April No-Spend Challenge ~ Last day of our challenge. How did you do? - Page 19 - Mothering Forums
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#541 of 703 Old 04-19-2008, 12:40 AM
 
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Goals:
6/15 Days no spending at ALL
13/30 Days no frivolous spending on self
3/3 No Drive days *Meeting this goal was easier than I thought it would be!!!*

Frivolous spending total so far: $22.43


4/01~ Spent nothing
4/02~ Responsible spending: $21.49 pooper-scooper, $23.34 grocery store
4/03~ Spent nothing
4/04~ Responsible spending: $2.99 teacher’s bday card, $1.59 *fancy coffee drink @ work*
4/05~ Responsible spending: $39.10 Grocery Store, $90.04 Trader Joes
4/06~ Spent nothing! Drove nowhere!

Week one spending: $178.55

4/07~ Responsible spending: $31.24 Target, $8.13 Grocery store
4/08~ Frivolous spending: $5.25 Jackson’s Java, Responsible spending: $10.50 Kinkos
4/09~ Frivolous spending: $4.69 Jackson's Java
4/10~ Spent Nothing! Drove nowhere!
4/11~ Frivolous spending: $3.22 grilled cheese at work! Responsible spending: $1.59 weekly mocha at work, $52.31 Groceries
4/12~ Frivolous spending: $3.79 on a mocha. Starting to see a pattern here…
4/13~ Responsible Spending: $52.52 gas

Week two spending: $173.24

4/14~ Responsible Spending: Groceries - $52.98 Trader Joes, $48.77 HTs; Cat food - $9.92; Aveda - $25.74 (yes, necessities!)
4/15~ Spent nothing!
4/16~ Responsible Spending: $4.29 Kinko's, $14.20 Groceries
4/17~ Spent nothing! Drove nowhere!
4/18~ Frivolous spending: $5.48 cafe at work Responsible spending: $1.59 mocha (permitted), $6.97 dog food, $16.06 Target
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#542 of 703 Old 04-19-2008, 12:50 AM
 
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4/1:
4/2:
4/3: :
4/4:
4/5: :
4/6:
4/7: Plus I got an unexpected check. LOL
4/8: :
4/9:
4/10: bowling
4/11:
4/12:
4/13: : dinner meeting
4/14:
4/15: : Avon order
4/16:
4/17:
4/18:

Since there are only 12 days left in the month, I'm not going to make my no spend goal, but I'm not doing as poorly as I thought I'd be at this point.

Yay for depression!

Goals:

no spend days: 23/30 (not including groceries) ---> 10/23
gas: $100 budgeted for month --->$81
household: $50 budgeted for month --->$41
business: I'd like to make at least $50 this month --->$0
eating out: 2/30 ---> 1/2

Key:
: eating out
: paid bills
: spent $ unnecessarily
: made some $$$
stayed on budget
spent money non-budgeted, but not nec. unnecessary

Yes, yes.  I'm fabulous. loveeyes.gif  Moving on...

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#543 of 703 Old 04-19-2008, 06:57 AM
 
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04/01 - no spend
04/02 - no spend
04/03 - no spend
04/04 - whole foods $25
04/05 - no spend
04/06 - no spend
04/07 - no spend
04/08 - no spend
04/09 - whole foods $20
04/10 - no spend
04/11 - no spend
04/12 - no spend
04/13 - Trader Joe's $65
04/14 - CVS $15
04/15 - Groceries $5
04/16 - Eat out (only me) $11, Groceries (not really planned) $15
04/17 - No Spend Day!! Yay!
04/18 - no spend

Okay, today would be the day for me to spend a lot of money (I'm going shopping for dd's spring/summer clothes). I hope I can resist the temptation to buy things I don't need. Wish me luck!
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#544 of 703 Old 04-19-2008, 07:16 AM
 
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Fingers crosses for at least 1 this weekend...

Kim

April 1:
April 2: parking ticket + library fine
April 3:
April 4:
April 5:
April 6:
April 7:
April 8:
April 9:
April 10:
April 11:
April 12: Adopted 2 cats - not in budget (but not frivolous)
April 13:
April 14:
April 15: pizza + ice cream
April 16: ice cream date w/ DH
April 17: overbudget on add'l produce
April 18:

GOALS:
* Less than $50 in frivolous spending: month to date $32
* At least 25 days (no spend or spending w/in budget): 15/25
* Pack snacks/water for outings: 17/30
* NO library fines: month to date $12
* Stay within grocery/eating out budget: $550/$500
* ORGANIZE/declutter (lack of organization = spending): 13/25
* Exercise (feeling good = decreased emotional spending): 12/25
* Items posted for sale on internet: 11/10
* Meal plan created: 1/4 weeks
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#545 of 703 Old 04-19-2008, 07:26 AM
 
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I haven't been posting but I've been doing ok with controlling the urge to spend spend spend.

We ran out of stuff a couple times and had to go shopping so I know my shopping estimates are off.
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#546 of 703 Old 04-19-2008, 11:07 AM
 
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4/01 budgeted spending: $39.76 groceries
4/02 No Spend Day!!!
4/03 budgeted spending: $193.71 groceries from Big Box; $4.70 coffee
4/04 No Spend Day!!!
4/05 budgeted spending: $126.46 Target (groceries, baby gift, and household) $50.00 groceries
4/06 budgeted spending: $23.00 charitable contributions; $5.00 gift for friend; $2.34 coffee
4/07 / budgeted spending: $72.00 haircut/color; $33.80 groceries. Unbudgeted spending: $36.00 haircare products (frivolous)
4/08 No Spend Day !!!
4/09 No Spend Day!!!
4/10 /: budgeted spending: DH paid bills; $23.45 milkman/groceries; $2.34 coffee; $69.00 gas. Unbudgeted spending: $8.07 McDonalds for kids (frivolous )
4/11 No Spend Day
4/12 budgeted spending: $2.35 coffee; $185.60 Costco (groceries)
4/13 /: budgeted spending: $20.00 charitable contributions; $2.93 coffee; $81.08 groceries; $50.00 birthday gift for dd#1. Unbudgeted spending: $79.63 clothes for me (these were not necessary so frivolous spending)
4/14 budgeted spending: $12.08 bowling party
4/15 budgeted spending: $11.43 bowling party; $8.38 felt from Michaels; $99.53 Kohls (much needed dress clothes for kids)
4/16 budgeted spending: $47.25 (groceries); $5.86 (2 coffees)
4/17 /: budgeted spending: $2.93 coffee; $31.15 milkman Unbudgeted: $18.06 Target for gift (this was unbudgeted, but necessary)
4/18 unbudgeted spending: $20.66 groceries (I'm calling this unbudgeted because I'm over budget on groceries)

I need some no spend days. It won't be today or tomorrow, but next week looks good. I only need 5 more. I can do it.

Jill


Key

No Spend
Budgeted Spending
Unbudgeted Spending

My Plan

Track Groceries: $785.52/$750
Track Gas: $69.00/$300
Track Coffee: $23.45/$25
Track Frivolous Spending: $123.70/$50
10 no spend days: 5/10
25 days no Big Box stores: 11/25
No Credit Cards: 1/8/30
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#547 of 703 Old 04-19-2008, 01:46 PM
 
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April 1: budgeted spending: $16.21 groceries, $22.35 school lunches/juice for April
April 2: budgeted spending: $11.39 lunch out, $48.10 gas, $15.65 dollar store
April 3: budgeted spending: $$17.26 Dollar Store, $94.85 grocery store, $11.99 Bakery Outlet
April 4: budgeted spending: $6 ECFE class fee, $17.40 softener salt & chicken feed, $12 kids' school carnival
April 5: no spend
April 6: no spend, no drive
April 7: budgeted spending: $20.75 groceries
April 8: no spend
April 9: no spend
April 10: budgeted spending: $72.21 groceries, $7.71 cat food
April 11: no spend
April 12: budgeted spending: $26.81 Target, $7 shoes for DS (why does this child keep growing???? ), $22.89 pizza, also paid state 2007 income taxes and mortgage for May
April 13: no spend, no drive
April 14: budgeted spending: $27.67 lunch out, $56.49 gas
April 15: budgeted spending: $48 school fundraiser, $22.89 pizza takeout
April 16: budgeted spending: $15.11 lunch out, $14.51 gardening supplies, $10.64 soda for DH, : unbudgeted spending: $101.24 groceries
April 17: budgeted spending: $10.99 dinner takeout, : unbudgeted spending: $54.05 gas
April 18: no spend
April 19: no spend, no drive

My goals for April:
8/15 true no-spend days
3/5 no drive days
7/less than 15 days driving more than 50 miles in a day
$407.97/$400 groceries
$169.47/$200 household/misc.
$264.13/$250 gas
$122.94/$150 eating out/take out/entertainment
$14.51/$50 garden
400/1000 minutes on the treadmill
1/20 items sold

New signature, same old me: Ann- mama of 2 boys and 2 girls, partnered to a fabulous man.
I'm an unintentional weasel feeder and I suck at proofreading.
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#548 of 703 Old 04-19-2008, 02:57 PM
 
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04/01 - no spend
04/02 - no spend
04/03 - no spend
04/04 - whole foods $25
04/05 - no spend
04/06 - no spend
04/07 - no spend
04/08 - no spend
04/09 - whole foods $20
04/10 - no spend
04/11 - no spend
04/12 - no spend
04/13 - Trader Joe's $65
04/14 - CVS $15
04/15 - Groceries $5
04/16 - Eat out (only me) $11, Groceries (not really planned) $15
04/17 - No Spend Day!! Yay!
04/18 - no spend
04/19 - Clothes for dd (mostly PJ/play clothes) $25, Household & groceries misc. (including Target) $55

Total household/groc. spending: $200/$400
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#549 of 703 Old 04-19-2008, 04:56 PM
 
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4/1: $20 birthday gift for BIL, $32 misc kitchen/house stuff that was not needed. $3 toy for the boys, $5 fast food, $20 groceries.
4/2: No spend!
4/3: No spend!
4/4: $6 milk, $3 bread and ice, gas $34, pizza $13
4/5: $87 on groceries, $29 house stuff, $10 my splurge
4/6: $10 ebay, jeans for the boys
4/7: No spend
4/8: No spend
4/9: $5 McD's, $20 on sandals and dh stuff at KMart
4/10: $45 in groc, $43 in gas and pop
4/11: $11 in milk
4/12: $40 gas for road trip, $7 fast food, $3 house hold, ++$63 back (returned lamps to Target, and didn't spend the refund!)
4/13: $30 gas for road trip home
4/14: No spend
4/15: No spend
4/16: No spend
4/17: $20 for copies of boys birth certificates. (Should of got them years ago!)
4/18: $30 My mistake - stupid bank fee, $6 in milk


Totals:
$172/280 groceries
$50 unneeded
$50 neccessary goods
$20 gifts
$147 gas
$30 food out
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#550 of 703 Old 04-19-2008, 05:55 PM
 
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4/1: Dinner $15
4/2:
4/3: Gas $25 /Groceries $307.88 /Newspaper $.53 /Clippers $40 /Pet $11 / Seeds $9 /Tupperware $14 /Shoes for DS $12 /Toy for kids $17
4/4:
4/5:
4/6: Newspapers $3 /Groceries $1.50 (ran out of baking soda).
4/7:
4/8:
4/9:
4/10:
4/11: Groceries $5.50 (some non-allergen food at the Dollar store)
4/12:
4/13: Newspapers $3 /Tomato plant and herbs $10
4/14: Gas $70 /Outing w/ kids $10
4/15:
4/16: Pet $21.64 /Soccer Ball $5.99 /Groceries $332.83
4/17:
4/18: Laundry sorter $25. Didn't NEED it, but it was a great deal. And, I'm over budget on misc. spending. Good news was DH's family sprung for pizza.

Not sure if today will be spend yet.....DH is helping at firehouse dinner. I'm thinking I'll be charged for a plate. We'll see.....

My key:

No spend
Budget spend
Over spend

Groceries $647.71/$650
Pet $32.64/$100
Eat-Out $15/$20
Misc. $130.52/$100
Garden $19/$50
Gas $95/$100
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#551 of 703 Old 04-19-2008, 07:55 PM
 
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April 1 -
April 2 - - bought shoes for dd2 within budget, but also bought her rainboots out of budget - $88
April 3 - - bought lunch for our playdate - $30
April 4 -
April 5 - - bought diaper covers within budget $66 but then bought infant insert for Ergo $40 and take-out $31
April 6 -
April 7 - Groceries/household items $188 (in budget), lunch $15 unbudgeted
April 8 -
April 9 - a few groceries $26
April 10 -
April 11 - Food co-op order $264
April 12 - - $6 for movie rental
April 13 -
April 14 - Ikea $163
April 15 -
April 16 - Kids clothing co-op $225
April 17 - Clothing for me $241 Shipping & birthday gift $60
April 18 - Clothes for dd3 $45
April 19 -

Haven't updated in a while and it shows : I am totally embarassed by my spending, but I have to force myself to be accountable.

Grocery/Household items - $478/$500
Take out - $76/$100
Misc Spending - $720/$100
Shoes for dd2 - $88/$60
Diapers and covers for dd2 & dd3 - $66/$100
Birthday gifts - $60/$75
8/20 No spend days

Key:
- no spend
- budgeted spending
- unbudgeted spending
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#552 of 703 Old 04-19-2008, 10:08 PM
 
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Think DS deserves my today, as his early nap prevented our trip to an outdoor festival downtown at the Co-op. Pretty sure I would not have gotten out of there without spending money, and even if it was on food, would be overbudget.

Kim

April 1:
April 2: parking ticket + library fine
April 3:
April 4:
April 5:
April 6:
April 7:
April 8:
April 9:
April 10:
April 11:
April 12: Adopted 2 cats - not in budget (but not frivolous)
April 13:
April 14:
April 15: pizza + ice cream
April 16: ice cream date w/ DH
April 17: overbudget on add'l produce
April 18:
April 19:

GOALS:
* Less than $50 in frivolous spending: month to date $32
* At least 25 days (no spend or spending w/in budget): 16/25
* Pack snacks/water for outings: 18/30
* NO library fines: month to date $12
* Stay within grocery/eating out budget: $550/$500
* ORGANIZE/declutter (lack of organization = spending): 14/25
* Exercise (feeling good = decreased emotional spending): 13/25
* Items posted for sale on internet: 11/10
* Meal plan created: 1/4 weeks
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#553 of 703 Old 04-19-2008, 10:28 PM - Thread Starter
 
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Quote:
I only need 5 more. I can do it.
You can do it! Go Jill Go!

 

 

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#554 of 703 Old 04-19-2008, 10:33 PM - Thread Starter
 
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01..
02..
03..
04..
05.. $3.25 Starbucks
06.. $1.50 bagels
07..
08..
09..
10..
11..
12.. $3.25 Starbucks
13..
14.. $40 Walmart
15..
16..
17.. $22 The Tavern
18..
19.. $5.76 McDonald's, $50+ baby clothes

13/24 no-spend days
18/30 fast-food-free days
8/10 let the car rest days

That big thud you hear is me falling off the wagon. :

And I had fast-food no less. : :

Okay, I'm climbing back on. I'm going to spend money on mulch tomorrow, but come Monday -- that money is staying in my wallet for the rest of the month.

 

 

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#555 of 703 Old 04-19-2008, 10:35 PM
 
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4/7
4/8 $23 + $10 into savings!
4/9 $4
4/10 $37
4/11
4/12
4/13 $21.50
4/14
4/15 $60 on scrubs for work. (necessary)
4/16
4/17
4/18 $6.50
4/19 $5

GOALS:
7/15
$10/$50 into savings

KEY:
no unecessary spending
uh-oh - running total $97

S-d D which made them three. M grew lonely, and now there's baby D.
"Who of you by worrying can add a single hour to his life?"
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#556 of 703 Old 04-19-2008, 11:11 PM
 
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4/1: Dinner $15
4/2:
4/3: Gas $25 /Groceries $307.88 /Newspaper $.53 /Clippers $40 /Pet $11 / Seeds $9 /Tupperware $14 /Shoes for DS $12 /Toy for kids $17
4/4:
4/5:
4/6: Newspapers $3 /Groceries $1.50 (ran out of baking soda).
4/7:
4/8:
4/9:
4/10:
4/11: Groceries $5.50 (some non-allergen food at the Dollar store)
4/12:
4/13: Newspapers $3 /Tomato plant and herbs $10
4/14: Gas $70 /Outing w/ kids $10
4/15:
4/16: Pet $21.64 /Soccer Ball $5.99 /Groceries $332.83
4/17:
4/18: Laundry sorter $25. Didn't NEED it, but it was a great deal. And, I'm over budget on misc. spending.
4/19: Firehouse dinner $4 (Kinda had to support my firefighter hubby )

My key:

No spend
Budget spend
Over spend

Groceries $647.71/$650
Pet $32.64/$100
Eat-Out $19/$20
Misc. $130.52/$100
Garden $19/$50
Gas $95/$100
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#557 of 703 Old 04-19-2008, 11:28 PM
 
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My key:
-no spend
:-groceries
-gas
-unnecessary spending

4/1-
4/2- $40-gas.
4/3-
4/4-
4/5-
4/6-
4/7-
4/8-
4/9-
4/10-
4/11-
4/12-
4/13-
4/14- $53.23 Household items. I went to BJ's and bought Papertowels, toilet paper and tissues ONLY. These should last quite a while since it's only me and DH. I actually wrote it on the calendar, so I know how long it takes before we need that stuff again. I went to another store and bought Shower Cleaner (Value size so it's really 2 shower cleaners), a big thing of Spray and Wash and Sour cream.
I also get a for today for spending $7.01 on a Salad at Zaxby's. I did split it up into 2 salads though when I got home.
4/15-
4/16- $4.10-McD's bkfst
4/17- $6 Dunkin Donuts (Iced Coffee, Hashbrowns, 2 Donuts-for niece and nephew.
4/18-: $32 groceries
4/19-

Proud mama to : Nicholas James born 3/19/09
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#558 of 703 Old 04-20-2008, 03:00 AM
 
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4/1
4/2
4/3 $18.37 art supplies
4/4 $36 dd's school pictures, $70 soccer sign-ups
4/5
4/6
4/7
4/8
4/9 $67.05 camera lens
4/10
4/11
4/12 $25 klean kanteens
4/13
4/14
4/15
4/16 $17 coop
4/17 $23.50 ds party
4/18
4/19

No Spend Days: 13/25
No DS/etsy: 17/27
Non-essential Spending: $239.92/$250
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#559 of 703 Old 04-20-2008, 03:01 AM
 
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here's my big for today..are you ready? The coop freak dropped out of a coop!! LOL thats big for me
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#560 of 703 Old 04-20-2008, 12:45 PM
 
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april 1:
april 2:
april 3:
april 4:
april 5:
april 6:
april 7:
april 8:
april 9:
april 10:
april 11:
april 12:
april 13:
april 14:
april 15:
april 16:
april 17:
april 18:
april 19: 6$ (5$ on fries, 1$ on books at a garage sale) and i think i may have gotten a job... yay me!

week 1: 3$ leftover
week 2: 63$ leftover
week 3: 0$ leftover
week 4: 70$ remaining
100$ remaining for the month

(the budget is 100$/week for food, transportation, outings, etc, 100$ a month for clothes, gifts, craft stuff, etc)

march: 48% no-spend days
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#561 of 703 Old 04-20-2008, 03:24 PM
 
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Goals for this month:
Stay within budget of 3200$
That's really it! We have been doing better and did quite well last month. We are slowly chipping away at our debt. The next year is going to be really financially unpredictable for us so I want to head into it at least debt free.

1-massage $12, gas $40.06, groceries 143.83$,
2-
3-
4-
5-$34.24 dinner out
6-$24.87 gas
7-
8-$115.93 phone,
9-groceries 12.09$, cc interest 52.41
10-
11-chiro $10.25, lunch $21.32
12-$462 mtg/taxes, groceries $198.10
13-
14-$45.25 gas
15-$9.48 fries, Y67.84
16- $4.67 dounuts, $25.25 kids books/vids, $20.72 book sub, $22.33 groceries
17-$13.09 lunch, $7.17 pencils
18-$12 massage, $40 carpool
19-$140 groceries, $110 shoes, $10.40 kids stuff, $24.59 pizza
20-







no spend-6
1679.89/3380$
84/112.67$
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#562 of 703 Old 04-20-2008, 04:00 PM
 
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01: $134 groceries/household stuff - within budget but more than I meant to spend IYKWIM. However, I did get some PP pads, some labour drinks and a bit of extra meat to make PP meals for the freezer, so I got a lot for my money. DH spent $1 at work on a chocolate bar!
02: No spend!!! DH spent a tiny bit at work but this isn't his challenge....
03: DH spent $7 on playing football plus $1.5 on a drink afterwards. The weather was glorious so I took DS1 and DS2 to the park after school. I had packed snacks but DS1 accidentally dropped his and spilled them everywhere so I ended up with a $2 spend at the store for replacements.......
04: Needed butter but came out of the store with chocolate too So, that's $4 out of my grocery budget. I wanted a Coke later but I resisted so it wasn't all bad!!
05: $3 on groceries. Still within budget but wouldn't have bought this by choice, it was related to an argument with my DH about my trying to cut down on groceries and him claiming he is being left hungry??!?!
06: $4 on groceries. By some miracle, I sent DH to the store for bread, milk and cheese and he *only* came back with those items!! Progress!!! That is my household/grocery budget spent til Weds so we need to manage with what we have now. DH is aware!!
07: No spend!!
08: $120 groceries/household (that's within budget and pretty good given that we needed diapers for nighttime use and laundry stuff.......) plus $120 gas (within budget but still scary)
09: No spend!!
10: No spend AND no drive! Just off to polish my halo........
11: $2 parking to take DS2 on a walk. Later I had my tutorial social. I'll get reimbursed the main and the drink so technically only spent $5 on a dessert. I didn't need it, so that was a bad purchase.
12id pretty well on my tutorial by packing a lunch and drinks. Spent $2 on a tea (mainly just to be sociable so needless really ) and left a tip after dinner. Dinner will be on expenses. DH took the kids out to the library and got lunch while they were in town - $6 on lunch plus $4 on a gift for DS1 and probably $4 on parking.
13: $5 on a cake and some juice to take to the tutorial. I had promised to bake but was way too tired, so this was a compromise and probably didn't work out much more expensive than baking at home. DH took the kids to the park and picked up some lunch items - $4. I then had to get $12 worth of groceries for dinner because DH hadn't followed my meal plan in my absence!! Plus $6 contribution to a gift for someone in the tutorial group who has finished the course.
14:No spend and no drive for me but DH bought a loaf and some mints - $2.
15: Wooah, lots of spending today. Spent $176 in total on this week's groceries, DH's birthday presents, some extra food that is intended for postpartum and some vitamins for DS1 and me. Then, I took the kids to McDonald's as a treat and spent $14.
16: No spend, no drive. Midwife came to me and made a belly cast!!
17: I think I can record today as a no spend. We've been out for DH's birthday and we're going back out for dinner but his folks are here and I think they're paying! Turns out that DH spent $12 on sweets during our day out!!
18: Well today could have been a no spend, no drive for me but I got the urge to eat chocolate and drink something fizzy and gave in to it. Actually drove especially to do it too - shameful. Got a few things on sale while I was there so spend came in at $12......DH bought himself a McDonalds for lunch today and spent $40 on a book but that was his birthday money so fine.....
19: $18 dry cleaning, $12 groceries - we are over budget this week by a mile
20: $26 on a double stroller, a shirt for DS1 that he can wear to the two weddings we are invited to this year, and a book for DS2 as a gift from baby3 when he/she arrives!

Need to pull this month back in a bit I think, starting tomorrow. It should be a no spend day.
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#563 of 703 Old 04-20-2008, 05:42 PM
 
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4/01 budgeted spending: $39.76 groceries
4/02 No Spend Day!!!
4/03 budgeted spending: $193.71 groceries from Big Box; $4.70 coffee
4/04 No Spend Day!!!
4/05 budgeted spending: $126.46 Target (groceries, baby gift, and household) $50.00 groceries
4/06 budgeted spending: $23.00 charitable contributions; $5.00 gift for friend; $2.34 coffee
4/07 / budgeted spending: $72.00 haircut/color; $33.80 groceries. Unbudgeted spending: $36.00 haircare products (frivolous)
4/08 No Spend Day !!!
4/09 No Spend Day!!!
4/10 /: budgeted spending: DH paid bills; $23.45 milkman/groceries; $2.34 coffee; $69.00 gas. Unbudgeted spending: $8.07 McDonalds for kids (frivolous )
4/11 No Spend Day
4/12 budgeted spending: $2.35 coffee; $185.60 Costco (groceries)
4/13 /: budgeted spending: $20.00 charitable contributions; $2.93 coffee; $81.08 groceries; $50.00 birthday gift for dd#1. Unbudgeted spending: $79.63 clothes for me (these were not necessary so frivolous spending)
4/14 budgeted spending: $12.08 bowling party
4/15 budgeted spending: $11.43 bowling party; $8.38 felt from Michaels; $99.53 Kohls (much needed dress clothes for kids)
4/16 budgeted spending: $47.25 (groceries); $5.86 (2 coffees)
4/17 /: budgeted spending: $2.93 coffee; $31.15 milkman Unbudgeted: $18.06 Target for gift (this was unbudgeted, but necessary)
4/18 unbudgeted spending: $20.66 groceries (I'm calling this unbudgeted because I'm over budget on groceries)
4/19 / (bought more clothes that I did not need )


I'm extremely frustrated with our spending this month. I don't even want to post what we spend anymore. I have a notebook that I used the last two months to track all of our spending. I haven't used it at all this month and we are out of control. I definitely see the benefit of keeping track of where your money goes. At least we haven't used our credit cards at all.

Key

No Spend
Budgeted Spending
Unbudgeted Spending

My Plan

Track Groceries: $785.52/$750
Track Gas: $143/$300
Track Coffee: $23.45/$25
Track Frivolous Spending: $186.28/$50
10 no spend days: 5/10
25 days no Big Box stores: 11/25
No Credit Cards: 19/30
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#564 of 703 Old 04-20-2008, 06:17 PM
 
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I was away for the weekend so I didn't post. All things considered, I think I did pretty well to not spend more than I did. I had budgeted a lot more for this trip so I'm very pleased. My mother lent me her car for the month while they go away. Luckily it's very good on gas so I shouldn't have to fill it very often.

My Key:
- No spend
- Planned spending
- Unplanned but necessary spending
: - Unplanned and unnecessary spending
: - Worked, tutored or taught
: - Paid

01/04 - $75.00 on clothes for work
02/04 - :
03/04 - : : : :
04/04 - : Went out to dinner which was planned but spent WAY over what I planned $95.00
05/04 -
06/04 -
07/04 - : : (GST cheque)
08/04 - :: (income tax)
09/04 - : :
10/04 - $64.00 at the dentist plus a taxi home : : :
11/04 - : :
12/04 - $11.00 for wine
13/04 -
14/04 - : :
15/04 - :
16/04 - :
17/04 - : : : $49.00 for seeds and babynaming gift
18/04 - $39.00 bus
19/04 - $25.00 lunch $29.00 book
20/04 - $45.00 gas

Goals:
No spend days - 12/20
$15 in savings envelope per tutoring pay 3/4
Put tax return on student loan
Find out if I can get EI this summer
Pay off CC - Done

Budget:
Income around $2860.00
Df for bills - $560.00
Student loan - $30/$1060
Pay off CC - $465.00 Done
Dentist - $54.00/$54.00 + ????
Other - $240.00

Total spent so far - $927.00
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#565 of 703 Old 04-20-2008, 08:37 PM
 
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4/1 Doc: $125, groceries: $37.59
4/2 No spend No Drive Transferred $475 into savings.
4/3 No spend No Drive
4/4 No spend No Drive
4/5 No spend No Drive
4/6 No spend No Drive
4/7 No spend No Drive
4/8 No spend No Drive Transferred $300.56 into savings
4/9 No spend No Drive
4/10 $34.71 Trader Joe's
4/11 $23.09 Beer (this should last about two months...you have to buy cases here in PA. No six packs! Binge-drinking is healthy!)
4/12 $45.84 Birthday Dinner for DH. $40.15 Gas
4/13 No spend No Drive Put $899 into savings
4/14 No spend No Drive
4/15 No spend No Drive
4/16 No spend No Drive
4/17 No spend No Drive
4/18 $81.99 groceries, $24.75 Target, $10.00 Laundry Quarters
4/19 No spend No Drive
4/20 No spend No Drive


15/21 No spend days
15/20 No drive days
19/28 No eat out days

$154.99/$150 groceries - I have a lot of food in the pantry and freezer from last month.
$1674.56/$1493.70 into savings/IRAs/investments for month GOAL MET
$13720.77/17924.40 into savings/IRAs/investments for the year (so far, $8720.77 into savings, $5000 into IRAs)
Less than 225 miles for the month. 121,461 beginning mileage
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#566 of 703 Old 04-20-2008, 09:07 PM - Thread Starter
 
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01..
02..
03..
04..
05.. $3.25 Starbucks
06.. $1.50 bagels
07..
08..
09..
10..
11..
12.. $3.25 Starbucks
13..
14.. $40 Walmart
15..
16..
17.. $22 The Tavern
18..
19.. $5.76 McDonald's, $50+ baby clothes
20.. $30 mulch

13/24 no-spend days
19/30 fast-food-free days
8/10 let the car rest days

 

 

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#567 of 703 Old 04-20-2008, 09:33 PM
 
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April 1 -
April 2 - - bought shoes for dd2 within budget, but also bought her rainboots out of budget - $88
April 3 - - bought lunch for our playdate - $30
April 4 -
April 5 - - bought diaper covers within budget $66 but then bought infant insert for Ergo $40 and take-out $31
April 6 -
April 7 - Groceries/household items $188 (in budget), lunch $15 unbudgeted
April 8 -
April 9 - a few groceries $26
April 10 -
April 11 - Food co-op order $264
April 12 - - $6 for movie rental
April 13 -
April 14 - Ikea $163
April 15 -
April 16 - Kids clothing co-op $225
April 17 - Clothing for me $241 Shipping & birthday gift $60
April 18 - Clothes for dd3 $45 Watches fixed $20 Groceries/household $97
April 19 -
April 20 - Shoe co-op $42 take-out $15

Haven't updated in a while and it shows : I am totally embarassed by my spending, but I have to force myself to be accountable.

Grocery/Household items - $575/$500
Take out - $91/$100
Misc Spending - $740/$100
Shoes for dd2 - $130/$60
Diapers and covers for dd2 & dd3 - $66/$100
Birthday gifts - $60/$75
8/20 No spend days

Key:
- no spend
- budgeted spending
- unbudgeted spending
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#568 of 703 Old 04-20-2008, 09:57 PM
 
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Managed (2) this weekend; a feat I did not dare was possible given my slips last week. Hoping to carry the momentum forward and finish the remainder of April strong!

Kim

April 1:
April 2: parking ticket + library fine
April 3:
April 4:
April 5:
April 6:
April 7:
April 8:
April 9:
April 10:
April 11:
April 12: Adopted 2 cats - not in budget (but not frivolous)
April 13:
April 14:
April 15: pizza + ice cream
April 16: ice cream date w/ DH
April 17: overbudget on add'l produce
April 18:
April 19:
April 20:

GOALS:
* Less than $50 in frivolous spending: month to date $32
* At least 25 days (no spend or spending w/in budget): 17/25
* Pack snacks/water for outings: 19/30
* NO library fines: month to date $12
* Stay within grocery/eating out budget: $550/$500
* ORGANIZE/declutter (lack of organization = spending): 15/25
* Exercise (feeling good = decreased emotional spending): 14/25
* Items posted for sale on internet: 11/10
* Meal plan created: 1/4 weeks
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#569 of 703 Old 04-20-2008, 10:14 PM
 
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4/1: Dinner $15
4/2:
4/3: Gas $25 /Groceries $307.88 /Newspaper $.53 /Clippers $40 /Pet $11 / Seeds $9 /Tupperware $14 /Shoes for DS $12 /Toy for kids $17
4/4:
4/5:
4/6: Newspapers $3 /Groceries $1.50 (ran out of baking soda).
4/7:
4/8:
4/9:
4/10:
4/11: Groceries $5.50 (some non-allergen food at the Dollar store)
4/12:
4/13: Newspapers $3 /Tomato plant and herbs $10
4/14: Gas $70 /Outing w/ kids $10
4/15:
4/16: Pet $21.64 /Soccer Ball $5.99 /Groceries $332.83
4/17:
4/18: Laundry sorter $25. Didn't NEED it, but it was a great deal. And, I'm over budget on misc. spending.
4/19: Firehouse dinner $4 (Kinda had to support my firefighter hubby )
4/20: Newspapers $3.25 Overbudget on misc. spending

My key:

No spend
Budget spend
Over spend

Groceries $647.71/$650
Pet $32.64/$100
Eat-Out $19/$20
Misc. $133.77/$100
Garden $19/$50
Gas $95/$100
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#570 of 703 Old 04-20-2008, 10:30 PM
 
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April 1: budgeted spending: $16.21 groceries, $22.35 school lunches/juice for April
April 2: budgeted spending: $11.39 lunch out, $48.10 gas, $15.65 dollar store
April 3: budgeted spending: $$17.26 Dollar Store, $94.85 grocery store, $11.99 Bakery Outlet
April 4: budgeted spending: $6 ECFE class fee, $17.40 softener salt & chicken feed, $12 kids' school carnival
April 5: no spend
April 6: no spend, no drive
April 7: budgeted spending: $20.75 groceries
April 8: no spend
April 9: no spend
April 10: budgeted spending: $72.21 groceries, $7.71 cat food
April 11: no spend
April 12: budgeted spending: $26.81 Target, $7 shoes for DS (why does this child keep growing???? ), $22.89 pizza, also paid state 2007 income taxes and mortgage for May
April 13: no spend, no drive
April 14: budgeted spending: $27.67 lunch out, $56.49 gas
April 15: budgeted spending: $48 school fundraiser, $22.89 pizza takeout
April 16: budgeted spending: $15.11 lunch out, $14.51 gardening supplies, $10.64 soda for DH, : unbudgeted spending: $101.24 groceries
April 17: budgeted spending: $10.99 dinner takeout, : unbudgeted spending: $54.05 gas
April 18: no spend
April 19: no spend, no drive
April 20: no spend

My goals for April:
9/15 true no-spend days
3/5 no drive days
7/less than 15 days driving more than 50 miles in a day
$407.97/$400 groceries
$169.47/$200 household/misc.
$264.13/$250 gas
$122.94/$150 eating out/take out/entertainment
$14.51/$50 garden
680/1000 minutes on the treadmill
1/20 items sold

New signature, same old me: Ann- mama of 2 boys and 2 girls, partnered to a fabulous man.
I'm an unintentional weasel feeder and I suck at proofreading.
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