|View Poll Results: How much do you pay for housing (mortgage or rent) per month?|
|$200 or less||10||2.09%|
|$3500 or higher||6||1.26%|
|Voters: 478. You may not vote on this poll|
Half-marathon running Mommy to 3 spunky girls and 1 sweet boy. Spending my days and nights where my kids need me most- at home with them!!
No PMI, as we have a mortgage for less than 80% of the value of the house.
It is never the wrong time to do the right thing.
we bought it for $140,000, likey worth $100,000 more now, as is, give or take. (it needs kitchen/bath remodeling) it is approx. 2300 sqf (4 bedroom, 3 bath)in southern arizona.
This includes heat and hot water only. Cooking is electric.
This is Long Island, NY, and about the average for an apt of that size. It's in a nice area, so if it had a yard (front or back) it would go for $2000 easily. They're also real picky about the tenants...I had to meet and impress like, 3 people before they'd consider renting. And they checked ALL my references....never had that before.
I'd love to own, but houses in this county average $400k for a "starter" home in an okay neighborhood.
There's no where you can be that isn't where you were meant to be, its easy
We have a very modest, very small, 30 year old house and our mortgage is well over $2,000 a month.
The Northeast is expensive.
I'm quite jealous of all these mortgages that are under $1,000 a month.
|I can't imagine what it must be like to be able to buy a house for under $200,000|
When we first moved here I told the realtor we would like to look at houses in the under $200,000 range and she laughed politely and said: "a HOUSE? for under $200,000? You haven't looked at housing up here before have you?"
We quickly had to change our expectations.
"Au milieu de l'hiver, j'ai découvert en moi un invincible été."
Hope, check out my life at http://thethriftyqueenspeaks.com
We've also paid $1025 for a nice (1200 sq.ft.) two bedroom apt., and $800 for a safe, clean, but shabby/old (825 sq. ft.) one-bedroom apartment, both right in the city.
I love these comparisons! It's amazing the cost of real estate in some places. Wow! :
I live in Michigan, pay about $530 per month for our house. It's a 1970 ranch, still needs updates, 1600 SF. It needed a TON of work when we first bought it, so that explains the low payments. We also refinanced when rates were low. This does not include insurance or taxes. We pay those separately. It's on about 1 acre. Definitely handyman's special. We paid someone to put a new roof on, and do the carpet in the living room, otherwise we've done the rest ourselves: vinyl siding, deck, remodelled 3 bathrooms, took down a lot of panelling, drywalled garage ceiling, new exterior doors, new cold air return ducts, central air. It's also got a new furnace and hot water heater and a water softener. It still needs a new kitchen and trim and finishing in the basement. Gosh it seems like we still have years worth of work to do here. It's hard to live inside a construction project. Dust everywhere! But, our mortgage is low, and someday we'll get our money back, if we hang on to it long enough.
I don't think we could sell it easily though, since we live in Michigan and the housing market here is horrible. There have been houses for sale on my road (good school district too) for literally years. One couple even took theirs off the market. You are lucky if it sells within a year, IMO.
We're paying about $680 a month plus $113/month for taxes and about $400 a year for insurance.
We're hoping to get it appraised in the summer, and expect it to be closer to the $130-140,000 mark.
Doula mama, medic daddy and Tenley Harper born naturally 11/29/11
Rent is 825/month, includes heat, water, sewer, gas, trash...we pay only for electric which avg 40/winter and 70-80/summer (AC). (That also includes 20/month dog rent).
We'd love to own, but move every 2-3 years, so, not practical for now.
The family downstairs is really nice, too, and they have a baby about the same age as ours.
We're planning to stay here for quite a while, until I can finish nursing school and we can pay off my student loans. The landlord told us that he wouldn't raise the rent for as long as we stay here. He's kind of slow about fixing things, but overall it's a pretty good situation.
~e, wife to my sweet T , mama to my turtleman (12) , sunshine (9 ), and monkey (6)