How much is your housing per month? - Mothering Forums

View Poll Results: How much do you pay for housing (mortgage or rent) per month?
$200 or less 10 2.09%
$200-$300 10 2.09%
$300-$400 8 1.67%
$400-$500 16 3.35%
$500-$600 30 6.28%
$600-$700 42 8.79%
$700-$800 49 10.25%
$800-$900 32 6.69%
$900-$1000 34 7.11%
$1000-$1500 118 24.69%
$1500-$2000 64 13.39%
$2000-$2500 39 8.16%
$2500-$3000 12 2.51%
$3000-$3500 8 1.67%
$3500 or higher 6 1.26%
Voters: 478. You may not vote on this poll

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#1 of 112 Old 03-15-2008, 07:48 PM - Thread Starter
 
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Whether it's mortgage, or rent, or whatever! I'm just curious where we're all at. This is an anonymous poll, and if you don't want to elaborate, no problem.
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#2 of 112 Old 03-15-2008, 07:56 PM
 
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mortgage is $1800 on our $215,000 house. it just appraised for $308,000 5 years after we bought it, though, so that's good. we live in central new mexico.

Half-marathon running Mommy to 3 spunky girls and 1 sweet boy. Spending my days and nights where my kids need me most- at home with them!!

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#3 of 112 Old 03-15-2008, 07:57 PM
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I put $900 to $1000, but that doesn't include our (optional) $50 garage, which makes our rent $1025/month. That's outside of Chicago, IL.
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#4 of 112 Old 03-15-2008, 08:18 PM
 
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PITI + planned savings for house related stuff puts us in the $1500-2000 range. We live in a townhome, with a yard, in Seattle.

No PMI, as we have a mortgage for less than 80% of the value of the house.

Katie, mama to one big boy (6/03) and one little boy (12/08).
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#5 of 112 Old 03-15-2008, 08:23 PM
 
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$991

we bought it for $140,000, likey worth $100,000 more now, as is, give or take. (it needs kitchen/bath remodeling) it is approx. 2300 sqf (4 bedroom, 3 bath)in southern arizona.

Blissful Mama to DD-(5), DS-(6) and someone new due in November!
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#6 of 112 Old 03-15-2008, 08:29 PM
 
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Boise, Idaho, payment is $625 a month, bought home for $145k, owe $110k.
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#7 of 112 Old 03-15-2008, 08:38 PM
 
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Just signed a lease on a 3BR apartment (top part of a high ranch--bottom is a dr's office) for $1750. It was originally $1800/mo but I talked them down a bit since there's no back yard.

This includes heat and hot water only. Cooking is electric.

This is Long Island, NY, and about the average for an apt of that size. It's in a nice area, so if it had a yard (front or back) it would go for $2000 easily. They're also real picky about the tenants...I had to meet and impress like, 3 people before they'd consider renting. And they checked ALL my references....never had that before.

I'd love to own, but houses in this county average $400k for a "starter" home in an okay neighborhood.

Kelly, mama (12yoDS), doula, RN, and writer.
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#8 of 112 Old 03-15-2008, 08:51 PM
 
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Also in Boise, Idaho...paid $230,000 on a house last year and have payments of $1,600/month.

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#9 of 112 Old 03-15-2008, 08:55 PM
 
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We aggressively paid off our mortgage, so luckily we only have property taxes. However if we buy a new house we'll be looking in the $2000-3000/ month range. We live in a high COL area.
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#10 of 112 Old 03-15-2008, 08:59 PM
 
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just rent and not utilities 735 for 2 bedroom 2 bathroom apartment in portland oregon.
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#11 of 112 Old 03-15-2008, 09:01 PM
 
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We only pay $275 in rent, but that's because my DH is the courtesy officer for the property. Normal rates for our apartment range from $895-$940.
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#12 of 112 Old 03-15-2008, 09:04 PM
 
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So much of what you pay depends on where you live...

We have a very modest, very small, 30 year old house and our mortgage is well over $2,000 a month.

The Northeast is expensive.

I'm quite jealous of all these mortgages that are under $1,000 a month.

 

 

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#13 of 112 Old 03-15-2008, 09:09 PM
 
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Quote:
Originally Posted by Crunchy*VT*Mom View Post
I'm quite jealous of all these mortgages that are under $1,000 a month.
Me too! I can't imagine what it must be like to be able to buy a house for under $200,000. Or even under $400,000...
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#14 of 112 Old 03-15-2008, 09:23 PM
 
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Quote:
I can't imagine what it must be like to be able to buy a house for under $200,000
Me either!

When we first moved here I told the realtor we would like to look at houses in the under $200,000 range and she laughed politely and said: "a HOUSE? for under $200,000? You haven't looked at housing up here before have you?"



We quickly had to change our expectations.

 

 

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#15 of 112 Old 03-15-2008, 09:27 PM
 
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I just downsized from a 4 bed, 2.5 bath house I owned with my ex-h that we paid about $1450 a month for into a cozy 2 bed, 1 bath house with just DD and I. The rent is $725 a month.

Robin, strong and happy single mama to Anna (7/06)
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#16 of 112 Old 03-15-2008, 09:28 PM
 
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if we had stayed in Arkansas it would be $925 (mortgage). We moved to Oregon a couple months ago, it's $2400 (mortgage). The houses are similar in size and quality. House in AR was on an acre, house in OR is on .13 acres. Utilities are far more expensive here, too.
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#17 of 112 Old 03-15-2008, 10:09 PM
 
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$600 and that includes tax/insurance escrow....
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#18 of 112 Old 03-15-2008, 10:31 PM
 
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The mortgage payment on our house with taxes/insurance/PMI is $517 per month. We have a Equity Loan for our kitchen remodel, though and that is $400 per month for 5 years.

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#19 of 112 Old 03-15-2008, 10:35 PM
 
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$714 including taxes and insurance
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#20 of 112 Old 03-15-2008, 10:48 PM
 
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We pay $836 (jsut P&I) a month for our mortgage on our $147,000 (2200 sq.ft.) home in the 'burbs. We're in Houston and the cost of living is so great. We've got a 4 bed, 2.5 bath in a great neighborhood.

We've also paid $1025 for a nice (1200 sq.ft.) two bedroom apt., and $800 for a safe, clean, but shabby/old (825 sq. ft.) one-bedroom apartment, both right in the city.

I love these comparisons! It's amazing the cost of real estate in some places. Wow! :

I'm Kellie :, married to Chris , and mom to one baby girl (7/12/09).
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#21 of 112 Old 03-15-2008, 10:57 PM - Thread Starter
 
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Ahh, too bad a poll is too small to add where you live!

I live in Michigan, pay about $530 per month for our house. It's a 1970 ranch, still needs updates, 1600 SF. It needed a TON of work when we first bought it, so that explains the low payments. We also refinanced when rates were low. This does not include insurance or taxes. We pay those separately. It's on about 1 acre. Definitely handyman's special. We paid someone to put a new roof on, and do the carpet in the living room, otherwise we've done the rest ourselves: vinyl siding, deck, remodelled 3 bathrooms, took down a lot of panelling, drywalled garage ceiling, new exterior doors, new cold air return ducts, central air. It's also got a new furnace and hot water heater and a water softener. It still needs a new kitchen and trim and finishing in the basement. Gosh it seems like we still have years worth of work to do here. It's hard to live inside a construction project. Dust everywhere! But, our mortgage is low, and someday we'll get our money back, if we hang on to it long enough.

I don't think we could sell it easily though, since we live in Michigan and the housing market here is horrible. There have been houses for sale on my road (good school district too) for literally years. One couple even took theirs off the market. You are lucky if it sells within a year, IMO.
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#22 of 112 Old 03-15-2008, 11:14 PM
 
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I have a 2000sf house on 5 acres that I bought (had built) 3 years ago for about $135,000. My mortgage is $900.30, that doesn't include insurance or taxes. It was recently appraised at a value of $279,900.
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#23 of 112 Old 03-15-2008, 11:21 PM
 
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We bought 750 sq feet with full basement and garage in manitoba, canada this September for $115,000. Have since unfinished basement, but completed some great renos on main floor which should add a lot of value (new flooring, paint in entire house, fixed venting, plumbing and entire new bath.

We're paying about $680 a month plus $113/month for taxes and about $400 a year for insurance.

We're hoping to get it appraised in the summer, and expect it to be closer to the $130-140,000 mark.

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#24 of 112 Old 03-15-2008, 11:24 PM
 
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Our mortgage payment is $1700, plus about another $300 for taxes and insurance. We're in Southern California, and we've gotten really lucky with real estate timing. We bought our 4 bed, 3 bath house a bit over 4 years ago for $360,000 and the estimate for its value 6 months ago (when we were looking at a home equity line of credit) was $680,000 (although it's likely significantly less than that right now). We bought as large as we could comfortably afford, knowing that the market was going to outpace our ability to upsize.
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#25 of 112 Old 03-15-2008, 11:26 PM
 
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I am about to sign a lease for a 2bd/2ba lower apartment. It is about 1000sqf in a quiet, low crime neighborhood. It is a bit pricey for the area at about $805, however, I get a discount to $732. The only utility that is included is trash.
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#26 of 112 Old 03-15-2008, 11:36 PM
 
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We rent a 825 sq ft apt. in Pittsburgh

Rent is 825/month, includes heat, water, sewer, gas, trash...we pay only for electric which avg 40/winter and 70-80/summer (AC). (That also includes 20/month dog rent).

We'd love to own, but move every 2-3 years, so, not practical for now.
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#27 of 112 Old 03-16-2008, 12:02 AM
 
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Ours just went up to 725 for our share of a two-family house. We have three bedrooms and a nice yard. Quiet street. It's a rare gem in CT, that's for sure.
The family downstairs is really nice, too, and they have a baby about the same age as ours.
We're planning to stay here for quite a while, until I can finish nursing school and we can pay off my student loans. The landlord told us that he wouldn't raise the rent for as long as we stay here. He's kind of slow about fixing things, but overall it's a pretty good situation.

~e, wife to my sweet T , mama to my turtleman (12) , sunshine (9 ), and monkey (6)
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#28 of 112 Old 03-16-2008, 12:03 AM
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Wow, location ,location must be the reason for some prices. We just purchased a repo for $56,000 we will put in about another 6,000 in repairs. We have a total of 2600sq foot of living space. Only 1 bathroom, 3 bedrooms, no garage, 1.75 acres and our taxes, mortgage and insurance is $567 a month.
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#29 of 112 Old 03-16-2008, 01:41 AM
 
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$700 a month for our ~700sq. ft. 2 br crappy, crappy apartment in a bad neighborhood.

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#30 of 112 Old 03-16-2008, 01:54 AM
 
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$1250 for our mobile home.

750 mortgage and 500 space rental.

We bought for 115,000 about 5 years ago.
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