**July No-Spend Challenge** - It's the last week of July! Finish strong!! - Page 15 - Mothering Forums
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#421 of 662 Old 07-16-2008, 07:50 AM
 
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July 1: No spend
July 2: $15 pizza , $294 on groceries
July 3: $56 on fruits/veggies and 2 folding chairs
July 4: $30 on fireworks
July 5: $12.75 at Farmer's Market; $15 at Lowes
July 6: $15 at Target; $3.00 pool admission/snack for DD
July 7: $5.00 ice cream for family at DQ (with coupons!); $4.00 milk
July 8: $41 for groceries
July 9: $8.00 at Target
July 10: XXXX
July 11: XXXX
July 12: XXXX
July 13: No spend! Back on track again.
July 14: $23 craft supplies; $9 pizza
July 15: No spend!

3/10 No spend

~~Kristina~~ Mama to DS(10/30/01), DD1(VBAC 3/28/04) and DD2(HBAC 5/21/06)
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#422 of 662 Old 07-16-2008, 10:06 AM
 
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My key:

:= groceries
=gas (that gets angry face for gas prices)
=necessary spending= dh b-day, car 10k mile check up
:= unnecessary spending
:=no money left my hands

7/1-:
7/2-:
7/3-: $14.96 a new environmentally friendly water bottle
7/4-:
7/5-:
7/6-:
7/7- $42 gas (didn't fill up), : $58 groceries
7/8-:
7/9-:
7/10-:
7/11-: $52 on various items some necessary, some maybe not, $42 gas
7/12-:
7/13-:
7/14-: $1.73 on Iced Coffee
7/15-: $4.65 Iced Mocha, $22.13 dinner out, $25 dvd
7/16- $10 gas on cc (to get me thru til Friday payday)

Proud mama to : Nicholas James born 3/19/09
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#423 of 662 Old 07-16-2008, 10:12 AM
 
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Had a night out last night. It was nice.

Week 1:
Monday, June 30: no spend, no drive
Tuesday, July 1: no spend
Wednesday, July 2: $541.24 credit card payment; $4.54 at McD's, $19.49 GW
Thursday, July 3: $5 GW
Friday, July 4: no spend
Saturday, July 5: no spend, no drive
Sunday, July 6: $6.06 postage, $75 prescriptions

Week 1 totals:
$35.09/$40 fun money :
$541.24/$1,000 CC
2/1 thrift trips
2/3 no drive days

Week 2:
Monday, July 7: +$35 books sold, -$18.90 for a new book for Mark and a DVD for both of us
Tuesday, July 8: $12.51 PO; $1.85 muffin; $5.41 GW; $3.54 Taco Bell :/
Wednesday, July 9: $2.75 afternoon snack
Thursday, July 10: $5.14 GW; $3.88 Taco Bell
Friday, July 11: $14.96 PO
Saturday, July 12: $2.75 turnover; $15.97 GW
Sunday, July 13: No spend, no drive, $159 CC payment

Week 2 totals:
$85.81/$79.91 fun money
$700.24/$1,000 CC
3/1 thrift trips
1/3 no drive days

Week 3:
Monday, July 14: $13.40 PO
Tuesday, July 15: $3.88 Taco Bell; $4.50 GW; $4 Starbucks

Goals:
$40/week fun money
$700/month to CC
1 thrift trip/week
2 no-drive days/week
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#424 of 662 Old 07-16-2008, 12:43 PM
 
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july 1:
july 2:
july 3:
july 4:
july 5:
july 6:
july 7:
july 8:
july 9:
july 10: : made 60$ on craigslist!
july 11:
july 12:
july 13:
july 14:
july 15:
july 16: today is my birthday and we're flat broke. and we still need to find the money to fix a broken window. i told dp that for my birthday i wanted a) to shower alone b) a nap and c) to go to the library without kids. so he came home this morning with a dq cake and a bottle of booze. i love both those things, but now we'll be in debt this month. : and i haven't gotten my shower so far and i doubt i'll get my nap or outing.
as much as i love ice cream cakes, i'd rather have less stress.

week 2: 0$
2$ remaining for the month

(the budget is 75$/week for food, transportation, outings, etc, 100$ a month for clothes, gifts, craft stuff, etc)

march: 48% no-spend days
april: 56% no spend days
may: 52% no-spend
june: 33% no-spend
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#425 of 662 Old 07-16-2008, 02:51 PM
 
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01.. $7.50 ECHO museum pass
02.. $31 white noise machine, ice cream
03..
04..
05.. $27 pictures from Costco
06..
07..
08..
09.. $10.97 baby stickers and pictures
10..
11..
12..
13.. $10.76 scrapbooking adhesive
14..
15..
16..

My goals:

11/20 No Spend Days
Tally of evil: $87.50

 

 

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#426 of 662 Old 07-16-2008, 02:55 PM
 
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Quote:
i told dp that for my birthday i wanted a) to shower alone b) a nap and c) to go to the library without kids


I hear you. For my birthday in March I told DH I wanted us to clean the house together.

He was incredulous: "For your birthday you want to clean the house??!?"

He didn't realize that the key part of that wish was doing it ~~together~~

Having help cleaning the house makes it so much easier on me during the week...and there is NOTHING he could have spent money on that would replicate that.

 

 

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#427 of 662 Old 07-16-2008, 03:36 PM
 
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Hello ladies!

I used to be on this thread and I would like to join now, mid thread. :

I really haven't been spending a ton, but have been buying more stuff unused.


16th: $17 health food store (juice, cookies); $10 thrift store, tennis rackets.
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#428 of 662 Old 07-16-2008, 04:02 PM
 
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7/1: $81 in groceries, $7.50 for coffees out of misc spending budget
7/2: No Spend!
7/3: No Spend!
7/4: $25 groceries, $4 coffee
7/5: No Spend!
7/6: $3.94 on tomato plants
7/7: No Spend!
7/8: : $30 Target, $3.25 Cold Stone Creamery, $20 dr copay
7/9: $15 strawberries:, $7 bagel shop lunch
7/10: $5 Farmer's market, $34 at coop
7/11: $16 perlite for garden
7/12: $20 groceries $20 Home Depot for garden supplies
7/13:
7/14: : $10 Target, incl Dr Pepper
7/15: /: $10 Taco bell. Wasn't that good.
7/16: : $126 on new pillows

5/12 true no spend days
12/31 spend w/in budget days
$201/$450 total food spending
$216/$150 total misc spending (household, treats,etc)
$100 saved for dd's school
14/31 no Dr Pepper bought
$18.75/$200 made selling unused items
$56/$100 earned with Pampered Chef

Baking mama to dd (7.5), ds (6), ds (3.5) and someone new in April
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#429 of 662 Old 07-16-2008, 04:31 PM - Thread Starter
 
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Quote:
Originally Posted by SugarAndSun View Post
Hello ladies!

I used to be on this thread and I would like to join now, mid thread. :

I really haven't been spending a ton, but have been buying more stuff unused.


16th: $17 health food store (juice, cookies); $10 thrift store, tennis rackets.
Welcome back!! Here's to a good rest of the month

Rachael ~ Wife to : DH ~ Son 4-24-07 ~ 6-24-08 ~ Daughter 7-22-09
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#430 of 662 Old 07-16-2008, 04:55 PM
 
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07/01
07/02 $10.00 Polly Pocket silliness for dd.
07/03
07/04
07/05
07/06
07/07
07/08
07/09
07/10
07/11
07/12 $2 yard sale, $2 target, $8 magazine subscription
07/13
07/14
07/15
07/16 $1.11 fabric. I really went crazy!

I was able to put another $100 toward the credit card. Getting there!

13/23 No-Spend Days
$23.11/$100 Unnecessary Spending
$320/$250 Credit Card Debt

Jenny, proud maker of red things
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#431 of 662 Old 07-16-2008, 05:04 PM
 
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July 1:
July 2:
$11 shipping for my replacement sunglasses
$50 for a pair of my favorite capris that are not made anymore.
(I bought these with birthday money from my grandparents )
no drive
July 3:
July 4:
$42.65~ Health Food Store
$64.88~ Safeway
$12.00~ Eggs from our c.s.a. (3 dozen)
$12.00~ Starbucks: coffee and 3 smoothies
$4.00~ Java Hut: coffee drink
$12.00~ Lunch
July 5:
July 6:
July 7:
July 8:
$40.01 on ebay
no drive
July 9:
$6.75~ java hut
$48.70~ Walmart (fan, sunhat, tp, tissues, outdoor broom)
$39.78~ HFS (case of heritage flakes I ordered on sale, bread)
$22.71~ Ray's (diapers and coffee)
$70.20~ Safeway
July 10: no spend
I did drive to the river
July 11:
$8.00 Ice cream
$30.00 McAffee virus protection
$140 dell on-call
(I had a major virus on my computer...blah)
July 12: no spend
I drove to a friends house for dinner
July 13:
July 14:
$6.50~ java Hut
$12.00~ beer
$216.56~ grocery stores
$76.00 ~ walmart...gift cert. for brother who is having a baby & new cd &dvd
$6.50~ taco bell
July 15:


--------------------------------------------------------------------------------
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#432 of 662 Old 07-16-2008, 07:48 PM
 
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OK I'm gonna finally do this. I need to get our spending in check. Well mine, dh deals with his own.

July 1 - $0
July 2 - $0
July 3 - $0
July 4 - $2.64 - batteries
July 5 - $4 - snacks
July 6 - $6 - snacks/paper
July 7 - $75 - groceries
July 8 - $150 - groceries
July 9 - $148 - daycare
$163 - credit cards
July 10- $95 - groceries/antifreeze
July 11- $42.50 - vet
July 12- $5 - snacks
July 13- $0
July 14- $3.45 - dishwasher detergent
July 15- $0
July 16- $12 - groceries

total $706.59
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#433 of 662 Old 07-16-2008, 07:56 PM
 
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Quote:
Originally Posted by josybear View Post
july 16: today is my birthday and we're flat broke. and we still need to find the money to fix a broken window. i told dp that for my birthday i wanted a) to shower alone b) a nap and c) to go to the library without kids. so he came home this morning with a dq cake and a bottle of booze. i love both those things, but now we'll be in debt this month. : and i haven't gotten my shower so far and i doubt i'll get my nap or outing.
as much as i love ice cream cakes, i'd rather have less stress.
Happy birthday!! Guys can be so clueless at times. I hope you at least get your shower!

~Heather~ Mama to Miss E (1/07), Miss A (11/08), Mr.T (2/11) and Miss A (10/12) Expecting our newest blessing sometime late Sept/early Oct.. Wife to my Marine since 11/2005
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#434 of 662 Old 07-16-2008, 09:50 PM
 
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July 1: No spend
July 2: $15 pizza , $294 on groceries
July 3: $56 on fruits/veggies and 2 folding chairs
July 4: $30 on fireworks
July 5: $12.75 at Farmer's Market; $15 at Lowes
July 6: $15 at Target; $3.00 pool admission/snack for DD
July 7: $5.00 ice cream for family at DQ (with coupons!); $4.00 milk
July 8: $41 for groceries
July 9: $8.00 at Target
July 10: XXXX
July 11: XXXX
July 12: XXXX
July 13: No spend! Back on track again.
July 14: $23 craft supplies; $9 pizza
July 15: No spend!
July 16: $6 for milk; $45 for a triathlon top (but it did come with free shipping!)

3/10 No spend

~~Kristina~~ Mama to DS(10/30/01), DD1(VBAC 3/28/04) and DD2(HBAC 5/21/06)
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#435 of 662 Old 07-16-2008, 10:08 PM
 
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July 1st - Spent $1.05 on a drink
July 2nd - Spent $1.25 on a drink, $3 on cotton candy at the fair, $11.26 JT co-op shipping (goes under food budget)
July 3rd - Spent $63.91 @ BJs (DH) + $7.00 grocery store - No Drive
July 4th - No Spend
July 5th - No Spend, No Drive
July 6th - $2.50 @ CVS - cookies & m&ms
July 7th - $76.71 Groceries
July 8th - $28.00 pedicure + gas $23.46
July 9th - $1.00 CVS - cookies
July 10th - $85 on a massage - was very stressed about job thing
July 11th - $25.00 celebration dinner (dont have receipts)
July 12th - No spend/No Drive
July 13th - $85.65 Groceries
July 14th - No spend/no drive
July 15th - No spend
July 16th - No send

unnecessary spending = $ 144.30
food/groceries = $ 247.03
no drive = 4/30
no spend = 6/30
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#436 of 662 Old 07-16-2008, 10:10 PM
 
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Josy, I hope you got your shower and nap! It takes such little things to make moms happy, doesn't it?

Baking mama to dd (7.5), ds (6), ds (3.5) and someone new in April
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#437 of 662 Old 07-16-2008, 11:29 PM
 
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7/1: Gas $81.50
7/2: Groceries $152.03
7/3:
7/4:
7/5: Post office $1.66 /DH picked up roadside peaches $2.25 /Mtg. $1
7/6:
7/7:
7/8:
7/9: Groceries $169
7/10: Vet $210 :Sigh:
7/11: Groceries $152.35 /Target (pool filters & Bday gift) $55.70
7/12:
7/13:
7/14:
7/15: Groceries (lots of new gluten/wheat-free foods to try) ~$200
7/16:


No Spend
Budget Spend
Over Spend

Groceries $675.63
Gas $81.50
Garden
Misc. $268.36
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#438 of 662 Old 07-16-2008, 11:30 PM
 
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Originally Posted by nadia105 View Post
Josy, I hope you got your shower and nap! It takes such little things to make moms happy, doesn't it?
I hope you do, too!!

Yeah, anymore I'm too cheap to feel good about the money spent!
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#439 of 662 Old 07-17-2008, 12:01 AM
 
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I got news today that I am going to have a couple of hundred bucks worth of unexpected medical costs. Bah.

Week 1:
Monday, June 30: no spend, no drive
Tuesday, July 1: no spend
Wednesday, July 2: $541.24 credit card payment; $4.54 at McD's, $19.49 GW
Thursday, July 3: $5 GW
Friday, July 4: no spend
Saturday, July 5: no spend, no drive
Sunday, July 6: $6.06 postage, $75 prescriptions

Week 1 totals:
$35.09/$40 fun money :
$541.24/$1,000 CC
2/1 thrift trips
2/3 no drive days

Week 2:
Monday, July 7: +$35 books sold, -$18.90 for a new book for Mark and a DVD for both of us
Tuesday, July 8: $12.51 PO; $1.85 muffin; $5.41 GW; $3.54 Taco Bell :/
Wednesday, July 9: $2.75 afternoon snack
Thursday, July 10: $5.14 GW; $3.88 Taco Bell
Friday, July 11: $14.96 PO
Saturday, July 12: $2.75 turnover; $15.97 GW
Sunday, July 13: No spend, no drive, $159 CC payment

Week 2 totals:
$85.81/$79.91 fun money
$700.24/$1,000 CC
3/1 thrift trips
1/3 no drive days

Week 3:
Monday, July 14: $13.40 PO
Tuesday, July 15: $3.88 Taco Bell; $4.50 GW; $4 Starbucks
Wednesday, July 16: no spend

Goals:
$40/week fun money
$700/month to CC
1 thrift trip/week
2 no-drive days/week
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#440 of 662 Old 07-17-2008, 12:22 AM
 
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7/1 Groceries
7/2
7/3 Fireproof safe for our envelope system cash / savings (banks = bah!)
7/4 Son's traditional 4th of July fireworks Izze from the grocery store
7/5 $5 at Half Price Books - 2 books for ds and 1 for me (The Consumer's Dictionary of Food Additives)
7/6
7/7 Weekly meal out (salad bar)
7/8 Dog food and gas for the car
7/9
7/10 Groceries, water bill, electric bill
7/11
7/12
7/13 Used book bag/purse thingy and a book
7/14
7/15 Prescription for dh
7/16


No Spend
Budgeted Spend
Non-Budgeted Spend

Come visit us on Tangled Hill! One small family in a big, big world.
Peace through homemaking.
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#441 of 662 Old 07-17-2008, 12:53 AM
 
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JULY GOALS

NO book buying 15/31 (i failed myself but $20 for science books for the kids) no more this month no more books but noted below i sold some books at bookmans so this balanced out, yes i am justifiying my failure to say no to the kids.

NO clothes buying 14/31 i MUST wait til august to buy a new wallet. no kids or adult clothes have been purchased outside of of a 2packs of $1.24 3pack socks for ds7

NO drive days 1/7 this has changed to include taking the bus for 'field trips' we took the bus downtown to the science center

NO dryer useage days 7/10 this is going to be a killer. i will have to plan the laundry i am proud of myself on this so far

updated 7/16/08

i feel like im doing fairly well. to off set the book purchase i did sell some books at the resale shop. we are planning another bus trip this week. i think my no drive days was a bit much this month but im impressed with the bus so that may change for the following months.
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#442 of 662 Old 07-17-2008, 01:25 AM
 
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Playing major catch-up here; hopefully I remembered everything!

Kim :

July 1:
July 2:
July 3:
July 4:
July 5:
July 6:
July 7:
July 8:
July 9:
July 10:
July 11:
July 12:
July 13:
July 14:
July 15:
July 16: $19.60 library fines

GOALS:
* Less than $50 in frivolous spending: month to date $19.60
* At least 25 days (no spend or spending w/in budget): 15/31
* Pack snacks/water for outings: 16/31
* NO library fines: month to date $19.60
* Stay within grocery/eating out budget: $472/$500
* ORGANIZE/declutter (lack of organization = spending): 11/25
* Exercise (feeling good = decreased emotional spending): 13/25
* Meal plan created: 0/4 weeks
* Sell rental house by 8/31 - push hard in July...
* Sell motorcycle by 7/15: SOLD!!!!!!!!!
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#443 of 662 Old 07-17-2008, 01:58 AM
 
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1: : $5 lunch & 6.80 organizer thing and frozen juice concentrate
2:
3:
4: :3.00 & 38.95 sis's birthday gift & 9.79 organizer & : .97 candy for me
5: 3.01 ice cream for dad . . . he just had surgery
6: 63.27 at Target - underwear for hubby and some baby stuff . . . 13 dollars worth is going back tomorrow . . . was it necessary? I don't know I think so
7: + 12.70 returns at Target
8:
9: : 62.85
10:
11: : 3.66 lunch and soda at work
12: 250 exactly . . . won't get into it but it was all budgeted (although not fun)
13:
14: : 1.94 food and 1.25 soda at work . . . I've got to get on the ball! I'm doing a horrible job bringing my lunch this week and it's only monday!!! Also 9.79 on a micro SD card - not planned for but a GREAT deal (1G) and I will use it : 30.18
15:
16:

Truly no spend!
: Groceries
Necessary or planned spending
: unnecessary spending
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#444 of 662 Old 07-17-2008, 02:08 AM
 
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7/1 $235 don't ask
7/2
7/3
7/4
7/5
7/6 $70 bag
7/7
7/8
7/9
7/10
7/11 $21 coop
7/12
7/13
7/14 $62 coop, $55 target
7/15
7/16

July Spending Goals:
No Spend days: 12/20
No etsy/DS/ebay: 14/25
Non-necessary Spending: $443/450

July Savings Goals:
Disneyland: 50/300
Swim: 0/250
Car: 0/100
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#445 of 662 Old 07-17-2008, 04:19 AM
 
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July 1: ::
July 2: : :
July 3: 100.00 Grocerys 20.00 annual zoo passes for me and DH 5.00 lunch at zoo; 30.00 Diapers for new baby
July 4: ::
July 5: ::
July 6: : :
July 7: : :
July 8: : :
July 9: : :
July 10: 45 dollars for a Moby wrap and New native Sling, 5 for a new bobby pillow.
July 11: : :
July 12: 320.00 Chest Freezer, 30.00 meal out, 10.00 wooden puzzles for DD, 5.00 outfit for new baby coming, 30.00 misc household items 30.00 delievery fee for freezer
July 13: :
July 14- : :
July 15-::
July 16- 171 Groceries.. 10 sling..
July 17- : :
I got a sling for the new baby late last night so I didn't remember to edit the post until now.. Im exhausted right now so dinner is going to be fend for yourself tonight, hopefully it doesn't end up with DH going to get something to eat. I made 50.00 today selling baby clothing.



Goals
13/25 No Spend Days
13/20 No Drive Days
220/200 Food budget
50/50 Household budget
95/100 New baby budget
Make 200.00 off selling things we don't need/want/use: to date 235/200
0/1000 pay off most of car

~Heather~ Mama to Miss E (1/07), Miss A (11/08), Mr.T (2/11) and Miss A (10/12) Expecting our newest blessing sometime late Sept/early Oct.. Wife to my Marine since 11/2005
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#446 of 662 Old 07-17-2008, 07:45 AM
 
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still trucking! Hubby brought home some crousants, randomly, but that's literally been it for over a week!
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#447 of 662 Old 07-17-2008, 10:42 AM - Thread Starter
 
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Location: Chicago, IL
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7/1 & : It's a good day!
7/2 : $6.87 for lunch because SOMEONE STOLE MY LUNCH at work!! :
7/3 & : If you want to see what I've been working on check it out here - www.rachaeljudd.wordpress.com
7/4 We had a nice day celebrating with the in-laws
7/5 : $7.00 makeup
7/6 : $67 dinner on the CC , DH and I both thought the other had grabbed cash...ick!
7/7 and :
7/8 and : Used a gift card for some dessert, woo hoo!
7/9 No Spend! I didn't work on writing but will today, I am adjusting my goal to 20 days of working on my business as it seems more realistic.
7/10 : $9.08, ice cream
7/11 : $12.96 - Movies, but we had free dessert at the 7/11
7/12
7/13 : $13.50 breakfast but we packed a lunch and went to the park so that was nice!
7/14 and : what a great day!
7/15 and $15 extra on CC planning to : when I get home!
7/16 : $5.50 on cold drinks during our walk
7/17 : $3.50 on doughnuts

Specific goals...

Total Overspend: $115.41 :
No Spend Days: 9/20
Debt Payment: $15/$400
**Extra debt payment is not likely to happen this month because DH's work has been slow.
30 minutes/day on business 5/20 :

Rachael ~ Wife to : DH ~ Son 4-24-07 ~ 6-24-08 ~ Daughter 7-22-09
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#448 of 662 Old 07-17-2008, 11:47 AM
 
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July 1 - Happy Canada Day!!!!!!!!!
July 2 - $130 to Mom for kids picnic table, $40 storage containers
July 3 - $16 lunch
July 4 - $163 Groceries
July 5 - $30 market, $9 Dollar store, $39 Wine, $66 books
July 6 -
July 7 - $31 magazine subscription, $43 computer speakers (ours broke) & surge protector (we didn't have one)
July 8 - $85 Gas:, Prescription $20, groceries $44, Speeding ticket $52
July 9 - $14 lunch on the road
July 10 -
July 11 - $7 mini golf, $3 Veggies, $15 games & rides, $52 drugstore, $10 wine, $14 dinner
July 12 -
July 13 - $83 meat order, $14 lunch on the road, $70 gas:
July 14 -
July 15 - $125 Groceries, $22 kids pjs, $21 t-shirts for me, $11 homeopathic cough medicine (why do my kids not get colds all winter and then get sick in the summer )
July 16 -


No spend days 6/20

Key:

No spend
budgeted/necessary spending
frivolous/unbudgeted spending
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#449 of 662 Old 07-17-2008, 03:56 PM
 
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Location: Maine
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07/01
07/02 $10.00 Polly Pocket silliness for dd.
07/03
07/04
07/05
07/06
07/07
07/08
07/09
07/10
07/11
07/12 $2 yard sale, $2 target, $8 magazine subscription
07/13
07/14
07/15
07/16 $1.11 fabric. I really went crazy!
07/17

14/23 No-Spend Days
$23.11/$100 Unnecessary Spending
$320/$250 Credit Card Debt

Jenny, proud maker of red things
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#450 of 662 Old 07-17-2008, 06:41 PM
 
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July 1st - Spent $1.05 on a drink
July 2nd - Spent $1.25 on a drink, $3 on cotton candy at the fair, $11.26 JT co-op shipping (goes under food budget)
July 3rd - Spent $63.91 @ BJs (DH) + $7.00 grocery store - No Drive
July 4th - No Spend
July 5th - No Spend, No Drive
July 6th - $2.50 @ CVS - cookies & m&ms
July 7th - $76.71 Groceries
July 8th - $28.00 pedicure + gas $23.46
July 9th - $1.00 CVS - cookies
July 10th - $85 on a massage - was very stressed about job thing
July 11th - $25.00 celebration dinner (dont have receipts)
July 12th - No spend/No Drive
July 13th - $85.65 Groceries
July 14th - No spend/no drive
July 15th - No spend
July 16th - No send
July 17th - $2.70 on sodas for myself and a friend

unnecessary spending = $ 147.00
food/groceries = $ 247.03
no drive = 4/30
no spend = 6/30
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