April No-Spend Challenge ~ Last day of our challenge. How did you do? - Page 23 - Mothering Forums
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#661 of 703 Old 04-28-2008, 02:47 PM - Thread Starter
 
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01..
02..
03..
04..
05.. $3.25 Starbucks
06.. $1.50 bagels
07..
08..
09..
10..
11..
12.. $3.25 Starbucks
13..
14.. $40 Walmart
15..
16..
17.. $22 The Tavern
18..
19.. $5.76 McDonald's, $50+ baby clothes
20.. $30 mulch
21.. $185 glasses, toys, fancy bakery bread
22.. $33 haircut
23..
24..
25..
26..
27.. $10 bagels at church
28.. $18 cutesy baby stuff

17/24 no-spend days
27/30 fast-food-free days
9/10 let the car rest days

Hmmmm...I'm not meeting my no-spend goal this month. But I'm really hoping to hit 19 no spends...if I can just keep that money in my wallet for two more days.

 

 

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#662 of 703 Old 04-28-2008, 03:43 PM
 
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Just posting to say I have crashed and burned this month (again). I'll be back in May :
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#663 of 703 Old 04-28-2008, 03:45 PM
 
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4/1
4/2
4/3 $18.37 art supplies
4/4 $36 dd's school pictures, $70 soccer sign-ups
4/5
4/6
4/7
4/8
4/9 $67.05 camera lens
4/10
4/11
4/12 $25 klean kanteens
4/13
4/14
4/15
4/16 $17 coop
4/17 $23.50 ds party
4/18
4/19
4/20
4/21
4/22
4/23
4/24
4/25
4/26
4/27
4/28

No Spend Days: 22/25
No DS/etsy: 26/27
Non-essential Spending: $239.92/$250
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#664 of 703 Old 04-28-2008, 03:47 PM
 
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Quote:
Originally Posted by Crunchy*VT*Mom View Post
Hmmmm...I'm not meeting my no-spend goal this month. But I'm really hoping to hit 19 no spends...if I can just keep that money in my wallet for two more days.
I don't think I am going to meet mine either And I have so many no spend days this last week! But I have a coop to pay for. And ds's birthday is Friday so we aere going to try and take him to the zoo on Wednesday..

Next month will be our month!!
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#665 of 703 Old 04-28-2008, 04:27 PM
 
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Just to get in the groove..

4/26-
4/27-
4/28- / DH's birthday at chipotle

Key:
Stayed home
No extra spending
Spending
Made extra money :
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#666 of 703 Old 04-28-2008, 04:29 PM
 
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My key:
-no spend
:-groceries
-gas
-unnecessary spending

4/1-
4/2- $40-gas.
4/3-
4/4-
4/5-
4/6-
4/7-
4/8-
4/9-
4/10-
4/11-
4/12-
4/13-
4/14- $53.23 Household items. I went to BJ's and bought Papertowels, toilet paper and tissues ONLY. These should last quite a while since it's only me and DH. I actually wrote it on the calendar, so I know how long it takes before we need that stuff again. I went to another store and bought Shower Cleaner (Value size so it's really 2 shower cleaners), a big thing of Spray and Wash and Sour cream.
I also get a for today for spending $7.01 on a Salad at Zaxby's. I did split it up into 2 salads though when I got home.
4/15-
4/16- $4.10-McD's bkfst
4/17- $6 Dunkin Donuts (Iced Coffee, Hashbrowns, 2 Donuts-for niece and nephew.
4/18-: $32 groceries
4/19-
4/20- $50 gas :$20 groceries.
4/21-
4/22-
4/23-
4/24-
4/25-
4/26-: $30 groceries/health & beauty aid
----- $5 Subway, $10 for fundraiser niece is doing
4/27-
4/28-

Proud mama to : Nicholas James born 3/19/09
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#667 of 703 Old 04-28-2008, 05:36 PM
 
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Apr 1 --
Apr 2 -- Groceries: $51, Post Office: $31, Linens & Things: $15
Apr 3 --
Apr 4 -- Gifts for god daughter and dad: $15
Apr 5 -- : Breakfast Sandwich at McDonald's: $5, Movie Rental: $5
Apr 6 -- Newspapers at Dollar Tree: $3, Groceries: $6
Apr 7 --
Apr 8 -- Coke: $2, Groceries: $59, CVS: $2
Apr 9 --
Apr 10 --
Apr 11 -- Snack: $2, Post office: $4, Ice Cream: $6
Apr 12 -- Breakfast: $5, Target: $9
Apr 13 -- Newspapers: $3, Groceries: $9
Apr 14 -- : Vending Machine: $1.25
Apr 15 --
Apr 16 -- Groceries: $85
Apr 17 -- Lunch: $3
Apr 18 -- : Snacks: $4
Apr 19 -- : Breakfast: $5, CVS: .50
Apr 20 -- Entertainment: $32, Newspapers: $3
Apr 21 --
Apr 22 --
Apr 23 --
Apr 24 -- : Groceries: $10, McDonald's, $6
Apr 25 -- : Groceries: $30, Wendy's $5
Apr 26 -- : Snack: $2, Gifts: $6, Groceries: $5
Apr 27 -- Newspapers: $3, Gas $8
Apr 28 -- Groceries: $3

What a rough few days! I'm plowing on...

-- No Spend
-- Spend within Budget
-- Budgeted by Frivolous
: -- Unplanned/Unbudgeted Spending

April Running Tally:
9/30 -- No Spend
10/30 -- Budget Spend
3/30 -- Budget, but Frivolous
6/30 -- Non Budget Spend

Week 1 -- 92 miles/100 miles
Week 2 -- 125/100 miles
Week 3 -- 110/100 miles
Week 4 -- 112/100 miles

Goals: 15 No Spend, 15 Spend with Budget, under 100 miles/week

Mommy to two super cute kids.
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#668 of 703 Old 04-28-2008, 07:24 PM
 
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04/01:
04/02 Toy for dd $3
04/03
04/04
04/05
04/06
04/07
04/08 Toy for dd $2, Pillowcase $1
04/09
04/10
04/11
04/12 Wireless headphones $15, Sewing supplies $32, DVD for DD $5
04/13
04/14
04/15
04/16 Swap shipping $9
04/17 Coloring book $1
04/18
04/19 Fabric $100
04/20
04/21
04/22
04/23 Stuff for dd's playhouse $8
04/24
04/25
04/26
04/27
04/28

Goals:
21/20 No Spend Days *YAY!*
$176/$200 in frivolous spending

Jenny, proud maker of red things
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#669 of 703 Old 04-29-2008, 12:42 AM
 
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4/1: Dinner $15
4/2:
4/3: Gas $25 /Groceries $307.88 /Newspaper $.53 /Clippers $40 /Pet $11 / Seeds $9 /Tupperware $14 /Shoes for DS $12 /Toy for kids $17
4/4:
4/5:
4/6: Newspapers $3 /Groceries $1.50 (ran out of baking soda).
4/7:
4/8:
4/9:
4/10:
4/11: Groceries $5.50 (some non-allergen food at the Dollar store)
4/12:
4/13: Newspapers $3 /Tomato plant and herbs $10
4/14: Gas $70 /Outing w/ kids $10
4/15:
4/16: Pet $21.64 /Soccer Ball $5.99 /Groceries $332.83
4/17:
4/18: Laundry sorter $25. Didn't NEED it, but it was a great deal. And, I'm over budget on misc. spending.
4/19: Firehouse dinner $4 (Kinda had to support my firefighter hubby )
4/20: Newspapers $3.25 Overbudget on misc. spending
4/21: Groceries $54.39 Hubby was by the grocery with the chips and beans the kids can eat....so stocked up.
4/22:
4/23:
4/24:
4/25: Pizza $28 /Beer $5 for guests
4/26: Soccer Pics $12 /Gas $89 /$14.50 Pick-your-own strawberries /Groceries $89.40
4/27: Gas for chainsaw $3.35 /Newspaper $1.50
4/28:

The weekend kicked my ass. This whole month was insane.

Now I've got the vet on Wed. and going out of town on Friday. Hold me!

My key:

No spend
Budget spend
Over spend

Groceries $806/$650
Pet $32.64/$100
Eat-Out $48/$20
Misc. $135.27/$100
Garden $19/$50
Gas $184/$100
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#670 of 703 Old 04-29-2008, 01:45 AM
 
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Man, I hate being emotional! I am such an emotional spender..I am really stressed and I get that urge to go shop. I haven't yet, I am resisting but I hate the urge itself!
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#671 of 703 Old 04-29-2008, 03:31 AM
 
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Catch-up time here...have gone WAY over food budget for the month; opted to stock up on some freezer stuff at a BYGO free sale, and had an unexpected and pretty expensive (for us) meal out as SIL decided to hold nephew's b-day party at a local restaurant - did not really have a choice there. Need to reign in the food next month; our budget will thank me!

Kim

April 1:
April 2: parking ticket + library fine
April 3:
April 4:
April 5:
April 6:
April 7:
April 8:
April 9:
April 10:
April 11:
April 12: Adopted 2 cats - not in budget (but not frivolous)
April 13:
April 14:
April 15: pizza + ice cream
April 16: ice cream date w/ DH
April 17: overbudget on add'l produce
April 18:
April 19:
April 20:
April 21:
April 22:
April 23:
April 24: $24.40 on snacks for road trip to visit grandmother
April 25: $55.12 on dinner/ice cream (dinner was nephew's b-day party, so debated still getting a , but ice cream was not necessary)
April 26:
April 27: $138 @ emergency vet - not in budget
April 28:

GOALS:
* Less than $50 in frivolous spending: month to date $39.16
* At least 25 days (no spend or spending w/in budget): 22/25
* Pack snacks/water for outings: 27/30
* NO library fines: month to date $12
* Stay within grocery/eating out budget: $768.65/$500
* ORGANIZE/declutter (lack of organization = spending): 20/25
* Exercise (feeling good = decreased emotional spending): 19/25
* Items posted for sale on internet: 11/10
* Meal plan created: 1/4 weeks
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#672 of 703 Old 04-29-2008, 03:35 AM
 
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Quote:
Originally Posted by Crunchy*VT*Mom View Post
Hmmmm...I'm not meeting my no-spend goal this month. But I'm really hoping to hit 19 no spends...if I can just keep that money in my wallet for two more days.
You CAN do it Prudence; just two more days! Anything you really want will still be there on May 1st (when you probably will not want it so much anymore). I am missing most, if not all, of my goals this month too, but will try to finish the month out strong. Then we can all get back on track for May!

Kim
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#673 of 703 Old 04-29-2008, 08:14 AM
 
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04/01 - no spend
04/02 - no spend
04/03 - no spend
04/04 - whole foods $25
04/05 - no spend
04/06 - no spend
04/07 - no spend
04/08 - no spend
04/09 - whole foods $20
04/10 - no spend
04/11 - no spend
04/12 - no spend
04/13 - Trader Joe's $65
04/14 - CVS $15
04/15 - Groceries $5
04/16 - Eat out (only me) $11, Groceries (not really planned) $15
04/17 - No Spend Day!! Yay!
04/18 - no spend
04/19 - Clothes for dd $25, household & groceries $55
04/20 - household/groceries $20, toys $34
04/21 - no spend
04/22 - clothes etc $20, groceries $18
04/23 - no spend
04/24 - Trader Joe's & Penzey's spices $90
04/25 - no spend
04/26 - yard sales & thrift shopping $50
04/27 - no spend
04/28 - CVS $5

Totals:
Groceries & household: $338/$400
Misc. spendings: $104/$150
Eating out: $11/$50
16 no spend days
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#674 of 703 Old 04-29-2008, 08:30 AM
 
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4/01 budgeted spending: $39.76 groceries
4/02 No Spend Day!!!
4/03 budgeted spending: $193.71 groceries from Big Box; $4.70 coffee
4/04 No Spend Day!!!
4/05 budgeted spending: $126.46 Target (groceries, baby gift, and household) $50.00 groceries
4/06 budgeted spending: $23.00 charitable contributions; $5.00 gift for friend; $2.34 coffee
4/07 / budgeted spending: $72.00 haircut/color; $33.80 groceries. Unbudgeted spending: $36.00 haircare products (frivolous)
4/08 No Spend Day !!!
4/09 No Spend Day!!!
4/10 /: budgeted spending: DH paid bills; $23.45 milkman/groceries; $2.34 coffee; $69.00 gas. Unbudgeted spending: $8.07 McDonalds for kids (frivolous )
4/11 No Spend Day
4/12 budgeted spending: $2.35 coffee; $185.60 Costco (groceries)
4/13 /: budgeted spending: $20.00 charitable contributions; $2.93 coffee; $81.08 groceries; $50.00 birthday gift for dd#1. Unbudgeted spending: $79.63 clothes for me (these were not necessary so frivolous spending)
4/14 budgeted spending: $12.08 bowling party
4/15 budgeted spending: $11.43 bowling party; $8.38 felt from Michaels; $99.53 Kohls (much needed dress clothes for kids)
4/16 budgeted spending: $47.25 (groceries); $5.86 (2 coffees)
4/17 /: budgeted spending: $2.93 coffee; $31.15 milkman Unbudgeted: $18.06 Target for gift (this was unbudgeted, but necessary)
4/18 unbudgeted spending: $20.66 groceries (I'm calling this unbudgeted because I'm over budget on groceries)
4/19 / (bought more clothes that I did not need )
4/20 / I went over on my coffee allowance :
4/21 No Spend Day
4/22 No Spend Day
4/23 $14.56 (food from Schwans that we did not need.)
4/24 $2.24 coffee
4/25 No Spend Day
4/26 No Spend Day
4/27 / budgeted spending: $30.00 charitable contributions; overbudget: $2.72 coffee
4/28 Today was all unbudgeted/overbudgeted/frivolous spending. Except for the baby gift for my new nephew.

So today I need a No Spend to reach my goal. I can do it if I stay away from grocery stores and coffee shops.

Key

No Spend
Budgeted Spending
Unbudgeted/Overbudgeted Spending

My Plan

Track Groceries: $800.08/$750
Track Gas: $143/$300
Track Coffee: $33.36/$25
Track Frivolous Spending: $265.17/$50
10 no spend days: 9/10
25 days no Big Box stores: 19/25
No Credit Cards: 28/30
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#675 of 703 Old 04-29-2008, 11:12 AM
 
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01 --
02 -- $51 groceries, $2 household
03 -- $80 housecleaning
04 -- $8 groceries
05 --
06 -- $20 babysitter, $30 gas
07 -- $129 groceries, $39 gas, $11 lunch eat out
08 -- $17 household
09 -- $32 household, $10 groceries
10 -- $9 snack eat out, $20 babysitter
11 -- $127 groceries, $11 household, $7 snack eat out, $49 gas
12 -- : $22 dinner take-out b/c I got sick and didn't feel like cooking
13 -- :
14 -- $62 groceries
15 -- $5 groceries, $4 household
16 -- $3 groceries, $13 household/: $6 on a bottle of white wine to make risotto for dinner. This would have been fine (planned spending), except that DH dropped the bottle as he was coming in the door and it shattered into a million wet pieces all over the hallway. What a waste!
17 -- : $42 at Target. Buying gifts for three birthday parties, which I currently have no budget for, but can't not attend (family/close friends.) But then I made it worse by buying random containers for the homeschooling room from the darned $1 bin at the front of the store. Cute, but totally unnecessary. I am reminded that this is why I try so hard to STAY out of Target -- I seriously lack willpower in that store! In better news, I brewed and brought my OWN cup of coffee to shop there this morning, so I didn't add insult to injury by getting Starbucks. Silver lining!
18 -- paid both cc's ($1610 & $150), $51 groceries, $5 for DS1's fencing tournament fees, $10 household, $13 Burger King dinner for DH and two of the kids while the rest of us were at a bday party, followed by : $4 at Dairy Queen "to kill time," according to DH.
19 --
20 -- $11 groceries for baby's 2nd bday celebration; : $14 on breakfast burritos b/c I was feeling deprived of eating out and didn't want to make brunch
21 -- $80 housecleaning, $36 extra car insurance to move us to a slightly later monthly billing cycle, $20 babysitting, $20 groceries, $30 household (allergy meds for DH and baby, more cough medicine, a BBT, and pg tests for me ), $10 for soccer trophy for DS2's end-of-season celebration.
22 -- Deposit $125 for Spanish lessons/reimbursement for friend's Rush concert ticket
23 -- $17 groceries, $20 babysitting, $7 dessert while on date night
24 -- Deposit $100 for Spanish lessons, spend $25 on clothes for me at Goodwill b/c none of my summer tops fit anymore :, I've gained too much weight. Not at all my fav. reason to buy clothes!
25 -- $7 groceries, $42 gas, : $30 on lunch out with the kids at the Nat'l History Museum, aargh!
26 -- $37 gas, : $7 on unnecessary donuts for kids
27 --
28 -- $31 groceries, $12 household
29 --

My key:
-- : No drive day
-- No spend day
-- Planned spending day
-- : Unplanned spending, emergency, fell off wagon

My goals:
5/5 No spend days
1/4 No drive days (this is a really hard one for our family of 7 -- someone always needs a ride somewhere!)
2/2 Eat out dinners
8/4 Eat out lunches/snacks
197/219 Gas
779/800 Food/Household

Guin

caffix.giftoddler.gifnocirc.gifBusy, grateful mama to: Kieran (12); Hanna (10); Cameron (8);
Charlotte (6);Sophie (5) Down Syndrome & so beautiful! brokenheart.gif(9/08), & rainbow1284.gifDuncan 8/26/09
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#676 of 703 Old 04-29-2008, 12:34 PM
 
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My key:
-no spend
:-groceries
-gas
-unnecessary spending

4/1-
4/2- $40-gas.
4/3-
4/4-
4/5-
4/6-
4/7-
4/8-
4/9-
4/10-
4/11-
4/12-
4/13-
4/14- $53.23 Household items. I went to BJ's and bought Papertowels, toilet paper and tissues ONLY. These should last quite a while since it's only me and DH. I actually wrote it on the calendar, so I know how long it takes before we need that stuff again. I went to another store and bought Shower Cleaner (Value size so it's really 2 shower cleaners), a big thing of Spray and Wash and Sour cream.
I also get a for today for spending $7.01 on a Salad at Zaxby's. I did split it up into 2 salads though when I got home.
4/15-
4/16- $4.10-McD's bkfst
4/17- $6 Dunkin Donuts (Iced Coffee, Hashbrowns, 2 Donuts-for niece and nephew.
4/18-: $32 groceries
4/19-
4/20- $50 gas :$20 groceries.
4/21-
4/22-
4/23-
4/24-
4/25-
4/26-: $30 groceries/health & beauty aid
----- $5 Subway, $10 for fundraiser niece is doing
4/27-
4/28-
4/29-

Proud mama to : Nicholas James born 3/19/09
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#677 of 703 Old 04-29-2008, 12:42 PM
 
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Hey maybe you ladies can answer a couple of questions for me.

I am going to start using canvas bags for grocery shopping. Here are my 2 questions:

1- Would you bring a Bi-Lo canvas bag into a Publix grocery store? Do you think it's okay?

2- How does the cashier know that you purchased the bags (for $1 each) on a previous visit? I don't want to get charged everytime I bring my own bag. I guess is where the honor system would come into play.


I am VERY new to this. I only have 2 bags so far and plan to buy 1 or 2 per grocery trip until I have an amount I am satisfied with.

Proud mama to : Nicholas James born 3/19/09
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#678 of 703 Old 04-29-2008, 01:08 PM
 
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Bored at work so I just looked at my progress throughout these last 9 months of the doing the challenge. The total no spend days is for when NO $ left my hands-not even for gas or food.

Aug '07-20/31 total no spend days

Sept- 18/30-total no spend days
Oct- 18/31- total no spend days
Nov-16/30- total no spend days
Dec-19/31-total no spend days
Jan-22/31- total no spend days
Feb-15/29-total no spend days
Mar-23/31-total no spend days
Apr-22/30-total no spend days


It looks like my 2 best months were March and April
My 2 worst months were- November and February (but Feb was a short month)

Proud mama to : Nicholas James born 3/19/09
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#679 of 703 Old 04-29-2008, 01:48 PM - Thread Starter
 
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01..
02..
03..
04..
05.. $3.25 Starbucks
06.. $1.50 bagels
07..
08..
09..
10..
11..
12.. $3.25 Starbucks
13..
14.. $40 Walmart
15..
16..
17.. $22 The Tavern
18..
19.. $5.76 McDonald's, $50+ baby clothes
20.. $30 mulch
21.. $185 glasses, toys, fancy bakery bread
22.. $33 haircut
23..
24..
25..
26..
27.. $10 bagels at church
28.. $18 cutesy baby stuff
29..

18/24 no-spend days
28/30 fast-food-free days
9/10 let the car rest days

Almost time to tally up the evil...

The car should be able to rest tomorrow, which means I can at least meet that goal. And I came very close with the fast food goal, so I'm happy about that too.

 

 

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#680 of 703 Old 04-29-2008, 02:02 PM - Thread Starter
 
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Kristine -- We'll see you in May! We all have bad months now and then.

Woohoo Amanda! You are having a great month 25 no-spend days is a VERY ambitious goal so I think to get 23 of those...that is impressive.

Welcome P1gg1e -- you are off to a great start!

Jenny -- You made your goal!!! Great job! You did some serious no-spending this month.

Quote:
Originally Posted by monkey's mom View Post
Now I've got the vet on Wed. and going out of town on Friday. Hold me!
You can do it! Your groceries went way over this month and gas too, but prices are going up and we are all having a hard time keeping under budget. This gives you a better idea of where to tweak that budget.

Quote:
Originally Posted by mumkenna&lucas View Post
Man, I hate being emotional! I am such an emotional spender..I am really stressed and I get that urge to go shop. I haven't yet, I am resisting but I hate the urge itself!
I hear you there, Amanda. I'm an emotional spender too. And a bored spender -- when I'm bored, shopping gives me a little pick-me-up. I need to find a less expensive one.

Quote:
Originally Posted by FeelingBlessed View Post
Anything you really want will still be there on May 1st
So true, Kim. so True. Thanks for the encouragement!

Quote:
Originally Posted by mamaof6 View Post
So today I need a No Spend to reach my goal. I can do it if I stay away from grocery stores and coffee shops.
Jill -- Stay away from the shops!!! Stay away!!! You are so close to making it. I wonder if some of those "frivolous" clothing purchases for yourself are really as frivolous as you say...you have to dress yourself, right? Be easy on yourself. Cutting out coffee --sure, but you can't run around naked or in raggedy clothes.

Quote:
Originally Posted by liangel View Post
1- Would you bring a Bi-Lo canvas bag into a Publix grocery store? Do you think it's okay?
2- How does the cashier know that you purchased the bags (for $1 each) on a previous visit?
1. yes
2. I'm not sure. Let us know how that works when you do it the first time.

Quote:
Originally Posted by liangel View Post
It looks like my 2 best months were March and April
You had some ~fantastic~ no-spend months there. I would be super happy with that many wins under my belt. Go!! Go!!

 

 

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#681 of 703 Old 04-29-2008, 04:48 PM
 
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4/26-
4/27-
4/28- / DH's birthday at chipotle
4/29 - 1.99 DQ....

Key:
Stayed home
No extra spending
Spending
Made extra money :
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#682 of 703 Old 04-29-2008, 05:33 PM
 
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4/1
4/2
4/3 $18.37 art supplies
4/4 $36 dd's school pictures, $70 soccer sign-ups
4/5
4/6
4/7
4/8
4/9 $67.05 camera lens
4/10
4/11
4/12 $25 klean kanteens
4/13
4/14
4/15
4/16 $17 coop
4/17 $23.50 ds party
4/18
4/19
4/20
4/21
4/22
4/23
4/24
4/25
4/26
4/27
4/28
4/29 $13 for ds's birthday, $7 produce bags

No Spend Days: 22/25
No DS/etsy: 26/27
Non-essential Spending: $259.92/$250
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#683 of 703 Old 04-29-2008, 06:23 PM
 
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01: $134 groceries/household stuff - within budget but more than I meant to spend IYKWIM. However, I did get some PP pads, some labour drinks and a bit of extra meat to make PP meals for the freezer, so I got a lot for my money. DH spent $1 at work on a chocolate bar!
02: No spend!!! DH spent a tiny bit at work but this isn't his challenge....
03: DH spent $7 on playing football plus $1.5 on a drink afterwards. The weather was glorious so I took DS1 and DS2 to the park after school. I had packed snacks but DS1 accidentally dropped his and spilled them everywhere so I ended up with a $2 spend at the store for replacements.......
04: Needed butter but came out of the store with chocolate too So, that's $4 out of my grocery budget. I wanted a Coke later but I resisted so it wasn't all bad!!
05: $3 on groceries. Still within budget but wouldn't have bought this by choice, it was related to an argument with my DH about my trying to cut down on groceries and him claiming he is being left hungry??!?!
06: $4 on groceries. By some miracle, I sent DH to the store for bread, milk and cheese and he *only* came back with those items!! Progress!!! That is my household/grocery budget spent til Weds so we need to manage with what we have now. DH is aware!!
07: No spend!!
08: $120 groceries/household (that's within budget and pretty good given that we needed diapers for nighttime use and laundry stuff.......) plus $120 gas (within budget but still scary)
09: No spend!!
10: No spend AND no drive! Just off to polish my halo........
11: $2 parking to take DS2 on a walk. Later I had my tutorial social. I'll get reimbursed the main and the drink so technically only spent $5 on a dessert. I didn't need it, so that was a bad purchase.
12id pretty well on my tutorial by packing a lunch and drinks. Spent $2 on a tea (mainly just to be sociable so needless really ) and left a tip after dinner. Dinner will be on expenses. DH took the kids out to the library and got lunch while they were in town - $6 on lunch plus $4 on a gift for DS1 and probably $4 on parking.
13: $5 on a cake and some juice to take to the tutorial. I had promised to bake but was way too tired, so this was a compromise and probably didn't work out much more expensive than baking at home. DH took the kids to the park and picked up some lunch items - $4. I then had to get $12 worth of groceries for dinner because DH hadn't followed my meal plan in my absence!! Plus $6 contribution to a gift for someone in the tutorial group who has finished the course.
14:No spend and no drive for me but DH bought a loaf and some mints - $2.
15: Wooah, lots of spending today. Spent $176 in total on this week's groceries, DH's birthday presents, some extra food that is intended for postpartum and some vitamins for DS1 and me. Then, I took the kids to McDonald's as a treat and spent $14.
16: No spend, no drive. Midwife came to me and made a belly cast!!
17: I think I can record today as a no spend. We've been out for DH's birthday and we're going back out for dinner but his folks are here and I think they're paying! Turns out that DH spent $12 on sweets during our day out!!
18: Well today could have been a no spend, no drive for me but I got the urge to eat chocolate and drink something fizzy and gave in to it. Actually drove especially to do it too - shameful. Got a few things on sale while I was there so spend came in at $12......DH bought himself a McDonalds for lunch today and spent $40 on a book but that was his birthday money so fine.....
19: $18 dry cleaning, $12 groceries - we are over budget this week by a mile
20: $26 on a double stroller, a shirt for DS1 that he can wear to the two weddings we are invited to this year, and a book for DS2 as a gift from baby3 when he/she arrives!
21: $52 cranial osteopath, $40 gas, $4 groceries
22: $3 groceries
23: $88 groceries - mostly necessary but overbudget by $40. I could have left some of it there but when things we use regularly are on sale, it seems silly to. I need to figure out a system where my budget for the next month takes this into account..... Also $2 on sweets for DS1 and DS2 but our neighbour gave them the money so not sure it counts.
24: No spend, no drive! DH will have spent $7 on a game of football.
25: Outrageous day of unnecessary and unhealthy food purchasingSo, we have a breakfast for me $4, some sweets for the kids plus a Dr Pepper that I could have done without $3, and then in the evening I went back out and purchased 2 bottles of soda, 2 bags of sweets and 2 chocolate bars for me and DH to binge on which came to $8 Talk about no restraint.
26:No spend, no drive for me. DH and DS1 got a haircut (amount unknown) and DH bought DS1 a magazine (it was $5 - can you believe that? and it's full of adverts..)
27:$30 at hardware store but all totally necessary. $50 at grocery store- I'm hoping that will hold me off til the end of the month if not longer.
28: Should have been a no spend but I caved in and bought myself chocolate this morning... so much for a healthy pregnancy eh.
29: $100 gas for the car (in budget but scary), $64 grocery/household (in budget) plus the seemingly inevitable $1 on chocolate that I ate at 9 30 this morning???

Looking at my month, the only spending I ever do frivolously is buying soda/chocolate for myself that I really shouldn't be consuming (because it's expensive, unhealthy, I'm pregnant and before I was pregnant I was overweight...........) so my May efforts have to focus there.
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#684 of 703 Old 04-30-2008, 08:45 AM
 
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I did it!!! I reached my No Spend goal. So all is not lost this month. My spending still stunk, but progress not perfection right?

4/01 budgeted spending: $39.76 groceries
4/02 No Spend Day!!!
4/03 budgeted spending: $193.71 groceries from Big Box; $4.70 coffee
4/04 No Spend Day!!!
4/05 budgeted spending: $126.46 Target (groceries, baby gift, and household) $50.00 groceries
4/06 budgeted spending: $23.00 charitable contributions; $5.00 gift for friend; $2.34 coffee
4/07 / budgeted spending: $72.00 haircut/color; $33.80 groceries. Unbudgeted spending: $36.00 haircare products (frivolous)
4/08 No Spend Day !!!
4/09 No Spend Day!!!
4/10 /: budgeted spending: DH paid bills; $23.45 milkman/groceries; $2.34 coffee; $69.00 gas. Unbudgeted spending: $8.07 McDonalds for kids (frivolous )
4/11 No Spend Day
4/12 budgeted spending: $2.35 coffee; $185.60 Costco (groceries)
4/13 /: budgeted spending: $20.00 charitable contributions; $2.93 coffee; $81.08 groceries; $50.00 birthday gift for dd#1. Unbudgeted spending: $79.63 clothes for me (these were not necessary so frivolous spending)
4/14 budgeted spending: $12.08 bowling party
4/15 budgeted spending: $11.43 bowling party; $8.38 felt from Michaels; $99.53 Kohls (much needed dress clothes for kids)
4/16 budgeted spending: $47.25 (groceries); $5.86 (2 coffees)
4/17 /: budgeted spending: $2.93 coffee; $31.15 milkman Unbudgeted: $18.06 Target for gift (this was unbudgeted, but necessary)
4/18 unbudgeted spending: $20.66 groceries (I'm calling this unbudgeted because I'm over budget on groceries)
4/19 / (bought more clothes that I did not need )
4/20 / I went over on my coffee allowance :
4/21 No Spend Day
4/22 No Spend Day
4/23 $14.56 (food from Schwans that we did not need.)
4/24 $2.24 coffee
4/25 No Spend Day
4/26 No Spend Day
4/27 / budgeted spending: $30.00 charitable contributions; overbudget: $2.72 coffee
4/28 Today was all unbudgeted/overbudgeted/frivolous spending. Except for the baby gift for my new nephew.
4/29 No Spend Day


Key

No Spend
Budgeted Spending
Unbudgeted/Overbudgeted Spending

My Plan

Track Groceries: $800.08/$750
Track Gas: $143/$300
Track Coffee: $33.36/$25
Track Frivolous Spending: $265.17/$50
10 no spend days: 10/10 YEAH!!!!!
25 days no Big Box stores: 20/25
No Credit Cards: 29/30
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#685 of 703 Old 04-30-2008, 08:58 AM
 
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Apr 1 --
Apr 2 -- Groceries: $51, Post Office: $31, Linens & Things: $15
Apr 3 --
Apr 4 -- Gifts for god daughter and dad: $15
Apr 5 -- : Breakfast Sandwich at McDonald's: $5, Movie Rental: $5
Apr 6 -- Newspapers at Dollar Tree: $3, Groceries: $6
Apr 7 --
Apr 8 -- Coke: $2, Groceries: $59, CVS: $2
Apr 9 --
Apr 10 --
Apr 11 -- Snack: $2, Post office: $4, Ice Cream: $6
Apr 12 -- Breakfast: $5, Target: $9
Apr 13 -- Newspapers: $3, Groceries: $9
Apr 14 -- : Vending Machine: $1.25
Apr 15 --
Apr 16 -- Groceries: $85
Apr 17 -- Lunch: $3
Apr 18 -- : Snacks: $4
Apr 19 -- : Breakfast: $5, CVS: .50
Apr 20 -- Entertainment: $32, Newspapers: $3
Apr 21 --
Apr 22 --
Apr 23 --
Apr 24 -- : Groceries: $10, McDonald's, $6
Apr 25 -- : Groceries: $30, Wendy's $5
Apr 26 -- : Snack: $2, Gifts: $6, Groceries: $5
Apr 27 -- Newspapers: $3, Gas $8
Apr 28 -- Groceries: $3
Apr 29 --

One more day! One day more! I can do this. I'm not going to meet my goals, but that doesn't mean I can't finish strong.

-- No Spend
-- Spend within Budget
-- Budgeted by Frivolous
: -- Unplanned/Unbudgeted Spending

April Running Tally:
10/30 -- No Spend
10/30 -- Budget Spend
3/30 -- Budget, but Frivolous
6/30 -- Non Budget Spend

Week 1 -- 92 miles/100 miles
Week 2 -- 125/100 miles
Week 3 -- 110/100 miles
Week 4 -- 135/100 miles

Goals: 15 No Spend, 15 Spend with Budget, under 100 miles/week

Mommy to two super cute kids.
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#686 of 703 Old 04-30-2008, 10:08 AM
 
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: I give up. Well, not really. But DH is thinking it's good to stock up now, so we have. I'm not upset about spending tons of money on foods we normally eat and having them here. I'm upset because DH apparently decided that means that it's time for a spending spree. He "had" to go out to eat yesterday. And pick up Wendy's on the way home. And buy ice cream and junk food.

With MDC being down, I'm not even going to put in money amounts...suffice it to say, I'm overbudget big time for groceries. I'm hoping to salvage my no-drive days. I have to think about those, and figure out dates.

4/1 Doc: $125, groceries: $37.59
4/2 No spend No Drive Transferred $475 into savings.
4/3 No spend No Drive
4/4 No spend No Drive
4/5 No spend No Drive
4/6 No spend No Drive
4/7 No spend No Drive
4/8 No spend No Drive Transferred $300.56 into savings
4/9 No spend No Drive
4/10 $34.71 Trader Joe's
4/11 $23.09 Beer (this should last about two months...you have to buy cases here in PA. No six packs! Binge-drinking is healthy!)
4/12 $45.84 Birthday Dinner for DH. $40.15 Gas
4/13 No spend No Drive Put $899 into savings
4/14 No spend No Drive
4/15 No spend No Drive
4/16 No spend No Drive
4/17 No spend No Drive
4/18 $81.99 groceries, $24.75 Target, $10.00 Laundry Quarters
4/19 No spend No Drive
4/20 No spend No Drive
4/21 No spend No Drive
4/22 Spend?
4/23 No spend No Drive
4/24 Spend
4/25 No spend No Drive
4/26 Spend
4/27 Spend
4/28 No spend No Drive
4/29 No spend No Drive , DH ate out. :

20/21 No spend days
20/20 No drive days
27/28 No eat out days

Ridiculous/$150 groceries - I have a lot of food in the pantry and freezer from last month.
$3374.56/$1493.70 into savings/IRAs/investments for month GOAL MET
$15420.77/17924.40 into savings/IRAs/investments for the year (so far, $10420.77 into savings, $5000 into IRAs)
Less than 225 miles for the month. 121,461 beginning mileage
[/QUOTE]
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#687 of 703 Old 04-30-2008, 11:04 AM
 
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04/01:
04/02 Toy for dd $3
04/03
04/04
04/05
04/06
04/07
04/08 Toy for dd $2, Pillowcase $1
04/09
04/10
04/11
04/12 Wireless headphones $15, Sewing supplies $32, DVD for DD $5
04/13
04/14
04/15
04/16 Swap shipping $9
04/17 Coloring book $1
04/18
04/19 Fabric $100
04/20
04/21
04/22
04/23 Stuff for dd's playhouse $8
04/24
04/25
04/26
04/27
04/28
04/29 Swap shipping $2, Coffee I owed my brother $2

Goals:
21/20 No Spend Days *YAY!*
$180/$200 in frivolous spending

Jenny, proud maker of red things
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#688 of 703 Old 04-30-2008, 12:29 PM
 
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Quote:
Originally Posted by liangel View Post
1- Would you bring a Bi-Lo canvas bag into a Publix grocery store? Do you think it's okay?
i do this all the time, i've never had so much as a raised eyebrow
2- How does the cashier know that you purchased the bags (for $1 each) on a previous visit? I don't want to get charged everytime I bring my own bag. I guess is where the honor system would come into play.
my bags look used pretty quickly, they lose their crisp edges and, obviously, no longer have tags on them. i guess they just figure you wouldn't pull the tags off the bags and cram them into your bag of bags in a crowded store, you know?

bolded mine.


april 1:
april 2:
april 3:
april 4:
april 5:
april 6:
april 7:
april 8:
april 9:
april 10:
april 11:
april 12:
april 13:
april 14:
april 15:
april 16:
april 17:
april 18:
april 19:
april 20:
april 21:
april 22:
april 23:
april 24:
april 25:
april 26:
april 27:
april 28:
april 29: went waaay over budget, but i won't have the chance to get groceries next week, so overall i haven't overspent. and i've made a meal plan for may already, using mostly ingredients i already have!
april 30:

week 1: 3$ leftover
week 2: 63$ leftover
week 3: 0$ leftover
week 4: 28$ leftover
week 5: -70$
0$ remaining for the month

(the budget is 100$/week for food, transportation, outings, etc, 100$ a month for clothes, gifts, craft stuff, etc)

march: 48% no-spend days
april: 56% no spend days!!!
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#689 of 703 Old 04-30-2008, 12:31 PM
 
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My key:
-no spend
:-groceries
-gas
-unnecessary spending

4/1-
4/2- $40-gas.
4/3-
4/4-
4/5-
4/6-
4/7-
4/8-
4/9-
4/10-
4/11-
4/12-
4/13-
4/14- $53.23 Household items. I went to BJ's and bought Papertowels, toilet paper and tissues ONLY. These should last quite a while since it's only me and DH. I actually wrote it on the calendar, so I know how long it takes before we need that stuff again. I went to another store and bought Shower Cleaner (Value size so it's really 2 shower cleaners), a big thing of Spray and Wash and Sour cream.
I also get a for today for spending $7.01 on a Salad at Zaxby's. I did split it up into 2 salads though when I got home.
4/15-
4/16- $4.10-McD's bkfst
4/17- $6 Dunkin Donuts (Iced Coffee, Hashbrowns, 2 Donuts-for niece and nephew.
4/18-: $32 groceries
4/19-
4/20- $50 gas :$20 groceries.
4/21-
4/22-
4/23-
4/24-
4/25-
4/26-: $30 groceries/health & beauty aid
----- $5 Subway, $10 for fundraiser niece is doing
4/27-
4/28-
4/29-
4/30-

Proud mama to : Nicholas James born 3/19/09
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#690 of 703 Old 04-30-2008, 12:38 PM
 
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Proud mama to : Nicholas James born 3/19/09
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