**July No-Spend Challenge** - It's the last week of July! Finish strong!! - Page 17 - Mothering Forums

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#481 of 662 Old 07-19-2008, 07:40 PM
 
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Well, I didn't get to no-drive today like I planned, but at least I no-spent!

Week 1:
Monday, June 30: no spend, no drive
Tuesday, July 1: no spend
Wednesday, July 2: $541.24 credit card payment; $4.54 at McD's, $19.49 GW
Thursday, July 3: $5 GW
Friday, July 4: no spend
Saturday, July 5: no spend, no drive
Sunday, July 6: $6.06 postage, $75 prescriptions

Week 1 totals:
$35.09/$40 fun money :
$541.24/$1,000 CC
2/1 thrift trips
2/3 no drive days

Week 2:
Monday, July 7: +$35 books sold, -$18.90 for a new book for Mark and a DVD for both of us
Tuesday, July 8: $12.51 PO; $1.85 muffin; $5.41 GW; $3.54 Taco Bell :/
Wednesday, July 9: $2.75 afternoon snack
Thursday, July 10: $5.14 GW; $3.88 Taco Bell
Friday, July 11: $14.96 PO
Saturday, July 12: $2.75 turnover; $15.97 GW
Sunday, July 13: No spend, no drive, $159 CC payment

Week 2 totals:
$85.81/$79.91 fun money
$700.24/$1,000 CC
3/1 thrift trips
1/3 no drive days

Week 3:
Monday, July 14: $13.40 PO
Tuesday, July 15: $3.88 Taco Bell; $4.50 GW; $4 Starbucks
Wednesday, July 16: no spend
Thursday, July 17: no spend
Friday, July 18: $7 breakfast; $3.52 GW; $3.88 Taco Bell
Saturday, July 19: no spend

Goals:
$40/week fun money
$700/month to CC
1 thrift trip/week
2 no-drive days/week
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#482 of 662 Old 07-19-2008, 08:26 PM
 
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July 1:
July 2:
$11 shipping for my replacement sunglasses
$50 for a pair of my favorite capris that are not made anymore.
(I bought these with birthday money from my grandparents )
no drive
July 3:
July 4:
$42.65~ Health Food Store
$64.88~ Safeway
$12.00~ Eggs from our c.s.a. (3 dozen)
$12.00~ Starbucks: coffee and 3 smoothies
$4.00~ Java Hut: coffee drink
$12.00~ Lunch
July 5:
July 6:
July 7:
July 8:
$40.01 on ebay
no drive
July 9:
$6.75~ java hut
$48.70~ Walmart (fan, sunhat, tp, tissues, outdoor broom)
$39.78~ HFS (case of heritage flakes I ordered on sale, bread)
$22.71~ Ray's (diapers and coffee)
$70.20~ Safeway
July 10: no spend
I did drive to the river
July 11:
$8.00 Ice cream
$30.00 McAffee virus protection
$140 dell on-call
(I had a major virus on my computer...blah)
July 12: no spend
I drove to a friends house for dinner
July 13:
July 14:
$6.50~ java Hut
$12.00~ beer
$216.56~ grocery stores
$76.00 ~ walmart...gift cert. for brother who is having a baby & new cd &dvd
$6.50~ taco bell
July 15:
July 16:
July 17: $1200~Fred Meyer gift cards (worth $1320...free money $120)
$416~Fred Meyer (gas,groceries & some excesses)
$22~Pizza
$27~shorts for dh
$3~starbucks
July 18: $12 coffee and smoothies
July 19: $59~walmart(gift and a few odds and ends)
$15~take out lunch
$26~2 weeks worth of eggs and a few extras at c.s.a.
$12~farmers market bread
$12~starbucks...coffee and juno on dvd(all media is $8)
: I am not doing so well :
This has been really eye opening!!!!
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#483 of 662 Old 07-19-2008, 08:35 PM
 
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July 1st - Spent $1.05 on a drink
July 2nd - Spent $1.25 on a drink, $3 on cotton candy at the fair, $11.26 JT co-op shipping (goes under food budget)
July 3rd - Spent $63.91 @ BJs (DH) + $7.00 grocery store - No Drive
July 4th - No Spend
July 5th - No Spend, No Drive
July 6th - $2.50 @ CVS - cookies & m&ms
July 7th - $76.71 Groceries
July 8th - $28.00 pedicure + gas $23.46
July 9th - $1.00 CVS - cookies
July 10th - $85 on a massage - was very stressed about job thing
July 11th - $25.00 celebration dinner (dont have receipts)
July 12th - No spend/No Drive
July 13th - $85.65 Groceries
July 14th - No spend/no drive
July 15th - No spend
July 16th - No send
July 17th - $2.70 on sodas for myself and a friend
July 18th - $2.80 on a lg Iced Coffee
July 19th - $8.64 CVS

unnecessary spending = $ 149.80
food/groceries = $ 255.67
no drive = 4/30
no spend = 6/30
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#484 of 662 Old 07-19-2008, 09:06 PM
 
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7/1: Gas $81.50
7/2: Groceries $152.03
7/3:
7/4:
7/5: Post office $1.66 /DH picked up roadside peaches $2.25 /Mtg. $1
7/6:
7/7:
7/8:
7/9: Groceries $169
7/10: Vet $210 :Sigh:
7/11: Groceries $152.35 /Target (pool filters & Bday gift) $55.70
7/12:
7/13:
7/14:
7/15: Groceries (lots of new gluten/wheat-free foods to try) ~$200
7/16:
7/17:
7/18:
7/19: In-laws came in to do food/craft festival $16 /BBQ dinner @ rescue squad $18


No Spend
Budget Spend
Over Spend

Groceries $675.63
Gas $81.50
Garden
Misc. $302.36
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#485 of 662 Old 07-19-2008, 10:05 PM
 
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7/1: $81 in groceries, $7.50 for coffees out of misc spending budget
7/2: No Spend!
7/3: No Spend!
7/4: $25 groceries, $4 coffee
7/5: No Spend!
7/6: $3.94 on tomato plants
7/7: No Spend!
7/8: : $30 Target, $3.25 Cold Stone Creamery, $20 dr copay
7/9: $15 strawberries:, $7 bagel shop lunch
7/10: $5 Farmer's market, $34 at coop
7/11: $16 perlite for garden
7/12: $20 groceries $20 Home Depot for garden supplies
7/13:
7/14: : $10 Target, incl Dr Pepper
7/15: /: $10 Taco bell. Wasn't that good.
7/16: : $126 on new pillows
7/17: $18.25 farmer's market :$380 car repair
7/18: $14 lunch, $14 for transcripts
7/19: $35 Fleet farm and DQ

5/12 true no spend days
13/31 spend w/in budget days
$239/$450 total food spending
$260/$150 total misc spending (household, treats,etc)
$100 saved for dd's school
17/31 no Dr Pepper bought
$18.75/$200 made selling unused items
$56/$100 earned with Pampered Chef

Baking mama to dd (7.5), ds (6), ds (3.5) and someone new in April
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#486 of 662 Old 07-19-2008, 10:36 PM
 
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July 1 - Happy Canada Day!!!!!!!!!
July 2 - $130 to Mom for kids picnic table, $40 storage containers
July 3 - $16 lunch
July 4 - $163 Groceries
July 5 - $30 market, $9 Dollar store, $39 Wine, $66 books
July 6 -
July 7 - $31 magazine subscription, $43 computer speakers (ours broke) & surge protector (we didn't have one)
July 8 - $85 Gas:, Prescription $20, groceries $44, Speeding ticket $52
July 9 - $14 lunch on the road
July 10 -
July 11 - $7 mini golf, $3 Veggies, $15 games & rides, $52 drugstore, $10 wine, $14 dinner
July 12 -
July 13 - $83 meat order, $14 lunch on the road, $70 gas:
July 14 -
July 15 - $125 Groceries, $22 kids pjs, $21 t-shirts for me, $11 homeopathic cough medicine (why do my kids not get colds all winter and then get sick in the summer )
July 16 -
July 17 - $40 Dinner, $150 Hair
July 18 -
July 19 - $34 Pedicure & eyebrow wax, $20 lunch, $71 groceries


No spend days 7/20

Key:

No spend
budgeted/necessary spending
frivolous/unbudgeted spending
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#487 of 662 Old 07-20-2008, 01:20 AM
 
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Seem to be hitting that 2nd half of the month, falling-off-the-wagon a tad bump...

Kim :

July 1:
July 2:
July 3:
July 4:
July 5:
July 6:
July 7:
July 8:
July 9:
July 10:
July 11:
July 12:
July 13:
July 14:
July 15:
July 16: $19.60 library fines
July 17:
July 18: groceries overbudget (incl. MIL's b-day celebration)
July 19: big dumb color laser printer purchase (not frivolous, as it supports my businesses, but crazy expensive if you factor in toner)

GOALS:
* Less than $50 in frivolous spending: month to date $19.60
* At least 25 days (no spend or spending w/in budget): 16/31
* Pack snacks/water for outings: 19/31
* NO library fines: month to date $19.60
* Stay within grocery/eating out budget: $638/$500
* ORGANIZE/declutter (lack of organization = spending): 13/25
* Exercise (feeling good = decreased emotional spending): 15/25
* Meal plan created: 0/4 weeks
* Sell rental house by 8/31 - push hard in July...
* Sell motorcycle by 7/15: SOLD!!!!!!!!!
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#488 of 662 Old 07-20-2008, 01:45 AM
 
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July 1: ::
July 2: : :
July 3: 100.00 Grocerys 20.00 annual zoo passes for me and DH 5.00 lunch at zoo; 30.00 Diapers for new baby
July 4: ::
July 5: ::
July 6: : :
July 7: : :
July 8: : :
July 9: : :
July 10: 45 dollars for a Moby wrap and New native Sling, 5 for a new bobby pillow.
July 11: : :
July 12: 320.00 Chest Freezer, 30.00 meal out, 10.00 wooden puzzles for DD, 5.00 outfit for new baby coming, 30.00 misc household items 30.00 delievery fee for freezer
July 13: :
July 14- : :
July 15-::
July 16- 171 Groceries.. 10 sling..
July 17- : :
July 18- 150 Misc household things. 15.00 eating out
July 19- : :
July 20- : :

Goals
15/25 No Spend Days
15/20 No Drive Days
220/200 Food budget
50/50 Household budget
115/100 New baby budget
Make 200.00 off selling things we don't need/want/use: to date 405/200
0/1000 pay off most of car

~Heather~ Mama to Miss E (1/07), Miss A (11/08), Mr.T (2/11) and Miss A (10/12) Expecting our newest blessing sometime late Sept/early Oct.. Wife to my Marine since 11/2005
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#489 of 662 Old 07-20-2008, 01:57 AM
 
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1: : $5 lunch & 6.80 organizer thing and frozen juice concentrate
2:
3:
4: :3.00 & 38.95 sis's birthday gift & 9.79 organizer & : .97 candy for me
5: 3.01 ice cream for dad . . . he just had surgery
6: 63.27 at Target - underwear for hubby and some baby stuff . . . 13 dollars worth is going back tomorrow . . . was it necessary? I don't know I think so
7: + 12.70 returns at Target
8:
9: : 62.85
10:
11: : 3.66 lunch and soda at work
12: 250 exactly . . . won't get into it but it was all budgeted (although not fun)
13:
14: : 1.94 food and 1.25 soda at work . . . I've got to get on the ball! I'm doing a horrible job bringing my lunch this week and it's only monday!!! Also 9.79 on a micro SD card - not planned for but a GREAT deal (1G) and I will use it : 30.18
15:
16:
17:
18: : 7.72 on food and a drink at work . . . my friday/payday treat. 46.45 on clothes for my son. They grow like freaking weeds.
19:

Truly no spend!
: Groceries
Necessary or planned spending
: unnecessary spending
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#490 of 662 Old 07-20-2008, 06:37 AM
 
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No Spend July

7/ 1 - (Bills and Food) $18
7/ 2 - : $16
7/ 3 - $16
7/ 4 - $12
7/ 5 - (birthday Grill) :P $4
7/ 6 - : $10
7/ 7 - : $5
7/ 8 - (food) $9
7/ 9 - : $6
7/10 - : (spent $3, won hyena lotto so way cool but still!) $7
7/11 - : $4
7/12 - : $3
7/13 - :
7/14 - : $6
7/15 - : ($15 baby toy) ($20 Serger thread, $20 NE Wool care) $9
7/16 - : $5
7/17 - : (fastfood) $8
7/18 - : (fastfood) $12
7/19 - : : : Spent $60 chacha money! Bad Bad Bad!

: No Spend Days 9/20
: Out of budget spending 4/0
Budget Spending Days 6/11 (not going well!)
Money made from small work at home job saving for DD1 Birthday 17/31
Goal Money for Birthday $94/$200

I did horrible today. There was something I badly wanted to get my Meme who I have not seen in years on sale. (Also something for my Hubby) So I used the chacha money I have been making for my DD1s birthday next month. I know I can make it up, but still. It felt like stealing and I am feeling horrible about it tonight

Army wife to wonder hubby. Mama to 4 and Surrogate mother x2.: Zoey Born 5/7/2010
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#491 of 662 Old 07-20-2008, 10:50 AM
 
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7/1 Groceries
7/2
7/3 Fireproof safe for our envelope system cash / savings (banks = bah!)
7/4 Son's traditional 4th of July fireworks Izze from the grocery store
7/5 $5 at Half Price Books - 2 books for ds and 1 for me (The Consumer's Dictionary of Food Additives)
7/6
7/7 Weekly meal out (salad bar)
7/8 Dog food and gas for the car
7/9
7/10 Groceries, water bill, electric bill
7/11
7/12
7/13 Used book bag/purse thingy and a book, weekly meal out
7/14
7/15 Prescription for dh
7/16
7/17
7/18 $11 at thrift store
7/19


No Spend
Budgeted Spend
Non-Budgeted Spend

Come visit us on Tangled Hill! One small family in a big, big world.
Peace through homemaking.
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#492 of 662 Old 07-20-2008, 12:46 PM
 
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7/1 = $16.97 diapers/wipes, $42.50 groceries (plus $32.66 for biweekly produce delivery)
7/2 = :
7/3 = $7 massage at work
7/4 = : $1.93 ice cream
7/5 = $38.87 gas, $4.98 milk
7/6 = :
7/7 = :
7/8 = $59.41 groceries
7/9 = :
7/10 = :
7/11 = :
7/12 = $2.49 milk, : $24 music festival
7/13 = $21.82 groceries, $23.37 gas, : $23.66 new SIGG bottle
7/14 = : $9 flowers for Grandma (unnecessary, but worth it ), $2 earplugs
7/15 = :
7/16 = $31.10 gas, : $6 coffee and treats for kiddos
7/17 = : $6 little bags of souvenir rocks for the kids
7/18 = $36.57 gas, $11.94 groceries, : $64.70 at Target on misc. things--some needed, most not
7/19 = $4.98 milk, $5.79 groceries, $13.94 wasp trap, : $6.45 + $11.83 thrift store, $38.74 skirt & bindis, $6 wine, $7 beer, $4 gelato

: no spending 7/20
spending within budget
: unnecessary spending

Grocery total so far = $184.86/$250

Wow, I did REALLY bad today I went thrifting, which I wasn't supposed to do, and then I was hanging out with a few girlfriends and spent more than I should have. This week will be better!!

Single mama to DD 10/18/03 and DS 9/15/05 

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#493 of 662 Old 07-20-2008, 02:23 PM
 
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07/01
07/02 $10.00 Polly Pocket silliness for dd.
07/03
07/04
07/05
07/06
07/07
07/08
07/09
07/10
07/11
07/12 $2 yard sale, $2 target, $8 magazine subscription
07/13
07/14
07/15
07/16 $1.11 fabric. I really went crazy!
07/17
07/18
07/19 $15 assorted yard sale finds.
07/20

16/23 No-Spend Days
$38.11/$100 Unnecessary Spending
$320/$250 Credit Card Debt

Jenny, proud maker of red things
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#494 of 662 Old 07-20-2008, 04:22 PM
 
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My key:

:= groceries
=gas (that gets angry face for gas prices)
=necessary spending= dh b-day, car 10k mile check up
:= unnecessary spending
:=no money left my hands

7/1-:
7/2-:
7/3-: $14.96 a new environmentally friendly water bottle
7/4-:
7/5-:
7/6-:
7/7- $42 gas (didn't fill up), : $58 groceries
7/8-:
7/9-:
7/10-:
7/11-: $52 on various items some necessary, some maybe not, $42 gas
7/12-:
7/13-:
7/14-: $1.73 on Iced Coffee
7/15-: $4.65 Iced Mocha, $22.13 dinner out, $25 dvd
7/16- $10 gas on cc (to get me thru til Friday payday)
7/17-: $1.29 Panera, $4.23 Subway, $8.00 Mexican rest. $63.85 oil change, $86.49 DH b-day present
7/18-: $6 lunch, $32 Circuit City, $50 gas
7/19-:
7/20-:

Proud mama to : Nicholas James born 3/19/09
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#495 of 662 Old 07-20-2008, 04:30 PM
 
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Ug. Bad week. Gotta do better next week.

Week 1:
Monday, June 30: no spend, no drive
Tuesday, July 1: no spend
Wednesday, July 2: $541.24 credit card payment; $4.54 at McD's, $19.49 GW
Thursday, July 3: $5 GW
Friday, July 4: no spend
Saturday, July 5: no spend, no drive
Sunday, July 6: $6.06 postage, $75 prescriptions

Week 1 totals:
$35.09/$40 fun money :
$541.24/$1,000 CC
2/1 thrift trips
2/3 no drive days

Week 2:
Monday, July 7: +$35 books sold, -$18.90 for a new book for Mark and a DVD for both of us
Tuesday, July 8: $12.51 PO; $1.85 muffin; $5.41 GW; $3.54 Taco Bell :/
Wednesday, July 9: $2.75 afternoon snack
Thursday, July 10: $5.14 GW; $3.88 Taco Bell
Friday, July 11: $14.96 PO
Saturday, July 12: $2.75 turnover; $15.97 GW
Sunday, July 13: No spend, no drive, $159 CC payment

Week 2 totals:
$85.81/$79.91 fun money
$700.24/$1,000 CC
3/1 thrift trips
1/3 no drive days

Week 3:
Monday, July 14: $13.40 PO
Tuesday, July 15: $3.88 Taco Bell; $4.50 GW; $4 Starbucks
Wednesday, July 16: no spend
Thursday, July 17: no spend
Friday, July 18: $7 breakfast; $3.52 GW; $3.88 Taco Bell
Saturday, July 19: no spend
Sunday, July 21: $5.95 GW, +$29 from Ebay

Week 3 totals:
$46.13/$63.10 fun money :
$700.24/$700 CC :
3/1 thrift trips
0/2 no drive days

Goals:
$40/week fun money
$700/month to CC
1 thrift trip/week
2 no-drive days/week
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#496 of 662 Old 07-20-2008, 04:35 PM
 
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7/1: $81 in groceries, $7.50 for coffees out of misc spending budget
7/2: No Spend!
7/3: No Spend!
7/4: $25 groceries, $4 coffee
7/5: No Spend!
7/6: $3.94 on tomato plants
7/7: No Spend!
7/8: : $30 Target, $3.25 Cold Stone Creamery, $20 dr copay
7/9: $15 strawberries:, $7 bagel shop lunch
7/10: $5 Farmer's market, $34 at coop
7/11: $16 perlite for garden
7/12: $20 groceries $20 Home Depot for garden supplies
7/13:
7/14: : $10 Target, incl Dr Pepper
7/15: /: $10 Taco bell. Wasn't that good.
7/16: : $126 on new pillows
7/17: $18.25 farmer's market :$380 car repair
7/18: $14 lunch, $14 for transcripts
7/19: $35 Fleet farm and DQ
7/20: $15 ice cream

5/12 true no spend days
13/31 spend w/in budget days
$254/$450 total food spending
$260/$150 total misc spending (household, treats,etc)
$100 saved for dd's school
18/31 no Dr Pepper bought
$18.75/$200 made selling unused items
$56/$100 earned with Pampered Chef

Baking mama to dd (7.5), ds (6), ds (3.5) and someone new in April
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#497 of 662 Old 07-20-2008, 04:46 PM
 
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July 1 - Happy Canada Day!!!!!!!!!
July 2 - $130 to Mom for kids picnic table, $40 storage containers
July 3 - $16 lunch
July 4 - $163 Groceries
July 5 - $30 market, $9 Dollar store, $39 Wine, $66 books
July 6 -
July 7 - $31 magazine subscription, $43 computer speakers (ours broke) & surge protector (we didn't have one)
July 8 - $85 Gas:, Prescription $20, groceries $44, Speeding ticket $52
July 9 - $14 lunch on the road
July 10 -
July 11 - $7 mini golf, $3 Veggies, $15 games & rides, $52 drugstore, $10 wine, $14 dinner
July 12 -
July 13 - $83 meat order, $14 lunch on the road, $70 gas:
July 14 -
July 15 - $125 Groceries, $22 kids pjs, $21 t-shirts for me, $11 homeopathic cough medicine (why do my kids not get colds all winter and then get sick in the summer )
July 16 -
July 17 - $40 Dinner, $150 Hair
July 18 -
July 19 - $34 Pedicure & eyebrow wax, $20 lunch, $71 groceries
July 20 -


No spend days 8/20

Key:

No spend
budgeted/necessary spending
frivolous/unbudgeted spending
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#498 of 662 Old 07-20-2008, 05:29 PM
 
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july 1:
july 2:
july 3:
july 4:
july 5:
july 6:
july 7:
july 8:
july 9:
july 10: : made 60$ on craigslist!
july 11:
july 12:
july 13:
july 14:
july 15:
july 16:
july 17:
july 18: 24$
july 19: 26$
july 20:

week 3: 25$
2$ remaining for the month

(the budget is 75$/week for food, transportation, outings, etc, 100$ a month for clothes, gifts, craft stuff, etc)

march: 48% no-spend days
april: 56% no spend days
may: 52% no-spend
june: 33% no-spend
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#499 of 662 Old 07-20-2008, 08:34 PM
 
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7/1 Groceries
7/2
7/3 Fireproof safe for our envelope system cash / savings (banks = bah!)
7/4 Son's traditional 4th of July fireworks Izze from the grocery store
7/5 $5 at Half Price Books - 2 books for ds and 1 for me (The Consumer's Dictionary of Food Additives)
7/6
7/7 Weekly meal out (salad bar)
7/8 Dog food and gas for the car
7/9
7/10 Groceries, water bill, electric bill
7/11
7/12
7/13 Used book bag/purse thingy and a book, weekly meal out
7/14
7/15 Prescription for dh
7/16
7/17
7/18 $11 at thrift store
7/19
7/20


No Spend
Budgeted Spend
Non-Budgeted Spend

Come visit us on Tangled Hill! One small family in a big, big world.
Peace through homemaking.
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#500 of 662 Old 07-20-2008, 10:48 PM
 
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7/1 = $16.97 diapers/wipes, $42.50 groceries (plus $32.66 for biweekly produce delivery)
7/2 = :
7/3 = $7 massage at work
7/4 = : $1.93 ice cream
7/5 = $38.87 gas, $4.98 milk
7/6 = :
7/7 = :
7/8 = $59.41 groceries
7/9 = :
7/10 = :
7/11 = :
7/12 = $2.49 milk, : $24 music festival
7/13 = $21.82 groceries, $23.37 gas, : $23.66 new SIGG bottle
7/14 = : $9 flowers for Grandma (unnecessary, but worth it ), $2 earplugs
7/15 = :
7/16 = $31.10 gas, : $6 coffee and treats for kiddos
7/17 = : $6 little bags of souvenir rocks for the kids
7/18 = $36.57 gas, $11.94 groceries, : $64.70 at Target on misc. things--some needed, most not
7/19 = $4.98 milk, $5.79 groceries, $13.94 wasp trap, : $6.45 + $11.83 thrift store, $38.74 skirt & bindis, $6 wine, $7 beer, $4 gelato
7/20 = :

: no spending 8/20
spending within budget
: unnecessary spending

Grocery total so far = $184.86/$250

Much better day!

Single mama to DD 10/18/03 and DS 9/15/05 

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#501 of 662 Old 07-20-2008, 11:57 PM
 
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July 1:
July 2:
$11 shipping for my replacement sunglasses
$50 for a pair of my favorite capris that are not made anymore.
(I bought these with birthday money from my grandparents )
no drive
July 3:
July 4:
$42.65~ Health Food Store
$64.88~ Safeway
$12.00~ Eggs from our c.s.a. (3 dozen)
$12.00~ Starbucks: coffee and 3 smoothies
$4.00~ Java Hut: coffee drink
$12.00~ Lunch
July 5:
July 6:
July 7:
July 8:
$40.01 on ebay
no drive
July 9:
$6.75~ java hut
$48.70~ Walmart (fan, sunhat, tp, tissues, outdoor broom)
$39.78~ HFS (case of heritage flakes I ordered on sale, bread)
$22.71~ Ray's (diapers and coffee)
$70.20~ Safeway
July 10: no spend
I did drive to the river
July 11:
$8.00 Ice cream
$30.00 McAffee virus protection
$140 dell on-call
(I had a major virus on my computer...blah)
July 12: no spend
I drove to a friends house for dinner
July 13:
July 14:
$6.50~ java Hut
$12.00~ beer
$216.56~ grocery stores
$76.00 ~ walmart...gift cert. for brother who is having a baby & new cd &dvd
$6.50~ taco bell
July 15:
July 16:
July 17: $1200~Fred Meyer gift cards (worth $1320...free money $120)
$416~Fred Meyer (gas,groceries & some excesses)
$22~Pizza
$27~shorts for dh
$3~starbucks
July 18: $12 coffee and smoothies
July 19: $59~walmart(gift and a few odds and ends)
$15~take out lunch
$26~2 weeks worth of eggs and a few extras at c.s.a.
$12~farmers market bread
$12~starbucks...coffee and juno on dvd(all media is $8)
I am not doing so well
This has been really eye opening!!!!
July 20:
~better day for me too...it must have been in the air!!!~
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#502 of 662 Old 07-21-2008, 01:23 AM
 
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JULY GOALS

NO book buying 17/31 (i failed myself but $20 for science books for the kids) no more this month no more books but noted below i sold some books at bookmans so this balanced out, yes i am justifiying my failure to say no to the kids. failed again.ordered from barnes noble.com

NO clothes buying 19/31 i MUST wait til august to buy a new wallet. no kids or adult clothes have been purchased outside of of a 2packs of $1.24 3pack socks for ds7 orderd 2 bras from lane bryant for me. hadda coupon though.

NO drive days 2/7 this has changed to include taking the bus for 'field trips' we took the bus downtown to the science center

NO dryer useage days 8/10 this is going to be a killer. i will have to plan the laundry i am proud of myself on this so far

updated 7/20/08

i feel like im doing fairly well. to off set the book purchase i did sell some books at the resale shop. we are planning another bus trip this week. i think my no drive days was a bit much this month but im impressed with the bus so that may change for the following months.
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#503 of 662 Old 07-21-2008, 07:45 AM
 
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Need to play catchup here... but we did have a great low-spend weekend .
July 1: No spend
July 2: $15 pizza , $294 on groceries
July 3: $56 on fruits/veggies and 2 folding chairs
July 4: $30 on fireworks
July 5: $12.75 at Farmer's Market; $15 at Lowes
July 6: $15 at Target; $3.00 pool admission/snack for DD
July 7: $5.00 ice cream for family at DQ (with coupons!); $4.00 milk
July 8: $41 for groceries
July 9: $8.00 at Target
July 10: XXXX
July 11: XXXX
July 12: XXXX
July 13: No spend! Back on track again.
July 14: $23 craft supplies; $9 pizza
July 15: No spend!
July 16: $6 for milk; $45 for a triathlon top (but it did come with free shipping!)
July 17: $37 for groceries; $8.50 + $ for pool admission and snacks
July 18: $7 for ice cream
July 19: $35 at farmer's market; $7.50 pool admission
July 20: $39 for diapers
July 21:

3/10 No spend

Today should be no spend .

~~Kristina~~ Mama to DS(10/30/01), DD1(VBAC 3/28/04) and DD2(HBAC 5/21/06)
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#504 of 662 Old 07-21-2008, 10:09 AM - Thread Starter
 
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7/1 & : It's a good day!
7/2 : $6.87 for lunch because SOMEONE STOLE MY LUNCH at work!! :
7/3 & : If you want to see what I've been working on check it out here - www.rachaeljudd.wordpress.com
7/4 We had a nice day celebrating with the in-laws
7/5 : $7.00 makeup
7/6 : $67 dinner on the CC , DH and I both thought the other had grabbed cash...ick!
7/7 and :
7/8 and : Used a gift card for some dessert, woo hoo!
7/9 No Spend! I didn't work on writing but will today, I am adjusting my goal to 20 days of working on my business as it seems more realistic.
7/10 : $9.08, ice cream
7/11 : $12.96 - Movies, but we had free dessert at the 7/11
7/12
7/13 : $13.50 breakfast but we packed a lunch and went to the park so that was nice!
7/14 and : what a great day!
7/15 and $15 extra on CC planning to : when I get home!
7/16 : $5.50 on cold drinks during our walk
7/17 : $3.50 on doughnuts :
7/18 Today is going to be no spend! Plus, I got to bill my first freelance client $455 :
7/19 : $25 I let DH talk me into going for brunch...ugh
7/20 : $3.30 Stopped at Starbucks...why coffee...why!!!

Specific goals...

Total Overspend: $143.71 :
No Spend Days: 10/20
Debt Payment: $15/$400
**Extra debt payment is not likely to happen this month because DH's work has been slow.
30 minutes/day on business 8/20 :

Rachael ~ Wife to : DH ~ Son 4-24-07 ~ 6-24-08 ~ Daughter 7-22-09
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#505 of 662 Old 07-21-2008, 04:23 PM
 
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07/01
07/02 $10.00 Polly Pocket silliness for dd.
07/03
07/04
07/05
07/06
07/07
07/08
07/09
07/10
07/11
07/12 $2 yard sale, $2 target, $8 magazine subscription
07/13
07/14
07/15
07/16 $1.11 fabric. I really went crazy!
07/17
07/18
07/19 $15 assorted yard sale finds.
07/20
07/21 $7.33 swap shipping

16/23 No-Spend Days
$45.44/$100 Unnecessary Spending
$320/$250 Credit Card Debt

Jenny, proud maker of red things
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#506 of 662 Old 07-21-2008, 04:26 PM
 
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july 1:
july 2:
july 3:
july 4:
july 5:
july 6:
july 7:
july 8:
july 9:
july 10: : made 60$ on craigslist!
july 11:
july 12:
july 13:
july 14:
july 15:
july 16:
july 17:
july 18: 24$
july 19: 26$
july 20:
july 21:

week 3: 25$
2$ remaining for the month

(the budget is 75$/week for food, transportation, outings, etc, 100$ a month for clothes, gifts, craft stuff, etc)

march: 48% no-spend days
april: 56% no spend days
may: 52% no-spend
june: 33% no-spend
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#507 of 662 Old 07-21-2008, 05:14 PM
 
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01.. $7.50 ECHO museum pass
02.. $31 white noise machine, ice cream
03..
04..
05.. $27 pictures from Costco
06..
07..
08..
09.. $10.97 baby stickers and pictures
10..
11..
12..
13.. $10.76 scrapbooking adhesive
14..
15..
16..
17..
18..
19..
20.. $32 workout shorts
21.. $5.42 Burger King

My goals:

15/20 No Spend Days
Tally of evil: $95.42

 

 

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#508 of 662 Old 07-21-2008, 05:40 PM
 
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My key:

:= groceries
=gas (that gets angry face for gas prices)
=necessary spending= dh b-day, car 10k mile check up
:= unnecessary spending
:=no money left my hands

7/1-:
7/2-:
7/3-: $14.96 a new environmentally friendly water bottle
7/4-:
7/5-:
7/6-:
7/7- $42 gas (didn't fill up), : $58 groceries
7/8-:
7/9-:
7/10-:
7/11-: $52 on various items some necessary, some maybe not, $42 gas
7/12-:
7/13-:
7/14-: $1.73 on Iced Coffee
7/15-: $4.65 Iced Mocha, $22.13 dinner out, $25 dvd
7/16- $10 gas on cc (to get me thru til Friday payday)
7/17-: $1.29 Panera, $4.23 Subway, $8.00 Mexican rest. $63.85 oil change, $86.49 DH b-day present
7/18-: $6 lunch, $32 Circuit City, $50 gas
7/19-:
7/20-:
7/21-:

My goal is to have No Spend days til Wednesday. Wednesday I have to pick up my dress from the alterations place for a wedding, mail out a paperback swap book, and get my nails done for a wedding. I'm gonna try to hold out til Thursday though! Friday we leave for NY for a wedding.

Proud mama to : Nicholas James born 3/19/09
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#509 of 662 Old 07-21-2008, 05:54 PM
 
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Didn't really start the week off well...

Week 1:
Monday, June 30: no spend, no drive
Tuesday, July 1: no spend
Wednesday, July 2: $541.24 credit card payment; $4.54 at McD's, $19.49 GW
Thursday, July 3: $5 GW
Friday, July 4: no spend
Saturday, July 5: no spend, no drive
Sunday, July 6: $6.06 postage, $75 prescriptions

Week 1 totals:
$35.09/$40 fun money :
$541.24/$1,000 CC
2/1 thrift trips
2/3 no drive days

Week 2:
Monday, July 7: +$35 books sold, -$18.90 for a new book for Mark and a DVD for both of us
Tuesday, July 8: $12.51 PO; $1.85 muffin; $5.41 GW; $3.54 Taco Bell :/
Wednesday, July 9: $2.75 afternoon snack
Thursday, July 10: $5.14 GW; $3.88 Taco Bell
Friday, July 11: $14.96 PO
Saturday, July 12: $2.75 turnover; $15.97 GW
Sunday, July 13: No spend, no drive, $159 CC payment

Week 2 totals:
$85.81/$79.91 fun money
$700.24/$1,000 CC
3/1 thrift trips
1/3 no drive days

Week 3:
Monday, July 14: $13.40 PO
Tuesday, July 15: $3.88 Taco Bell; $4.50 GW; $4 Starbucks
Wednesday, July 16: no spend
Thursday, July 17: no spend
Friday, July 18: $7 breakfast; $3.52 GW; $3.88 Taco Bell
Saturday, July 19: no spend
Sunday, July 21: $5.95 GW, +$29 from Ebay

Week 3 totals:
$46.13/$63.10 fun money :
$700.24/$700 CC :
3/1 thrift trips
0/2 no drive days

Week 4:
Monday, July 21: $3.75 coffee

Goals:
$40/week fun money
$700/month to CC
1 thrift trip/week
2 no-drive days/week
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#510 of 662 Old 07-21-2008, 05:59 PM
 
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7/1: $81 in groceries, $7.50 for coffees out of misc spending budget
7/2: No Spend!
7/3: No Spend!
7/4: $25 groceries, $4 coffee
7/5: No Spend!
7/6: $3.94 on tomato plants
7/7: No Spend!
7/8: : $30 Target, $3.25 Cold Stone Creamery, $20 dr copay
7/9: $15 strawberries:, $7 bagel shop lunch
7/10: $5 Farmer's market, $34 at coop
7/11: $16 perlite for garden
7/12: $20 groceries $20 Home Depot for garden supplies
7/13:
7/14: : $10 Target, incl Dr Pepper
7/15: /: $10 Taco bell. Wasn't that good.
7/16: : $126 on new pillows
7/17: $18.25 farmer's market :$380 car repair
7/18: $14 lunch, $14 for transcripts
7/19: $35 Fleet farm and DQ
7/20: $18 ice cream
7/21: $40 groceries

5/12 true no spend days
14/31 spend w/in budget days
$297/$450 total food spending
$260/$150 total misc spending (household, treats,etc)
$100 saved for dd's school
19/31 no Dr Pepper bought
$18.75/$200 made selling unused items
$56/$100 earned with Pampered Chef

Baking mama to dd (7.5), ds (6), ds (3.5) and someone new in April
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