~September No Spend Challenge~ Finishing Strong! - Page 17 - Mothering Forums

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Old 09-25-2008, 09:51 PM
 
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1: WOULD have been a no spend day . . . until we realized the car seat we had bought didn't fit and I had to go out and spend 31.84 on another one (luckily I had some gift cards).
2: : 24
3: Baby boy born!!!
4:
5:
6:
7:
8:
9:
10:
11:
12: 43.45 on a brand new Moby Wrap (baby has lived in it since yesterday afternoon)
13: : 2.48 on a frozen yogurt - we took a family walk with the baby in the Moby
14: : 3.00 Thai Iced tea - we took the kids to a parade . . . Baby in the Moby
15: (no thai iced tea today )
16:
17:
18: : 4.28 on candy - yes candy. I'm addicted to Darrell Lea licorice.
19:
20:
21: : Target
22: : 4.27 Video Rental
23: : 53 & 4.27 Video Rental
24: : 7.55 Video Rentals
25:


Truly no spend
Budgeted or necessary spending
: Unnecessary spending
: Groceries
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Old 09-25-2008, 10:40 PM
 
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It was really, really hard today.

But I did it!

Sept 1:
Sept 2: $7 lunch
Sept 3: $29 shipping; $7 breakfast/coffee
Sept 4:
Sept 5: $16 shipping
Sept 6:
Sept 7:
Sept 8:
Sept 9: $11 Goodwill
Sept 10:
Sept 11: $5 coffee/banana
Sept 12: $7 coffee/turnover
Sept 13:
Sept 14: $36 on sports bras and socks
Sept 15: $6 coffee/muffin
Sept 16:
Sept 17: $29 craft supplies; $5 afternoon snack/coffee; $6 McD's dinner
Sept 18:
Sept 19: $5 lunch; +$50 PP
Sept 20: $24 Goodwill, +$20 PP
Sept 21:
Sept 22:
Sept 23: $2 pharmacy
Sept 24: $21 headphones and sports bras
Sept 25:
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Old 09-25-2008, 10:45 PM
 
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I've been bad about posting lately, but I had a bad cold and I've been working a lot so those are good excuses... right? Right? Anyway, I haven't been as good as I'd hoped to be but where I'm also working way more than I'd ever dreamed I would in September I'm feeling a little more freedom to spend which isn't really good because I won't get paid for most of it till October. But not as bad as spending money I'll never get... right? Right?

I also surpassed my substituting days that I really wanted to get this month and I still have tomorrow and another week left of that pay period. Go me : 5 days left! I have a baby shower to go to on Saturday, have to get a gift, but other than that I'm going to go for 4 more days of no spend.


01/09 -
02/09 -
03/09 -
04/09 - : (half day)
05/09 - $16 on bus tickets. Necessary as I need to bus to schools for work but still broke my no-spending streak
06/09 -
07/09 -
08/09 - : Taught and tutored but also spend $12 on a cab getting from work to tutoring. Paid for tutoring for the month!:
09/09 - :
10/09 -
11/09 -
12/09 - :
13/09 - bought dinner for DF and I $38.00
14/09 -
15/09 -
16/09 - :
17/09 - $3.00 on a drink :
18/09 - :
19/09 - $20.00 on gas :
20/09 -
21/09 - $15.00 gas
22/09 - $12.00 taxi :
23/09 - PM :
24/09 - AM :
25/09 - :


My Key
No spend - 18/30
Spend - 7/30
Taught - : 10.5/10
Tutored - 6/6
Income -

In - Out
$120 - $116

Goals:

- Spend absolutely NOTHING until I get some income
- Get a full time job : And get some part time teaching work
- Pay off some of CC - Done
- Re-apply for interest relief on student loan Done
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Old 09-26-2008, 12:10 AM
 
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Okay another awesome day for me....$3.00 spent total

Tomorrow is going to be a big spending day.....
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Old 09-26-2008, 02:13 AM
 
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9/1: $30.03 groceries; : $27.98 wasp trap, grill brush & lighter, ceiling hooks
9/2: :
9/3: :
9/4: :
9/5: :
9/6: $60.32 groceries, $9.45 baby wipes, $6.36 bday presents for DS at the $ store; : $7.49 outfit from thrift store for costume party
9/7: :
9/8: :
9/9: :
9/10: :
9/11: : $10 really cool patchwork skirt at thrift store, $20 dinner/drinks with a girlfriend, $2 parking meter
9/12: :
9/13: $110.67 groceries, : $40 sushi for friend's bachelorette party
9/14: : $55.08 + $35.09 organic cotton pants, $53.15 new bag for me
9/15: $32.50 gas (first fill up in 3 1/2 weeks!!), $16 yarn for hat for DS, bought with birthday money; : $.60 candy bar
9/16: :
9/17: :
9/18: :
9/19: $4.07 groceries; : $10.74 thrift store, $22.30 socks & razor cartridges, $14.39 coffee beans & iced coffee, $30 show & drinks
9/20: $29.68 groceries; : $7.52 thrift store, $25.26 Hobby Lobby (included wedding present for friends), $41 show & drinks
9/21: :
9/22: :
9/23: :
9/24: $17.46 groceries; : $17.19 wine, $60.35 @ Target--diapers and storage containers for toys, $24.64 hula hoop making supplies (some will be reimbursed)
9/25: :

No spend days 16/18
Grocery total: $252.22/$225

My key:

: no spend
budgeted spending
: unnecessary spending

Quote:
Does anyone feel that they actually spend more doing this...almost like being on a diet, falling off the wagon, so you then realllllllyyyy fall off the wagon.
Yes!! That's totally me! See 9/13-14 & 19-20

Single mama to DD 10/18/03 and DS 9/15/05 

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Old 09-26-2008, 03:18 AM
 
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i haven't been updating because i actually lost track of how much we spent on seperate days.. but having taken a look at our bank account, i can see that we have spent an average of $26 a day for the past 10 days: that's on groceries, fuel for the car (dh's drive to work is 50 minutes each way) and few packets of chips, chocolate bars and a pizza yesterday + a $20 trip to the book store... so seriously, i have to say, we've done REALLY well. we would usually spend about $35 every day on food ALONE. if we continue with this pattern next month then we will spend about $800 on food and fuel combined instead of the budgeted $1200 for food and fuel (we live in a very high COL area, are GFDF and eat meat everyday).
i am sure i can bring it down a little more too, i just need to cut out the chips and chocolate and come up with a better meal plan. i am going to try and bring it down to a total of $700 for food and fuel the month.

friday 26 september:

no spend day! i have everything i need for dinner and lunch tomorrow! :
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Old 09-26-2008, 03:31 AM
 
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01 - $12.71 at Arby's for dinner while on the road, $44.08 for gas
02 - : $26.31 in groceries
03 - :
04 - :
05 - $13.50 for pizza
06 - $13.01 for scrapbooking supplies, : $36.28 for groceries
07 -
08 - $34.60 at Carter's Outlet for baby gift (not budgeted, but necessary)
09 -
10 - :
11 - :
12 - : $17.21 for groceries
13 -
14 -
15 -
16 -
17 - $5.35 at Starbucks (worth every penny!!!!)
18 -
19 -
20 - :
21 -
22 - $44.76 on gas
23 - : $79.84 on groceries
24 - :
25 - $111 at Lowe's for an area rug


Legend
: = groceries
= no spend
: = no drive
= unnecessary spending

Goals
- 15/15 no spend days - GOAL MET! :
- $159.64/$300 on groceries
- 1 no drive day per week
- 22/15 no eat-out days - GOAL MET! :

DD#1 dust.gif (May '08); new sweet baby girl (May '11) vbac.gif
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Old 09-26-2008, 09:01 AM
 
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09/12
09/13
09/14 $3 sewing pattern
09/15
09/16
09/17
09/18 $5 airfresher silliness (weird pregnancy issue)
09/19
09/20
09/21
09/22
09/23
09/24
09/25

12/19 No spend days.
$8 spent unnecessarily.

Jenny, proud maker of red things
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Old 09-26-2008, 12:27 PM
 
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9/17
9/18 : $42.08 on cc beer/wine for entertaining inlaws for dinner
9/19 drink for kids while picking up CSA $7.41 on cc:
9/20 gave into my dh to order pizza $35.00
9/21 bfast out prior to sunday school $43.88 (may add to budget for 1xmo)
9/22 : 31.86 cold weather clothes for ds6, $8.50 rain boots from thrift store that ds4 really liked
9/23
9/24 - it's about time!
9/25 $4.26 for plates/bowls - throwing dinner party saturday

Goals:
foucus on 6mo emergency fund
put weekly budgeted item in writing
use cash not credit (reinstate envelope system)
stop spending outside of budget

Key:
no spend day
spent only within budget using cash
: spend day within budget but used credit
oops
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Old 09-26-2008, 12:42 PM
 
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9/10 -- $28.00 on gas
9/11 -- $20 on co-pay, $12 on parking & $6.97 on lunch
9/12 -- $3.09 breakfast, $4.70 lunch
9/13 -- :
9/14 -- $73.28 Groceries
9/15 -- $6.71 lunch + $8.35 CVS + $31.50 TJs
9/16 -- :
9/17 -- :
9/18 -- $6.95 LL Bean + $5.94 Gymbo
9/19 -- $5.00 CVS + $68.43 groceries
9/20 -- :
9/21 -- $9.00 - Noodle, Noggin & Bean (playspace for DS)
9/22 -- $1.88 CVS + $58.00 US Airways + $90.70 BJs
9/23 -- $3.87 lunch + $24.12 Ikea + $16.29 Marshall's
9/24 -- $3.00 DD Ice Coffee
9/25 -- :
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Old 09-26-2008, 01:11 PM
 
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01.. $74 babysitter and latte
02.. $10.29 Wendy's
03..
04.. :
05.. $13 baked goods for playgroup
06.. $130 two shirts and two nursing tank tops
07.. :
08.. :
09..
10.. :
11.. $15 for nursing tank top :
12.. $10 fancy schmancy diaper salve
13..
14.. $40 fleece, $2 coffee, $5 map
15.. $28
16.. :
17..
18.. $363 running shoes, tank tops
19.. :
20..
21..
22.. :
23.. $8 swing batteries & candy
24.. $9 groceries for neighbor who just had baby
25.. :
26.. :

Goals:
15/20 No Spend Days
10/10 Let the Car Rest Days : GOAL MET!!! :

I won't be able to reach my no spend goal this month (grrr....) but I'm really hoping to have 4 more no spend days so I can get as close as possible.

This is the first time I have met the no-drive goal in over a year. Wahoo!!!

Part of that is that our brake light is on...we have to get the car repaired on Monday and I'm trying not to drive it much before then. It will be an expensive repair too so that is curbing my spending.

We only have four more days left in this month, Ladies! you can do it!!!!

 

 

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Old 09-26-2008, 03:58 PM
 
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9/1: $14 for 5 pants, 4 shirts, and shoes for ds at thrift store
9/2: $2.50 coffee for DH and I, $9.50 for city trash bags
9/3:
9/4: $12 for eyebrow threading (I haven't had it done in over a month and I'm beginning to look like sasquatch ), $11 for yarn to finish ds' sweater, $77 in gas to fill up both cars (gas at a record low of $3.75/gal - hasn't been that low here in over 6 months), put $500 of paycheck into savings!
9/5: $65 for sandals at Endless.com, $20 dinner out with sister
9/6: $82 for groceries, $61 for school supplies (actually for ds’ Christmas) & two sheet sets, $14 clothes at thrift store, $100 for window installation, $20 for router & table DH bought from friend
9/7: DH’s parents want to go to IKEA, we budgeted $50 for trip and spent $55 (not bad)
9/8: (I’ve gotta be good the rest of this week to make up for the damage done over the weekend)
9/9: $6.50 for support hose & $10 for Dr visit
9/10: $53 for meds and vitamins
9/11:
9/12: $16.80 for stamps
9/13: $90.97 for groceries, $16.70 for winterizing supplies, $10.82 for breakfast out
9/14: , :
9/15:
9/16:
9/17: $15 for costumes at thrift store, $50 for my months worth of milk, eggs, cheese, and beef from the cow-share
9/18: $10 for copay at my DO, $9 for bread, peppers, and corn flour at farmers market
9/19:
9/20 -/21: $40 for gas in both cars, $96 for food (over $50 of that was for bulk flour/baking items in prep for winter baking), $10 misc items for yard clean-up/tree pruning.
9/22-9/26:

My KEY:
= No spend
= Budgeted or necessary spending
= Un-Budgeted spending
= Put money in savings
= Saved money
: = No driving or biking only

MY GOALS:
12/15 No Spend Days
2/2 Eating Out
$592/$600 Groceries, gasoline & household expenses
$25/$25 Winter clothes for ds
$185/$150 Home Improvement
$500/$500 Put in household savings
Total Un-Budgeted spending = $124.50
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Old 09-26-2008, 05:34 PM
 
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9/17 :
9/18 groceries: budgeted $24, spent $29.95
9/19 :
9/20 AND spent the day cleaning house. Truly a banner day.
9/21 AND spent the day cleaning the basement. What is going on here people??
9/22: $3 coffee, $10.35 saladbar and $12.73 unplanned groceries @ spendyland grocery store
9/23:
9/24: sorta: $35.64 house spending @ target, $54.90 groceries; sorta: $9.50 mongolian grill lunch date, $1.25 ice cream
9/25:

Me + DP + 2 rescue lap dogs = True Love Always
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Old 09-26-2008, 06:00 PM
 
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9/1 :
9/2 :
9/3 :
9/4 : Gas $40 /Groceries ~$36
9/5 :
9/6 :
9/7 :
9/8 :
9/9 : Groceries $200
9/10:
9/11:
9/12: Thrift store (fall clothes for ds1, fabrics for Xmas presents, couple toys for kids) ~$23
9/13:
9/14:
9/15:
9/16:
9/17: Groceries $287.39 /Gas $84.40/ Vet $15
9/18: Take out $25
9/19:
9/20: Camping $52.50 /Ice $9
9/21:
9/22:
9/23:
9/24: Groceries $170
9/25:
9/26:


No spend
Budget spend
Over spend

Groceries $693.39
Gas $124.40
Misc. $109.50
Vet $15
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Old 09-26-2008, 06:46 PM
 
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So far, I've managed to not spend more than I had come in this month. Next month will be much better for income.

01/09 -
02/09 -
03/09 -
04/09 - : (half day)
05/09 - $16 on bus tickets. Necessary as I need to bus to schools for work but still broke my no-spending streak
06/09 -
07/09 -
08/09 - : Taught and tutored but also spend $12 on a cab getting from work to tutoring. Paid for tutoring for the month!:
09/09 - :
10/09 -
11/09 -
12/09 - :
13/09 - bought dinner for DF and I $38.00
14/09 -
15/09 -
16/09 - :
17/09 - $3.00 on a drink :
18/09 - :
19/09 - $20.00 on gas :
20/09 -
21/09 - $15.00 gas
22/09 - $12.00 taxi :
23/09 - PM :
24/09 - AM :
25/09 - :
26/09 - : $18.00 wooden teething rattle for baby shower $5.00 fruity cold drink with a friend after a long work week


My Key
No spend - 18/30
Spend - 8/30
Taught - : 11.5/10
Tutored - 6/6
Income -

In - Out
$190 - $139

Goals:

- Spend absolutely NOTHING until I get some income
- Get a full time job : And get some part time teaching work
- Pay off some of CC - Done
- Re-apply for interest relief on student loan Done
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Old 09-26-2008, 07:55 PM
 
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I think I'm going to jump in and start getting ready for October. I know that I love shopping too much to ever do an actual no spend, but I really need to get a grip on what I spend. I need some accountability on what I'm spending and hopefully reporting here will help with that.

I'm Candy. Right now I'm a SAHM to 6 yo Matt and 1 yo Ethan. Matt is in the 1st grade. I'm waiting to hear about a job that I applied for. I really, really want this job. I love being home for my boys, but this is one of my dream jobs. We don't need the extra income, it would be entirely for "fun" things. But I think we're ready for a little fun. I really want to be able to take fun family vacations. Part of being able to do that will be saving money from my (hopeful) job so we can do that.

So, I'll start reporting today.

9/26 $4.20 Starbucks Pumpkin Spice Latte (So worth it!!)

Candy, Mom to Matthew (5/02) and Ethan (10/07)

Trying for #3 starting 5/13

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Old 09-26-2008, 08:26 PM
 
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9/1: $30.03 groceries; : $27.98 wasp trap, grill brush & lighter, ceiling hooks
9/2: :
9/3: :
9/4: :
9/5: :
9/6: $60.32 groceries, $9.45 baby wipes, $6.36 bday presents for DS at the $ store; : $7.49 outfit from thrift store for costume party
9/7: :
9/8: :
9/9: :
9/10: :
9/11: : $10 really cool patchwork skirt at thrift store, $20 dinner/drinks with a girlfriend, $2 parking meter
9/12: :
9/13: $110.67 groceries, : $40 sushi for friend's bachelorette party
9/14: : $55.08 + $35.09 organic cotton pants, $53.15 new bag for me
9/15: $32.50 gas (first fill up in 3 1/2 weeks!!), $16 yarn for hat for DS, bought with birthday money; : $.60 candy bar
9/16: :
9/17: :
9/18: :
9/19: $4.07 groceries; : $10.74 thrift store, $22.30 socks & razor cartridges, $14.39 coffee beans & iced coffee, $30 show & drinks
9/20: $29.68 groceries; : $7.52 thrift store, $25.26 Hobby Lobby (included wedding present for friends), $41 show & drinks
9/21: :
9/22: :
9/23: :
9/24: $17.46 groceries; : $17.19 wine, $60.35 @ Target--diapers and storage containers for toys, $24.64 hula hoop making supplies (some will be reimbursed)
9/25: :
9/26: :

No spend days 17/18
Grocery total: $252.22/$225

My key:

: no spend
budgeted spending
: unnecessary spending

Single mama to DD 10/18/03 and DS 9/15/05 

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Old 09-27-2008, 02:56 PM - Thread Starter
 
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We are on a 45 day journey of being extremely frugal. We have decided to only spend on things we have already committed to. We have a few over 15 days left in the challenge. (http://www.45dayfinancialfast.blogspot.com/)

Sept 1 - Labor Day - We stayed in and did things around the house, it was really relaxing.

Sept 2 - Back to work, gave my notice that I was quitting :

Sept 3 - : $5.25 on "extra" food for my lunch

Sept 4 - Only groceries.

Sept 5 -

Sept 6 - : $4.19 Trade Joe's snack

Sept 7 - Yay for Sundays!

Sept 8 -

Sept 9 - DH asked me how we were doing with the budget, I love these days!

Sept 10 - Pre-emptive. We will all be home tonite so I think this should be a no spend.

Sept 11 - Yay! Plus DH worked some overtime and we received a refund so we had a small windfall.

**Today (12th) may not be a no spend. We need a few things for our trip. I have a gift card but I don't think it will cover everything but I am going to try!***

Sept 13 - Sept 26 - VACATION - I'm back ladies! We had a great vacation and a wonderful time together.

Sept 27 I am donating a bunch of stuff today which should keep me from shopping/spending.

*****

Total No Spend 9/25
: Total Overspend $9.44

Rachael ~ Wife to : DH ~ Son 4-24-07 ~ 6-24-08 ~ Daughter 7-22-09
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Old 09-27-2008, 06:44 PM
 
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Code:

= no unnecessary spending today.
= unnecessary spending today.
: = no-drive day.

September 1: But only a minor faux-pas. I forgot to pack snacks, caved, and bought a 99-cent box of Jelly Bellies!
2nd My, my! We're not off to a good start this month! DD was driving me CRAZY, and I had to get out tonight to work on a speech I'm writing, and only the expensive coffee shops were open. I ended up spending $4.71 at Starsucks.
3rd
4th $110.00 in groceries
5th
6th I'm not sure which face to put up. I needed bras. Did I need the good kind from Victoria's Secret at $132.00 for three of them?
7th $10.00 church collection
8th : Wrote big fat hairy check to mortgage company :
9th $7.00 for weekly lunch date, (feeds three of us!) and nearly $6.00 for a storage caddy for some household clutter.
10th $110 in necessary groceries, $40.00 in necessary gas, $3.00 on an unnecessary latte.
11th : Paid one bill.
12th
13th Sugar-crashed. No food. In car. Needed. Latte. Scone. Now!! $6.33.
14th : $25.00 donation to church building fund, another $25.00 for church raffle. I argue that charity is necessary, but I'm struggling with how to incorporate it into frugal living without seeming like a miserly monster.
15th 11.00 on sink patch kit (needed), and "caulk remover" (maybe I'll return that). 10.00 on a new potty seat for DD, who's about to start learning that fine art . . .
16th $8.00 on budgeted, weekly lunch date with family.
17th but : $20.00 on produce from the farm, $101.00 on groceries (I would have stayed within budget if I didn't live in one of those backward grocery tax states!), $28.00 on DHs meds, and $28.00 for some staining supplies. (Hey! I almost caved in to a $400 bid, so I'm doing pretty well to DIY on my back deck!)
18th
19th
20th $12.00 at Home Depot to sample a paint color. Don't hold your breath; I didn't like it. And then broke no-eat-out fast b/c DH and I forgot to eat before going out. $16.00 at Baja Fresh.
21st $10.00 to church collection.
22nd :
23rd Bought DD first-hand clothes, against my usual "rule." Total came to a little over $12.00. The good news is that I found a headband and tail for her Halloween costume at $3.50.
24th $120.00 in groceries
25th :
26th About 70 cents on library photocopies
27th $25.00 to charity

In God we trust; all others must show data. selectivevax.gifsurf.gifteapot2.GIFintactivist.gif
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Old 09-27-2008, 06:53 PM
 
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Still trying to get to 15 ...

Sept 1:
Sept 2: $7 lunch
Sept 3: $29 shipping; $7 breakfast/coffee
Sept 4:
Sept 5: $16 shipping
Sept 6:
Sept 7:
Sept 8:
Sept 9: $11 Goodwill
Sept 10:
Sept 11: $5 coffee/banana
Sept 12: $7 coffee/turnover
Sept 13:
Sept 14: $36 on sports bras and socks
Sept 15: $6 coffee/muffin
Sept 16:
Sept 17: $29 craft supplies; $5 afternoon snack/coffee; $6 McD's dinner
Sept 18:
Sept 19: $5 lunch; +$50 PP
Sept 20: $24 Goodwill, +$20 PP
Sept 21:
Sept 22:
Sept 23: $2 pharmacy
Sept 24: $21 headphones and sports bras
Sept 25:
Sept 26: $38 Goodwill (mostly shorts); $5 McD's
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Old 09-27-2008, 07:54 PM
 
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OT: We heard baby's heartbeat for the first time today! :

09/12
09/13
09/14 $3 sewing pattern
09/15
09/16
09/17
09/18 $5 airfresher silliness (weird pregnancy issue)
09/19
09/20
09/21
09/22
09/23
09/24
09/25
09/26
09/27 $8 fabric

13/19 No spend days.
$16 spent unnecessarily.

Jenny, proud maker of red things
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Old 09-27-2008, 08:00 PM
 
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My key:
:=grocereries
=anything else deemed necessary. gas, health and beauty products
=not necessary
=no money left my hands at all

9/1-
9/2- $42.21 on Desperate Housewives Season 4 (down from $50) and a gelato from Liquid hwy.
9/3- $50 gas and $2.58 Paperback Swap obligation. : $14 lunch for the week.
9/4-
9/5-
9/6- $15 CVS Aspirin and Razor with xtra blade, $2.65 Panera Bread
9/7-
9/8-
9/9-
9/10- $6-Zaxby's, $1.17 P.O. and $19 CVS, : $12.36
9/11-
9/12- $8 Subway, $35 gas
9/13-
9/14-
9/15-
9/16-: $59 groceries, $2.58 PBS obigation, $63 for nails,bkfst &,haircut.
9/17-
9/18-
9/19- $10 laundry detergent, $5 McD's.
9/20-
9/21-
9/22-
9/23-
9/24-: $15 food
9/25- $1.83 McD's iced coffee
9/26-
9/27-

Proud mama to : Nicholas James born 3/19/09
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Old 09-27-2008, 10:30 PM
 
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Jenny -- ::

Rachael -- WELCOME BACK!!!!

 

 

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Old 09-27-2008, 10:37 PM
 
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01.. $74 babysitter and latte
02.. $10.29 Wendy's
03..
04.. :
05.. $13 baked goods for playgroup
06.. $130 two shirts and two nursing tank tops
07.. :
08.. :
09..
10.. :
11.. $15 for nursing tank top :
12.. $10 fancy schmancy diaper salve
13..
14.. $40 fleece, $2 coffee, $5 map
15.. $28
16.. :
17..
18.. $363 running shoes, tank tops
19.. :
20..
21..
22.. :
23.. $8 swing batteries & candy
24.. $9 groceries for neighbor who just had baby
25.. :
26..
27.. $47 new panties

Goals:
15/20 No Spend Days
9/10 Let the Car Rest Days :

Bought new panties. Threw out the maternity panties. Technically I could have continued to use them, so I'm counting it as non-necessity. But I have to admit it was nice to throw them out and get regular-girl panties again.

I had to take my no-drive from yesterday back because it was raining last night so I drove to a Tupperware party. I didn't buy any Tupperware, which was a victory for me, but I always feel a bit guilty when I go to those parties and DON'T buy anything.

I was planning to buy, but I couldn't justify those Tupperware prices. Maybe at one point in time it was worth it to pay twice as much for that plasticky stuff, but nowadays you can get the same thing at half the cost in regular stores. I digress...

Good luck no-spenders!!! We only have a few days left to go.

 

 

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Old 09-27-2008, 11:04 PM
 
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9/17 :
9/18 groceries: budgeted $24, spent $29.95
9/19 :
9/20 AND spent the day cleaning house. Truly a banner day.
9/21 AND spent the day cleaning the basement. What is going on here people??
9/22: $3 coffee, $10.35 saladbar and $12.73 unplanned groceries @ spendyland grocery store
9/23:
9/24: sorta: $35.64 house spending @ target, $54.90 groceries; sorta: $9.50 mongolian grill lunch date, $1.25 ice cream
9/25:
9/26: $3.25 ice cream
9/26: $3 in vending machine drinks and $1 in snacks! WTH?? Plus $9 groceries, and $10 sweaters at goodwill

Me + DP + 2 rescue lap dogs = True Love Always
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Old 09-28-2008, 12:19 AM
 
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9/1 :
9/2 :
9/3 :
9/4 : Gas $40 /Groceries ~$36
9/5 :
9/6 :
9/7 :
9/8 :
9/9 : Groceries $200
9/10:
9/11:
9/12: Thrift store (fall clothes for ds1, fabrics for Xmas presents, couple toys for kids) ~$23
9/13:
9/14:
9/15:
9/16:
9/17: Groceries $287.39 /Gas $84.40/ Vet $15
9/18: Take out $25
9/19:
9/20: Camping $52.50 /Ice $9
9/21:
9/22:
9/23:
9/24: Groceries $170
9/25:
9/26:
9/27: Mtg. $1


No spend
Budget spend
Over spend

Groceries $693.39
Gas $124.40
Misc. $110.50
Vet $15
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Old 09-28-2008, 02:21 AM
 
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Location: NOVA
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01 - $12.71 at Arby's for dinner while on the road, $44.08 for gas
02 - : $26.31 in groceries
03 - :
04 - :
05 - $13.50 for pizza
06 - $13.01 for scrapbooking supplies, : $36.28 for groceries
07 -
08 - $34.60 at Carter's Outlet for baby gift (not budgeted, but necessary)
09 -
10 - :
11 - :
12 - : $17.21 for groceries
13 -
14 -
15 -
16 -
17 - $5.35 at Starbucks (worth every penny!!!!)
18 -
19 -
20 - :
21 -
22 - $44.76 on gas
23 - : $79.84 on groceries
24 - :
25 - $111 at Lowe's for an area rug
26 -
27 -


Legend
: = groceries
= no unnecessary spending
: = no drive
= unnecessary spending

Goals
- 17/15 no spend days - GOAL MET! :
- $159.64/$300 on groceries
- 1 no drive day per week
- 22/15 no eat-out days - GOAL MET! :

DD#1 dust.gif (May '08); new sweet baby girl (May '11) vbac.gif
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Old 09-28-2008, 10:46 AM
 
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Okay, I have had to many spend days, and I am so far behind in posting, so no detail here. The bad news is I have had to many spending/driving days this month.
The good news is I have spent about 30% less this month than in August, so :. I have been much more mindful in my spending this month, I have saved more with grocery shopping, and have shopped around for the best price on items.
We have eaten out (lunch) way to much though, so I still need work!

Vicki- Homeschooling Mama to 4 girls
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Old 09-28-2008, 02:52 PM
 
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9/17
9/18 : $42.08 on cc beer/wine for entertaining inlaws for dinner
9/19 drink for kids while picking up CSA $7.41 on cc:
9/20 gave into my dh to order pizza $35.00
9/21 bfast out prior to sunday school $43.88 (may add to budget for 1xmo)
9/22 : 31.86 cold weather clothes for ds6, $8.50 rain boots from thrift store that ds4 really liked
9/23
9/24 - it's about time!
9/25 $4.26 for plates/bowls - throwing dinner party saturday
9/26 $79.50 dinner party wine
9/27 $63.40 & $24.98 dinner party beer and food

The dinner party wasn't budgeted, yet it should be. We have been part of a supper club for 6 years and end up hosting 1x/year. I just didn't remember to budget for it.

Goals:
foucus on 6mo emergency fund
put weekly budgeted item in writing
use cash not credit (reinstate envelope system)
stop spending outside of budget

Key:
no spend day
spent only within budget using cash
: spend day within budget but used credit
oops
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Old 09-28-2008, 04:58 PM
 
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Join Date: Oct 2006
Location: South Carolina
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My key:
:=grocereries
=anything else deemed necessary. gas, health and beauty products
=not necessary
=no money left my hands at all

9/1-
9/2- $42.21 on Desperate Housewives Season 4 (down from $50) and a gelato from Liquid hwy.
9/3- $50 gas and $2.58 Paperback Swap obligation. : $14 lunch for the week.
9/4-
9/5-
9/6- $15 CVS Aspirin and Razor with xtra blade, $2.65 Panera Bread
9/7-
9/8-
9/9-
9/10- $6-Zaxby's, $1.17 P.O. and $19 CVS, : $12.36
9/11-
9/12- $8 Subway, $35 gas
9/13-
9/14-
9/15-
9/16-: $59 groceries, $2.58 PBS obigation, $63 for nails,bkfst &,haircut.
9/17-
9/18-
9/19- $10 laundry detergent, $5 McD's.
9/20-
9/21-
9/22-
9/23-
9/24-: $15 food
9/25- $1.83 McD's iced coffee
9/26-
9/27-
9/28-

Proud mama to : Nicholas James born 3/19/09
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