...$40.00 groceries
March 13th... An old friend was in town so we did McDonalds for lunch but I don't feel to bad. I fed 4 of us for $5 but still it was unbudgeted.
March 14....
March 15th... $20 gas (budgeted)..$7 iron pills from MW (unbudgeted), $2 t-shirt from cosignment (unbudgeted)
March 16th... $31.39 at Chuckie Cheese (budgeted)
March 17th... $4.10 stamps( not budgeted) and $36.50 gas
March 18th... $13 at McDonalds..Bible Study group met there and I had to bring Dh food home
March 19th... no spend at all and no drive
March 20th... $27 groceries
March 21st... $10 on used bread machine (unbudgeted), $16 groceries
March 22nd...
March 23rd... $5 mcDonalds Card for Easter prize, $38.50 gas
March 24th... $114 groceries ($70 was paid by FIL)
March 25th... $1.50 groceries I forget to get yesterday
March 26th... and no drive
March 27th... and no drive
March 28th... $36.65 gas
March 29th... Bad day...$12.81 Pac_sun (clearance boxers for DH)...$19.65 Goodwill ($1.23 day..stocked up on nb clothing for new one)...$13.65 Target (used a gift card so I am not counting this one against me)..$6.35 groceries
March 30th....
March 31st... and no drive

Goals
20 no spend or spend within budget days
339.11/$300 groceries
170.00/$300 gas (Dh works far from home)
Save..($25) so far
Try to drive a lot less.


Key
true no spend
spend within budget
spend outside budget ($84.93...)
*andiflipping* is offline  
Reply

Quick Reply
Message:
Drag and Drop File Upload
Drag files here to attach!
Upload Progress: 0
Options

Register Now

In order to be able to post messages on the Mothering Forums forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.
User Name:
If you do not want to register, fill this field only and the name will be used as user name for your post.
Password
Please enter a password for your user account. Note that passwords are case-sensitive.
Password:
Confirm Password:
Email Address
Please enter a valid email address for yourself.
Email Address:

Log-in

Human Verification

In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.



User Tag List

Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page


Forum Jump: 

Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off