May No-Spend Challenge ~ We're nearing the end of the month...hold on to that money, no-spenders! You can do it! - Page 3 - Mothering Forums

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#61 of 601 Old 05-01-2008, 10:29 PM
 
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Ok, this was my first day. Read magazine article last night about "preparing feet for sandals" and suddenly felt like I needed to add foot cream to the shopping list. BUT I DIDN'T. I rubbed vaseline on my feet from a tub I've had for years, and then slept in cotton socks, and my feet look great today and I spent no money!

Then started gathering things for a party we're having this weekend. Decided we didn't have enough regular plates so I needed to go buy paper plates. BUT I DIDN'T. Amassed huge stack of mis-matched plates by including the plastic plates we use to eat outside, and no one but me will even notice. And I spent no money!

Homeschooling mama to DD 3/28/06 reading.gif,  DS 2/27/10 coolshine.gif, Belle the Orange Dog 03/11, and DD babygirl.gif 10/03/2013.
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#62 of 601 Old 05-01-2008, 10:33 PM
 
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Hi, I'm joining!

My goal is to be more thoughtful and selective about my spending and whittle it down.

Today was fairly good, in that we went out into shopping neighborhoods but didn't buy anything. However I spent more money than I could have on food... probably $6 more. (I'm still coaxing DH away from his dislike of sharing food when we go out.)

If we make pasta tonight, that'll be another plus!
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#63 of 601 Old 05-01-2008, 10:51 PM
 
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May
1 NO spend!! Yah!
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16

No spend 15/31
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#64 of 601 Old 05-01-2008, 11:07 PM
 
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All right, I'm in. Single mom, working full time, paycheck to paycheck, in debt. I've been tracking my spending for about a month and a half. I have stuff coming up in the next few months and I have no idea how I'm going to pay for them: moving, so I need deposits on a new apartment; my son is starting school in the fall, and I need a deposit for that; I need first month's tuition and childcare for that month as well. (I'm buying a third of a half of beef later this month, but that's mostly budgeted for.) In the last 2/3 months, I haven't made ends meet, and hit the credit card a few times.

So, this month, I will not use the credit card. I have a lot of bulk supplies in the pantry, and meat in the freezer. I will not eat out. I will not stop at Starbucks. (I will, however, buy another thermos for coffee.) I will spend no more than $50 on non-necessities. I will pack my lunch at night, so that I don't run out of time in the morning and have to eat out.

Today, I spent $22.94 on groceries, and the only things I bought that weren't on my list were 4 bottles of Recharge that were on sale for .99 each.
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#65 of 601 Old 05-01-2008, 11:34 PM
 
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Oh boy, do I need to do this challenge this month! I'd started in April, but went on a trip and got out of the habit. So now, I'm here again...I am in dire need to spend very little this month. I have debt, but also am taking a weeks' vacation in the summer with my son, and had to pay in advance, so now must replace that money into my "emergeny" bank account. I also need to replenish what I used a couple weeks ago in my short trip...and I have medical bills, etc, etc! So I will start:

5/1 (CanNOT believe it's May already!): $2.47 post office/ $16.51 groceries
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#66 of 601 Old 05-01-2008, 11:36 PM
 
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Quote:
Originally Posted by HappiLeigh View Post
Ok, this was my first day. Read magazine article last night about "preparing feet for sandals" and suddenly felt like I needed to add foot cream to the shopping list. BUT I DIDN'T. I rubbed vaseline on my feet from a tub I've had for years, and then slept in cotton socks, and my feet look great today and I spent no money!

Then started gathering things for a party we're having this weekend. Decided we didn't have enough regular plates so I needed to go buy paper plates. BUT I DIDN'T. Amassed huge stack of mis-matched plates by including the plastic plates we use to eat outside, and no one but me will even notice. And I spent no money!
Ahh...stuff like this inspires me to be more creative about things!
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#67 of 601 Old 05-01-2008, 11:47 PM
 
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1. Please introduce yourself and tell us why you have decided to spend nothing (or spend significantly less) for the Month of May.

I'm Sarah, a SAHM and wife to a well-paid software engineer, who is trying desperately to find a likely less well-paid post-doc position somewhere. I am trying to conserve as much money as possible in anticipation of several years of forced, lower single-income (as we will in all likelihood have to move outside of Canada). Plus I think spending money you don't need to is just plain wasteful and most likely environmentally bad in some way - even if you're buying the most environmentally sensitive product out there, you're still *buying a product* which has SOME environmental cost, ykwim? So I try to minimize that. I swore off buying new clothes in January ('cept undies) and I've stuck to it... the only unnecessary *I* really spend on is eating out, and my goal for this month is to get that down to once a week in any form (dinner, coffee, it all counts). DH is another story, but we're working on it...

2. No spending is hard work. You need a plan. Please tell us your game plan -- how do you plan to approach no spending for a month?

Hmmm... I guess just not go shopping? Ok, here's what I'm gonna do:

- make sure my coffee stash at home is topped up
- make sure I've got snacks for DD & me
- just say no to videos from the rental store; the library has plenty
- stay away from the community markets when they open (SNIFF WAAAAHHHHH!!!!)
- discuss cheaper options to our planned B&B weekend get-away with DH.

This is a great thread! I'll be by every day!

Postpartum doula & certified breastfeeding educator, mama to an amazing girl (11/05) and a wee little boy (3/13).

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#68 of 601 Old 05-02-2008, 12:34 AM
 
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5/1

May Spending Goals:
No Spend days: 1/23
No etsy/DS/ebay: 1/25
Non-necessary Spending: <300
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#69 of 601 Old 05-02-2008, 01:21 AM
 
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..
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#70 of 601 Old 05-02-2008, 02:34 AM
 
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1:
2.83 on a pack of thank-you note cards to thank people for gifts for DS's birthday
2.99 on ice cream (large size tub on sale )
6.00 on a BART card that got me to and from school tonight and will again next week (I will classify this as neccesary but wanted to report it anyway)

2. No Spend! Yay!
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#71 of 601 Old 05-02-2008, 08:30 AM
 
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5/1

Today should be a No Spend Day. :

Key
No Spend
Budgeted Spending
Unbudgeted/Overbudgeted Spending

My Plan

Track Groceries $262.35/$750
Track Gas $50.00/$300
Track Coffee $5.84/$25
Track Frivolous Spending $0/$50
10 no spend days 0/10
26 days no Big Box stores 0/26
No Credit Cards 1/31
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#72 of 601 Old 05-02-2008, 10:07 AM
 
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may 1:

= spending within the budget
or or or are all types of over-the-budget spending.
= no-spend day
= made money via craigslist, babysitting, etc.

week 2: 30$ remaining
100$ remaining for the month
i'm going to roll forward surpluses and debts in my weekly amounts this month.

(the budget is 100$/week for food, transportation, outings, etc, 100$ a month for clothes, gifts, craft stuff, etc)

march: 48% no-spend days
april: 56% no spend days

here i go![/QUOTE]
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#73 of 601 Old 05-02-2008, 11:03 AM
 
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I'm back for the third month!
1. Please introduce yourself and tell us why you have decided to spend nothing (or spend significantly less) for the Month of May.
I'm Jamey, still a 27-year old FT-working not-yet-mama living in London and trying to save money to pay down student loans and get ready to TTC in late 2009. I get really, really stressed out by money and budgeting, but I'm getting better! My goals are to have two months' bills in savings, and have enough additional savings to start talking to donors in 8 months. Last month, I managed to streamline our bank accounts into 1 joint account and 2 individual accounts and to save £120 on groceries just by planning!

2. No spending is hard work. You need a plan. Please tell us your game plan -- how do you plan to approach no spending for a month?
-continue tracking every single cent our family spends
-use last month's figures as an absolute maximum
-visit grocery store ONE TIME ONLY and cut out impulse buys from organic veg box delivery
-put minimum of £180 in savings (£20 more than last month)
-use no more than £250 of bank overdraft
-spend no more than £50 each on 'pocket money' for the month

Bicycle-ridin', craftin', bloggin' feminist future mama to my starbabies dum spiro spero
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#74 of 601 Old 05-02-2008, 11:17 AM
 
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Self:
May 1:
May 2: $6 on breakfast, end of week splurge

Joint:
May 1: ($54 on dog meds)
May 2: ($60 groceries)
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#75 of 601 Old 05-02-2008, 12:35 PM
 
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WOW this thread really moves! I've been eyeing this thread for the past month or so and this month, I'M IN!

My name is Rachel and my DW and I are currently both working full time. We are trying to have a baby via IUI's with and RE which is $$. We are also wanting to pay down my student loan and stash more cash in savings. We do have a little bit on CCDs and I'm hoping to pay those off this month.

I have no way of knowing how to gage this and what to track so I'm being conservative this month but hope to blow my limits out of the water and have many more no spend days. I'm here so I can have some place to be accountable for not spending and sticking to my budget.

Goals for May
  • 15 No Spend days
  • Open IRA for DW
  • Pay off CCD's this month
  • Stick to my budget

Key
No Spend Day
Planned Spending
Unplanned Spending


May 1st: $18.00 Dinner out
May 2nd:

-Rachel

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#76 of 601 Old 05-02-2008, 01:07 PM
 
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Went grocery shopping this morning because DH had an appointment, so figured I'd save gas and get it done at the same time! Only spent $44 and we should be good till next weekend. Even found a bunch of VERY reduced frozen foods and stocked up!

01: :
02: $44 Groceries


Key:
No spending
Planned spending
: No driving
unneeded spending
made extra money (surveys, babysitting, etc.)

Mama to a 6 year old diva, and new little man July 2011.

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#77 of 601 Old 05-02-2008, 01:34 PM
 
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today is a no spend day
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#78 of 601 Old 05-02-2008, 01:54 PM
 
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Danielle hope you don't mind me copying your key

Key:
No spending
Planned spending
Unneeded spending
made extra money (surveys, babysitting, sewing, etc.)

01:
02: and groceries (friends coming for dinner tmrrw) $48.50

Helping women overcome postpartum depression and birth trauma. http://www.postmommyhood.com

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#79 of 601 Old 05-02-2008, 01:56 PM
 
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Today is NO SPEND
Yesterday was $50 for gas YIKES..
and $20 for a planned lunch out with a girlfriend.
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#80 of 601 Old 05-02-2008, 02:26 PM
 
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HLeigh - I am inspired by your tips for not spending! Thanks!

***
May 1 - Good day! I have grocery cash in my purse. I thought about spending it at lunch, I didn't! Yay!!!

May 2 - : $6.97 Umbrella purchase, ugh, we couldn't find either umbrella this morning. Feeling good about the new budget. Now I just need encouragement. I am supposed to put $900 toward debt on Monday and am struggling. $900 is a lot and it makes me nervous...*deep breath*


***
Pay $400 toward debt - $0 / $400
15/31 No Spend Days - 1/31
Total Overspend - $6.97

Rachael ~ Wife to : DH ~ Son 4-24-07 ~ 6-24-08 ~ Daughter 7-22-09
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#81 of 601 Old 05-02-2008, 02:29 PM
 
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1. My name is Kristine. I am a WOHM on maternity leave for a year. I am Mom to 3 girls 5, 2 this month and 3 months. This is my second maternity leave in a very short time so money is tight. We also just purchased a minivan so that we could fit all our children in one vehicle In addition to wanting to spend less I also want to simplify our lives and leave a lighter footprint on the earth.

The past couple months have been big spends. In addition to buying the van we also bought new furniture for the older two girls room. I also found my supply of hand me downs for my 5 year old has pretty much dried up so I had to get her new clothes for the summer.

I am doing this challenge to keep track of my spending and try to cut down or even eliminate the frivolous spending I do.

2. My plan:

a) Record all spending
b) Stop buying convenience food
c) Order take-out only once a week
d) Spend time getting rid of all the excess stuff in our lives

Planned Spending:

Groceries/Household $500
Meat order $175
Misc. $100
Gas $150
Take-out $100
Mother's Day $50
DD2's birthday party $100
My 40th Birthday $100
No Spend days 20

Key:

No spend
budgeted/necessary spending
frivolous/unbudgeted spending
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#82 of 601 Old 05-02-2008, 02:29 PM
 
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may 1-
may 2-79.27 in groceries plus 8.20 in stamps-

Did not rent a movie like i wanted to. May go to library later to get one.
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#83 of 601 Old 05-02-2008, 02:30 PM
 
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Started the month off well

May 1 -

Planned Spending:

Groceries/Household $500
Meat order $175
Misc. $100
Gas $150
Take-out $100
Mother's Day $50
DD2's birthday party $100
My 40th Birthday $100
No Spend days 1/20

Key:

No spend
budgeted/necessary spending
frivolous/unbudgeted spending
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#84 of 601 Old 05-02-2008, 03:16 PM - Thread Starter
 
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01..
02..

My Goals:

2/20 No-Spend Days
2/31 Fast Food Free Days
1/10 Let the car rest days
0/$100 unecessary spending

Bought some clothing for my girls at a rummage sale, but that is a necessity. Spending $.50 for clothes they will wear into the ground is something I'm feeling okay about.

The tricky part will be navigating Costco this afternoon. I'm hoping not to come back here and edit that pre-emptive no-spend.

 

 

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#85 of 601 Old 05-02-2008, 03:18 PM - Thread Starter
 
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Quote:
I also found my supply of hand me downs for my 5 year old has pretty much dried up
I'm finding this too, Kristine.

My theory is that babies don't put too much wear-and-tear on their clothes, but by the time they are wearing clothes for a year (instead of 6 months between size changes) they are just HARDER on clothes...so your friends don't have as much worth handing down.

That's what I bought today at the rummage sale -- size 6 clothes for my daughter to wear to school next year.

I have the same spread you do -- three girls, each about two years apart -- so SOMEONE is going to get some use out of these clothes.

 

 

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#86 of 601 Old 05-02-2008, 03:19 PM
 
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Quote:
Originally Posted by tiffany21074 View Post
may 1-
may 2-79.27 in groceries plus 8.20 in stamps-

Did not rent a movie like i wanted to. May go to library later to get one.
I wanted to rent some movies this weekend, but instead I joined Blockbuster Online for a free 1 month trial a couple days ago. I got 3 movies in the mail to watch today, and saved about $12!

Mama to a 6 year old diva, and new little man July 2011.

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#87 of 601 Old 05-02-2008, 03:25 PM - Thread Starter
 
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Quote:
Leigh - I am inspired by your tips for not spending!
I was too. Having just thrown out a bottle of "foot cream" from last year, I've fallen for that before.

Have you found that A LOT of magazine articles subtley encourage you to buy things? I'm finding that happens to me often these days. I'm trying to look at the things that I read more critically...it makes sense...magazines are supported by their advertising so they are going to be pro-spendy.

 

 

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#88 of 601 Old 05-02-2008, 03:33 PM
 
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Quote:
Originally Posted by Crunchy*VT*Mom View Post
I'm finding this too, Kristine.

My theory is that babies don't put too much wear-and-tear on their clothes, but by the time they are wearing clothes for a year (instead of 6 months between size changes) they are just HARDER on clothes...so your friends don't have as much worth handing down.
That is exactly what I said to dh. I also found that dd1 was only in size 5 for about 2 seconds and then we had to move up to 6/6x.
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#89 of 601 Old 05-02-2008, 04:44 PM
 
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02-
: Went over written planned budget by $16.20
1/18 no drive days
1/18 no spend days
120/625 food & household budget- $8.20 Stamps & Threw in $8.00 Wendy's costs here
0/100 gas budget
110/500 debt snowball
: Ate at Wendy's (Hence the overbudget)





GOALS:

Stick to a zero dollar written budget
18/31 no drive days
18/31 no spend days
625 food & household budget
100 gas budget
500 to our debt snowball
Every meal made at home
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#90 of 601 Old 05-02-2008, 04:52 PM
 
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I'm joining this month - woo hoo!

My name is Heather and I have three dc, ages 11, almost 5, and 17 months. We're moving in two months from Long Island to Austin, TX, so needless to say, this will be expensive and is my primary motivation to Not Spend an Unnecessary Dime! I can't control what dh spends (bagels this morning for himself and beer last night ), but I'm going to do my best to not add to the needless spending.

My plan is to stay home, cook all our meals, and make do or do without. Planned spending will include groceries, gas, bills, and medical expenses (dh had a root canal yesterday and will see the dentist twice more this month ).

May 1 -
May 2 -
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