March No-Spend Challenge ~ The finish line is in sight...almost there! - Page 7 - Mothering Forums

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Old 03-04-2008, 09:50 PM
 
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3/1
3/2 Poodle toy & game for dd @ Goodwill $2
3/3
3/4 Books for DH $20, Kite for dd $1

Unnecessary spending: $23.00
No spend days: 2/14

Jenny, proud maker of red things
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Old 03-04-2008, 09:51 PM
 
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3/1: Flowers donated to town $41.99
3/2: Flowers donated to ME $15.74
3/3:
3/4:

Tomorrow will be groceries and maybe garden seeds. And hubby will have to pick up dog food.


Groceries /$550
Gas /$100
Gardening $15.74/$100

My key:

No spend
Budget spend
Over spend
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Old 03-04-2008, 10:35 PM
 
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Painted my office today and went for a walk with dbf. Yay three days in a row of no spend. I will have to go shopping one day this week though. Need new shoes for work and dbf's and my dad's birthday's are both next week. Trying to think of a good inexpensive gift for my dad. Any suggestions?

My Key:
- No spend
- Spend within budget
- Neccessary but unbudgeted
: - Unneccessary and unbudgeted

01/03 - spent $40.00 on paint for office (at 40% off and have been planning this one and only CC purchase this month for a long time) $26.00 on a really nice meal out with Dbf, came out of last week's tutoring money and gift certificate.
02/03 - snow bound
03/03 - primed my office, nearly bought putty to fill holes in walls then found out I could use toothpaste
04/03 -

Goals For March:
*20 no spend days (Feb I had 17)
*Pay off CC
*Put $15 from each week of tutoring in saving envelope
*Plan out meals for each week to reduce grocery spending
*File taxes and put tax return on provincial student loan

Budget for March:
Income - around $900.00
- $560.00 to dbf for April bills
- $45.00 to savings
- $200.00 to CC (about half coming from what's still in the bank)
- around $60.00 spending money
- $60.00 to student loan
- $40.00 paint (on CC)
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Old 03-04-2008, 11:17 PM
 
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3/1: $11.98 photo prints of kids for my desk at work/Dinner out (counting this as our lunch for the week since it was a cheap burger joint for a friend's birthday)

3/2: : $54.09 Groceries, McDonalds for DS1 & DH, Scones and coffee for breakfast.

3/3 (But Dh bought $9.34 in groceries)

3/4

No Spend
Spending within budget
: Drat, I Blew it

Another no-spend day. Tomorrow it gets hard... I'm out of spiffy leftovers to take for lunch and DH is wanting to bring the kids to my office for lunch. I'm trying to think of a way to manage that which doesn't end up with either DS destroying my files or lunch at the Indian Buffet. It's really a pity there's four feet of snow on the ground, because a picnic would be perfect.

Also, I need to buy domperidone sometime tonight or tomorrow, so it will likely be at least a budgeted spend day anyway.

GOALS:
2/16 no spending AT ALL days (not one cent, even if it's budgeted)
Eating limited to Friday supper and one weekend lunch.
No spending on hobbies, finish the projects I have.
>2x week ordering in or vending machine at work.
>$400 on Groceries during the month. ($55.46/$400)

Spending all of my money and time on this wild, wild life.
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Old 03-04-2008, 11:47 PM
 
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3/1: oil change, brake fluid $45.54/Groceries $148.76/Clothes for son $14.84/Gas $62.00/Lunch $4.48

FELT GOOD TO HAVE $$$$ IN THE CAR ENVELOPE, SO THIS DIDN'T BUST MY BUDGET. AND...I HAD $$$ IN THE CLOTHES ENVELOPE FOR SON'S CLOTHES. FEELS GOOD TO BE ON A BUDGET!!!!!!

3/2:
3/3: Lunch $2.85 / McDonald's Coffee $1.35 / Prescription $1.89
3/4: McDonald's Coffee $1.35 / Dinner $15.49 / McDonald's Coffee $1.05 - Yikes....2 in one day....
3/5: NO SPEND!!!!
3/6: Lunch $4.44 / McDonald's Coffee
3/7:
3/8:
3/9: Gift for my sister and tip for lunch $34.00 / Target purchases $106.72
3/10: Lunch $3.52 (McDonald's Coffee) / Prescription $2.78 / Snack $2.89
3/11: McDonald's Coffee $1.35 / Snack $3.52 (McDonald's Coffee)
3/12: Groceries $13.74 / Subway $3.27


Key:

True NO SPEND day
Spending, but within a budgeted area
Spending, not budgeted or over a budgeted area


5/15 Cups McDonald's Coffee
1/15 Times Working Out
6/31 Days Staying within budget
2/10 Days TRUE no spend days (not including paying bills)

Tracking Spending:

$148.76 Groceries
$62.00 Gas
$31.01 Eating Out (including McDonald's Coffee)
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Old 03-05-2008, 12:12 AM
 
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Too busy to spend today. One of my goals over the next few days is to get a menu plan and grocery list in place BEFORE venturing into the grocery store. Blew far too much money last month in repeated trips to the grocery with no list and no plan; want to do much better this month.

Kim

March 1:
March 2:
March 3:
March 4:

GOALS:
* Less than $75 in frivolous spending: month to date $0
* At least 25 days (no spend or spending w/in budget): 4/25
* Avoid Target: 4/31
* Pack snacks/water for outings: 4/31
* NO library fines: month to date $0
* Stay within grocery/eating out budget: $0/$400
* ORGANIZE/declutter (lack of organiztion = spending): 4/25
* Exercise (feeling good = decreased emotional spending): 4/25
* Meal plan created: 0/4 weeks
* Grocery store trips: 0/2
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Old 03-05-2008, 12:14 AM
 
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Well, I had no spending until dh and I got into a spat and I had not time left to cook dinner...so we ordered pizza (yuck! AND now I'm $15 poorer

But still, I guess that isn't sooo bad, still
$102/$500 groceries
and
$17/$50 new dipes

me, dd1, dd2, ds, and #4 due March 1. dbf has 2 of his own, so it will be an adventure!

i like making things. 

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Old 03-05-2008, 12:41 AM
 
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March 1: Farmers market (29.50), $3 toy for son, $35 books for work
March 2: $11 bagels, fruit
March 3: $93 co-op, $23 csa order, $2 kid treat
March 4: $8 business things, $11 books for ds easter baskets, $40 metro card


157/600 food budget (grocery, eating out)
16/100 kid budget (homeschool, clothes, trips, gifts, holidays, etc)
0/100 dh & I fun money
43/200 business/household
0/1300 to cc
pay taxes!
0/300 - car repair? Not sure what it will cost, lets hope less!
40/45 metro/gas
0/45 laundry
0/10

= no spend on anything
= spent within budget
= blew it

Megan Davidson, Labor & Postpartum Doula, Breastfeeding Counselor, Anthropologist, Mom to August (9) and Clay (4), Partner to Shawn.

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Old 03-05-2008, 12:51 AM
 
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March 1: thrifting and coffee, in budget
March 2: no spending
March 3: gift for a friend, postage, clothes, all in budget; paid $700 on CCs
March 4: coffee, charitable contribution, tiny bit of thrifting, in budget; clothing, slightly over budget

MY GOALS FOR MARCH:
1. No new CC spending.
2. Pay at least $700 towards CCs.--done!
3. Stay on budget.
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Old 03-05-2008, 01:45 AM
 
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3/1: Train $10.75/ subway $4/ gift $8.50/ lunch $6.50
3/2: matinee movie $6.50/ snacks (bought at store, not at movie theater ) $3.50/ $67.26 groceries/ Gained: $8.76 from returning stuff to Home Depot
3/3: spent nothing
3/4: spent nothing

Spending totals:
Groceries/Household/Pet supplies: $67.26
Eating out, including snacks: $10
Miscellaneous: $29.75
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Old 03-05-2008, 02:25 AM
 
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March 1st.. no spend and no drive
March 2nd.. spent $10.50 on city garbage bags/stickers...budgeted for
March 3rd... $77.76 groceries budgeted
$33.35 gas budgeted
March 4th....



Goals

20 no spend or spend within budget days

$300 groceries
$300 gas (Dh works far from home)
Try to drive a lot less.


Key
true no spend
spend within budget
spend outside budget


Thanks for the support and ideas for passing on the pp pads. Normally, I would have just whipped out the cc and bought them. I am feeling good for becoming more aware of my spending.
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Old 03-05-2008, 02:29 AM
 
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3/1:
3/2: $24.28 at Walgreens (will get $14.58 back in rebates and got $5 off toward next purchase). $10.35 Gas, $29.34 Walmart (diapers, wipes, $7.71 frivolous, other household)
3/3: $11.59 Eating out for lunch (sister's dog was put down - feel better lunch)
3/4:

Total Spending:
$31.26 Household
$10.35 Gas
$7.71 Frivolous
$11.59 Eating Out
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Old 03-05-2008, 02:45 AM
 
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3/1 $5 parking at museum, $15 laundry quarters, $13.64 groceries, $54 charity, $2.47 postage
3/2 No spend No drive
3/3 No spend No drive
3/4 No spend No Drive

*3/20 no spend days
*3/20 no drive days -
*4/26 no eat out days
*$13.64/$225 grocery spending
$0/1493.70 into savings/IRAs/investments for the month
$10424.88/17924.40 into savings/IRAs/investments for the year (so far, 6424.88 in savings, 4000 in IRAs)
121,333 - beginning mileage for month...goal of <250 for the month.[/QUOTE]
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Old 03-05-2008, 02:58 AM
 
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March 1~
March 2~
March 3~$4.xx for some groceries
March 4~

3/10 no spend days
$4.xx/$400 grocery budget
0/2 gas fill ups
0/$30 bday gifts
0/$25 eating out

SAHM to the munchkins (14.5, 11.5, 9.5, 3, and almost 2)
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Old 03-05-2008, 03:22 AM
 
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3/1
3/2
3/3
3/4

March Spending Goals:
No Spend days: 4/25
No etsy/DS/ebay: 4/27
Non-necessary Spending: <200

Exceptions that I won't count against me
A few items for dd and ds's easter baskets
Kids pictures taken
1 new to me pair of jeans
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Old 03-05-2008, 03:24 AM
 
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Quote:
Originally Posted by Crunchy*VT*Mom View Post
You are not alone. There are a couple of us working on diaperswapper addictions here.
um yes...one is me
I am trying to spend my internet time more over here than on ds because that temptation is always there on ds..also I found a more $$ item there that I REALLY want, so I made a mini-goal that if I got to Sunday with no spends, I would "reward" myself and get it!! And I listed a bunch on fsot to try and get some $ for it as well.
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Old 03-05-2008, 12:05 PM
 
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Second No Spend of the month. Those sure do feel good.

3/1 No Spend Day
3/2 $55.00 charitable contributions; $147.81 groceries; $50.00 DS birthday gift; $64.32 lunch w/DS#1; $2.24 coffee
3/3 $118.00 bowling league fees; $26.00 kids allowances
3/4 No Spend Day

Today I have to get gas for the van. I'll probably get some coffee also.

Jill

My Plan

Groceries $147.82/$750
Gas $0/$325
Coffee $2.24/$25
Frivolous Spending $0/$50
Birthday for DS #1 $50/$50
10 no spend days 1/10
26 days no Big Box stores 2/26
No Credit Cards 3/31
2x eat out with hubby and/or kids 1/2
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Old 03-05-2008, 01:21 PM
 
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Quote:
Originally Posted by *andiflipping* View Post
Ok mamas...I need support..

Tell me to pass or buy..

I need postpartum pads for July. I found some on clearance for $6 something. They have 5 left. Do I buy or pass? These are not budgeted for.
I'd pass. Just me.

1st:
2nd:
3rd:
4th:

Stay home/off internet (shopping/ebay/etc.) days 0/8
DR Snowball method 0/2100
Follow the pantry challenge...4/30
Cut down on eating out 0/6
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Old 03-05-2008, 01:44 PM
 
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March 1 -
March 2 - $16.40 for a couple of groceries
March 3 - $42.05 for take out, but it was planned and in budget
March 4 -

Key:

= No spend
= Budgeted spending
= Out of budget/frivolous spending


Grocery/Household items - $16.40/$500
Take out - $42.05/$100
Misc Spending - $0/$100
Shoes for dd2 - $0/$60
2/20 No Spend days
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Old 03-05-2008, 02:09 PM
 
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march 1: $40- groceries, 15$- gift for a friend
march 2: nothing at all
march 3: sent dh to get applesauce and rice crackers for ds1 - he came home with 10$ in chocolate bars.
march 4: i suddenly had to take ds1 to the doctor's and fill a prescription - there was a long bus ride there, a 2+ hour in the crowded waiting room then a long wait for a bus that was very late. so i bought us some candy to keep our blood sugar up. i'm not counting the prescription or the candy against the budget, since the meds were $$ and don't fit our budget at all. (and the candy was less than 2$ but saved us both from melting down completley) so my numbers look like i never spent a dime yesterday, but you know the truth. hence the


the budget:
100$/ week groceries/ transportation/ outings
100$/ month discretionary fund (clothes, gifts, etc)

$50 remaining for the week,
$85 remaining for the month.
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Old 03-05-2008, 03:38 PM
 
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Edited...okay nevermind...I bought makeup online today and was thinking about not counting it into the budget since I used all Paypal money from selling diapers. However, I am going to count it to keep myself honest about actual spending.
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Old 03-05-2008, 03:42 PM
 
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Quote:
Originally Posted by Crunchy*VT*Mom View Post
You are not alone. There are a couple of us working on diaperswapper addictions here.
I can so relate. I have to stay off that website. It is a shame because I really like the people there but every time I go and post and look around I want stuff. I visited yesterday and already wanted some of the new GMD prefolds even though I have enough probably for a whole daycare But I did shut it off and not buy anything!
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Old 03-05-2008, 04:38 PM
 
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My key:

:= groceries
= gas
= no spend
= spending other than gas or groceries

3/1-: $174.55 groceries,
---- $67.53 (Amazon for ER Season 8, High School Musical 1&2)
3/2-
3/3-
3/4-
3/5-

My gas tank is running low. I am HOPING it can hold off til Friday to fill it up, since that will be a spend day (sister's b-day) and I want to have a for tomorrow. I try to fit my :, and on the same day- kind of like I did on the 1st.

Proud mama to : Nicholas James born 3/19/09
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Old 03-05-2008, 05:06 PM
 
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1. Please introduce yourself and tell us anything you think it would help us to know about yourself.
I'm Summer, PT WOH mama to DD and loving DW to DH. DH works days and I do in-home care for 2 DC 3 days/week. I also WOH 3 evenings/week and 2 weekends/month. We tend to eat out a LOT based on convenience or for something to do to get out of the house. In a long, cold winter this is essential to keeping our sanity. However, we've been utilizing more trips to the YWCA as our "getting out of the house".

2. Please tell us why you have decided to spend nothing (or spend significantly less) for the Month of March. Memorize these goals and recite them to yourself before all purchases.
  • Pay an extra $250.00 on credit cards this month
  • Pay off all credit cards by 2009
  • Add $200.00 to our savings account
  • Save $$$ to buy DH a bike for spring!

3. No spending is hard work. You need a plan. Please tell us your game plan -- how do you plan to approach no spending for a month?
  • I will grocery shop with a list, utilizing sale items and meal plan.
  • I will put a 24 hour "hold" period on all items...and report back here.
  • I will stick to my shopping list at Target....
  • I will report back here everyday and finish the month strong!
Marvelous March
03/01: -$28.50
($7.00 Parking lot fee + $1.50 atm fee + $20.00 for sitter = night out with DH)
03/02: -$15.70 :, -$27.00 for Home & Garden expo
03/03:
03/04: -$193.25 for yoga package + baby legs for DD + pants for me :
03/05:


Key:
= no spend
: = eat out (bad)
= goal maintained
= stayed on budget


Summer: crafty mama to 2 little girls and wife to Bob
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Old 03-05-2008, 05:34 PM
 
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Quote:
Originally Posted by josybear View Post
tomorrow i'm getting some yarn, perusing a thrift store and going to a health food store. i'm going to control myself. yes i am.
You have more will power than I...

Summer: crafty mama to 2 little girls and wife to Bob
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Old 03-05-2008, 06:13 PM - Thread Starter
 
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01..
02..
03..
04..
05..

Goals:
5/20 No Spend Days
5/31 Fast-Food-Free Days
0/10 Let the Car Rest Days

Snow day. At home all day.

We are going to a museum this afternoon, but I am leaving my wallet at home so it is safe to say I won't be spending any money.

 

 

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Old 03-05-2008, 06:46 PM
 
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3/1: nothing, I was sick and didn't leave the house
3/2: $96 on groceries, no non-essential
3/3: $27 for wool interlock soaker and shipping for baby, $3.50 for fleece for backing to homemade wool blanket for baby for tummy time, $19 in thrift store clothing, $2 gorgeous sturdy glass bead for nursing necklace that a friend is making.
3/4: no-spend, no drive!
3/5:$21 on a dozen infant prefolds but that was budgeted for(ugh, I'm washing daily and having to throw themn in the dryer), otherwise no non-essential spending

treehugger.gifjog.gifgreenthumb.gifknit.gifnamaste.gif

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Old 03-05-2008, 07:11 PM
 
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March 1 - : $8.15 outside the grocery budget

March 2 - : $29 out to brunch with friends.

March 3 - Today I didn't really think about wanting anything. Maybe focusing is already helping!

March 4 - Spent the rest of the grocery budget, should be ok for 1.5 more weeks. Today was a tough day. I really wanted nothing but just didn't want to think about money. DH was rejected from another job because he is a student and does not have a flexible schedule. Tough, tough, tough.

March 5 - Good day here! I sold our stroller system that is too small on Craigslist and I billed a client for completed freelance work. Both of those payments should be in by the end of the week! Less stress for me. The Craigslist money will go toward additional groceries/savings if no groceries are needed. The freelance money will go toward debt and a birthday present.



Key:
- No Spend/Spending in Budget
: - Not in Budget/Not Necessary
Notes for Perspective - Items I "want" but don't desperately "need"/Thoughts on money

February:
Total overspending in February $666.45
Total no spend days - 14

Rachael ~ Wife to : DH ~ Son 4-24-07 ~ 6-24-08 ~ Daughter 7-22-09
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Old 03-05-2008, 07:31 PM
 
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3/1: Train $10.75/ subway $4/ gift $8.50/ lunch $6.50
3/2: matinee movie $6.50/ snacks (bought at store, not at movie theater ) $3.50/ $67.26 groceries/ Gained: $8.76 from returning stuff to Home Depot
3/3: spent nothing
3/4: spent nothing
3/5: $32 groceries/ $2.47 post office (sold book on Amazon)

Spending totals:
Groceries/Household/Pet supplies: $67.26
Eating out, including snacks: $10
Miscellaneous: $29.75
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Old 03-05-2008, 08:10 PM
 
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I almost bought something online today, then I remembered my mini goal to get to Sunday with no spends, so I closed the website down
yay me!

3/1
3/2
3/3
3/4
3/5

March Spending Goals:
No Spend days: 5/25
No etsy/DS/ebay: 5/27
Non-necessary Spending: <200

Exceptions that I won't count against me
A few items for dd and ds's easter baskets
Kids pictures taken
1 new to me pair of jeans
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